.925 Sterling silver with 14K Yellow Gold overlay Hawaiian Plumeria Pua Melia 3-stone Past, Present and Future Necklace. Designed to mimic the look of fine jewelry at a fraction of the cost. -- The size is 22MM, a bit under quarter size. FREE Italian Sterling Silver beaded chain included your choice of length. It has a Sandblasted Matte center with High-Polished shiny edges and three Cubic zirconias in the Flowers center for added sparkle. -- The Plumeria is sacred in Hawaiian culture and is oft 14k Gold Gemstone Flower Pendant Jewelry, Fine Jewelry Hallmarked Flower Pendant, Hallmarked Fine Jewelry Flower Pendant, Fine Jewelry With Tarnish Resistant Flower Pendant, Fine Jewelry Flower Pendant Tarnish Resistant, Formal Jewelry With Polished Flower Pendant, Formal Flower Pendant Jewelry With Polished Finish, Formal Polished Flower Pendant Jewelry, Fine Jewelry Flower Pendant With Polished Finish