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Youth is a precious thing, in that you often can only appreciate it when it’s in the past. In your teenage years and 20s, it’s so easy to feel like you have all the time in the world and then, suddenly, you blink and you are thirty five with a mortgage. Like with any skill or investment, most of us probably wish we had started planning a lot earlier. Someone asked “How did you “waste” your 20s?” and netizens shared the things they maybe should have done differently. So get comfortable as you…

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