Cersai Format
Cersai Format
Cersai Format
Section 1A: Plot Unit Evaluated Price of Asset as on Security Interest Creation date Nature of Property PLOT ID Number Survey No. /Gat No. etc * Street Number & Name Sector/Block Number Locality Landmark Village/Town Name Taluka District State PIN Code Latitude Longitude Area of plot (Sq feet, Sq.meter, Acre, Gunta, Cents, Hectares)
Bounded by
OR
Section 1B: Dwelling Unit Evaluated Price of Asset as on Security Interest Creation date Nature of Property PLOT ID Number Survey No/ GAT no* Dwelling Unit ID Number Floor No. Building Name & Society Name Street Name / No Sector/Block Number Locality Landmark Village/Town Name Taluka
District
State PIN Code Latitude Longitude Area of dwelling (Sq feet, Sq.meter)
Bounded by
* Survey number, GAT number, khesra number; khweta number, Mouza number, phase number or any other such similar representation in various states or union territories can be captured in this field. (All the fields should be captured as appearing in the revenue record, flat no ,house no , Municipal Office/Municipal Corporation / Grampanchayat are to be specified and also the area of the immovable property as well as boundaries)
Section 2: Borrowers Constitution Individual Proprietorship Firm Partnership Firm Company HUF
Name
Fathers/Husbands name
Date of Birth (dd/mm/yyyy) Individual Borrower Permanent Account Number (PAN) OR (b) Proprietorship Firm Name of Proprietorship Firm Proprietorship Firm Permanent Account Number (PAN) Name of the Proprietor: (a) In case of company (b) In case of individual Title Surname Age OR (c) Partnership Firm Partnership Firm name Partnership Firm Permanent Account Number (PAN) Name of the partner entering into mortgage agreement, on the property which is owned by the Partnership firm Title Surname Age OR
(Mr/Mrs/Ms) (Mr/Mrs/Ms)
Fathers Name
(dd/mm/yyyy)
Fathers/Husbands name
(dd/mm/yyyy).
(d) Limited Liability Partnership Firm(LLP) Limited Liability Partnership (LLP) Firm Name LLP firm Permanent Account Number (PAN) Name of the partner entering into mortgage agreement, on the property which is owned by the LLP firm Title Surname Age OR (e) Company Company name Corporate Identity Number (CIN) or Foreign Company Registration Number. Company PAN OR (f) Trust Name of the Trust Trust Permanent Account Number Name of the Trustee/person who is authorized to mortgage the property belonging to the trust Title Surname
(Mr/Mrs/Ms) (Mr/Mrs/Ms)
Fathers/Husbands name
(dd/mm/yyyy)
Name
Fathers/Husbands name
Age OR
Date of Birth
(dd/mm/yyyy).
(g) Co-Operative Society Society name Society Registration Number Date of Registration Society PAN OR (h) HUF Karta Details Title Surname Age
(Mr/Mrs/Ms)
Fathers/Husbands name
(dd/mm/yyyy)
Permanent Account Number (PAN) Section 3: Address of the Borrower Flat/House No Plot No. Building No & Name Street Name/No. Village/Town Taluka District State PIN Code
(As per number of times selection of section-2, the above section-3 can be clubbed & used to capture the borrowers address details)
Section 4: Third Party Mortgage Individual Proprietorship Firm Partnership Firm Company HUF
(a) Individual Title Surname Date of Birth (dd/mm/yyyy) Individual Permanent Account Number (PAN) OR (b) Proprietorship Firm Name of Proprietorship Firm Proprietorship Firm Permanent Account Number (PAN) Name of the Proprietor: (i) In case of company (ii) In case of individual Title Surname Age OR
(Mr/Mrs/Ms) (Mr/Mrs/Ms)
Name
Fathers/Husbands name
Fathers Name
(dd/mm/yyyy)
(c) Partnership Firm Partnership Firm name Partnership Firm Permanent Account Number (PAN) Name of the partner entering into mortgage agreement, on the property which is owned by the Partnership firm Title Surname Age OR (d) Limited Liability Partnership Firm(LLP) Limited Liability Partnership (LLP) Firm Name Limited Liability Partnership (LLP) Firm Permanent Account Number (PAN) Name of the partner entering into mortgage agreement, on the property which is owned by the LLP firm Title Surname Age OR (e) Company Company name Corporate Identity Number (CIN) or Foreign Company Registration Number Company PAN
(Mr/Mrs/Ms) (Mr/Mrs/Ms)
Fathers/Husbands name
(dd/mm/yyyy).
Fathers/Husbands name
(dd/mm/yyyy)
OR (f) Trust Name of the Trust Trust Permanent Account Number Name of the Trustee/person who is authorized to mortgage the property belonging to the trust Title Surname Age OR (g) Co-Operative Society Society name Society Registration number Date of Registration Society PAN OR (h) HUF Karta Details Title Surname Age
(Mr/Mrs/Ms) (Mr/Mrs/Ms)
Fathers/Husbands name
(dd/mm/yyyy).
Fathers/Husbands name
(dd/mm/yyyy)
(Multiple Third Party Mortgagee details can be collected by iterating the above data section-4 under the same security interest record creation)
Section 5: Type of charge Mortgage by deposit of title deeds (Sale deed, Lease deed, Award deed, Agreement to sale, others). Whether Consortium Finance OR Joint Charge is involved Number of charge holders
Yes
No
Section 6: Particulars of the charge holder(s) (Banks/Financial Institutions) Permanent Account Number (Bank PAN) Name BSR Code / Branch Code Address Building Number /Name Street Number/Name Village/Town Taluka City District State PIN Code
(The above section may have to be captured multiple times depending upon the number of charge holders)
Section 7: Description of Document by which the borrower/third party acquire title Document Type
(Sale deed/Lease deed/Award, etc)
Docum ent Number Date of document Sub-registrar Taluka District State PIN Code
(The above section may have to be captured as many times depending upon the number of title documents deposited by customer)
Rs .. Section 9: Brief particulars of the principal terms and conditions and extent and operation of the charge a. Date of Creating Security Interest (in dd/mm/yyyy) By actual/constructive deposit of title deeds within bank/hfc b. Borrower CUST/ACCOUNT Number c. Rate of Interest d. Repayment Term ( in months) e. Nature of Facility f. Date of Disbursement g. Misc Narrative information
(The above section may have to be captured as many times depending upon the number facilities opened by the bank/hfc)