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{{Short description|Overviewnone}} of<!-- "none" is preferred when the healthtitle careis systemsufficiently indescriptive; India}}see [[WP:SDNONE]] -->
{{Use Indian English|date=November 2015}}
{{Use dmy dates|date=April 2022}}
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[[File:JIPMER admin block.jpg|thumb|[[Jawaharlal Institute of Postgraduate Medical Education and Research]] at [[Puducherry (union territory)|Puducherry]]]]
 
[[India]] has a [[Single-payer healthcare#History of the term|multi-payer universal health care]] model that is paid for by a combination of public and government regulated (through the [[Insurance Regulatory and Development Authority]]) private health insurance fundsinsurances along with the element of almost entirely tax-funded public hospitals.<ref name="Zodpey et al 2018">{{cite journal |last1=Zodpey |first1=Sanjay |last2=Farooqui |first2=Habib Hasan |title=Universal Health Coverage in India: Progress achieved & the way forward |journal=The Indian Journal of Medical Research |date=2018 |volume=147 |issue=4 |pages=327–329 |doi=10.4103/ijmr.IJMR_616_18 |pmid=29998865 |pmc=6057252 |doi-access=free }}</ref> The public hospital system is essentially free for all Indian residents except for small, often symbolic co-payments in some services.<ref>{{cite web|url = https://www.commonwealthfund.org/international-health-policy-center/countries/india|title = India &#124; Commonwealth Fund|date = 5 June 2020|access-date = 9 October 2020|archive-date = 24 December 2020|archive-url = https://web.archive.org/web/20201224001128/https://www.commonwealthfund.org/international-health-policy-center/countries/india|url-status = live}}</ref> [[Economic Survey]] 2022-23 highlighted that the Central and State Governments’ budgeted expenditure on the health sector reached 2.1% of GDP in FY23 and 2.2% in FY22, against 1.6% in FY21.<ref>{{Cite web |url=https://health.economictimes.indiatimes.com/news/policy/economic-survey-2023-govt-spent-2-1-of-gdp-on-healthcare-in-fy23/97488091 |title=Archived copy |access-date=2 July 2024 |archive-date=2 March 2024 |archive-url=https://web.archive.org/web/20240302062539/https://health.economictimes.indiatimes.com/news/policy/economic-survey-2023-govt-spent-2-1-of-gdp-on-healthcare-in-fy23/97488091 |url-status=live }}</reF> India ranks 78th and has one of the [[Health spending as percent of gross domestic product (GDP) by country|lowest healthcare spending as a percent of GDP]]. It ranks 77th on the [[list of countries by total health expenditure per capita]].
 
== National Health Policy ==
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In practice however, the private healthcare sector is responsible for the majority of healthcare in India, and a lot of healthcare expenses are paid directly out of pocket by patients and their families, rather than through health insurance due to incomplete coverage.<ref>{{cite journal |last=Berman |first=Peter |date=2010 |title=The Impoverishing Effect of Healthcare Payments in India: New Methodology and Findings |journal=Economic and Political Weekly |volume=45 |issue=16 |pages=65–71 |jstor=25664359}}</ref>
 
Government health policy has thus far largely encouraged private-sector expansion in conjunction with well -designed but limited public health programmes.<ref name="Palgrave">{{cite book |last1=Britnell |first1=Mark |title=In Search of the Perfect Health System |date=2015 |publisher=Palgrave |isbn=978-1-137-49661-4 |location=London |page=60}}</ref>
 
== Percentage of GDPFinancing ==
 
=== 2018 ===
According to the [[National Health Accounts]] report, the total expenditure on health care as a proportion of GDP in 2018 was 3.2%.<ref name="moneycontrol.com">{{cite web | url=https://www.moneycontrol.com/news/economy/policy/indias-spend-on-health-as-percentage-of-gdp-went-down-in-15-years-but-remarkable-improvement-in-out-of-pocket-expenditure-9165581.html/amp | title=Healthcare spend as percentage of GDP down in 15 years; out-of-pocket expenditure declines | date=12 September 2022 }}</ref> Out of 3.2%, the governmental health expenditure as a proportion of GDP is just 2%,<ref>{{cite web |title=Domestic general government health expenditure (% of GDP) |url=https://data.worldbank.org/indicator/SH.XPD.GHED.GD.ZS |website=[[World Bank]] |access-date=22 January 2019 |archive-date=11 April 2020 |archive-url=https://web.archive.org/web/20200411043253/https://data.worldbank.org/indicator/SH.XPD.GHED.GD.ZS |url-status=live }}</ref> and the out-of-pocket expenditure as a proportion of the current health expenditure was 42.06% in 2019 while expenditure of the government and health insurance funds increased to 57%.<ref name="moneycontrol.com" />
 
=== 2019 ===
In 2019, the total net government spending on healthcare was $36 billion or 1.23% of its GDP.<ref>₹2.6 trillion</ref> India had allocated 1.8% of its GDP to health in 2020–21.
 
=== 2022 ===
Since 2022, the healthcare funding by the central and state governments increased substantially to $74 billion.<ref>{{cite web | url=https://pib.gov.in/Pressreleaseshare.aspx?PRID=1793817 | title=Government's Spending on Social Services Increases Significantly During the Pandemic | access-date=17 February 2024 | archive-date=7 November 2022 | archive-url=https://web.archive.org/web/20221107064604/https://pib.gov.in/Pressreleaseshare.aspx?PRID=1793817 | url-status=live }}</ref> Out of pocket expenditure significantly reduced as most healthcare expenditure is met by government health insurance schemes, social health insurances such as the [[Employees' State Insurance]] and government regulated (through the [[Insurance Regulatory and Development Authority]]) private health insurances, achieving the goal of near-universal health coverage.<ref>{{cite web | url=https://pib.gov.in/PressReleaseIframePage.aspx?PRID=1919582#:~:text=The%20share%20of%20Out%2Dof,Universal%20Health%20Coverage%20for%20citizens | title=National Health Accounts Estimates for India (2019-20) released | access-date=28 February 2024 | archive-date=1 June 2024 | archive-url=https://web.archive.org/web/20240601131017/https://pib.gov.in/PressReleaseIframePage.aspx?PRID=1919582#:~:text=The%20share%20of%20Out%2Dof,Universal%20Health%20Coverage%20for%20citizens | url-status=live }}</ref> Since 2020, it is mandatory for [[private sector]] employees who are not affiliated to the employees state insurance to receive a government regulated (through the [[Insurance Regulatory and Development Authority]] health insurance regulator) health insurance plan through their employer while employees of the public sector receive it through the Central Government Health Plan.<ref>{{cite web | url=https://www.plumhq.com/blog/medical-insurance-india#:~:text=Thanks%20to%20the%20Government%20of,effect%20from%201st%20April%202020 | title=Medical Insurance - Why is it Mandatory for Employees? }}</ref>
 
=== Human Rights Measurement Initiative ===
The [[Human Rights Measurement Initiative]]<ref>{{Cite web |title=Human Rights Measurement Initiative – The first global initiative to track the human rights performance of countries |url=https://humanrightsmeasurement.org/ |access-date=2022-02-24 |website=humanrightsmeasurement.org}}</ref> finds that India is doing 8084.59% of what should be possible at its level of income for the right to health.<ref>{{Cite web |title=India - HRMI Rights Tracker |url=https://rightstracker.org/country/IND?tab=report-esr |access-date=20222024-0205-2419 |website=rightstracker.org |language=en |archive-date=19 May 2024 |archive-url=https://web.archive.org/web/20240519153524/https://rightstracker.org/country/IND?tab=report-esr |url-status=live }}</ref>
 
==History==
{{See also|Ayurveda|Siddha medicine}}
[[File:GovernmentHospitalChennai.JPG|thumb|265x265px|The [[Rajiv Gandhi Government General Hospital]] in [[Chennai]], the first modern hospital in [[India]], established in 1664.<ref>{{cite journal |last1=Amarjothi |first1=J. M. V. |author-link= |last2=Jesudasan |first2=Jeyasudhahar |last3=Ramasamy |first3=Villalan |last4=Jose |first4=Livin |date=2020 |title=History of Medicine: The origin and evolution of the first modern hospital in India |url=https://www.nmji.in/article.asp?issn=0970-258X;year=2020;volume=33;issue=3;spage=175;epage=179;aulast=Amarjothi#:~:text=In%201639%2C%20EIC%20officials%2C%20Andrew,hospital%20in%20India%20was%20started |journal=The National Medical Journal of India |language= |volume=33 |issue=3 |pages=175–179 |doi=10.4103/0970-258X.314010 |issn= |jfm= |jstor= |mr= |pmid=33904424 |s2cid=233410719 |zbl= |id= |access-date=23 May 2021 |doi-access=free |archive-date=23 May 2021 |archive-url=https://web.archive.org/web/20210523103919/https://www.nmji.in/article.asp?issn=0970-258X;year=2020;volume=33;issue=3;spage=175;epage=179;aulast=Amarjothi#:~:text=In%201639%2C%20EIC%20officials%2C%20Andrew,hospital%20in%20India%20was%20started |url-status=live }}</ref>]]
 
== Healthcare system ==
=== Public healthcare ===
{{Further|Public health system in India}}
[[Publicly funded health care|Public healthcare]] is free for every Indian resident.<ref>{{cite web|url=http://www.ipsnews.net/2020/07/pathway-universal-healthcare-india/|title=A Pathway to Universal Healthcare in India|date=5 July 2020|access-date=6 October 2020|archive-date=8 October 2020|archive-url=https://web.archive.org/web/20201008202047/http://www.ipsnews.net/2020/07/pathway-universal-healthcare-india/|url-status=live}}</ref><ref>{{cite web|last=Rajawat|first=K. Yatish|url=http://qz.com/324487/modis-ambitious-health-policy-may-dwarf-obamacare/|title=Modi's ambitious health policy may dwarf Obamacare|publisher=Quartz – India|website=qz.com|date= 12 January 2015|access-date=18 September 2017|archive-date=25 June 2018|archive-url=https://web.archive.org/web/20180625161501/https://qz.com/324487/modis-ambitious-health-policy-may-dwarf-obamacare/|url-status=live}}</ref> The Indian public health sector encompasses 18% of total [[Ambulatory care|outpatient care]] and 44% of total [[inpatient care]].<ref name="Thayyil-2013">{{cite journal|last1=Thayyil|first1=Jayakrishnan|last2=Jeeja|first2=MathummalCherumanalil|date=2013|title=Issues of creating a new cadre of doctors for rural India|journal=International Journal of Medicine and Public Health|language=en|volume=3|issue=1|pages=8|doi=10.4103/2230-8598.109305 |doi-access=free }}</ref> Middle and upper class individuals living in India tend to use public healthcare less than those with a lower standard of living.<ref name="Dey-2014">{{cite journal |last1=Dey |first1=Dipanjan Kumar |last2=Mishra |first2=Vishal |title=Determinants of Choice of Healthcare Services Utilization: Empirical Evidence from India |journal=Indian Journal of Community Health |date=31 December 2014 |volume=26 |issue=4 |pages=356–363 |url=https://iapsmupuk.org/journal/index.php/IJCH/article/view/439 |access-date=7 October 2020 |archive-date=25 July 2020 |archive-url=https://web.archive.org/web/20200725194555/https://www.iapsmupuk.org/journal/index.php/IJCH/article/view/439 |url-status=live }}</ref> Additionally, women and the elderly are more likely to use public services.<ref name="Dey-2014" /> The public health care system was originally developed in order to provide a means to healthcare access regardless of socioeconomic status or caste.<ref name="Chokshi-2016">{{cite journal |last1=Chokshi |first1=M |last2=Patil |first2=B |last3=Khanna |first3=R |last4=Neogi |first4=S B |last5=Sharma |first5=J |last6=Paul |first6=V K |last7=Zodpey |first7=S |title=Health systems in India |journal=Journal of Perinatology |date=December 2016 |volume=36 |issue=S3 |pages=S9–S12 |doi=10.1038/jp.2016.184 |pmid=27924110 |pmc=5144115 }}</ref> However, reliance on public and private healthcare sectors varies significantly between states. Several reasons are cited for relying on the private rather than public sector; the main reason at the national level is poor quality of care in the public sector, with more than 57% of households pointing to this as the reason for a preference for private health care.<ref name="nfhs3 436-440">{{cite web|url=http://www.measuredhs.com/pubs/pdf/FRIND3/FRIND3-Vol1AndVol2.pdf|title=National Family Health Survey (NFHS-3), 2005 –06|author=International Institute for Population Sciences and Macro International|date=September 2007|publisher=Ministry of Health and Family Welfare, Government of India|pages=436–440|access-date=5 October 2012|archive-date=8 December 2012|archive-url=https://web.archive.org/web/20121208112913/http://measuredhs.com/pubs/pdf/FRIND3/FRIND3-Vol1AndVol2.pdf|url-status=live}}</ref> Much of the public healthcare sector caters to the rural areas, and the poor quality arises from the reluctance of experienced healthcare providers to visit the rural areas. Consequently, the majority of the public healthcare system catering to the rural and remote areas relies on inexperienced and unmotivated interns who are mandated to spend time in public healthcare clinics as part of their curricular requirement. Other major reasons are long distances between public hospitals and residential areas, long wait times, and inconvenient hours of operation.<ref name="nfhs3 436-440" />[[File:Osmania General Hospital Hyderabad.JPG|thumb|[[Osmania General Hospital]] Hyderabad|left|251x251px]]
 
Different factors related to public healthcare are divided between the state and national government systems in terms of making decisions, as the national government addresses broadly applicable healthcare issues such as overall family welfare and prevention of major diseases, while the state governments handle aspects such as local hospitals, public health, promotion and sanitation, which differ from state to state based on the particular communities involved.<ref name="Chokshi-2016" /> Interaction between the state and national governments does occur for healthcare issues that require larger scale resources or present a concern to the country as a whole.<ref name="Chokshi-2016" />
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Considering the goal of obtaining [[universal health care]] as part of [[Sustainable Development Goals#Goal 3: Good health and well-being|Sustainable Development Goals]], scholars request policy makers to acknowledge the form of healthcare that many are using. Scholars state that the government has a responsibility to provide health services that are affordable, adequate, new and acceptable for its citizens.<ref name="Dey-2014" /> Public healthcare is very necessary, especially when considering the costs incurred with private services. Many citizens rely on [[Subsidised healthcare|subsidized healthcare]].<ref name="Dey-2014" /> The national budget, scholars argue, must allocate money to the public healthcare system to ensure the poor are not left with the stress of meeting private sector payments.<ref name="Dey-2014" />
 
Following the [[2014 Indian general election|2014 election]] which brought Prime Minister [[Narendra Modi]] to office, the government unveiled plans for a nationwide [[universal health care]] system known as the [[National Health Assurance Mission]], which would provide all citizens with free drugs, diagnostic treatments, and insurance for serious ailments.<ref>{{Cite news|url=http://in.reuters.com/article/uk-india-health-idINKBN0IJ0VN20141030|title=India's universal healthcare rollout to cost $26 billion|work=Reuters|date=2014-10-30|access-date=5 July 2021|archive-date=22 January 2017|archive-url=https://web.archive.org/web/20170122030042/http://in.reuters.com/article/uk-india-health-idINKBN0IJ0VN20141030|url-status=dead}}</ref> In 2015, implementation of a universal health care system was delayed due to budgetary concerns.<ref>{{Cite news|url=http://in.reuters.com/article/india-health-idINKBN0MM2UT20150327|title=Exclusive: Modi govt puts brakes on India's universal health plan|author=Aditya Kalra|date=27 March 2015|work=Reuters|location=India|access-date=5 July 2021|archive-date=24 October 2016|archive-url=https://web.archive.org/web/20161024132505/http://in.reuters.com/article/india-health-idINKBN0MM2UT20150327|url-status=dead}}</ref> In April 2018 the government announced the [[Ayushman Bharat Yojana|Aayushman Bharat scheme]] that aims to cover up to Rs. 5 lakh to 100,000,000 vulnerable families (approximately 500,000,000 persons – 40% of the country's population). This will cost around $1.7 billion each year. Provision would be partly through private providers.<ref>{{cite magazine |title=INDIA IS INTRODUCING FREE HEALTH CARE—FOR 500 MILLION PEOPLE |url=https://www.newsweek.com/india-introducing-free-healthcare-500-million-people-1075607 |access-date=2 September 2018 |magazine=Newsweek |date=16 August 2018 |archive-date=2 September 2018 |archive-url=https://web.archive.org/web/20180902153245/https://www.newsweek.com/india-introducing-free-healthcare-500-million-people-1075607 |url-status=live }}</ref>
 
In 2017, the Medical Technology Assessment Board and its secretariat Health Technology Assessment in India.<ref>{{Cite journal |last=Fan |first=Victoria Y. |last2=Mehndiratta |first2=Abha |last3=Ahazie |first3=Jubilee |last4=Guzman |first4=Javier |last5=Prinja |first5=Shankar |last6=Sundararaman |first6=T. |last7=Swaminathan |first7=Soumya |date=2023-12-31 |title=Organizational Formation for Priority Setting: Historical Perspectives and Thematic Analysis of India’s Health Technology Assessment Agency |url=https://www.tandfonline.com/doi/full/10.1080/23288604.2024.2327414 |journal=Health Systems & Reform |language=en |volume=9 |issue=3 |doi=10.1080/23288604.2024.2327414 |issn=2328-8604|doi-access=free }}</ref> The Health Financing and Technology Assessment (HeFTA) unit within the National Health Authority (NHA) in 2022 further enhanced evidence-based decision-making processes in prioritizing health benefits and demonstrating significant cost savings to the PM-JAY as a result of health technology assessment (HTA).<ref>{{Cite journal |last=Prinja |first=Shankar |last2=Chugh |first2=Yashika |last3=Gupta |first3=Nidhi |last4=Aggarwal |first4=Vipul |date=2023-12-31 |title=Establishing a Health Technology Assessment Evidence Ecosystem in India’s Pradhan Mantri Jan Arogya Yojana |url=https://www.tandfonline.com/doi/full/10.1080/23288604.2024.2327097 |journal=Health Systems & Reform |language=en |volume=9 |issue=3 |doi=10.1080/23288604.2024.2327097 |issn=2328-8604|doi-access=free }}</ref>
 
===Private healthcare===
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Since 2005, most of the healthcare capacity added has been in the private sector, or in partnership with the private sector. The private sector consists of 58% of the hospitals in the country, 29% of beds in hospitals, and 81% of doctors.<ref name="Thayyil-2013" />
[[File:Max Building.jpg|alt=|thumb|[[Max Healthcare]] in [[Delhi]], [[India]]|252x252px]]
According to National Family Health Survey-3, the private medical sector remains the primary source of health care for 70% of households in [[urban area]]s and 63% of households in rural areas.<ref name="nfhs3 436-440" /> The study conducted by IMS Institute for Healthcare Informatics in 2013, across 12 states in over 14,000 households indicated a steady increase in the usage of private healthcare facilities over the last 25 years for both Out-Patient and In-Patient services, across rural and urban areas.<ref>{{cite news|url=http://www.thehindu.com/sci-tech/health/policy-and-issues/more-people-opting-for-private-healthcare/article4967288.ece|title=More people opting for private healthcare|author=Ramya Kannan|date=30 July 2013|access-date=31 July 2013|newspaper=The Hindu|location=Chennai, India|archive-date=11 April 2020|archive-url=https://web.archive.org/web/20200411043307/https://www.thehindu.com/sci-tech/health/policy-and-issues/more-people-opting-for-private-healthcare/article4967288.ece|url-status=live}}</ref> In terms of healthcare quality in the private sector, a 2012 study by Sanjay Basu et al., published in ''[[PLOS Medicine]]'', indicated that health care providers in the private sector were more likely to spend a longer duration with their patients and conduct physical exams as a part of the visit compared to those working in public healthcare.<ref>{{cite journal |last1=Basu |first1=Sanjay |last2=Andrews |first2=Jason |last3=Kishore |first3=Sandeep |last4=Panjabi |first4=Rajesh |last5=Stuckler |first5=David |title=Comparative Performance of Private and Public Healthcare Systems in Low- and Middle-Income Countries: A Systematic Review |journal=PLOS Medicine |date=19 June 2012 |volume=9 |issue=6 |pages=e1001244 |doi=10.1371/journal.pmed.1001244 |pmid=22723748 |pmc=3378609 |doi-access=free }}</ref>
However, the high out of pocket cost from the private healthcare sector has led many households to incur Catastrophic Health Expenditure, which can be defined as health expenditure that threatens a household's capacity to maintain a basic standard of living.<ref name="Sekher">{{cite web|url=http://iussp.org/sites/default/files/event_call_for_papers/T.V%20Sekher-IUSSP%20pdf.pdf|title=Catastrophic Health Expenditure and Poor in India: Health Insurance is the Answer?|last=Sekher|first=T.V.|website=iussp.org|access-date=18 September 2017|archive-date=8 August 2016|archive-url=https://web.archive.org/web/20160808184453/http://iussp.org/sites/default/files/event_call_for_papers/T.V%20Sekher-IUSSP%20pdf.pdf|url-status=live}}</ref> Costs of the private sector are only increasing.<ref name="Balarajan-2011">{{cite journal|last1=Balarajan|first1=Y|last2=Selvaraj|first2=S|last3=Subramanian|first3=SV|title=Health care and equity in India|journal=The Lancet|volume=377|issue=9764|pages=505–515|doi=10.1016/s0140-6736(10)61894-6|pmid=21227492|pmc=3093249|date=2011-02-05}}</ref> One study found that over 35% of poor Indian households incur such expenditure and this reflects the detrimental state in which Indian health care system is at the moment.<ref name="Sekher" /> With government expenditure on health as a percentage of GDP falling over the years and the rise of private health care sector, the poor are left with fewer options than before to access health care services.<ref name="Sekher" /> Private insurance is available in India, as are various through government-sponsored health insurance schemes. According to the [[World Bank]], about 25% of India's population had some form of health insurance in 2010.<ref>{{cite web|url=https://www.worldbank.org/en/news/feature/2012/10/11/government-sponsored-health-insurance-in-india-are-you-covered|title=Government-Sponsored Health Insurance in India: Are You Covered?|date=11 October 2012|website=worldbank.org|publisher=The World Bank Group|access-date=18 September 2017|archive-date=17 November 2015|archive-url=https://web.archive.org/web/20151117035335/https://www.worldbank.org/en/news/feature/2012/10/11/government-sponsored-health-insurance-in-india-are-you-covered|url-status=live}}</ref> A 2014 Indian government study found this to be an over-estimate, and claimed that only about 17% of India's population was insured.<ref>{{Cite news|url=http://www.thehindu.com/news/national/only-17-have-health-insurance-cover/article6713952.ece|title=Only 17% have health insurance cover|last1=Mehra|first1=Puja|date=9 April 2016|newspaper=The Hindu|access-date=18 September 2017|archive-date=23 September 2017|archive-url=https://web.archive.org/web/20170923154815/http://www.thehindu.com/news/national/only-17-have-health-insurance-cover/article6713952.ece|url-status=live}}</ref> Private healthcare providers in India typically offer high quality treatment at unreasonable costs as there is no regulatory authority or statutory neutral body to check for medical malpractices. In [[Rajasthan]], 40% of practitioners did not have a medical degree and 20% have not completed a [[secondary education]].<ref name="Balarajan-2011" /> On 27 May 2012, the popular show [[Satyamev Jayate (TV series)|Satyamev Jayate]] did an episode on "Does Healthcare Need Healing?" which highlighted the high costs and other malpractices adopted by private clinics and hospitals.<ref>{{cite book|title=In Search of the Perfect Health System|last1=Britnell|first1=Mark|date=2015|publisher=Palgrave|isbn=978-1-137-49661-4|location=London|page=58}}</ref>
 
According to [[Huffington Post]], doctors spoke about the problems with "corporate hospitals" and senior surgeons being told to sell surgeries to their patients even if they weren't needed. In one instance, a doctor was told he would be sacked if he didn't have enough patients to operate on.<ref name="Huffington2016">{{cite web |last1=Chandran |first1=Prabha |date=July 15, 2016 |title=Exclusive: Doctors And Hospitals Are Playing With Lives For Profit, Say Authors Of Medical Exposé |url=https://www.huffpost.com/archive/in/entry/exclusive-doctors-and-hospitals-are-playing-with-lives-for-prof_b_9792552 |work=[[Huffington Post]] |access-date=14 September 2023 |archive-date=30 January 2024 |archive-url=https://web.archive.org/web/20240130123352/https://www.huffpost.com/archive/in/entry/exclusive-doctors-and-hospitals-are-playing-with-lives-for-prof_b_9792552 |url-status=live }}</ref> The majority of India's [[Private hospital|private]], [[for-profit hospital]]s charge exorbitant costs for medical services and supplies, which has put a strain on the country's public finances.<ref name="Huffington2016" /><ref>{{cite web |last1=Prabhakar |first1=BinoyY |date=September 24, 2022 |title=Max, Fortis, Apollo and other big hospital chains have been overcharging patients: CCI investigation |url=https://www.moneycontrol.com/news/business/indias-largest-hospital-chains-abused-dominance-through-excessive-pricing-finds-cci-investigation-9219251.html |work=[[Moneycontrol.com]] |access-date=14 September 2023 |archive-date=30 January 2024 |archive-url=https://web.archive.org/web/20240130123352/https://www.moneycontrol.com/news/business/indias-largest-hospital-chains-abused-dominance-through-excessive-pricing-finds-cci-investigation-9219251.html |url-status=live }}</ref><ref>{{cite web |last1=Krishnan |first1=Murali |date=November 22, 2017 |title=The problem of expensive hospitals in India |url=https://www.dw.com/en/private-hospitals-exorbitant-bill-spotlights-poor-public-healthcare-in-india/a-41487085 |work=[[Deutsche Welle]] |access-date=14 September 2023 |archive-date=30 January 2024 |archive-url=https://web.archive.org/web/20240130123353/https://www.dw.com/en/private-hospitals-exorbitant-bill-spotlights-poor-public-healthcare-in-india/a-41487085 |url-status=live }}</ref><ref>{{cite web |last1=Singh |first1=Kavaljit |date=11 June 2021 |title=COVID-19 Killed My Wife. Then Came a 19 Lakh Bill From a Hospital That Didn't Have a CT Scanner. |url=https://thewire.in/health/covid-19-crisis-delhi-oxygen-dhli-hospital |work=[[The Wire (India)]] |access-date=14 September 2023 |archive-date=30 January 2024 |archive-url=https://web.archive.org/web/20240130123353/https://thewire.in/health/covid-19-crisis-delhi-oxygen-dhli-hospital |url-status=live }}</ref>
 
=== Financing ===
India ranks among one of the lowest in the world in terms of public expenditure on healthcare due to significant limitations in its workforce, infrastructure, along with deficiencies in quality and availability of healthcare services.<ref name="Angell-2019">{{Cite journal |last1=Angell |first1=Blake J. |last2=Prinja |first2=Shankar |last3=Gupt |first3=Anadi |last4=Jha |first4=Vivekanand |last5=Jan |first5=Stephen |date=2019-03-07 |title=The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana and the path to universal health coverage in India: Overcoming the challenges of stewardship and governance |journal=PLOS Medicine |language=en |volume=16 |issue=3 |pages=e1002759 |doi=10.1371/journal.pmed.1002759 |issn=1549-1676 |pmc=6405049 |pmid=30845199 |doi-access=free }}</ref> With a shortage of doctors and healthcare providers, who are usually concentrated in urban environments, along with the already low government expenditure on health in India, a large percentage of the population is left underserved by the Indian health system, which relies on out-of-pocket payments from patients to fund care.<ref name="Angell-2019" /> These payments hinder a lot of patients from being able to receive healthcare services, leaving a significant economic impact on the poor and an approximate 50-60 million people forced into poverty annually as a result of drastic medical expenses.<ref name="Angell-2019" />
 
Despite being one of the most populous countries, India has the most private healthcare in the world.<ref name="Duggal-2007">{{cite journal |last1=Duggal |first1=Ravi |title=Healthcare in India: Changing the Financing Strategy |journal=Social Policy & Administration |date=August 2007 |volume=41 |issue=4 |pages=386–394 |doi=10.1111/j.1467-9515.2007.00560.x }}</ref> Out-of-pocket private payments make up 48% of the total expenditure on healthcare in 2018 while government and health insurance funds accounted for 62%.<ref name="Bhardwaj-2014">{{cite journal|last1=Bhardwaj|first1=Geeta|last2=Monga|first2=Anuradha|last3=Shende|first3=Ketan|last4=Kasat|first4=Sachin|last5=Rawat|first5=Sachin|date=1 April 2014|title=Healthcare at the Bottom of the Pyramid An Assessment of Mass Health Insurance Schemes in India|journal=Journal of the Insurance Institute of India|volume=1|issue=4|pages=10–22}}</ref> This is in stark contrast to most other countries of the world.<ref name="Bhardwaj-2014" /><ref name="moneycontrol.com" /> According to the [[World Health Organization]] in 2007, India ranked 184 out of 191 countries in the amount of public expenditure spent on healthcare out of total [[Gross domestic product|GDP]].<ref name="Bhardwaj-2014" /> In fact, public spending stagnated from 0.9% to 1.2% of total GDP in 1990 to 2010 and further increased to 3.2% of GDP in 2018.<ref name="Bhardwaj-2014" /><ref name="moneycontrol.com" />
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In terms of non-medical costs, distance can also prevents access to healthcare.<ref name="Balarajan-2011"/> Costs of transportation prevent people from going to health centers.<ref name="Dutta-2015"/> According to scholars, [[Outreach|outreach programs]] are necessary to reach marginalized and isolated groups.<ref name="Balarajan-2011"/>
 
In terms of medical costs, out-of-pocket hospitalization fees prevent access to healthcare.<ref name="Dutta-2015"/> 40% of people that are hospitalized are pushed either into lifelong debt or below the [[Poverty line in India|poverty line]].<ref name="Bhardwaj-2014" /> Furthermore, over 23% of patients don't have enough money to afford treatment and 63% lack regular access to necessary medications.<ref name="Dutta-2015"/> Healthcare and treatment costs have inflated 10–12% a year and with more advancements in medicine, costs of treatment will continue to rise.<ref name="Bhardwaj-2014" /> Finally, the price of medications rise as they are not controlled.<ref name="Balarajan-2011"/> However, out-of-pocket expenditure has declined substantially in recent years with the government and health insurance funds accounting for 62% of the total expenditure.<ref>{{cite web | url=https://www.moneycontrol.com/news/economy/policy/indias-spend-on-health-as-percentage-of-gdp-went-down-in-15-years-but-remarkable-improvement-in-out-of-pocket-expenditure-9165581.html | title=Healthcare spend as percentage of GDP down in 15 years; out-of-pocket expenditure declines | date=12 September 2022 | access-date=27 September 2022 | archive-date=29 September 2022 | archive-url=https://web.archive.org/web/20220929085355/https://www.moneycontrol.com/news/economy/policy/indias-spend-on-health-as-percentage-of-gdp-went-down-in-15-years-but-remarkable-improvement-in-out-of-pocket-expenditure-9165581.html | url-status=live }}</ref>
 
There was a major gap between outreach, finance and access in India. However, with a growing economy, the state developed an enhanced fiscal capacity to cover most citizens and residents of the country with basic health insurance cover.<ref name="moneycontrol.com"/>
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In 1970, the Indian government banned medical patents. India signed the 1995 [[TRIPS Agreement]] which allows medical patents, but establishes the [[compulsory license]], where any pharmaceutical company has the right to produce any patented product by paying a fee. This right was used in 2012, when Natco was allowed to produce Nexavar, a cancer drug. In 2005, new legislation stipulated that a medicine could not be patented if it did not result in "the enhancement of the known efficacy of that substance".
 
Indians consumed the most antibiotics per head in the world in 2010. Many antibiotics were on sale in 2018 which had not been approved in India or in the country of origin, although this is prohibited. A survey in 2017 found 3.16% of the medicines sampled were substandard and 0.0245% were fake. Those more commonly prescribed are probably more often faked. Some medications are listed on Schedule H1, which means they should not be sold without a prescription. Pharmacists should keep records of sales with the prescribing doctor and the patient's details.<ref>{{cite news |title=Fake drugs: the global industry putting your life at risk |url=https://mosaicscience.com/story/fake-drugs-global-antibiotics-amr-counterfeit-meds/ |access-date=13 December 2018 |publisher=Mosaic |date=30 October 2018 |archive-date=11 April 2020 |archive-url=https://web.archive.org/web/20200411072051/https://mosaicscience.com/story/fake-drugs-global-antibiotics-amr-counterfeit-meds/ |url-status=live }}</ref>
 
=== Mental healthcare ===
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==Access to healthcare==
As of 2013, the number of trained medical practitioners in the country was as high as 1.4 million, including 0.7 million graduate allopaths.<ref name="Thayyil-2013"/> Yet, India has failed to reach its [[Millennium Development Goals]] related to health.<ref name="Dutta-2015">{{cite journal|last1=Dutta|first1=Sabitri|last2=Lahiri|first2=Kausik|date=2015-07-01|title=Is provision of healthcare sufficient to ensure better access? An exploration of the scope for public-private partnership in India|journal=International Journal of Health Policy and Management|volume=4|issue=7|pages=467–474|doi=10.15171/ijhpm.2015.77|pmid=26188811|pmc=4493587}}</ref> Developed countries have been able to adapt to the changing needs of a growing elderly population faster than India and other countries with similar socioeconomic conditions and have developed models for over seventy years to address these needs, through more inclusive care and health insurance. The definition of 'access is the ability to receive services of a certain quality at a specific cost and convenience.<ref name="Balarajan-2011"/> The [[Health care|healthcare]] system of India is lacking in three factors related to access to healthcare: provision, [[utilization management|utilization]], and attainment.<ref name="Dutta-2015"/> Provision, or the supply of healthcare facilities, can lead to utilization, and finally attainment of good health. However, there currently exists a huge gap between these factors, leading to a collapsed system with insufficient access to healthcare.<ref name="Dutta-2015"/> Differential distributions of services, power, and resources have resulted in inequalities in healthcare access.<ref name="Balarajan-2011"/> Access and entry into hospitals depends on gender, [[socioeconomic status]], education, wealth, and location of residence (urban versus rural).<ref name="Balarajan-2011"/> Furthermore, inequalities in financing healthcare and distance from healthcare facilities are barriers to access.<ref name="Balarajan-2011"/> Additionally, there is a lack of sufficient [[infrastructure]] in areas with high concentrations of poor individuals.<ref name="Dutta-2015"/> Large numbers of [[tribe]]s and ex-[[Untouchable (social system)|untouchables]] that live in isolated and dispersed areas often have low numbers of professionals.<ref name="De Costa-2009">{{cite journal|last1=De Costa|first1=Ayesha|last2=Al-Muniri|first2=Abdullah|last3=Diwan|first3=Vinod K.|last4=Eriksson|first4=Bo|title=Where are healthcare providers? Exploring relationships between context and human resources for health Madhya Pradesh province, India|journal=Health Policy|volume=93|issue=1|pages=41–47|doi=10.1016/j.healthpol.2009.03.015|pmid=19559495|year=2009}}</ref> Finally, health services may have long wait times or consider ailments as not serious enough to treat.<ref name="Dutta-2015"/> Those with the greatest need often do not have access to healthcare.<ref name="Balarajan-2011"/>
[[File:Kerala Institute of Medical Sciences Thiruvananthapuram.jpg|alt=|thumb|Institute of Medical Sciences in Thiruvananthapuram, [[Kerala]].]]
 
===Electronic health records===
 
The Government of India, while unveiling the National Health Portal, has come out with guidelines for [[Electronic health record]] standards in India. The document recommends a set of standards to be followed by different healthcare service providers in India, so that medical data becomes portable and easily transferable.<ref>{{cite web |url=http://blog.digmed.in/2013/09/22/e-h-r-standards-for-india-goi-report/ |title=E.H.R Standards for India : GOI Report |publisher=GOI |access-date=30 September 2013 |archive-date=14 October 2013 |archive-url=https://web.archive.org/web/20131014082532/http://blog.digmed.in/2013/09/22/e-h-r-standards-for-india-goi-report/ |url-status=live }}</ref>
 
India is considering to set up a National eHealth Authority (NeHA) for standardisation, storage and exchange of electronic health records of patients as part of the government's [[Digital India]] programme. The authority, to be set up by an Act of Parliament will work on the integration of multiple health IT systems in a way that ensures security, confidentiality and privacy of patient data. A centralised electronic health record repository of all citizens which is the ultimate goal of the authority will ensure that the health history and status of all patients would always be available to all health institutions. Union Health Ministry has circulated a concept note for the setting up of '''NeHa''', inviting comments from stakeholders.<ref>{{Cite news|url=http://indianexpress.com/article/india/india-others/digital-india-programme-govt-mulls-setting-up-ehealth-authority/|title=Digital India programme: Govt mulls setting up eHealth Authority|date=2015-04-11|work=The Indian Express|access-date=2017-10-12|language=en-US|archive-date=15 October 2018|archive-url=https://web.archive.org/web/20181015042035/https://indianexpress.com/article/india/india-others/digital-india-programme-govt-mulls-setting-up-ehealth-authority/|url-status=live}}</ref>
 
=== Rural areas ===
Rural areas in India have a shortage of medical professionals.<ref name="Thayyil-2013" /> 74% of doctors are in urban areas that serve the other 28% of the population, leaving many with unmet medical needs.<ref name="Thayyil-2013"/> This is a major issue for rural access to healthcare. The lack of human resources causes citizens to resort to fraudulent or ignorant providers.<ref name="Thayyil-2013"/> Doctors tend not to work in rural areas due to insufficient housing, healthcare, education for children, drinking water, electricity, roads and transportation.<ref name="De Costa-2009"/> Additionally, there exists a shortage of [[infrastructure]] for health services in rural areas.<ref name="Thayyil-2013"/> In fact, urban public hospitals have twice as many beds as rural hospitals, which are lacking in supplies.<ref name="Balarajan-2011"/> Studies have indicated that the mortality risks before the age of five are greater for children living in certain rural areas compared to urban communities.<ref name="BARU-2010">{{cite journal|last1=BARU|first1=RAMA|last2=ACHARYA|first2=ARNAB|last3=ACHARYA|first3=SANGHMITRA|last4=KUMAR|first4=A K SHIVA|last5=NAGARAJ|first5=K|date=2010|title=Inequities in Access to Health Services in India: Caste, Class and Region|jstor=25742094|journal=Economic and Political Weekly|volume=45|issue=38|pages=49–58}}</ref> Due to these geographic barriers, limited healthcare infrastructure, and a shortage of healthcare professions, rural areas face unique challenges. Scholars believe that if healthcare providers are able to understand these cultural nuances, they may be able to provide culturally-sensitive services specifically tailored to the needs and preferences of these communities. Children face a myriad of health risks in relation to the healthcare challenges those in rural areas encounter. Across three different measuring points from 1992 through 2006, more developed states in India had a lower proportion of households with an underweight boy or girl than less developed states, which tend to contain more rural communities.<ref name="Cowling-2014">{{Cite journal |last1=Cowling |first1=Krycia |last2=Dandona |first2=Rakhi |last3=Dandona |first3=Lalit |date=2014-10-08 |title=Social determinants of health in India: progress and inequities across states |journal=International Journal for Equity in Health |volume=13 |issue=1 |pages=88 |doi=10.1186/s12939-014-0088-0 |issn=1475-9276 |pmc=4201685 |pmid=25294304 |doi-access=free }}</ref> Full [[immunization]] coverage also varies between rural and urban India, with 39% completely immunized in rural communities and 58% in urban areas across India.<ref name="BARU-2010" /> Vaccine illiteracy remains a significant obstacle in the path towards greater immunization coverage, often due to misinformation, unreliable healthcare, a lack of awareness among parents, and other social factors. Inequalities in healthcare can result from factors such as socioeconomic status and [[caste]], with caste serving as a social determinant of healthcare in India.<ref name="BARU-2010" /> One study showed more health disparities arise when comparing urban versus rural homes rather than between castes; using three rounds of the National Family Health Surveys, researchers calculated the Multidimensional Poverty Index, which is aimed at further elucidating the indicators and social determinants of health. Between urban and rural households, the headcount ratio difference was found to be 20-30% in 2005–2006, while between scheduled castes/scheduled tribes and other households the difference was only 10-15%.<ref name="Cowling-2014"/> Other critical social determinants of health in India include sanitation/hygiene, environmental pollution, nutrition, and more.<ref>{{Cite journal |last1=Braveman |first1=Paula |last2=Gottlieb |first2=Laura |date=January 2014 |title=The Social Determinants of Health: It's Time to Consider the Causes of the Causes |journal=Public Health Reports |language=en |volume=129 |issue=1_suppl2 |pages=19–31 |doi=10.1177/00333549141291S206 |issn=0033-3549 |pmc=3863696 |pmid=24385661}}</ref> Across all states, less than 50% (and in some less than 25%) of urban homes had unimproved sanitation, compared to over 50% (and in some over 75%) of rural homes, according to the 2007-2009 District Level Household Survey.<ref name="Cowling-2014" /> Sanitation and hygiene are directly linked to disease and overall rural health outcomes.
 
Similar with many other countries, often those in rural India rely on informal providers to deliver necessary medical care. Utilizing modern and traditional medical practices, such as allopathic medicines and herbal remedies, informal providers have varying degrees of skills and education, but usually no formal medical qualifications.<ref>{{Cite web |url=https://academic.oup.com/heapol/article/29/suppl_1/i20/635870 |access-date=2023-04-27 |title=Archived copy |archive-date=27 April 2023 |archive-url=https://web.archive.org/web/20230427065940/https://academic.oup.com/heapol/article/29/suppl_1/i20/635870 |url-status=live }}</ref> Yet, they far outnumber the quantity of medical providers in India; a study from Madhya Pradesh found there to be 24,807 qualified medical doctors, compared to 89,090 informal providers.<ref name="academic.oup.com">{{Cite web |url=https://academic.oup.com/heapol/article/29/suppl_1/i20/635870 |access-date=2023-04-27 |website=academic.oup.com |title=Archived copy |archive-date=6 July 2024 |archive-url=https://web.archive.org/web/20240706234443/https://academic.oup.com/heapol/article/29/suppl_1/i20/635870 |url-status=live }}</ref> They are also the most common first call for those in rural areas requiring medical services.<ref name="academic.oup.com" /> Due to the lack of accessible healthcare in rural India, informal providers respond to much of the resulting unmet medical needs, proving them integral to rural health infrastructure.
 
==== Case study in Rural India ====
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The distribution of healthcare providers varies for rural versus urban areas in North India.<ref name="De Costa-2007">{{cite journal|last1=De Costa|first1=Ayesha|last2=Diwan|first2=Vinod|title=Where is the public health sector?|journal=Health Policy|volume=84|issue=2–3|pages=269–276|doi=10.1016/j.healthpol.2007.04.004|pmid=17540472|year=2007}}</ref> A 2007 study by Ayesha De Costa and Vinod Diwan, published in ''[[Health Policy (journal)|Health Policy]],'' conducted in [[Madhya Pradesh]], India examined the distribution of different types of healthcare providers across urban and rural Madhya Pradesh in terms of the differences in access to healthcare through number of providers present.<ref name="De Costa-2007" /> The results indicated that in rural Madhya Pradesh, there was one physician per 7870 people, while there was one physician per 834 people in the urban areas of the region.<ref name="De Costa-2007" /> In terms of other healthcare providers, the study found that of the qualified paramedical staff present in Madhya Pradesh, 71% performed work in the rural areas of the region.<ref name="De Costa-2007" /> In addition, 90% of traditional birth attendants and unqualified healthcare providers in Madhya Pradesh worked in the rural communities.<ref name="De Costa-2007" />
 
Studies have also investigated determinants of healthcare-seeking behavior (including socioeconomic status, education level, and gender), and how these contribute to overall access to healthcare accordingly.<ref name="Raza-2015">{{cite journal |last1=Raza |first1=Wameq A. |last2=Van de Poel |first2=Ellen |last3=Panda |first3=Pradeep |last4=Dror |first4=David |last5=Bedi |first5=Arjun |title=Healthcare seeking behaviour among self-help group households in Rural Bihar and Uttar Pradesh, India |journal=BMC Health Services Research |date=December 2015 |volume=16 |issue=1 |pages=1 |doi=10.1186/s12913-015-1254-9 |pmid=26728278 |pmc=4698810 |doi-access=free }}</ref> A 2016 study by Wameq Raza et al., published in ''BMC Health Services Research,'' specifically surveyed healthcare-seeking behaviors among people in rural [[Bihar]] and [[Uttar Pradesh]], India.<ref name="Raza-2015" /> The findings of the study displayed some variation according to acute illnesses versus chronic illnesses.<ref name="Raza-2015" /> In general, it was found that as socioeconomic status increased, the probability of seeking healthcare increased.<ref name="Raza-2015" /> Educational level did not correlate to probability of healthcare-seeking behavior for acute illnesses, however, there was a positive correlation between educational level and chronic illnesses.<ref name="Raza-2015" /> This 2016 study also considered the social aspect of gender as a determinant for [[Health information-seeking behaviour|health-seeking behavior]], finding that male children and adult men were more likely to receive treatment for acute ailments compared to their female counterparts in the areas of rural Bihar and Uttar Pradesh represented in the study.<ref name="Raza-2015" /> These inequalities in healthcare based on gender access contribute towards the differing mortality rates for boys versus girls, with the mortality rates greater for girls compared to boys, even before the age of five.<ref name="Pandey-2002">{{cite journal|last1=Pandey|first1=Aparna|last2=Sengupta|first2=Priya Gopal|last3=Mondal|first3=Sujit Kumar|last4=Gupta|first4=Dhirendra Nath|last5=Manna|first5=Byomkesh|last6=Ghosh|first6=Subrata|last7=Sur|first7=Dipika|last8=Bhattacharya|first8=S.K.|date=2002|title=Gender Differences in Healthcare-seeking during Common Illnesses in a Rural Community of West Bengal, India|jstor=23498918|journal=Journal of Health, Population, and Nutrition|volume=20|issue=4|pages=306–311|pmid=12659410 }}</ref>
 
Other previous studies have also delved into the influence of gender in terms of access to healthcare in rural areas, finding gender inequalities in access to healthcare.<ref name="Pandey-2002" /> A 2002 study with data taken from June 1998 to May 1999 was conducted by Aparna Pandey et al., published in the ''Journal of Health, Population, and Nutrition,'' analyzed care-seeking behaviors by families for girls versus boys, given similar sociodemographic characteristics in [[West Bengal]], India.<ref name="Pandey-2002" /> In general, the results exhibited clear gender differences such that boys received treatment from a healthcare facility if needed in 33% of the cases, while girls received treatment in 22% of the instances requiring care.<ref name="Pandey-2002" /> Furthermore, surveys indicated that the greatest gender inequality in access to healthcare in India occurred in the provinces of [[Haryana]], and [[Punjab, India|Punjab]].<ref name="Pandey-2002" />
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=== Targeted Populations ===
 
==== Healthcare for the Unemployed ====
Unemployed people without coverage are covered by the various state funding schemes for emergency hospitalization if they do not have the means to pay for it. Unemployed individuals often face significant barriers in accessing healthcare due to the high cost of medical treatment and lack of healthcare insurance coverage.<ref>{{Cite web|url=https://www.godigit.com/content/godigit/directportal/en/homepage.html|title=17 Government Health Insurance Schemes in India: Govt Mediclaim Policy|website=Digit Insurance|access-date=24 October 2023|archive-date=3 August 2023|archive-url=https://web.archive.org/web/20230803115117/https://www.godigit.com/content/godigit/directportal/en/homepage.html|url-status=live}}</ref>
 
==== Healthcare for the Employed ====
As of 2020, 300 million Indians are covered by insurance bought from one of the public or private insurance companies by their employers as group or individual plans.<ref>{{cite web |date=20 April 2021 |title=Why you should not miss out on your health insurance renewal |url=https://indianexpress.com/article/business/why-you-should-not-miss-out-on-your-health-insurance-renewal-7281399/ |access-date=21 April 2021 |archive-date=23 April 2021 |archive-url=https://web.archive.org/web/20210423052801/https://indianexpress.com/article/business/why-you-should-not-miss-out-on-your-health-insurance-renewal-7281399/ |url-status=live }}</ref>
 
Indian nationals and foreigners who work in the public sector are eligible for a comprehensive package of benefits including, both public and private health, preventive, diagnostic, and curative services and pharmaceuticals, with very few exclusions, and no cost sharing.
 
Most services including state of the art cardio-vascular procedures, organ transplants, and cancer treatments (including bone marrow transplants) are covered.<ref>{{cite web |title=Eligibility for Joining CGHS - CGHS: Central Government Health Scheme |url=https://cghs.gov.in/index1.php?lang=1&level=1&sublinkid=6020&lid=3946 |access-date=26 August 2021 |archive-date=26 August 2021 |archive-url=https://web.archive.org/web/20210826151323/https://cghs.gov.in/index1.php?lang=1&level=1&sublinkid=6020&lid=3946 |url-status=live }}</ref>
 
Employers are responsible for paying for an extensive package of services for private sector expatriates (through one of the public or private funds) unless they are eligible for the [[Employees' State Insurance]] or the [[Employees' Provident Fund Organisation]], which most foreign workers are.
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===== Employees' State Insurance =====
For people working in the organized sector (enterprises with more than 10 employees) and earning a monthly salary of up to ₹21,000 are covered by the social insurance scheme of [[Employees' State Insurance]] which entirely funds their healthcare (along with unemployment benefits), both in public and private hospitals.<ref>{{cite web |date=21 April 2021 |title=Covid is an opportunity to make structural changes to our largest health insurance and pension schemes |url=https://indianexpress.com/article/opinion/columns/covid-india-pension-scheme-health-insurance-7282123/ |access-date=21 April 2021 |archive-date=23 April 2021 |archive-url=https://web.archive.org/web/20210423174821/https://indianexpress.com/article/opinion/columns/covid-india-pension-scheme-health-insurance-7282123/ |url-status=live }}</ref><ref name="o600">{{cite web | title=Employee's State Insurance Corporation, Ministry of Labour & Employment, Government of India | website=Coverage | date=2023-03-31 | url=https://www.esic.nicgov.in/coverage {{Bare| URLaccess-date=2024-07-05 inline| archive-date=August5 July 2024 | archive-url=https://web.archive.org/web/20240705172817/https://www.esic.gov.in/coverage | url-status=live 2022}}</ref>
 
===== Employees' Provident Fund Organisation =====
People earning above that threshold are mostly affiliated to the social security body [[Employees' Provident Fund Organisation]] and these people are also covered automatically by the [[Ayushman Bharat|National Health Protection Scheme]] health insurance.<ref>{{cite web | url=https://mintgenie.livemint.com/amp/news/personal-finance/epf-subscribers-might-get-ayushman-bharat-health-insurance-coverage-soon-report-151663737303727 | title=EPF subscribers might get Ayushman Bharat health insurance coverage soon: Report | access-date=20 January 2023 | archive-date=20 January 2023 | archive-url=https://web.archive.org/web/20230120205405/https://mintgenie.livemint.com/amp/news/personal-finance/epf-subscribers-might-get-ayushman-bharat-health-insurance-coverage-soon-report-151663737303727 | url-status=live }}</ref>
 
===== Additional Health Insurance by Employers =====
All employers in India are legally mandated to provide additional health insurance coverage to their employees and dependents as part of [[Social Security in India]].<ref>{{cite web |date=April 2021 |title=Is Group Health Insurance Mandatory for Employees in India? |url=https://www.acko.com/group-health-insurance/is-gmc-policy-mandatory-for-employees-in-india/ |access-date=29 July 2022 |archive-date=6 July 2024 |archive-url=https://web.archive.org/web/20240706234449/https://www.acko.com/group-health-insurance/is-gmc-policy-mandatory-for-employees-in-india/ |url-status=live }}</ref>
 
People also receive additional complementary health insurance coverage by their employers through either one of the four main public health insurance funds which are the:
 
* [[National Insurance Company]]
* [[The Oriental Insurance Company]]
* [[United India Insurance Company]]
* [[New India Assurance]] or a private insurance provider.
 
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==== National Rural Health Mission ====
To counteract the issue of a lack of professionals in rural areas, the government of India wants to create a '[[Cadre (military)|cadre]]' of rural doctors through governmental organizations.<ref name="Thayyil-2013"/> The [[National Rural Health Mission]] (NRHM) was launched in April 2005 by the Government of India. The NRHM has outreach strategies for disadvantaged societies in isolated areas.<ref name="Prinja-2012"/> The goal of the NRHM is to provide effective healthcare to rural people with a focus on 18 states with poor public health indicators and/or weak [[infrastructure]].<ref>Umesh Kapil and Panna Choudhury [http://medind.nic.in/ibv/t05/i8/ibvt05i8p783.pdf National Rural Health Mission (NRHM): Will it Make a Difference?] {{Webarchive|url=https://web.archive.org/web/20160615135952/http://medind.nic.in/ibv/t05/i8/ibvt05i8p783.pdf |date=15 June 2016 }} Indian Pediatrics Vol. 42 (2005): 783</ref> NRHM has 18,000 ambulances and a workforce of 900,000 community health volunteers and 178,000 paid staff.<ref>{{cite book|title=In Search of the Perfect Health System|last1=Britnell|first1=Mark|date=2015|publisher=Palgrave|isbn=978-1-137-49661-4|location=London|page=60}}</ref> The mission proposes creating a course for medical students that is centered around rural healthcare.<ref name="Thayyil-2013" /> Furthermore, NRHM wants to create a compulsory rural service for younger doctors in the hopes that they will remain in rural areas.<ref name="Thayyil-2013" /> However, the NRHM has failings. For example, even with the mission, most construction of health related infrastructure occurs in urban cities.<ref name="Thayyil-2013" /> Many scholars call for a new approach that is local and specialized to each state's rural areas.<ref name="Prinja-2012" /> Other regional programs such as the Rajiv Aarogyasri Community Health Insurance Scheme in [[Andhra Pradesh]], India have also been implemented by state governments to assist rural populations in healthcare accessibility, but the success of these programs (without other supplemental interventions at the health system level) has been limited.<ref>{{cite journal|last1=MITCHELL|first1=ANDREW|last2=MAHAL|first2=AJAY|last3=BOSSERT|first3=THOMAS|date=2011|title=Healthcare Utilisation in Rural Andhra Pradesh|jstor=27918082|journal=Economic and Political Weekly|volume=46|issue=5|pages=15–19}}</ref> Furthermore, a key goal of the NRHM was to bolster maternal and child health via infrastructural support and incentives, a long-time obstacle in India.<ref>{{Cite journal |last1=Balarajan |first1=Y |last2=Selvaraj |first2=S |last3=Subramanian |first3=Sv |date=February 2011 |title=Health care and equity in India |journal=The Lancet |language=en |volume=377 |issue=9764 |pages=505–515 |doi=10.1016/S0140-6736(10)61894-6 |pmc=3093249 |pmid=21227492}}</ref> The program led to an increase in the number of institutional births, yet labor shortages meant patients received poorer care, trading one challenge for another. Statistically, the infant mortality rate was 58 per 1000 live births in 2005, compared to 34 per 1000 in 2016. While this is a considerable reduction, India also accounted for 17% of global annual child deaths, which must be addressed going forward.<ref>{{Cite journal |last1=Gera |first1=Rajeev |last2=Narwal |first2=Rajesh |last3=Jain |first3=Manish |last4=Taneja |first4=Gunjan |last5=Gupta |first5=Sachin |date=October–December 2018 |title=Sustainable Development Goals: Leveraging the Global Agenda for Driving Health Policy Reforms and Achieving Universal Health Coverage in India |journal=Indian Journal of Community Medicine |volume=43 |issue=4 |pages=255–259 |doi=10.4103/ijcm.IJCM_41_18 |doi-broken-date=1 August 2023 |doi-access=free|pmid=30662175 |pmc=6319280 }}</ref> Since the program's inception, maternal and child health have significantly improved in the country, yet it remains a pressing health priority.
 
==== National Urban Health Mission ====
The National Urban Health Mission as a sub-mission of [[National Health Mission]] was approved by the cabinet on 1 May 2013.<ref name="NUHM">{{cite web|url=http://nrhm.gov.in/nhm/nuhm.html|title=NUHM|access-date=6 May 2015|archive-date=7 April 2015|archive-url=https://web.archive.org/web/20150407195113/http://nrhm.gov.in/nhm/nuhm.html|url-status=live}}</ref> The National Urban Health Mission (NUHM) works in 779 cities and towns with populations of 50,000 each.<ref name="Sharma-2016"/> As urban health professionals are often [[specialty (medicine)|specialized]], current urban healthcare consists of [[Secondary hospital|secondary]] and [[Tertiary referral hospital|tertiary]], but not [[primary care]].<ref name="Sharma-2016" /><ref name="De Costa-2009"/> Thus, the mission focuses on expanding primary health services to the urban poor.<ref name="Sharma-2016" /> The initiative recognizes that urban healthcare is lacking due to [[overpopulation]], exclusion of populations, lack of information on health and economic ability, and unorganized health services.<ref name="John-2008">{{cite journalConference|last1=John|first1=Denny|last2=Chander|first2=SJ|last3=Devadasan|first3=Narayanan|date=2008-07-02|title=National Urban Health Mission: An analysis of strategies and mechanisms for improving services for urban poor|url=https://www.researchgate.net/publication/264259923|doi=10.13140/2.1.2036.5443|publisher=Unpublished}}</ref> Thus, NUHM has appointed three tiers that need improvement: Community level (including [[Outreach|outreach programs]]), Urban Health Center level (including infrastructure and improving existing health systems), and Secondary/Tertiary level ([[Public–private partnership|Public-Private Partnerships]]).<ref name="John-2008" /> Furthermore, the initiative aims to have one Urban Public Health Center for each population of 50,000 and aims to fix current facilities and create new ones. It plans for small [[Municipal Government|municipal governments]] to take responsibility for planning healthcare facilities that are prioritized towards the urban poor, including unregistered slums and other groups.<ref name="Sharma-2016" /> Additionally, NUHM aims to improve [[sanitation]] and drinking water, improve [[Community outreach|community outreach programs]] to further access, reduce out-of-pocket expenses for treatment, and initiate monthly health and nutrition days to improve community health.<ref name="Sharma-2016" /><ref name="John-2008" /><ref name="NUHM" />
 
==== Pradhan Mantri Jan Arogya Yojana (PM-JAY) ====
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PM-JAY provides insurance cover up to Rs 5 lakh per annum to the 100 million families in India for secondary and tertiary hospitalization. For transparency, the government made an online portal (Mera PmJay) to check eligibility for PMJAY.
Health care service includes follow-up care, daycare surgeries, pre and post hospitalization, hospitalization expenses, expense benefits and newborn child/children services. The comprehensive list of services is available on the website.<ref>{{cite web|url= https://mera.pmjay.co.in/|title= Pradhan Mantri Jan Arogya Yojana|date= 2018-10-11|access-date= 21 September 2018|archive-date= 24 March 2020|archive-url= https://web.archive.org/web/20200324123148/https://mera.pmjay.co.in/|url-status= live}}</ref> While a program just recently passed by the government in 2018, PM-JAY offers an opportunity to reform the Indian health system to equitably work for the many relying on it.<ref name="Angell-2019"/>
 
'''National Policy of Older Persons of 1999'''
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In the most successful PPP ventures, the World Health Organization found that the most prominent factor, aside from financial support, was ownership of the project by state and local governments.<ref name="Bhat-2007" /> It was found that programs sponsored by the state governments were more effective in achieving health goals than programs set by national governments.<ref name="Bhat-2007" />
 
India has set up a National Telemedicine Taskforce by the Health Ministry of India, in 2005, paved way for the success of various projects like the ICMR-AROGYASREE, NeHA and VRCs. Telemedicine also helps family physicians by giving them easy access to speciality doctors and helping them in close monitoring of patients. Different types of telemedicine services like store and forward, real-time and remote or self-monitoring provides various educational, healthcare delivery and management, disease screening and disaster management services all over the globe. Even though telemedicine cannot be a solution to all the problems, it can surely help decrease the burden of the healthcare system to a large extent.<ref>{{cite journal |title=Telemedicine in India: Where do we stand? |year=2019 |pmc=6618173 |last1=Chellaiyan |first1=V. G. |last2=Nirupama |first2=A. Y. |last3=Taneja |first3=N. |journal=Journal of Family Medicine and Primary Care |volume=8 |issue=6 |pages=1872–1876 |doi=10.4103/jfmpc.jfmpc_264_19 |pmid=31334148 |doi-access=free }}</ref> Recently Dr Edmond Fernandes, Director, Edward & Cynthia Institute of Public Health stated that Public Health must find a place in the National Classification of Occupations 2015 in India to boost the health sector. <ref>{{Cite web |last=Fernandes |first=Edmond |title=Fixing India's health profile |url=https://www.hindustantimes.com/ht-insight/public-health/fixing-india-s-health-profile-101723881489264.html |website=Hindustan Times}}</ref>
 
'''International Cooperation'''
 
India and the United States (US) have been cooperating in the health sector since the late 1960s. The cooperation has intensified in the past decade, riding on institutional structures established following the launch of the US-India Health Initiative in 2010.<ref>{{Cite web |title=India and the U.S. Make a Strategic Case for Health Cooperation |url=https://www.orfonline.org/research/india-and-the-u-s-make-a-strategic-case-for-health-cooperation |access-date=2024-07-25 |website=orfonline.org |language=en}}</ref>
 
== Quality of healthcare ==
[[File:Hospital .jpg|alt=|thumb|A community medical provider in Kerala which promotes traditional Indian medicine, or Ayurveda.]]
Non-availability of diagnostic tools and increasing reluctance of qualified and experienced healthcare professionals to practice in rural, under-equipped and financially less lucrative rural areas are becoming big challenges.
Rural medical practitioners are highly sought after by residents of rural areas as they are more financially affordable and geographically accessible than practitioners working in the formal public health care sector.<ref>{{cite journal|last=Kanjilal|first=B|title=A Parallel Health Care market: Rural Medical Practitioners in West Bengal, India|journal=FHS Research Brief|date=June 2007|volume=02|url=http://www.futurehealthsystems.org/storage/Indianinformalproviderbrief1.pdf|access-date=30 May 2012|display-authors=etal|url-status=dead|archive-url=https://web.archive.org/web/20120324152019/http://www.futurehealthsystems.org/storage/Indianinformalproviderbrief1.pdf|archive-date=24 March 2012}}</ref> But there are incidents where doctors were attacked and even killed in rural India.<ref>{{cite journal |title=Assaults on public hospital staff by patients and their relatives: an inquiry |journal=[[Indian Journal of Medical Ethics]] |url=http://www.ijme.in/index.php/ijme/article/view/646/1613 |access-date=2016-10-20 |archive-date=3 January 2019 |archive-url=https://web.archive.org/web/20190103210533/http://www.ijme.in/index.php/ijme/article/view/646/1613 |url-status=live }}</ref>
In 2015 the [[British Medical Journal]] published a report by Dr Gadre, from [[Kolkata]], exposed the extent of malpractice in the Indian healthcare system. He interviewed 78 doctors and found that kickbacks for referrals, irrational drug prescribing and unnecessary interventions were commonplace.<ref>{{cite news|last1=Fox|first1=Hannah|title=I've seen first-hand how palliative care in India is compromised by privatisation|url=https://www.theguardian.com/healthcare-network/2015/apr/08/palliative-care-india-compromised-privatisation|access-date=19 April 2015|newspaper=The Guardian|date=8 April 2015|archive-date=19 April 2015|archive-url=https://web.archive.org/web/20150419135147/http://www.theguardian.com/healthcare-network/2015/apr/08/palliative-care-india-compromised-privatisation|url-status=live}}</ref>
 
According to a study conducted by Martin Patrick, CPPR chief economist released in 2017 has projected people depend more on private sector for healthcare and the amount spent by a household to avail of private services is almost 24 times more than what is spent for public healthcare services.<ref>{{Cite news|url=httphttps://www.newindianexpress.com/cities/kochi/2017/jun/11/researchers-in-kochi-call-for-revival-of-public-healthcare-system-1615300.html|title=Researchers in Kochi call for revival of public healthcare system|work=The New Indian Express|access-date=2017-10-01|archive-date=1 November 2023|archive-url=https://web.archive.org/web/20231101182633/https://www.newindianexpress.com/cities/kochi/2017/jun/11/researchers-in-kochi-call-for-revival-of-public-healthcare-system-1615300.html|url-status=live}}</ref>
 
Nearly 80% of public health facilities in India, under the National Health Mission, do not meet minimum essential standards for infrastructure, workforce, equipment, etc. defined by the Indian Public Health Standards (IPHS) and collected through Open Data Kit, a digital tool developed by the Ministry of Health & Family Welfare.<ref>{{Cite news |date=2024-06-29 |title=80% of public health facilities are substandard: Government survey |url=https://timesofindia.indiatimes.com/india/80-of-public-health-facilities-are-substandard-govt-survey/articleshow/111350919.cms |access-date=2024-07-25 |work=The Times of India |issn=0971-8257}}</ref>
According to a study conducted by Martin Patrick, CPPR chief economist released in 2017 has projected people depend more on private sector for healthcare and the amount spent by a household to avail of private services is almost 24 times more than what is spent for public healthcare services.<ref>{{Cite news|url=http://www.newindianexpress.com/cities/kochi/2017/jun/11/researchers-in-kochi-call-for-revival-of-public-healthcare-system-1615300.html|title=Researchers in Kochi call for revival of public healthcare system|work=The New Indian Express|access-date=2017-10-01}}</ref>
 
=== South India ===
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In general, the perceived quality of healthcare also has implications on patient adherence to treatment.<ref name="Mekoth-2015">{{cite journal |last1=Mekoth |first1=Nandakumar |last2=Dalvi |first2=Vidya |title=Does Quality of Healthcare Service Determine Patient Adherence? Evidence from the Primary Healthcare Sector in India |journal=Hospital Topics |date=3 July 2015 |volume=93 |issue=3 |pages=60–68 |doi=10.1080/00185868.2015.1108141 |pmid=26652042 |s2cid=44984389 }}</ref><ref name="Sharma-2011" /> A 2015 study conducted by Nandakumar Mekoth and Vidya Dalvi, published in ''Hospital Topics'' examined different aspects that contribute to a patient's perception of quality of healthcare in [[Karnataka]], India, and how these factors influenced adherence to treatment.<ref name="Mekoth-2015" /> The study incorporated aspects related to quality of healthcare including interactive quality of physicians, base-level expectation about primary health care facilities in the area, and non-medical physical facilities (including drinking water and restroom facilities).<ref name="Mekoth-2015" /> In terms of adherence to treatment, two sub-factors were investigated, persistence of treatment and treatment-supporting adherence (changes in health behaviors that supplement the overall treatment plan).<ref name="Mekoth-2015" /> The findings indicated that the different quality of healthcare factors surveyed all had a direct influence on both sub-factors of adherence to treatment.<ref name="Mekoth-2015" /> Furthermore, the base-level expectation component in quality of healthcare perception, presented the most significant influence on overall adherence to treatment, with the interactive quality of physicians having the least influence on adherence to treatment, of three aspects investigated in this study.<ref name="Mekoth-2015" />
 
Attracting 45 percent of [[Medical tourism|health tourists]] visiting India and 30 to 40 percent of domestic health tourists, the city of [[Chennai]] is termed ''"India's health capital"''.<ref>{{cite web |title=Chennai – India's Health Capital |url=http://www.indiahealthvisit.com/chennai-health-capital.htm |access-date=1 September 2012 |publisher=India Health Visit |archive-date=18 August 2021 |archive-url=https://web.archive.org/web/20210818222035/http://www.indiahealthvisit.com/chennai-health-capital.htm |url-status=live }}</ref><ref>{{cite news |title=The quality of air you breathe in Chennai is worse than in Delhi |newspaper=[[The Hindu]] |url=http://www.thehindu.com/news/national/the-quality-of-air-you-breathe-in-chennai-is-worse-than-in-delhi/article7422559.ece |access-date=15 July 2015 |archive-date=13 May 2017 |archive-url=https://web.archive.org/web/20170513110822/http://www.thehindu.com/news/national/the-quality-of-air-you-breathe-in-chennai-is-worse-than-in-delhi/article7422559.ece |url-status=live }}</ref><ref>{{Cite news |last=Ramakrishnan |first=Deepa H. |date=19 June 2019 |title=Chennai's air quality takes a turn for the worse |language=en-IN |work=The Hindu |url=https://www.thehindu.com/news/cities/chennai/air-quality-takes-a-turn-for-the-worse-nungambakkam-sees-pm10-levels-touch-a-maximum-of-173-microgramscubic-metre-in-2018-19/article28068120.ece |access-date=17 August 2019 |issn=0971-751X |archive-date=25 February 2021 |archive-url=https://web.archive.org/web/20210225142608/https://www.thehindu.com/news/cities/chennai/air-quality-takes-a-turn-for-the-worse-nungambakkam-sees-pm10-levels-touch-a-maximum-of-173-microgramscubic-metre-in-2018-19/article28068120.ece |url-status=live }}</ref>
 
=== North India ===
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According to Health and health systems ranking of countries worldwide in 2021, by health index score India was ranked 111 out of 167 countries.
 
In the 2016 [[Global Burden of Disease Study]] Report, India was ranked 145 out of 197 countries in "healthcare access and quality". India was ranked behind war-torn Yemen, Sudan and North Korea.<ref name="India Ranking">{{cite news |last1=Bose |first1=Mihir |title=An indictment of India's descent towards despotism |url=https://www.irishtimes.com/culture/books/an-indictment-of-india-s-descent-towards-despotism-1.4595185 |access-date=16 January 2022 |newspaper=The Irish Times |date=26 June 2021 |language=en |archive-date=26 June 2021 |archive-url=https://web.archive.org/web/20210626063046/https://www.irishtimes.com/culture/books/an-indictment-of-india-s-descent-towards-despotism-1.4595185 |url-status=live }}</ref>
 
==See also==
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* [[Women's health in India]]
* [[Health insurance in India]]
 
===Healthcare statistics===
*[[List of countries by total health expenditure per capita]]
*[[Health system]]
*[[Health systems by country]]
*[[List of countries by hospital beds]]
*[[List of countries by life expectancy]]
*[[List of countries by infant mortality rate]]
*[[List of countries by maternal mortality ratio]]
*[[List of countries by quality of health care]]
*[[List of OECD health expenditure by country by type of financing]]
 
==References==
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{{Health care}}
{{World topic|Healthcare in|title=Health care by country|noredlinks=yes|state=show}}
{{Asia topic|Health careHealthcare in}}
{{Social issues in India}}
{{Health in India}}