REGIONAL BANKS AND CREDIT UNIONS PLAY A PIVOTAL ROLE IN THE financial fabric of communities nationwide. Unlike their larger counterparts, these institutions are deeply rooted in local economies, understanding the unique needs of the people they serve. Regional banks, with their localized focus, often cultivate strong relationships with customers, enabling them to provide personalized services. These institutions become familiar in the neighborhood; they offer a sense of trust and community that resonates with account holders.
Credit unions, too, play an important role in a community. As financial cooperatives owned by their members, they foster a