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    How to Save Money, Live on Less, and Love It
    How to Save Money, Live on Less, and Love It
    How to Save Money, Live on Less, and Love It
    Ebook61 pages1 hour

    How to Save Money, Live on Less, and Love It

    By Leifa Butrick

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    About this ebook

    Unemployed? In Debt? This book will help you gain control of your financial welfare.

    "This is a wonderful little book—engaging and amusing. The author doesn't lecture or advise cheapskate shortcuts. It can change your world view and show you how to spend your money wisely." --Marshall Boyler

    Discover the secret to always having enough money.
    Put a spotlight on your spending and see how much money you are throwing away every day.
    Learn to recognize resources within yourself that will make you richer.

    Dear Internet Friend,
    If you are unemployed, underemployed, or worry that your job will be the next to go, this ebook is for you.
    If you have let your debt outgrow your income, this ebook is for you.
    If you know it's no good waiting for politicians to turn the economy around, this ebook is for you.
    This ebook could change your life. How to Save Money, Live on Less, and Love It examines a common problem and offers three principles to follow in order to save money, live on less, and (believe it or not) love it.
    You will easily save the price of the book the next time you go grocery shopping without cutting out a single coupon.
    This well-written book will download to your screen as an easily printed or viewed document.
    Order now!

    LanguageEnglish
    PublisherLeifa Butrick
    Release dateApr 7, 2011
    ISBN9781458130631
    How to Save Money, Live on Less, and Love It
    Author

    Leifa Butrick

    Leifa Butrick is a writer and editor with twenty-five years' experience and an engaging sense of humor. Her children have been calling her "that old penny-pincher" behind her back for years. She will get the last laugh when they read her will and see how much money she is leaving them.

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      Book preview

      How to Save Money, Live on Less, and Love It - Leifa Butrick

      How to Save Money, Live on Less, and Love it

      Leifa Butrick

      Smashwords edition

      Copyright 2011 Leifa Butrick

      Smashwords Edition, License Notes

      This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.

      How to Save Money, Live on Less, and Love It

      An inspiring guide to taking control of your finances

      Table of Contents

      Introduction

      Chapter 1 In search of principles

      Principle #1 Rethink your dependence on others

      Principle # 2 Don’t buy insults

      Principle # 3 Expand your skills

      Making these principles pay off: two inventories

      Chapter 2 Specifics of a Spending Plan

      Eat better and save

      Make your clothing compliment you

      Home sweet home

      Organizing

      Cleaning tips

      Utility bills

      Transportation

      Your car

      Airlines and vacations

      Communication

      Entertainment

      Insurance

      Healthcare

      Education

      Gifts/charity

      Chapter 3 Putting your spending plan together

      Other resources

      Chapter 4 A Little Help from My Friends

      Adult Education—It’s Not for Kids by Marshall Boyler

      Voluntary Simplicity by Mark Gill

      Recipes for Quick and Easy Cooking by Julia Gerlach

      How to Travel Light, Look Great, and Enjoy Your Vacation by Leifa Butrick

      How to Save Money, Live on Less, and Love It

      Introduction: A quick, inspiring guide to taking control of your finances

      Lost your job? Congratulations. You could be on the brink of a great new career.

      Creditors on your tail? Read this book and stop throwing your money to the wolves.

      If you are broke or out of work, you are not alone. According to statistics available just prior to the publication of this eBook, eleven million people in the United States are unemployed and 1,596,355 people declared bankruptcy in 2010. Job creation is hardly keeping up with the numbers of new college graduates who join the workforce each year.

      Don’t wait for the politicians to come up with a solution to bail you out. It may never happen. You could be so deeply in debt by the time it does that your financial recovery will take years.

      Start today to take new responsibility for your financial welfare. Take a fresh look at the meaning of money in your life. Devise a spending plan that puts you in control and gets you what you really want and need.

      More than a Laundry List

      This is not a book for cheapskates who want to gyp other people out of their due. This is not a compendium of a million ways to spend two cents less here or a dollar less there. This book will change your life if you let it. It will help you put money into perspective and be a happier person as a result.

      I whole-heartedly believe that you pay for everything. What you want may not always cost you in pennies or nickels and dimes, but to get it, you will have to give up, work for, make do, or trade something for it. It’s extremely important to be clear about what you are trading, or you might find out that you just made a bad deal. Peace of mind, for example, can be a big price to pay for something.

      I also believe that it is easier to save money and abide by a spending plan if you have a set of principles to follow instead of an encyclopedic list of ways to cut corners or supposedly get something for nothing. These principles must be few enough in number to be easily brought to mind. They need to cover a multitude of situations, and they must be tailored to you in order to help you make the choices that will benefit you.

      Chapter 1: In search of the principles

      The reason we need money at all is that we live in a society where labor is divided among the workers for the sake of efficiency and greater production. Our complex industrial world has encouraged each one of us to make our living as an expert in something. We often learn little or nothing about other people’s skills. The result is automatic acceptance of our dependence on others. We are all willing to trade a great deal of money to have others do something for us.

      Human beings are social creatures. We need one another for fun,

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