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    An ATM

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    massiverss
    An ATM is a computerized machine that dispenses cash and provides basic financial services without human interaction. ATMs allow customers to access their bank accounts 24/7 to withdraw cash, deposit funds, and perform other transactions. To use an ATM, a customer inserts their bank card with a magnetic strip and enters their personal identification number (PIN). The ATM then displays transaction options and completes the requested action such as dispensing cash. Records are kept of all transactions and funds are deducted or added to the customer's linked bank account automatically. ATMs provide convenience for customers to access their money anytime while reducing lines inside bank branches.

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    An ATM

    Uploaded by

    massiverss
    15 views2 pages
    An ATM is a computerized machine that dispenses cash and provides basic financial services without human interaction. ATMs allow customers to access their bank accounts 24/7 to withdraw cash, deposit funds, and perform other transactions. To use an ATM, a customer inserts their bank card with a magnetic strip and enters their personal identification number (PIN). The ATM then displays transaction options and completes the requested action such as dispensing cash. Records are kept of all transactions and funds are deducted or added to the customer's linked bank account automatically. ATMs provide convenience for customers to access their money anytime while reducing lines inside bank branches.

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    An ATM is a computerized machine that dispenses cash and provides basic financial services without human interaction. ATMs allow customers to access their bank accounts 24/7 to withdraw cash, deposit funds, and perform other transactions. To use an ATM, a customer inserts their bank card with a magnetic strip and enters their personal identification number (PIN). The ATM then displays transaction options and completes the requested action such as dispensing cash. Records are kept of all transactions and funds are deducted or added to the customer's linked bank account automatically. ATMs provide convenience for customers to access their money anytime while reducing lines inside bank branches.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    15 views2 pages

    An ATM

    Uploaded by

    massiverss
    An ATM is a computerized machine that dispenses cash and provides basic financial services without human interaction. ATMs allow customers to access their bank accounts 24/7 to withdraw cash, deposit funds, and perform other transactions. To use an ATM, a customer inserts their bank card with a magnetic strip and enters their personal identification number (PIN). The ATM then displays transaction options and completes the requested action such as dispensing cash. Records are kept of all transactions and funds are deducted or added to the customer's linked bank account automatically. ATMs provide convenience for customers to access their money anytime while reducing lines inside bank branches.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
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    An ATM (Automatic or Automated Teller Machine) is a computerized machine designed to dispense cash to bank customers without need of human

    interaction. The ATM can also take deposits, transfer money between bank accounts and provide other basic financial services. Most banks feature one or more on premises ATMs so that customers have acces to services 24 hours a day, seven days a week. During banking hours the ATM can reduce long lines inside the bank by providing an alternative to a human teller. Even better, the ATM continues to be available long after the bank is closed. If you need cash in the evening, on a holiday or Sunday, the ATM is there to serve. To use an ATM, the customer feeds it a bankcard, sometimes called a debit card. This resembles a credit card but is issued from the bank to use with an ATM. Once the machine reads the magnetic strip on the card, it requests a personal identification number, or PIN. The PIN provides security in case the card is lost or falls into the wrong hands. Upon entering the associated PIN correctly, the customer will see a list of choices on the ATM screen. Through touch-screen or buttons, the customer navigates through the ATM screens to complete the desired transaction. If the customer chooses to withdraw cash, the cash is dispersed through a feeder slot. If making a deposit, the customer feeds the deposit envelope into a deposit slot when cued by the machine. Receipts are optionally printed for the customer, but the ATM retains a record of all transaction. Tied into the banks computer system, the ATM can automatically deduct withdrawals or add deposits to the customers account(s). Many banks do not charge a fee to customers for using their own ATMs. However, if you withdraw cash from an ATM that does not belong to your bank, you will likely incur transaction fees. ATMs normally have posted information about non-customer fees. Though this will not include fees that your own bank might charge.

    ATM ( otomatis atau mesin kasir otomatis ) adalah sebuah komputerisasi mesin yang di rancang untuk mengluarkan uang tunai untuk nasabah bank tanpa perlu interaksi manusia. ATM juga dapat mengambil deposito, mentransfer uang antar rekening bank dan keuangan lainnya menyediakan layanan dasar. Kebanyakan bank memiliki satu atau lebih di tempat ATM sehingga pelanggan mempunyai akses layanan dalam 24 jam sehari, 7 hari seminggu. Selama jam perbankan ATM dapat mengurangi antrian panjang di bank dengan memberikan alternatif ke kasir. Bahkan lebih baik, ATM terus tersedia lama setelah bank di tutup. Jika anda membutuhkan uang tunai di malam hari, pada hari libur atau minggu, ATM ada untuk melayani. Untuk menggunakan ATM, pelanggan memakai kartu bank, kadang-kadang di sebut kartu debit. Hal ini mirip dengan kartu kredit tapi dikeluarkan dari bank untuk digunakan dengan ATM. Suatu mesin membaca strip magnetik pada kartu tersebut, meminta nomor identifikasi pribadi, PIN menyediakan keamanan dalam kasus kartu hilang atau jatuh ke tangan yang salah. Setelah memasukkan PIN terkait dengan benar, pelanggan akan melihat daftar pilihan pada layar ATM. Melalui layar sentuh atau tombol, pelanggan menavigasi melalui layar ATM untuk menyelesaikan transaksi yang diinginkan. Jika pelanggan memilih untuk menarik uang tunai, uang tunai tersebar melalui slot pengumpan. Jika melakukan deposito, pelanggan memakai amplop deposito ke dalam sebuah celah deposito seketika di terima oleh mesin. Kuitansi boleh di cetak untuk pelanggan, tetapi ATM mempertahankan catatan segala transaksi. Terikat ke dalam sistem komputer bank, ATM dapat secara otomatis mengurangi atau menambah penarikan deposito ke rekening pelanggan. Banyak bank tidak mengenakan biaya kepada pelanggan untuk menggunakan ATM mereka sendiri. Namun, jika Anda menarik uang tunai dari ATM yang bukan milik bank Anda, Anda mungkin akan dikenakan biaya transaksi. ATM biasanya memiliki tempat informasi tentang non-pelanggan biaya. Meskipun ini tidak akan termasuk biaya bahwa bank Anda sendiri mungkin mengenakan biaya.

    Name of the group : y y Adi Sutikno (01) Didit Irfan . A (19)

    Class : XI TiTL 1

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