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Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want Audible Audiobook – Unabridged

Rachel Cruze (Author, Narrator), Ramsey Press (Publisher)
4.6 out of 5 stars 1,931 ratings

Rachel Cruze shines a spotlight on the most damaging money habit we have: comparing ourselves to others. Then she unpacks seven essential money habits for living the life we really want - a life in line with our values, where we can afford the things we want to buy without being buried under debt, stress, and worry. The Joneses are broke. Life looks good, but hidden beneath that glossy exterior are credit card bills, student loans, car payments, and an out-of-control mortgage. Their money situation is a mess, and they're trying to live a life they simply can't afford. So why exactly do we try so hard to keep up with the Joneses? Are we really living the lives we want, or are we chasing someone else's dream, just trying to keep up appearances on social media, at church, and in our community? Why are we letting other people set the pace for our own family's finances?

In Love Your Life, Not Theirs, Rachel shows you how to buy and do the things that are important to you - the right way. That starts by choosing to quit the comparisons, reframing the way you think about money, and developing new habits like avoiding debt, living on a plan, watching your spending, saving for the future, having healthy conversations about money, and giving. These habits work, and Rachel is living proof. Now, she wants to empower you to live the life you've always dreamed of without creating the debt, stress, and worry that are all too often part of the deal. Social media isn't real life, and trying to keep up with the Joneses will never get you anywhere. It's time to live - and love - your life, not theirs.

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  1. Listening Length
    6 hours and 38 minutes
  2. Author
    Rachel Cruze
  3. Narrator
    Rachel Cruze
  4. Audible release date
    September 21, 2016
  5. Language
    English
  6. Publisher
    Ramsey Press
  7. ASIN
    B01LX8OM6D
  8. Version
    Unabridged
  9. Program Type
    Audiobook
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Product details

Listening Length 6 hours and 38 minutes
Author Rachel Cruze
Narrator Rachel Cruze
Whispersync for Voice Ready
Audible.com Release Date September 21, 2016
Publisher Ramsey Press
Program Type Audiobook
Version Unabridged
Language English
ASIN B01LX8OM6D
Best Sellers Rank #34,156 in Audible Books & Originals (See Top 100 in Audible Books & Originals)
#39 in Financial Accounting (Books)
#108 in Money Management & Budgeting
#321 in Budgeting & Money Management (Books)

Customer reviews

4.6 out of 5 stars
1,931 global ratings

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Customers say

Customers find the book easy to read and well-written, with practical advice that helps them succeed. They appreciate its perspective on money habits, particularly the importance of setting a budget, and find it relatable, with one customer noting how the author shares personal stories. The book receives positive feedback for its age range, with one customer mentioning it's particularly suitable for young adults.

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144 customers mention "Readability"144 positive0 negative

Customers find the book well written and easy to read, with one customer noting it's a must-read for all generations.

"...picked up the Kindle Version which is nicely formatted and was a pleasure to read...." Read more

"...This is also a good book to read if you have a financial disaster looming over you are in the middle of one...." Read more

"This book has a lot of practical applications. The book was an easy read. I had a lot of meditative moments...." Read more

"...Much of this book is redundant. Overall, this book is an easy read, but as another reviewer wrote, the makeup of the book was lacking..." Read more

137 customers mention "Advice"127 positive10 negative

Customers find the book full of helpful information and great insights, with one customer noting how it makes you think about your current lifestyle.

"...It feels fresh and has some new ideas but at the core remains the stuff that works (would be somewhat strange for her to depart on that)...." Read more

"...Therefore, I think this book (I listened to the audiobook) has some very good tips...." Read more

"...to unlock the actual keys to financial success AS WELL AS genuine happiness in life...." Read more

"...It was very inspirational! I will put this book on my repeat read again to keep me focused on the big picture and not to give up this journey!..." Read more

47 customers mention "Writing style"44 positive3 negative

Customers appreciate the writing style of the book, finding it very easy to follow and understand, with one customer noting it's written in a friendly tone.

"...Note: I picked up the Kindle Version which is nicely formatted and was a pleasure to read...." Read more

"...the journey to managing your money, this book will be a great way to get started. Having said that, here's a few things I didn't like. 1...." Read more

"...It's an easy, pleasant read with good, immediately-actionable advice...." Read more

"...The information is simple. But it changes real lives. It can change your family forever." Read more

44 customers mention "Perspective"44 positive0 negative

Customers appreciate the book's perspective on money habits, highlighting its great financial basics and the importance of setting a budget, with one customer noting it's particularly suitable for millennials.

"...As the title indicates, the book shares seven money habits for living a financially sound like...." Read more

"...I understood contentment better having read this book and am managing my money better as a result. I am also carefully guarding against a relapse...." Read more

"...If you're on the fence, BUY THE BOOK!! It is money VERY well spent!" Read more

"...The book is about financial management, being grateful for what you have, and living within your means to get ahead...." Read more

27 customers mention "Relatability"25 positive2 negative

Customers find the book relatable, with many appreciating the stories shared by the author.

"TL;DR: Tried and true concepts, fresh take and easily digestible. Highly recommended...." Read more

"...Rachel has written this book in a very relationship manner, inviting the reader into her personal battle to be intentional about the life she and..." Read more

"...The stories Rachel shares are relatable and inspiring...." Read more

"...Rachel's take is fresh, but the ideas are the same...." Read more

5 customers mention "Age range"5 positive0 negative

Customers appreciate the book's age range, with one customer noting it's suitable for all generations, while another mentions it's particularly good for younger adults.

"...This book is a regurgitation of Dave's philosophy with a more youthful and somewhat more relatable spin...." Read more

"Not too much new info for me. An honest, modern voice should appeal to a younger audience. The habits are something I should refer to in the future." Read more

"...This is a fresh take on Total Money Makeover. A definite for millenials." Read more

"Good for Younger Adults..." Read more

Live the Life You Want! Rachel Guides You to Your Goals!
5 out of 5 stars
Live the Life You Want! Rachel Guides You to Your Goals!
Loved this book! I'm not an avid reader but made it through this in one weekend. Rachel's approach is by far relatable to my generation, younger and older! It empowers you to live the life you want and helps you make it happen!
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Top reviews from the United States

  • David Bernazzani
    5.0 out of 5 stars A Fresh Take - Rachel Emerges From the Shadow
    Reviewed in the United States on October 8, 2016
    Verified Purchase
    TL;DR: Tried and true concepts, fresh take and easily digestible. Highly recommended.

    The book offers a fresh take on some of the core concepts taught by her father Dave Ramsey but with a focus on money habits. At the heart of the book is the message to "not keep up with the Jonses" which is especially difficult in this modern social-media driven world. It feels fresh and has some new ideas but at the core remains the stuff that works (would be somewhat strange for her to depart on that). I love Dave's advice but some people find him a bit too, um... blunt? sassy? And some find his religious and political leanings (which sometimes show in his writing and often show in his speaking) off-putting. I have no problem with either but Rachel is two notches down on sass and one notch down on religion. I didn't detect anything overtly political in the book at all. So the core concepts and the fresh take may be the most palatable presentation of the material to the widest audience yet.

    The only criticism I have is that it felt a bit repetitive in spots. She even says in several passages "I know we've covered this before but...". I'm a fan of short and simple - 50 pages less and the book would have been really perfect.

    I give the content, presentation and style a solid 4.5 (out of 5) stars and Rachel earns the round-up for providing so much awesome free content on her YouTube channel and other social media outlets. She has stood in the long shadow of her dad for some time - in recent years you can see her peek out and with this book I feel like she finally walks far enough ahead to begin casting her own shadow.

    Note: I picked up the Kindle Version which is nicely formatted and was a pleasure to read. No obvious typos or other graphical glitches except the very top of each of the major chapter breaks was cropped (literally the word HABIT was just a few pixels above the top of my Kindle DX which affected nothing in the actual reading).
    11 people found this helpful
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  • Chris Mitchell #DefineYourself
    5.0 out of 5 stars A book every young college age person should read!
    Reviewed in the United States on November 14, 2017
    Verified Purchase
    Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want by Rachel Cruze, I must admit, was an accidental Kindle purchase by me – that I am glad I made.
    As the title indicates, the book shares seven money habits for living a financially sound like. The book starts off by telling us the bad decisions we have made and habits that we have, that had lead us to a financial crisis. Cruze does not do this to shame anyone (there is no judgement in the book), but I believe she does this so the reader does not feel that he is the only one who made terrible mistakes that is limiting him financial potential.
    I found Cruze, the daughter of money guru Dave Ramsey, more sympathetic than her father comes across in his writing and radio program. (Sorry Dave, but you do come across as judgmental and condescending to me at times.)
    I wish this was a book I could have read when I was in my college years. Although I can not go back in time, I strongly recommend this book to any person who is young and have not made any financial mistakes, so they can avoid them. This is also a good book to read if you have a financial disaster looming over you are in the middle of one. This book is a great precursor to starting Dave Ramsy’s baby step program.
    8 people found this helpful
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  • RHONDA
    4.0 out of 5 stars Good Tips / Audiobook Needs Better Editing
    Reviewed in the United States on December 15, 2016
    Verified Purchase
    I am not familiar with Dave Ramsey. I've seen him in commercials but have never read his books. Therefore, I think this book (I listened to the audiobook) has some very good tips. I really like the premise because I agree with the author that we're living in a time when we can easily become envious of other people as we scroll down Facebook or even gossip websites. If you're starting the journey to managing your money, this book will be a great way to get started. Having said that, here's a few things I didn't like.

    1. The editing was terrible. There should be a rule that a speaker can't stop recording a session until they're done with a chapter. It was annoying to hear her voice suddenly boom or fade out in the middle of paragraphs (or sometimes even sentences.) Toward the end of the book I could hear her turn the page. That should not have been picked up.

    2. I know the author can't help her voice but it's very high-pitched and squeaky. It can be grating if you're sensitive to this. On the flipside, you can tell Rachel is a naturally happy person and that came through on the recording. I was able to keep listening because it was clear she's passionate about her teachings and I tried to focus on the content, not the delivery.

    3. She said the only budgeting website she recommends is everydollar.com. I immediately texted that site to several people and then I thought, "Wait. Who owns that site?" You guessed it -- her father. I have no issues at all with cross-selling your products. However, I think she should have mentioned that her father owns that site. Especially considering she plugged it several times.

    4. Want to make this book really fun? Have a drink every time she says "Winston and I"...

    This isn't a critique but...Rachel is very serious about her money. She won't give a dollar at the checkout line to the cashier when they're collecting for charities because she needs to research the charities first. Because she already has designated charities to which she donates -- she won't part with a dollar. This seems a bit above and beyond to me, but then again, she's rich and I'm not so hey...who am I to judge?
    27 people found this helpful
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Top reviews from other countries

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  • Ya Kil
    5.0 out of 5 stars Heard before but not that way
    Reviewed in the United Kingdom on September 1, 2018
    Verified Purchase
    We probably have heard these advices before and possibly never acted on them. The way Rachel Cruz explains ways to become debt free and remove the pressure of keeping up with the Jones is refreshing. I understand that when you are debt free, reading this book is redundant since you have achieved your objectives. But like they say, we often need reminding of what to do, especially with our money. The biggest advice I took and applied from the book was to buy your house cash without mortgage. I can now focus on saving for my retirement (Chris Hogan book's RETIRE INSPIRED will be handy) and tick off more Big Hairy Audacious Goals.
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  • Christopher Liley
    5.0 out of 5 stars Simple not necessarily easy
    Reviewed in Australia on December 31, 2016
    Verified Purchase
    This book outlines some fundamental habits that will alter your financial path and potentially set you free from the burden of debt. An easy to read and honest approach from the author.
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  • Kristy Leavitt
    5.0 out of 5 stars Must-read!
    Reviewed in Canada on June 27, 2023
    Verified Purchase
    Excellent book!! I highly recommend this book for everyone, regardless of your financial situation. Rachel provides helpful, practical advice to foster contentment and wise money habits, in a fun-to-read way.
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  • alran
    5.0 out of 5 stars awesome
    Reviewed in Japan on February 17, 2022
    Verified Purchase
    love it
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  • Alberto Luviano
    5.0 out of 5 stars Excelente Libro
    Reviewed in Mexico on April 11, 2019
    Verified Purchase
    Increíble libro con muy buenos consejos en cómo llevar tus finanzas personales y dejar de lado las comparaciones con la vida de otras personas.
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