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First Time Home Buyers

When you hear the phrase “First Time Home Buyers”, the meaning seems obvious, right? Literally, it’s someone who is seeking to buy and own a home for the “first time” in their life. In the mortgage industry, the definition is actually “someone who has not owned a residential property within the last three years”. In other words, if you previously owned a residential property (primary, vacation, or investment) or were a co-signer/borrower on a residential property and did not live in it.

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Financial Benefits of Buying a Home in A College Town

Here are some of the financial benefits of buying a home in a college town, and remember to contact us for even more savings options! Low mortgage rate and steady home prices (so far) make it a great time to buy a home. Contact us to learn more. real estate closing costs | first time mortgage | first time mortgage tips | pre approval mortgage first time | applying for a mortgage first time | how to get a mortgage first time | getting a mortgage first time

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Mortgage Rates Are at An All-Low –should You Refinance?

With mortgage rates at an all-time low, we’ve been refinancing many home loans, helping our clients to restructure their finances and saving them money in the process. mortgage tips | mortgage tips first time | mortgage tips first time buying a home | home mortgage tips | mortgage preapproval checklist | mortgage preapproval first time | how to get preapproved mortgage | how to get pre approved for a mortgage

How to Successfully Buy Your First Home During a Pandemic

Buying a home is more challenging than ever in today’s Pandemic-driven housing market. While mortgage rates are historically low, also inventory. Housing prices in the U.S. are up an average of 4% vs. last year at this time, and many markets are consistently experiencing overbids and multiple offers. buy house first home | how to buy a house with low income | buying first home | buying a house first time | home buying tips | real estate home buying tips

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Mortgage 101: For How Long is My Pre-Approval Valid?

Getting pre-approved for a mortgage puts you at a significant advantage when shopping for a home. A Mortgage pre-approval letter can sometimes be the key factor that makes a seller choose your offer over another. Since pre-approval is so advantageous, you want to make sure that it’s still valid when you make an offer. After all, falling in love with a home can sometimes take a few weeks. mortgage tips | mortgage loan officer | mortgage loan officer

House Buying First Home

Buy First Home

Housing Market Cools Making it Sizzling Time to Buy

If you’ve been on the fence about buying a home, we have some excellent news for you! Recent changes in the market have made it an ideal time to purchase a home. So what changes have occurred that make us so confident? Bidding wars have gone down significantly, even in the most competitive areas! Read on to find out more and if you haven’t already applied for a home loan application, click on over to our homepage to get started today! house buying first home | preparing to buy first home

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Should You Buy a Fixer-Upper? how To Tell if It’s Right for You

Buying a home that needs significant renovation sounds like a nightmare to some –and a dream come true to others. With renovation reality TV, America has romanticized the idea of buying a fixer-upper homes and making over their home. But as satisfying as it sounds, remodeling shouldn’t be taken so lightly. After all –they don’t call it “sweat equity” for nothing! There are some questions you should ask yourself and discussions you should have with your spouse before taking on a project home.

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Considering Investing in Real Estate? Here are Five Tips to Know

What’s the ultimate form of income? Passive income! And that typically comes in the form of investments. While there are many options, from stocks to funding start-ups, one of the most reliable investments in terms of return lies in real estate. real estate tips for buyers | how to invest money | investing money for beginners | best way to invest money | invest money to make money | investing money become a millionaire | saving for a house down payment | down payment savings plan

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PLEASE MAKE SURE YOU CHOOSE THE CORRECT METHOD TO OPERATE THE LED LİGHT. There is a 1.5 meter long cable with plug and on/off switch on the mirror. You can use it by plugging it into an electrical outlet. If you want to use it from the wall switch, you can cut the cable with scissors and connect it to the electrical installation on your wall. There is a transformer (adapter) in the mirror. It works between 100 v - 240 v. Power Plug and Transformer (adapter) are suitable for use in America and Eu

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The Fastest Ways to Fund Your Home Renovation

Whether you’re renovating for style or repair, making changes to your home is exciting –and daunting! Planning what to upgrade, where to purchase the supplies, who to trust to do the work are just some of the daunting tasks involved. But there’s one other detail that needs to be figured out before anything else: how to finance the renovation. The cost of renovation varies quite a bit, but generally speaking, we’re talking a few thousand. home renovation on a budget | home renovation ideas