Pay off credit cards

As someone who loves maximizing credit cards rewards, here are the credit cards in my wallet, and an explanation of why I have them.

Correct me if I’m wrong, but I’m pretty sure the collective millennial dream is to fully pay off their personal debt before they die. It’s a simple dream but is it an attainable one? As of March 2019, the New York Federal Reserve said millennials have accumulated over one trillion dollars in debt.

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We did it. We paid off all our debt. After years of watching our debt creep up and then slowly back down again (rinse, wash, repeat), we finally nipped it in the bud completely. In one fell swoop, we went from indebted to creditors to financial freedom. And you know what? It feels amazing. But although we were going about it the traditional way (with a strict budget and the use of cash envelopes), we ultimately chose an outside-the-box method for paying everything off. We sold our house to…

Here's a basic guide to getting out and staying out of debt. There are quite a few more resources out there but this is a good starting point. 1. Make the Resolution: Spend less than you make. This is a tough one. Spending more money than you earn is common practice in the U.S., and increasingly in other countries around the world. Learn to just say “No.” You must learn to say no to yourself, your spouse/partner, and your children. This is called delayed gratification. It is essential to…

All bills are paid off and caught up.

For me, the balance was a result of working a low-paying job in an expensive city while trying to keep up with the brunch-filled, event-heavy existence that’s natural for anyone living in New York City.