Mortgage Rates by State: Get the Latest for Your Location

According to Zillow, the typical home value in Alabama is below the national typical home value of $349,770 in the US. The typical home value in Alabama is $223,705, and home values have increased 1.3% over the past year. 

Alabama Mortgage Rates

See current mortgage rates in Alabama and plug today's rates into the calculator below to see how much you might pay for a mortgage in this state.

Alabama Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Alabama, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Alabama First-Time Homebuyer Information

The Alabama Housing Finance Authority offers financial assistance for novice homebuyers. You can combine all three of these assistance programs. Get your mortgage through an AHFA-participating lender and apply for any of the following programs:

• Step Up: Receive 4% of the sales price in down payment assistance, up to $10,000.
• Affordable Income Subsidy Grant: You can get additional financial assistance for closing costs if you meet income requirements, and you don't need to pay back the money.
• Mortgage Credit Certificates: Get a tax credit of 50% of the interest you pay on your mortgage, up to $2,000 per year.

According to Zillow, the typical home value in Alaska is a little lower than the US national typical home value of $349,770. The typical home value in Alaska is $357,535 and home values have increased 0.2% over the past year. 

Alaska Mortgage Rates

See current mortgage rates in Alaska and plug today's rates into the calculator below to see how much you might pay for a mortgage in this state.

Alaska Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Alaska, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Alaska First-Time Homebuyer Information

The Alaska Housing Finance Corporation has several loan options for first-time borrowers statewide:

• First Home Limited: The AHFC offers a mortgage with a discounted interest rate to low-to-moderate earners, for certain property types.
• First Home: This type of mortgage is similar to First Home Limited, except there's no maximum income limit.
• My Home: If the type of property you're buying doesn't meet the standards of a First Home Limited or First Home mortgage, you may be eligible for a My Home loan.

According to Zillow, the typical home value in Arizona is a little lower than the US national typical home value of $349,770. The typical home value in Arizona is $422,829 and home values have decreased 7.6% over the past year. 

Arizona Mortgage Rates

See the latest Arizona mortgage rates and plug today's rates into the calculator below to see how much you might pay for a mortgage in this state.

Arizona Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Arizona, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Arizona First-Time Homebuyer Information

You can get financial assistance from the Arizona Industrial Development Authority. Receive up to 5% of the home price with a HOME+PLUS program, and use it for a down payment and/or closing costs. You must get your mortgage with a participating lender to get assistance.

According to Zillow, the typical home value in Arkansas is lower than the US national typical value of $349,770. The typical home value in Arkansas is $198,746, and home values have increased 1.8% over the past year. 

Arkansas Mortgage Rates

Check out current mortgage rates in Arkansas. Plug in today's rates when you use the calculator below to see how much you might pay for an average mortgage in this state.

Arkansas Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Arkansas, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Arkansas First-Time Homebuyer Information

The Arkansas Development Finance Authority has a few programs to help novice homebuyers save money:

• ADFA Move-Up Loan: Get an affordable 30-year conventional mortgage, and combine this mortgage with other ADFA financial assistance.
• Down Payment Assistance Program: Get a loan for up to $15,000, and put the money toward your down payment or closing costs. You'll pay back the loan over 10 years.
• Arkansas Dream Down Payment Initiative: Low-income "ADFA Move-Up Loan" borrowers can also get up to $25,000 in down payment and closing cost assistance in the form of a second mortgage loan. There are no monthly payments, and the ADFA may forgive the loan after five or 10 years.

According to Zillow, the typical home value in California is much higher than the US national typical value of $349,770. The typical home value in California is $744,280, and home values have decreased 2.8% over the past year. 

California Mortgage Rates

These are today's mortgage rates in California. Plug in the latest rates into the calculator below to see how much you might pay for a mortgage in California.

California Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in California, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

California First-Time Homebuyer Information

You may qualify for one of the following homebuyer programs through the California Housing Finance Agency:

• CalHFA First Mortgage Programs: These programs offer affordable conventional and government-backed mortgages to borrowers who meet income limits. These loans are available on their own or in combination with the CalHFA Zero Interest Program, which provides a 0% interest loan to cover closing costs. The ZIP loan must be paid back once the home is sold or refinanced. These programs can also be combined with the MyHome Assistance Program.
• CalHFA MyHome Assistance Program: Get down payment assistance loans for up to 3% of the purchase price on a conventional loan or 3.5% on an FHA loan.

According to Zillow, the typical home value in Colorado is much higher than the US national typical value of $349,770. The typical home value in Colorado is $537,600, and home values have decreased 4.1% over the past year. 

Colorado Mortgage Rates

Check out current mortgage rates in Colorado and plug today's rates into the calculator below to see how much you might pay each month for a home in this state.

Colorado Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Colorado, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Colorado First-Time Homebuyer Information

As a first-time homebuyer in Colorado, you might qualify for the following financial assistance through the Colorado Housing and Finance Authority:

• CHFA loan programs: First-time homebuyers can get an affordable mortgage through participating lenders.
• CHFA down payment assistance: This includes a grant for up to $25,000 or 3% of your mortgage (whichever is lower), or a second mortgage for up to $25,000 or 4% of your first mortgage that you don't have to pay back until you've sold or refinanced the home.

According to Zillow, the typical home value in Connecticut is a little higher than the US national typical value of $349,770. The typical home value in Connecticut is $381,722, and home values have increased 6.4% over the past year. 

Connecticut Mortgage Rates

See where current mortgage rates in Connecticut are at and plug today's rates into our free mortgage calculator to see what a typical mortgage would cost you in this state.

Connecticut Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Connecticut, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Connecticut First-Time Homebuyer Information

The Connecticut Housing Finance Authority offers several financial assistance programs, including the following:

• HFA Advantage and HFA Preferred Loan Programs: Get a mortgage with reduced mortgage insurance costs and combine this program with CHFA's down payment assistance programs.
• CHFA Government-Insured Mortgage Programs: Get an FHA, VA, or USDA loan with a below-market rate and down payment assistance.
• Down Payment Assistance Program Loan: Get up to $20,000 in down payment and closing cost assistance in the form of a second mortgage with a 1% interest rate.
• Time To Own - Forgivable Down Payment Assistance: This program offers a loan for up to $50,000 to cover down payment and closing costs. The loan comes with a 0% rate and is forgiven over the course of 10 years.
• FHA 203(k) Renovation Mortgage Program: Get a low interest rate on a loan that wraps up the cost of home repairs into your mortgage.
• Mobile Manufactured Home Loan Program: If you are buying a mobile home or manufactured home, you can get a low interest rate and reduced closing costs.
• Homeownership for Residents of Public Housing: This program is geared toward those who currently receive public rental assistance or live in public rental housing, offering a low-interest-rate mortgage and down payment assistance.

According to Zillow, the typical home value in Delaware is higher than the US national typical value of $349,770. The typical home value in Delaware is $374,808, and home values have increased 2.6% over the past year. 

Delaware Mortgage Rates

These are current mortgage rates in Delaware. Plug today's rates into our calculator below to see how much you could pay for a mortgage each month in Delaware.

Delaware Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Delaware, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Delaware First-Time Homebuyer Information

You may qualify for the following assistance from the Delaware State Housing Authority:

• Homeownership Loan: The DSHA offers reduced-rate 30-year mortgages for those who meet household income limits.
• First State Home Loan: This zero-interest loan provides up to a 4% down payment and closing cost assistance. The loan must be repaid once the home is sold or refinanced.
• First-Time Homebuyer Tax Credit Program: Claim 35% of your interest paid on your federal taxes, up to $2,000 per year.

According to Zillow, the typical home value in Florida is higher than the US national typical value of $349,770. The typical home value in Florida is $392,922, and home values have increased 0.7% over the past year. 

Florida Mortgage Rates

Check out the latest mortgage rates in Florida and plug them into the calculator below to see what your monthly mortgage payment could be in this state.

Florida Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Florida, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Florida First-Time Homebuyer Information

You may qualify for the following assistance from the Florida Housing Finance Corporation:

• Homebuyer Program: This is a 30-year fixed-rate mortgage available through participating lenders. This loan can be combined with Florida Housing's down payment assistance.
• The Florida Assist: Get up to $10,000 for down payment assistance in the form of a 0% second mortgage that doesn't need to be paid back until you sell or refinance.
• The Florida Homeownership Loan Program Second Mortgage: This down payment assistance loan, which also offers up to $10,000, will need to be paid back each month, and you'll owe the remaining balance when you sell or refinance.
• HFA Preferred and HFA Advantage PLUS Second Mortgage: Get a forgivable second mortgage for 3%, 4%, or 5% of the loan amount. The loan is forgiven over a 5-year term.

According to Zillow, the typical home value in Georgia is lower than the US national typical value of $349,770. The typical home value in Georgia is $319,271, and home values have increased 0.7% over the past year. 

Georgia Mortgage Rates

These are today's mortgage rates in Georgia. Plug in the rate for the type of mortgage you want into the calculator below to see how much you could pay each month for a home in Georgia.

Georgia Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Georgia, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Georgia First-Time Homebuyer Information

If you're buying your first home in Georgia, you may be eligible for financial assistance through the Georgia Department of Community Affairs.

Georgia Dream Homeownership Program: Get a down payment loan for up to $10,000 or $12,500 if you're a public protector, educator, healthcare worker, or active military member, or if a member of your family has a disability.

According to Zillow, the typical home value in Hawaii is more than double the US national typical value of $349,770. The typical home value in Hawaii is $840,928, and home values have decreased 2% over the past year. 

Hawaii Mortgage Rates

These are today's mortgage rates in Hawaii. Plug in the rate for the type of mortgage you want into the calculator below to see how much you could pay each month for a home in Hawaii

Hawaii Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Hawaii, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Hawaii First-Time Homebuyer Information

You may be able to get the following assistance through the Hawaii Housing Finance & Development Corporation:

• HHFDC Mortgage Credit Certificate Program: If you get a mortgage through a participating lender, you can claim a certain percentage of the interest you pay on your mortgage each year on your federal taxes.

According to Zillow, the typical home value in Idaho is higher than the US national typical value of $349,770. The typical home value in Idaho is $444,557, and home values have decreased 8.3% over the past year. 

Idaho Mortgage Rates

These are today's mortgage rates in Idaho. Plug in the rate for the type of mortgage you want into the calculator below to see how much you could pay each month for a home in

Idaho Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Idaho, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Idaho First-Time Homebuyer Information

If you get a mortgage through a participating lender, you may qualify for one or both of the following programs from the Idaho Housing and Finance Association:

• Idaho Housing home loans: You may be eligible to get a conventional or government-backed mortgage through Idaho Housing. These loans come with lower rates, down payment and closing cost assistance, and low or no mortgage insurance.
• Down payment/closing cost assistance: You may receive up to 10% of the home sale price. You'll need to provide at least 0.5% of the sales price using your own funds. This assistance is available in the form of a forgivable loan or a second mortgage that must be paid back over time.

According to Zillow, the typical home value in Illinois is lower than the US national typical value of $349,770. The typical home value in Illinois is $252,134, and home values have increased 2.5% over the past year. 

Illinois Mortgage Rates

Here are mortgage rates today in Illinois. Use these rates in the calculator below to see how much you might pay each month for a house in Illinois.

Illinois Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Illinois, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Illinois First-Time Homebuyer Information

If you're looking for financial assistance, the Illinois Housing Development Authority has a few programs to choose from:

• Opening Doors: Get a forgivable $6,000 loan that you won't need to repay as long as you stay in the home for five years.
• IHDAccess Forgivable: Borrow 4% of the price of your home, up to $6,000. Your loan may be forgiven after 10 years.
• IHDAccess Deferred: Borrow 5% of the home price, up to $7,500. You'll pay off the loan when you sell the home or refinance your loan.
• IHDAccess Repayable: Borrow 10% of your home price, up to $10,000. You'll make monthly payments to pay off the loan over 10 years.

According to Zillow, the typical home value in Indiana is much lower than the US national typical value of $349,770. The typical home value in Indiana is $233,511, and home values have increased 3.1% over the past year. 

Indiana Mortgage Rates

These are current mortgage rates in Indiana. Use these rates in the calculator below to see how much you might pay each month for a house in this state.

Indiana Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Indiana, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Indiana First-Time Homebuyer Information

You may qualify for the following assistance from the Indiana Housing and Community Development Authority:

• First Place program: For first-time homebuyers, receive 6% of the home purchase price for down payment assistance.
• Next Home program: Receive up to 3.5% of the home purchase price for down payment assistance.

According to Zillow, the typical home value in Iowa is much lower than the US national typical value of $349,770. The typical home value in Iowa is $212,075, and home values have increased 2.7% over the past year. 

Iowa Mortgage Rates

Check out current mortgage rates in Iowa and see how these rates could impact your monthly payment in the calculator below.

Iowa Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Iowa, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Iowa First-Time Homebuyer Information

The Iowa Finance Authority has several financial assistance programs for first-time homebuyers who borrow from participating lenders:

• FirstHome Mortgage Program: Get an IFA loan with a participating lender and enjoy lower rates and fewer fees.
• FirstHome Down Payment Program: Down payment/closing cost assistance from the IFA can come in the form of a $2,500 grant or a deferred loan for up to 5% of the sales price. The loan must be paid back when the home is sold or refinanced.
• Homes for Iowans Mortgage Program: This mortgage is like the FirstHome program but is available to both first-time and repeat homebuyers.
• Homes for Iowans Down Payment Program: This works similarly to FirstHome down payment assistance, coming in the form of a $2,500 grant or 5% deferred loan.
• Military Homeownership Assistance Program: If you're an active-service military member or a veteran, you may be eligible for a $5,000 grant. You don't have to pay back the grant, and you can combine this assistance with FirstHome or Homes for Iowans assistance.

According to Zillow, the typical home value in Kansas is significantly lower than the US national typical value of $349,770. The typical home in Kansas is $219,861, and home values have increased 4.1% over the past year. 

Kansas Mortgage Rates

See current mortgage rates in Kansas and see how today's rates could impact your monthly payment in the calculator below. 

Kansas Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Kansas, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Kansas First-Time Homebuyer Information

• First Time Homebuyer Program: Kansas Housing offers down payment assistance loans. Borrow 15% or 20% of your home's purchase price at no interest. Kansas Housing will forgive your loan if you stay in the home for 10 years.

According to Zillow, the typical home value in Kentucky is a little over half the US national typical value of $349,770. The typical home in Kentucky is $197,657, and home values have increased 3.4% over the past year. 

Kentucky Mortgage Rates

See the latest Kentucky mortgage rates and use the calculator below to find out how much you could pay each month for a home in this state.

Kentucky Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Kentucky, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Kentucky First-Time Homebuyer Information

If you get a mortgage through a Kentucky Housing Corporation approved lender, you can get a lower interest rate and may be eligible for assistance:

• Regular Down Payment Assistance: Receive a loan of up to $10,000 and repay it over 10 years at a 3.75% interest rate.
• Home Buyer Tax Credit: Get a federal income tax reduction equal to 20% of the mortgage interest you pay each year.

According to Zillow, the typical home value in Louisiana is lower than the US national typical value of $349,770. The typical home in Louisiana is $200,613, and home values have decreased 3.8% over the past year. 

Louisiana Mortgage Rates

These are the current mortgage rates in Louisiana. Plus these rates into our free mortgage calculator below to see how much you could end up paying each month for a home in Louisiana.

Louisiana Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Louisiana, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Louisiana First-Time Homebuyer Information

The Louisiana Housing Corporation has several types of financial assistance if you work with a participating lender:

• MRB Home and Assisted Programs: LHC's mortgage revenue bond program offers low interest rates, reduced mortgage insurance, and between 5% and 9% in down payment and closing cost assistance for borrowers who meet income limits. The MRB Assisted program has expanded eligibility compared to MRB Home and includes a loan for up to 4% of your mortgage amount for down payment and closing cost assistance.
• Market Rate Programs: Get a government-backed or conventional mortgage through LHC and enjoy up to 4% in assistance, no origination or discount fees, and reduced private mortgage insurance (on conventional loans).
• Premier Program: This is another mortgage option offered through LHC that includes conventional and government-backed loans. Those who meet income limits can get reduced mortgage insurance (on conventional loans) and no origination or discount fees.
• Delta 100 Program: Those in eligible parishes who don't have traditional credit may qualify for one of these mortgages, which come with 100% financing, no mortgage insurance, and 3% in closing cost assistance. 
• Mortgage Credit Certificate Program: Claim 40% of the interest paid on your mortgage on your federal taxes, up to $2,000 per year.
• Pathways to Homeownership Program: If you qualify, you'll receive a loan of 20% of the home purchase price, up to $55,000, and the government will forgive the loan if you live in the home for at least 10 years. You may also get an additional $5,000 toward closing costs.
• Keys for Service: This program offers 4% in down payment/closing cost assistance to individuals in public service jobs. This makes home loans for teachers, firefighters, healthcare workers (just to name a few) much more affordable. The assistance comes in the form of a loan that is forgiven over five years.

According to Zillow, the typical home value in Maine is higher than the US national typical value of $349,770. The typical home in Maine is $389,848, and home values have increased 4.6% over the past year. 

Maine Mortgage Rates

These are the latest mortgage rates in Maine. Use these rates to see how much you might pay each month for a mortgage by plugging them into the calculator below.

Maine Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Maine, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Maine First-Time Homebuyer Information

MaineHousing, the state's housing authority, offers the First Home Loan Program, which comes with low interest rates and down payment/closing cost assistance up to $5,000.

Additionally, active military members and veterans may be able to get a 0.50% discount on their First Home Loan rate.

According to Zillow, the typical home value in Maryland is much higher than the US national typical value of $349,770. The typical home in Maryland is $407,656, and home values have increased 1.9% over the past year. 

Maryland Mortgage Rates

Here are current mortgage rates in Maryland. Plug these rates into the mortgage calculator below to see how much you might pay for a mortgage in Maryland.

Maryland Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Maryland, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Maryland First-Time Homebuyer Information

You may be eligible for financial assistance through the Maryland Department of Housing and Community Development if you get your mortgage through a participating lender. Here are your options:

• MMP 1st Time Advantage: Get a 30-year fixed-rate mortgage with a low interest rate. This mortgage also comes with a few different down payment/closing cost options in the form of zero-interest deferred loans. Depending on your income, you could qualify for $6,000 in assistance or between 3% and 6% of the loan amount in assistance. The state also offers a similar program for repeat homebuyers called MMP Flex Loans.
• Partner Match: Employers, home builders, community organizations, and local governments may offer down payment assistance that can be matched by the Maryland Mortgage Program, up to $2,500.
• Maryland SmartBuy: You can get a loan of up to 15% (max $20,000) of your home purchase price to pay off student loans, and you must pay off the student loans before closing on the home.

According to Zillow, the typical home value in Massachusetts is much higher than the US national typical value of $349,770. The typical home in Massachusetts is $590,793, and home values have increased 2.7% over the past year. 

Massachusetts Mortgage Rates

Check out current mortgage rates in Massachusetts and use the calculator below to see how much you might pay each month for a mortgage based on today's rates.

Massachusetts Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Massachusetts, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Massachusetts First-Time Homebuyer Information

You may qualify for one of the following financial assistance programs from MassHousing if you get a mortgage from a participating lender:

• MassHousing Mortgage Loans: Get a low-interest-rate conventional or FHA mortgage through MassHousing.
• Down Payment Assistance: Get up to $50,000 in the form of a zero-interest deferred loan or a 15-year loan with a 2% interest rate.
• MI Plus Job-Loss Protection: Receive up to $2,000 per month for up to six months if you lose your job.

MassHousing loans also come with a $2,500 closing cost credit for military members, veterans, or Gold Star Families.

In addition to assistance from MassHousing, Massachusetts residents also have options through the Massachusetts Housing Partnership. This includes the ONE Mortgage and MassDREAMS grant program.

According to Zillow, the typical home value in Michigan is lower than the US national typical value of $349,770. The typical home in Michigan is $237,918, and home values have increased 1.5% over the past year. 

Michigan Mortgage Rates

Here are today's mortgage rates in Michigan. Use the calculator below to see how much you might pay each month for a mortgage based on today's rates.

Michigan Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Michigan, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Michigan First-Time Homebuyer Information

Michiganders looking for homebuying assistance can get help through the Michigan State Housing Development Authority.

• MI Home Loan: Get up to $10,000 in down payment assistance in the form of a loan if you meet income and credit score requirements.
• Mortgage Credit Certificate: Get a federal tax credit for 20% of the annual mortgage interest you pay.

According to Zillow, the typical home value in Minnesota is slightly lower than the US national typical value of $349,770. The typical home in Minnesota is $331,895, and home values have decreased 0.2% over the past year. 

Minnesota Mortgage Rates

These are the latest mortgage rates in Minnesota. Plug today's rates into the calculator below to see how much you might pay each month for a mortgage in this state.

Minnesota Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Minnesota, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Minnesota First-Time Homebuyer Information

You may be eligible for assistance through the Minnesota Housing Finance Agency if you get a mortgage from a participating lender.

• Start Up: This program lets you get a mortgage through Minnesota Housing with down payment and closing cost assistance in the form of a loan of up to $18,000. This loan will either need to be paid on a monthly basis over 10 years, or it may be deferred until the end of the mortgage term, depending on what you qualify for.

According to Zillow, the typical home value in Mississippi is about half the US national typical value of $349,770. The typical home in Mississippi is $177,536, and home values have decreased 1.6% over the past year. 

Mississippi Mortgage Rates

These are current mortgage rates in Mississippi. Plug today's rates into the mortgage calculator below to see how much you could pay each month for a house in this state.

Mississippi Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Mississippi, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Mississippi First-Time Homebuyer Information

You may eligible for one or more of the following programs from the Mississippi Home Corporation:

• Smart6: This program offers a mortgage with a second $6,000 zero-interest deferred loan to cover down payment and closing costs.
• MRB 7: Get a low-interest-rate mortgage and up to $7,000 for down payment assistance. This comes in the form of a zero-interest deferred loan that is forgivable after 10 years.
• Housing Assistance for Teachers: The state will give you a $6,000 grant toward your mortgage costs if you're a public school teacher in certain counties and subject areas. You don't need to repay this grant provided you remain employed for at least three years in a school district with a critical shortage of teachers.
• Mortgage Credit Certificate: Claim 40% of the interest you pay on your mortgage on your federal taxes, up to $2,000 per year. You can combine the MCC program with the Mississippi Home Corporation's other assistance loans.

According to Zillow, the typical home value in Missouri is less than the US national typical value of $349,770. The typical home in Missouri is $239,406, and home values have increased 2.6% over the past year. 

Missouri Mortgage Rates

Check out current mortgage rates in Missouri. Use today's rates to see how much you could end up paying for a mortgage in this state by plugging them into the calculator below.

Missouri Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Missouri, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Missouri First-Time Homebuyer Information

The Missouri Housing Development Commission offers the following forms of assistance to homebuyers in the state:

• First Place: This program offers mortgages with low mortgage rates and cash assistance for down payment and closing costs. Get up to 4% of your mortgage amount in the form of a forgivable loan. You'll need to stay in the home and keep your original mortgage for 10 years to have the assistance forgiven.
• Next Step: If you don't meet the income limits for First Place, you might qualify for Next Step. Get a low-rate mortgage and a forgivable second loan for up to 4% of the mortgage amount. 
• Mortgage Credit Certificate: Get a federal tax reduction for up to 45% of your annual mortgage interest paid, up to $2,000.

According to Zillow, the typical home value in Montana is more than the US national typical value of $349,770. The typical home in Montana is $454,414, and home values have decreased 1.7% over the past year. 

Montana Mortgage Rates

Check out current mortgage rates in Montana and plug today's rates into the calculator below to see how much you might pay each month for a mortgage in this state.

Montana Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Montana, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Montana First-Time Homebuyer Information

Montana Housing offers the following loans and down payment assistance for first-time homebuyers:

• Regular Bond Program: A 30-year mortgage with lower interest rates than what you'll get elsewhere. Available on single-family homes, condos, and manufactured homes.
• Special Programs: Montana homebuyers who get down payment assistance through a Montana Board of Housing-partnered organization can combine this assistance with a low-interest Montana Housing mortgage.
• 80% Combined Program: This program combines a Montana Housing loan with a second loan from a partnering non-profit that covers 20% of the home value, eliminating the need for you to pay mortgage insurance.
• Montana Veterans' Home Loan Program: This mortgage is available to military members and offers an interest rate that is 1% lower than market rates.
• Mortgage Credit Certificate: Get a dollar-for-dollar reduction in your federal tax obligation for 20% of your mortgage interest paid each year, up to $2,000.
• Bond Advantage Down Payment Assistance Program: Receive a loan for up to 5% of the home sale price, with a max of $15,000. You'll pay off the loan over 15 years.
• MBOH Plus 0% Deferred Down Payment Assistance Program: Borrow up to 5% of your home sale price, max $15,000. You won't pay any interest or make monthly payments. You'll pay off the loan when you sell, refinance, or pay off your mortgage completely.

According to Zillow, the typical home value in Nebraska is lower than the US national typical value of $349,770. The typical home in Nebraska is $254,571, and home values have increased 4.2% over the past year. 

Nebraska Mortgage Rates

Plug current mortgage rates in Nebraska into the free mortgage calculator below to see how much you might pay each month for a home in this state.

Nebraska Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Nebraska, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Nebraska First-Time Homebuyer Information

You may qualify for financial assistance from the Nebraska Investment Finance Authority if you get a mortgage through a participating lender. Here are your options: 

• First Home Program: You can get a low mortgage rate through this program and up to 5% of the purchase price in down payment and closing cost assistance. This assistance comes in the form of a loan with a 1% interest rate.
• Military Home Program: You can get a low interest rate on your mortgage if you're an active military member or qualified veteran.

According to Zillow, the typical home value in Nevada is higher than the US national typical value of $349,770. The typical home in Nevada is $418,743, and home values have decreased 8% over the past year. 

Nevada Mortgage Rates

These are current mortgage rates in Nevada. Plug the rate for the type of mortgage you want into the calculator below to see how much you could pay each month to buy a home in this state.

Nevada Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Nevada, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Nevada First-Time Homebuyer Information

The Nevada Housing Division offers the following assistance for first-time homebuyers in the state:

• Home is Possible: Get a low-rate mortgage with up to 4% of the mortgage amount in down payment assistance. This assistance comes in the form of a loan that is forgivable after seven years. 
• Home First: This program offers a mortgage combined with $15,000 in down payment assistance.

According to Zillow, the typical home value in New Hampshire is much higher than the US national typical value of $349,770. The typical home in New Hampshire is $453,001, and home values have increased 4.8% over the past year. 

New Hampshire Mortgage Rates

Here are current mortgage rates in New Hampshire. Use today's rates to see how much you could pay for a mortgage using the free calculator below.

New Hampshire Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in New Hampshire, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

New Hampshire First-Time Homebuyer Information

If you get a mortgage from a participating lender, you may qualify for financial assistance through New Hampshire Housing. Here are your options:

• Down payment and closing cost assistance: Receive a loan for up to $10,000. New Hampshire Housing may forgive the loan after five years.
• Home First and Home First Plus: These programs offer low-interest-rate mortgages with the option to get $5,000 or $10,000 in down payment assistance.
• 1stGenHomeNH: First generation homebuyers may be eligible for $10,000 in assistance when buying a home through New Hampshire Housing.
• Home Preferred: If you earn a low-to-moderate income, you may qualify for a mortgage with discounted mortgage insurance.
• Rehabilitation mortgage program: If you're buying a home that needs significant repairs, add up to $35,000 to your mortgage for renovation costs.
• Homebuyer tax credit: Claim up to $2,000 of the interest you pay on your mortgage on your federal taxes.

According to Zillow, the typical home value in New Jersey is much higher than the US national typical value of $349,770. The typical home in New Jersey is $492,394, and home values have increased 5.2% over the past year. 

New Jersey Mortgage Rates

Here are current mortgage rates in New Jersey. Plug in today's rates into the mortgage calculator below to see how much you could pay each month to buy a home in New Jersey.

New Jersey Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in New Jersey, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

New Jersey First-Time Homebuyer Information

New Jersey residents may be eligible for assistance through the state's Housing and Mortgage Finance Authority.

• Down Payment Assistance: You can get up to $15,000 for down payment or closing cost assistance from the New Jersey Housing and Mortgage Finance Agency. This loan is forgivable after five years, and there's no interest or monthly payments.
• First Generation Down Payment Assistance: First generation homebuyers can get $7,000 in down payment and closing cost assistance through the NJHMFA. This can be used in conjunction with the agency's regular down payment assistance program.
• HFA Advantage Mortgage: Get a conventional mortgage through the NJHMFA with affordable mortgage insurance and a low down payment. You can use this program in conjunction with down payment assistance. NJFMFA also has similar programs that offer FHA, VA, and USDA loans.
• Police and Firemen's Retirement System Mortgage Program: This is a mortgage geared toward members of the New Jersey Police and Firefighter Retirement System with one year of creditable service.

According to Zillow, the typical home value in New Mexico is lower than the US national typical value of $349,770. The typical home in New Mexico is $293,280, and home values have increased 2.7% over the past year. 

New Mexico Mortgage Rates

See the latest mortgage rates in New Mexico and plug today's rates into the free mortgage calculator below to see how much you might pay for a mortgage each month in this state.

New Mexico Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in New Mexico, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

New Mexico First-Time Homebuyer Information

You might be eligible for one of the following programs through the New Mexico Mortgage Finance Authority:

• First Home and FirstDown: Get a mortgage through FirstHome, the state's mortgage program, and receive a loan to cover your closing costs or a down payment with the FirstDown assistance program. You can talk with your lender about repayment terms.
• HomeNow: Lower-income homebuyers can get a $7,000 zero-interest loan to cover their down payments and closing costs. The loan may be forgiven after 10 years.
• HomeForward: This mortgage can be used alone or with HomeForward down payment assistance. This comes in the form of a loan equal to 3% of the sales price.

According to Zillow, the typical home value in New York is higher than the US national typical value of $349,770. The typical home in New York is $449,826, and home values have increased 0.8% over the past year. 

New York Mortgage Rates

Check out current mortgage rates for New York. Plug today's rates into the mortgage calculator below to see how much you could end up paying each month for a home in New York.

New York Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in New York, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

New York First-Time Homebuyer Information

If you get a mortgage through a participating lender, you may be eligible for one or more of the following programs from the State of New York Mortgage Agency:

• Achieving the Dream and Low Interest Rate: These are SONYMA's two low-interest-rate mortgage options that allow down payments as low as 3%. They can be combined with other SONYMA assistance. Borrowers may also qualify for other conventional or FHA mortgages through SONYMA.
• Down Payment Assistance Loan and DPAL PLUS ATD: You can borrow up to $15,000 for down payment assistance. There's no interest rate, and SONYMA may forgive the loan after 10 years. With the PLUS program, you could get up to $30,000.
• Homes for Veterans: Military families can get a mortgage with a low interest rate. You can use a Down Payment Assistance Loan with this program.
• RemodelNY: Receive financial assistance when you buy a home that needs major repairs. A RemodelNY loan can be combined with the Homes for Veterans program.
• Graduate to Homeownership: You can get a low-interest mortgage if you've graduated from college in that last 48 months. This program can be combined with the Down Payment Assistance Loan and RemodelNY.
• Neighborhood Revitalization: If you buy a home in certain parts of New York, you can get up to $20,000 to restore the home. This program can be combined with other SONYMA programs.
• Give Us Credit: Residents of New York City and Long Island who have less reliable sources of income may qualify for a 30-year mortgage with flexible credit criteria.
• ENERGY STAR: If you're buying an energy-efficient home, you can get a reduced interest rate.
• Manufactured Home Mortgage: You may qualify for financial assistance if you're buying a manufactured home.

According to Zillow, the typical home value in North Carolina is slightly lower than the US national typical value of $349,770. The typical home in North Carolina is $321,207, and home values have increased 1% over the past year. 

North Carolina Mortgage Rates

Check out the latest mortgage rates in North Carolina and use the calculator below to see how today's rates could impact your monthly mortgage payment.

North Carolina Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in North Carolina, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

North Carolina First-Time Homebuyer Information

If you get a mortgage from a participating lender and are either a first-time homebuyer or an army veteran, you may qualify for financial assistance through the North Carolina Housing Finance Agency. Here are your options:

• NC 1st Home Advantage Down Payment Program: Borrowers getting a mortgage through the North Carolina Housing Finance Agency can get up to $15,000 for down payment assistance. You'll pay back the loan if you sell, refinance, or transfer your home within 15 years. Otherwise, the state forgives your loan after 15 years.
• NC Home Advantage Tax Credit: Claim 30% of the interest paid on your mortgage each year on your federal taxes, or 50% if the house is a new construction. You can claim up to $2,000 per year. This program can be combined with the state's down payment assistance program.

According to Zillow, the typical home value in North Dakota is lower than the US national typical value of $349,770. The typical home in North Dakota is $257,503, and home values have increased 0.3% over the past year. 

North Dakota Mortgage Rates

Here are current North Dakota mortgage rates. Use the calculator below to see how today's rates could impact your monthly mortgage payment.

North Dakota Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in North Dakota, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

North Dakota First-Time Homebuyer Information

The North Dakota Housing Finance Agency offers a few different affordable mortgages for residents, including:

• FirstHome: This mortgage is specifically for first-time homebuyers who meet income and purchase price limits.
• HomeAccess: You may qualify for this mortgage if you're a single parent, if your spouse served in the military, or if you, your spouse, or your dependent is disabled or 65 or older.
• North Dakota Roots: This low-interest mortgage offered by NDHFA has no income or purchase price limits.
• Targeted Area Loan: This reduced-rate mortgage is specifically for borrowers purchasing in a designated Target Area.

These mortgages can then be combined with NDHFA's assistance, which offers 3% of the mortgage amount in the form of a credit toward your down payment or closing costs

According to Zillow, the typical home value in Ohio is significantly lower than the US national typical value of $349,770. The typical home in Ohio is $218,865, and home values have increased 3.5% over the past year. 

Ohio Mortgage Rates

Check out current mortgage rates for Ohio and use the calculator below to see how today's rates could impact your monthly mortgage payment.

Ohio Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Ohio, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Ohio First-Time Homebuyer Information

The Ohio Housing Finance Agency offers financial assistance if you get a mortgage through a participating lender. Here are your options:

• YourChoice! Down Payment Assistance: Receive either a 2.5% or 5% loan for down payment assistance or closing costs. The loan is forgiven after seven years as long as you still live in the home and haven't refinanced. 
• Grants for Grads: This program is similar to the YourChoice! program, except the loan may be forgiven after five years if you've graduated from school in the last 48 months.
• Ohio Heroes: You can get a discounted mortgage rate if you are an active military member, military veteran, firefighter (professional or volunteer), paramedic, EMT, police officer, nurse, nurse practitioner, physician, STNA, teacher (pre-K through grade 12), counselor, or administrator.
• Mortgage Tax Credit: Claim 40% of the interest you pay on your mortgage on your federal taxes, up to $2,000 per year. You can combine this program with the YourChoice! program, if you choose the 2.5% down payment assistance option.
• Target Area Search: You may qualify for a low-interest mortgage if you're buying a home in certain parts of Ohio.

According to Zillow, the typical home value in Oklahoma is much lower than the US national typical value of $349,770. The typical home in Oklahoma is $198,629, and home values have increased 3% over the past year. 

Oklahoma Mortgage Rates

See today's mortgage rates in Oklahoma and use the calculator below to see how these rates could impact your monthly mortgage payment in this state.

Oklahoma Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Oklahoma, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Oklahoma First-Time Homebuyer Information

The Oklahoma Housing Finance Agency offers down payment/closing cost assistance equal to 3.5% of your mortgage amount. You may get a reduced interest rate if you're a teacher, state employee, or first responder.

According to Zillow, the typical home value in Oregon is much higher than the US national typical value of $349,770. The typical home in Oregon is $494,577, and home values have decreased 3.2% over the past year. 

Oregon Mortgage Rates

See current mortgage rates in Oregon and use today's rates to see how much a monthly mortgage could cost in this state by plugging these rates into the calculator below.

Oregon Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Oregon, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Oregon First-Time Homebuyer Information

You may qualify for financial assistance through Oregon Housing and Community Services if you get your mortgage through a participating lender. Here are your options:

• Oregon Bond Residential Loan Program: Get a low-interest mortgage through the OHCS with two options for additional assistance. The Cash Advantage option gives borrowers 3% of the loan amount in cash assistance for their closing costs. The Rate Advantage lowers you interest rate, giving you a smaller monthly payment.
• Flex Lending: This mortgage comes with a down payment assistance loan for 4% or 5% of the mortgage amount. Lower-income borrowers may be eligible for the forgivable version of this loan, which has no monthly payments.

According to Zillow, the typical home value in Pennsylvania is much higher than the US national typical value of $349,770. The typical home in Pennsylvania is $494,577, and home values have decreased 3.2% over the past year. 

Pennsylvania Mortgage Rates

These are current mortgage rates in Pennsylvania. Plug these rates into the free mortgage calculator below to see how much you could pay each month for a mortgage in this state.

Pennsylvania Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Pennsylvania, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Pennsylvania First-Time Homebuyer Information

The Pennsylvania Housing Finance Agency offers a few different mortgage options that come with low interest rates and fees. These can be paired with PHFA's assistance loans, which include:

• Keystone Advantage Assistance Loan Program: Borrow up to 4% of the home sale price or $6,000, whichever is less. You can use this money for down payment or closing cost assistance. You won't pay any interest, and you'll pay back the loan over 10 years.
• Keystone Forgivable in Ten Years Loan Program: As the name suggests, this second mortgage is forgiven over the course of 10 years. You could receive up to 5% of the purchase price in assistance. 
• Employer Assisted Housing Initiative: If your employer participates in this program, you can receive a Keystone Advantage Loan for up to $8,000.
• HOMEstead Down Payment and Closing Cost Assistance Loan: Borrow up to $10,000 for a down payment or closing costs. You won't pay interest, and the government forgives 20% per year for five years. You must meet certain income and home purchase price requirements to qualify for this loan.
• Programs for Persons with Disabilities: If you or a family member is disabled, you may receive money to make necessary improvements to the home you buy. You can also borrow up to $15,000 through the Access Down Payment and Closing Cost Assistance Program. You may be able to combine this assistance with other PHFA programs.

According to Zillow, the typical home value in Rhode Island is significantly higher than the US national typical value of $349,770. The typical home in Rhode Island is $436,612, and home values have increased 4.2% over the past year. 

Rhode Island Mortgage Rates

Here are current mortgage rates for Rhode Island. Plug the latest rates into the calculator below to estimate how much you'll spend on a monthly mortgage payment in this state.

Rhode Island Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Rhode Island, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Rhode Island First-Time Homebuyer Information

If you get a mortgage from a participating lender, you may be eligible for one of the following programs through Rhode Island Housing:

• 10kDPA: This program offers $10,000 in down payment assistance in the form of a zero-interest deferred loan.
• FirstGenHomeRI: First generation homebuyers may be eligible for $25,000 in down payment/closing cost assistance. This loan may be forgiven after five years.
• Extra Assistance: Borrow up to 6% of your home purchase price or $15,000, whichever is lower, for down payment and closing cost assistance. You'll pay the same interest rate on this loan as you will on your mortgage.

According to Zillow, the typical home value in South Carolina is lower than the US national typical value of $349,770. The typical home in South Carolina is $287,598, and home values have increased 1.8% over the past year. 

South Carolina Mortgage Rates

Here are current mortgage rates in South Carolina. Plug the rate for the type of loan you want into our mortgage calculator to see what an average monthly mortgage payment could look like in this state.

South Carolina Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in South Carolina, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

South Carolina First-Time Homebuyer Information

• Homebuyer Program: This mortgage from South Carolina Housing comes with low interest rates and down payment assistance for eligible borrowers. The down payment assistance is a 15-year forgivable loan with no interest and no monthly payments.
• Mortgage credit certificate: This program allows homebuyers to reduce their federal income tax obligations by up to $2,000 per year.

According to Zillow, the typical home value in South Dakota is lower than the US national typical value of $349,770. The typical home in South Dakota is $297,041, and home values have increased 0.9% over the past year. 

South Dakota Mortgage Rates

These are South Dakota's mortgage rates today. Use these rates to help determine how much you could pay for a monthly mortgage in this state using the calculator below.

South Dakota Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in South Dakota, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

South Dakota First-Time Homebuyer Information

If you get a mortgage from a participating lender, you may be eligible for financial assistance through the South Dakota Housing Development Authority. SDHDA offers mortgages and 3% or 5% in down payment/closing cost assistance. This is a deferred, zero-interest loan.

According to Zillow, the typical home value in Tennessee is lower than the US national typical value of $349,770. The typical home in Tennessee is $297,041, and home values have increased 0.9% over the past year. 

Tennessee Mortgage Rates

These are today's mortgage rates in Tennessee. Plug today's rates into the mortgage calculator below to see how much you could pay for a mortgage each month in this state.

Tennessee Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Tennessee, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Tennessee First-Time Homebuyer Information

You may qualify for financial assistance through the Tennessee Housing Development Agency if you get a mortgage from a participating lender. Here are your options:

• Great Choice Home Loans: These mortgages from THDA allow loan down payments and can be combined with down payment assistance.
• Down Payment Assistance: Get a deferred loan for $6,000 with no interest that must be repaid when the home is sold or refinanced. Alternatively, the loan may be forgiven at the end of the 30-year mortgage term. Or, you can get a 6% loan that must be paid back along with the mortgage.
• Homeownership for Heroes: If you're an active military member or a veteran, you can get a 0.5% discount on your mortgage interest rate.

According to Zillow, the typical home value in Texas is lower than the US national typical value of $349,770. The typical home in Texas is $302,281, and home values have decreased 2% over the past year. 

Texas Mortgage Rates

Check out the latest mortgage rates in Texas and use the mortgage calculator below to see how much you could pay for a monthly mortgage with today's rates.

Texas Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Texas, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Texas First-Time Homebuyer Information

The Texas State Affordable Housing Corporation offers financial assistance if you get a mortgage through a participating lender. You may qualify for one of the following:

• Home for Texas Heroes Program: This program is for teachers, veterans, correction officers, police officers, firefighters, and emergency medical service workers in Texas.
• Home Sweet Texas Home Loan Program: If you earn a low-to-moderate income, you may qualify for down payment assistance either as a grant or deferred, forgivable loan.
• Mortgage Credit Certificate: Claim 20% of interest paid on your mortgage on your federal taxes each year. You can combine the MCC program with either the Home for Texas Heroes or Home Sweet Texas Home Loan programs.

Or you might be eligible for one of the following programs through the Texas Department of Housing and Community Affairs:

• My First Texas Home: Receive a loan of up to 5% of your mortgage amount for down payment and closing cost assistance. You must be a military veteran or first-time homebuyer.
• My Choice Texas Home: If you're a veteran or repeat homebuyer, you can get a loan of up to 5% of your mortgage amount to help with closing and down payment costs.

According to Zillow, the typical home value in Utah is much higher than the US national typical value of $349,770. The typical home in Utah is $510,173, and home values have decreased 5.6% over the past year. 

Utah Mortgage Rates

Here are today's mortgage rates in Utah. Plug the latest rates into our mortgage calculator below to see how much you could pay each month for a home in this state.

Utah Mortgage Loan Calculator

To see how today's mortgage rates could impact your monthly payments in Utah, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.

Utah First-Time Homebuyer Information

The Utah Housing Corporation offers assistance to first-time homebuyers through mortgages and down payment assistance. Apply with a participating lender to learn more.

According to Zillow, the typical home value in Vermont is higher than the US national typical value of $349,770. The typical home in Vermont is $393,838, and home values have increased 3.8% over the past year. 

Vermont Mortgage Rates

These are current mortgage rates in Vermont. To see how today's rates could impact your monthly housing payment, plug the rate for the type of loan you want into the mortgage calculator below.