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Discussion Board 3

A con artist is a person who is able to cheat or trick others to believe something that is not true. A deceiving person, who is the criminal, lies to a trust hearting person in order to rob the trustworthy person of their valuables. As humans, I believe that we want to see the good in everyone, but most of the time that does not happen. Some people are just naturally good and trustworthy as well they're some people who are naturally liars and deceivers. In the long run if you are a person who trust people by their word, then it's only a matter of time until you become victimized by a con man.

Kevin Caldwell A con artist is a person who is able to cheat or trick others to believe something that is not true. A deceiving person, who is the criminal, lies to a trust hearting person in order to rob the trustworthy person of their valuables. As humans, I believe that we want to see the good in everyone, but most of the time that does not happen. Some people are just naturally good and trustworthy as well they’re some people who are naturally liars and deceivers. In the long run if you are a person who trust people by their word, then it’s only a matter of time until you become victimized by a con man. Most of the time, people don’t know that they’re getting scammed until it’s too late and the damage is already done. Con artist high their true intentions, because no one comes up to a person and tells them that they’re going to steal from you. A huge trend right now when it comes to con artist is the use of the Internet. If you have ever had a pop up that had said, “you’ll win a million dollars if you click on me.” When you click on the pop up it usually asks you to put in your credit card information or private information. Without thinking you might do it and give a criminal all of the information they would need to rob you. Now, if you have the littlest bit of common sense then you would know not to fall for something so easily considered a scam. Sometimes it’s not even that clear that clicking on a pop up will result in lost of capital for an individual. Some con artists use the name of an organization that a person might be involved with, such as their credit card company. Doing this will gain a the individuals trust and trick them more easily into giving up sensitive information like credit card numbers or a person’s social security number. (Inglis-Arkell, 2012). One of the main reasons why people fall victim to con artist is because they’re not financially educated. Some people have never taken a classes on being scammed or how to prevent being scammed. Some ways to look for scams are by doing company background checks or calling company’s references. People can also look for clues such as deep discounts, missing items, variations in packaging, and no selling history. (McMillan, 2012). If a company has no history then that should be a direct giveaway that the company can’t be trusted. People should also do some research on companies to see if they are lessened by the state, if they have references, or if they have any vendors that could vogue for them. If a company has no customers, then using common sense, how can they afford to help you increase your income? The victims being conned have to be knowledgeable and look for clues, so that they can prevent the crime before it happens. There is quiet a high success rate and a pay out for being a con artist. Last years article by The Internet Crime Report, says that over $780 million were stolen through Internet scams in 2013 alone, which was up from 2012 (over $580 million).  From such numbers you can see the high success that con artist are having over the Internet alone and that the number will only continue to grow. With today’s youth being addicted to social media, and with credit card purchases at an all time high, there is bound to be more Internet scams and credit card theft. Take for instance the company Target. They had a huge security breach in their company’s system, which holds thousands of customer credit card information that was exposed to the criminal underworld. This is just one example of something the consumer cannot prevent and can’t protect him or herself from. It is up to the company that the customer is shopping to help prevent and deter such breaches in its security. As stated before, people are using technology in their every day lives and most of their finances are becoming more equipped with technology. They have to protect themselves from con artist and security breaches to their software. Take for instance, Apple Corporation. They just had a high breach in their cloud system that caused naked photos of celebrities to be posted all over the Internet. This breach has destroyed Apples credibility in protecting their consumers. Apple and the FBI are working together to find the criminals responsible for the action, but this gives you an idea of how exposed we are to technology. With more information being uploaded to clouds and criminals having the ability to access that information, Internet security must be addressed. References Inglis-Arkell, E. (2012, July 18). The Neuroscience That Explains Why You Fall for Con Artists. Retrieved from io9.com: http://io9.com/5926933/the-neurochemistry-that-explains-why-you-fall-for-con-artists McMillan, L. (Director). (2012). Consumer Report Cyber Crime [Motion Picture]. 2013 Internet Crime Report. (2013, January 1). Retrieved September 11, 2014, from www.ic3.gov.