Presupuesto Cooperativa
Presupuesto Cooperativa
Presupuesto Cooperativa
- -
Totales Promedio
12,600,000 1,050,000
3,240,000 270,000
0 0
61,632,000 5,136,000
15,408,000 1,284,000
15,408,000 1,284,000
16,050,000 1,337,500
11,556,000 963,000
25,680,000 2,140,000
11,556,000 963,000
23,112,000 1,926,000
17,976,000 1,498,000
73,915,200 6,159,600
45,878,400 3,823,200
12,744,000 1,062,000
72,640,800 6,053,400
15,292,800 1,274,400
56,073,600 4,672,800
15,292,800 1,274,400
31,860,000 2,655,000
16,567,200 1,380,600
30,585,600 2,548,800
29,948,400 2,495,700
122,342,400 10,195,200
94,305,600 7,858,800
Totales Ene
Ingresos obtenidos 1,050,000
Presupuesto para el año Gastos efectuados 67,596,708
2016 Resultado (Ingresos-Gastos) (66,546,708)
- -
Totales Promedio
12,600,000 1,050,000
3,240,000 270,000
0 0
61,632,000 5,136,000
15,408,000 1,284,000
15,408,000 1,284,000
16,050,000 1,337,500
11,556,000 963,000
25,680,000 2,140,000
11,556,000 963,000
23,112,000 1,926,000
17,976,000 1,498,000
77,610,960 6,467,580
48,172,320 4,014,360
13,381,200 1,115,100
70,461,576 5,871,798
14,834,016 1,236,168
54,391,392 4,532,616
14,834,016 1,236,168
31,222,800 2,601,900
16,235,856 1,352,988
29,973,888 2,497,824
29,349,432 2,445,786
119,895,552 9,991,296
92,419,488 7,701,624
Desviació
Desviación del Totales Ene
presupuesto Diferencia de ingresos (Ingresos reales-estimados) 0
anual 2016 Diferencia de gastos (Gastos reales-previstos) -388,692
Desviación del presupuesto anual
Feb Mar Abr May Jun Jul Ago Sep
0 0 0 0 0 0 0 0
-388,692 -388,692 -388,692 -388,692 -388,692 -388,692 -388,692 -388,692
Oct Nov Dic Totales Promedio
0 0 0 0 0
-388,692 -388,692 ### ### ###
SUELDOS 2015 INCREMENTO 7% 2016 SUELDO 2016
Gerente $ 4,800,000.00 336000 $ 5,136,000.00
Analista de credito $ 1,200,000.00 84000 $ 1,284,000.00
Analista de credito $ 1,200,000.00 84000 $ 1,284,000.00
Auxiliar contable $ 1,250,000.00 87500 $ 1,337,500.00
Mensajero $ 900,000.00 63000 $ 963,000.00
Contador 1/2 Tiem $ 2,000,000.00 140000 $ 2,140,000.00
Ser gnral $ 900,000.00 63000 $ 963,000.00
Rev fiscal $ 1,800,000.00 126000 $ 1,926,000.00
Secretaria $ 1,400,000.00 98000 $ 1,498,000.00
2015 % INCREMENTO2016 GTOS PRESUPUESTA VARIACION GTOS
Asamblea $ 5,800,000.00 359600 $ 6,159,600.00
Papeleria $ 3,600,000.00 223200 $ 3,823,200.00
Fotocopia $ 1,000,000.00 62000 $ 1,062,000.00
Mantenimiento $ 5,700,000.00 353400 $ 6,053,400.00
Corte y cable $ 1,200,000.00 74400 $ 1,274,400.00
Publicidad $ 4,400,000.00 272800 $ 4,672,800.00
Cafeteria $ 1,200,000.00 74400 $ 1,274,400.00
Transporte $ 2,500,000.00 155000 $ 2,655,000.00
Utiles de aseo $ 1,300,000.00 80600 $ 1,380,600.00
Varios $ 2,400,000.00 148800 $ 2,548,800.00
Bancario $ 2,350,000.00 145700 $ 2,495,700.00
Arrendamiento $ 9,600,000.00 595200 $ 10,195,200.00
Servicios publicos $ 7,400,000.00 458800 $ 7,858,800.00
% VARIACION
6,467,580.00 105%
4,014,360.00 105%
1,115,100.00 105%
5,871,798.00 97%
1,236,168.00 97%
4,532,616.00 97%
1,236,168.00 97%
2,601,900.00 98%
1,352,988.00 98%
2,497,824.00 98%
2,445,786.00 98%
9,991,296.00 98%
7,701,624.00 98%
Monto del crédito: $10,825,000.00 # Pago Pago Interés Pago Capital
Tasa de interés (anual): 30% 1 $270,625.00 $784,673.15
Número de pagos (mensuales): 12 2 $251,008.17 $804,289.98
Pago (mensual): $1,055,298.15 3 $230,900.92 $824,397.23
4 $210,290.99 $845,007.16
5 $189,165.81 $866,132.34
6 $167,512.50 $887,785.65
7 $145,317.86 $909,980.29
8 $122,568.36 $932,729.79
9 $99,250.11 $956,048.04
10 $75,348.91 $979,949.24
11 $50,850.18 $1,004,447.97
12 $25,738.98 $1,029,559.17
$1,838,577.80 $10,825,000.00
Saldo
$10,040,326.85
$9,236,036.87
$8,411,639.64
$7,566,632.49
$6,700,500.15
$5,812,714.50
$4,902,734.22
$3,970,004.42
$3,013,956.38
$2,034,007.14
$1,029,559.17
$0.00
$1,838,577.80 ###
### ###
###
Estado de Cartera y p
PRESTAMO 7 NUEVOSASOCIADOS 50% CDT
Corte ###
Cliente Factura Fecha Valor Abonos
Rafael 1-Dec-16 $ 10,825,000 $ 1,055,298
Rinauldo 2-Dec-16 $ 10,825,000 $ 1,055,298
Lopez 3-Dec-16 $ 10,825,000 $ 1,055,298
Gutierrez 4-Dec-16 $ 10,825,000 $ 1,055,298
Rios 5-Dec-16 $ 10,825,000 $ 1,055,298
Más 6-Dec-16 $ 10,825,000 $ 1,055,298
Urquiaga 7-Dec-16 $ 10,825,000 $ 1,055,298
TOTAL CARTERA
PROVISION DE CARTERA 90 DIAS 5% 5%
PROVISION DE CARTERA 180 DIAS 10% 10%
PROVISION DE CARTERA 360 DIAS 15% 15%
PROVISION DE CARTERA + 360 DIAS 15 15%
TOTAL PROVISION
do de Cartera y provisión
### ### $ - $ - $ - $ -
$0.00
MAS DE 360 DIAS
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$0.00
$0.00