Superintendencia del Sistema Financiero

Balance de Bancos
Datos al 31 de Enero de 2024
(Cifras en miles de US dólares) 1/

Concepto

Activos
11 Activos
1110 Disponibilidades
112 Operaciones con pacto de retroventa
1121 Operaciones con pacto de retroventa
1130 A valor razonable con cambios en resultados (vrcr)
1131 A valor razonable con cambios en otro resultado integral (vrori)
1132 Derivados financieros para coberturas
1134 A costo amortizado
1138 Instrumentos financieros restringidos
114 Préstamos
1141 Préstamos pactados hasta un año plazo
1142 Préstamos pactados a más de un año plazo
1148 Préstamos vencidos
1149 Provisión para incobrabilidad de préstamos
12 Otros activos
1210 Saldos entre compañías
1220 Bienes recibidos en pago o adjudicados
1230 Existencias
1240 Gastos pagados por anticipado
1250 Cuentas por cobrar
1251 Impuestos
1259 Estimación de pérdida por deterioro de valor
1260 Inversiones en acciones, derechos y participaciones
1261 Plusvalía comprada
1270 Activos mantenidos para la venta
13 Activos físicos e intangibles
131 Propiedades no depreciables
1310 Propiedades no depreciables
132 Propiedades y equipo depreciables
1320 Depreciables
1329 Depreciación y deterioro acumulada(o) (-)
133 Intangibles
1330 Intangibles
1339 Amortización y deterioro acumulada(o) (-)
Total Activos

4110 Cartas de crédito

4120 Avales y fianzas
4129 Provisión por pérdidas
4130 Operaciones con instrumentos financieros derivados
4180 Otras

Total derechos futuros y contingencias

Total activos + derechos futuros y contingencias

Pasivos
21 Pasivos
210 Pasivos financieros a valor razonable con cambios en resultados (vrcr)
2100 Mantenidos para negociar
211 Pasivos financieros a costo amortizado
2110 Depósitos a la vista
2111 Depósitos pactados hasta un año plazo
2112 Depósitos pactados a más de un año plazo
2113 Certificados de depósitos negociables
2114 Depósitos restringidos e inactivos
2115 Operaciones con pacto de retrocompra
2116 Préstamos pactados hasta un año plazo
2117 Préstamos pactados a más de un año plazo
2118 Préstamos pactados a cinco o mas años plazo
2119 Préstamos subordinados
212 Títulos de emisión propia
2120 Títulos de emisión propia
213 Obligaciones a la vista
2130 Obligaciones a la vista
22 Otros pasivos
221 Saldos entre compañias
2210 Saldos entre compañias
222 Cuentas por pagar
2220 Cuentas por pagar
2221 Impuestos
223 Retenciones y aportaciones patronales
2230 Retenciones y aportaciones patronales
224 Otros pasivos
2240 Provisiones
2241 Pasivos asociados a activos
2242 Opciones de pago basadas en el valor de las acciones
225 Pasivos diferidos
2250 Pasivos diferidos
Total Pasivos

Patrimonio
31 Patrimonio
311 Capital social
3110 Capital social suscrito
3111 Capital social variable
3120 Aportes de capital pendientes de formalizar
3130 Reservas de capital
3140 Resultados por aplicar
3150 Primas sobre acciones
32 Patrimonio restringido
3210 Utilidades no distribuibles
3220 Donaciones
323 Otro resultado integral
3230 Otro resultado integral de ejercicios anteriores
3231 Otro resultado integral del presente ejercicio

Total Patrimonio

Total pasivo + total patrimonio

5110 Obligaciones por cartas de crédito

5120 Contingencias por avales y fianzas
5130 Operaciones con instrumentos financieros derivados
5140 Procesos judiciales abiertos contra la entidad
5180 Otras

Total de compromisos y contingencias

Total pasivo + patrimonio + compromisos futuros y contingencias

 Banco Cuscatlan de El Banco Davivienda
Banco Agricola, S.A.
Salvador, S.A. Salvadoreño, S.A.

5,587,878.7 3,845,653.5 3,067,513.0

801,073.5 521,571.0 402,965.7
0.0 302.6 0.0
0.0 302.6 0.0
605,565.7 0.0 0.0
0.0 0.0 362,807.2
0.0 0.0 0.0
83,676.7 535,678.4 5,233.3
0.0 0.0 0.0
4,097,562.8 2,788,101.5 2,296,506.8
656,254.4 357,852.6 354,557.0
3,504,414.2 2,470,273.8 1,956,168.3
44,237.7 81,058.6 51,777.1
-107,343.4 -121,083.5 -65,995.6
104,964.7 96,028.4 31,740.3
0.0 0.0 0.0
20,097.6 2,426.4 7,140.2
917.3 173.7 391.0
6,058.0 11,733.1 3,175.0
46,475.2 18,907.1 9,664.4
21,213.5 33,765.8 7,511.0
-1,759.8 -2,432.1 -2,298.7
11,963.0 31,454.3 6,157.4
0.0 0.0 0.0
0.0 0.0 0.0
118,805.8 117,778.8 62,884.7
29,781.3 41,617.0 20,255.8
29,781.3 41,617.0 20,255.8
61,638.0 40,062.1 28,687.5
159,963.0 136,220.6 83,237.6
-98,325.0 -96,158.5 -54,550.2
27,386.5 36,099.7 13,941.5
38,250.6 58,276.3 34,084.0
-10,864.1 -22,176.7 -20,142.5
5,811,649.3 4,059,460.7 3,162,137.9

17,196.3 24,892.9 14,632.5

 91,129.9 80,573.9 123,047.0
-16,325.3 -15,716.9 -4,846.2
0.0 0.0 0.0
0.0 0.0 0.0

92,001.0 89,749.9 132,833.3

5,903,650.2 4,149,210.5 3,294,971.2

5,039,849.4 3,500,544.4 2,742,967.9

0.0 0.0 0.0
0.0 0.0 0.0
4,856,761.3 3,277,240.2 2,515,082.3
3,253,712.5 1,976,982.7 1,345,211.3
837,996.1 929,208.1 846,827.5
96,352.2 31,748.2 118,076.2
0.0 0.0 0.0
78,793.1 64,693.4 49,220.7
0.0 0.0 0.0
180,064.8 49,167.4 62,963.9
81,429.6 39,220.9 4,621.8
258,099.2 186,219.5 88,160.9
70,313.8 0.0 0.0
163,158.9 204,079.9 216,464.2
163,158.9 204,079.9 216,464.2
19,929.2 19,224.2 11,421.4
19,929.2 19,224.2 11,421.4
93,131.0 90,695.9 51,148.6
0.0 0.0 0.0
0.0 0.0 0.0
47,590.8 44,745.0 29,348.5
32,176.8 25,928.5 23,822.7
15,413.9 18,816.5 5,525.7
2,213.6 3,641.7 1,521.0
2,213.6 3,641.7 1,521.0
34,823.6 11,270.8 5,280.7
34,823.6 11,270.8 5,280.7
0.0 0.0 0.0
0.0 0.0 0.0
8,503.0 31,038.4 14,998.3
8,503.0 31,038.4 14,998.3
5,132,980.3 3,591,240.3 2,794,116.5

603,508.8 393,138.8 334,749.1

297,500.0 204,701.8 150,000.0
297,500.0 204,701.8 150,000.0
 0.0 0.0 0.0
0.0 0.0 0.0
162,513.9 90,187.8 147,618.6
143,494.9 98,249.1 37,130.5
0.0 0.0 0.0
58,834.9 59,364.7 28,426.1
57,571.7 45,894.2 24,307.8
0.0 0.0 0.0
1,263.2 13,470.5 4,118.4
1,263.2 13,470.5 4,118.4
0.0 0.0 0.0

662,343.7 452,503.5 363,175.3

5,795,324.0 4,043,743.8 3,157,291.7

17,196.3 24,892.9 14,632.5

91,129.9 80,573.9 123,047.0
0.0 0.0 0.0
0.0 0.0 0.0
0.0 0.0 0.0

108,326.2 105,466.7 137,679.5

5,903,650.2 4,149,210.5 3,294,971.2

Banco Hipotecario de El Banco de Fomento
Citibank N.A.
Salvador, S.A Agropecuario

2,228,453.1 226,633.4 447,789.3

295,943.5 84,476.2 114,025.3
3,996.0 0.0 0.0
3,996.0 0.0 0.0
0.0 0.0 0.0
901,456.7 0.0 0.0
0.0 0.0 0.0
8,366.6 111,193.2 11,166.1
0.0 0.0 0.0
1,018,690.3 30,964.1 322,597.8
71,967.1 31,149.5 47,074.8
957,480.8 0.0 276,451.4
25,117.9 0.0 8,884.6
-35,875.5 -185.5 -9,812.9
24,620.5 1,701.4 12,827.2
0.0 0.0 0.0
11,896.0 0.0 4,985.7
156.9 0.0 324.9
976.7 43.7 473.1
8,761.8 1,141.9 6,958.2
2,823.0 515.8 804.5
-108.1 0.0 -719.1
114.3 0.0 0.0
0.0 0.0 0.0
0.0 0.0 0.0
16,640.7 3,368.2 20,406.8
8,156.2 247.7 8,921.7
8,156.2 247.7 8,921.7
6,836.1 3,120.5 10,679.2
24,741.2 4,734.9 35,986.1
-17,905.1 -1,614.3 -25,306.9
1,648.3 0.0 805.9
1,648.3 0.0 805.9
0.0 0.0 0.0
2,269,714.3 231,703.1 481,023.2

202.4 0.0 0.0

 18,713.8 4,908.6 5,732.4
-10,061.6 -8.7 -5,732.4
0.0 0.0 0.0
0.0 35.7 0.0

8,854.6 4,935.6 0.0

2,278,568.9 236,638.6 481,023.2

2,056,536.1 189,921.6 379,038.3

0.0 0.0 0.0
0.0 0.0 0.0
1,728,001.2 187,564.9 378,934.5
677,935.9 183,529.1 248,009.4
760,477.4 0.0 99,854.8
192,807.4 0.0 158.9
0.0 0.0 0.0
22,025.9 2,104.8 9,954.9
0.0 0.0 0.0
15,311.4 0.0 16.2
53,053.9 0.0 3,777.1
6,389.3 1,931.1 17,163.1
0.0 0.0 0.0
297,872.3 0.0 0.0
297,872.3 0.0 0.0
30,662.6 2,356.6 103.8
30,662.6 2,356.6 103.8
10,704.5 4,515.0 30,745.5
0.0 0.0 0.0
0.0 0.0 0.0
5,473.0 2,119.4 22,112.9
4,734.9 817.9 19,148.5
738.1 1,301.4 2,964.4
768.4 313.0 273.0
768.4 313.0 273.0
3,581.5 2,021.8 2,865.5
3,581.5 2,021.8 2,865.5
0.0 0.0 0.0
0.0 0.0 0.0
881.5 60.8 5,494.0
881.5 60.8 5,494.0
2,067,240.6 194,436.6 409,783.8

153,206.2 31,843.8 50,663.8

121,403.2 22,000.0 28,311.7
121,403.2 22,000.0 28,311.7
 0.0 0.0 0.0
0.0 0.0 0.0
20,836.4 4,719.5 5,084.3
10,966.7 5,124.2 17,267.8
0.0 0.0 0.0
39,205.9 5,414.0 14,843.2
34,243.6 5,348.1 4,012.0
0.0 0.0 0.0
4,962.3 66.0 10,831.3
4,962.3 66.0 10,831.3
0.0 0.0 0.0

192,412.1 37,257.8 65,507.0

2,259,652.7 231,694.4 475,290.8

202.4 0.0 0.0

18,713.8 4,908.6 5,732.4
0.0 0.0 0.0
0.0 0.0 0.0
0.0 35.7 0.0

18,916.1 4,944.2 5,732.4

2,278,568.9 236,638.6 481,023.2

 Banco de América Central,
Banco Promérica, S.A. Banco Abank, S.A.
S.A.

1,320,010.3 3,276,968.2 165,936.0

191,797.5 461,099.0 23,038.3
0.0 0.0 0.0
0.0 0.0 0.0
0.0 0.0 0.0
0.0 391,118.3 0.0
0.0 0.0 0.0
171,575.9 0.0 17,140.2
0.0 0.0 0.0
956,636.9 2,424,750.9 125,757.5
306,488.0 489,473.2 7,425.3
653,050.4 1,948,210.4 121,566.4
20,671.2 40,011.9 9,904.8
-23,572.6 -52,944.6 -13,139.0
30,447.6 19,202.6 6,176.8
0.0 0.0 0.0
2,786.5 2,121.8 0.0
124.2 282.8 0.0
7,274.8 2,421.4 4,106.3
17,816.1 5,874.1 918.2
3,472.2 1,925.4 1,152.3
-1,026.1 -358.0 0.0
0.0 0.0 0.0
0.0 6,935.1 0.0
0.0 0.0 0.0
22,947.8 52,050.7 9,588.3
3,448.6 12,177.7 0.0
3,448.6 12,177.7 0.0
14,242.6 38,696.2 4,783.9
37,908.7 90,962.2 5,777.5
-23,666.1 -52,266.0 -993.6
5,256.5 1,176.8 4,804.4
5,256.5 2,399.0 4,804.4
0.0 -1,222.2 0.0
1,373,405.7 3,348,221.5 181,701.1

0.0 64,759.3 0.0

 6,992.5 71,573.8 0.0
0.0 -114.2 0.0
0.0 0.0 0.0
0.0 0.0 0.0

6,992.5 136,218.9 0.0

1,380,398.2 3,484,440.5 181,701.1

1,224,207.9 2,964,906.6 144,981.3

0.0 0.0 0.0
0.0 0.0 0.0
1,174,378.7 2,784,276.6 138,191.6
545,267.0 1,660,554.8 16,078.4
426,142.0 783,307.1 90,505.3
24,939.5 69,701.8 17,911.6
0.0 0.0 0.0
29,332.7 17,227.7 3,050.2
0.0 0.0 0.0
22,959.2 154,484.5 3,051.0
25,852.2 99,000.7 3,088.0
69,060.6 0.0 4,507.0
30,825.6 0.0 0.0
43,679.8 163,190.0 6,096.1
43,679.8 163,190.0 6,096.1
6,149.4 17,440.0 693.7
6,149.4 17,440.0 693.7
22,526.4 36,646.0 2,662.0
0.0 0.0 0.0
0.0 0.0 0.0
14,825.2 13,372.4 1,032.9
11,804.5 12,699.4 1,012.5
3,020.7 673.0 20.5
1,352.6 1,699.9 234.4
1,352.6 1,699.9 234.4
3,636.9 11,742.1 881.3
3,636.9 11,742.1 881.3
0.0 0.0 0.0
0.0 0.0 0.0
2,711.7 9,831.6 513.3
2,711.7 9,831.6 513.3
1,246,734.2 3,001,552.5 147,643.3

109,223.3 320,905.0 30,870.1

70,788.9 161,000.4 20,643.7
70,788.9 161,000.4 20,643.7
 0.0 0.0 0.0
0.0 0.0 0.0
17,697.2 40,250.1 3,942.1
20,737.2 119,654.5 6,284.3
0.0 0.0 0.0
17,448.2 25,649.8 3,187.6
17,448.2 26,170.3 3,187.6
0.0 0.0 0.0
0.0 -520.5 0.0
0.0 -520.5 0.0
0.0 0.0 0.0

126,671.5 346,554.8 34,057.8

1,373,405.7 3,348,107.3 181,701.1

0.0 62,610.0 0.0

6,992.5 73,723.1 0.0
0.0 0.0 0.0
0.0 0.0 0.0
0.0 0.0 0.0

6,992.5 136,333.1 0.0

1,380,398.2 3,484,440.5 181,701.1

Banco Industrial El Banco Azul de El Salvador, Banco Atlantida El Salvador,
Salvador, S.A. S.A. S.A.

659,257.5 833,551.9 1,178,356.1

80,864.9 101,746.0 131,282.7
0.0 702.9 0.0
0.0 702.9 0.0
0.0 0.0 20,489.4
0.0 0.0 0.0
0.0 0.0 0.0
64,608.8 109,744.6 229,843.9
0.0 10,522.9 0.0
513,783.8 610,835.5 796,740.1
77,303.5 109,045.8 61,173.8
438,485.3 505,835.5 738,057.3
1,324.3 16,724.6 3,229.2
-3,329.3 -20,770.4 -5,720.2
3,431.6 17,088.8 25,428.1
0.0 0.0 0.0
0.0 3,298.5 2,655.3
42.1 97.9 45.5
595.8 6,516.0 2,149.3
1,883.5 3,691.0 15,389.4
910.2 3,742.4 3,299.0
0.0 -256.9 -98.9
0.0 0.0 1,988.4
0.0 0.0 0.0
0.0 0.0 0.0
5,497.6 25,181.6 24,777.9
730.1 2,157.5 6,377.2
730.1 2,157.5 6,377.2
4,238.5 9,080.6 11,296.9
9,473.1 19,462.4 25,096.0
-5,234.6 -10,381.9 -13,799.1
529.0 13,943.5 7,103.8
3,393.4 27,166.8 10,317.1
-2,864.4 -13,223.2 -3,213.3
668,186.6 875,822.4 1,228,562.1

1,150.9 2,331.1 0.0

 20,655.7 2,046.5 6,316.9
0.0 0.0 0.0
0.0 0.0 0.0
0.0 0.0 0.0
0.0
21,806.7 4,377.6 6,316.9

689,993.3 880,200.0 1,234,879.0

563,160.3 763,325.5 1,105,987.7

0.0 0.0 0.0
0.0 0.0 0.0
494,357.2 705,344.1 911,089.4
195,665.8 210,009.5 292,054.3
216,902.2 347,425.4 287,238.3
3,829.0 22,805.3 175,217.7
0.0 0.0 0.0
6,641.0 9,541.7 10,282.9
0.0 10,522.9 5,494.9
33,929.4 10,457.0 13,432.8
37,389.7 48,973.4 80,802.1
0.0 45,609.0 46,566.5
0.0 0.0 0.0
66,428.6 55,392.0 184,051.0
66,428.6 55,392.0 184,051.0
2,374.4 2,589.3 10,847.2
2,374.4 2,589.3 10,847.2
28,769.6 11,096.1 5,046.2
0.0 0.0 0.0
0.0 0.0 0.0
27,112.4 9,311.4 1,800.1
24,827.1 6,906.3 1,169.6
2,285.2 2,405.2 630.5
282.0 558.7 669.1
282.0 558.7 669.1
425.3 189.7 2,543.7
425.3 189.7 2,543.7
0.0 0.0 0.0
0.0 0.0 0.0
949.9 1,036.3 33.2
949.9 1,036.3 33.2
591,929.9 774,421.6 1,111,033.8

72,017.1 92,599.5 107,178.6

50,000.0 80,000.0 90,000.0
50,000.0 80,000.0 90,000.0
 0.0 0.0 0.0
0.0 0.0 0.0
3,414.2 5,115.5 2,932.6
18,602.9 7,484.0 14,246.0
0.0 0.0 0.0
4,239.7 8,801.3 10,349.7
4,239.7 8,801.3 10,272.7
0.0 0.0 32.7
0.0 0.0 44.3
0.0 0.0 44.3
0.0 0.0 0.0

76,256.8 101,400.7 117,528.3

668,186.6 875,822.4 1,228,562.1

1,150.9 2,331.1 0.0

20,655.7 2,046.5 6,316.9
0.0 0.0 0.0
0.0 0.0 0.0
0.0 0.0 0.0

21,806.7 4,377.6 6,316.9

689,993.3 880,200.0 1,234,879.0

Total Instituciones

22,838,000.9
3,209,883.5
5,001.5
5,001.5
626,055.1
1,655,382.2
0.0
1,348,227.7
10,522.9
15,982,928.0
2,569,765.0
13,569,993.7
302,941.8
-459,772.5
373,658.1
0.0
57,408.0
2,556.2
45,523.0
137,480.9
81,135.2
-9,057.7
51,677.4
6,935.1
0.0
479,928.8
133,870.8
133,870.8
233,362.1
633,563.3
-400,201.2
112,696.0
186,402.4
-73,706.4
23,691,587.8

125,165.4
 431,691.0
-52,805.1
0.0
35.7
0.0
504,086.9
0.0
24,195,674.7

20,675,426.8
0.0
0.0
19,151,222.1
10,605,010.7
5,625,884.2
753,547.8
0.0
302,869.0
16,017.8
545,837.7
477,209.5
723,706.1
101,139.4
1,400,412.8
1,400,412.8
123,791.9
123,791.9
387,686.6
0.0
0.0
218,844.0
165,048.8
53,795.2
13,527.5
13,527.5
79,262.9
79,262.9
0.0
0.0
76,052.2
76,052.2
21,063,113.4

2,299,904.1
1,296,349.7
1,296,349.7
 0.0
0.0
504,312.2
499,242.2
0.0
275,765.2
241,497.1
32.7
34,235.5
34,235.5
0.0

2,575,669.3

23,638,782.7

123,016.1
433,840.3
0.0
0.0
35.7

556,892.0

24,195,674.7