diff --git a/docker-compose.yaml b/docker-compose.yaml
index 0df9b6713c19a..a8beab8129ad5 100644
--- a/docker-compose.yaml
+++ b/docker-compose.yaml
@@ -6,10 +6,11 @@ services:
       - "7080:7080"
     environment:
       CODER_PG_CONNECTION_URL: "postgresql://${POSTGRES_USER:-username}:${POSTGRES_PASSWORD:-password}@database/${POSTGRES_DB:-coder}?sslmode=disable"
+      # You'll need to set CODER_ACCESS_URL to an IP or domain
+      # that workspaces can reach. This cannot be localhost
+      # or 127.0.0.1 for non-Docker templates!
       CODER_ADDRESS: "0.0.0.0:7080"
-      # You'll need to set CODER_ACCESS_URL to an
-      # externally-reachable IP to use non-Docker examples!
-      CODER_ACCESS_URL: "${CODER_ACCESS_URL:-http://host.docker.internal:7080}"
+      CODER_ACCESS_URL: "${CODER_ACCESS_URL}"
     volumes:
       - /var/run/docker.sock:/var/run/docker.sock
     depends_on:
diff --git a/examples/docker-image-builds/main.tf b/examples/docker-image-builds/main.tf
index 935842084fab3..76beb4796597b 100644
--- a/examples/docker-image-builds/main.tf
+++ b/examples/docker-image-builds/main.tf
@@ -94,8 +94,9 @@ resource "docker_container" "workspace" {
   # Hostname makes the shell more user friendly: coder@my-workspace:~$
   hostname = lower(data.coder_workspace.me.name)
   dns      = ["1.1.1.1"]
-  command  = ["sh", "-c", coder_agent.dev.init_script]
-  env      = ["CODER_AGENT_TOKEN=${coder_agent.dev.token}"]
+  # Use the docker gateway if the access URL is 127.0.0.1 
+  command = ["sh", "-c", replace(coder_agent.dev.init_script, "127.0.0.1", "host.docker.internal")]
+  env     = ["CODER_AGENT_TOKEN=${coder_agent.dev.token}"]
   host {
     host = "host.docker.internal"
     ip   = "host-gateway"
diff --git a/examples/docker/main.tf b/examples/docker/main.tf
index a999f66d158f1..7900a1f36278f 100644
--- a/examples/docker/main.tf
+++ b/examples/docker/main.tf
@@ -47,7 +47,6 @@ variable "step2_arch" {
 provider "docker" {
   host = "unix:///var/run/docker.sock"
 }
-
 provider "coder" {
 }
 
@@ -82,8 +81,9 @@ resource "docker_container" "workspace" {
   # Hostname makes the shell more user friendly: coder@my-workspace:~$
   hostname = lower(data.coder_workspace.me.name)
   dns      = ["1.1.1.1"]
-  command  = ["sh", "-c", coder_agent.dev.init_script]
-  env      = ["CODER_AGENT_TOKEN=${coder_agent.dev.token}"]
+  # Use the docker gateway if the access URL is 127.0.0.1
+  command = ["sh", "-c", replace(coder_agent.dev.init_script, "127.0.0.1", "host.docker.internal")]
+  env     = ["CODER_AGENT_TOKEN=${coder_agent.dev.token}"]
   host {
     host = "host.docker.internal"
     ip   = "host-gateway"