FINANCE

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How I Track Bills and Payments Down to the Last Penny
How I Track Bills and Payments. Need a better way of tracking bill payments in these crazy inflated times? Head over to the blog to read this post. Budgeting | Budgeting money | Budgeting tips | Budgeting finances
21 Step Estate Planning Checklist (Free PDF) - Sweet & Simplified
21 Step Estate Planning Checklist | Odgers Law Group| Estate Planning Law
2.1M views · 7.9K reactions | You probably don’t need me to tell you that every dollar you throw at your mortgage payment puts a bigger dent in your principal balance. And that means if you make just one extra payment annually, you’ll knock years off the term of your mortgage—plus save thousands of dollars in interest. Before you start making those extra payments, let’s go over some ground rules: * Check with your mortgage company first. Some companies only accept extra payments at specific times or may charge prepayment penalties. * Include a note on your extra payment that you want it applied to the principal balance—not to the following month’s payment. * Don’t get sucked into paying for a fancy-schmancy mortgage accelerator program, like biweekly payments (more on those later). With focus and intentionality, you can hit the same goal all by yourself. | Rachel Cruze