Financial Makeover

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5 Simple Steps to Pay Off Debt | Spergel
Keen to pay off your debt and live a fresh financial future? Check out our top tips for paying off your debt once and for all.
Good Debt VS Bad Debt, Understanding the Difference
Not all debts are bad! Learn the key differences between good debt and bad debt! Pin now and make smarter financial decisions by understanding good debt vs. bad debt! #MyMoneyMindset #FinancialTips #DebtManagement #SmartMoney
Emergency Fund Savings
This savings template is for any and every one that either wants to save a little extra cash, or wants to begin their savings journey. This downloadable template is easy to fill in, and follow to save your cash the simple way.
How To Manage Your Money!
Although money cannot buy you happiness, it can bring a sense of security if you manage your money right. Without a handle on money management, you may always feel like your life is one step away from a financial cliff. Use these top tips to manage your money better! #money #moneytips #savemoney #managemoney #moremoney
100 Creative Ways To Save Money On A Low Income
Saving money should not be as difficult as many people think. This guide provides 100 creative ways to save money on a low income or tight budget!
Master Your Money with the 50-30-20 Budgeting Rule 💰📊
Achieve financial balance and control with the 50-30-20 Budgeting Rule. Allocate 50% of your income to needs, 20% to wants, and 30% to savings and debt repayment. This simple and effective strategy helps you manage expenses, save for the future, and maintain a healthy financial lifestyle. #financialfreedom #finance #financialplanning
Evil Marketing Techniques That Businesses Don’t Want You To Know (50 New Pics)
Buying a House: How Much Home Mortgage You Can Afford
Saving for a house is a great financial goal, but it can often seem out of reach. Utilize this home buying infographic to help you determine how much house you can afford when buying your first home. First time home buyers, if they are not careful, can overextend themselves financially by signing for a home mortgage that is over 25% of their take-home pay. With the increased costs of home ownership, a good rule of thumb is to not exceed 25% of your take-home pay in mortgage costs on a 15-year, fixed-rate home loan. DOWNLOAD MY FREE GOOGLE SHEETS BUDGET https://bit.ly/3ul7pzg ✨ Visit My Etsy Shop: https://www.etsy.com/shop/budgetwithmelshop 📌Follow me on Pinterest: https://www.pinterest.com/budgetwithmel/
No Spend Month: Savings Strategy
If you are in need of a savings strategy, try a no spend month to reset your spending habits and take control of your personal finances. At the end of the savings challenge, you'll have extra money to put towards your finance goals! Try one of these 9 money saving challenge ideas and start a savings plan!
Saving for a house downpayment
Saving for a home: savings strategy to help with saving for a house down payment. The real estate market is not showing signs of slowing down, so being prepared with a clear savings plan is crucial. Buying a home requires a lot of financial planning, here's where to start!