Poverty eradication and women empowerment are being an important agenda of Government of Malaysia... more Poverty eradication and women empowerment are being an important agenda of Government of Malaysia since independence. We can see variety of policies and government's efforts to ensure the poor and women are defended and not marginalized in the society of this country. One of the government's efforts is to set up an institution named as Amanah Ikhtiar Malaysia (AIM) which is to provide microfinance services as well as to help empower the poor among women in Malaysia. Sabah state has become the focus in this study because that state has recorded the highest poverty rate statistics in Malaysia. This study is intended to look at the impact of microfinance on poverty eradication and empowerment of women in Sabah. To achieve the objectives of the study, questionnaires were distributed in ten districts in Sabah. A total of 300 members of AIM, as known as SAHABAT in Sabah which consists of 153 microfinance borrowers and 147 non-borrowers had given their responded to the survey. A few tests had been used in this study to examined and analyzed the data such as Wilcoxon Sign Ranked test, Mann-Whitney test, Paired t-test, Chi-square test, and also descriptive analysis. The key findings in this study is firstly, microfinance program had a positive effect on the average income of the participants of AIM in Sabah. Secondly, microfinance programs only show a positive impact on the empowerment of women in terms of the level of independence and decision-making in the household, but no effect was given to the control of household resources.
Malaysia kini sedang mengalami gelombang politik di ambang pasca merdeka. Sejak pilihan raya ke 1... more Malaysia kini sedang mengalami gelombang politik di ambang pasca merdeka. Sejak pilihan raya ke 12 pada tahun 2008 lagi negara ini telah menunjukkan suatu tren yang berbeza daripada tahun-tahun sebelumnya. Hal ini adalah kerana kebangkitan golongan muda terutama daripada kalangan mahasiswa yang mana sudah celik dengan keadaan politik di negara ini. Kajian yang dijalankan ini adalah bertujuan untuk mendalami perspektif mahasiswa terhadap amalan pilihan raya di Malaysia. Perspektif mahasiswa perlu diberi perhatian bagi sesebuah negara demokrasi kerana tampuk kepimpinan yang ada pada hari ini adalah daripada kalangan mahasiswa. Maka corak dan tren politik negara pada masa hadapan mempunyai kecenderungan untuk dipengaruhi oleh corak pemikiran mahasiswa pada masa kini. Metodologi kajian ini dijalankan adalah dengan cara mengutip data-data primer. Sejumlah 250 borang soal selidik telah pun diedarkan di 4 buah universiti-universiti awam yang terpilih di sekitar Lembah Klang. Data-data yang diperolehi dimasukkan ke dalam perisian SPSS untuk dianalisis. Kaedah analisis yang digunakan dalam perisian SPSS adalah analisis deskriptif dan jadual hubungsilang. Antara temuan-temuan utama dalam kajian ini pertamanya pengetahuan mahasiswa sebenar adalah pada tahap rendah dan sederhana. Kedua penilaian mahasiswa terhadap isu-isu pilihan raya (majoriti mudah vs perwakilan bernisbah) adalah sama. Ketiga potensi penukaran sistem pilihan raya di Malaysia pada masa hadapan adalah tinggi. Kajian ini dapat dirumuskan bahawa perspektif mahasiswa yang ditunjukkan ini adalah berbeza dengan hipotesis-hipotesis awal yang telah dibentuk kecuali andaian terhadap potensi pelaksanaan sistem perwakilan bernisbah di Malaysia adalah bertepatan.
Poverty eradication and women empowerment are being an important agenda of Government of Malaysia... more Poverty eradication and women empowerment are being an important agenda of Government of Malaysia since independence. We can see variety of policies and government's efforts to ensure the poor and women are defended and not marginalized in the society of this country. One of the government's efforts is to set up an institution named as Amanah Ikhtiar Malaysia (AIM) which is to provide microfinance services as well as to help empower the poor among women in Malaysia. Sabah state has become the focus in this study because that state has recorded the highest poverty rate statistics in Malaysia. This study is intended to look at the impact of microfinance on poverty eradication and empowerment of women in Sabah. To achieve the objectives of the study, questionnaires were distributed in ten districts in Sabah. A total of 300 members of AIM, as known as SAHABAT in Sabah which consists of 153 microfinance borrowers and 147 non-borrowers had given their responded to the survey. A few tests had been used in this study to examined and analyzed the data such as Wilcoxon Sign Ranked test, Mann-Whitney test, Paired t-test, Chi-square test, and also descriptive analysis. The key findings in this study is firstly, microfinance program had a positive effect on the average income of the participants of AIM in Sabah. Secondly, microfinance programs only show a positive impact on the empowerment of women in terms of the level of independence and decision-making in the household, but no effect was given to the control of household resources.
Malaysia kini sedang mengalami gelombang politik di ambang pasca merdeka. Sejak pilihan raya ke 1... more Malaysia kini sedang mengalami gelombang politik di ambang pasca merdeka. Sejak pilihan raya ke 12 pada tahun 2008 lagi negara ini telah menunjukkan suatu tren yang berbeza daripada tahun-tahun sebelumnya. Hal ini adalah kerana kebangkitan golongan muda terutama daripada kalangan mahasiswa yang mana sudah celik dengan keadaan politik di negara ini. Kajian yang dijalankan ini adalah bertujuan untuk mendalami perspektif mahasiswa terhadap amalan pilihan raya di Malaysia. Perspektif mahasiswa perlu diberi perhatian bagi sesebuah negara demokrasi kerana tampuk kepimpinan yang ada pada hari ini adalah daripada kalangan mahasiswa. Maka corak dan tren politik negara pada masa hadapan mempunyai kecenderungan untuk dipengaruhi oleh corak pemikiran mahasiswa pada masa kini. Metodologi kajian ini dijalankan adalah dengan cara mengutip data-data primer. Sejumlah 250 borang soal selidik telah pun diedarkan di 4 buah universiti-universiti awam yang terpilih di sekitar Lembah Klang. Data-data yang diperolehi dimasukkan ke dalam perisian SPSS untuk dianalisis. Kaedah analisis yang digunakan dalam perisian SPSS adalah analisis deskriptif dan jadual hubungsilang. Antara temuan-temuan utama dalam kajian ini pertamanya pengetahuan mahasiswa sebenar adalah pada tahap rendah dan sederhana. Kedua penilaian mahasiswa terhadap isu-isu pilihan raya (majoriti mudah vs perwakilan bernisbah) adalah sama. Ketiga potensi penukaran sistem pilihan raya di Malaysia pada masa hadapan adalah tinggi. Kajian ini dapat dirumuskan bahawa perspektif mahasiswa yang ditunjukkan ini adalah berbeza dengan hipotesis-hipotesis awal yang telah dibentuk kecuali andaian terhadap potensi pelaksanaan sistem perwakilan bernisbah di Malaysia adalah bertepatan.
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One of the government's efforts is to set up an institution named as Amanah Ikhtiar Malaysia (AIM) which is to provide microfinance services as well as to help empower the poor among women in Malaysia. Sabah state has become the focus in this study because that state has recorded the highest poverty rate statistics in Malaysia. This study is intended to look at the impact of microfinance on poverty eradication and empowerment of women in Sabah. To achieve the objectives of the study, questionnaires were distributed in ten districts in Sabah. A
total of 300 members of AIM, as known as SAHABAT in Sabah which consists of 153 microfinance borrowers and 147 non-borrowers had given their responded to the survey. A few tests had been used in this study to examined and analyzed the data such as Wilcoxon Sign
Ranked test, Mann-Whitney test, Paired t-test, Chi-square test, and also descriptive analysis. The key findings in this study is firstly, microfinance program had a positive effect on the average income of the participants of AIM in Sabah. Secondly, microfinance programs only show a positive impact on the empowerment of women in terms of the level of independence and decision-making in the household, but no effect was given to the control of household resources.
One of the government's efforts is to set up an institution named as Amanah Ikhtiar Malaysia (AIM) which is to provide microfinance services as well as to help empower the poor among women in Malaysia. Sabah state has become the focus in this study because that state has recorded the highest poverty rate statistics in Malaysia. This study is intended to look at the impact of microfinance on poverty eradication and empowerment of women in Sabah. To achieve the objectives of the study, questionnaires were distributed in ten districts in Sabah. A
total of 300 members of AIM, as known as SAHABAT in Sabah which consists of 153 microfinance borrowers and 147 non-borrowers had given their responded to the survey. A few tests had been used in this study to examined and analyzed the data such as Wilcoxon Sign
Ranked test, Mann-Whitney test, Paired t-test, Chi-square test, and also descriptive analysis. The key findings in this study is firstly, microfinance program had a positive effect on the average income of the participants of AIM in Sabah. Secondly, microfinance programs only show a positive impact on the empowerment of women in terms of the level of independence and decision-making in the household, but no effect was given to the control of household resources.