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Thankfully i'm alright, got checked out at the nearest hospital and such, I was way more pissed off than truamatized.
Unfortunately this time of year brings out the worst in drivers , everyone's in a hurry, including the dick driving through a red light and sending me spinning, yes he was barreling down the highway fast enough to flip and slide his truck several feet away, i'm currently getting all my documents in order for insurance and we'll see if my baby is salvagable or has to be written off.
The kicker is the truck driver's insurance is expired so he's doubly fucked i guess, at least he has his health :T
weird sorta life update back to p*rnin' now =w= b
Unfortunately this time of year brings out the worst in drivers , everyone's in a hurry, including the dick driving through a red light and sending me spinning, yes he was barreling down the highway fast enough to flip and slide his truck several feet away, i'm currently getting all my documents in order for insurance and we'll see if my baby is salvagable or has to be written off.
The kicker is the truck driver's insurance is expired so he's doubly fucked i guess, at least he has his health :T
weird sorta life update back to p*rnin' now =w= b
Category All / All
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I would point out that it is actually quite common for truck drivers to live in their vehicles. numerous go on very long trips for which it ain't possible to go home and costs of sleeping at motels tend to add up real quick. So for many their truck doubles as workplace and as home away from home. some large models even having ample space in the cabin for that reason.
Ofcourse if that is the case here. that is still debateable.
Ofcourse if that is the case here. that is still debateable.
First off, glad to know you are alright. Second, based on the level of damage to the front end, it will most likely be declared a loss, as a new vehicle will be seen as the cheaper option by insurance. If that's a personal truck, them not having insurance is gonna suck for getting repair/replacement costs. But if its a company vehicle you should be set. Hope everything goes well with the documentation and vehicle restoration/replacement.
Glad you're alright :< fucking idiots on the roads these days are always a worry x.x especially ones who don't even give enough of a shit to have the legally required stuff like insurance..
Sadly, from the photos at least? I think you're looking at a write off. The bulk of the car is untouched, but the way that wheels inward, the compression and crumple going on; I'd suspect chassis damage atop a fecked engine n the like. Insurance company will likely try pushing for replacement rather than repair.
Fingers crossed something can be sorted :<
Sadly, from the photos at least? I think you're looking at a write off. The bulk of the car is untouched, but the way that wheels inward, the compression and crumple going on; I'd suspect chassis damage atop a fecked engine n the like. Insurance company will likely try pushing for replacement rather than repair.
Fingers crossed something can be sorted :<
Ime people with expired insurance tend to drive MORE recklessly because courts will often turn down any sort of payout to both ends unless a vehicle involved or nearby had dashcam footage they could surrender :x especially in states where traffic cameras are illegal (Alaska, Kansas, Connecticut, etc)
Thankfully you are OK ... I had my fair share of accidents myself...
If your's is the grey Mazda... it looks to me like ... that one will not be salvagable... at least not in a somewhat reasable way...
Well... if his Insurance is expired... you might be in for some shit... since well he will most likely not be able to shoulder the costs... IDK if your insurance will cover FOR him...
If your's is the grey Mazda... it looks to me like ... that one will not be salvagable... at least not in a somewhat reasable way...
Well... if his Insurance is expired... you might be in for some shit... since well he will most likely not be able to shoulder the costs... IDK if your insurance will cover FOR him...
Yeah, but if this man has no money... and let'S be real... most likely he has none... or he would not drive a little un-insured truck... even the best of lawsuits will not bring you the money... or in such little dripfeed manner, that it will hardly help you in any way
Sad but mostly likely true
Sad but mostly likely true
Holy Shit?? That's the kind of damage I'd expect from a trailer just plowing OVER your car how fast was this fuckhead going?
It's a miracle you're safe but I'm sure everyone who knows you on or offline is glad that's the case.
Keep an eye on yourself for trauma responses, I was in a 7-car pileup as a kid, came out with only whiplash on the physical side but much worse on the mental end. Hopefully you can get everything sorted easily <3
It's a miracle you're safe but I'm sure everyone who knows you on or offline is glad that's the case.
Keep an eye on yourself for trauma responses, I was in a 7-car pileup as a kid, came out with only whiplash on the physical side but much worse on the mental end. Hopefully you can get everything sorted easily <3
*hugs* I know the feeling. same for me. She had no insurance :p https://www.furaffinity.net/view/54832720/
That's something I've always wondered about. ( since, in truth, I do not own my own car "yet" ) but what DOES happen if someone causes an accident and THEY either don't have, or possess expired insurance? how does the injured opposite party
( for the cost of damage to the car, or medical bills ect ) get any compensation? does it fall to the state, who then turn around and put the one at fault through the wringer?
OR is it a case of they simply have to deal with all the crud because the other person has no way to pay for all the damage and such. ?
( for the cost of damage to the car, or medical bills ect ) get any compensation? does it fall to the state, who then turn around and put the one at fault through the wringer?
OR is it a case of they simply have to deal with all the crud because the other person has no way to pay for all the damage and such. ?
This depends a lot on exactly where you live and what the laws around insurance are there. In general, in the United States:
1 - Most insurance plans include an add-on for "uninsured motorist coverage". This provides special protection in case an uninsured driver hits you, and the insurance company will cover your car and your passengers to the normal limits of your plan.
2 - If you do not have uninsured motorist coverage, you can sue the uninsured driver, who may or may not be able to pay, and may or may not even have any assets worth taking. The court can help to the extent allowed by law (which again varies by jurisdiction), but this is usually pretty limited. Broadly speaking you can ruin someone's savings but you probably can't ruin their life (i.e. can't take their primary vehicle, house, retirement savings, etc).
If you can't get enough out of (2), you'll ruin the other person's credit, but other than that you're on your own.
Some states (very few) have varying no-fault provisions, where your insurance covers you first and foremost, and then sues the other insurance company to recover their costs. You're at least protected in the immediate short term, but if you don't have uninsured protection, your rates will skyrocket as they try to get their money back (they'll still go up no matter what, but less so if you have the right coverage).
Michigan automatically includes medical coverage, covering the driver and passengers, in their insurance. Michigan insurance is very expensive for this (and other) reasons.
I highly recommend uninsured motorist coverage, especially if you're in a part of the country where there are a lot of people going uninsured (I used to live in a place where nearly 1 in 4 drivers weren't).
1 - Most insurance plans include an add-on for "uninsured motorist coverage". This provides special protection in case an uninsured driver hits you, and the insurance company will cover your car and your passengers to the normal limits of your plan.
2 - If you do not have uninsured motorist coverage, you can sue the uninsured driver, who may or may not be able to pay, and may or may not even have any assets worth taking. The court can help to the extent allowed by law (which again varies by jurisdiction), but this is usually pretty limited. Broadly speaking you can ruin someone's savings but you probably can't ruin their life (i.e. can't take their primary vehicle, house, retirement savings, etc).
If you can't get enough out of (2), you'll ruin the other person's credit, but other than that you're on your own.
Some states (very few) have varying no-fault provisions, where your insurance covers you first and foremost, and then sues the other insurance company to recover their costs. You're at least protected in the immediate short term, but if you don't have uninsured protection, your rates will skyrocket as they try to get their money back (they'll still go up no matter what, but less so if you have the right coverage).
Michigan automatically includes medical coverage, covering the driver and passengers, in their insurance. Michigan insurance is very expensive for this (and other) reasons.
I highly recommend uninsured motorist coverage, especially if you're in a part of the country where there are a lot of people going uninsured (I used to live in a place where nearly 1 in 4 drivers weren't).
That’s terrifying, I’m so sorry that happened to you. I’ve never gotten over when I had a crash, it really changes you. I’m glad that you’re okay, be sure to take some time to unwind, crashes like that have a tendency to surge you with adrenaline and you don’t get enough time to really process how hurt you are.
Super glad you are okay, damn.
just from the pics i would say your rides a goner, the front frame over the wheels arch is bent - and i would not trust a repair on this - i mean people prolly do it, but holy fuck no @_@
hopefully you can get a good or even better replacement ;;
just from the pics i would say your rides a goner, the front frame over the wheels arch is bent - and i would not trust a repair on this - i mean people prolly do it, but holy fuck no @_@
hopefully you can get a good or even better replacement ;;
Sadly looks like your car is totaled. That much front end damage, and its a unibody, so its bent all the hell where you can't see it. Thats part of the problem with most newer cars.
On the other hand, glad you made it out allright, and start the lawsuit now, cause the ininsured idiot is going to do his best not to pay out.
On the other hand, glad you made it out allright, and start the lawsuit now, cause the ininsured idiot is going to do his best not to pay out.
Wow, glad to hear that you are alive and well, I'm hoping that you will be okay once the adrenaline wears off. Usually signs of pains is felt the next day.
This is such an unfortunate way for to discover another Trini furry artist like this but based on the photos alone, that definitely looks like home. Take it easy and stay safe for the holidays!
This is such an unfortunate way for to discover another Trini furry artist like this but based on the photos alone, that definitely looks like home. Take it easy and stay safe for the holidays!
That'll be deemed a total loss.
Airbags went off
Looks like bent frame
Radiator, core support, lets just say front clip is gone
Lower/upper Control arm on passenger side is broken
Strut towers are malformed
I'm glad you're alright and I hope you have under/un-insured driver coverage.
Airbags went off
Looks like bent frame
Radiator, core support, lets just say front clip is gone
Lower/upper Control arm on passenger side is broken
Strut towers are malformed
I'm glad you're alright and I hope you have under/un-insured driver coverage.
Glad your ok! Had a similar hit myself once, big ole truck vs my little hyundai, hit me in the rear on the driver side and ripped open my truck like a soda can. Could have gotten me right in the driver door. From my experience the car is a loss, that much damage to the frame and engine would cost more then the car to repair.
I'm so glad to hear you are ok and no one was seriously injured. Take it easy - that whiplash is going to hit you like a ton of bricks tomorrow once all the adrenaline is out of your system.
But your car it totaled - there's no fixing that. Your engine is essentially gone. Start looking for something different.
But your car it totaled - there's no fixing that. Your engine is essentially gone. Start looking for something different.
First glad ur ok. Second I work in the towing industry sadly I'd say ur car is toast. I doubt they will salvage it. If the tow company gives you any issues feel free to dm me I work with insurance companies all the time and there sadly are a lot of shady tow companies out there.
ah those holiday drivers. if only people would just idk plan things ahead, get shit done beforehand or even just do things calmly instead of risking life, limb and multiple vehicles for something that probably wasnt all that important, driving wouldnt be such an ordeal during seasons like this.
supes glad you're safe n sound, toki! 🫂🫂
supes glad you're safe n sound, toki! 🫂🫂
Glad you are okay, but I can tell from the photos, your car is going to be written off that damage to the front engine bay is going to be looked over along with the axles and such. The best thing about the idiot writing off your car would be their insurance payout from them, along with their premiums going up on them. Also, you have dash cam and was there CCTV from other places
Take a couple days off! Your body is going to go through a stress reaction from tensing up and taking the impact, and you're probably going to have a really sore neck (and other parts, and not in the fun ways) for a while. It's important to rest and let yourself recover gently so you don't develop any long-term complications.
It's good to hear that you're OK so far, though. That's the important thing.
It's good to hear that you're OK so far, though. That's the important thing.
God damn!
And judging from the damage to the engine, the radiator section, and how twisted and mangled the frame itself is, I expect the car to be totaled. There's no way any bodyshop can fix that without cutting and welding a new front on which would ruin the safety aspect.
And judging from the damage to the engine, the radiator section, and how twisted and mangled the frame itself is, I expect the car to be totaled. There's no way any bodyshop can fix that without cutting and welding a new front on which would ruin the safety aspect.
Jesus Christ, what the actual fuck? If it were me, I'd have been SCREAMING at that asshole if I found out I was perfectly fine. Here I am thinking my morbid fear of getting run over is just absurd, but then Darwin award winners like this fucker come along to vindicate that fear.
Seriously, go get some rest and maybe consider seeing a therapist or a psychiatrist. You definitely need some time to recover mentally if nothing else.
Seriously, go get some rest and maybe consider seeing a therapist or a psychiatrist. You definitely need some time to recover mentally if nothing else.
uff, good you're ok!
(coming from a non american)
honestly, I always wonder, what happens to the guy with the expired insurance. I guess his insurance is expired for a reason (chaos in his life going on, too short on money, or whatever).
So my guesses are: is ex insurance will pay for the damage and your health at first, but will try to get the money back from him, later? with little chance of success. so they'll sue him, and he'll end up in jail or something?
(coming from a non american)
honestly, I always wonder, what happens to the guy with the expired insurance. I guess his insurance is expired for a reason (chaos in his life going on, too short on money, or whatever).
So my guesses are: is ex insurance will pay for the damage and your health at first, but will try to get the money back from him, later? with little chance of success. so they'll sue him, and he'll end up in jail or something?
I posted a little summary to another person who asked the same question! It varies a lot from state to state; think of it less like one unified system and more like 50 separate-but-vaguely-related little systems in a trench coat.
The short answer is that most insurance plans are set up primarily to cover the damage you may do to someone else, not the damage that may be done to you. You can get additional coverage. But it can 100% ruin your day to get hit by an uninsured driver (when you don't have that additional coverage); your insurance company may well shrug and say "sucks to be you."
They (or you) may sue the other driver, and the other driver may go bankrupt, but it's unlikely that anyone ends up in jail (barring criminal negligence like drunk driving or something).
e: This said, I don't think Tokifuji is in the US? Those don't look like American plates, and Foton is a Chinese brand that I don't think is imported here.
The short answer is that most insurance plans are set up primarily to cover the damage you may do to someone else, not the damage that may be done to you. You can get additional coverage. But it can 100% ruin your day to get hit by an uninsured driver (when you don't have that additional coverage); your insurance company may well shrug and say "sucks to be you."
They (or you) may sue the other driver, and the other driver may go bankrupt, but it's unlikely that anyone ends up in jail (barring criminal negligence like drunk driving or something).
e: This said, I don't think Tokifuji is in the US? Those don't look like American plates, and Foton is a Chinese brand that I don't think is imported here.
Thank you for the summary Toy!
I wasn't paying too much attention to the numbers plates - but I read "church texas" at some sign in the background, so I was assuming the accident happend there.
I still wonder, if you don't have an additional insurance plan to cover your damage other drivers may have done to you and your belongings - what will happen to that specific driver. I might have a super biased look onto this, but "got damage and everyone, including the other driver, shrugs and state "well, your personal bad luck". Thats a super duper big nono in western europe. if someone else did you harm, they'll have to pay for it, no matter what.
Even if this means this drivers guy expired insureance have to pay at first (they'll get their money back from him later, down the road. but thats none of your issue. It counts that your damage is covered, first and foremost. )
I wasn't paying too much attention to the numbers plates - but I read "church texas" at some sign in the background, so I was assuming the accident happend there.
I still wonder, if you don't have an additional insurance plan to cover your damage other drivers may have done to you and your belongings - what will happen to that specific driver. I might have a super biased look onto this, but "got damage and everyone, including the other driver, shrugs and state "well, your personal bad luck". Thats a super duper big nono in western europe. if someone else did you harm, they'll have to pay for it, no matter what.
Even if this means this drivers guy expired insureance have to pay at first (they'll get their money back from him later, down the road. but thats none of your issue. It counts that your damage is covered, first and foremost. )
If the other driver has expired insurance, their insurance company will say it's not their problem; he wasn't covered and wasn't their customer at the time. Expired insurance (which is not the same as late payment) is the same as no insurance.
At that point, someone, either your insurance company, or you, likely through your insurance company (i.e. they are acting as your lawyers) will sue the uninsured driver personally to hold them liable and force them to pay to the greatest extent possible. That said, though, there are some assets that can't be seized. In most states, you can't force someone into homelessness, or take away their primary vehicle (which for most people is essential to being able to earn a living), and people's retirement/pension accounts often have specific protections as well. In general we did away with debtor's prisons here.
So… they almost certainly won't go away without any consequences at all, but you may not necessarily be made whole, if that makes sense. At the extreme, there is still an idea that some people are "judgement proof". For example if someone living in their 20-year-old car hits a Ferrari, it's often not even worth suing — it will cost more than you could possibly take from them.
Uninsured motorist coverage really shouldn't be optional. It's cheap (mine is $50/6 months) and it saves a lot of headache, but some people really want to roll those dice.
I hope all of that was clear?
At that point, someone, either your insurance company, or you, likely through your insurance company (i.e. they are acting as your lawyers) will sue the uninsured driver personally to hold them liable and force them to pay to the greatest extent possible. That said, though, there are some assets that can't be seized. In most states, you can't force someone into homelessness, or take away their primary vehicle (which for most people is essential to being able to earn a living), and people's retirement/pension accounts often have specific protections as well. In general we did away with debtor's prisons here.
So… they almost certainly won't go away without any consequences at all, but you may not necessarily be made whole, if that makes sense. At the extreme, there is still an idea that some people are "judgement proof". For example if someone living in their 20-year-old car hits a Ferrari, it's often not even worth suing — it will cost more than you could possibly take from them.
Uninsured motorist coverage really shouldn't be optional. It's cheap (mine is $50/6 months) and it saves a lot of headache, but some people really want to roll those dice.
I hope all of that was clear?
I am not really an expert about cars and can be wrong. However, when cars are compressed and bent like this, it is usually a sign that the car is beyond repair, even if fixed it wont run the same. This is because the car's engine compartment acts as an impact absorber.
Anyway it is good that you are okay and that is most important!
Anyway it is good that you are okay and that is most important!
your car looks tottaled my guy
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theres no saving THAT
also, even if your feeling relatively ok now, you should still be careful. i was in a big accident, and i didnt feel the effects till a year later. my back is fucked now, and im permanently disabled.
so really REALLY get yourself checked out and be delicate with yourself
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theres no saving THAT
also, even if your feeling relatively ok now, you should still be careful. i was in a big accident, and i didnt feel the effects till a year later. my back is fucked now, and im permanently disabled.
so really REALLY get yourself checked out and be delicate with yourself
Ah that explains your inactivity for a while! The Furry Gods accompanied you.
Toki, take care, you are a great artist, your work has reached thousands and you are a symbol. You bring joy to our hearts. Blessings and lots and lots of strength Toki. You have the support of FA and VrChat. Each artist and fan will stop by to leave a comment. We're glad you're safe. I'm sorry for your car but your health is more important my friend.
May the Furry God be with you (surely he is a Macro who takes care of us)
Toki, take care, you are a great artist, your work has reached thousands and you are a symbol. You bring joy to our hearts. Blessings and lots and lots of strength Toki. You have the support of FA and VrChat. Each artist and fan will stop by to leave a comment. We're glad you're safe. I'm sorry for your car but your health is more important my friend.
May the Furry God be with you (surely he is a Macro who takes care of us)
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