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Thankfully i'm alright, got checked out at the nearest hospital and such, I was way more pissed off than truamatized.
Unfortunately this time of year brings out the worst in drivers , everyone's in a hurry, including the dick driving through a red light and sending me spinning, yes he was barreling down the highway fast enough to flip and slide his truck several feet away, i'm currently getting all my documents in order for insurance and we'll see if my baby is salvagable or has to be written off.
The kicker is the truck driver's insurance is expired so he's doubly fucked i guess, at least he has his health :T
weird sorta life update back to p*rnin' now =w= b
Unfortunately this time of year brings out the worst in drivers , everyone's in a hurry, including the dick driving through a red light and sending me spinning, yes he was barreling down the highway fast enough to flip and slide his truck several feet away, i'm currently getting all my documents in order for insurance and we'll see if my baby is salvagable or has to be written off.
The kicker is the truck driver's insurance is expired so he's doubly fucked i guess, at least he has his health :T
weird sorta life update back to p*rnin' now =w= b
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Holy shit Toki I'm glad you're alright (relatively y'know, I'm sure you'll feel it in the morning >.>!)
Don't blame you at all, I'd be beyond upset if my car got totaled by some jerk not paying attention :\
Goddamn, crashes are never fun for anybody, sure hope everything else goes smoothly from now
The car is replaceable, you are not and that's all that matters. Glad to see you're in good health, that's scary stuff!
Considering the other driver was very clearly LIVING IN THEIR VEHICLE it's no surprise they don't have insurance
I would point out that it is actually quite common for truck drivers to live in their vehicles. numerous go on very long trips for which it ain't possible to go home and costs of sleeping at motels tend to add up real quick. So for many their truck doubles as workplace and as home away from home. some large models even having ample space in the cabin for that reason.
Ofcourse if that is the case here. that is still debateable.
Ofcourse if that is the case here. that is still debateable.
LOL I don't think my country's big enough to be on the road for days x w x; But he was carrying goods that got spread all over the highway o_O
First off, glad to know you are alright. Second, based on the level of damage to the front end, it will most likely be declared a loss, as a new vehicle will be seen as the cheaper option by insurance. If that's a personal truck, them not having insurance is gonna suck for getting repair/replacement costs. But if its a company vehicle you should be set. Hope everything goes well with the documentation and vehicle restoration/replacement.
alot of frame damage and the passenger side fender has been pushed in under the windshield.
suspension is destroyed
i wouldnt be surprised if the engine wasnt ripped off its mounts
suspension is destroyed
i wouldnt be surprised if the engine wasnt ripped off its mounts
It's practically hanging out of the front of the engine bay. Gotta hand it to Mazda, they did a great job in designing it to protect the occupants in the passenger cabin.
I had a car totaled once just for having a wheel pushed in.
This is absolutely a write-off.
This is absolutely a write-off.
Glad you're alright :< fucking idiots on the roads these days are always a worry x.x especially ones who don't even give enough of a shit to have the legally required stuff like insurance..
Sadly, from the photos at least? I think you're looking at a write off. The bulk of the car is untouched, but the way that wheels inward, the compression and crumple going on; I'd suspect chassis damage atop a fecked engine n the like. Insurance company will likely try pushing for replacement rather than repair.
Fingers crossed something can be sorted :<
Sadly, from the photos at least? I think you're looking at a write off. The bulk of the car is untouched, but the way that wheels inward, the compression and crumple going on; I'd suspect chassis damage atop a fecked engine n the like. Insurance company will likely try pushing for replacement rather than repair.
Fingers crossed something can be sorted :<
Having just been rear ended myself I wish you the best. Hope they can fix your car. Either that or you get fat paid for a new one.
You'd think a person with no/expired insurance would drive more carefully, but no. Glad you made it out fine, looks like it was absolutely horrible to go through.
Ime people with expired insurance tend to drive MORE recklessly because courts will often turn down any sort of payout to both ends unless a vehicle involved or nearby had dashcam footage they could surrender :x especially in states where traffic cameras are illegal (Alaska, Kansas, Connecticut, etc)
Which is why I am a big proponent of dashcams (I've seen ones with good quality as low as $50, so it's worth investing in)
Thankfully you are OK ... I had my fair share of accidents myself...
If your's is the grey Mazda... it looks to me like ... that one will not be salvagable... at least not in a somewhat reasable way...
Well... if his Insurance is expired... you might be in for some shit... since well he will most likely not be able to shoulder the costs... IDK if your insurance will cover FOR him...
If your's is the grey Mazda... it looks to me like ... that one will not be salvagable... at least not in a somewhat reasable way...
Well... if his Insurance is expired... you might be in for some shit... since well he will most likely not be able to shoulder the costs... IDK if your insurance will cover FOR him...
Only if the policy covers under-insured or un-insured drivers.
If not the only real way is via lawsuit.
If not the only real way is via lawsuit.
Yeah, but if this man has no money... and let'S be real... most likely he has none... or he would not drive a little un-insured truck... even the best of lawsuits will not bring you the money... or in such little dripfeed manner, that it will hardly help you in any way
Sad but mostly likely true
Sad but mostly likely true
Holy Shit?? That's the kind of damage I'd expect from a trailer just plowing OVER your car how fast was this fuckhead going?
It's a miracle you're safe but I'm sure everyone who knows you on or offline is glad that's the case.
Keep an eye on yourself for trauma responses, I was in a 7-car pileup as a kid, came out with only whiplash on the physical side but much worse on the mental end. Hopefully you can get everything sorted easily <3
It's a miracle you're safe but I'm sure everyone who knows you on or offline is glad that's the case.
Keep an eye on yourself for trauma responses, I was in a 7-car pileup as a kid, came out with only whiplash on the physical side but much worse on the mental end. Hopefully you can get everything sorted easily <3
this is why I'm hopeful more light rail/trains be built so I won't have to drive as often if at all
Thank goodness you are okay.
Unfortunately looks like the car is probably a write-off. It takes surprisingly little damage to make a car irreparable :(
Unfortunately looks like the car is probably a write-off. It takes surprisingly little damage to make a car irreparable :(
I'm glad that you are able to make this post.
I hope you are truly okay and will that you got someone to talk to. Being in an accident is about more than just the physical aspect.
I hope you are truly okay and will that you got someone to talk to. Being in an accident is about more than just the physical aspect.
O.o!!!
Dayumn...
So sorry about your poor 'Steel Steed!'
As you already noted, thankfully YOU weren't seriously injured/worse!
Dayumn...
So sorry about your poor 'Steel Steed!'
As you already noted, thankfully YOU weren't seriously injured/worse!
Nah, the car's most likely gone. From the two pictures you'd have to rebuild the engine and there looks to be frame damage so it's most likely going to get totaled.
Hopefully the check will be enough for a down payment.
Hopefully the check will be enough for a down payment.
Fucking hell I said to myself halfway through the first paragraph 'I bet he has no insurance' What a colossal twat
Glad to hear your safe dude. I hope they throw the book at the bastard
Glad to hear your safe dude. I hope they throw the book at the bastard
*hugs* I know the feeling. same for me. She had no insurance :p https://www.furaffinity.net/view/54832720/
That's something I've always wondered about. ( since, in truth, I do not own my own car "yet" ) but what DOES happen if someone causes an accident and THEY either don't have, or possess expired insurance? how does the injured opposite party
( for the cost of damage to the car, or medical bills ect ) get any compensation? does it fall to the state, who then turn around and put the one at fault through the wringer?
OR is it a case of they simply have to deal with all the crud because the other person has no way to pay for all the damage and such. ?
( for the cost of damage to the car, or medical bills ect ) get any compensation? does it fall to the state, who then turn around and put the one at fault through the wringer?
OR is it a case of they simply have to deal with all the crud because the other person has no way to pay for all the damage and such. ?
This depends a lot on exactly where you live and what the laws around insurance are there. In general, in the United States:
1 - Most insurance plans include an add-on for "uninsured motorist coverage". This provides special protection in case an uninsured driver hits you, and the insurance company will cover your car and your passengers to the normal limits of your plan.
2 - If you do not have uninsured motorist coverage, you can sue the uninsured driver, who may or may not be able to pay, and may or may not even have any assets worth taking. The court can help to the extent allowed by law (which again varies by jurisdiction), but this is usually pretty limited. Broadly speaking you can ruin someone's savings but you probably can't ruin their life (i.e. can't take their primary vehicle, house, retirement savings, etc).
If you can't get enough out of (2), you'll ruin the other person's credit, but other than that you're on your own.
Some states (very few) have varying no-fault provisions, where your insurance covers you first and foremost, and then sues the other insurance company to recover their costs. You're at least protected in the immediate short term, but if you don't have uninsured protection, your rates will skyrocket as they try to get their money back (they'll still go up no matter what, but less so if you have the right coverage).
Michigan automatically includes medical coverage, covering the driver and passengers, in their insurance. Michigan insurance is very expensive for this (and other) reasons.
I highly recommend uninsured motorist coverage, especially if you're in a part of the country where there are a lot of people going uninsured (I used to live in a place where nearly 1 in 4 drivers weren't).
1 - Most insurance plans include an add-on for "uninsured motorist coverage". This provides special protection in case an uninsured driver hits you, and the insurance company will cover your car and your passengers to the normal limits of your plan.
2 - If you do not have uninsured motorist coverage, you can sue the uninsured driver, who may or may not be able to pay, and may or may not even have any assets worth taking. The court can help to the extent allowed by law (which again varies by jurisdiction), but this is usually pretty limited. Broadly speaking you can ruin someone's savings but you probably can't ruin their life (i.e. can't take their primary vehicle, house, retirement savings, etc).
If you can't get enough out of (2), you'll ruin the other person's credit, but other than that you're on your own.
Some states (very few) have varying no-fault provisions, where your insurance covers you first and foremost, and then sues the other insurance company to recover their costs. You're at least protected in the immediate short term, but if you don't have uninsured protection, your rates will skyrocket as they try to get their money back (they'll still go up no matter what, but less so if you have the right coverage).
Michigan automatically includes medical coverage, covering the driver and passengers, in their insurance. Michigan insurance is very expensive for this (and other) reasons.
I highly recommend uninsured motorist coverage, especially if you're in a part of the country where there are a lot of people going uninsured (I used to live in a place where nearly 1 in 4 drivers weren't).
As an add-on to this, I want to say that Tokifuji is in a different country (I want to say in the Caribbean somewhere?), so the laws there will be different.
I'm in a dinky lil Caribbean island but pretty sure there's universal laws on driving without insurance and/or expired lisences o,o
And breaking the red light cuz GRRRRR > A <
And breaking the red light cuz GRRRRR > A <
Oh for sure! But "what happens when someone breaks that" is going to be different all over the place.
Please take good care of yourself!
Please take good care of yourself!
I was in a crash the day after Thanksgiving. Just driving along and suddenly there's a flying car over the median ahead of me. Guy was speeding in the snow on black Friday. You are dead right about drivers this time of year.
That’s terrifying, I’m so sorry that happened to you. I’ve never gotten over when I had a crash, it really changes you. I’m glad that you’re okay, be sure to take some time to unwind, crashes like that have a tendency to surge you with adrenaline and you don’t get enough time to really process how hurt you are.
Geez man, I'm glad you're okay.
That type of thing is scary to be a part of.
That type of thing is scary to be a part of.
Glad to hear you got out of that mess okay, sucks about the car but shit happens.
Take all the time you need to process and recover from this bud.
Just glad you are okay. D:>
Just glad you are okay. D:>
Glad to hear that you’re alright! Based on how bad that wreck looks, that could easily have gone a very different way…
Super glad you are okay, damn.
just from the pics i would say your rides a goner, the front frame over the wheels arch is bent - and i would not trust a repair on this - i mean people prolly do it, but holy fuck no @_@
hopefully you can get a good or even better replacement ;;
just from the pics i would say your rides a goner, the front frame over the wheels arch is bent - and i would not trust a repair on this - i mean people prolly do it, but holy fuck no @_@
hopefully you can get a good or even better replacement ;;
Jesus fucking christ
We’re just glad you’re okay.
Happy Holidays and a safer new year!
We’re just glad you’re okay.
Happy Holidays and a safer new year!
Yeah, drivers drink a lot more Derpy punch during the holidays. I'm glad you got out okay.
Whoa! That looks like a gnarly crash! o_o
Glad you're okay!
Glad you're okay!
I work in trolley collect and so many people can't even park there car like bruh how did you pass your test
I don't even want to imagine how it felt seeing that truck bearing down on you. I'm glad you alright (for the most part).
can't imagine being in such a situation. at least you're okay and that's what matters.
Dude, no one would blame you if you needed to take some extra time off. That shit's heavy. O.o
Yikes, glad to see your ok. That car is 100% totaled, would be no way in repairing that much damage without costing more than its worth.
Sadly looks like your car is totaled. That much front end damage, and its a unibody, so its bent all the hell where you can't see it. Thats part of the problem with most newer cars.
On the other hand, glad you made it out allright, and start the lawsuit now, cause the ininsured idiot is going to do his best not to pay out.
On the other hand, glad you made it out allright, and start the lawsuit now, cause the ininsured idiot is going to do his best not to pay out.
Egad, thank goodness nobody was seriously hurt. Sadly, your car's a total loss. I've had to total out cars with far less damage than losing the whole front end.
Damn!!! a simple car ride just coasting nothing crazy, that speeding person will have to pay their dues somehow…
Glad you're okay, I've seen way too many of these turn out badly lately. Best of luck with your insurance.
Wow, glad to hear that you are alive and well, I'm hoping that you will be okay once the adrenaline wears off. Usually signs of pains is felt the next day.
This is such an unfortunate way for to discover another Trini furry artist like this but based on the photos alone, that definitely looks like home. Take it easy and stay safe for the holidays!
This is such an unfortunate way for to discover another Trini furry artist like this but based on the photos alone, that definitely looks like home. Take it easy and stay safe for the holidays!
Glad you’re okay. And looking on the brightside, makes for a interesting story for a character
Firstly im glad youre safe, these things can be trying. But secondly im going to point out the isekai adventure truck-kun tried to put you on.
I hope insurance and your talent keep you in the loved attention you so rightfully deserve
I hope insurance and your talent keep you in the loved attention you so rightfully deserve
Damn ! Your car is definitely scrap .. Glad you're okay.
Wow... glad you're okay! preeeeettty sure your car is total'd though.
Glad you're okay, looks like the airbags deployed which is basically an instant write off for the car. I'd start looking at replacements since that's going to be a total loss to the insurance company.
That's an absolutely horrific thing to go through, I'm real glad that you are okay!
I uhm... don't think that can be salvaged....
Doesn't look like even a single component of the front section is still intact.
Doesn't look like even a single component of the front section is still intact.
That'll be deemed a total loss.
Airbags went off
Looks like bent frame
Radiator, core support, lets just say front clip is gone
Lower/upper Control arm on passenger side is broken
Strut towers are malformed
I'm glad you're alright and I hope you have under/un-insured driver coverage.
Airbags went off
Looks like bent frame
Radiator, core support, lets just say front clip is gone
Lower/upper Control arm on passenger side is broken
Strut towers are malformed
I'm glad you're alright and I hope you have under/un-insured driver coverage.
Glad your ok! Had a similar hit myself once, big ole truck vs my little hyundai, hit me in the rear on the driver side and ripped open my truck like a soda can. Could have gotten me right in the driver door. From my experience the car is a loss, that much damage to the frame and engine would cost more then the car to repair.
Jesus.
I'm very sorry, Toki. Glad you're okay tho! <3
Hopefully you'll be able to recover from this pretty quickly!
At least you're still alive, and haven't suffered any serious injuries :D
I'm very sorry, Toki. Glad you're okay tho! <3
Hopefully you'll be able to recover from this pretty quickly!
At least you're still alive, and haven't suffered any serious injuries :D
I ain't got no original insights or anything. I will cosign what other people are saying with my own spin being "Fucking hell that crash looks bad. Glad you're okay, though."
my brother when we went to the city tried so hard to avoid that all this time im glad your ok thoe that looks incredibly nasty
I'm so glad to hear you are ok and no one was seriously injured. Take it easy - that whiplash is going to hit you like a ton of bricks tomorrow once all the adrenaline is out of your system.
But your car it totaled - there's no fixing that. Your engine is essentially gone. Start looking for something different.
But your car it totaled - there's no fixing that. Your engine is essentially gone. Start looking for something different.
First glad ur ok. Second I work in the towing industry sadly I'd say ur car is toast. I doubt they will salvage it. If the tow company gives you any issues feel free to dm me I work with insurance companies all the time and there sadly are a lot of shady tow companies out there.
Jeez that's awful and terrifying... I am glad to hear you are safe though. My best wishes go out to you!
ah those holiday drivers. if only people would just idk plan things ahead, get shit done beforehand or even just do things calmly instead of risking life, limb and multiple vehicles for something that probably wasnt all that important, driving wouldnt be such an ordeal during seasons like this.
supes glad you're safe n sound, toki! 🫂🫂
supes glad you're safe n sound, toki! 🫂🫂
oof, that DEFINITELY looks totaled. So happy to hear you're alright physically. It seems the cab of your car didn't crush in on itself.
Best of luck for insurance and everything that follows! That's a lot of address stress this time of year :c
Best of luck for insurance and everything that follows! That's a lot of address stress this time of year :c
glad you're OK but your car is going to be totaled. I can tell just by looking at the damage. airbags went off and most companies will total a vehicle out by that alone
Yeah that's a total. Any car less than 20 years old gets any significant damage, it's too tweaked to fix.
Anything older, it's not worth the trouble to fix.
Anything older, it's not worth the trouble to fix.
Oh god. I’m so sorry this happened to you, I’m glad you turned out okay (for the most part).
Yikes, I'm sorry to hear about your car hun o,o
but I'm just glad to hear your okay.
but I'm just glad to hear your okay.
Glad you are okay. It could have been much worse. It sucks for the car too, but you'll be lucky if it didn't suffer frame damage. If it did then you kiss it goodbye. Insurance companies automatically total with frame damage. It sucks. :(
That's been my experience at least.
That's been my experience at least.
Holy $h%# hope you are alright that’s way too close for comfort. That A$$hol£ is gonna get his comeuppance!
Holy shit dude. I'm glad you're good. And rightfully pissed. Also no way that's salvageable. The entire front of the car is ripped off. So at least congrats on your new (ish) car
Glad you are okay, but I can tell from the photos, your car is going to be written off that damage to the front engine bay is going to be looked over along with the axles and such. The best thing about the idiot writing off your car would be their insurance payout from them, along with their premiums going up on them. Also, you have dash cam and was there CCTV from other places
I’m happy you’re safe! And you're right, this time of year brings out the worst kinds of drivers… wish you didn’t have to experience like this though. Well, take it easy and relax for however much you need after this experience!
Really glad you're okay.
If your baby is the grey car, fixing that car with that damage would surely cost more than replacing it. It's almost certainly totaled.
If your baby is the grey car, fixing that car with that damage would surely cost more than replacing it. It's almost certainly totaled.
I see this and I'm like, why do you even bother with blurring the license plate
Take a couple days off! Your body is going to go through a stress reaction from tensing up and taking the impact, and you're probably going to have a really sore neck (and other parts, and not in the fun ways) for a while. It's important to rest and let yourself recover gently so you don't develop any long-term complications.
It's good to hear that you're OK so far, though. That's the important thing.
It's good to hear that you're OK so far, though. That's the important thing.
ayo toki glad you ok that happen not too far from me I glad yuh ok and yeah that cunt of a driver is fucked royally hard hope he likes prison and yeah this time does bring out the worst in people down here I sorry that happened but thank god you ok.
Steupsing since it happened >:T
Be careful on the roads if you drive tho =_=
Be careful on the roads if you drive tho =_=
ey dont worry i know how it is dread trust me ide be fucking pissed too.
God damn!
And judging from the damage to the engine, the radiator section, and how twisted and mangled the frame itself is, I expect the car to be totaled. There's no way any bodyshop can fix that without cutting and welding a new front on which would ruin the safety aspect.
And judging from the damage to the engine, the radiator section, and how twisted and mangled the frame itself is, I expect the car to be totaled. There's no way any bodyshop can fix that without cutting and welding a new front on which would ruin the safety aspect.
Good that you're okay.
The air bags were set off and the front of the car is gone. Insurance will call it totaled unless it's a rental.
The air bags were set off and the front of the car is gone. Insurance will call it totaled unless it's a rental.
Good grief glad you're alright! Would miss the smut if anything happened to you ^^
I can't see a way this is reasonably salvageable; here's hoping that insurance can get you a new ride at least as good as your old one. Hope you're okay- the day after a crash is usually when all the pain really starts to set in from the whiplash and whatnot.
Jesus Christ, what the actual fuck? If it were me, I'd have been SCREAMING at that asshole if I found out I was perfectly fine. Here I am thinking my morbid fear of getting run over is just absurd, but then Darwin award winners like this fucker come along to vindicate that fear.
Seriously, go get some rest and maybe consider seeing a therapist or a psychiatrist. You definitely need some time to recover mentally if nothing else.
Seriously, go get some rest and maybe consider seeing a therapist or a psychiatrist. You definitely need some time to recover mentally if nothing else.
uff, good you're ok!
(coming from a non american)
honestly, I always wonder, what happens to the guy with the expired insurance. I guess his insurance is expired for a reason (chaos in his life going on, too short on money, or whatever).
So my guesses are: is ex insurance will pay for the damage and your health at first, but will try to get the money back from him, later? with little chance of success. so they'll sue him, and he'll end up in jail or something?
(coming from a non american)
honestly, I always wonder, what happens to the guy with the expired insurance. I guess his insurance is expired for a reason (chaos in his life going on, too short on money, or whatever).
So my guesses are: is ex insurance will pay for the damage and your health at first, but will try to get the money back from him, later? with little chance of success. so they'll sue him, and he'll end up in jail or something?
I posted a little summary to another person who asked the same question! It varies a lot from state to state; think of it less like one unified system and more like 50 separate-but-vaguely-related little systems in a trench coat.
The short answer is that most insurance plans are set up primarily to cover the damage you may do to someone else, not the damage that may be done to you. You can get additional coverage. But it can 100% ruin your day to get hit by an uninsured driver (when you don't have that additional coverage); your insurance company may well shrug and say "sucks to be you."
They (or you) may sue the other driver, and the other driver may go bankrupt, but it's unlikely that anyone ends up in jail (barring criminal negligence like drunk driving or something).
e: This said, I don't think Tokifuji is in the US? Those don't look like American plates, and Foton is a Chinese brand that I don't think is imported here.
The short answer is that most insurance plans are set up primarily to cover the damage you may do to someone else, not the damage that may be done to you. You can get additional coverage. But it can 100% ruin your day to get hit by an uninsured driver (when you don't have that additional coverage); your insurance company may well shrug and say "sucks to be you."
They (or you) may sue the other driver, and the other driver may go bankrupt, but it's unlikely that anyone ends up in jail (barring criminal negligence like drunk driving or something).
e: This said, I don't think Tokifuji is in the US? Those don't look like American plates, and Foton is a Chinese brand that I don't think is imported here.
Thank you for the summary Toy!
I wasn't paying too much attention to the numbers plates - but I read "church texas" at some sign in the background, so I was assuming the accident happend there.
I still wonder, if you don't have an additional insurance plan to cover your damage other drivers may have done to you and your belongings - what will happen to that specific driver. I might have a super biased look onto this, but "got damage and everyone, including the other driver, shrugs and state "well, your personal bad luck". Thats a super duper big nono in western europe. if someone else did you harm, they'll have to pay for it, no matter what.
Even if this means this drivers guy expired insureance have to pay at first (they'll get their money back from him later, down the road. but thats none of your issue. It counts that your damage is covered, first and foremost. )
I wasn't paying too much attention to the numbers plates - but I read "church texas" at some sign in the background, so I was assuming the accident happend there.
I still wonder, if you don't have an additional insurance plan to cover your damage other drivers may have done to you and your belongings - what will happen to that specific driver. I might have a super biased look onto this, but "got damage and everyone, including the other driver, shrugs and state "well, your personal bad luck". Thats a super duper big nono in western europe. if someone else did you harm, they'll have to pay for it, no matter what.
Even if this means this drivers guy expired insureance have to pay at first (they'll get their money back from him later, down the road. but thats none of your issue. It counts that your damage is covered, first and foremost. )
If the other driver has expired insurance, their insurance company will say it's not their problem; he wasn't covered and wasn't their customer at the time. Expired insurance (which is not the same as late payment) is the same as no insurance.
At that point, someone, either your insurance company, or you, likely through your insurance company (i.e. they are acting as your lawyers) will sue the uninsured driver personally to hold them liable and force them to pay to the greatest extent possible. That said, though, there are some assets that can't be seized. In most states, you can't force someone into homelessness, or take away their primary vehicle (which for most people is essential to being able to earn a living), and people's retirement/pension accounts often have specific protections as well. In general we did away with debtor's prisons here.
So… they almost certainly won't go away without any consequences at all, but you may not necessarily be made whole, if that makes sense. At the extreme, there is still an idea that some people are "judgement proof". For example if someone living in their 20-year-old car hits a Ferrari, it's often not even worth suing — it will cost more than you could possibly take from them.
Uninsured motorist coverage really shouldn't be optional. It's cheap (mine is $50/6 months) and it saves a lot of headache, but some people really want to roll those dice.
I hope all of that was clear?
At that point, someone, either your insurance company, or you, likely through your insurance company (i.e. they are acting as your lawyers) will sue the uninsured driver personally to hold them liable and force them to pay to the greatest extent possible. That said, though, there are some assets that can't be seized. In most states, you can't force someone into homelessness, or take away their primary vehicle (which for most people is essential to being able to earn a living), and people's retirement/pension accounts often have specific protections as well. In general we did away with debtor's prisons here.
So… they almost certainly won't go away without any consequences at all, but you may not necessarily be made whole, if that makes sense. At the extreme, there is still an idea that some people are "judgement proof". For example if someone living in their 20-year-old car hits a Ferrari, it's often not even worth suing — it will cost more than you could possibly take from them.
Uninsured motorist coverage really shouldn't be optional. It's cheap (mine is $50/6 months) and it saves a lot of headache, but some people really want to roll those dice.
I hope all of that was clear?
Im glad you are okay. I'm no expert, but they'll probably scrap the car, that is a lot of damage.
I am not really an expert about cars and can be wrong. However, when cars are compressed and bent like this, it is usually a sign that the car is beyond repair, even if fixed it wont run the same. This is because the car's engine compartment acts as an impact absorber.
Anyway it is good that you are okay and that is most important!
Anyway it is good that you are okay and that is most important!
Unknown to you at the time but this was in fact Truck-kun trying to Ikekai you to a furry world as your sona. :P But in all seriousness glad to see you are alright.
Oh damn! I am glad you are ok. I had a close call with someone who ran a red light just last week, people are nuts sometimes.
Thankfully both of you are relatively fine, and the damage was mostly limited to the vehicles. Hope all goes smoothly with the insurance company.
it's always the uninsured/expired insurance drivers that always fuck everything for everyone else :I
relieved to hear you're not hurt; honestly a miracle that no one was injured
relieved to hear you're not hurt; honestly a miracle that no one was injured
Glad youre okay friend!
Also, it looks like you live in a very pretty area, those mountain ranges look great
Also, it looks like you live in a very pretty area, those mountain ranges look great
My parents just had that happen recently, hoping you're doing all right going forwards😊
Good gravy.
I had something similar happen to me in 2014, and again in 2020. The perils of driving for a living.
I had something similar happen to me in 2014, and again in 2020. The perils of driving for a living.
hooooooooly shit dude. i'm so glad you're ok, that's a scary as fuck picture. cant imagine what it was like actually living thru the moment D: i hope everything goes well for you with your insurance and your car situation is figured out smoothly!!!
your car looks tottaled my guy
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theres no saving THAT
also, even if your feeling relatively ok now, you should still be careful. i was in a big accident, and i didnt feel the effects till a year later. my back is fucked now, and im permanently disabled.
so really REALLY get yourself checked out and be delicate with yourself
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theres no saving THAT
also, even if your feeling relatively ok now, you should still be careful. i was in a big accident, and i didnt feel the effects till a year later. my back is fucked now, and im permanently disabled.
so really REALLY get yourself checked out and be delicate with yourself
holly molly, that's a lot of damage O_o good thing you're alive anyway.
looks painful though.
looks painful though.
Having been less fortunate in my own car accident in 2018, you were very fortunate to not be injured. You may not feel traumatized, but if you have a therapist, make sure this comes up in your next appointment.
Glad you were okay and not hurt too badly, your poor car looks totaled from seeing it
Hope you get 100% of this, including health, covered with no bs unlike we get here where I am.
yeah sorry but that baby is totaled also was that a delivery driver? because if so... *cha-ching noise*
I am really glad you are allright Tokifuji, youre amazing person, amazing artist, and I am really happy to hear that no injuries happened to you in the accident!
Considering the damage, your are indeed lucky no serious injury in the end. But your car... not gonna lie, it made serious damage to your car's frame, might be a loss.
Damn, good to hear you are ok! There are way too many drivers out there that should not be allowed to drive.
I totaled my car several months ago when a deer ran out onto the road and I smashed into him. I wasn't hurt either, but boy was I upset. I'm glad to know you are okay. Your accident was much more serious than mine.
I've seen so many videos of accidents from ppl running reds. It's crazy. At least you're safe. Hopefully insurance will cover a new vehicle or a big chunk of it.
Hope you're okay. I have that car, glad to see it protects. Served you well.
Your engine is on the road that's not salvageable at all. Glad you're okay! Hope you get a new car out of this!
Ah that explains your inactivity for a while! The Furry Gods accompanied you.
Toki, take care, you are a great artist, your work has reached thousands and you are a symbol. You bring joy to our hearts. Blessings and lots and lots of strength Toki. You have the support of FA and VrChat. Each artist and fan will stop by to leave a comment. We're glad you're safe. I'm sorry for your car but your health is more important my friend.
May the Furry God be with you (surely he is a Macro who takes care of us)
Toki, take care, you are a great artist, your work has reached thousands and you are a symbol. You bring joy to our hearts. Blessings and lots and lots of strength Toki. You have the support of FA and VrChat. Each artist and fan will stop by to leave a comment. We're glad you're safe. I'm sorry for your car but your health is more important my friend.
May the Furry God be with you (surely he is a Macro who takes care of us)
I almost lost my favorite artist, ARE YOU OKAY BRO? First time commenting too, so glad ur alive
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