HDFC Debt

Build your family a bright future with wise investments.
Open-ended Income Schemes Open-ended Liquid Income Schemes Interval Income Schemes
Sponsors : Asset Management Company : Trustee :

Housing Development Finance Corporation Limited HDFC Asset Management Company Limited HDFC Trustee Company Limited
Registered Office : A Joint Venture with Standard Life Investments Registered Office :
Ramon House, H. T. Parekh Marg, Registered Office : HUL House, 2nd Floor,
169, Backbay Reclamation, HUL House, 2nd Floor, H.T. Parekh Marg, H.T. Parekh Marg,
Churchgate, Mumbai 400 020. 165-166, Backbay Reclamation, Churchgate, 165-166, Backbay Reclamation,
Mumbai - 400 020. Churchgate, Mumbai - 400 020.
Standard Life Investments Limited CIN No: U65991MH1999PLC123027 CIN No: U65991MH1999PLC123026
Registered Office :
1 George Street, Edinburgh, EH2 2LL
United Kingdom.
This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before
investing. For further details of the scheme / Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors' rights
& services, risk factors, penalties & pending litigations, etc. investors should, before investment, refer to the Scheme Information
Document(s) (SID) and Statement of Additional Information (SAI) available free of cost at any of the Investor Service Centres or
distributors or from the website www.hdfcfund.com
The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds)
Regulations, 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for
public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.
The date of this Key Information Memorandum is October 30, 2014.
Product Labeling
PRODUCT LABELING:
To provide investors an easy understanding of the kind of product / scheme they are investing in
and its suitability to them, the product labeling for the following schemes is as under:
NAME OF SCHEME THIS PRODUCT IS SUITABLE FOR INVESTORS WHO ARE SEEKING*
HDFC Income Fund • regular income over medium to long term.
Open-ended Income Scheme • to optimise returns while maintaining a balance of safety, yield and liquidity by investment in debt and money market
instruments.
• low risk. (BLUE)
HDFC High Interest Fund - Dynamic Plan • stable returns over medium to long term.
Open-ended Income Scheme • to maximize income while maintaining the optimum balance of yield, safety and liquidity by investing in a range of
debt and money market instruments of various maturity dates.
HDFC High Interest Fund - Short Term Plan • stable returns over short to medium term.
Open-ended Income Scheme • to maximize income while maintaining the optimum balance of yield, safety and liquidity by investing in a range of debt and
money market instruments of various maturity dates.
HDFC Short Term Plan • regular income over short to medium term.
Open-ended Income Scheme • investment in debt and money market instruments with a short to medium term maturity (average maturity profile of 1-3
years).
HDFC Short Term Opportunities Fund • regular income over short to medium term.
Open-ended Income Scheme • investment in debt and money market instruments and government securities with maturities not exceeding 36 months.
HDFC Medium Term Opportunities Fund • regular income over medium to long term.
Open-ended Income Scheme • investment in debt, money market instruments and government securities with maturities not exceeding 60 months.
HDFC Floating Rate Income Fund - • regular income over short term.
Short Term Plan • investment in floating rate debt / money market instruments, fixed rate debt / money market instruments swapped
Open-ended Income Scheme for floating rate returns, and fixed rate debt and money market instruments of short term maturities with higher
liquidity.
HDFC Floating Rate Income Fund - • regular income over short to medium term.
Long Term Plan • investment in floating rate debt / money market instruments, fixed rate debt / money market instruments swapped
Open-ended Income Scheme for floating rate returns, and fixed rate debt and money market instruments of longer term maturities.
HDFC Gilt Fund - Short Term Plan • credit risk free returns over short to medium term.
Open-ended Income Scheme • investment in sovereign securities issued by Central/ State Government with short to medium term maturities.
HDFC Gilt Fund - Long Term Plan • credit risk free returns over medium to long term.
Open-ended Income Scheme • investment in sovereign securities issued by Central/ State Government with medium to long term maturities.
HDFC Cash Management Fund - Savings Plan • optimal returns over short term.
Open-ended High Liquidity Income Scheme • investment in debt and money market instruments with maturity of upto 91 days only.
HDFC Cash Management Fund - Call Plan • optimal returns over short term that may be in line with the overnight call rates.
Open-ended High Liquidity Income Scheme • investment typically in Collateralised Borrowing & Lending Obligations (CBLO), overnight reverse repos in Government
securities and fixed income instruments with overnight maturity/ liquidity.
HDFC Cash Management Fund - • regular income over short term.
Treasury Advantage Plan • investment in debt and money market instruments.
Open-ended Income Scheme • low risk. (BLUE)
HDFC Liquid Fund • income over short term.
Open-ended Liquid Income Scheme • investment in debt and money market instruments.
HDFC Quarterly Interval Fund • regular income over short term.
An Interval Income Scheme • investment in debt and money market instruments and government securities.
HDFC Annual Interval Fund • regular income over medium term.
An Interval Income Scheme • investment in debt and money market instruments and government securities.
HDFC Inflation Indexed Bond Fund • Generate income and capital appreciation indexed to inflation.
An open ended income scheme • investment in inflation indexed securities issued by government and corporate issuers
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Note: Risk is represented as: (BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk
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TABLE OF CONTENTS
Page No.
HDFC Income Fund (HIF) .............................................................................................................................................................................1
HDFC High Interest Fund (HHIF) ...................................................................................................................................................................2
HDFC Short Term Plan (HSTP).....................................................................................................................................................................3
HDFC Short Term Opportunities Fund (HSTOF).............................................................................................................................................4
HDFC Medium Term Opportunities Fund (HMTOF) ........................................................................................................................................5
HDFC Gilt Fund (HGILT)................................................................................................................................................................................6
HDFC Floating Rate Income Fund (HFRIF).....................................................................................................................................................8
HDFC Liquid Fund (HLF) ..............................................................................................................................................................................9
HDFC Cash Management Fund (HCMF) ......................................................................................................................................................10
HDFC Quarterly Interval Fund (HQIF) ..........................................................................................................................................................12
HDFC Annual Interval Fund - Series I (HAIF) ...............................................................................................................................................15
HDFC Inflation Indexed Bond Fund (HIIBF) .................................................................................................................................................17
Information Common to Schemes..............................................................................................................................................................18
Application Form .......................................................................................................................................................................................27
Instructions to Application Form.................................................................................................................................................................39
Declaration for Ultimate Beneficial Ownership [UBO] ..................................................................................................................................45
FATCA/ Foreign Tax Laws Information - Non Individual Form ......................................................................................................................47
Third Party Payment Declaration Form .......................................................................................................................................................49
Systematic Investment Plan (SIP)/ Micro Systematic Investment Plan (Micro SIP) Enrolment Form [(for ECS ............................................53
(Debit Clearing) / Direct Debit Facility / Standing Instruction)]
Systematic Transfer Plan (STP) Form .........................................................................................................................................................59
Flex Systematic Transfer Plan (Flex STP) Form ...........................................................................................................................................61
Swing Systematic Transfer Plan (Swing STP) Form ....................................................................................................................................63
Systematic Withdrawal Advantage Plan Form (SWAP Form) .......................................................................................................................67
Dividend Transfer Plan (DTP) Form.............................................................................................................................................................69
HDFC Cash Management Fund – Treasury Advantage Plan (Application cum Flex STP) Form ......................................................................71
Official Points of Acceptance......................................................................................................................................................................75

NAME OF SCHEME HDFC Income Fund (HIF)
Type of Scheme An Open-ended Income Scheme
Investment Objective To optimise returns while maintaining a balance of safety, yield and liquidity.
Asset Allocation Types of Instruments Normal Allocation (% of Net Assets)
Pattern of the Scheme Debt instruments (including securitised debt) 80 - 100
Money Market instruments (including cash / CBLO / Reverse Repo) 0 - 20
The Scheme may seek investment opportunity in Foreign Debt Securities (max. 50% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The
Scheme will not invest in Foreign Securitised Debt. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 20% of net
assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996.
Comparison of Existing Schemes, For comparison of Existing Schemes, Investment Strategy and Risk Mitigation Strategy, please refer to point 1 on page 18 to 22 for details. Please refer to point
Investment Strategy & Risk 10 on Page 23 for prudential limits on portfolio concentration.
Mitigation Strategy
Risk Profile of the Scheme Please refer to point 2 on page 23 to 24 for details.
Plans/ Options Plans Options under each Plan
• HDFC Income Fund • Growth Option
• HDFC Income Fund - Direct Plan • Dividend Option (Quarterly)
(Portfolio will be common for the above Plans) Dividend Option offers Payout and Reinvestment facility.
Applicable NAV Please refer to point 3 on page 24 for details.
Minimum Application Amount / Purchase Additional Purchase Repurchase
Number of Units (Under each
Rs. 5,000 and any amount thereafter. Rs. 1,000 and any amount thereafter. Rs. 500 or 50 units
Option)
Despatch of Repurchase Within 10 Business Days of the receipt of valid redemption request at the Official Points of Acceptance of HDFC Mutual Fund.
(Redemption) Request
Benchmark Index CRISIL Composite Bond Fund Index
Dividend Policy Please refer to point 4 on page 25 for details.
Name of the Fund Manager Mr. Shobhit Mehrotra
Mr. Rakesh Vyas (Dedicated Fund Manager for Overseas Investments)
Name of the Trustee Company HDFC Trustee Company Limited
Performance of the Scheme HIF - Growth Option Absolute Returns for each Financial Year for last 5 years^
(as at September 30, 2014) HIF CRISIL Composite Bond Fund Index
Period Returns Benchmark
(%)^ Returns (%)# 12.00%
Last 1 Year (365 days) 10.78 11.61 11.00% 10.98%
Last 3 Years (1097 days) 7.64 8.14 10.00% 9.30%
Last 5 Years (1826 days) 6.89 7.09 9.00%
Since Inception* (5132 days) 7.91 N.A 8.00% 7.69%
6.95% 6.78%
Returns
^ Past performance may or may not be sustained in the future 7.00% 6.18%
Returns greater than one year are compounded annualized (CAGR). 6.00% 5.41% 5.06%
* Inception Date : September 11, ’00 5.00% 4.39%
# CRISIL Composite Bond Fund Index 4.00%
N.A. Not Available 3.00%
Since inception returns are calculated on Rs. 10 (allotment price) 2.00% 1.99%
1.00%
0.00%
09-10 10-11 11-12 12-13 13-14
Financial Year
HIF - Direct Plan - Growth Option Absolute Returns for last Financial Year^
Period Returns Benchmark HIF - Direct Plan CRISIL Composite Bond Fund Index
(%)^ Returns (%)# 5.00% 4.39%
Last 1 Year (365 days) 11.73 11.61 4.00%
2.80%
Returns
Since Inception* (637 days) 6.55 7.18 3.00%
^ Past performance may or may not be sustained in the future 2.00%
Returns greater than one year are compounded annualized (CAGR). 1.00%
*Inception Date: January 1, ’13 # CRISIL Composite Bond Fund Index 0.00%
13-14
Financial Year
Since inception returns are calculated on Rs. 26.4718 (allotment price)
Expenses of the Scheme Continuous Offer Period
(i) Load Structure Entry Load: Not Applicable
(For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors
& Investments through including the service rendered by the ARN Holder.
SIP / STP) Exit Load :
• In respect of each purchase / switch-in of units, an Exit Load of 0.50% is payable if Units are redeemed / switched out within 6 months from the date of
allotment.
• No Exit Load is payable if Units are redeemed / switched-out after 6 months from the date of allotment.
Also refer to point 5 on page 25 for further details on load structure.
The Trustee/ AMC reserves the right to change / modify the load structure from a prospective date.
(ii) Recurring Expenses Actual expenses (inclusive of Service tax on Management fees and additional TER) for the previous financial year ended March 31, 2014 (Audited) :
(% p.a. of daily Net Assets) • HIF : 1.88% p.a. • HIF - Direct Plan : 1.11% p.a.
At least 5% of the Total Expense Ratio (TER) will be charged towards distribution expenses/ commission in the non-Direct Plan. The TER of the Direct Plan will be
lower to the extent of the above mentioned distribution expenses/ commission (at least 5% of TER) which is charged in the non-Direct Plan. For example, in the event
that the TER of the non-Direct Plan is 1% p.a., the TER of the Direct Plan would not exceed 0.95% p.a. Please refer point no 6 on page 25 for additional details on
recurring expenses.
Waiver of Load for Direct Applications Not Applicable. Please refer to point 7 on page 25 for details.
Tax treatment for the Investors Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of Additional Information’ and to consult their own tax
(Unit holders) advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme.
Daily Net Asset Value (NAV) The AMC will calculate NAV on daily basis and disclose the NAV, Sale and Repurchase price at the close of every Business Day and send for publication to atleast
2 daily newspapers. NAV can also be viewed on the website of the Mutual Fund (www.hdfcfund.com) and on the website of Association of Mutual Funds in India -
Publication AMFI (www.amfiindia.com). Investors may also contact any of the Investor Service Centres (ISCs) of HDFC Mutual Fund for the same.
For Investor Grievances, Please refer to point 8 on page 25 for details.
Please contact
Unit holder’s Information Please refer to point 9 on page 25 for details.
HDFC Mutual Fund - Key Information Memorandum Dated October 30, 2014 1
NAME OF SCHEME HDFC Income Fund (HIF) (Contd.)
Asset Under Management (Rs. in Crore) 2,070.50
as on September 30, 2014 (Unaudited)
Number of Folios (Live Accounts) as on 25,249
September 30, 2014
NAME OF SCHEME HDFC High Interest Fund - Dynamic Plan (HHIF-DYP) and HDFC High Interest Fund - Short Term Plan (HHIF - STP)
Investment Objective HHIF - DYP : To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while
maintaining the optimum balance of yield, safety and liquidity.
HHIF - STP: To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while
maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to
provide stable returns over shorter periods.
Asset Allocation HHIF - DYP
Pattern of the Scheme Types of Instruments Normal Allocation (% of Net Assets)
Debt and Money market instruments* 100
*Investment in Securitised debt, if undertaken, would not exceed 30% of the net assets of the Scheme.
HHIF - STP
Types of Instruments Normal Allocation (% of Net Assets)
Debt, money market and related instruments with a maturity more than two years* Upto 50
Debt, money market and related instruments with a maturity less than two years* Upto 100
*Investment in Securitised debt, if undertaken, would not exceed 25% of the net assets of the Scheme.
The Scheme may seek investment opportunity in overseas markets in Foreign Debt Securities and Mutual Funds (max. 20% of net assets) subject to SEBI
(Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 25% of net assets) based
on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996.
Mitigation Strategy
Plans/ Options Plans :• HDFC High Interest Fund - Dynamic Plan Plans : • HDFC High Interest Fund - Short Term Plan
:• HDFC High Interest Fund - Dynamic Plan - Direct Plan : • HDFC High Interest Fund - Short Term Plan - Direct Plan
Options :• Growth Option • Dividend Option Options : • Growth Option
under - Quarterly under • Dividend Option
each Plan - Half Yearly each Plan - Normal Dividend Option (Payout and Reinvestment)
- Yearly - Fortnightly* Dividend Option (Payout and Reinvestment)
Quarterly, Half Yearly and Yearly Dividend Options offers Payout * 10th & 25th of every month (or immediately succeeding
and Reinvestment facility. Business Day, if that day is not a Business Day)
Number of Units (Under each Rs. 5,000 and any amount thereafter. Rs. 1,000 and any amount thereafter. Rs. 500 or 50 units
Plan / Option)
Benchmark Index HHIF - DYP: CRISIL Composite Bond Fund Index HHIF - STP: CRISIL Short Term Bond Fund Index
Name of the Fund Manager Mr. Anil Bamboli (HHIF - DYP), Shobhit Mehrotra (HHIF - STP)
Mr. Rakesh Vyas (Dedicated Fund Manager for Overseas Investments) (HHIF - DYP & HHIF - STP)
Performance of the Scheme HHIF - DYP - Growth Option Absolute Returns for each Financial Year for last 5 years^
(as at September 30, 2014) HHIF - DYP CRISIL Composite Bond Fund Index
Period Returns (%)^ Benchmark Returns (%)#
12.00% 11.30%
Last 1 Year (365 days) 10.95 11.61 11.00%
10.00% 9.30%
Last 3 Years (1097 days) 8.74 8.14 9.00%
8.00% 7.69%
Returns
Last 5 Years (1826 days) 7.63 7.09 7.00% 6.67% 6.27% 6.62%
6.00% 5.41% 5.30%
Since Inception* (6364 days) 8.84 N.A 5.00% 5.06% 4.39%
4.00%
1.00%
* Inception Date: April 28, ’97 0.00%
# CRISIL Composite Bond Fund Index 09-10 10-11 11-12 12-13 13-14
N.A. Not Available
Since inception returns are calculated on Rs. 10 (allotment price) Financial Year
HHIF - DYP - Direct Plan - Growth Option Absolute Returns for last Financial Year^
Period Returns Benchmark HHIF - DYP - Direct Plan CRISIL Composite Bond Fund Index
7.00% 6.18%
(%)^ Returns (%)# 6.00%
Last 1 Year (365 days) 12.01 11.61 5.00% 4.39%
Returns

3.00%
0.00%
*Inception Date: January 1, ’13 # CRISIL Composite Bond Fund Index 13-14
Financial Year
HHIF - STP - Growth Option Absolute Returns for each Financial Year for last 5 years^
HHIF - STP CRISIL Short Term Bond Fund Index
14.00%
Last 1 Year (365 days) 10.61 10.12 12.00%
Last 3 Years (1097 days) 8.99 9.01 10.00% 9.88% 9.10% 8.86%
8.71% 8.86%
Last 5 Years (1826 days) 8.03 7.74 8.00%
8.33% 7.60%
Returns

5.02% 5.12%
Returns greater than one year are compounded annualized (CAGR).
* Inception Date : February 6, ’02 2.00%
# CRISIL Short Term Bond Fund Index 0.00%
N.A. Not Available 09-10 10-11 11-12 12-13 13-14
2 HDFC Mutual Fund - Key Information Memorandum Dated October 30, 2014
NAME OF SCHEME HDFC High Interest Fund - Dynamic Plan (HHIF-DYP) and HDFC High Interest Fund - Short Term Plan (HHIF - STP) (Contd.)
HHIF - STP - Direct Plan - Growth Option Absolute Returns for last Financial Year^
Period Returns Benchmark HHIF - STP - Direct Plan CRISIL Short Term Bond Fund Index
(%)^ Returns (%)# 10.00%
9.00% 8.86%
8.08%
Last 1 Year (365 days) 11.15 10.12 8.00%
7.00%
Returns
5.00%
3.00%
1.00%
*Inception Date: January 1, ’13 # CRISIL Short Term Bond Fund Index 0.00%
13-14
Since inception returns are calculated on Rs. 22.6787 (allotment price) Financial Year

HHIF - DYP
• In respect of each purchase / switch-in of Units, an Exit Load of 0.50% is payable if Units are redeemed / switched-out within 3 months from the date of allotment.
HHIF - STP :
• In respect of each purchase / switch-in of units, an Exit Load of 0.25% is payable if units are redeemed / switched-out within 1 month from the date of
allotment.
(% p.a. of daily Net Assets) • HHIF - DYP : 1.57% p.a. • HHIF - DYP - Direct Plan : 0.70% p.a.
• HHIF - STP : 1.23% p.a. • HHIF - STP - Direct Plan : 0.80% p.a.
recurring expenses.
Publication 2 daily newspapers. NAV can also be viewed on the website of the Mutual Fund (www.hdfcfund.com) and on the website of Association of Mutual Funds in India -
AMFI (www.amfiindia.com). Investors may also contact any of the Investor Service Centres (ISCs) of HDFC Mutual Fund for the same.
Please contact
Asset Under Management (Rs. in Crore) HHIF - DYP: 824.52
as on September 30, 2014 (Unaudited) HHIF - STP: 1,514.93
Number of Folios (Live Accounts) as on HHIF - DYP: 8,125
September 30, 2014 HHIF - STP: 6,613
NAME OF SCHEME HDFC Short Term Plan (HSTP)

Investment Objective To generate regular income through investment in Debt Securities and Money Market Instruments.
Pattern of the Scheme Debt Securities with less than 3 years residual maturity & Money Market Instruments 80 - 100
Debt Securities with less than 5 years residual maturity 0 - 20
It is the intention of the Scheme that the investments in securitised debts will not, normally, exceed 60% of the Net Assets of the Scheme.
Average maturity shall be from 1 to 3 years.
Mitigation Strategy
• HDFC Short Term Plan • Growth Option
• HDFC Short Term Plan - Direct Plan • Dividend Option
(Portfolio will be common for the above Plans) - Normal Dividend Option (Payout and Reinvestment)
- Monthly* Dividend Option (Payout and Reinvestment)
* 25th of every month (or immediately succeeding Business Day, if
that day is not a Business Day)
Option)
Benchmark Index CRISIL Short Term Bond Fund Index
Name of the Fund Manager Mr. Anil Bamboli
NAME OF SCHEME HDFC Short Term Plan (HSTP) (Contd.)
Performance of the Scheme HSTP - Growth Option Absolute Returns for each Financial Year for last 5 years^
(as at September 30, 2014) HSTP CRISIL Short Term Bond Fund Index
(%)^ Returns (%)#
15.00%
Last 1 Year (365 days) 10.64 10.12 13.50%
Last 3 Years (1097 days) 9.00 9.01 12.00%
10.50% 9.70% 9.10%
Last 5 Years (1826 days) 8.02 7.74 8.84% 8.33% 785% 8.86%
9.00%
Returns
Since Inception* (4597 days) 7.75 N.A 7.58%
7.50%
^ Past performance may or may not be sustained in the future 6.00% 5.88% 5.39%
5.12%
* Inception Date : February 28, ’02 3.00%
1.50%
# CRISIL Short Term Bond Fund Index
0.00%
N.A. Not Available 09-10 10-11 11-12 12-13 13-14
HSTP - Direct Plan - STP - Growth Option Absolute Returns for last Financial Year^
Period Returns Benchmark HSTP - Direct Plan CRISIL Short Term Bond Fund Index
(%)^ Returns (%)# 10.00%
9.00% 8.13% 8.86%
Last 1 Year (365 days) 10.90 10.12 8.00%
7.00%
Since Inception* (637 days) 8.83 9.02
Returns
6.00%
5.00%
3.00%
1.00%
13-14

Entry Load: Not Applicable
(i) Load Structure
Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors
(For Lumpsum Purchases including the service rendered by the ARN Holder.
& Investments through Exit Load :
SIP / STP) • In respect of each purchase / switch-in of Units, an Exit Load of 0.75% is payable if Units are redeemed / switched-out within 12 months from the date of
allotment.
(% p.a. of daily Net Assets) • HSTP : 1.23% p.a. • HSTP - Direct Plan : 0.98% p.a.
recurring expenses.
Please contact
September 30, 2014
NAME OF SCHEME HDFC Short Term Opportunities Fund (HSTOF)

Type of Scheme An Open-Ended Income Scheme
Investment Objective To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

Pattern of the Scheme Debt and Money Market Instruments (including securitised debt #) 60 - 100
Government Securities 0 - 40
# Investments in securitised debt, if undertaken, shall not normally exceed 75% of the net assets of the Scheme.
The Scheme may seek investment opportunity in Foreign Debt Securities (max. 75% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. However,
investments in units/ securities issued by overseas mutual fund shall not exceed 35% of the net assets. The Scheme may use debt derivatives mainly for the
purpose of hedging and portfolio balancing (max. 20% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations,1996.
Mitigation Strategy
• HDFC Short Term Opportunities Fund • Growth Option
• HDFC Short Term Opportunities Fund - Direct Plan • Dividend Option (Fortnightly*)
(Portfolio will be common for the above Plans) • Dividend Option offers Payout and Reinvestment facility.
*10th & 25th of every month (or immediately succeeding Business
Day, if that day is not a Business Day)

Option)
Benchmark Index CRISIL Short-Term Bond Fund Index
NAME OF SCHEME HDFC Short Term Opportunities Fund (HSTOF) (Contd.)
Name of the Fund Manager Mr. Anil Bamboli.
$
Performance of the Scheme HSTOF - Growth Option Absolute Returns for each Financial Year for last 5 years^
(as at September 30, 2014)
Period Returns Benchmark HSTOF CRISIL Short Term Bond Fund Index
(%)^ Returns (%)#
9.65% 9.84%
Last 1 Year (365 days) 10.41 10.12 10.50% 9.10%
9.00% 8.33% 8.78% 8.86%
Last 3 Years (1097 days) 9.42 9.01
Returns
3.00%
* Inception Date: June 25, ’10
1.50%
# CRISIL Short Term Bond Fund Index
0.00% 11-12 12-13 13-14
Since inception returns are calculated on Rs. 10 (allotment price)
Financial Year
$
No graph provided for Financial Year 2010-11 as the Plan
was not in existence for the full financial year.
HSTOF - Direct Plan - Growth Option Absolute Returns for last Financial Year^
HSTOF - Direct Plan CRISIL Short Term Bond Fund Index
(%)^ Returns (%)# 10.00% 8.89% 8.86%
Last 1 Year (365 days) 10.55 10.12 8.00%
Returns
13-14

(i) Load Structure
Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors
SIP / STP) • In respect of each purchase/switch-in of units, an Exit load of 0.50% is payable if units are redeemed/ switched out within 3 months from the date of
allotment.
• No Exit Load is payable if units are redeemed/ switched-out after 3 months from the date of allotment.
(% p.a. of daily Net Assets) • HSTOF : 0.34% p.a. • HSTOF - Direct Plan : 0.24% p.a.
recurring expenses.
Please contact
September 30, 2014
NAME OF SCHEME HDFC Medium Term Opportunities Fund (HMTOF)

Type of Scheme An Open-Ended Income Scheme
Investment Objective To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 60 months.
Pattern of the Scheme Debt and Money Market Instruments (including securitised debt #) 60 - 100
# Investments in securitised debt, if undertaken, shall not normally exceed 75% of the net assets of the Scheme.
The Scheme may seek investment opportunity in Foreign Debt Securities (max. 75% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. However,
investments in units/ securities issued by overseas mutual funds shall not exceed 35% of the net assets. The Scheme may use debt derivatives mainly for the
purpose of hedging and portfolio balancing (max. 20% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996.
Mitigation Strategy
• HDFC Medium Term Opportunities Fund • Growth Option
• HDFC Medium Term Opportunities Fund - Direct Plan • Dividend Option
(Portfolio will be common for the above Plans) - Normal Dividend Option (Payout and Reinvestment)
- Quarterly* Dividend Option (Payout and Reinvestment)
*Record date shall be 25th day of the third month of each quarter
i.e. quarter ending March, June, September and December.
(or immediately succeeding Business Day, if that is not a Business
Day).
Option)
NAME OF SCHEME HDFC Medium Term Opportunities Fund (HMTOF) (Contd.)
Benchmark Index CRISIL Composite Bond Fund Index
$
Performance of the Scheme HMTOF - Growth Option Absolute Returns for each Financial Year for last 5 years^
Period Returns Benchmark HMTOF CRISIL Composite Bond Fund Index
(%)^ Returns (%)# 12.00% 10.93%
Last 1 Year (365 days) 10.69 11.61 10.50%
9.30%
Last 3 Years (1097 days) 9.39 8.14 9.00% 8.49% 7.90%
7.69%
Returns
Returns greater than one year are compounded annualized (CAGR). 4.50% 4.39%
* Inception Date: June 29, ’10 3.00%
# CRISIL Composite Bond Fund Index 1.50%
Since inception returns are calculated on Rs. 10 (allotment price) 0.00%
11-12 12-13 13-14
Financial Year
$
No graph provided for Financial Year 2010-11 as the Plan
was not in existence for the full financial year.
HMTOF - Direct Plan - Growth Option Absolute Returns for last Financial Year^
HMTOF - Direct Plan CRISIL Composite Bond Fund Index
8.00% 7.99%
(%)^ Returns (%)#
Last 1 Year (365 days) 10.80 11.61 6.00%
4.39%
Returns
0.00%
*Inception Date: January 1, ’13 # CRISIL Composite Bond Fund Index
13-14
Financial Year

(i) Load Structure Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors
SIP / STP) • In respect of each purchase / switch - in of units, an exit load of 1% is payable if units are redeemed / switched out within 12 months from the date of
allotment.
• No exit load is payable if units are redeemed / switched - out after 12 months from the date of allotment.
(% p.a. of daily Net Assets) • HMTOF : 0.29% p.a. • HMTOF - Direct Plan : 0.20% p.a.
recurring expenses.
Please contact
September 30, 2014
NAME OF SCHEME HDFC Gilt Fund (HGILT)

Investment Objective To generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/or a State Government.
Asset Allocation The Scheme offers investors two plans viz. Short Term Plan and Long Term Plan. The Plans will be managed as seperate investment portfolios.
Pattern of the Scheme Types of Instruments Short Term Plan Long Term Plan
Normal Allocation (% of Net Assets) Normal Allocation (% of Net Assets)
Government of India Dated Securities 75 75
State Governments Dated Securities 0 15
Government of India Treasury Bills 25 10
Comparison of Existing Schemes, For comparison of Existing Schemes, Investment Strategy and Risk Mitigation Strategy, please refer to point 1 on page 18 to 22 for details.
Investment Strategy & Risk
Mitigation Strategy
• HDFC Gilt Fund - Short Term Plan
• HDFC Gilt Fund - Short Term Plan - Direct Plan
Short Term Plan is for investors who wish to invest for short time period
(Portfolio will be common for the above Plans) • Growth Option
• HDFC Gilt Fund - Long Term Plan • Dividend Option (Quarterly)
• HDFC Gilt Fund - Long Term Plan - Direct Plan Dividend Option offers Payout and Reinvestment facility
Long Term Plan is for investors who wish to invest for relatively longer time period
(Portfolio will be common for the above Plans)
NAME OF SCHEME HDFC Gilt Fund (HGILT) (Contd.)
Option)
Benchmark Index Short Term Plan : I-Sec Si-Bex Long Term Plan : I-Sec Li-Bex
Performance of the Scheme HGILT - Short Term Plan - Growth Option Absolute Returns for each Financial Year for last 5 years^
Period Returns (%)^ Benchmark Returns (%)# HGILT - Short Term Plan I-Sec Si-Bex
Last 1 Year (365 days) 9.34 8.93 13.50%
Last 3 Years (1097 days) 7.93 8.53 12.00%
10.50% 10.02%
Last 5 Years (1826 days) 6.87 7.38 9.67%
9.00%
Since Inception* (4815 days) 6.00 N.A
Returns
7.43% 6.66%
7.50% 6.55%
6.10% 5.94%
2.77%
# I-Sec Si-Bex 3.00%
N.A. Not Available 1.50%
0.00%
*Inception Date: July 25, ’01 09-10 10-11 11-12 12-13 13-14
HGILT - Short Term Plan - Direct Plan - Growth Option Absolute Returns for last Financial Year^
Period Returns Benchmark HGILT - Short Term Plan - Direct Plan I-Sec Si-Bex
7.00% 6.24% 6.66%
(%)^ Returns (%)# 6.00%
Last 1 Year (365 days) 9.63 8.93 5.00%
Returns
4.00%
2.00%
*Inception Date: January 1, ’13 # I-Sec Si-Bex 13-14
HGILT - Long Term Plan - Growth Option Absolute Returns for each Financial Year for last 5 years^
Period Returns (%)^ Benchmark Returns (%)# HGILT - Long Term Plan I-Sec Li-Bex
16.00%
Last 1 Year (365 days) 11.98 12.85
+
14.00% 12.30%+ 13.57%
Last 3 Years (1097 days) 7.71 8.61 12.00%
Returns
Last 5 Years (1826 days) 6.67 7.71 10.00%

7.41%
Since Inception* (4815 days) 7.30 N.A 8.00% 6.33% 6.29%
6.00%
4.00% 3.09%
2.00%
# I-Sec Li-Bex 0.00%
N.A. Not Available 09-10 10-11 11-12 12-13 13-14
* Inception Date: July 25, ’01 Financial Year

Since inception returns are calculated on Rs. 10 (allotment price) ‡ Due to an overall sharp rise in the stock prices
HGILT - Long Term Plan - Direct Plan - Growth Option Absolute Returns for last Financial Year^
HGILT - Long Term Plan - Direct Plan I-Sec Li-Bex
Period Returns Benchmark 2.00% 1.85%
1.77%
(%)^ Returns (%)# 1.60%
Returns
Last 1 Year (365 days) 12.34 12.85 1.20%

*Inception Date: January 1, ’13 # I-Sec Li-Bex 13-14
Short Term Plan Long Term Plan
Nil Nil
(% p.a. of daily Net Assets) • HGILT - Short Term Plan : 0.52% p.a. • HGILT - Short Term Plan - Direct Plan : 0.25% p.a.
• HGILT - Long Term Plan : 0.82% p.a. • HGILT - Long Term Plan - Direct Plan : 0.56% p.a.
recurring expenses.
For Investor Grievances, Please contact Please refer to point 8 on page 25 for details.
Asset Under Management (Rs. in Crore) Short Term Plan : 7.20
as on September 30, 2014 (Unaudited) Long Term Plan : 367.11
Number of Folios (Live Accounts) as on Short Term Plan : 550
September 30, 2014 Long Term Plan : 2,182
NAME OF SCHEME HDFC Floating Rate Income Fund (HFRIF)
Investment Objective To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt /
money market instruments swapped for floating rate returns, and fixed rate debt securities and money market instruments.
Asset Allocation The Scheme offers investors two plans viz. Short Term Plan and Long Term Plan. The Plans will be managed as seperate investment portfolios. Under normal
Pattern of the Scheme circumstances, the asset allocation (as a % of Net Assets) of the respective Plans’ portfolio under the Scheme will be as follows:
Types of Instruments Normal Allocation (% of Net Assets)
Fixed Rate Debt Securities (including securitised debt, Money Market Instruments & Floating Rate 0-25
Debt Instruments swapped for fixed rate returns)
Floating Rate Debt Securities (including securitised debt, Money Market Instruments & Fixed Rate 75-100
Debt Instruments swapped for floating rate returns)
The investment in securitised debt will not exceed 60% of the net assets of the respective Plans under the Scheme. The respective Plans under the Scheme may
seek investment opportunity in Foreign Debt Securities (max. 60% of net assets of respective Plans) subject to SEBI (Mutual Funds) Regulations, 1996. The
Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 75% of net assets of respective Plans) based on the opportunities
available subject to SEBI (Mutual Funds) Regulations, 1996.
Mitigation Strategy
Plans/ Options Plans : • HDFC Floating Rate Income Fund - Short Term Plan - Plans : • HDFC Floating Rate Income Fund - Long Term Plan
Wholesale Option • HDFC Floating Rate Income Fund - Long Term Plan - Direct Plan
• HDFC Floating Rate Income Fund - Short Term Plan - (for investors who wish to invest for relatively longer time period)
Wholesale Option - Direct Plan (Portfolio will be common for the above Plans)
(for investors who wish to invest for short time period) Options : • Growth Option
(Portfolio will be common for the above Plans) under • Dividend Option - Weekly* (with reinvestment facility only)
Options: • Growth Option • Dividend Option each Plan
under each Plan * Every Monday (or immediately succeeding Business Day, if that day is not a
Dividend Option offers Daily Dividend Option with Reinvestment facility only and Business Day)
Weekly* and Monthly** Dividend Option with Payout and Reinvestment facility.
* Every Monday (or immediately succeeding Business Day, if that day is not a
Business Day)
** Last Monday of the Month (or immediately succeeding Business Day, if that
day is not a Business Day)
Number of Units (Under each Short Term Plan - Wholesale Option Rs. 10 lakhs and any amount Re. 1 and any amount Rs. 50,000 or 5000 units
Option) thereafter. thereafter.
Long Term Plan Rs. 5,000 and any amount Rs. 1,000 and any amount Rs. 500 or 50 units
thereafter. thereafter.
Benchmark Index CRISIL Liquid Fund Index
Performance of the Scheme HFRIF - Short Term Plan - Wholesale Option - Growth Option Absolute Returns for each Financial Year for last 5 years^
Period Returns Benchmark HFRIF - Short Term Plan - Wholesale Option CRISIL Liquid Fund Index
(%)^ Returns (%)#
11.00%
Last 1 Year (365 days) 9.62 9.49 10.00% 9.42% 9.44% 9.45% 9.54%
Last 3 Years (1097 days) 9.40 8.90 9.00% 8.47% 8.23%
8.00%
Last 5 Years (1827 days) 8.36 7.68 7.00% 6.67%
Returns
6.21%
Since Inception* (2534 days) 8.28 7.53 6.00% 5.11%
5.00%
^ Past performance may or may not be sustained in the future
4.00% 3.69%
* Inception Date: October 23, ’07 2.00%
1.00%
# CRISIL Liquid Fund Index 0.00%
09-10 10-11 11-12 12-13 13-14
Financial Year
HFRIF - Short Term Plan - Wholesale Option - Direct Plan - Growth Option Absolute Returns for last Financial Year^
Period Returns Benchmark HFRIF - Short Term Plan - Wholesale Option - Direct Plan CRISIL Liquid Fund Index
(%)^ Returns (%)# 10.00% 9.51% 9.54%
Last 1 Year (365 days) 9.49 8.35 8.00%
Returns

0.00%
*Inception Date: January 1, ’13 # CRISIL Liquid Fund Index 13-14
HFRIF - Long Term Plan - Growth Option Absolute Returns for each Financial Year for last 5 years^
Period Returns Benchmark HFRIF - Long Term Plan CRISIL Liquid Fund Index
(%)^ Returns (%)#
11.00% 10.35%
Last 1 Year (365 days) 9.70 9.49 10.22% 9.54%
10.00% 9.10%
Last 3 Years (1097 days) 9.61 8.90 9.00% 8.47% 8.23%
Last 5 Years (1826 days) 8.67 7.69 8.00% 7.32%
7.00% 6.74%
Returns
6.21%
4.00% 3.69%
3.00%
* Inception Date: January 16, ’03 2.00%
0.00%
Since inception returns are calculated on Rs. 10.0104 (allotment price) 09-10 10-11 11-12 12-13 13-14
Financial Year
NAME OF SCHEME HDFC Floating Rate Income Fund (HFRIF) (Contd.)
HFRIF - Long Term Plan - Direct Plan - Growth Option Absolute Returns for last Financial Year^
HFRIF - Long Term Plan - Direct Plan CRISIL Liquid Fund Index
(%)^ Returns (%)# 10.00% 9.16% 9.54%
Last 1 Year (365 days) 9.77 9.49 8.00%
Returns
0.00%
Financial Year
Short Term Plan - Wholesale Option Long Term Plan
Nil • In respect of each purchase / switch-in of Units, an Exit Load of 0.50% is payable if Units are redeemed/ switched-
out within 3 months from the date of allotment.
Actual expenses (inclusive of Service tax on Management fees and additional TER) for the previous financial year ended March 31, 2014 (Audited) :
(ii) Recurring Expenses
• HFRIF - Short Term Plan : 0.46% p.a. • HFRIF - Short Term Plan - Direct Plan : 0.41% p.a.
(% p.a. of daily Net Assets)
• HFRIF - Long Term Plan : 0.07% p.a. • HFRIF - Long Term Plan - Direct Plan : 0.01% p.a.
lower to the extent of the above mentioned distribution expenses/ commission (at least 5% of TER) which is charged in the non-Direct Plan. For example, in the
event that the TER of the non-Direct Plan is 1% p.a., the TER of the Direct Plan would not exceed 0.95% p.a. Please refer point no 6 on page 25 for additional
details on recurring expenses.
For Investor Grievances, Please contact Please refer to point 8 on page 25 for details.
Asset Under Management (Rs. in Crore) Long Term Plan: 1,980.28

as on September 30, 2014 (Unaudited) Short Term Plan: 5,140.19
Number of Folios (Live Accounts) as on Long Term Plan: 3,021
September 30, 2014 Short Term Plan: 8,992
NAME OF SCHEME HDFC Liquid Fund (HLF)

Type of Scheme An Open-ended Liquid Income Scheme
Investment Objective To enhance income consistent with a high level of liquidity, through a judicious portfolio mix comprising of money market and debt instruments.
Asset Allocation Types of Instruments Normal Allocation* (% of Net Assets)
Pattern of the Scheme Money Market Instruments (including cash / CBLO / Reverse Repo) 50 - 90
Debt Instruments (including securitised debt) 10 - 50
* On introduction of cheque writing facility a minimum of 80% of the net assets (as prescribed by RBI) or such other minimum asset allocation as may be
prescribed by RBI from time to time will be invested in money market instruments.
Mitigation Strategy
• HDFC Liquid Fund • Growth Option
• HDFC Liquid Fund - Direct Plan • Dividend Option
(Portfolio will be common for the above Plans) Dividend Option offers Daily Dividend Option (Reinvestment facility only) and Weekly* and
Monthly** Dividend Options (Payout and Reinvestment facility).
* Every Monday (or immediately succeeding Business Day, if that day is not a Business Day)
** Last Monday of the Month (or immediately succeeding Business Day, if that day is not a Business Day)
Applicable NAV a) For Purchases :

i) In respect of valid application received upto 2.00 p.m. on a day at the official point(s) of acceptance and funds for the entire amount of subscription/
purchase as per the application are credited to the Scheme before the cut-off time i.e. available for utilization before the cut-off time - the closing NAV of
the day immediately preceding the day of receipt of application shall be applicable;
ii) In respect of valid application received after 2.00 p.m. on a day at the official point(s) of acceptance and funds for the entire amount of subscription/
purchase as per the application are credited to the bank account of the Scheme on the same day i.e. available for utilization on the same day - the closing
NAV of the day immediately preceding the next Business Day shall be applicable; and
iii) Irrespective of the time of receipt of application at the official point(s) of acceptance, where the funds for the entire amount of subscription/purchase as
per the application are not credited to the bank account of the Scheme before the cut-off time i.e. not available for utilization before the cut-off time - the
closing NAV of the day immediately preceding the day on which the funds are available for utilization shall be applicable.
Applicability of NAV for Cash Investments:
Applicability of NAV in case of a the scheme is based on receipt of application as also the realization of funds by the scheme within the cut-off time. Hence, the
applicable NAV for Cash Investments in the scheme will be based on the time when the cash is received by the scheme from the Bank (and not the time of
deposit of cash at the Bank branch or the time stamping of the application).
However, where the scheme has received the cash deposited, but an investor has not yet submitted the application at the relevant ISC, the applicable NAV will
be as per the time stamping of the application when finally submitted at the relevant ISC.
b) For Switch-in:
i) Application for switch-in must be received before the applicable cut-off time.
ii) Funds for the entire amount of subscription/purchase as per the switch-in request must be credited to the bank account of the respective switch-in liquid
schemes before the cut-off time.
iii) The funds must be available for utilization before the cut-off time, by the respective switch-in schemes.
c) Redemptions and Switch-outs :
i) In respect of valid applications received upto 3.00 p.m. at the Official Points of Acceptance, the closing NAV of the day immediately preceding the next
business day shall be applicable; and
ii) In respect of valid applications received after 3.00 p.m. at the Official Points of Acceptance, the closing NAV of the next business day shall be applicable.
NAME OF SCHEME HDFC Liquid Fund (HLF) (Contd.)
Option) Rs.10,000 and any amount thereafter Rs.5,000 and any amount thereafter Rs.5,000 or 500 Units
Performance of the Scheme HLF - Growth Option Absolute Returns for each Financial Year for last 5 years^
Period Returns Benchmark HLF CRISIL Liquid Fund Index
(%)^ Returns (%)# 10.00% 9.27% 9.53% 9.54%
9.22%
Last 1 Year (365 days) 9.37 9.49 9.00% 8.47% 8.23%
8.00%
Last 3 Years (1097 days) 9.33 8.90
7.00%
Last 5 Years (1826 days) 8.12 7.69 6.26% 6.21%
6.00%
Returns
4.44%
2.00%
* Inception Date: October 17, ’00
1.00%
# CRISIL Liquid Fund Index 0
N.A. Not Available 09-10 10-11 11-12 12-13 13-14
HLF - Direct Plan - Growth Option Absolute Returns for last Financial Year^
Period Returns Benchmark HLF - Direct Plan CRISIL Liquid Fund Index
10.00% 9.59% 9.54%
(%)^ Returns (%)# 8.00%
Returns
Last 1 Year (365 days) 9.42 9.49 6.00%
4.00%
2.00%
*Inception Date: January 1, ’13 # CRISIL Liquid Fund Index 0.00%
13-14
SIP / STP) Exit Load : Nil
• HLF : 0.16% p.a. • HLF - Direct Plan : 0.11% p.a.
(% p.a. of daily Net Assets)
recurring expenses.
Please contact

September 30, 2014
NAME OF SCHEME HDFC Cash Management Fund (HCMF) - Savings Plan, Call Plan & Treasury Advantage Plan
Type of Scheme HCMF Savings Plan & Call Plan - An Open-ended High Liquidity Income Scheme / HCMF Treasury Advantage Plan - An Open-ended Income Scheme
Investment Objective Savings Plan : To generate optimal returns while maintaining safety and high liquidity.
Call Plan : The specific objective of the call plan is to generate returns that would endeavor to be in line with the overnight call rates. The interest rate risk in this
plan will be almost nil.
Treasury Advantage Plan : To generate regular income through investment in debt securities and money market instruments.
Pattern of the Scheme Savings Plan
Debt instruments (Including Securitised Debt**) Upto 100
Money Market Instruments Upto 100
**Investment in Securitised debt, if undertaken, can be undertaken upto 100% of the net assets of the Scheme.
Call Plan
Debt and Money Market instruments (including MIBOR linked instruments with daily put and call option) Upto 100
Treasury Advantage Plan
Fixed Rate Debt Securities & Money Market Instruments 50
Floating Rate Debt & Money Market Instruments 50
It is the intention of the Scheme that the investments in securitised debts will not normally exceed 50% of the net assets of the Scheme.
The respective Plan(s) under Scheme may seek investment opportunity in overseas markets in Foreign Debt Securities and Mutual Funds (max. 20% of net
assets in case of Savings Plan and Call Plan / 25% of net assets in case of Treasury Advantage Plan) subject to SEBI (Mutual Funds) Regulations, 1996. The
Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 25% of net assets Savings Plan and Call Plan / 50% of net assets in
case of Treasury Advantage Plan) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996.
NAME OF SCHEME HDFC Cash Management Fund (HCMF) - Savings Plan, Call Plan & Treasury Advantage Plan (Contd.)
Mitigation Strategy
Plans/ Options Plans : • Savings Plan • Call Plan • Treasury Advantage Plan - Retail Option
• Savings Plan - Direct Plan • Call Plan - Direct Plan • Treasury Advantage Plan - Retail Option - Direct Plan
(Portfolio will be common for the above Plans) (Portfolio will be common for (Portfolio will be common for the above Plans)
the above Plans)
Options: • Growth Option • Growth Option • Growth Option
under • Dividend Option • Daily Dividend Option • Dividend Option
each Dividend Option offers with Reinvestment facility Dividend Option offers Daily Dividend Option with
Plan Daily Dividend Option with reinvestment only reinvestment facility only and Weekly* and Monthly**
facility only and Weekly* Dividend Option Dividend Option with payout and reinvestment facility.
with Payout and Reinvestment facility.
*Every Friday (or immediately succeeding *Every Monday (or immediately succeeding Business Day, if
Business Day, if that day is not a Business that day is not a Business Day)
Day) **Last Monday of the Month (or immediately succeeding
Business Day, if that day is not a Business Day)
Applicable NAV Savings Plan & Call Plan :
a) For Purchases :
i) In respect of valid applications received upto 2.00 p.m. on a day at the official point(s) of acceptance and funds for the entire amount of subscription/
purchase as per the application are credited to the bank account of the respective Plans before the cut-off time i.e. available for utilization before the cut-
off time - the closing NAV of the day immediately preceding the day of receipt of application shall be applicable;
ii) In respect of valid applications received after 2.00 p.m. on a day at the official point(s) of acceptance and funds for the entire amount of subscription/
purchase as per the application are credited to the bank account of the respective Plans on the same day i.e. available for utilization on the same day - the
closing NAV of the day immediately preceding the next Business Day shall be applicable; and
iii) Irrespective of the time of receipt of application at the official point(s) of acceptance, where the funds for the entire amount of subscription/purchase as
per the application are not credited to the bank account of the respective Plans before the cut-off time i.e. not available for utilization before the cut-off
time - the closing NAV of the day immediately preceding the day on which the funds are available for utilization shall be applicable.
Applicability of NAV for Cash Investments:
Applicability of NAV in case of a the scheme is based on receipt of application as also the realization of funds by the scheme within the cut-off time. Hence, the
applicable NAV for Cash Investments in the scheme will be based on the time when the cash is received by the scheme from the Bank (and not the time of
deposit of cash at the Bank branch or the time stamping of the application).
However, where the scheme has received the cash deposited, but an investor has not yet submitted the application at the relevant ISC, the applicable NAV will
be as per the time stamping of the application when finally submitted at the relevant ISC.
b) For Switch-in:
i) Application for switch-in must be received before the applicable cut-off time.
ii) Funds for the entire amount of subscription/purchase as per the switch-in request must be credited to the bank account of the respective switch-in liquid
schemes before the cut-off time.
iii) The funds must be available for utilization before the cut-off time, by the respective switch-in schemes.
c) Redemptions and Switch-outs :
i) In respect of valid applications received upto 3.00 p.m. at the Official Points of Acceptance, the closing NAV of the day immediately preceding the next
business day shall be applicable; and
ii) In respect of valid applications received after 3.00 p.m. at the Official Points of Acceptance, the closing NAV of the next business day shall be applicable.
Treasury Advantage Plan :
Please refer to point 3 on page 20 for details.
Minimum Application Amount / Savings Plan and Call Plan Purchase Additional Purchase Repurchase
Number of Units
(Under each Plan / Option) - Growth & Dividend Option Rs. 10,000 and any amount thereafter. Rs. 5,000 and any amount thereafter. Rs. 5,000 or 500 units
Treasury Advantage Plan Rs. 5,000 and any amount thereafter. Rs. 1,000 and any amount thereafter. Rs. 1,000 or 100 units
- Retail Option
Growth, Weekly and
Monthly Dividend Option
Daily Dividend Option Rs. 10,000 and any amount thereafter. Rs. 5,000 and any amount thereafter. Rs. 5,000 or 500 units
Performance of the Scheme HCMF - Savings Plan - Growth Option Absolute Returns for each Financial Year for last 5 years^
Period Returns (%)$$ Benchmark Returns (%)# HCMF - Savings Plan CRISIL Liquid Fund Index
Last 1 Year (365 days) 9.33 9.49 10.00% 9.35% 9.44% 9.54%
9.33%
Last 3 Years (1097 days) 9.35 8.90 9.00% 8.47% 8.23%
Last 5 Years (1826 days) 8.21 7.69 8.00%
7.00% 6.47% 6.21%
Returns
* Inception Date: November 18, ’99 3.00%
# CRISIL Liquid Fund Index N.A. Not Available 2.00%
1.00%
$$ All dividends declared prior to the splitting of the Scheme into Dividend & 0.00%
Growth Options are assumed to be reinvested in the units of the Scheme at the 09-10 10-11 11-12 12-13 13-14
then prevailing NAV (ex-dividend NAV).
HCMF - Savings Plan - Direct Plan - Growth Option Absolute Returns for last Financial Year^
HCMF - Savings Plan - Direct Plan CRISIL Liquid Fund Index
10.00% 9.50% 9.54%
(%)^ Returns (%)#
8.00%
Last 1 Year (365 days) 9.38 9.49
6.00%
4.00%
2.00%
Since inception returns are calculated on Rs. 23.9920(allotment price) Financial Year
NAME OF SCHEME HDFC Cash Management Fund (HCMF)-Savings Plan, Call Plan & Treasury Advantage Plan (Contd.)
Performance of the Scheme HCMF - Call Plan - Growth Option Absolute Returns for each Financial Year for last 5 years^
(as at September 30, 2014) HCMF - Call Plan CRISIL Liquid Fund Index
Last 1 Year (365 days) 8.26 9.49 10.00% 9.54%
8.47%
Last 3 Years (1097 days) 8.22 8.90 8.06% 8.23% 8.39%
8.01%
8.00%
Last 5 Years (1826 days) 7.10 7.69
6.21%
5.53%
Returns
* Inception Date: February 6, ’02 3.11%

N.A. Not Available
0.00%
Since inception returns are calculated on Rs. 10 (allotment price) 09-10 10-11 11-12 12-13 13-14
Financial Year
HCMF - Call Plan - Direct Plan - Growth Option Absolute Returns for last Financial Year^
Period Returns Benchmark HCMF - Call Plan - Direct Plan CRISIL Liquid Fund Index
(%)^ Returns (%)# 10.00% 9.54%
8.45%
Last 1 Year (365 days) 8.31 9.49 8.00%
Returns
6.00%
4.00%
2.00%
13-14
HCMF - Treasury Advantage Plan - Retail Option - Growth Option Absolute Returns for each Financial Year for last 5 years^
Period Returns (%)^ Benchmark Returns (%)# HCMF - Treasury Advantage Plan - Retail Option CRISIL Liquid Fund Index
Last 1 Year (365 days) 8.68 9.49 12.00%
Last 3 Years (1097 days) 8.52 8.90 10.00% 8.90% 8.56%
9.54%
8.47% 8.23% 8.50%
Last 5 Years (1826 days) 7.70 7.69
Returns
8.00%
6.00%
* Inception Date: November 18, ’99 2.00%

N.A. Not Available 09-10 10-11 11-12 12-13 13-14
HCMF - Treasury Advantage Plan - Retail Option - Direct Plan - Growth Option Absolute Returns for last Financial Year^
Period Returns Benchmark HCMF - Treasury Advantage Plan - Retail Option - Direct Plan CRISIL Liquid Fund Index
10.00% 9.21% 9.54%
(%)^ Returns (%)#
Last 1 Year (365 days) 9.42 9.49 8.00%
Returns

4.00%
13-14

(i) Load Structure Savings Plan, Treasury Advantage Plan and Call Plan :
(For Lumpsum Purchases Entry Load: Not Applicable
& Investments through Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors
SIP / STP) including the service rendered by the ARN Holder.
Exit Load: Savings Plan, Treasury Advantage Plan & Call Plan : Nil
• HCMF - Savings Plan : 0.21% p.a. • HCMF - Savings Plan - Direct Plan : 0.16% p.a.
(% p.a. of daily Net Assets) • HCMF - Call Plan : 0.25% p.a. • HCMF - Call Plan - Direct Plan : 0.20% p.a.
• HCMF - Treasury Advantage Plan - Retail Option : 1.29% p.a. • HCMF - Treasury Advantage Plan - Retail Option - Direct Plan : 0.63% p.a.
recurring expenses.
Please contact
Asset Under Management (Rs. in Crore) Savings Plan: 6,911.14
as on September 30, 2014 (Unaudited) Treasury Advantage Plan: 9,275.98
Call Plan: 141.32
Number of Folios (Live Accounts) as on Savings Plan: 18,419
September 30, 2014 Treasury Advantage Plan: 1,06,275
Call Plan: 851
NAME OF SCHEME HDFC Quarterly Interval Fund (HQIF) - (Plan A / Plan B / Plan C)
Type of Scheme An Interval Income Scheme
Investment Objective The investment objective of the Plans A, B & C under the Scheme is to generate regular income through investments in Debt / Money Market Instruments
and Government Securities.
Asset Allocation The Scheme offers three Plans viz. Plan A, Plan B and Plan C, each managed as a separate portfolio.
Debt and Money Market Instruments (including securitised debt) 60 - 100
The respective Plan(s) under the Scheme will invest in securitised debt upto 75% of net assets. The respective Plan(s) under the Scheme may use derivative
mainly for the hedging and portfolio balancing (max 20% of net assets of respective plan(s) based on the opportunities available subject to SEBI (Mutual Fund)
Regulations, 1996). The respective Plan(s) under the Scheme may seek investment opportunity in Foreign Debt Securities (max 75% of Net Assets) subject to
SEBII (Mutual Fund) Regulations, 1996.
Investments shall be made only in such securities which mature on or before the opening of the immediately following Specified Transaction Period.
NAME OF SCHEME HDFC Quarterly Interval Fund (HQIF) - (Plan A / Plan B / Plan C) (Contd.)
Mitigation Strategy
• HDFC Quarterly Interval Fund - Plan A - Retail Plan
• HDFC Quarterly Interval Fund - Plan A - Retail Plan - Direct Plan
• HDFC Quarterly Interval Fund - Plan B - Retail Plan • Growth Option
• HDFC Quarterly Interval Fund - Plan B - Retail Plan - Direct Plan • Dividend Option
(Portfolio will be common for the above Plans) Dividend Option offers Payout and Reinvestment facility.
• HDFC Quarterly Interval Fund - Plan C - Retail Plan
• HDFC Quarterly Interval Fund - Plan C - Retail Plan - Direct Plan

Minimum Application Amount / During Specified Transaction Period:
Plan Purchase Additional Purchase Repurchase
Option)
Retail Plan Rs. 5,000 and any amount thereafter. Any amount thereafter. Rs. 1,000 or 100 units.
Other than Specified Transaction Period:
The Units of the Plan(s) under the Scheme are listed on the Capital Market Segment of the National Stock Exchange of India Ltd. (NSE) or such other recognized
stock exchange(s). The price of the Units in the market may be at a premium/ discount to the NAV of the Plan(s) under the Scheme, depending upon demand and
supply at that point of time. The trading of units on the Stock Exchange(s) will be in round lots of 1 i.e. the minimum number of units that can be bought or sold on
the Exchange(s) is 1 (one) unit.
Performance of the Scheme HQIF - Plan A Absolute Returns for each Financial Year for last 5 years^
Retail Plan - Growth Option HQIF - Plan A - Retail Plan
Period Returns Benchmark CRISIL Liquid Fund Index
(%)^ Returns (%)# 12.00%
Last 1 Year (365 days) 9.39 9.49 9.81%
10.00% 9.28% 9.65%
Last 3 Years (1097 days) 9.43 8.90 8.47% 9.54%
8.23%
Last 5 Years (1827 days) 8.48 7.68 8.00%
7.31%
5.27%
Returns

4.00% 3.69%
* Inception Date: March 30, ’07 2.00%
# CRISIL Liquid Fund Index
0.00%
Since inception returns are calculated on Rs. 10 (allotment price) 09-10 10-11 11-12 12-13 13-14
Financial Year
HQIF - Plan A - Direct Plan - Growth Option Absolute Returns for last Financial Year^
Period Returns Benchmark HQIF - Plan A - Retail Plan - Direct Plan CRISIL Liquid Fund Index
(%)^ Returns (%)# 12.00%
10.00% 9.68% 9.54%
Last 1 Year (365 days) 9.45 9.49
Returns
8.00%
6.00%
*Inception Date: March 18, ’13 # CRISIL Liquid Fund Index 0.00%
13-14
$
HQIF - Plan B Absolute Returns for each Financial Year for last 5 years^
Retail Plan - Growth Option
HQIF - Plan B - Retail Plan
(%)^ Returns (%)# CRISIL Liquid Fund Index
Last 1 Year (365 days) 9.38 9.49 16.00%

Last 3 Years (1097 days) 9.22 8.90
14.00%
Last 5 Years (1827 days) 8.22 7.68

10.00% 9.19% 9.23% 9.13%
8.00% 6.62%
Returns
* Inception Date: April 18, ’07 6.21%

# CRISIL Liquid Fund Index 6.00% 4.68%
Since inception returns are calculated on Rs. 10 (allotment price) 4.00% 3.69%
2.00%
0.00%
09-10 10-11 11-12 12-13 13-14
Financial Year
NAME OF SCHEME HDFC Quarterly Interval Fund - (Plan A / Plan B / Plan C) (Contd.)
Performance of the Scheme HQIF - Plan B - Direct Plan - Growth Option Absolute Returns for last Financial Year^
Returns of HDFC Quarterly Interval Fund - Plan B - Retail Plan - Direct Plan - Growth Option
cannot be computed as there have been periods since the launch of the Plan
where there were no Unitholders under the Plan.
HQIF - Plan C Absolute Returns for each Financial Year for last 5 years^
Retail Plan - Growth Option HQIF - Plan C - Retail Plan
Period Returns Benchmark CRISIL Liquid Fund Index
(%)^ Returns (%)#
16.00%
Last 1 Year (365 days) 9.50 9.49
Last 3 Years (1097 days) 9.40 8.90 14.00%
Last 5 Years (1827 days) 8.37 7.68
12.00%
9.78%
9.54%
8.47% 8.23%
Returns
8.00%
*Inception Date: May 15, ’07 6.83%
6.21%
5.35%
Since inception returns are calculated on Rs. 10 (allotment price)
4.00% 3.69%
2.00%
0.00%
09-10 10-11 11-12 12-13 13-14
Financial Year
HQIF - Plan C - Direct Plan - Growth Option Absolute Returns for last Financial Year^
Period Returns Benchmark HQIF - Plan C - Retail Plan - Direct Plan CRISIL Liquid Fund Index
(%)^ Returns (%)# 12.00%
9.84%
Last 1 Year (365 days) 9.56 9.49 10.00% 9.54%

Returns
*Inception Date: February 4, ’13 # CRISIL Liquid Fund Index 2.00%
Since inception returns are calculated on Rs. 15.7348 (allotment price) 0.00%
13-14
Financial Year

(For Lumpsum Purchases & Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors
Investments through SIP / STP) including the service rendered by the ARN Holder.
Exit/ Redemption Load:
• During the Specified Transaction Period: Nil.
• Other than Specified Transaction Period: Not Applicable. The Units under the respective Plan(s) cannot be directly redeemed with the Fund as the Units are
listed on the stock exchange(s). These units can be sold on a continuous basis on the stock exchange(s) where the units are listed during the trading hours
on all trading days.
(% p.a. of daily Net Assets) • HQIF - Plan A - Retail Plan : 0.19% p.a.
• HQIF - Plan A - Retail Plan - Direct Plan : 0.14% p.a.
• HQIF - Plan B - Retail Plan : 0.15% p.a.
• HQIF - Plan B - Retail Plan - Direct Plan : 0.10% p.a.
• HQIF - Plan C - Retail Plan : 0.23% p.a.
• HQIF - Plan C - Retail Plan - Direct Plan : 0.18% p.a.
lower to the extent of the above mentioned distribution expenses/ commission (at least 5% of TER) which is charged in the non-Direct Plan. For example, in the
event that the TER of the non-Direct Plan is 1% p.a., the TER of the Direct Plan would not exceed 0.95% p.a. Please refer point no 6 on page 25 for additional
Please contact
Asset Under Management (Rs. in Crore) Plan A : 15.47

as on September 30, 2014 (Unaudited) Plan B : 14.56
Plan C : 26.96
Number of Folios (Live Accounts) as on Plan A : 160
September 30, 2014 Plan B : 173
Plan C : 226
NAME OF SCHEME HDFC Annual Interval Fund - Series I (HAIF) - Plan A and Plan B
Type of Scheme An interval Income scheme
Investment Objective To generate income through investments in Debt / Money Market Instruments and Government Securities maturing on or before the opening of the immediately
following Specified Transaction Period.
Asset Allocation The Scheme offers two Plans viz. Plan A and Plan B, each managed as a separate portfolio.
Debt and Money Market Instruments (including securitised debt) 60-100
Government Securities 0-40
The respective Plan(s) under the Scheme will invest in securitised debt upto 50% of net assets. The respective Plan(s) shall not undertake repo/ reverse repo in
Corporate Debt securities. The respective Plan(s) under the Scheme may take debt derivative position (maximum 20% of the net assets of the Plan), for Hedging
and Portfolio Balancing, based on opportunities available subject to SEBI (MF) Regulations. The respective Plan(s) under the Scheme may seek investment
opportunity in Foreign Debt Securities (maximum 35% of Net Assets) in accordance with the guidelines stipulated in this regard by SEBI and RBI from time to
time. Investments shall be made only in such securities which mature on or before the opening of the immediately following Specified Transaction Period.
Mitigation Strategy
Plans/ Options Plans/ Option Sub-Options under each Plan/ Option
• HDFC Annual Interval Fund - Series I - Plan A - Regular Option
• HDFC Annual Interval Fund - Series I - Plan A - Direct Option • Growth Option
(Portfolio will be common for the above Plans) • Dividend Option
Dividend Option offers Normal Dividend Option with Payout and
Reinvestment facility and Quarterly Dividend Option with Payout
• HDFC Annual Interval Fund - Series I - Plan B - Regular Option facility only
• HDFC Annual Interval Fund - Series I - Plan B - Direct Option • Flexi Option

Minimum Application Amount / During Specified Transaction Period:
Purchase Additional Purchase Repurchase
Option)
Rs. 5000 and any amount thereafter Rs. 1000 and any amount thereafter Rs. 1000 or 100 units
Other than Specified Transaction Period:
The Units of the Plan(s) under the Scheme will be listed on the Capital Market Segment of the National Stock Exchange of India Ltd. (NSE) or any other recognized
Stock Exchange(s). The price of the Units in the market may be at a premium/ discount to the NAV of the Plan(s) under the Scheme, depending upon demand and
supply at that point of time. Purchases made through Stock Exchanges / demat mode have to be made by specifying the number of Units to be purchased and not
the amount to be invested. The trading of units on the Stock Exchange(s) will be in round lots of 1 i.e. the minimum number of units that can be bought or sold on
the Stock Exchange(s) is 1 (one) unit.
Benchmark Index CRISIL Short Term Bond Fund Index
Performance of the Scheme HAIF - Series I - Plan A - Regular Option - Growth Option Returns for each Financial Year for last 1 year^
Period Returns Benchmark HAIF - Series I - Plan A - Regular Option
(%)^ Returns (%)# CRISIL Short Term Bond Fund Index
Last 1 Year (365 days) 10.03 10.12 10.00% 9.43%
8.86%
7.00%
6.00%
Returns

2.00%
1.00%
0.00%
13-14
Financial Year
HAIF - Series I - Plan A - Direct Option - Growth Option Absolute Returns for last Financial Year^
Period Returns Benchmark HAIF - Series I - Plan A - Direct Option
Last 1 Year (365 days) 10.08 10.12 10.00% 9.49%
8.86%
Returns
* Inception Date: March 06, ’13 # CRISIL Short Term Bond Fund Index 2.00%
13-14
Financial Year
NAME OF SCHEME HDFC Annual Interval Fund - Series I (HAIF) - Plan A and Plan B
Performance of the Scheme HAIF - Series I - Plan B - Regular Option - Growth Option Returns for each Financial Year for last 1 year^
Period Returns Benchmark HAIF - Series I - Plan B - Regular Option
Last 1 Year (365 days) 9.84 10.12 10.00% 9.21%
7.00%
Returns
6.00%
2.00%
1.00%
0.00%
13-14
Financial Year
HAIF - Series I - Plan B - Direct Option - Growth Option Absolute Returns for last Financial Year^
Period Returns Benchmark HAIF - Series I - Plan B - Direct Option
Last 1 Year (365 days) 9.93 10.12 10.00% 9.30% 8.86%
Returns
*Inception Date: March 14, ’13 # CRISIL Short Term Bond Fund Index 2.00%
13-14
Financial Year

(For Lumpsum Purchases & Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors
Investments through SIP / STP) including the service rendered by the ARN Holder.
Exit/ Redemption Load:
• During the Specified Transaction Period: Nil.
• Other than Specified Transaction Period: Not Applicable. The Units under the respective Plan(s) cannot be directly redeemed with the Fund as the Units are
listed on the stock exchange(s). These units can be sold on a continuous basis on the stock exchange(s) where the units are listed during the trading hours
on all trading days.
(% p.a. of daily Net Assets) • HAIF - Series I - Plan A - Regular Option : 0.06% p.a.
• HAIF - Series I - Plan A - Direct Option : 0.01% p.a.
• HAIF - Series I - Plan B - Regular Option : 0.06% p.a.
• HAIF - Series I - Plan B - Direct Option : 0.01% p.a.
At least 5% of the Total Expense Ratio (TER) will be charged towards distribution expenses/ commission in the Regular option. The TER of the Direct Option will be
lower to the extent of the above mentioned distribution expenses/ commission (at least 5% of TER) which is charged in the Regular Option. For example, in the
event that the TER of the Regular Option is 1% p.a., the TER of the Direct Option would not exceed 0.95% p.a. Please refer point no 6 on page 25 for additional
Please contact
Asset Under Management (Rs. in Crore) Plan A : 51.67

as on September 30, 2014 (Unaudited) Plan B : 32.03
Number of Folios (Live Accounts) as on Plan A : 62
September 30, 2014 Plan B : 66
NAME OF SCHEME HDFC Inflation Indexed Bond Fund (HIIBF)
Type of Scheme An open ended income scheme
Investment Objective To generate income and capital appreciation indexed to inflation by investing in a portfolio of inflation indexed bonds
Asset Allocation Type of Instruments Allocation (% of Net Assets) Risk Profile
Pattern of the Scheme Minimum Maximum
Inflation Indexed Securities issued by Central Government, State Government and / or 70 100 Low
Corporate Issuers
Other Debt and Money Market Instruments* 0 30 Low to medium
*Investments in securitized debt, if undertaken, shall not exceed 25% of the net assets of the Scheme.
Investment in Derivatives may be made up to 20% of the net assets of the Scheme. The Scheme will not engage in securities lending.
Mitigation Strategy
• HDFC Inflation Indexed Bond Fund - Regular Plan • Growth Option • Regular Dividend Option@ • Quarterly Dividend Option#
• HDFC Inflation Indexed Bond Fund - Direct Plan Both Dividend Options provide Payout and Re-investment facilities.
Portfolio will be common for the above Plans. @ Regular Dividend Option is being introduced for subscription at Rs.10/- per unit on the
Business Day immediately following June 27, 2014 and thereafter at Applicable NAV
based prices.
#Record date shall be 25th day* of the third month of each quarter i.e. quarter ending
March, June, September and December.
* or immediately succeeding Business Day, if that is not a Business Day.
Rs. 5,000/- and any amount thereafter Rs. 1,000/- and any amount thereafter Rs.1000/- or a minimum of 100 Units
Plan / Option)
Benchmark Index I-Sec Composite Index
Performance of the Scheme HIIBF - Regular Plan - Growth Option Absolute returns for each financial year for the last 1 year^
(as at September 30, 2014) Period Returns Benchmark HIIBF I-Sec Composite Gilt Index
(%)^ Returns (%)# 5.00%
4.50%
Last 1 Year (365 days) 6.93 11.12 4.00%
3.96%
3.49%
Returns
3.00%
^Past performance may or may not be sustained in the future 2.50%
2.00%
*Inception Date: March 4, 2013 # I-Sec Composite Gilt Index 1.50%
1.00%
Above Returns are compounded annualized (CAGR) 0.50%
0.00%
Since inception returns are calculated on Rs.10 (allotment price) 2013 -14
Financial Year
‡ Due to an overall sharp rise in the stock prices
HIIBF - Direct Plan - Growth Option Absolute returns for each financial year for the last 1 year^
Period Returns Benchmark HIIBF - Direct Plan I-Sec Gilt Composite Index
(%)^ Returns (%)#
4.50%
Last 1 Year (365 days) 7.50 11.12 4.39%
4.40%
Returns
4.20%
^Past performance may or may not be sustained in the future 4.10%
4.00% 3.96%
*Inception Date: March 4, 2013 # I-Sec Composite Gilt Index
3.90%
Above Returns are compounded annualized (CAGR) 3.80%
Since inception returns are calculated on Rs.10 (allotment price) 3.70%
2013 -14
Financial Year

including the service rendered by the ARN Holder.
& Investments through Exit Load:
SIP / STP) • In respect of each purchase / switch-in of units, an Exit Load of 1.50% is payable if Units are redeemed / switched-out within 12 months from the date of
allotment.
The Trustee reserves the right to change / modify the load structure from a prospective date.
(% p.a. of daily Net Assets) • HIIBF : 1.25% p.a. • HIIBF - Direct Plan : 0.50% p.a.
At least 5% of the Total Expense Ratio (TER) will be charged towards distribution expenses/ commission in the Regular Plan. The TER of the Direct Plan will be
lower to the extent of the above mentioned distribution expenses/ commission (at least 5% of TER) which is charged in the Regular Plan. For example, in the event
that the TER of the Regular Plan is 1% p.a., the TER of the Direct Plan would not exceed 0.95% p.a. Please refer point no 6 on page 25 for additional details on
recurring expenses.
Daily Net Asset Value (NAV) The AMC will calculate NAV on daily basis and disclose the NAV at the close of every Business Day and send for publication to atleast 2 daily newspapers. NAV
Publication can also be viewed on the website of the Mutual Fund (www.hdfcfund.com) and on the website of Association of Mutual Funds in India – AMFI
(www.amfiindia.com). Investors may also contact any of the Investor Service Centres (ISCs) of HDFC Mutual Fund for the same.
Please contact
Asset Under Management (Rs. in Crore) 1.54
Number of Folios (Live Accounts) as on 36
September 30, 2014
Information common to Schemes (as applicable)
1. Comparison of Existing Debt Schemes
Name of the HDFC High Interest Fund - Dynamic Plan (HHIF-DYP) and
HDFC Income Fund HDFC Short Term Plan HDFC High Interest Fund - Short Term Plan (HHIF - STP)
Scheme
Type of Scheme Open-ended Income Scheme Open-ended Income Scheme Open-ended Income Scheme
Investment To optimise returns while maintaining a balance of safety, To generate regular income through investment in debt HHIF - DYP : To generate income by investing in a range of
Objective yield and liquidity. securities and money market instruments. debt and money market instruments of various maturity
dates with a view to maximising income while maintaining
the optimum balance of yield, safety and liquidity.
HHIF - STP : To generate income by investing in a range of
debt and money market instruments of various maturity
dates with a view to maximising income while maintaining
the optimum balance of yield, safety and liquidity. The
objective is to cater to the needs of investors with shorter
term investment horizons and to provide stable returns
over shorter periods.
Investment Strategy The net assets of the Scheme will be invested in Debt The net assets of the Scheme will be invested in Debt HHIF - DYP : The Investment strategy involves investing in
Securities and Money Market Instruments. The AMC will Securities and Money Market Instruments. The Scheme debt, money market and related instruments of various
[Please refer to strive to assess risk of the potential investment in terms of will maintain an average maturity profile of 1 to 3 years. maturities on the basis of the expected interest rate
Scheme Information credit risk, interest rate risk and liquidity risk. The primary objective of the Scheme is to generate regular scenarios over the short as well as medium term. The Plan
Document (SID) of the Based on this analysis, the AMC would manage the income through investment in debt securities and money shall follow an active duration management strategy by
Scheme(s) for investments of the Scheme on a dynamic basis to exploit market instruments. keeping a close watch on various domestic and global
complete details.] emerging opportunities in the investment universe and macro economic variables. It would take a tactical view on
manage risks at all points in time. The AMC will attempt to the interest rate outlook and accordingly change the
reduce liquidity risk by investing in securities that would allocation between gilt and other debt, money market
result in a staggered maturity profile of the portfolio, instruments. Further, the Plan may look for opportunities
investment in structured securities that provide easy across the curve both on the gilt as well as the corporate
liquidity and securities that have reasonable secondary bond markets in order to capture spread movements.
market activity. Such active strategy may result in higher portfolio turnover
Consistent with the investment objectives of the scheme, compared to other long-term debt funds.
the AMC aims to identify securities which offer superior HHIF - STP : The Investment strategy of restricting the
levels of yield at low levels of risk. The Scheme may use portfolio largely to debt, money market and related
derivative instruments such as interest rate swaps (IRS), instruments is intended to reduce risk while maintaining
forward rate agreements (FRA) and any other derivative steady income. Credit risk will be minimised by investing
instruments as may be permitted by RBI / SEBI from time only in those companies/industries that have been
to time. researched by the Investment Manager's research team
supported by information from credit rating agencies
authorised to carry out such activity under the SEBI Act.
Risk will also be reduced through diversification of the
portfolio. Monies collected shall be invested in
transferable securities in the money market or in the
capital market or in privately placed debentures as per the
SEBI (MF) Regulations. The portfolio would be reviewed
and rebalanced on a continual basis.
HDFC High Interest Fund - Short Term Plan (HHIF - STP)
has been designed to provide more stable returns to
shorter-term investors with lower interest rate risk than the
Dividend and Growth Plans / Options of HDFC High Interest
Fund - Dynamic Plan (HHIF - DYP). Hence, over the long
term, returns in HHIF - DYP may be higher than that of HHIF
- STP but over the short term, HHIF - STP will have a
relatively lower exposure to interest rate movements as its
portfolio maturity may be shorter than that of HHIF - DYP.
Risk Mitigation • Exposure to debt securities, other than Sovereign • Exposure to debt securities, other than Sovereign • Exposure to debt securities, other than Sovereign
Strategy exposures, would be diversified, comprising a exposures, would be diversified, comprising a exposures, would be diversified, comprising a
number of issuers across the financial and number of issuers across the financial and number of issuers across the financial and
manufacturing / services sectors. This shall aid in manufacturing / services sectors. This shall aid in manufacturing / services sectors. This shall aid in
managing concentration risk and sector-specific managing concentration risk and sector-specific managing concentration risk and sector-specific
risks. risks. risks.
• Investments in debt / money market securities would • Investments in debt / money market securities would • Investments in debt / money market securities would
be undertaken after assessing the associated credit be undertaken after assessing the associated credit be undertaken after assessing the associated credit
risk, interest rate risk and liquidity risk. risk, interest rate risk and liquidity risk. risk, interest rate risk and liquidity risk.
• The Scheme seeks to manage the duration of debt • The Scheme seeks to manage the duration of debt • The Scheme seeks to manage the duration of debt
assets on a proactive basis to manage interest rate assets on a proactive basis to manage interest rate assets on a proactive basis to manage interest rate
risks and to optimise returns. risks and to optimise returns. risks and to optimise returns.
• A credit evaluation of each debt exposure would be • A credit evaluation of each debt exposure would be • A credit evaluation of each debt exposure would be
undertaken. This would also consider the credit undertaken. This would also consider the credit undertaken. This would also consider the credit
ratings given to the instrument by recognised rating ratings given to the instrument by recognised ratings given to the instrument by recognised
agencies. Investments in debt / money market rating agencies. Investments in debt / money market rating agencies. Investments in debt / money market
securities would normally be undertaken in securities would normally be undertaken in securities would normally be undertaken in
instruments that have been assigned high instruments that have been assigned high instruments that have been assigned high
investment grade ratings by any of the recognised investment grade ratings by any of the recognised investment grade ratings by any of the recognised
rating agencies. Unrated investments, if any, would rating agencies. Unrated investments, if any, would rating agencies. Unrated investments, if any, would
require specific approval from a committee require specific approval from a committee require specific approval from a committee
constituted for the purpose. constituted for the purpose. constituted for the purpose.
• For mitigating liquidity risk, the Scheme will adopt a • For mitigating liquidity risk, the Scheme will adopt a • For mitigating liquidity risk, the Scheme will adopt a
three-pronged mix of strategies comprising three-pronged mix of strategies comprising three-pronged mix of strategies comprising
investment in various maturities, investing in investment in various maturities, investing in investment in various maturities, investing in
securities providing relatively easy liquidity, securities providing relatively easy liquidity, securities providing relatively easy liquidity,
securities having a reasonable secondary market securities having a reasonable secondary market securities having a reasonable secondary market
activity. activity. activity.
Information common to Schemes (as applicable) (Contd.)
1. Comparison of Existing Debt Schemes (contd.)
Name of the
HDFC Short Term Opportunities Fund HDFC Medium Term Opportunities Fund HDFC Floating Rate Income Fund
Scheme
Type of Scheme Open-Ended Income Scheme Open-Ended Income Scheme Open-ended Income Scheme
Investment To generate regular income through investments in Debt/ To generate regular income through investments in To generate regular income through investment in a
Objective Money Market Instruments and Government Securities Debt/Money Market Instruments and Government portfolio comprising substantially of floating rate debt /
with maturities not exceeding 36 months. Securities with maturities not exceeding 60 months. money market instruments, fixed rate debt / money market
instruments swapped for floating rate returns and fixed
rate debt securities and money market instruments.
Investment Strategy The investment objective of the Scheme is to generate The investment objective of the Scheme is to generate The net assets of the Scheme will be invested in a portfolio
regular income through investments in Debt/Money regular income through investments in Debt/Money comprising substantially of floating rate debt / money
[Please refer to Market Instruments and Government Securities with Market Instruments and Government Securities with market instruments, fixed rate debt instruments swapped
Scheme Information maturities not exceeding 36 months. The Scheme seeks to maturities not exceeding 60 months. The Scheme seeks to for floating rate returns, and fixed rate debt instruments
Document (SID) of the generate income through investments in a range of debt generate income through investments in a range of debt and money market instruments.
Scheme(s) for and money market instruments of various credit ratings and money market instruments of various credit ratings The primary objective of this Scheme is to substantially
complete details.] (above investment grade) with a view to maximizing (above investment grade) with a view to maximizing minimise the interest rate risk for the investors. The fixed
income while maintaining an optimum balance of yield, income while maintaining an optimum balance of yield, income derivative market has made considerable
safety and liquidity. The Scheme shall endeavour to safety and liquidity. The Scheme shall endeavour to progress and has evolved into an excellent tool for risk
develop a well- diversified, high credit portfolio of debt develop a well- diversified, high credit portfolio of debt management. The Scheme may use derivative
(including Securitised debt) and other securities that (including Securitised debt) and other securities that instruments such as interest rate swaps (IRS), forward
minimizes liquidity and credit risk. minimizes liquidity and credit risk. rate agreements (FRA) and any other derivative
instruments as may be permitted by RBI / SEBI from time
to time. The Scheme will invest directly in floating rate debt
instruments or will swap the returns from fixed rate
instruments into floating rate returns or vice versa by the
use of derivatives.
The portfolio of the Short Term Plan will normally be
skewed towards short term maturities with higher liquidity
and the portfolio of the Long Term Plan will be normally
skewed towards longer term maturities.
Risk Mitigation • Exposure to debt securities, other than Sovereign • Exposure to debt securities, other than Sovereign • Exposure to debt securities, other than Sovereign
Strategy exposures, would be diversified, comprising a number exposures, would be diversified, comprising a exposures, would be diversified, comprising a number
of issuers across the financial and manufacturing / number of issuers across the financial and of issuers across the financial and manufacturing /
services sectors. This shall aid in managing manufacturing / services sectors. This shall aid in services sectors. This shall aid in managing
concentration risk and sector-specific risks. managing concentration risk and sector-specific risks. concentration risk and sector-specific risks.
• Investments in debt / money market securities would • Investments in debt / money market securities would • Investments in debt / money market securities would
be undertaken after assessing the associated credit be undertaken after assessing the associated credit be undertaken after assessing the associated credit
risk, interest rate risk and liquidity risk. risk, interest rate risk and liquidity risk. risk and liquidity risk as well as assessing the interest
• As the Scheme has a cap on maturity of a security, it • As the Scheme has a cap on maturity of a security, it rate outlook.
shall anchor investors with a similar investment shall anchor investors with a similar investment • The Scheme seeks to manage the duration of debt
horizon. However to mitigate liquidity risk, the Scheme horizon. However to mitigate liquidity risk, the Scheme assets on a proactive basis to manage interest rate
shall invest in marketable securities, which shall be shall invest in marketable securities, which shall be risks and to optimise returns.
used to meet redemption. On expectation of used to meet redemption. On expectation of • A credit evaluation of each debt exposure would be
redemption in future, the Scheme may suitably redemption in future, the Scheme may suitably undertaken. This would also consider the credit
increase cash / money market component. increase cash / money market component. ratings given to the instrument by recognised rating
• Fixed Income schemes/portfolios having predominant • Fixed Income schemes/portfolios having predominant agencies. Investments in debt / money market
or higher proportion in securities with maturities of or higher proportion in securities with maturities of securities would normally be undertaken in
more than 36 months bucket are likely to have more more than 60 months bucket are likely to have more instruments that have been assigned high investment
volatility. This Scheme may have relatively lower volatility. This Scheme may have relatively lower grade ratings by any of the recognised rating
volatility since interest rate risk has been capped by volatility since interest rate risk has been capped by agencies. Unrated investments, if any, would require
limiting the maturity of the securities to a period not limiting the maturity of the securities to a period not specific approval from a committee constituted for the
exceeding 36 months. exceeding 60 months. purpose.
• The Scheme seeks to manage the duration of debt • The Scheme seeks to manage the duration of debt • For mitigating liquidity risk, the Scheme will adopt a
assets on a proactive basis to manage interest rate assets on a proactive basis to manage interest rate three-pronged mix of strategies comprising
risks and to optimise returns. risks and to optimise returns. investment in various maturities, investing in
• A credit evaluation of each debt exposure would be • A credit evaluation of each debt exposure would be securities providing relatively easy liquidity, securities
undertaken. This would also consider the credit undertaken. This would also consider the credit having a reasonable secondary market activity.
ratings given to the instrument by recognised rating ratings given to the instrument by recognised rating
agencies. Investments in debt / money market agencies. Investments in debt / money market
securities would normally be undertaken in securities would normally be undertaken in
instruments that have been assigned high investment instruments that have been assigned high investment
grade ratings by any of the recognised rating grade ratings by any of the recognised rating agencies.
agencies. Unrated investments, if any, would require Unrated investments, if any, would require specific
specific approval from a committee constituted for the approval from a committee constituted for the
purpose. purpose.
• For mitigating liquidity risk, the Scheme will adopt a • For mitigating liquidity risk, the Scheme will adopt a
three-pronged mix of strategies comprising three-pronged mix of strategies comprising
investment in various maturities, investing in investment in various maturities, investing in securities
securities providing relatively easy liquidity, securities providing relatively easy liquidity, securities having a
having a reasonable secondary market activity. reasonable secondary market activity.
Name of the
HDFC Gilt Fund HDFC Liquid Fund
Scheme
Type of Scheme Open-ended Income Scheme Open-ended Liquid Income Scheme
Investment To generate credit risk free returns through investments in sovereign securities issued by To enhance income consistent with a high level of liquidity, through a judicious portfolio
Objective the Central Government and/or State Governments. mix comprising of money market and debt instruments.
Investment Strategy The Scheme offers investors two separate Plans (i.e. Short Term Plan and Long Term The net assets of the Scheme will be invested in debt securities and money market
Plan) representing investments made and held in two separate investment portfolios. The instruments with maturity of upto 91 days only. In case of securities with put and call
[Please refer to portfolios may differ in the por tfolio allocation to a particular asset class and the issue options (daily or otherwise) the residual maturity shall not be greater than 91 days.
held as well as in the average maturity of each portfolio. Consistent with the investment objectives of the Scheme, the AMC aims to identify
Scheme Information securities which offer superior returns at lower level of risk while maintaining the liquidity
Document (SID) of the • Short Term Plan : It is proposed to invest the proceeds of the Short Term Plan in profile. The Scheme may use derivative instruments such as interest rate swaps (IRS),
sovereign securities issued by the Central Government and/or a State Government with forward rate agreements (FRA) and any other derivative instruments as may be permitted
Scheme(s) for short to medium term residual maturities.
complete details.] by RBI / SEBI from time to time.
• Long Term Plan : It is proposed to invest the proceeds of the Long Term Plan in
sovereign securities issued by the Central Government and/or a State Government with
medium to long term maturities.
The Scheme will purchase securities in the public offerings, as well as those traded in the
secondary markets. On occasions, if deemed appropriate, the Scheme may also
participate in auction of Government Securities.
Being a dedicated Gilt Scheme, Investments will be restricted to Government of India
Dated Securities, Treasury Bills and State Government Dated Securities. Yields on these
instruments are dynamic and change from time to time. Factors affecting the yields
include the prevalent liquidity conditions, expectations on supply of these instruments
from the issuers and the economic scenario.
Risk Mitigation • Investments in Government Securities and Treasury Bills would be undertaken after • Exposure to debt securities, other than Sovereign exposures, would be diversified,
Strategy assessing the associated interest rate risk and liquidity risk in various maturity comprising a number of issuers across the financial and manufacturing / services
segments. sectors. This shall aid in managing concentration risk and sector-specific risks.
• The Scheme seeks to manage the duration of debt assets on a proactive basis to • Investments in debt / money market securities would be undertaken after assessing
manage interest rate risks and to optimise returns. the associated credit risk and liquidity risk.
• For mitigating liquidity risk, the Scheme will strive to have within the identified • Being a Liquid Scheme, the Scheme’s investments are restricted to securities
maturity buckets, those Government securities having a reasonable secondary maturing within 91 days.
market activity. • A credit evaluation of each debt exposure would be undertaken. This would also
consider the credit ratings given to the instrument by recognised rating agencies.
Investments in debt / money market securities would normally be undertaken in
instruments that have been assigned high investment grade ratings by any of the
recognised rating agencies. Unrated investments, if any, would require specific
approval from a committee constituted for the purpose.
• For mitigating liquidity risk, the Scheme will adopt a three-pronged mix of strategies
comprising investment in various maturities within 91 days, investing in securities
providing relatively higher liquidity and securities having a reasonable secondary
market activity.
Name of the
HDFC Cash Management Fund HDFC Quarterly Interval Fund HDFC Annual Interval Fund - Series I (Plan A & B)
Scheme
Type of Scheme Savings & Call Plan: Open ended High Liquidity Income An Interval Income Scheme An Interval Income Scheme
Scheme.
Treasury Advantage Plan: Open-ended Income Scheme.
Investment Savings & Call Plan - To generate optimal returns while To generate regular income through investments in Debt/ To generate regular income through investments in Debt/
Objective maintaining safety and high liquidity. Money Market Instruments and Government Securities. Money Market Instruments and Government Securities.
Treasury Advantage Plan - To generate regular income
through investment in debt securities and money market
instruments.
Investment Strategy Savings Plan: The Savings Plan is suitable for investors’ The net assets of the Plans are invested in Debt, Money The net assets of the Plans are invested in Debt, Money
especially institutional investors who have short-term market instruments and Government Securities which market instruments and Government Securities which
[Please refer to savings/investment horizon and seek liquidity of their mature on or before the opening of the immediately mature on or before the opening of the immediately
investment at short notice. following Specified Transaction Period. However, in case following Specified Transaction Period. However, in case
Scheme Information of securities with put and call options the residual time for of securities with put and call options the residual time for
The net assets of the Savings Plan will be invested in debt
Document (SID) of the securities and money market instruments with maturity of exercising the put option of the securities shall not be exercising the put option of the securities shall not be
Scheme(s) for upto 91 days only. In case of securities with put and call beyond the opening of the immediately following Specified beyond the opening of the immediately following Specified
complete details.] options (daily or otherwise) the residual maturity shall not Transaction Period. Transaction Period.
be greater than 91 days. The Plan may use derivative
instruments such as interest rate swaps (IRS), forward
rate agreements (FRA) and any other derivative
instruments as may be permitted by RBI / SEBI from time
to time.
Call Plan: The net assets of the Call Plan will be invested in
debt securities and money market instruments with
maturity of upto 91 days only. In case of securities with put
and call options (daily or otherwise) the residual maturity
shall not be greater than 91 days. Investments under the
Call Plan would be made predominantly in Collateralised
Borrowing & Lending Obligations (CBLO), overnight
reverse repos in Government securities and fixed income
securities with overnight maturity/ liquidity. The Plan may
use derivative instruments such as interest rate swaps
(IRS), forward rate agreements (FRA) and any other
derivative instruments as may be permitted by RBI / SEBI
from time to time.
Treasury Advantage Plan: The net assets of the Treasury
Advantage Plan will be invested in debt securities and
money market instruments. This Scheme is suitable for
investors having a short-term investment horizon and
seek high levels of liquidity for their investments. This
Scheme would endeavour to generate regular returns
commensurate with low levels of interest rate risk. The
Scheme may use derivative instruments such as interest
rate swaps (IRS), forward rate agreements (FRA) and any
other derivative instruments as may be permitted by RBI /
SEBI from time to time.
Name of the
HDFC Cash Management Fund HDFC Quarterly Interval Fund HDFC Annual Interval Fund - Series I (Plan A & B)
Scheme
Risk Mitigation Savings Plan: • Exposure to debt securities, other than Sovereign • Exposure to debt securities, other than Sovereign
Strategy • Exposure to debt securities, other than Sovereign exposures, would be diversified to manage exposures, would be diversified to manage
exposures, would be diversified, comprising a concentration risk. concentration risk.
number of issuers across the financial and • Investments in debt / money market securities would • Investments in debt / money market securities would
manufacturing / services sectors. This shall aid in be undertaken after assessing the associated credit be undertaken after assessing the associated credit
managing concentration risk and sector-specific risk, interest rate risk and liquidity risk. risk, interest rate risk and liquidity risk.
risks. • A credit evaluation of each debt exposure would be • A credit evaluation of each debt exposure would be
• Investments in debt / money market securities would undertaken. This would also consider the credit undertaken. This would also consider the credit
be undertaken after assessing the associated credit ratings given to the instrument by recognised rating ratings given to the instrument by recognised rating
risk and liquidity risk. agencies. Investments in debt / money market agencies. Investments in debt / money market
• Being a Liquid Scheme, the Scheme’s investments securities would normally be undertaken in securities would normally be undertaken in
are restricted to securities maturing within 91 days. instruments that have been assigned high investment instruments that have been assigned high investment
grade ratings by any of the recognised rating grade ratings by any of the recognised rating
• A credit evaluation of each debt exposure would be agencies. Unrated investments, if any, would require agencies. Unrated investments, if any, would require
undertaken. This would also consider the credit specific approval from a committee constituted for specific approval from a committee constituted for
ratings given to the instrument by recognised rating the purpose. the purpose.
agencies. Investments in debt / money market
securities would normally be undertaken in • The Scheme would keep the maturity of its debt • The Scheme would keep the maturity of its debt
instruments that have been assigned high assets within the next specified transaction period. assets within the next specified transaction period.
investment grade ratings by any of the recognised This would limit the market risk of the portfolio. This would limit the market risk of the portfolio.
rating agencies. Unrated investments, if any, would • Since investors can subscribe/ redeem/ Switch units • Since investors can subscribe/ redeem/ Switch units
require specific approval from a committee of the Plan(s) under the Scheme only during the of the Plan(s) under the Scheme only during the
constituted for the purpose. Specified Transaction Period (STP) and the assets Specified Transaction Period (STP) and the assets
• For mitigating liquidity risk, the Scheme will adopt a would also mature on or before the STP, the liquidity would also mature on or before the STP, the liquidity
three-pronged mix of strategies comprising risk would be minimised. risk would be minimised.
investment in various maturities within 91 days,
investing in securities providing relatively higher
liquidity and securities having a reasonable
secondary market activity.
Treasury Advantage Plan:
• Exposure to debt securities, other than Sovereign
exposures, would be diversified, comprising a
number of issuers across the financial and
manufacturing / services sectors. This shall aid in
managing concentration risk and sector-specific
risks.
• Investments in debt / money market securities would
be undertaken after assessing the associated credit
risk, interest rate risk and liquidity risk.
• The Scheme seeks to manage the duration of debt
assets on a proactive basis to manage interest rate
risks and to optimise returns.
• A credit evaluation of each debt exposure would be
undertaken. This would also consider the credit
ratings given to the instrument by recognised rating
agencies. Investments in debt / money market
securities would normally be undertaken in
instruments that have been assigned high
investment grade ratings by any of the recognised
rating agencies. Unrated investments, if any, would
require specific approval from a committee
constituted for the purpose.
• For mitigating liquidity risk, the Scheme will adopt a
three-pronged mix of strategies comprising
investment in various maturities, investing in
securities providing relatively easy liquidity,
securities having a reasonable secondary market
activity.
Call Plan:
• Exposure to debt securities, other than Sovereign
exposures, would be diversified comprising different
issuers. This shall aid in managing concentration risk
and sector-specific risks.
• Investments in debt / money market securities would
be undertaken after assessing the associated credit
risk and liquidity risk. Being a Liquid Scheme, the
Scheme’s investments are restricted to securities
maturing within 91 days. Specifically, this being a
Plan tracking overnight call market rates, the average
maturity is likely to be much less than 91 days. This
minimises the interest rate risk substantially.
• Although the Plan’s assets are of a very short
maturity, a credit evaluation of each debt exposure
would be undertaken. This would also consider the
credit ratings given to the instrument by recognised
rating agencies. Investments in debt / money market
securities would normally be undertaken in
instruments that have been assigned high
investment grade ratings by any of the recognised
rating agencies. Unrated investments, if any, would
require specific approval from a committee
• Liquidity risk in this Plan would be managed by
having a reasonable portion of the portfolio
comprising very short maturities of upto a few days.
Name of the
Scheme
HDFC Inflation Indexed Bond Fund
Type of Scheme An open ended income scheme

Investment To generate credit risk free returns through investments in sovereign securities issued by the Central Government and/or State Governments.
Objective
Investment Strategy The investment strategy involves investing predominantly in inflation-linked bonds (“IIBs”) while maintaining a balance between liquidity and return. IIBs are
instruments, which are designed to help protect investors from inflation. The fund shall use investment strategies such as duration management, relative curve
[Please refer to
Scheme Information positioning, spread and other tactical strategies.
Document (SID) of the
Scheme(s) for The AMC reserves the right to suspend fresh / further subscriptions into the Scheme under the following circumstances:
complete details.]
• Lack of fresh issuances of Inflation Indexed Bonds in the market
• Lack of active secondary market for Inflation Indexed Bonds
• Any other situation, political or otherwise that may impact investments by the Scheme.
Risk Mitigation • Credit Risk: A detailed credit evaluation of each investment opportunity will be undertaken. Investments will usually be in instruments that have been
Strategy
assigned high investment grade ratings by a recognized rating agency. Unrated investments, if any, would require specific approval from a committee
• Interest rate risk: Interest rate risk is lower as the coupon will change in line with inflation.
• Derivatives Risk: The AMC has provision for using derivative instruments for portfolio balancing and hedging purposes. Interest Rate Swaps will be done
with approved counter parties under pre approved ISDA agreements. Mark to Market of swaps, netting off of cash flow and default provision clauses will
be provided as per standard practice on a reciprocal basis. Interest Rate Swaps and other derivative instruments will be used as per local (RBI and SEBI)
regulatory guidelines.
2) Risk Profile of the Scheme(s) different settlement periods and such periods may be extended significantly by unforeseen
Scheme(s) specific Risk factors circumstances leading to delays in receipt of proceeds from sale of securities. The NAV of the
Units of the Scheme(s) can go up or down because of various factors that affect the capital
Risk factors associated with investing in Fixed Income Securities
markets in general.
• The Net Asset Value (NAV) of the Scheme(s), to the extent invested in Debt and Money Market
• As the liquidity of the investments made by the Scheme(s) could, at times, be restricted by trading
instruments, will be affected by changes in the general level of interest rates.
volumes and settlement periods, the time taken by the Mutual Fund for redemption of Units may
The NAV of the Scheme(s) is expected to increase from a fall in interest rates while it would be be significant in the event of an inordinately large number of redemption requests or restructuring
adversely affected by an increase in the level of interest rates. of the Scheme(s). In view of the above, the Trustee has the right, in its sole discretion, to limit
• Money market instruments, while fairly liquid, lack a well developed secondary market, which redemptions (including suspending redemptions) under certain circumstances, as described
may restrict the selling ability of the Scheme(s) and may lead to the Scheme(s) incurring losses under "Right to Limit Redemptions" in Section 'Restrictions, if any, on the right to freely retain
till the security is finally sold. or dispose of units being offered' mentioned in SID.
• Investments in money market instruments involve credit risk commensurate with short term • At times, due to the forces and factors affecting the capital market, the Scheme(s) may not be
rating of the issuers. able to invest in securities falling within its investment objective resulting in holding the monies
collected by it in cash or cash equivalent or invest the same in other permissible securities /
• Investment in Debt instruments are subject to varying degree of credit risk or default risk (i.e. the
investments amounting to substantial reduction in the earning capability of the Scheme(s). The
risk of an issuer's inability to meet interest and principal payments on its obligations) or any other
Scheme(s) may retain certain investments in cash or cash equivalents for its day-to-day liquidity
issues, which may have their credit ratings downgraded. Changes in financial conditions of an
requirements.
issuer, changes in economic and political conditions in general, or changes in economic and/ or
political conditions specific to an issuer, all of which are factors that may have an adverse impact • Securities, which are not quoted on the stock exchanges, are inherently illiquid in nature and carry
on an issuer's credit quality and security values. This may increase the risk of the portfolio. The a larger amount of liquidity risk, in comparison to securities that are listed on the exchanges or
Investment Manager will endeavour to manage credit risk through in-house credit analysis. offer other exit options to the investor, including a put option. The AMC may choose to invest in
unlisted securities that offer attractive returns. This may increase the risk of the portfolio.
• Government securities where a fixed return is offered run price-risk like any other fixed income
security. Generally, when interest rates rise, prices of fixed income securities fall and when • Investment strategy to be adopted by the Scheme(s) may carry the risk of significant variance
interest rates drop, the prices increase. The extent of fall or rise in the prices is a function of the between the portfolio allocation of the Scheme(s) and the Benchmark particularly over a short to
existing coupon, days to maturity and the increase or decrease in the level of interest rates. The medium term period.
new level of interest rate is determined by the rates at which government raises new money • Performance of the Scheme may be affected by political, social, and economic developments,
and/or the price levels at which the market is already dealing in existing securities. The price-risk which may include changes in government policies, diplomatic conditions, and taxation policies.
is not unique to Government Securities. It exists for all fixed income securities. However,
The Risks involved in Securitised Papers described below are the principal ones and does not
Government Securities are unique in the sense that their credit risk generally remains zero.
represent that the statement of risks set out hereunder is exhaustive.
Therefore, their prices are influenced only by movement in interest rates in the financial system.
Risk factors associated with investing in Securitised Debt
• Different types of fixed income securities in which the Scheme(s) would invest as given in the
Risk factors associated with investing in Securitised Debt summarized below.
Scheme Information Document carry different levels and types of risk. Accordingly, the
Scheme(s) risk may increase or decrease depending upon its investment pattern. e.g. corporate • Limited Liquidity & Price Risk
bonds carry a higher level of risk than Government securities. Further even among corporate • Limited Recourse, Delinquency and Credit Risk
bonds, AAA rated bonds, are comparatively less risky than AA rated bonds. • Risks due to possible prepayments and Charge Offs
• The AMC may, considering the overall level of risk of the portfolio, invest in lower rated / unrated • Bankruptcy of the Swap Bank
securities offering higher yields as well as zero coupon securities that offer attractive yields. This
• Risk of Co-mingling
may increase the absolute level of risk of the portfolio.
Risk factors associated with Securities Lending
• As zero coupon securities do not provide periodic interest payments to the holder of the security,
these securities are more sensitive to changes in interest rates and are subject to issuer default As with other modes of extensions of credit, there are risks inherent to securities lending, including the
risk. Therefore, the interest rate risk of zero coupon securities is higher. The AMC may choose to risk of failure of the other party, in this case the approved intermediary, to comply with the terms of the
invest in zero coupon securities that offer attractive yields. This may increase the risk of the agreement entered into between the lender of securities i.e. the Scheme and the approved
portfolio. Zero coupon or deep discount bonds are debt obligations that do not entitle the holder to intermediary. Such failure can result in the possible loss of rights to the collateral put up by the
any periodic payment of interest prior to maturity or a specified date when the securities begin borrower of the securities, the inability of the approved intermediary to return the securities deposited
paying current interest and therefore, are generally issued and traded at a discount to their face by the lender and the possible loss of any corporate benefits accruing to the lender from the securities
values. The discount depends on the time remaining until maturity or the date when securities deposited with the approved intermediary.
begin paying current interest. It also varies depending on the prevailing interest rates, liquidity of Risks Associated Processing of Transaction Through Stock Exchange Mechanism
the security and the perceived credit risk of the Issuer. The market prices of zero coupon
The trading mechanism introduced by the stock exchange(s) is configured to accept and process
securities are generally more volatile than the market prices of securities that pay interest
transactions for mutual fund units in both Physical and Demat Form. The allotment and/or redemption
periodically.
of Units through NSE and/or BSE or any other recognised stock exchange(s), on any Business Day
• Prepayment Risk: Certain fixed income securities give an issuer the right to call back its will depend upon the modalities of processing viz. collection of application form, order
securities before their maturity date, in periods of declining interest rates. The possibility of such processing/settlement, etc. upon which the Fund has no control. Moreover, transactions conducted
prepayment may force the Scheme to reinvest the proceeds of such investments in securities through the stock exchange mechanism shall be governed by the operating guidelines and directives
offering lower yields, resulting in lower interest income for the fund. issued by respective recognized stock exchange(s).
• Reinvestment Risk: This risk refers to the interest rate levels at which cash flows received from Risk factors associated with investing in Foreign Securities (Except HDFC Gilt Fund)
the securities in the Schemes are reinvested. The additional income from reinvestment is the
• Currency Risk:
"interest on interest" component. The risk is that the rate at which interim cash flows can be
reinvested may be lower than that originally assumed. Moving from Indian Rupee (INR) to any other currency entails currency risk. To the extent that the
assets of the Scheme(s) will be invested in securities denominated in foreign currencies, the
• Settlement Risk: Different segments of Indian financial markets have different settlement periods
Indian Rupee equivalent of the net assets, distributions and income may be adversely affected by
and such periods may be extended significantly by unforeseen circumstances. Delays or other
changes in the value of certain foreign currencies relative to the Indian Rupee.
problems in settlement of transactions could result in temporary periods when the assets of the
Scheme are uninvested and no return is earned thereon. • Interest Rate Risk:
The inability of the Scheme to make intended securities purchases, due to settlement problems, The pace and movement of interest rate cycles of various countries, though loosely co-related,
could cause the Scheme to miss certain investment opportunities. Similarly, the inability to sell can differ significantly. Hence by investing in securities of countries other than India, the
securities held in the Scheme’s portfolio, due to the absence of a well developed and liquid Scheme(s) stand exposed to their interest rate cycles.
secondary market for debt securities, may result at times in potential losses to the Scheme in the • Credit Risk:
event of a subsequent decline in the value of securities held in the Scheme's portfolio. Investment in Foreign Debt Securities are subject to the risk of an issuer's inability to meet interest
• The Scheme(s) at times may receive large number of redemption requests, leading to an asset- and principal payments on its obligations and market perception of the creditworthiness of the
liability mismatch and therefore, requiring the investment manager to make a distress sale of the issuer. This is substantially reduced since the SEBI (MF) Regulations stipulate investments only in
securities leading to realignment of the portfolio and consequently resulting in investment in debt instruments with rating not below investment grade by accredited/registered credit rating
lower yield instruments. agency.
General Risk factors To manage risks associated with foreign currency and interest rate exposure, the Mutual Fund
• Trading volumes, settlement periods and transfer procedures may restrict the liquidity of the may use derivatives for efficient portfolio management including hedging and in accordance with
investments made by the Scheme(s). Different segments of the Indian financial markets have conditions as may be stipulated by SEBI/ RBI from time to time.
• Country Risk: • As the Units allotted under respective Plan(s) of the Scheme will be listed on the Exchange, the
The Country risk arises from the inability of a country, to meet its financial obligations. It is the risk Mutual Fund shall not provide for redemption / repurchase of Units other than during the STP.
encompassing economic, social and political conditions in a foreign country, which might Risk factors related to HDFC Inflation Indexed Bond Fund (HIIBF)
adversely affect foreign investors' financial interests. In addition, country risks would include a) Inflation indexed bonds receive a coupon linked to rate of inflation as computed by the
events such as introduction of extraordinary exchange controls, economic deterioration, bi- Wholesale Price Index or the Consumer Price Index or any other Index used to calculate
lateral conflict leading to immobilisation of the overseas financial assets and the prevalent tax inflation. Therefore, the six monthly coupon payments for an inflation indexed bond may
laws of the respective jurisdiction for execution of trades or otherwise. vary.
To manage risks associated with foreign currency and interest rate exposure, the Mutual Fund b) Further, the AMC reserves the right to suspend fresh / further subscriptions into HIIBF
may use derivatives for efficient portfolio management including hedging and in accordance with under the following circumstances:
conditions as may be stipulated by SEBI/ RBI from time to time.
• Lack of fresh issuances of Inflation Indexed Bonds in the market
Risk factors associated with investing in Derivatives (Except HDFC Gilt Fund)
• Lack of active secondary market for Inflation Indexed Bonds
• The AMC, on behalf of the Scheme(s) may use various derivative products, from time to time, in
• Any other situation, political or otherwise that may impact investments by HIIBF.
an attempt to protect the value of the portfolio and enhance Unit holders' interest. Derivative
products are specialized instruments that require investment techniques and risk analysis 3) Applicable Net Asset Value (NAV) [For Schemes other than HLF & HCMF Saving Plan & Call
different from those associated with stocks and bonds. The use of a derivative requires an Plan]:
understanding not only of the underlying instrument but of the derivative itself. Other risks include, Applicable NAV for Purchases (including Switch-ins) of less than Rs. 2 Lakh
the risk of mispricing or improper valuation and the inability of derivatives to correlate perfectly
• In respect of valid applications received upto 3.00 p.m. on a Business Day (STP in case of
with underlying assets, rates and indices.
HQIF/HAIF) by the Fund along with a local cheque or a demand draft payable at par at the
• Derivative products are leveraged instruments and can provide disproportionate gains as well as official Point(s) of acceptance where the application is received, the closing NAV of the day
disproportionate losses to the investor. Execution of such strategies depends upon the ability of on which application is received shall be applicable. STP = Specified Transaction Period.
the fund manager to identify such opportunities. Identification and execution of the strategies to
• In respect of valid applications received after 3.00 p.m. on a Business Day (STP in case of
be pursued by the fund manager involve uncertainty and decision of fund manager may not
HQIF/HAIF) by the Fund along with a local cheque or a demand draft payable at par at the
always be profitable. No assurance can be given that the fund manager will be able to identify or
official Point(s) of acceptance where the application is received, the closing NAV of the next
execute such strategies.
Business Day shall be applicable.
• The risks associated with the use of derivatives are different from or possibly greater than, the
• However, in respect of valid applications, with outstation cheques/ demand drafts not
risks associated with investing directly in securities and other traditional investments.
payable at par at the official Point(s) of acceptance where the application is received,
• Credit Risk: The credit risk in derivative transaction is the risk that the counter party will default on closing NAV of the day on which the cheque / demand draft is credited shall be applicable.
its obligations and is generally low, as there is no exchange of principal amounts in a derivative
Applicable NAV for Purchases (including Switch-ins) amounting to Rs. 2 Lakh or more
transaction.
In respect of applications for purchase / switch-in of units of an amount equal to or more than
• lliquidity risk: This is the risk that a derivative cannot be sold or purchased quickly enough at a
Rs.2 lakh, the closing Net Asset Value (NAV) of the Business Day on which the funds are available
fair price, due to lack of liquidity in the market
for utilization shall be applicable provided that:
Risk Factors Specific to HDFC Floating Rate Income Fund
(i) Application for purchase / switch-in is received before the applicable cut-off time i.e.
Basis Risk: As the Scheme will invest in floating rate instruments, the Scheme could be exposed to 3.00 p.m.
the interest rate risk (a) to the extent of time gap in resetting of the benchmark rates and (b) to the
(ii) Funds for the entire amount of subscription / purchase / switch-in as per the application are
extent the benchmark index fails to capture the interest rate movement.
credited to the bank account of the respective schemes before the cut-off time.
Settlement Risk: In the case of swapping a fixed rate return for a floating return, there may be an
(iii) The funds are available for utilization before the cut-off time without availing any credit facility
additional risk of counter party who will pay floating rate return and receive fixed rate return.
whether intra-day or otherwise.
Liquidity Risk: Due to the evolving nature of floating rate market, there may be an increased risk of
Where application is received after the cut-off time on a Business Day but the funds are cleared on
liquidity risk in the portfolio from time to time.
the same day, the closing NAV of the next Business Day shall be applicable.
Benchmark Risk: The floating rate segment of the domestic debt market is in a nascent stage. As the
For investments of an amount equal to or more than Rs.2 lakh through systematic investment
floating rate segment develops further, more benchmarks for floating papers may be available in
routes such as Systematic Investment Plans (SIP), Systematic Transfer Plans (STP), Flex-STP,
future. The fewer number of benchmarks currently present could reduce the choice of an appropriate
Swing STP, FLEXINDEX Plan, the units will be allotted as per the closing NAV of the day on which
benchmark for certain instruments.
the funds are available for utilization by the Target Scheme.
Interest Rate Risk: Floating rate debt instruments, on account of periodical interest rate reset, carry a
Further, in case of HQIF/HAIF, for valid purchase/switch-in applications received till 3.00 p.m. on
lower interest rate risk as compared to fixed rate debt instruments. Consequently, in a downward
the first day of the STP, the ex - dividend NAV of the day of receipt of application will be applicable
interest rate scenario the returns on floating rate debt instruments may not be better than those on
and the eligible investors will be entitled for dividends declared, if any, on the next Record Date by
fixed rate debt instruments.
the Trustee.
Risk Factors specific to HDFC Quarterly Interval Fund & HDFC Annual Interval Fund - Series I
All multiple applications for investment at the Unit holders’ PAN and holding pattern level in a
Risk Factors associated with Market Trading Scheme (irrespective of amount or the plan/option/sub-option) received on the same Business
• Although Units of the respective Plan(s) are listed on the Exchange, there can be no assurance Day, will be aggregated to ascertain whether the total amount equals to Rs. 2 lakh or more and to
that an active secondary market will develop or be maintained. determine the applicable Net Asset Value. Transactions in the name of minor received through
guardian will not be aggregated with the transaction in the name of same guardian. The AMC may
• No trading of units shall be allowed during the temporary suspension period for units held in
have additional criteria for aggregation of multiple transactions. The criteria for aggregation of
demat form. This could lead to inability on the part of investors to trade in the Units during the
multiple transactions shall be as decided by the AMC at its sole discretion from time to time.
aforesaid period.
For Redemptions including switch-outs:
• Trading in Units of the respective Plan(s) on the Exchange may be halted because of market
conditions or for reasons that in view of Exchange Authorities or SEBI, trading in Units of the • In respect of valid applications received upto 3.00 p.m. on a Business Day (STP in case of
respective Plan(s) is not advisable. In addition, trading in Units of the Scheme is subject to trading HQIF/HAIF) by the Fund, same day’s closing NAV shall be applicable.
halts caused by extraordinary market volatility and pursuant to Exchange and SEBI ‘circuit filter’ • In respect of valid applications received after 3.00 p.m. on a Business Day (STP in case of
rules. There can be no assurance that the requirements of Exchange necessary to maintain the HQIF/HAIF) by the Fund, the closing NAV of the next Business Day shall be applicable.
listing of Units of the respective Plan(s) will continue to be met or will remain unchanged.
Further, in case of HQIF/HAIF, for valid redemptions/switch-out requests received till 3.00 p.m on
• Any changes in trading regulations by the Stock Exchange(s) or SEBI may inter-alia result in wider the first day of STP, the ex - dividend NAV of the day of receipt of application will be applicable and
premium/ discount to NAV. the investors will be eligible to receive the dividends declared.
• The Units of the respective Plan(s) may trade above or below their NAV. The NAV of the respective Transactions through online facilities / electronic modes:
Plan(s) will fluctuate with changes in the market value of Plan’s holdings. The trading prices of
The time of transaction done through various online facilities / electronic modes offered by the AMC,
Units of the respective Plan(s) will fluctuate in accordance with changes in their NAV as well as
for the purpose of determining the applicability of NAV, would be the time when the request for
market supply and demand for the Units of the respective Plan(s).
purchase / sale / switch of units is received in the servers of AMC/RTA.
• The Units may be issued in demat form through depositories. The records of the depository are
The AMC has the right to amend cut off timings subject to SEBI (MF) Regulations for the smooth and
final with respect to the number of Units available to the credit of Unitholder. Settlement of trades,
efficient functioning of the Scheme(s).
repurchase of Units by the Mutual Fund during the Specified Transaction Period (STP) will depend
upon the confirmations to be received from depository(ies) on which the Mutual Fund has no
control.
4) Dividend Policy • Thereafter, a Consolidated Account Statement (CAS), generated based on PAN, containing
It is proposed to declare dividends subject to availability of distributable surplus, as computed in details relating to all the transactions carried out by the investor across all schemes of all mutual
accordance with SEBI (Mutual Funds) Regulations, 1996. funds during the month and holding at the end of the month shall be sent to the Unit holder in
whose folio transactions have taken place during that month, on or before 10th of the succeeding
Dividends, if declared, will be paid (subject of deduction of tax at source, if any) to those Unitholders /
month by mail/email.
Beneficial Owners whose names appear in the Register of Unit holders maintained by the Mutual
Fund/ statement of beneficial ownership maintained by the Depositories, as applicable, under the • In case of non-availablity of PAN, AMC will send monthly account statement for any financial
Dividend option as on the Record Date. The Dividend Warrants shall be despatched within 30 days of transactions undertaken during the month on or before 10th day of the succeeding month by
the declaration of the dividend. In the event of failure of dispatch of dividend within the stipulated 30 mail/email.
day period, the AMC shall be liable to pay interest @ 15 per cent per annum to the unit holders. The • In case of a specific request received from the Unit holders, the AMC/Fund will provide an account
AMC reserves the right to change the record date from time to time. However, it must be distinctly statement (reflecting transactions of the Fund) to the investors within 5 Business Days from the
understood that the actual declaration of dividend and the frequency thereof will inter alia, depend on receipt of such request by mail/email.
the availability of distributable surplus as computed in accordance with SEBI (Mutual Funds) • The Unit holder may request for a physical account statement by writing/calling the AMC/ ISC/
Regulations, 1996. The decision of the Trustee in this regard shall be final. R&T. The Mutual Fund/ AMC shall dispatch an account statement within 5 Business Days from
There is no assurance or guarantee to unit holders as to the rate of dividend distribution nor that the date of the receipt of request from the Unit holder.
dividends will be paid regularly. On payment of dividends, the NAV will stand reduced by the amount of • Further, the CAS detailing holding across all schemes of all mutual funds at the end of every six
dividend and dividend tax (if applicable) paid. months (i.e. September/ March), shall be sent by mail/e-mail on or before 10th day of succeeding
5) Load Structure month, to all such Unit holders in whose folios no transaction has taken place during that period.
(i) No exit load shall be levied for switching between Options under the same Plan within a Scheme. The half yearly consolidated account statement will be sent by e-mail to the Unit holders whose
e-mail address is available, unless a specific request is made to receive in physical form.
(ii) Switch of investments to Direct Plan within the same Scheme shall be subject to applicable exit
load, unless the investment was made directly i.e. without any distributor code. However, any • The holding(s) of the beneficiary account holder for units held in demat mode will be shown in the
subsequent switch-out or redemption of such investments from the Direct Plan will not be subject statement issued by respective Depository Participants (DPs) periodically.
to any exit load. For more details, please refer the Scheme Information Document (SID) and Statement of
(iii) No exit load shall be levied for switch-out from Direct Plan to the non-Direct Plan within the same Additional Information (SAI).
Scheme. However, any subsequent switch-out or redemption of such investment from the non- Periodic Disclosure
Direct Plan shall be subject to exit load based on the original date of investment in the Direct Monthly Portfolio Disclosures: Portfolio of the Scheme(s) as on the last day of the month shall be
Plan. disclosed on or before the tenth day of the succeeding month on the website of the Mutual Fund viz.
(iv) Switch of investments between Plans under a Scheme having separate portfolios, will be subject www.hdfcfund.com in the prescribed format.
to applicable exit load. Monthly Average Asset under Management (Monthly AAUM) Disclosure: The Mutual Fund shall
(v) No exit load will be levied on Bonus Units and Units allotted on Dividend Re-investment. disclose the Monthly AAUM under different categories of Schemes as specified by SEBI in the
(vi) No exit load will be levied on Units allotted in the Target Scheme under the Dividend Transfer Plan. prescribed format on a monthly basis on its website viz. ww.hdfcfund.com and forward to AMFI
within 7 working days from the end of the month.
Note: Switches/Redemptions are subject to completion of lock-in period, if any, under the
Scheme(s). Half Yearly Portfolio Disclosure: Full portfolio in the prescribed format shall be disclosed either by
publishing it in one national English daily newspaper circulating in the whole of India and in a
6) Recurring Expenses
newspaper published in the language of the region where the Head Office of the Mutual Fund is
In addition to the recurring expenses specified for the Scheme(s), the following expenses may situated or by sending it to the Unit Holders within one month from the end of each half-year, that is as
also be charged under the Scheme(s)- on March 31 and September 30. It is also displayed on the website of the Mutual Fund on
(a) Expenses in respect of inflows from beyond top 15 cities - a maximum charge of 0.30% on the www.hdfcfund.com and Association of Mutual Funds in India (AMFI) on www.amfiindia.com
daily net assets computed as per the guidelines issued by SEBI for meeting distribution expenses Half Yearly Results: Half yearly Unaudited Financial Results shall be hosted in the prescribed format
incurred for bringing inflows from such cities; on the website of the Mutual Fund on www.hdfcfund.com within one month from the close of each half
(b) Expenses not exceeding 0.20% p.a. of daily net assets towards Investment Management and year i.e. on March 31 and on September 30 and an advertisement in this regard shall be published in at
Advisory Fees and the various sub-heads of recurring expenses mentioned under Regulation 52 least one English daily newspaper having nationwide circulation and in a newspaper having wide
(2) and (4) of SEBI (MF) Regulations respectively; circulation published in the language of the region where the Head Office of the Mutual Fund is
situated. A link for the half yearly Unaudited Financial Results shall also be provided on website of
(c) Brokerage and transaction costs not exceeding 0.12% of the value of trades in case of cash
Association of Mutual Funds in India (AMFI) on www.amfiindia.com
market transactions and 0.05% of the value of trades in case of derivatives transactions; and
Annual Report: The Scheme wise annual report or an abridged summary thereof shall be sent:
(d) Service Tax on Investment Management and Advisory Fees.
(i) by e-mail to the Unit holders whose e-mail address is available with the Fund,
7) Waiver of Load for Direct Applications
(ii) in physical form to the Unit holders whose email address is not registered with the Fund and/or
Pursuant to SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009 no entry load
those Unit holders who have opted / requested for the same.
shall be charged for all mutual fund schemes. Therefore, the procedure for waiver of load for
direct applications is no longer applicable. The scheme wise annual report or an abridged summary thereof shall be sent by mail/e-mail not later
than four months from the date of closure of the relevant accounting year (i.e. 31st March each year).
8) For Investor Grievances, Please contact
The physical copy of the scheme wise annual report or abridged summary thereof shall be made
Investors may contact any of the Investor Service Registrar and Transfer Agent : available to the investors at the registered office of the AMC.
Centres (ISCs) of the AMC for any queries / clarifications
at telephone number 1800 3010 6767/ 1800 419 7676 Computer Age Management A link of the scheme annual report or abridged summary thereof shall be displayed prominently on the
(toll free), Fax number. (022) 22821144, e-mail: Services Pvt. Ltd., website of the Fund and shall also be displayed on the website of Association of Mutual Funds in India
cliser@hdfcfund.com. Investors can also post their Unit: HDFC Mutual Fund (AMFI).
grievances/feedback/suggestions on our website
www.hdfcfund.com under the section 'Feedback or 5th Floor, Rayala Tower, 158, Anna 10) Prudential limits on portfolio concentration in debt-oriented schemes
Queries'. The Head Office of the AMC will follow up with Salai, Chennai - 600 002.
the respective ISCs to ensure timely redressal and In accordance with Circular no.CIR/IMD/DF/21/2012 dated September 13, 2012 and Circular no.
prompt investor services. Mr. John Mathews, Head - Telephone No: 044-30212816 CIR/IMD/DF/24/2012 dated November 19, 2012 issued by Securities and Exchange Board of India
Client Services can be contacted at HUL House, 3rd Fax No: 044-42032955 (SEBI), The Scheme(s) shall not invest more than 30% of its net assets in debt securities issued by
Floor, H.T. Parekh Marg, 165-166, Backbay issuers belonging to one sector. AMC shall utilize the "Sector" classification prescribed by AMFI for
Reclamation, Churchgate, Mumbai - 400 020 at Email: enq_h@camsonline.com
this purpose. However, this limit will not apply to investments in Government Securities, Treasury
telephone number (Direct) (022) 66316301 or
telephone number (Board) (022) 66316333. His email Bills, CBLOs, Certificates of Deposit issued by Banks and AAA rated debt instruments of Public
contact is: jmathews@hdfcfund.com Financial Institutions (PFIs), PSU Banks and Short Term Deposits of Scheduled Commercial Banks
pending deployment of funds of a Scheme.
However, the scheme(s) may have an additional exposure to financial services sector (over and
9) Unit holder’s Information above the sectoral limit of 30%) not exceeding 10% of its net assets by way of increase in exposure to
Account Statement: Housing Finance Companies (HFCs) registered with National Housing Bank. Such additional
• An allotment confirmation specifying the units allotted shall be sent by way of email and/or SMS exposure shall be to securities issued by HFCs which are rated AA and above. The total investment/
within 5 Business Days of receipt of valid application/transaction to the Unit holders registered exposure in HFCs shall not exceed 30% of the net assets of the scheme(s).
e-mail address and/or mobile number.
N K
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Application Form (Except for HDFC Gold Exchange Traded Fund and HDFC Children’s Gift Fund)
Investors must read the Key Information Memorandum, the instructions and Product Labeling on cover page before completing this Form.
The Application Form should be completed in English and in BLOCK LETTERS only.
KEY PARTNER / AGENT INFORMATION (Investors applying under Direct Plan must mention “Direct” in ARN column.) (Refer Instruction 1) FOR OFFICE USE ONLY (TIME STAMP)
Internal Code Employee Unique
ARN ARN Name Sub Agent’s ARN/ for Sub-Agent/ Identification Number
Bank Branch Code Employee (EUIN)
ARN-
EUIN Declaration (only where EUIN box is left blank) (Refer Instruction 1)
I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this transaction is executed without any interaction or advice by the employee/relationship manager/sales person
of the above distributor/sub broker or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor/sub broker.
Sign Here Sign Here Sign Here

First/ Sole Applicant/ Guardian Second Applicant Third Applicant
TRANSACTION CHARGES FOR APPLICATIONS THROUGH DISTRIBUTORS ONLY (Refer Instruction 2)

In case the purchase/ subscription amount is Rs. 10,000 or more and your Distributor has opted in to receive Transaction Charges, the same are deductible as applicable from the purchase/
subscription amount and payable to the Distributor. Units will be issued against the balance amount invested. Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI
registered Distributor) based on the investors’ assessment of various factors including the service rendered by the ARN Holder.
1. EXISTING UNIT HOLDER INFORMATION (If you have existing folio, please fill in section 1 and proceed to section 4. Refer instruction 3).
Folio No. The details in our records under the folio number mentioned alongside will apply for this application.
2. MODE OF HOLDING [Please tick (P

) Single Joint Anyone or Survivor
3. UNIT HOLDER INFORMATION (Refer instruction 4) DATE OF BIRTH@ Proof of date of birth@ Please (P)
NAME OF FIRST / SOLE APPLICANT (In case of Minor, there shall be no joint holders) DD MM YYYY Attached
Mr. Ms. M/s.
Nationality PAN#/ PEKRN# [Please tick (P
)] Proof Attached
KYC#
(Mandatory)
NAME OF GUARDIAN (in case of First / Sole Applicant is a Minor) / NAME OF CONTACT PERSON – DESIGNATION (in case of non-individual Investors)
Mr. Ms.
Nationality Designation Contact No.
PAN#/ PEKRN# [Please tick (P)] Proof Attached
KYC#
(Mandatory)
Relationship with Minor@ Please (P
) Father Mother Court appointed Legal Guardian Proof of relationship with minor@ Please (P) Attached @ Mandatory
MAILING ADDRESS OF FIRST / SOLE APPLICANT (Mandatory) (Refer Instruction 4a)
CITY STATE PIN CODE

CONTACT DETAILS OF FIRST / SOLE APPLICANT Country Code STD Code
Telephone : Off. Res. Fax
eAlerts Mobile eDocs Email^
I/ We would like to register for my/our HDFCMF Personal Identification Number (HPIN) to transact online as per the terms & conditions displayed on website:www.hdfcfund.com (Email id mandatory).
^ On providing email-id investors shall receive scheme wise annual report or an abridged summary thereof/ account statements/ statutory and other documents by email. (Refer Instruction 10 & 12)
4. FIRST/ SOLE APPLICANT OTHER DETAILS (Mandatory) (Refer instruction 4)
4a. Status of First/ Sole Applicant [Please tick (P
)] Individual Non - Individual [Please attach Ultimate Beneficial Ownership (UBO) Declaration Form and FATCA/ Foreign Tax Laws
Information Form] (Refer Instruction 4 & 19)
Resident Individual NRI-Repatriation NRI-Non Repatriation Partnership Trust HUF AOP PIO Company FIIs Minor through guardian BOI OCI
Body Corporate LLP Society / Club Foreign National Resident in India QFI FPI Sole Proprietorship Non Profit Organisation (please specify)
Others _________________________
4b. Occupation Details [Please tick (P
)] Service Private Sector Public Sector Government Service Student Professional Housewife Business
Retired Agriculture Proprietorship Others _______________________ (please specify)
4c. Gross Annual Income (Rs.) [Please tick (P

)] Below 1 Lac 1 - 5 Lacs 5 - 10 Lacs 10 - 25 Lacs >25 Lacs - 1 Crore >1 Crore
OR
c. Net-worth (Mandatory for Non-Individuals) Rs.____________________________________________as on (Not older than 1 year)
DD MM YYYY
4d. Politically Exposed Person (PEP) Status (Also applicable for authorised signatories/ Promoters/ Karta/ Trustee/ Whole time Directors) I am PEP I am Related to PEP Not Applicable
4e. Non-Individual Investors involved/ providing any of the mentioned services Foreign Exchange / Money Changer Services Gaming / Gambling / Lottery / Casino Services
Money Lending / Pawning None of the above
5. JOINT APPLICANT DETAILS, If any (Refer instruction 4)
1. NAME OF SECOND APPLICANT
Mr. Ms. M/s.
)] Proof Attached
KYC#
(Mandatory)
a. Occupation Details [Please tick (P
b. Gross Annual Income (Rs.) Below 1 Lac 1 - 5 Lacs 5 - 10 Lacs 10 - 25 Lacs >25 Lacs - 1 Crore >1 Crore OR Net worth Rs._______________________________
c. Politically Exposed Person (PEP) Status (Also applicable for authorised signatories/ Promoters/ Karta/ Trustee/ Whole time Directors) I am PEP I am Related to PEP Not Applicable
# Please attach Proof. Refer instruction No 16 for PAN/PEKRN and No 18 for KYC.
ACKNOWLEDGEMENT SLIP (To be flled in by the Investor) [For any queries please contact our nearest Investor Service Centre or call us at our Customer Service Number 1800 3010 6767 / 1800 419 7676 (Toll Free)]
HDFC MUTUAL FUND Date :
Head Office : HUL House, 2nd Floor, H.T. Parekh Marg,
165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020.
ISC Stamp & Signature
Received from Mr. / Ms. / M/s. ________________________________________________________________________________________________
an application for Purchase of Units of the Scheme(s) alongwith Cheque / DD / Payment Instrument as detailed overleaf.
... continued overleaf

5. JOINT APPLICANT DETAILS, If any (contd...) (Refer instruction 4)
2. NAME OF THIRD APPLICANT
Mr. Ms. M/s.
Nationality PAN#/ PEKRN# [Please tick (P)] Proof Attached
KYC#
(Mandatory)
6. FATCA INFORMATION/ FOREIGN TAX LAWS (Self Certification) (Refer instruction 4)

The below information is required for all applicant(s)/ guardian
Is the applicant(s)/ guardian's Country of Birth / Citizenship / Nationality / Tax Residency other than India? Yes No
If Yes, please provide the following information [mandatory]
Please indicate all countries in which you are resident for tax purposes and the associated Tax Reference Numbers below.
Category First Applicant (including Minor) Second Applicant/ Guardian Third Applicant
Place/ City of Birth
Country of Birth
Country of Tax Residency 1
Tax Payer Ref. ID No. 1
7. POWER OF ATTORNEY (PoA) HOLDER DETAILS

Name of PoA Mr. Ms. M/s.
PAN#/ PEKRN# KYC# [Please tick (P
)] (Mandatory) Proof Attached
8. BANK ACCOUNT DETAILS OF THE FIRST / SOLE APPLICANT (For redemption/ dividend if any) (refer instruction 5)
(Mandatory to attach proof, in case the pay-out bank account is different from the bank account mentioned under Section 9 below.)
For unit holders opting to hold units in demat form, please ensure that the bank account linked with the demat account is mentioned here.
Bank Name
Branch Name Bank City
Account Number
MICR Code (The 9 digit code appears on your cheque next to the cheque number)
Account Type (Please P
) Savings Current NRO NRE FCNR Others (please specify) _______________________
*** Refer Instruction 5C (Mandatory for Credit via NEFT / RTGS) (11 Character code appearing on your
IFSC Code*** cheque leaf. If you do not find this on your cheque leaf, please check for the same with your bank)
9. MODE OF PAYMENT OF REDEMPTION / DIVIDEND PROCEEDS VIA DIRECT CREDIT / NEFT / ECS (refer instruction 11)
Unitholders will receive redemption/ dividend proceeds directly into their bank account (as furnished in Section 8) via Direct credit/ NEFT/ECS facility
I/We want to receive the redemption / dividend proceeds (if any) by way of a cheque / demand draft instead of direct credit / credit through NEFT system / credit through ECS into my / our bank account
10. INVESTMENTS & PAYMENT DETAILS (refer instruction 6 & 7 for Scheme details and instruction 8 & 9 for Payment Details) The name of the first/ sole applicant must be pre-printed on the cheque.
(Investors applying under Direct Plan must mention “Direct” against the Scheme name.)
Scheme/Plan/Option/Sub Option____________________________________________________________________________________________________________________________
Payment Type [Please (P

)] Non-Third Party Payment Third Party Payment (Please attach ‘Third Par ty Payment Declaration Form’)
Cheque/ DD/ Cheque/ DD/ Amount of Cheque / DD / DD Charges, Net Cheque/ DD Pay-In Bank Account No.
Payment Instrument/ Payment Instrument/ Payment Instrument / if any Drawn on Bank / Branch (For Cheque Only)
UTR No. UTR Date RTGS/ NEFT in figures (Rs.) Amount
Particulars
Scheme Name / Plan / Option / Sub-option / Cheque / DD / Payment Instrument /
Drawn on (Name of Bank and Branch) Amount in figures (Rs.)
Payout Option UTR No. / Date
Please Note: All Purchases are subject to realisation of cheques / demand drafts / Payment Instrument.
11. DEMAT ACCOUNT DETAILS* - (Optional - refer instruction 13)
Beneficiary
NSDL DP Name DP ID I N Account No.
Beneficiary
CDSL DP Name Account No.
*Investor opting to hold units in demat form, may provide a copy of the DP statement enable us to match the demat details as stated in the application form.
12. NOMINATION (refer instruction 15) (Mandatory for new folios of Individuals where mode of holding is single) (For Units in Non-Demat Form)
[Please (P
) and sign] I/We do not wish to Nominate
First / Sole Applicant Second Applicant Third Applicant

OR
I/We wish to nominate as under:
Proportion (%) in which

Date of Birth Name and Address of Guardian
Signature of Nominee (Optional)/ the units will be shared by
Name and Address of Nominee(s)
Guardian of Nominee (Mandatory) each Nominee
(to be furnished in case the Nominee is a minor) (should aggregate to 100%)
Nominee 1
Nominee 2
Nominee 3
13. DECLARATION & SIGNATURE/S (refer instruction 14)

I/We am/are not prohibited from accessing capital markets under any order/ruling/judgment etc., of any regulation, including
SIGN HERE
SEBI. I/We confirm that my application is in compliance with applicable Indian and foreign laws. I / We hereby confirm and declare
as under:- (Please write Application Form No. / Folio No.
(1) I / We have read, understood and hereby agree to comply with the terms and conditions of the scheme related documents and on the reverse of the Cheque / Demand Draft /
apply for allotment of Units of the Scheme(s) of HDFC Mutual Fund (‘Fund’) indicated above. Payment Instrument.)
(2) I/We am/are eligible Investor(s) as per the scheme related documents and am/are authorised to make this investment as per
the Constitutive documents/ authorization(s). The amount invested in the Scheme(s) is through legitimate sources only and is
not for the purpose of contravention and/or evasion of any act, rules, regulations, notifications or directions issued by any
regulatory authority in India.
(3) The information given in / with this application form is true and correct and further agree to furnish such other First / Sole
further/additional information as may be required by the HDFC Asset Management Company Limited (AMC)/ Fund and Applicant /
undertake to inform the AMC / Fund/Registrars and Transfer Agent (RTA) in writing about any change in the information Guardian
furnished from time to time.
(4) That in the event, the above information and/or any part of it is/are found to be false/untrue/misleading, I/We will be liable for
the consequences arising therefrom.
(5) I/We hereby authorize you to disclose, share, remit in any form/manner/mode the above information and/or any part of it
including the changes/updates that may be provided by me/us to the Mutual Fund, its Sponsor/s, Trustees, Asset
SIGNATURE(S)
Management Company, its employees, agents and third party service providers, SEBI registered intermediaries for single
updation/ submission, any Indian or foreign statutory, regulatory, judicial, quasi- judicial authorities/agencies including but
not limited to Financial Intelligence Unit-India (FIU-IND) etc without any intimation/advice to me/us. Second
(6) I/We will indemnify the Fund, AMC, Trustee, RTA and other intermediaries in case of any dispute regarding the eligibility, Applicant
validity and authorization of my/our transactions.
(7) The ARN holder (AMFI registered Distributor) has disclosed to me/us all the commissions (in the form of trail commission or
any other mode), payable to him/them for the different competing Schemes of various Mutual Funds from amongst which the
Scheme is being recommended to me/us.
(8) I/WE HEREBY CONFIRM THAT I/WE HAVE NOT BEEN OFFERED/ COMMUNICATED ANY INDICATIVE PORTFOLIO AND/ OR
ANY INDICATIVE YIELD BY THE FUND/AMC/ITS DISTRIBUTOR FOR THIS INVESTMENT.
Applicable to Foreign Nationals Resident in India only:
I/We will redeem my/our entire investment/s before I/We change my/our Indian residency status. I/We shall be fully liable for all Third
consequences (including taxation) arising out of the failure to redeem on account of change in residential status. Applicant
Applicable to NRIs/ PIO/OCIs only:

SEBI. I/We confirm that my application is in compliance with applicable Indian and foreign laws.
Please (P) Yes No If Yes, (P) Repatriation basis Non-repatriation basis
CHECKLIST
☞
Please ensure that your Application Form is complete in all respect and signed by all applicants:
• Name, Address and Contact Details are mentioned in full. • Status of First/Sole Applicant is correctly indicated. • Bank Account Details are entered completely and correctly.
• Permanent Account Number (PAN) of all Applicants is mentioned irrespective of the amount of purchase and proof attached (if not already validated) OR PAN Exempt KYC Reference Number
(PEKRN) in case of PAN exempt investment.
• Please attach proof of KYC Compliance status if not already validated. • Appropriate Plan / Option is selected.
• If units are applied by more than one applicant, Mode of Operation of account is indicated.
☞
Your investment Cheque / DD is drawn in favour of 'the Specific Scheme A/c PAN' or 'the Specific Scheme A/c Investor Name' dated, signed and crossed ‘A/c Payee only’. Application Number / Folio No.
is mentioned on the reverse of the Cheque/DD.
☞
Documents as listed below are submitted along with the Application Form (as applicable to your specific case).
Documents Companies / Trusts / FPI NRI/ Minor Investments through
Societies/ Partnership Firms / OCI/ Constituted Attorney
LLP / FIIs* PIO
1. Board/ Committee Resolution/ Authority Letter ✓
2. List of Authorised Signatories with Specimen Signature(s) @ ✓ ✓ ✓
3. Notarised Power of Attorney ✓
4. Account Debit Certificate in case payment is made by DD from NRE / FCNR A/c. where applicable ✓
5. PAN Proof ✓ ✓✓✓
# ✓
6. KYC Acknowledgement Letter / Print out of KYC Compliance Status downloaded from CDSL Ventures Ltd.
website (www.cvlindia.com) ✓ ✓✓✓
# ✓
7. Proof of Date of Birth ✓
8. Proof of Relationship with Guardian ✓
9. PIO / OCI Card (as applicable) ✓
10. Certificate of registration granted by Designated Depository Participant on behalf of SEBI ✓
@ Should be original or true copy certified by the Director / Trustee / Company Secretary / Authorised Signatory / Notary Public, as applicable.
* For FIIs, copy of SEBI registration certificate should be provided. # If PAN/PEKRN/KYC proof of Minor is not available, PAN/PEKRN/KYC proof of Guardian should be provided.
ARN-



Mr. Ms. M/s.
)] Proof Attached
KYC#
(Mandatory)
Mr. Ms.
KYC#
(Mandatory)
CITY STATE PIN CODE

Others _________________________

OR
DD MM YYYY
Mr. Ms. M/s.
)] Proof Attached
KYC#
(Mandatory)

Mr. Ms. M/s.
KYC#
(Mandatory)

Country of Birth

Bank Name
Account Number

Particulars
Beneficiary
Beneficiary
[Please (P

OR

Nominee 1
Nominee 2
Nominee 3

SIGN HERE
SIGNATURE(S)

CHECKLIST
☞
☞
☞
LLP / FIIs* PIO
# ✓
# ✓
ARN-



Mr. Ms. M/s.
)] Proof Attached
KYC#
(Mandatory)
Mr. Ms.
KYC#
(Mandatory)
CITY STATE PIN CODE

Others _________________________

OR
DD MM YYYY
Mr. Ms. M/s.
)] Proof Attached
KYC#
(Mandatory)

Mr. Ms. M/s.
KYC#
(Mandatory)

Country of Birth

Bank Name
Account Number

Particulars
Beneficiary
Beneficiary
[Please (P

OR

Nominee 1
Nominee 2
Nominee 3

SIGN HERE
SIGNATURE(S)

CHECKLIST
☞
☞
☞
LLP / FIIs* PIO
# ✓
# ✓
INSTRUCTIONS
1. General Instructions commitment of investment (i.e. amount per SIP installment x No. of installments) amounts to
Please read the Key Information Memorandum/ Scheme Information Document(s) of the Rs. 10,000 or more. In such cases, Transaction Charges shall be deducted in 3-4
Scheme and Statement of Additional Information and addenda issued from time to time (Scheme installments.
Documents) carefully before investing in the Scheme. Investors are requested to read and Transaction Charges shall not be deducted:
acquaint themselves about the prevailing Load structure on the date of submitting the Application (a) where the Distributor of the investor has not opted to receive any Transaction Charges
Form. (b) for purchases / subscriptions / total commitment amount in case of SIP of an amount less
Upon signing and submitting the Application Form and tendering payment it will be deemed that than Rs. 10,000/-;
the investors have accepted, agreed to and shall comply with the terms and conditions detailed (c) for transactions other than purchases / subscriptions relating to new inflows i.e. through
in the Scheme Documents. Applications complete in all respects, may be submitted at the Official Switches / Systematic Transfers / Dividend Transfers/ Dividend Reinvestment, etc.;
Points of Acceptance of HDFC Mutual Fund (the Fund).
(d) for purchases / subscriptions made directly with the Fund (i.e. not through any Distributor);
New investors wishing to make SIP investment will need to complete and submit both the and
Application Form and the SIP Enrolment Form (for Post Dated Cheques or for Auto Debit/ ECS/
(e) for purchases / subscriptions routed through Stock Exchange(s).
Standing Instruction as applicable).
First / Sole Applicant / Guardian should indicate whether he is a first time investor across Mutual
The Application Form should be completed in ENGLISH and in BLOCK LETTERS only. Please tick
Funds or an existing investor in the appropriate box provided for this purpose in the application
in the appropriate box for relevant options wherever applicable. Do not overwrite. For any
form. The AMC/ Fund will endeavor to identify the investor as “first time” or “existing” based on
correction / changes if made in the Application Form, the Applicant(s) shall enter the correct
the Permanent Account Number (PAN)/PAN Exempt KYC Reference Number (PEKRN) at the First/
details pursuant to cancellation of incorrect details and authenticate the corrected details by
Sole Applicant/ Guardian level. If the PAN/PEKRN details are available, then the First / Sole
counter-signing against the changes.
Applicant / Guardian will be treated as existing investor (i.e. Rs. 100 will be deducted as
The Application Form number / Folio number should be written by the Investors on the reverse of Transaction Charge) else the declaration in the application form will be considered (i.e. Rs. 150
the cheques and bank drafts accompanying the Application Form. Applications incomplete in any for first time investors or Rs. 100 for other than first time investors will be deducted as
respect are liable to be rejected. HDFC Asset Management Company Limited (the AMC) / HDFC Transaction Charge, as applicable). However, if an investor has not provided any declaration, he
Trustee Company Limited (Trustee) have absolute discretion to reject any such Application will be considered as an “existing” investor.
Forms.
3. Existing Unit holder information
Copies of the supporting documents submitted should be accompanied by originals for
Investors/Unitholders already having a folio with the Fund should provide the Folio Number &
verification. In case the original of any document is not produced for verification, Mutual Fund/
Name of the First Unit Holder in section 1 and proceed to section 4. The personal and the Bank
AMC reserves the right to seek attested copies of the supporting documents.
Account details as they feature in the existing folio would apply to this investment and would
Investments through distributors prevail over any conflicting information, if any, furnished in this form. In case the name of the Unit
As per directions of Securities and Exchange Board of India (SEBI), Investors can route their holder as provided in this application does not correspond with the name appearing in the existing
application forms directly and /or through the distributors /employees of the distributor who hold folio, the application form may be rejected, at the discretion of the AMC/ Fund.
a valid certification from the National Institute of Securities Markets (NISM) and ARN provided by 4. Unit holder Information
Association of Mutual Funds in India (AMFI). Further, no agents / distributors are entitled to sell
a. Name, address and contact details like telephone, mobile and email address must be written
units of mutual funds unless the intermediary is registered with AMFI.
in full. On successful validation of the investor’s PAN for KYC, the address provided in the
Employee Unique Identification Number (EUIN) KYC form will override the address mentioned in this form.
Every employee/ relationship manager/ sales person of the distributor of mutual fund products to Applications under a Power of Attorney or by a limited company or a body corporate or an
quote the EUIN obtained by him/her from AMFI in the Application Form. Investors are requested to eligible institution or a registered society or a trust or limited liability partnership (LLP) or
verify the AMFI registration details from their Distributor. However, in case of any exceptional partnership must be accompanied by the original Power of Attorney/ board resolution or a
cases, where there is no interaction by the employee/ sales person/relationship manager of the certified true copy/duly notarized copy of the same. Authorised officials should sign the
distributor/sub broker with respect to the transaction and EUIN box is left blank, you are required Application Form under their official designation. A list of specimen signatures of the
to provide the duly signed declaration to the effect as given in the form. authorised officials, duly certified / attested should also be attached to the Application Form.
New cadre distributors All communication and payments shall be made by the Fund in the name of and favouring the
Postal agents, retired government and semi-government officials (class III and above or first/ sole applicant. In case of applications made in joint names without indicating the mode
equivalent), retired teachers and retired bank officers (all such retired persons with at least 10 of holding, mode of holding will be deemed as ‘Joint’ and processed accordingly.
years of service) and other similar persons (such as Bank correspondents) as may be notified by In case an investor opts to hold the Units in demat form, the applicant(s) details mentioned in
AMFI/ the AMC from time to time as new cadre distributors are permitted to sell eligible schemes Section 3, should be the same as appearing in demat account held with a Depository
of the Fund ( details of eligible scheme is available on www.hdfcfund.com). They also hold an Participant.
EUIN which must be quoted in the application form. In case your application for subscription
b. In accordance with SEBI Circular No. CIR/MIRSD/13/2013 dated December 26, 2013,
through such distributor is not for an eligible scheme, it is liable to be rejected.
the additional details viz. Occupation details, Gross Annual Income/networth and
These requirements do not apply to Overseas Distributors. Politically Exposed Person (PEP)* status mentioned under section 4 & 5 which was forming
Overseas Distributors part of uniform KYC form will now be captured in the application form of the Fund. Also, the
For, overseas Distributors, the ARN Code provided by AMFI is required to be incorporated in the detail of nature of services viz. Foreign Exchange/Gaming/Money Lending, etc., (applicable
space provided. Overseas Distributors are required to comply with the laws, rules and regulations for first/sole applicant) is required to be provided as part of Client Due Diligence (CDD)
of jurisdictions where they carry out their operations in the capacity of distributors. Process of the Fund.
Direct Investments The said details are mandatory for both Individual and Non Individual applicants.
Investors applying under Direct Plan must mention “Direct” in ARN column. In case Distributor *PEP are defined as individuals who are or have been entrusted with prominent public
code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme functions in a foreign country, e.g., Heads of States or of Governments, senior politicians,
name, the Distributor code will be ignored and the application will be processed under Direct Plan. senior Government/judicial/ military officers, senior executives of state owned
In case of valid application received without indicating “Direct Plan” against the Scheme / Plan corporations, important political party officials, etc.
name and without any Distributor Code mentioned on the form, the application will be processed c. Accounts of Minors
under “Direct Plan”. The minor shall only be the sole Unit holder in a folio. Joint holding is not allowed. Details of
2. Transaction Charges the natural parent viz., father or mother or court appointed legal Guardian must be mentioned
In accordance with SEBI circular No. Cir/ IMD/ DF/13/ 2011 dated August 22, 2011, as for investments made on behalf of a minor.
amended from time to time the AMC/ the Fund will deduct Transaction Charges from the Date of birth of the minor along with photocopy of supporting documents (i.e. Birth
purchase/ subscription amount received from the investors investing through a valid ARN certificate, School leaving certificate / Mark sheet issued by Higher Secondary Board of
Holder i.e. AMFI registered Distributor (provided the Distributor has opted-in to receive the respective states, ICSE, CBSE etc., Passport, or any other suitable proof evidencing the date
Transaction Charges). The Distributor may opt to receive transaction charges based on the of birth of the minor) should be provided while opening the folio. In case of a natural parent,
type of product. documents evidencing the relationship of the natural parent with the minor, if the same is not
Transaction Charge of Rs. 150 (for a first time investor across mutual funds) or Rs. 100 (for available as part of the documents mentioned above should be submitted. In case of court
investor other than first time mutual fund investor) per purchase / subscription of Rs. 10,000 appointed legal guardian, supporting documentary evidence should be provided.
and above are deductible from the purchase / subscription amount and payable to the Further, in case of SIP/STP/SWAP registration requests received on/after April 1, 2011, the
Distributor. The balance amount shall be invested. Mutual Fund/ the AMC will register SIP/STP/SWAP in the folio held by a minor only till the date
TRANSACTION CHARGES IN CASE OF INVESTMENTS THROUGH SIP: of the minor attaining majority, even though the instructions may be for a period beyond that
Transaction Charges in case of investments through SIP are deductible only if the total date.
The folio(s) held on behalf of a minor Unit holder shall be frozen for operation by the natural
INSTRUCTIONS (Contd.)
parent/legal guardian on the day the minor attains majority and no transactions henceforth (ii) Self attested copy of the bank pass book or a statement of bank account with cur rent
shall be permitted till requisite documents evidencing change of status from ‘minor’ Unit entries not older than 3 months having the name and address of the first applicant and
holder are received. account number;
d. Details under FATCA / Foreign laws: Tax Regulations require us to collect information about (iii) A letter from the bank on its letterhead certifying that the applicant maintains an account
each investor’s tax residency. In certain circumstances (including if we do not receive a with the bank, the bank account information like bank account number, bank branch,
valid self-certification from you) we may be obliged to share information on your account account type, the MICR code of the branch & IFSC Code (where available).
with the relevant tax authority. If you have any questions about your tax residency, please Note: The above documents shall be submitted in Original. If copies are furnished, the same
contact your tax advisor. Further if you are a Citizen or resident or green card holder or tax must be submitted at the Official Point of Acceptance (OPAs) of the Fund where they will be
resident other than India, please include all such countries in the tax resident country verified with the original documents to the satisfaction of the Fund. The original documents
information field along with your Tax Identification Number or any other relevant reference ID/ will be returned across the counter to the applicant after due verification. In case the original
Number. If there is any change in the information provided, promptly intimate the same to us of any document is not produced for verification, then the copies should be attested by the
within 30 days. bank manager with his / her full signature, name, employee code, bank seal and contact
e. Who cannot invest? number .
The following persons/entities cannot invest in the Scheme: Further, in exceptional cases where Third Party Payments [as stated under Section 10 (2a)
1. United States Person (US Person) as defined under the extant laws of the United States below] are accepted, the investor is required to submit any one of the documentary proofs as
of America; stated in (i), (ii) and (iii) above for the pay-out bank account. Investors are requested to note
2. Residents of Canada; that applications for new folio creation submitted (wherein pay-out bank details is different
from pay-in bank details) without any of the above mentioned documents relating to pay-out
3. NRIs residing in any Financial Action Task Force (FATF) declared non-compliant
bank account details will be treated as invalid and liable to be rejected.
country or territory.
B. Multiple Bank Account Registration:
5. Bank Details
An investor may register multiple bank accounts (currently upto 5 for Individuals and 10 for
A. Bank Account Details (For redemption/ dividend if any):
Non – Individuals) for receiving redemption/ dividend proceeds etc. by providing necessary
An investor at the time of purchase of units must provide the details of the pay-out bank documents and filing up of Multiple Bank Accounts Registration form.
account (i.e. account into which redemption / dividend proceeds are to be paid) in Section 8
C. Indian Financial System Code (IFSC)
in the Application Form. The same is mandated to be provided under SEBI Regulations.
IFSC is a 11 digit number given by some of the banks on the cheques. IFSC will help to secure
In case pay-out bank account is different from pay-in bank account mentioned under
transfer of redemption and dividend payouts via the various electronic mode of transfers that
Section 11 in the Application Form, the investor subscribing under a new folio is required to
are available with the banks.
submit any one of following as a documentary proof alongwith the application form
validating that pay-out bank account pertain to the sole / first Applicant. 6. Investment Details
(i) Cancelled original cheque leaf of the pay-out bank account (where the account number Investors are required to indicate their choice of Scheme, Plan, Option and Payout option for
and first applicant name is printed on the face of the cheque). Applicants should without which subscription is made at the time of filling up the Application Form. Please note that if the
fail cancel the cheque and write 'Cancelled' on the face of it to prevent any possible same is not mentioned, the Plans/Options mentioned under Instruction 7 - Default Plan/Option
misuse; shall apply. Investors subscribing under Direct Plan of a Scheme/Plan will have to indicate “Direct
Plan” against the Scheme/ Plan name in the application form. Eg. “HDFC Income Fund – Direct
Plan”.
7. Plans/ Options Offered
Scheme/ Plan Option Default Plan/ Option# Frequency*

HDFC Income Fund Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
HDFC Income Fund - Direct Plan
Dividend (Payout and Dividend Payout in case Dividend Payout or Dividend Reinvestment is not indicated. Quarterly
Reinvestment)
HDFC High Interest Fund - Dynamic Plan Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
HDFC High Interest Fund - Dynamic Plan - Direct Plan
Dividend (Payout and Quarterly Dividend Payout in case Quarterly Dividend Option, Half Yearly Dividend Quarterly,
Reinvestment) Option and Yearly Dividend Option is not indicated. Half Yearly,
• Quarterly Dividend Payout in case Dividend Payout or Dividend Reinvestment is not indicated. Yearly
• Half Yearly
• Yearly
HDFC High Interest Fund - Short Term Plan Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
HDFC High Interest Fund - Short Term Plan - Direct Plan
Dividend (Payout and Dividend Payout in case Dividend Payout or Dividend Reinvestment is not indicated. Fortnightly
Reinvestment)
HDFC Short Term Plan Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
HDFC Short Term Plan - Direct Plan
Dividend (Payout and Dividend Payout in case Dividend Payout or Dividend Reinvestment is not indicated. Monthly
Reinvestment)
HDFC Gilt Fund - Long Term Plan Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
HDFC Gilt Fund - Long Term Plan - Direct Plan
Reinvestment)
HDFC Gilt Fund - Short Term Plan Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
HDFC Gilt Fund - Short Term Plan - Direct Plan
Reinvestment)
HDFC Short Term Opportunities Fund Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
HDFC Short Term Opportunities Fund - Direct Plan
Dividend (Payout and Dividend Payout in case Dividend Payout or Dividend Reinvestment is not indicated. Fortnightly
Reinvestment)
HDFC Medium Term Opportunities Fund Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
HDFC Medium Term Opportunities Fund - Direct Plan
Dividend (Payout and Dividend Payout in case Dividend Payout or Dividend Reinvestment is not indicated. As may be decided by the
Reinvestment) Trustee from time to time
HDFC Floating Rate Income Fund - Short Term Plan Growth If Short Term Plan (Wholesale) / Long Term Plan is not mentioned, the default would -
(Wholesale Option) be Short Term Plan (Wholesale) with Growth Option, provided the application meets
HDFC Floating Rate Income Fund - Short Term Plan the minimum application criteria, failing which the application will be rejected.
(Wholesale Option) - Direct Plan Growth Option in case Growth Option or Dividend Option is not indicated.
Dividend Dividend Payout in case Dividend Payout or Dividend Reinvestment is not indicated. As may be decided by the
• Daily (Reinvestment) Trustee from time to time
• Weekly (Payout and
Reinvestment)
• Monthly (Payout and
Reinvestment)
7. Plans/ Options Offered
Scheme/ Plan Option Default Plan/ Option# Frequency*

HDFC Floating Rate Income Fund - Long Term Plan Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
HDFC Floating Rate Income Fund - Long Term Plan - Direct
Plan Dividend - Weekly
(Reinvestment)
HDFC Liquid Fund Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
HDFC Liquid Fund - Direct Plan
Dividend Daily Dividend Reinvestment Option in case Daily Dividend Option, Weekly Dividend Daily
• Daily (Reinvestment) Option or Monthly Dividend Option is not indicated. Weekly
• Weekly (Payout and Dividend Reinvestment in case Payout or Reinvestment is not indicated. Monthly
Reinvestment)
• Monthly (Payout and
Reinvestment)
HDFC Cash Management Fund - Savings Plan Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
HDFC Cash Management Fund - Savings Plan - Direct Plan
Dividend Daily Dividend Reinvestment Option in case Daily Dividend Option or Weekly Daily
• Daily (Reinvestment) Dividend Option is not indicated. Weekly
• Weekly (Payout and Dividend Reinvestment in case Payout or Reinvestment is not indicated.
Reinvestment)
HDFC Cash Management Fund - Call Plan Growth Growth Option in case Growth Option or Daily Dividend Option is not indicated. -
HDFC Cash Management Fund - Call Plan - Direct Plan
Dividend - Daily
• Daily (Reinvestment)
HDFC Cash Management Fund - Treasury Advantage Plan Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
(Retail Option)
Dividend Treasury Advantage Plan - Retail Option with Weekly Dividend Reinvestment Option Daily
HDFC Cash Management Fund - Treasury Advantage Plan
• Daily (Reinvestment) in case Savings Plan, Treasury Advantage Plan or Call Plan is not indicated. Weekly
(Retail Option) - Direct Plan
• Weekly (Payout and Daily Dividend Reinvestment Option in case Daily Dividend Option, Weekly Dividend Monthly
Reinvestment) Option or Monthly Dividend Option is not indicated under the Dividend Option
• Monthly (Payout and Dividend Reinvestment in case Payout or Reinvestment is not indicated.
Reinvestment)
HDFC Inflation Indexed Bond Fund Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
HDFC Inflation Indexed Bond Fund - Direct Plan
Dividend (Payout and Regular Dividend Reinvestment Option in case Regular Dividend Option or Quarterly Regular
Reinvestment) Dividend Option is not indicated. Quarterly
• Regular Dividend Payout in case Payout or Reinvestment is not indicated.
• Quarterly
HDFC Quarterly Interval Fund - Plan A - Retail Plan
HDFC Quarterly Interval Fund - Plan A - Retail Plan - Direct Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
Plan
HDFC Quarterly Interval Fund - Plan B - Retail Plan

HDFC Quarterly Interval Fund - Plan B - Retail Plan - Direct
Plan Dividend Dividend Payout in case Dividend Payout or Dividend Reinvestment is not indicated. -
(Payout and
HDFC Quarterly Interval Fund - Plan C - Retail Plan Reinvestment)
HDFC Quarterly Interval Fund - Plan C - Retail Plan - Direct
Plan
HDFC Annual Interval Fund - Series I - Plan A - Regular Growth Growth Option in case Growth Option or Dividend Option is not indicated. -
Option Dividend Normal Dividend Option in case Quarterly or Normal Dividend Option is not indicated Quarterly
HDFC Annual Interval Fund- Series I - Plan A - Direct Option • Quarterly (Payout)
HDFC Annual Interval Fund - Series I - Plan B - Regular • Normal (Payout and
Option Reinvestment) Dividend Payout in case Dividend Payout or Dividend Reinvestment is not indicated Normal
HDFC Annual Interval Fund- Series I - Plan B - Direct Option • Flexi
* or immediately succeeding Business Day if that is not a Business Day. The Trustee reserves the right to change the frequency/ record date from time to time.
# In case of valid application received without indicating "Direct Plan" against the Scheme / Plan name and without any Distributor Code mentioned on the form, the application will be processed under
"Direct Plan". Where Direct Plan is indicated, but a distributor code is also mentioned on the application form, the distributor code will be ignored and the application will be processed under Direct Plan.
8. Mode of Payment : <

NRIs, PIOs, FIIs, OCIs, FPI
<
Pay-In Bank Account • In the case of NRIs/PIOs/OCIs, payment may be made either by inward remittance
An investor at the time of his/her purchase of units must provide the details of his / her pay-in through normal banking channels or out of funds held in the NRE / FCNR in the case of
bank account (i.e. account from which a subscription payment is being made) in Section 9 in Purchases on a repatriation basis or out of funds held in the NRE / FCNR / NRO account,
the Application Form. Please write Cheque/ DD/ Payment Instrument in favour of ‘the Specifc in the case of Purchases on a non-repatriation basis. In case Indian rupee drafts are
Scheme A/c PAN’ or ‘the Specifc Scheme A/c Investor Name’. purchased abroad or payments from FCNR or NRE accounts, an account debit
<
Resident Investors certificate from the Bank issuing the draft confirming the debit and/or foreign inward
remittance certificate (FIRC) by Investor’s banker shall also be enclosed.
(a) For Investors having a bank account with HDFC Bank Limited or such banks with whom the
AMC may have an arrangement from time to time: • FIIs shall pay their subscription either by inward remittance through normal banking
channels or out of funds held in Foreign Currency Account or Non-Resident Rupee
Payment may be made for subscription to the Units of the Scheme either by issuing a cheque
Account maintained by the FII with a designated branch of an authorised dealer.
drawn on such banks or by giving a debit mandate to their account with a branch of HDFC
Bank Limited situated at the same location as the ISC or such other banks with whom the • FPIs shall pay their subscription either by inward remittance through normal banking
AMC may have an arrangement from time to time. channels or out of funds held in Foreign Currency Account or Special Non-Resident
Rupee Account maintained by the FII with a designated branch of an authorised dealer.
(b) For other Investors not covered by (a) above:
In order to prevent frauds and misuse of payment instruments, the investors are mandated to
Payment may be made by cheque or bank draft drawn on any bank, which is a member of the
make the payment instrument i.e. cheque, demand draft, pay order, etc. favouring either of the
Bankers’ Clearing House and is located at the place where the application is submitted. No
following given below and crossed “Account Payee only". Investors are urged to follow the order
money orders, post-dated cheques [except through Systematic Investment Plan (SIP)] and
of preference in making the payment instrument favouring as under:
postal orders will be accepted. Bank charges for outstation demand drafts will be borne by
the AMC and will be limited to the bank charges stipulated by the State Bank of India. 1. 'the Specific Scheme A/c Permanent Account Number' or
Outstation Demand Draft has been defined as a demand draft issued by a bank where there is 2. 'the Specific Scheme A/c First Investor Name'
no ISC available for Investors. e.g. The cheque should be drawn in favour of “HDFC Equity Fund A/c ABCDE1234F” OR “HDFC
The AMC will not accept any request for refund of demand draft charges Equity Fund A/c Bhavesh Shah”; in case of HDFC Index Fund, HDFC MF Monthly Income Plan the
name of the respective Plan should also be mentioned. A separate cheque or bank draft must and the amount of cash to be deposited. The deposit slip will be verified by the ISC
accompany each Scheme / each Plan. Returned cheque(s) are liable not to be presented again officials.
for collection, and the accompanying Application Form is liable to be rejected. In case the b. Investors must then deposit the cash along with the verified deposit slip at any of the
returned cheque(s) are presented again, the necessary charges are liable to be debited to the nearest designated branches of the Bank accepting cash under this facility.
Investor. c. Acknowledged copy of the deposit slip received from the Bank along with the Scheme
<
Cash application form / transaction slip must be submitted at the same ISC (i.e. from where
Pursuant to SEBI Circular No. CIR/IMD/DF/ 21/2012 dated September 13, 2012 read with the deposit slip was obtained) for time stamping. Investors must mention their name
SEBI Circular No. CIR/IMD/DF/10/2014 dated May 22, 2014 the Fund will accept and folio number/ application number on the reverse of the Bank-acknowledged deposit
subscription applications with payment mode as ‘Cash’ ("Cash Investments") at select slip. The pay-out bank account details are also required to be specified in the application
Investor Service Centres (ISCs) to the extent of Rs.50,000 per investor, per financial year as form by the investors.
follows: 4. If the amount of subscription (together with the investments already made through cash
1. Only resident individuals, sole proprietorships and minors (through natural parent/legal in the same financial year) exceeds Rs.50,000/-, the application will be rejected.
guardians), who are KYC compliant (with or without PAN), have a bank account and 5. Payment of proceeds towards redemptions, dividend, etc. with respect to Cash
who submit applications in physical mode at select ISCs can avail this facility. Investments shall be made only through the pay-out bank account mentioned in the
2. Currently, the Fund has made arrangements with HDFC Bank Limited ("the Bank") to application form or as registered in the folio (as applicable) as Bank mandate.
collect Cash from the investors of the Fund at designated branches of the Bank. For an 6. Acceptance of Cash Investments will be subject to compliance with applicable laws
updated list of the ISCs / the designated bank branches accepting Cash Investments, pertaining to prevention of money laundering.
investors may contact any of our ISCs or visit the website www.hdfcfund.com 7. Application for Cash Investment not satisfying the above conditions may be rejected.
3. Procedure to undertake Cash Investments: For details on procedure and conditions for making ‘Cash Investments’, refer section
a . Deposit slips for making Cash Investments may be obtained from ISCs which accept ‘How to Apply’ appearing in SAI or contact any our ISCs or visit our website
Cash Investment applications. The deposit slip must be filled with the scheme name www.hdfcfund.com
<
Subscription through RTGS/NEFT:
Subscription through RTGS/NEFT can be done into the account maintained with HDFC Bank Ltd as per the details provided below:
Branch: Manekji Wadia Building, Ground Floor, Nanik Motwani Marg, Fort, Mumbai
RTGS IFSC Code: HDFC0000060
NEFT IFSC Code: HDFC0000240
Scheme Name Beneficiary Account Name Scheme Account No.
HDFC Income Fund HDFC INCOME FUND-POST IPO COLL AC 00600350000679
HDFC High Interest Fund – Dynamic Plan HDFC HIGH INTEREST FUND - POST IPO COLLECTION A/C 00600350008244
HDFC High Interest Fund – Short Term Plan HDFC HIGH INTEREST FUND - SHORT TERM PLAN - POST IPO COLLECTION A/C 00600350008261
HDFC Short Term Plan HDFC SHORT TERM PLAN-POST IPO COLLE 00600350004114
HDFC Gilt Fund – Long Term Plan HDFC GILT FUND A/C LONG TERM PLAN- 00600350002448
HDFC Gilt Fund – Short Term Plan HDFC GILT FUND A/C SHORT TERM PLAN- 00600350002431
HDFC Short Term Opportunities Fund HDFC SHORT TERM OPPORTUNITIES FUND - POST NFO COLLECTION A/C 00600350085874
HDFC Medium Term Opportunities Fund HDFC MEDIUM TERM OPPORTUNITIES FUND-POST 00600350086114
HDFC Floating Rate Income Fund - Short Term Plan HDFC FLOATING RATE INCOME FUND A/C SHORT TERM PLAN - POST IPO COLLECTION A/C 00600350006482
HDFC Floating Rate Income Fund - Long Term Plan HDFC FLOATING RATE INCOME FUND A/C LONG TERM PLAN - POST IPO COLLECTION A/C 00600350006472
HDFC Liquid Fund HDFC LIQUID FUND POST IPO COLLN A/C 00600350001066
HDFC Cash Management Fund - Savings Plan HDFC CASH MANAGEMENT FUND - SAVINGS PLAN - POST IPO COLLECTION A/C 00600350008347
HDFC Cash Management Fund - Call Plan HDFC CASH MANAGEMENT FUND - CALL PLAN - POST IPO COLLECTION A/C 00600350008381
HDFC Cash Management Fund - Treasury Advantage Plan HDFC CASH MANAGEMENT FUND TREASURY ADVANTAGE PLAN - POST IPO COLLECTION A/C 00600350008364
HDFC Inflation Indexed Bond Fund HDFC INFLATION INDEX BOND FUND COL A/C 00600350129390
HDFC Quarterly Interval Fund- Plan A HDFC QUARTERLY INTERVAL FUND - NFO COLLECTION A/C 00600350036130
HDFC Quarterly Interval Fund- Plan B HDFC QUARTERLY INTERVAL FUND PLAN B-NFO COLLECTION A/C 00600350036614
HDFC Quarterly Interval Fund- Plan C HDFC QUATERLY INTERVAL FUND PLAN C NFO COLLECTION A/C 00600350037419
HDFC Annual Interval Fund- Plan A HDFC ANNUAL INTERVAL FUND NFO COLLECTION 00600350113563
HDFC Annual Interval Fund- Plan B HDFC ANNUAL INTERVAL FUND SERIES 1 PLAN B 00600350112940
The investor has to place a RTGS / NEFT request with his bank from where the funds are to be paid and submit the bank acknowledged copy of request letter with the application form and mention on the
application form the UTR (Unique Transaction Reference) Number which is generated for their request by the bank.
RTGS/NEFT request is subject to the RBI regulations and guidelines governing the same. The AMC/Fund shall not be liable for any loss arising or resulting from delay in credit of funds in the Fund/Scheme
collection account.
9. Third Party Payments 2b. For investments through third party payments, Investors must attach the 'Third Party
1. The AMC/Fund shall not accept applications for subscriptions of units accompanied with Payment Declaration Form' (available at any of our ISCs or on our website
Third Party Payments except in cases as enumerated in para 9.2a below. www.hdfcfund.com) along with the Application Form for subscription of units.
"Third Party Payment" means payment made through an instrument issued from a bank 10. E-mail Communication
account other than that of the first named applicant/ investor mentioned in the application If the investor has provided an email address, the same will be registered in our records for eDocs
form. In case of payment instruments issued from a joint bank account, the first named and will be treated as your consent to receive , Allotment confirmations, consolidated account
applicant/ investor must be one of the joint holders of the bank account from which the statement/account statement, annual report/abridged summary and any statutory / other
payment instrument is issued to consider the payment as a non- Third Party Payment. information as permitted via electronic mode /email . These documents shall be sent physically in
2a. As referred to in para 9.1 above, following are the exceptional cases where third party case the Unit holder opts/request for the same.
payments will be accepted subject to submission of requisite documentation/ declarations. Should the Unit holder experience any difficulty in accessing the electronically delivered
i) Payment by Parents/ Grand-Parents/ Related Persons* on behalf of a minor in documents, the Unit holder shall promptly intimate the Fund about the same to enable the Fund to
consideration of natural love and affection or as gift for a value not exceeding Rs. 50,000 make the delivery through alternate means. It is deemed that the Unit holder is aware of all
for each regular purchase or per SIP installment. However this restriction of Rs. 50,000 security risks including possible third party interception of the documents and contents of the
will not be applicable for payment made by a Guardian whose name is registered in the documents becoming known to third parties.
records of Mutual Fund in that folio (i.e. Father / Mother / Court Appointed Legal The AMC / Trustee reserve the right to send any communication in physical mode.
Gaurdian). 11. Mode of Payment of Redemption / Dividend Proceeds-via Direct Credit / NEFT / ECS
ii) Payment by Employer on behalf of employee under Systematic Investment Plans or as • Real Time Gross Settlement (RTGS)/National Electronic Funds Transfer (NEFT)
lump sum / one-time subscription, through Payroll deductions. The AMC provides the facility of 'Real Time Gross Settlement (RTGS)' and 'National
iii) Custodian on behalf of an FII / FPI or a Client. Electronic Funds Transfer (NEFT)' offered by Reserve Bank of India (RBI), which aims to
* 'Related Person' means any person investing on behalf of a minor in consideration of provide credit of redemption and dividend payouts (if any) directly into the bank account of
natural love and affection or as a gift.
the Unit holder maintained with the banks (participating in the RTGS/ NEFT System). email and avail such other services as may be introduced by the Fund from time to time on the
NEFT is electronic fund transfer modes that operate on a deferred net settlement (DNS) basis Fund's website www.hdfcfund.com using HDFCMFOnline.
which settles transactions in batches. Contrary to this, in RTGS, transactions are processed HDFCMFInvestOnline
continuously throughout the RTGS business hours. The minimum amount to be remitted
This facility enables existing Unitholders not having a HDFC Personal Identification Number
through RTGS is Rs. 2 lakhs. There is no upper ceiling for RTGS transactions. No minimum
(HPIN) to execute purchases / avail such other services as may be introduced by the Fund from
or maximum stipulation has been fixed for NEFT transactions.
time to time on the Fund's website www.hdfcfund.com using HDFCMFInvestOnline.
Unit holders can check the list of banks participating in the RTGS / NEFT System from the RBI
website i.e. www.rbi.org.in or contact any of our Investor Service Centres. However, in the HDFCMFMobile
event of the name of Unit holder's bank not appearing in the 'List of Banks participating in This facility enables Unitholders to execute purchases, redemptions, switches, view account
RTGS/ NEFT updated on RBI website www.rbi.org.in, from time to time, the instructions of details and portfolio valuation, request for account statements and avail such other services as
the Unit holder for remittance of redemption/ dividend (if any) proceeds via RTGS / NEFT may be introduced by the Fund from time to time on their mobile handsets.
System will be discontinued by Fund / AMC without prior notice to the Unit holder and the eDocs
payouts of redemption / dividend (if any) proceeds shall be effected by sending the Unit
This facility enables the Unitholder to register an email address with the AMC for receiving
holder(s) a cheque / demand draft.
allotment confirmations, consolidated account statement/account statement, annual report/
For more details on RTGS / NEFT or for frequently asked questions (FAQs) on RTGS / NEFT,
abridged summary thereof and/or any statutory / other information as permitted by email.
Unit holders are advised to visit the RBI website www.rbi.org.in/Fund website
www.hdfcfund.com eAlerts
• Direct Credit This facility enables the Unit holder to receive SMS confirmations for purchase, redemption or
The AMC has entered into arrangements with eleven banks to facilitate direct credit of switch, dividend declaration details and other alerts.
redemption and dividend proceeds (if any) into the bank account of the respective Unit Apart from above mentioned facilities, the facility of ePayouts comprising mode of payment of
holders maintained with any of these banks. These banks are: Axis Bank Ltd., Citibank N.A., Redemption / Dividend Proceeds if any, via Direct Credit / NEFT/ ECS is covered under eServices
Deutsche Bank AG, HDFC Bank Limited, The Hongkong and Shanghai Banking Corporation, facility.
ICICI Bank Limited, IDBI Bank Limited, Kotak Mahindra Bank Ltd., Royal Bank of Scotland
For availing eServices facility, investors are requested to fill HDFCMFeServices Request Form,
N.V., Standard Chartered Bank and YES Bank Limited. The list of banks is subject to change
available on Fund website www.hdfcfund.com
from time to time.
13. Dematerialization
• Electronic Clearing Service (ECS)
Investors have an option to hold the Units in dematerialized form. Currently, this facility is not
Investors who have opted for the ECS facility of RBI for dividend payment will receive a direct
available in case of units offered under the Daily/Weekly/Fortnightly Dividend Option(s). Please
credit of the due amount in the mandated bank account whenever the payment is made
refer to the list of all the schemes/ plans/ options on the website of the Fund, viz.
through ECS. A separate advice regarding credit of amount(s) via ECS will be sent to the Unit
www.hdfcfund.com which offer the facility of holding the units in demat mode.
holder. It should be noted that while the Fund will make all efforts, there is no commitment
that this facility will be made available to all desirous investors. Investors desiring to get allotment of units in demat mode must have a beneficiary account with a
Depository Participant (DP) of the Depositories i.e. National Securities Depositories Limited
Applicants in cities not covered under ECS facility will receive dividend payments , if any by
(NSDL) / Central Depository Services Limited (CDSL).
cheques or demand drafts and the same will be mailed to the Unit holders. Please note that
the ECS Facility is available only in respect of dividend payments and not in the case of If PAN is not mentioned by applicants, the application is liable to be rejected. Investors may attach
Redemption of Units. a copy of the Client Master Form / DP statement showing active demat account details for
verification.
Therefore, the Unit holders will receive their redemption / dividend proceeds (if any) directly
into their bank accounts in the following order: Names, mode of holding, PAN details, etc. of the Investor will be verified against the Depository
data. The units will be credited to the beneficiary (demat) account only after successful
(i) In case the bank account of the Unit holder is covered under RTGS/NEFT system offered by
verification with the depository records and realization of payment. In case the demat details
the RBI then the payment of redemption / dividend proceeds (if any) shall be effected via
mentioned in the application are incomplete/incorrect or do not match with the depository data,
RTGS/NEFT mechanism only.
the application shall be treated as invalid for processing under demat mode and therefore may be
(ii) In case the bank account of the Unit holder is covered under Direct Credit facility then the
considered for processing in non-demat form i.e. in physical mode if the application is otherwise
payment of redemption / dividend proceeds (if any) will happen via direct credit payout mode
valid.
only.
All details such as address, bank details, nomination etc. will be applicable as available in the
(iii) The facility for payment of dividend proceeds, if any via ECS* shall be affected only in case depositories’ records. For effecting any subsequent changes to such information, Investors
the bank account of the Unit holder is not covered under the RTGS/NEFT system or Direct should approach their DP. Redemption requests for units held in demat mode must be submitted
Credit facility. to DP or through Stock Exchange Platform, as applicable.
* available only in respect of dividend payments. Holding / transacting of units held in demat mode shall be in accordance with the procedures /
In case the bank account as communicated by the Unit holder is with any of the said banks with whom requirements laid down by the Depositories, viz. NSDL/ CDSL in accordance with the provisions
the AMC has entered into arrangements to facilitate such direct credits or with any of the banks under the Depositories Act, 1996 and the regulations thereunder.
participating in the RTGS/NEFT System offered by RBI, the AMC shall automatically extend this facility 14. Signatures
to the Unit holders.
Signature(s) should be in English or in any Indian Language. Applications on behalf of minors
The AMC / Fund shall not be held liable for any losses/ claims, etc. arising on account of processing should be signed by their natural parent/legal Guardian. In case of a HUF, the Karta should sign the
the direct credit or credit via RTGS/NEFT / ECS of redemption / dividend proceeds on the basis of Bank Application Form on behalf of the HUF.
Account details as provided by the Unit holder in the Application Form.
In case of an application through a constituted Attorney, the Power of Attorney should be signed
However, if the Unit holders are not keen on availing of any of the said facilities and prefer receiving by the investor and the constituted Attorney. The Application Form should be signed in such
cheques / demand drafts, Unit holders may indicate their intention in the Application Form in the space cases by such constituted Attorney.
provided specifically. The AMC/Fund would then ensure that the payouts are effected by sending the
15. Nomination
Unit holders a cheque / demand draft. In case of unforeseen circumstances, the AMC/Fund reserves
Investors should opt for the nomination facility to avoid hassles and inconveniences in case of
the right to issue a cheque / demand draft.
unforeseen events in future. Through this facility the AMC is not in any way attempting to grant
• Mode of Payment for Unit holders holding Units in Demat form
any rights other than those granted by law to the nominee(s). A nomination in respect of the Units
Investors will receive their redemption payout / dividend proceeds directly into their bank does not create an interest in the property after the death of the Unit holder. The nominee(s) shall
accounts linked to the demat accounts. Please ensure to furnish the Bank Account details under receive the Units only as an agent and trustee for the legal heirs or legatees of the deceased
Section 7. Unitholder as the case may be.
12. Electronic Services Minor(s) can be nominated and in such cases, the name, address and signature of the natural
The eServices facility includes HDFCMFOnline, HDFCMFInvestOnline, HDFCMFMobile, eDocs, parent/ legal guardian representing such minor nominee(s) shall be provided by the Unit holder.
eAlerts and ePayouts. The AMC/ Fund may at its sole discretion offer/discontinue any and/or all Nomination can also be made in favour of the Central Government, State Government, local
of the eServices facilities offered to any Unitholder in the event the offer of the same is restricted authority, any person designated by virtue of his office or a religious or charitable trust.
under the applicable jurisdictional laws of such Unitholder or for any other reason. - The terms and conditions for registration of nominee(s) are as under:
HDFCMFOnline i Nomination by a Unit holder shall be applicable for all the investments in all schemes held in a
particular folio.
This facility enables Unitholders to execute purchases, redemptions, switches, view account
details, portfolio valuation online, download account statements, request for documents via
ii In case a folio has joint holders, all joint holders should sign the request for nomination/ 17. Prevention of Money Laundering
cancellation of nomination, even if the mode of holding is 'either or survivor'. SEBI vide its circular reference number ISD/CIR/RR/AML/1/06 dated January 18, 2006 and other
iii Every new nomination for a folio will overwrite the existing nomination. Nomination will be circulars issued from time to time, mandated that all intermediaries including Mutual Funds
subject to the provisions of the respective Scheme Information Document. should formulate and implement a proper policy framework as per the guidelines on anti money
iv Nomination shall not be allowed in a folio held on behalf of a minor Unit holder. laundering measures and also to adopt a Know Your Customer (KYC) policy.
v Nomination shall be mandatory for all new singly held folios of individual investors. Investors The Investor(s) should ensure that the amount invested in the Scheme is through legitimate
who do not wish to nominate are required to sign a declaration separately, confirming their sources only and does not involve and is not designated for the purpose of any contravention or
non-intention to nominate. In case nomination/non-intention to nominate is not provided by evasion of the provisions of the Income Tax Act, Prevention of Money Laundering Act (PMLA),
sole holder, the application is liable to be rejected. Prevention of Corruption Act and / or any other applicable law in force and also any laws enacted
vi Nomination can be made for maximum number of three nominees. In case of multiple by the Government of India from time to time or any rules, regulations, notifications or directions
nominees, the percentage of allocation/share in whole numbers and without decimals in issued thereunder.
favour of each of the nominees should be indicated against the name of the nominees. Such To ensure appropriate identification of the Investor(s) and with a view to monitor transactions for
allocation/ share should total to 100 percent. In the event of the Unit holder(s) fail to indicate the prevention of money laundering, the AMC/ Fund reserves the right to seek information, record
the percentage of allocation/share for each of the nominees, the Fund/ AMC, by invoking investor's telephonic calls and or obtain and retain documentation for establishing the identity of
default option shall settle the claim equally amongst all the nominees. the Investor(s), their beneficial ownership, proof of residence, source of funds, etc. It may
vii In case of multiple nominees, on the death of one or more nominee, the transmission of units re-verify identity and obtain any incomplete or additional information for this purpose.
shall be made in favour of the remaining nominee(s). The Fund, AMC, Trustee and their Directors, employees and agents shall not be liable in any
viii Cancellation of nomination can be made only by those Unit holder(s) who hold Units on their manner for any claims arising whatsoever on account of freezing the folios/rejection of any
own behalf either singly or jointly and who made the original nomination. On cancellation of application / allotment of Units or mandatory redemption of Units due to non compliance with the
nomination, the nomination shall stand rescinded and the Fund/ AMC shall not be under any provisions of the PMLA, SEBI/AMFI circular(s) and KYC policy and / or where the AMC believes
obligation to transmit the Units in favour of the nominee(s). that transaction is suspicious in nature within the purview of the PMLA and SEBI/AMFI circular(s)
and reporting the same to FIU-IND.
ix In case of investors opting to hold the Units in demat form, the nomination details provided by
the investor to the depository participant will be applicable. For further details, please refer Section 'Prevention of Money Laundering' under the Statement of
Additional Information available on our website www.hdfcfund.com
x Transmission of units in favour of Nominee(s) shall be valid discharge by the AMC against
the legal heirs. 18. Know Your Customer (KYC) Compliance
16. Permanent Account Number Units held in account statement (non-demat) form
SEBI has made it mandatory for all applicants (in the case of application in joint names, each of It is mandatory for the Investors to to quote the KYC Compliance Status of each applicant
the applicants) to mention the permanent account number (PAN) irrespective of the amount of (guardian in case of minor) in the application and attach proof of KYC Compliance viz. KYC
investment [Except as given below]. Where the applicant is a minor, and does not possess his / Acknowledgement Letter for all purchases/ switches/ registrations for Systematic Investment
her own PAN, he / she shall quote the PAN of his/ her natural parent/legal guardian, as the case Plan (SIP)/ Systematic Transfer Plan (STP)/Flex STP/ Flexindex Plan/ Dividend Transfer Plan
may be. However, PAN is not mandatory in the case of Central Government, State Government (DTP). Applicants intending to apply for units through a Power of Attorney (PoA) must ensure that
entities and the officials appointed by the courts e.g. Official liquidator, Court receiver etc (under the issuer of the PoA and the holder of the PoA must mention their KYC Compliance Status and
the category of Government) for transacting in the securities market. PAN card copy is not attach proof of KYC Compliance at the time of investment.
required separately if KYC acknowledgement letter is made available. The Fund reserves the right SEBI has introduced a common KYC Application Form for all the SEBI registered intermediaries.
to ascertain the status of such entities with adequate supporting documents. Applications not New investors are therefore requested to use the common KYC Application Form and carry out
complying with the above requirement may not be accepted/processed. the KYC process including In-Person Verification (IPV) with any SEBI registered intermediaries
For further details, please refer Section ‘Permanent Account Number’ under Statement of including mutual funds. The KYC Application Forms are also available on our website
Additional Information available on our website www.hdfcfund.com www.hdfcfund.com. Existing KYC compliant investors of the Fund can continue the practice of
providing KYC Acknowledgement Letter/ Printout of KYC Compliance Status downloaded from
• PAN Exempt Investments
CDSL Ventures Ltd. (CVL) website (www.cvlindia.com) using the PAN at the time of investment.
SEBI vide its circular dated July 24, 2012 has clarified that investments in mutual funds schemes
Once the investor has done KYC with any SEBI registered intermediary, the investor need not
(including investments in SIPs) of upto Rs.50,000 per investor per year across all schemes of the
undergo the same process again with the Fund. However, the Fund reserves the right to carry out
Fund shall be exempt from the requirement of PAN. Accordingly, individuals (including Joint
fresh KYC of the investor in its discretion.
Holders who are individuals, NRIs but not PIOs, Minors) and Sole proprietary firms who do not
possess a PAN ("Eligible Investors")* are exempt from submission of PAN for investments upto Units held in electronic (demat) form
Rs.50,000 in a rolling 12 month period or in a financial year i.e. April to March. However, Eligible For units held in demat form, the KYC performed by the Depository Participant of the applicants
Investors are required to undergo Know Your Customer (KYC) procedure with any of the SEBI will be considered as KYC verification done by the Trustee / AMC.
registered KYC Registration Authorities (KRA). Eligible Investors must quote PAN Exempt KYC In the event of non compliance of KYC requirements, the Trustee/AMC reserves the right to freeze
Reference Number (PEKRN) issued by the KRA under the KYC acknowledgement letter in the the folio of the investor(s) and effect mandatory redemption of unit holdings of the investors at the
application form and submit a copy thereof along with the application form. In case the applicant applicable NAV, subject to payment of exit load, if any.
is a minor, PAN /PEKRN details of the Guardian shall be submitted, as applicable. Eligible For further details, please refer Section ‘Know Your Customer (KYC) Compliance’ under
Investors (i.e. the First Holder) must not possess a PAN at the time of submission of application Statement of Additional Information available on our website www.hdfcfund.com
form. Eligible investors must hold only one PEKRN issued by any one of the KRAs. 19. Ultimate Beneficial Owners(s)
If an application for investment together within investments made in a rolling 12 month period or Pursuant to SEBI Master Circular No. CIR/ISD/AML/3/2010 dated December 31, 2010 on Anti
in a financial year exceeds Rs.50,000, such an application will be rejected. Money Laundering Standards and Guidelines on identification of Beneficial Ownership issued by
Fresh / Additional Purchase and Systematic Investment Plans will be covered in the limit of SEBI vide its Circular No. CIR/MIRSD/2/2013 dated January 24, 2013, investors (other than
Rs.50,000. Investors may switch their investments to other Schemes. However, if the amount Individuals) are required to provide details of ‘Ultimate Beneficial Owner(s) (UBO(s))’. In case
per switch transaction is Rs.50,000 or more, in accordance with the extant Income Tax rules, the investor or owner of the controlling interest is a company listed on a stock exchange or is a
investors will be required to furnish a copy of PAN to the Mutual Fund. majority owned subsidiary of such a company, the details of shareholders or beneficial owners
The detailed procedures / requirements for accepting applications shall be as specified by the are not required to be provided.
AMC/Trustee from time to time and their decision in this behalf will be final and binding. Non-individual applicants/investors are mandated to provide the details on ‘Ultimate Beneficial
* HUFs and other categories are not eligible for such investments. Owner(s) (UBO(s))’ by filling up the declaration form for ‘Ultimate Beneficial Ownership’.
Please contact the nearest Investor Service Centre (ISC) of HDFC Mutual Fund or log on to
‘Investor Corner’ section on our website www.hdfcfund.com for the Declaration Form
Declaration for Ultimate Beneficial Ownership [UBO]
(Mandatory for Non-individual Applicant/Investor)
To be filled in BLOCK LETTERS (Please strike off section(s) that is/are not applicable)
Part I: Applicant/Investor details:

Investor Name:
PAN
Part II: Applicable for Listed Company / its subsidiary company only
(i) I/ We hereby declare that -
Our company is a Listed Company listed on recognized stock exchange in India
Our company is a subsidiary of the Listed Company
Our company is controlled by a Listed Company

(ii) Details of Listed Company^
Stock Exchange on which listed___________________________________________________________ Security ISIN ___________________________________________________
^The details of holding/parent company to be provided in case the applicant/investor is a subsidiary company.
Part III: Non-individuals other than Listed Company / its subsidiary company
(i) Category [ü
applicable category]:
Unlisted Company Partnership Firm Limited Liability Partnership Company
Unincorporated association / body of individuals Public Charitable Trust Religious Trust
Private Trust Private Trust created by a Will Others _____________________________________________________ [please specify]
(ii) Details of Ultimate Beneficiary Owners:
(In case the space provided is insufficient, please provide the information by attaching separate declaration forms)
Name of UBO [Mandatory]

Along with Designation /
Position wherever applicable
UBO Code [Refer instruction 3]

PAN or any other valid ID proof
for those where PAN is not
applicable 1
KYC (Yes/No) 2
Taxpayer Identification
Number 3
Country of Tax Residency [CTR]
Country of Birth [COB]
Country of Permanent
Address [CPA]
Percentage of Holding (%)4

1
- If UBO is KYC compliant, KYC proof to be enclosed. Else PAN or any other valid identity proof must be attached. Position / Designation like Director / Settlor of Trust / Protector of Trust to be
specified wherever applicable.
2
- If UBO is not KYC compliant, request to complete KYC formalities and send the intimation to CAMS /Fund. Attach valid address proof.
3
- If UBO is resident / citizen of ‘other than India’ or citizen/tax resident/green card holder of USA, please provide Taxpayer ID Number/ US Social Security Number [SSN]
4
- Attach valid documentary proof like Shareholding pattern duly self attested by Authorized Signatory / Company Secretary
Note: Attached documents should be self-certified by the UBO and certified by the Applicant/Investor Authorized Signatory/ies.
Part IV: Declaration

I/We acknowledge and confirm that the information provided above is/are true and correct to the best of my/our knowledge and belief. In the event any of the above information is/are found to be
false/incorrect and/or the declaration is not provided, then the AMC/Trustee/Mutual Fund shall reserve the right to reject the application and/or reverse the allotment of units and the AMC/Mutual
Fund/Trustee shall not be liable for the same. I/We hereby authorize sharing of the information furnished in this form with all SEBI Registered Intermediaries and they can rely on the same. In case the
above information is not provided, it will be presumed that applicant is the ultimate beneficial owner, with no declaration to submit. I/We also undertake to keep you informed in writing about any
changes/modification to the above information in future and also undertake to provide any other additional information as may be required at your end.
Authorized Signatories [with Company/Trust/Firm/Body Corporate seal]
Date: D D M M Y Y Y Y Place:
General Information & Instructions
As per SEBI Master Circular No. CIR/ISD/AML/3/2010 dated December 31, 2010 regarding Client 2. KYC requirements
Due Diligence policy, related circulars on anti-money laundering and SEBI circular
Beneficial Owner(s) is/are required to comply with the prescribed KYC process as
No.CIR/MIRSD/2/2013 dated January 24, 2013, non-individuals and trusts are required to provide
stipulated by SEBI from time to time with any one of the KRA & submit the same to
details of ultimate beneficiary owner [UBO] and submit appropriate proof of identity of such UBOs.
AMC. KYC acknowledgement proof is to be submitted for all the listed Beneficial
The beneficial owner has been defined in the circular as the natural person or persons, who
Owner(s).
ultimately own, control or influence a client and/or persons on whose behalf a transaction is being
conducted, and includes a person who exercises ultimate effective control over a legal person or
3. UBO Codes:
arrangement.
UBO Code Description
1. Ultimate Beneficiary Owner [UBO]:
UBO-1 Controlling ownership interest of more than 25% of shares or
A. For Investors other than individuals or trusts:
capital or profits of the juridical person [Investor], where the
juridical person is a company
(i) The identity of the natural person, who, whether acting alone or together, or
through one or more juridical person, exercises control through ownership or
UBO-2 Controlling ownership interest of more than 15% of the capital or
who ultimately has a controlling ownership interest. Controlling ownership
profits of the juridical person [Investor], where the juridical person
interest means ownership of/ entitlement to:
is a partnership
- more than 25% of shares or capital or profits of the juridical person,

UBO-3 Controlling ownership interest of more than 15% of the property or
where the juridical person is a company;
capital or profits of the juridical person [Investor], where the
juridical person is an unincorporated association or body of
- more than 15% of the capital or profits of the juridical person, where the
individuals
juridical person is a partnership;
UBO-4 Natural person exercising control over the juridical person through
- more than 15% of the property or capital or profits of the juridical
other means exercised through voting rights, agreement,
person, where the juridical person is an unincorporated association or
arrangements or in any other manner [In cases where there exists
body of individuals.
doubt under UBO-1 to UBO - 3 above as to whether the person
(ii) In cases where there exists doubt under clause (i) above as to whether the with the controlling ownership interest is the beneficial owner or
person with the controlling ownership interest is the beneficial owner or where where no natural person exerts control through ownership
no natural person exerts control through ownership interests, the identity of interests]
the natural person exercising control over the juridical person through other
UBO-5 Natural person who holds the position of senior managing official
means like through voting rights, agreement, arrangements or in any other
[In case no natural person cannot be identified as above]
manner.
UBO-6 The settlor(s) of the trust

(iii) Where no natural person is identified under clauses (i) or (ii) above, the
identity of the relevant natural person who holds the position of senior
UBO-7 Trustee(s) of the Trust
managing official.
UBO-8 The Protector(s) of the Trust [if applicable].
B. For Investors which is a trust:
UBO-9 The beneficiaries with 15% or more interest in the trust if they are
The identity of the settler of the trust, the trustee, the protector, the beneficiaries with
natural person(s)
15% or more interest in the trust and any other natural person exercising ultimate
effective control over the trust through a chain of control or ownership. UBO-10 Natural person(s) exercising ultimate effective control over the
Trust through a chain of control or ownership.
C. Exemption in case of listed companies / foreign investors
For any queries / clarifications, Please contact the nearest Investor Service Centres
The client or the owner of the controlling interest is a company listed on a stock
(ISCs) of the AMC at toll free number 1800 3010 6767/ 1800 419 7676 or e-mail to us :
exchange, or is a majority-owned subsidiary of such a company, it is not necessary to
cliser@hdfcfund.com or log on to ‘Investor Corner’ section on our website www.hdfcfund.com
identify and verify the identity of any shareholder or beneficial owner of such
companies. Intermediaries dealing with foreign investors’ viz., Foreign Institutional
Investors, Sub Accounts and Qualified Foreign Investors, may be guided by the
clarifications issued vide SEBI circular CIR/MIRSD/11/2012 dated September 5, 2012,
for the purpose of identification of beneficial ownership of the client.
FATCA/ FOREIGN TAX LAWS INFORMATION - NON INDIVIDUAL FORM
[Please seek appropriate advice from a tax professional on FATCA/ Foreign Tax laws related information]
Self Certification Declaration
Part I: Applicant/Investor details:

Investor Name:
PAN
Part II: Declarations
(A) Particulars
Category
Applicants Country of incorporation/ constitution Country of Tax residency Taxpayer Identification Number
1.
2.
3.
(B) Other information:

S No Information Additional Information to be provided
1 We are a financial institution [including an Yes No

FFI] [Refer instructions a]
If yes, please provide the following information:
GIIN: _________________________________________________________________________________
(Global Intermediary Identification Number)
If GIIN not available [tick any one]:
Applied for on D D M M Y Y Y Y
Not required to apply (please describe)

_____________________________________________________________________________________
Not obtained
2 We are a listed company [whose shares Yes No

are regularly traded on a recognized stock
If Yes, specify the name of any one Stock Exchange where it is traded regularly:
exchange]
1. BSE/NSE/Other _____________________________________________________________(please specify)
3 We are ‘Related Entity’ of a listed company Yes No

[Refer instructions b]
If Yes, specify the name of the listed company _____________________________________________________
Specify the name of any one Stock Exchange where it is traded regularly:
1. BSE/NSE/Other _______________________________________________________(please specify)
4 We are an Active NFFE [Refer instructions Yes No

c & d]
If Yes, specify the nature of business
Note: Details of Controlling Persons will
not be considered for FATCA purpose Please specify the category of Active NFFE ________________________________________________________
(Mention code – refer instructions)
5 We are an Passive NFFE [Refer Yes No

instructions f and g] If Yes, please provide:
Note: Details of Controlling Persons will be
considered for FATCA purpose 1. Nature of business
______________________________________________________________________________________
2. For all Controlling Persons who are tax residents (including US citizens and green card holders) of countries other than
India, please provide the necessary details including Taxpayer Identification Number (TIN) in the UBO form.
I/We hereby acknowledge and confirm that the information provided hereinabove is/are true and correct to the best of my knowledge and belief. I/We further agree and acknowledge that in the event, the above
information and/or any part of it is/are found to be false/untrue/misleading, I/We will be liable for the consequences arising therefrom. I/We hereby authorize you to disclose, share, remit in any
form/manner/mode the above information and/or any part of it including the changes/updates that may be provided by me/us to Mutual Fund, its Sponsor/s, Trustees, Asset Management Company, its
employees, SEBI registered intermediaries for single updation/submission , any Indian or foreign statutory, regulatory, judicial, quasi- judicial authorities/agencies including but not limited to Financial Intelligence
Unit-India (FIU-IND) etc without any intimation/advice to me/us. I/We further agree to promptly intimate you in writing regarding any change/modification to the above information and/or provide additional/further
information as and when required by you.
Signature with relevant seal:
Authorized Signatory Authorized Signatory Authorized Signatory
Date: D D M M Y Y Y Y Place:
Instructions:
a. Foreign Financial Institution [FFI] – Means any non-US financial institutions that is a – (1)
Code Sub-category
Depository institution – accepts deposits in the ordinary course of banking or similar business;
(2) Custodian institution - as a substantial portion of its business, hold financial assets for the
08 - Any NFFE is a ‘non for profit’ organization which meets all of the following
accounts of others; (3) Investment entity – conducts a business or operates for or on behalf of
requirements:
a customer for any of the activities like trading in money market instruments, foreign
exchange, foreign currency, etc. or individual or collective portfolio management or investing,
o It is established and operated in its jurisdiction of residence exclusively for
administering or managing funds, money or financial assets on behalf of other persons; or an
religious, charitable, scientific, artistic, cultural, athletic, or educational
entity managed by this type of entity; or (4) Insurance company – entity issuing insurance
purposes; or it is established and operated in its jurisdiction of residence
products i.e. life insurance; (5) Holding or Treasury company – entity that is part of an
and it is a professional organization, business league, chamber of
expanded affiliate group that includes a depository, custodian, specified insurance company
commerce, labor organization, agricultural or horticultural organization,
or investment entity
civic league or an organization operated exclusively for the promotion of
social welfare;
b. Related Entity - an entity is a “Related Entity” of another entity if one controls the other, or the
two entities are under common control (where control means direct or indirect ownership of
o It is exempt from income tax in its jurisdiction of residence;
more than 50% of the vote or value in an entity)
o It has no shareholders or members who have a proprietary or beneficial

c. Non-financial foreign entity [NFFE] – Non-US entity that is not a financial institution [including a
interest in its income or assets;
territory NFFE]. Following NFFEs are excluded from FATCA reporting – (a) Publicly traded
corporation / listed companies; (b) Related Entity of a listed company; and (c) Active NFFE
o The applicable laws of the NFFE’s jurisdiction of residence or the NFFE’s
formation documents do not permit any income or assets of the NFFE to
d. Active NFFE – Any one of the following –
be distributed to, or applied for the benefit of, a private person or non-
charitable Entity other than pursuant to the conduct of the NFFE’s
Code Sub-category
charitable activities, or as payment of reasonable compensation for
services rendered, or as payment representing the fair market value of
01 Less than 50 percent of the NFFE’s gross income for the preceding calendar year
property which the NFFE has purchased; and
or other appropriate reporting period is passive income and less than 50 percent
of the assets held by the NFFE during the preceding calendar year or other
The applicable laws of the NFFE’s jurisdiction of residence or the NFFE’s
appropriate reporting period are assets that produce or are held for the production
formation documents require that, upon the NFFE’s liquidation or dissolution, all
of passive income
of its assets be distributed to a governmental entity or other non-profit
organization, or escheat to the government of the NFFE’s jurisdiction of residence
02 The NFFE is organized in a U.S. Territory and all of the owners of the payee are
or any political subdivision thereoff.
bona fide residents of that U.S. Territory
e. Expanded affiliated group – One or more chains of members connected through ownership
03 The NFFE is a government (other than the U.S. government), a political
(50% or more, by vote or value) by a common parent entity if the common parent entity owns
subdivision of such government (which, for the avoidance of doubt, includes a
stock or other equity interests meeting the requirements in atleast one of the other members
state, province, county, or municipality), or a public body performing a function of
such government or a political subdivision thereof, a government of a U.S.
f. Passive NFFE - means any NFFE that is not (i) an Active NFFE, or (ii) a withholding foreign
Territory, an international organization, a non-U.S. central bank of issue, or an
partnership or withholding foreign trust pursuant to relevant U.S. Treasury Regulations
Entity wholly owned by one or more of the foregoing
g. Passive Income – portion of gross income that consists of dividends, interest, rents and
04 Substantially all of the activities of the NFFE consist of holding (in whole or in part)
loyalties (other than rents and loyalties derived in the active conduct of a trade or business
the outstanding stock of, or providing financing and services to, one or more
conducted, at least in part, by employees of the NFFE), income equivalent to interest / amount
subsidiaries that engage in trades or businesses other than the business of a
received from pool of insurance contracts, annuities, excess of gains over losses from the sale
Financial Institution, except that an entity shall not qualify for NFFE status if the
or exchange of property / from transactions (including futures, forwards or similar
entity functions (or holds itself out) as an investment fund, such as a private
transactions) in any commodities but not including (i) any commodity hedging transaction,
equity fund, venture capital fund, leveraged buyout fund, or any investment
determined by treating the entity as a controlled foreign corporation or (ii) active business
vehicle whose purpose is to acquire or fund companies and then hold interests in
gains or losses from the sale of commodities but only if substantially all the foreign entity’s
those companies as capital assets for investment purposes
commodities are property, excess of foreign currency gains over losses, net income from
notional principal contracts, amounts received under cash value insurance contracts,
05 The NFFE is not yet operating a business and has no prior operating history, but is
amounts earned by insurance company in connection with its reserves for insurance and
investing capital into assets with the intent to operate a business other than that of
annuity contracts
a Financial Institution, provided that the NFFE shall not qualify for this exception
after the date that is 24 months after the date of the initial organization of the NFFE
h. Controlling Persons - means the natural persons who exercise control over an entity. In the
case of a trust, such term means the settlor, the trustees, the protector (if any), the
06 The NFFE was not a Financial Institution in the past five years, and is in the process
beneficiaries or class of beneficiaries, and any other natural person exercising ultimate
of liquidating its assets or is reorganizing with the intent to continue or
effective control over the trust, and in the case of a legal arrangement other than a trust, such
recommence operations in a business other than that of a Financial Institution
term means persons in equivalent or similar positions. The term “Controlling Persons” shall be
interpreted in a manner consistent with the Financial Action Task Force Recommendations.
07 The NFFE primarily engages in financing and hedging transactions with, or for,
Related Entities that are not Financial Institutions, and does not provide financing
or hedging services to any Entity that is not a Related Entity, provided that the
group of any such Related Entities is primarily engaged in a business other than
that of a Financial Institution
Third Party Payment Declaration Form
Declaration Form No.
Third Party Payment Declaration Form should be completed in English and in BLOCK LETTERS only.
(Please read the Third Party Payment Rules and Instructions carefully before completing this Form)
FOR OFFICE USE ONLY
Date of Receipt Folio No. Branch Trans. No.
1. BENEFICIAL INVESTOR INFORMATION (Refer Instruction No. 2)
Folio No. (For existing investor) Application No.

NAME OF FIRST/SOLE APPLICANT (BENEFICIAL INVESTOR)
Mr. Ms. M/s.
2. THIRD PARTY INFORMATION (Refer Instruction No. 3 )

NAME OF THIRD PARTY (PERSON MAKING THE PAYMENT)
Mr. Ms. M/s.
Nationality PAN# KYC** [Please tick (P

)] Attached
(Mandatory for any amount)
#Mandatory for any amount. Please attach PAN Proof. Refer instruction No. 6. ** Refer instruction No. 8.
NAME OF CONTACT PERSON & DESIGNATION (in case of non-Individual Third Party)
Mr. Ms.
Designation
MAILING ADDRESS (P.O. Box Address may not be sufficient)
CITY STATE PIN CODE

CONTACT DETAILS STD Code
Tel. : Off. Tel. : Res. Mobile
Fax Email
RELATIONSHIP OF THIRD PARTY WITH THE BENEFICIAL INVESTOR (Refer Instruction No. 3) [Please tick (P
) as applicable]
Status of the Minor FII Employee(s)
Beneficial Investor Client
Relationship of Father/Mother/Court Grand Parent Custodian - SEBI Registration No. of Custodian Employer
Third Party with appointed Legal Guardian Related Person (Please specify __________________________________________
the Beneficial (Please attach proof of relationship) _______________
Investor relationship, if not already _________________________ Registration Valid Till D D M M Y Y Y Y
submitted@) (Maximum investment -
Rs. 50,000/- per transaction@)
@ Not Applicable for investment in HDFC Children's Gift Fund
Declaration by I/We declare that the payment made on behalf of minor is in I/We declare that the payment is made on I/We declare that the payment is made on
Third Party consideration of natural love and affection or as a gift. behalf of FII/ Client and the source of this behalf of employee(s) under Systematic
payment is from funds provided to us by FII/Client. Investment Plans or as lump sum / one-time
subscription, through Payroll Deductions.
3. THIRD PARTY PAYMENT DETAILS (Refer Instruction No. 4)
Mode of Payment [Please tick (P
)] Mandatory Enclosure(s)*
Cheque In case the account number and account holder name of the third party is not pre-printed on the cheque
then a copy of the bank passbook / statement of bank account or letter from the bank certifying that
the third party maintains a bank account.
Pay Order Certificate from the Issuing Banker stating the Bank Account Holder's Name and Bank Account Number
debited for issue of the instrument or Copy of the acknowledgement from the bank, wherein the instructions
Demand Draft
to debit carry the bank account details and name of the third par ty as an account holder are available or
Banker's Cheque Copy of the passbook/bank statement evidencing the debit for issuance of the instrument.
RTGS
NEFT Copy of the Instruction to the Bank stating the Bank Account Number which has been debited.
Fund Transfer
* HDFC Mutual Fund/HDFC Asset Management Company Limited ("HDFC AMC") reserves the right to seek information and /or obtain such other additional
documents/information from the Third Party for establishing the identity of the Third Party.
in fgures (Rs.)
Amount#
in words
Cheque/DD/PO/UTR No. Cheque/DD/PO/RTGS Date

DD MM YYYY
Pay- in Bank A/c No.
Name of the Bank
Branch Bank City

Account Type [Please tick (P
)] SAVINGS CURRENT NRE NRO FCNR OTHERS ______________________ (please specify)
# including Demand Draft charges, if any.
4. DECLARATIONS & SIGNATURE/S (Refer Instruction 5)
THIRD PARTY DECLARATION

I / We hereby confirm and declare as under:-
I/We have read and understood the Third Party Payment rules, as given below and agree to comply and be bound by the same.
The information provided is true and correct and HDFC Mutual Fund (‘Fund’)/the HDFC Asset Management Company Limited (‘AMC’) is entitled to verify the same directly or indirectly. I/We agree to
furnish such further information as Fund/AMC may require from me/us. I/We agree that if any of the declarations furnished by me/us are found to be incorrect or incomplete, the Fund/AMC shall have
the absolute discretion to reject / not process the Application Form received from the Beneficial Investor(s) and refund the subscription monies accordingly.
I/We hereby declare that the amount invested in the Scheme(s) is through legitimate sources only and is not for the purpose of contravention or evasion of any act, rules, regulations, notifications or
directions issued by any regulatory authority in India. I/We shall be solely liable/responsible for any claim, loss and/ or damage of whatsoever nature that the Fund/ AMC may suffer as a result of
accepting the aforesaid payment from me/us towards processing the transaction in favour of the Beneficial Investor(s) as detailed in the Application Form.
I/We am/are not prohibited from accessing capital markets under any order/ruling/judgment etc. of any regulation, including SEBI. I/We confirm that my application is in
compliance with applicable Indian and foreign laws.
Please (P ) Yes No
If yes, (P
) Repatriation basis
Non-repatriation basis
DD MM YYYY
Signature of the Third Party
BENEFICIAL INVESTOR(S) DECLARATION
I/We hereby confirm that the information provided herein by the Third Party is true and correct.
First / Sole
Applicant /
Applicable to Guardian receiving funds on behalf of Minor only: Guardian
I/We confirm that I/We are the guardian of the Minor registered in folio and have no objection to the funds
SIGNATURE/S
received towards Subscription of Units in this Scheme(s) on behalf of the minor.
Second
Applicant
Third
Applicant
DD MM YYYY
THIRD PARTY PAYMENT RULES

1. In order to enhance compliance with Know your Customer (KYC) norms under (i) Payment by Parents/Grand-Parents/Related Persons* on behalf of a
the Prevention of Money Laundering Act, 2002 (PMLA) and to mitigate the risks minor in consideration of natural love and affection or as gift for a value
associated with acceptance of third party payments, Association of Mutual not exceeding Rs. 50,000/- for each regular Purchase or per SIP
Funds of India (AMFI) issued best practice guidelines on "risk mitigation installment. However, this restriction of Rs. 50,000/- will not be
process against third party instruments and other payment modes for mutual applicable for payment made by a Guardian whose name is registered in
fund subscriptions". AMFI has issued the said best practice guidelines requiring the records of Mutual Fund in that folio (i.e. father, mother or court
mutual funds/asset management companies to ensure that Third-Party appointed Legal Guardian).
payments are not used for mutual fund subscriptions (This limit of Rs. 50,000 shall not be applicable for investments in
2a. The following words and expressions shall have the meaning specified herein: HDFC Children's Gift Fund. However, the Donors will have to comply
(a) "Beneficial Investor" is the first named applicant/investor in whose name with all the requirements specified in 2c below)
the application for subscription of Units is applied for with the Mutual (ii) Payment by Employer on behalf of employee under Systematic
Fund. Investment Plans or as lump sum/one-time subscription, through Payroll
(b) "Third Party" means any person making payment towards subscription deductions.
of Units in the name of the Beneficial Investor. (iii) Custodian on behalf of an FII or a Client.
(c) "Third Party payment" is referred to as a payment made through * 'Related Person' means any person investing on behalf of a minor in
instruments issued from a bank account other than that of the first named consideration of natural love and affection or as a gift.
applicant/ investor mentioned in the application form. 2c. Applications submitted through the above mentioned 'exceptional cases' are
Illustrations required to comply with the following, without which applications for
Illustration 1: An Application submitted in joint names of A, B & C subscriptions for units will be rejected / not processed / refunded.
alongwith cheque issued from a bank account in names of B, C & Y. This (i) Mandatory KYC for all investors (guardian in case of minor) and the
will be considered as Third Party payment. person making the payment i.e. third party.
Illustration 2: An Application submitted in joint names of A, B & C (ii) Submission of a complete and valid 'Third Party Payment Declaration
alongwith cheque issued from a bank account in names of C, A & B. This Form' from the investors (guardian in case of minor) and the person
will not be considered as Third Party payment. making the payment i.e. third party.
Illustration 3: An Application submitted in joint names of A, B & C 2d. Investor(s) are requested to note that any application for subscription of Units of
alongwith cheque issued from a bank account in name of A. This will not the Scheme(s) of HDFC Mutual Fund accompanied with Third Party payment
be considered as Third Party payment. other than the above mentioned exceptional cases as described in Rule (2b)
2b. The Fund / AMC will not accept subscriptions with Third Party payments except above is liable for rejection without any recourse to Third Party or the applicant
in the following exceptional cases, which is subject to submission of requisite investor(s).
documentation/ declarations:
The above mentioned Third Party Payment Rules are subject to change from time to time. Please contact any of the Investor Service Centres of HDFC AMC or visit our
website www.hdfcfund.com for any further information or updates on the same.
INSTRUCTIONS FOR THIRD PARTY PAYMENT DECLARATION FORM
1. GENERAL INSTRUCTIONS satisfaction of the HDFC AMC/ HDFC Mutual Fund / Registrar and Transfer Agent.
The original documents will be returned across the counter after due verification.
Please read the terms of the Key Information Memorandum, the Scheme Information
Document (SID) and Statement of Additional Information (SAI) carefully before filling the Third (ii) Source of funds - if funded by pre-funded investments such as Pay Order, Demand
Party Payment Declaration Form (hereinafter referred to as 'Declaration Form'). Draft, Banker's cheque etc.
The Declaration Form should be completed in ENGLISH and in BLOCK LETTERS only. Please The Third Party should attach any one of the following supporting documents with the
tick in the appropriate box for relevant declarations wherever applicable. Please do not purchase application where subscription for units is vide a pre-funded instrument
overwrite. Any correction/ changes (if any) made in the Declaration Form, shall be issued by way of debit to his / her bank account: (i) a Certificate (in original) from the
authenticated by canceling and re-writing the correct details and counter signature of the Third issuing banker duly certified by the employee signing the pre-funded instrument with
Party and the Beneficial Investor(s). his / her full signature, name, employee code, bank seal and contact number, stating the
Account holder's name, the Bank Account Number which has been debited for issue of
Applications along with the Declaration Form completed in all respects, must be submitted at the instrument (Mandatory) and PAN as per bank records, if available (ii) a copy of the
the Official Points of Acceptance of HDFC Mutual Fund (’Fund’). acknowledgement from the bank, wherein the instructions to debit carry the bank
In case the Declaration Form does not comply with the above requirements and/or is account details and name of the third party as an account holder are available (iii) a
incomplete in any respect, the Fund /AMC at its discretion may reject / not process such copy of the passbook/bank statement evidencing the debit for issuance of the
Declaration Form and where required, refund the subscription money to the bank account from instrument.
which such money was remitted and shall not be liable/responsible for any such rejection. The account number mentioned in the above supporting documents should be the
2. BENEFICIAL INVESTOR INFORMATION same as the bank details mentioned in the application form.
The Third Party should provide the Folio Number of the Beneficial Investor already having a (iii) Source of funds - if paid by RTGS, Bank Account-to-Account Transfer, NEFT, ECS,
folio with the Fund in Section 1. In case the Beneficial Investor does not have an existing Folio etc.
Number, the Third Party should mention the Application Number as stated in the Application Acknowledged copy of the instruction to the bank stating the account number debited.
Form. Name must be written in full.
(iv) Source of funds - if paid by a pre-funded instrument issued by the Bank against Cash
3. THIRD PARTY INFORMATION
The AMC/Mutual Fund /R&TA will not accept any purchase applications from third party
"Third Party" includes the Parent, Grand Parent, Related Person, Custodian of FII/Client, or if accompanied by a pre-funded instrument issued by a bank (such as Pay Order,
Employer, making payment towards subscription of Units in the name of the Beneficial Demand Draft, Banker's cheque) against cash for investments of Rs. 50,000 or more.
Investor(s). The third party should submit a Certificate (in original) obtained from the bank giving
Full Name and relationship of Third Party with the Beneficial Investor must be provided. name, bank account number (Mandatory) and PAN as per the bank records, if available
of the person who has requested for the payment instrument. The said Certificate
The Relationship declared by the Third Party will suggest that the payment made on behalf of should be duly certified by the employee signing the pre-funded instrument with his /
Beneficial Investor(s) is: her full signature, name, employee code, bank seal and contact number. The AMC /
Mutual Fund / R&TA will check that the name mentioned in the Certificate matches with
a. On behalf of a minor in consideration of natural love and affection or as gift for a value the name of the third party.
not exceeding Rs. 50,000/- (which includes each regular purchase or per SIP
installment) made by Parents/Grand Parents/ Related Persons. However this restriction The account number mentioned in the Certificate should be the same as / one of the
of Rs. 50,000/- will not be applicable for payment made by a guardian whose name is registered bank account or the bank details mentioned in the application form.
registered in the records of Mutual Fund in that folio (i.e. father or mother or court
appointed legal guardian). (This limit of Rs. 50,000 shall not be applicable for 5. SIGNATURE(S)
investments in HDFC Children's Gift Fund); or Signature(s) should be in English or in any Indian Language. Declarations on behalf of minors
b. On behalf of employee under Systematic Investment Plans or as lump sum/one-time should be signed by their natural parent/legal Guardian.
subscription, through Payroll deductions made by employer; or 6. PERMANENT ACCOUNT NUMBER
c. On behalf of an FII or a Client made by the Custodian. It is mandatory for the Third Party to mention the permanent account number (PAN)
Mailing address and contact details of Third Party must be written in full. irrespective of the amount of Purchase*. In order to verify that the PAN of Third Party has been
duly and correctly quoted therein, the Third Party shall attach along with the Declaration Form,
4. THIRD PARTY PAYMENT DETAILS a photocopy of the PAN card duly self-certified.
Third Party must provide in the Declaration Form the details of the Pay-in Bank Account i.e. *includes fresh/additional purchase, Systematic Investment Plan.
account from which subscription payment is made in the name of the Beneficial Investor(s).
Declaration Forms not complying with the above requirement will not be accepted/ processed.
The Declaration Form with incomplete payment details shall be rejected. The following
document(s) is/are required to be submitted by Third Party as per the mode of payment For further details, please refer Section 'Permanent Account Number' under the Statement of
selected: Additional Information available on our website www.hdfcfund.com
(i) Source of funds - if paid by cheque 7. PREVENTION OF MONEY LAUNDERING
In case the account number and account holder name of the third party is not pre- SEBI vide its circular reference number ISD/CIR/RR/AML/1/06 dated January 18, 2006 and
printed on the cheque, then the third party should provide any one of the following other circulars issued from time to time, mandated that all intermediaries including Mutual
documents: Funds should formulate and implement a proper policy framework as per the guidelines on anti
money laundering measures and also to adopt a Know Your Customer (KYC) policy.
1. a copy# of the bank passbook or a statement of bank account having the name
and address of the account holder and account number; The Third Party should ensure that the amount invested in the Scheme is through legitimate
sources only and does not involve and is not designated for the purpose of any contravention
2. a letter (in original) from the bank on its letterhead certifying that the third party or evasion of the provisions of the Income Tax Act, Prevention of Money Laundering Act
maintains an account with the bank, along with information like bank account (PMLA), Prevention of Corruption Act and / or any other applicable law in force and also any
number, bank branch, account type, the MICR code of the branch & IFSC Code laws enacted by the Government of India from time to time or any rules, regulations,
(where available). The said letter should be certified by the bank manager with notifications or directions issued thereunder.
his / her full signature, name, employee code, bank seal and contact number.
To ensure appropriate identification of the Third Party and with a view to monitor transactions
# the original documents along with the documents mentioned above should be for the prevention of money laundering, the AMC/ Fund reserves the right to seek information,
submitted to the ISCs / Official Points of Acceptance of HDFC Mutual Fund. The record investor's/Third party's telephonic calls and/or obtain and retain documentation for
copy of such documents will be verified with the original documents to the establishing the identity of the third party, their beneficial ownership, proof of residence,
HDFC Mutual Fund - Key Information Memorandum Dated June 21, 2014 51
INSTRUCTIONS FOR THIRD PARTY PAYMENT DECLARATION FORM (Contd.)
source of funds, etc. It may re-verify identity and obtain any incomplete or additional 8. KNOW YOUR CUSTOMER (KYC) COMPLIANCE
information for this purpose.
It is mandatory for the Third Party to quote the KYC Compliance Status and attach proof of KYC
The Fund, AMC, HDFC Trustee Company Limited ("HDFC Trustee") and their Directors, Compliance viz. KYC Acknowledgement Letter (or Printout of KYC Compliance Status
employees and agents shall not be liable in any manner for any claims arising whatsoever on downloaded from CVL website (www.cvlindia.com) using the PAN. Declaration Form without a
account of freezing the folios/rejection of any application / allotment of Units or mandatory valid KYC Compliance of Third Party will be rejected.
redemption of Units due to non compliance with the provisions of the PMLA, SEBI/AMFI
circular(s) and KYC policy and / or where the AMC believes that transaction is suspicious in In the event of non-compliance of KYC requirements, HDFC Trustee/HDFC AMC reserves the
nature within the purview of the Act and SEBI/AMFI circular(s) and reporting the same to FIU- right to freeze the folio of the investor(s) and effect mandatory redemption of unit holdings of
IND. the investors at the applicable NAV, subject to payment of exit load, if any.
For further details, please refer Section 'Prevention of Money Laundering' under the For further details, please refer Section 'Know Your Customer (KYC) Compliance' under the
Statement of Additional Information available on our website www.hdfcfund.com Statement of Additional Information available on our website www.hdfcfund.com
Enrolment Form for SIP/ Micro SIP
[For Investments through ECS (Debit Clearing) / Direct Debit Facility/Standing Instruction]
(Please refer Product labeling available on cover page of the KIM and terms and conditions overleaf)
Important: Please strike out the Section(s) that is/are not used by you to avoid any unauthorised use
SIP/ Micro SIP via ECS (Debit Clearing) in select cities or via Direct Debit/Standing Instruction in select banks / branches only.
KEY PARTNER / AGENT INFORMATION (Investors applying under Direct Plan must mention “Direct” in ARN column.) FOR OFFICE USE ONLY (TIME STAMP)
ARN ARN Name Sub-Agent’s ARN/ Internal Code Employee Unique
Bank Branch Code for Sub-Agent/ Identification Number
Employee (EUIN)
ARN-
EUIN Declaration (only where EUIN box is left blank) (Refer Item No. 3a)
I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this transaction is executed without any interaction or advice by the
employee/relationship manager/sales person of the above distributor/sub broker or notwithstanding the advice of in-appropriateness, if any, provided by the
employee/relationship manager/sales person of the distributor/sub broker.

Transaction Charges for Applications through Distributors only (Refer Item No. 17 and please tick (P
) any one) Date: D D M M Y Y Y Y
I confirm that I am a First time investor across Mutual Funds. I confirm that I am an existing investor in Mutual Funds.
(Rs. 150 deductible as Transaction Charge and payable to the Distributor) (Rs. 100 deductible as Transaction Charge and payable to the Distributor)
If the total commitment of investment through SIP (i.e. amount per SIP installment X no. of installments) amounts to Rs.10,000 or more and your Distributor has opted to receive
transaction Charges, the same are deductible as applicable from the installment amount and payable to the Distributor. In such cases Transaction Charge will be recoverable in 3-4
installments. Units will be issued against the balance of the installment amounts invested.
Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors including the service
rendered by the ARN Holder.
I/ We have read, understood and agree to comply with the terms and conditions of the scheme related documents of the Scheme and the terms & conditions of enrolment for Systematic Investment Plan (SIP)
and of ECS (Debit Clearing) / Direct Debit / Standing Instruction facilities.
The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for the different competing Schemes of various mutual Funds from
amongst which the Scheme is being recommended to me/us.
Please (P
) any one. In the absence of indication of the option the form is liable to be rejected.
NEW REGISTRATION CHANGE IN BANK ACCOUNT CANCELLATION (Refer Item No. 11)
INVESTOR DETAILS
Application No. (For new investor)/ Folio No. (For existing Unitholder)
SIGNATURE (Refer Item No. 3(c))

Sole/1st applicant
PAN# KYC# (Mandatory) Proof Attached

or [Please tick (P
)]
PEKRN#
Name of Guardian
(In case Applicant is minor)
or [Please tick (P
)]
PEKRN#
Second Applicant

or [Please tick (P
)]
PEKRN#
Third Applicant

or [Please tick (P
)]
PEKRN#
# Please attach Proof. If PAN/PEKRN/KYC is already validated please don’t attach any proof. Refer Item No. 15 and 16.
Scheme
(Investors applying under Direct Plan must mention “Direct” against the Scheme name).
Plan Option
ACKNOWLEDGEMENT SLIP (To be filled in by the Unit holder)

HDFC MUTUAL FUND
Date: / / Head Office : HUL House, 2nd Floor, H.T. Parekh Marg,165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020.
Application/ Folio No. ISC Stamp & Signature
Received from Mr./Ms./M/s. ‘SIP/ Micro SIP’ application for
Scheme / Plan / Option
instalment Amount (Rs.) Please Note: All purchases are subject to realisation of cheques
I/WE WOULD LIKE TO INVEST TO MEET MY/OUR FINANCIAL GOALS (choose anyone (P
) (Refer Item No. 20)
Marriage Dream Home Dream Car Children’s Education Children’s Marriage World Tour Retirement
Target Amount
Each SIP/ Micro SIP Amount (Rs.) Frequency Monthly+ Quarterly (+Default Frequency) [Refer Item No. 6(iv)]
SIP/ Micro SIP Date 1st 5th 10th+ 15th 20th 25th (+Default Date) [Refer Item No. 6(iv)]
**Please refer Item
SIP/ Micro SIP Period Start From M M Y Y Y Y End On** M M Y Y Y Y OR Default Date (December 2032) No. 6(ii) and 7(b)
First SIP/ Micro SIP Transaction via Cheque No. Cheque Dated D D M M Y Y Y Y Amount@ (Rs.)
Mandatory Enclosure (if 1st Installment is not by cheque) Blank cancelled cheque Copy of cheque @The first cheque amount should
The name of the first/ sole applicant must be pre-printed on the cheque. be same as each SIP Amount.
SIP Top-up (Optional) to avail this facility) Top-up Amount (Rs.)
(Please P (The amount should be in multiples of Rs. 500 only)
(Refer Item No. 7 e)
SIP Top-up Frequency: Half-yearly Yearly (Quarterly SIP offers top-up frequency at yearly intervals only.)
Maximum amount of debit (SIP+Top-up) under direct debit facility for investors with bank accounts with State Bank of India shall not exceed Rs. 5,00,000/- per installment.
DEMAT ACCOUNT DETAILS* NSDL CDSL
(Optional - refer instruction 10)
DP Name
Investor opting to hold units in demat form may provide
a copy of the DP statement to match the demat details DP ID
as stated in the application form. Beneficiary
Account No.
I/we hereby authorise HDFC Mutual Fund/HDFC Asset Management Company Limited and their authorised service providers, to debit my/our following bank account by ECS (Debit Clearing) /
Direct Debit / Standing Instruction for collection of SIP/ Micro SIP payments.
BANK DETAILS
Bank Name
Account Number
9 Digit MICR Code (Please enter the 9 digit number that appears after the cheque number)
Accountholder Name
as in Bank Account
Authorisation of the Bank Account Holder (to be signed by the Investor)**

** To, The Branch Manager, _________________________________________________(Name of the
Bank)
This is to inform that I/We have registered for the RBI’s Electronic Clearing Service (Debit Clearing) / Direct
Debit / Standing Instruction and that my/our payment towards my/our investment in the Scheme of HDFC
Mutual Fund shall be made from my/our below mentioned bank account with your bank. I/We hereby Bank Account Number
authorise the representative carrying this ECS (Debit Clearing) / Direct Debit / Standing Instruction mandate
Form to get it verified & executed.
I/ We have read and agree to comply with the terms and conditions mentioned overleaf and be bound by the same. I/We hereby declare that the particulars given above are true and
correct and agree to make payments referred above through participation in ECS (Debit Clearing) / Direct Debit / Standing Instruction.. I / We will also inform HDFC Mutual
Fund/HDFC Asset Management Company Limited, about any changes in my bank account.
Applicable to SIP Top-up facility (not available under Micro SIP):
I/We hereby agree to avail the top-up facility for SIP and authorize my bank to execute the ECS/Direct Debit/Standing Instruction for a further increase in installment from my
designated account.
Please write Folio no. on the reverse of the cheque. (MANDATORY)
1st Account 2nd Account 3rd Account
Holder’s Holder’s Holder’s
Signature Signature Signature
(As in Bank (As in Bank (As in Bank
Records) Records) Records)
BANKER’S ATTESTATION (FOR BANK USE ONLY)

Certified that the signature of account holder and the
details of Bank account and its MICR code are correct as
per our records Signature of Authorised Official from Bank (Bank Stamp and Date) Bank Account Number
For Office Use only (Not to be filled in by Investor)

Recorded on Scheme Code
Recorded by Credit Account Number

Enrolment Form for SIP/ Micro SIP
[For Investments through ECS (Debit Clearing) / Direct Debit Facility/Standing Instruction]
(Please refer Product labeling available on cover page of the KIM and terms and conditions overleaf)
Important: Please strike out the Section(s) that is/are not used by you to avoid any unauthorised use
SIP/ Micro SIP via ECS (Debit Clearing) in select cities or via Direct Debit/Standing Instruction in select banks / branches only.
Employee (EUIN)
ARN-
EUIN Declaration (only where EUIN box is left blank) (Refer Item No. 3a)

Transaction Charges for Applications through Distributors only (Refer Item No. 17 and please tick (P
) any one) Date: D D M M Y Y Y Y
I confirm that I am a First time investor across Mutual Funds. I confirm that I am an existing investor in Mutual Funds.
(Rs. 150 deductible as Transaction Charge and payable to the Distributor) (Rs. 100 deductible as Transaction Charge and payable to the Distributor)
If the total commitment of investment through SIP (i.e. amount per SIP installment X no. of installments) amounts to Rs.10,000 or more and your Distributor has opted to receive
transaction Charges, the same are deductible as applicable from the installment amount and payable to the Distributor. In such cases Transaction Charge will be recoverable in 3-4
installments. Units will be issued against the balance of the installment amounts invested.
Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors including the service
rendered by the ARN Holder.
I/ We have read, understood and agree to comply with the terms and conditions of the scheme related documents of the Scheme and the terms & conditions of enrolment for Systematic Investment Plan (SIP)
and of ECS (Debit Clearing) / Direct Debit / Standing Instruction facilities.
The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for the different competing Schemes of various mutual Funds from
amongst which the Scheme is being recommended to me/us.
Please (P
NEW REGISTRATION CHANGE IN BANK ACCOUNT CANCELLATION (Refer Item No. 11)
INVESTOR DETAILS
Application No. (For new investor)/ Folio No. (For existing Unitholder)
SIGNATURE (Refer Item No. 3(c))

Sole/1st applicant

or [Please tick (P
)]
PEKRN#
Name of Guardian
(In case Applicant is minor)
or [Please tick (P
)]
PEKRN#
Second Applicant

or [Please tick (P
)]
PEKRN#
Third Applicant

or [Please tick (P
)]
PEKRN#
# Please attach Proof. If PAN/PEKRN/KYC is already validated please don’t attach any proof. Refer Item No. 15 and 16.
Scheme
(Investors applying under Direct Plan must mention “Direct” against the Scheme name).
Plan Option

HDFC MUTUAL FUND
Date: Head Office : HUL House, 2nd Floor, H.T. Parekh Marg,165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020.
Application/ Folio No. ISC Stamp & Signature
Received from Mr./Ms./M/s. ‘SIP/ Micro SIP’ application for
Scheme / Plan / Option
instalment Amount (Rs.) Please Note: All purchases are subject to realisation of cheques
I/WE WOULD LIKE TO INVEST TO MEET MY/OUR FINANCIAL GOALS (choose anyone (P
) (Refer Item No. 20)
Marriage Dream Home Dream Car Children’s Education Children’s Marriage World Tour Retirement
Target Amount
Each SIP/ Micro SIP Amount (Rs.) Frequency Monthly+ Quarterly (+Default Frequency) [Refer Item No. 6(iv)]
+ +
SIP/ Micro SIP Date 1st 5th 10th 15th 20th 25th ( Default Date) [Refer Item No. 6(iv)]
**Please refer Item
SIP/ Micro SIP Period Start From M M Y Y Y Y End On** M M Y Y Y Y OR Default Date (December 2032) No. 6(ii) and 7(b)
First SIP/ Micro SIP Transaction via Cheque No. Cheque Dated D D M M Y Y Y Y Amount@ (Rs.)
Mandatory Enclosure (if 1st Installment is not by cheque) Blank cancelled cheque Copy of cheque @The first cheque amount should
The name of the first/ sole applicant must be pre-printed on the cheque. be same as each SIP Amount.
SIP Top-up (Optional) to avail this facility) Top-up Amount (Rs.)
(Please P (The amount should be in multiples of Rs. 500 only)
(Refer Item No. 7 e)
SIP Top-up Frequency: Half-yearly Yearly (Quarterly SIP offers top-up frequency at yearly intervals only.)
Maximum amount of debit (SIP+Top-up) under direct debit facility for investors with bank accounts with State Bank of India shall not exceed Rs. 5,00,000/- per installment.
DEMAT ACCOUNT DETAILS* NSDL CDSL
(Optional - refer instruction 10)
DP Name
Investor opting to hold units in demat form may provide
a copy of the DP statement to match the demat details DP ID
as stated in the application form. Beneficiary
Account No.
I/we hereby authorise HDFC Mutual Fund/HDFC Asset Management Company Limited and their authorised service providers, to debit my/our following bank account by ECS (Debit Clearing) /
Direct Debit / Standing Instruction for collection of SIP/ Micro SIP payments.
BANK DETAILS
Bank Name
Account Number
9 Digit MICR Code (Please enter the 9 digit number that appears after the cheque number)
Accountholder Name
as in Bank Account
Authorisation of the Bank Account Holder (to be signed by the Investor)**

** To, The Branch Manager, _________________________________________________(Name of the
Bank)
This is to inform that I/We have registered for the RBI’s Electronic Clearing Service (Debit Clearing) / Direct
Debit / Standing Instruction and that my/our payment towards my/our investment in the Scheme of HDFC
Mutual Fund shall be made from my/our below mentioned bank account with your bank. I/We hereby Bank Account Number
authorise the representative carrying this ECS (Debit Clearing) / Direct Debit / Standing Instruction mandate
Form to get it verified & executed.
I/ We have read and agree to comply with the terms and conditions mentioned overleaf and be bound by the same. I/We hereby declare that the particulars given above are true and
correct and agree to make payments referred above through participation in ECS (Debit Clearing) / Direct Debit / Standing Instruction.. I / We will also inform HDFC Mutual
Fund/HDFC Asset Management Company Limited, about any changes in my bank account.
Applicable to SIP Top-up facility (not available under Micro SIP):
I/We hereby agree to avail the top-up facility for SIP and authorize my bank to execute the ECS/Direct Debit/Standing Instruction for a further increase in installment from my
designated account.
Please write Folio no. on the reverse of the cheque. (MANDATORY)
1st Account 2nd Account 3rd Account
Holder’s Holder’s Holder’s
Signature Signature Signature
(As in Bank (As in Bank (As in Bank
Records) Records) Records)
BANKER’S ATTESTATION (FOR BANK USE ONLY)

Certified that the signature of account holder and the
details of Bank account and its MICR code are correct as
per our records Signature of Authorised Official from Bank (Bank Stamp and Date) Bank Account Number
For Office Use only (Not to be filled in by Investor)

Recorded on Scheme Code
Recorded by Credit Account Number

SIP/ MICRO SIP TERMS & CONDITIONS FOR ECS (DIRECT CLEARING) / DIRECT DEBIT FACILITY / STANDING INSTRUCTION
The form can be used by investors who wish to enroll for SIP or rejected. 7. Installments are available on the 1st, 5th, 10th, 15th, 20th or
Micro SIP (PAN exempt investments) facility. c. Signature(s) should be as it appears on the Application 25th of a month. All installments under MSIP and QSIP
Micro Systematic Investment Plans (Micro SIPs) where aggregate Form / existing Folio and in the same order. In case the should be of the same amount and same date. For example, if
of investments (Lumpsum plus SIP) in a rolling 12 month period or mode of holding is joint, all unit holders are required to an investor is enrolling for the period July- December for total
in a financial year i.e. April to March do not exceed Rs. 50,000 shall sign. amount of Rs. 30,000/-, there shall be a minimum of six
be exempt from the requirement of PAN. However, such investors 4. a. New investors who wish to enroll are required to fill the installments (except for first cheque which could be of any
shall be required to quote PAN Exempt KYC Reference Number (i) Enrolment Form (ii) the respective Scheme date) and same amount. The first cheque should be drawn on
(PEKRN) details of which are given in PAN Exempt Investments in Application Form (included in the Key Information the same bank account which is to be registered for ECS
point no. 15 below. Memorandum) along with / without the initial (Debit Clearing) / Direct Debit / Standing Instruction.
1. SIP (includes reference to Micro SIP) is available to investors investment instrument. Investors are advised to read Alternatively, the cheque may be drawn on any bank, but
in the following Scheme(s) (including Direct Plan thereunder) and understand and agree to abide by the Scheme investor should provide a photocopy of the cheque of the
of HDFC Mutual Fund: HDFC Growth Fund, HDFC Equity Fund, Information Document(s) / Key Information bank / branch for which ECS (Debit Clearing) / Direct Debit /
HDFC Top 200 Fund, HDFC Capital Builder Fund, HDFC Index Memorandum(s) and Statement of Additional Standing Instruction is to be registered. However, investors
Fund, HDFC Children’s Gift Fund, HDFC Balanced Fund, HDFC information available with the ISCs of HDFC Mutual need not submit the First Cheque for enrollment provided the
Prudence Fund, HDFC Long Term Advantage Fund*, HDFC Fund, brokers/distributors and also displayed at the Enrolment Form is attested by the Bank from which
TaxSaver*, HDFC MF Monthly Income Plan (an open-ended HDFC Mutual Fund website i.e. www.hdfcfund.com installment will be debited or copy of the cancelled cheque or
income scheme. Monthly income is not assured and is photocopy of the cheque of bank account from which the
b. New investors can apply for SIP into respective installment will be debited is attached to the form.
subject to availability of distributable surplus), HDFC Core & Scheme/ Plans/ Options without any existing
Satellite Fund, HDFC Premier Multi-Cap Fund, HDFC Mid-Cap investment / folio. a. First Cheque and subsequent Installments via ECS
Opportunities Fund, HDFC Infrastructure Fund, HDFC Gold (Debit Clearing)/ Direct Debit/ Standing Instruction
The provision for ‘Minimum Application Amount’ should be of the same amount.
Fund**, HDFC Multiple Yield Fund, HDFC Arbitrage Fund, specified in the respective Scheme Information
HDFC Income Fund, HDFC High Interest Fund, HDFC Short Document will not be applicable for SIP investments. b. The Enrolment Form should be submitted atleast 30
Term Plan, HDFC Short Term Opportunities Fund, HDFC e.g. the minimum application amount for new investors days before the first date^ for ECS (Debit Clearing)/
Medium Term Opportunities Fund, HDFC Cash Management in HDFC Equity Fund - Growth Option is Rs. 5,000/-. Direct Debit / Standing Instruction.
Fund - Treasury Advantage Plan, HDFC Gilt Fund, HDFC However, in case of SIP investments, an investor can If the start period is not mentioned, the chosen/Default
Floating Rate Income Fund, HDFC Multiple Yield Fund- Plan enter the Scheme with minimum amount of Rs. 500/-. date falling 30 days from submission date will be
2005, HDFC Large Cap Fund, HDFC Small and Mid Cap Fund, considered as the start date and will be registered from
HDFC Inflation Indexed Bond Fund, HDFC Dynamic PE Ratio 5. The facility is offered to investors the following two Plans
(Frequency): that date (eg. If the application is submitted on June 1
Fund of Funds, HDFC Banking and PSU Debt Fund and HDFC without indicating the start period then the SIP start date
Corporate Debt Opportunities Fund. i) Monthly Systematic Investment Plan (MSIP) would be July 1).
*an open-ended equity linked savings scheme with a lock-in ii) Quarterly Systematic Investment Plan (QSIP) ^ In case the auto debit start date as mentioned in the
period of 3 years 6. (i) The details of minimum amount per installment, form does not satisfy this condition, the first date shall
** an open-ended fund of funds scheme investing in HDFC minimum number of installments, maximum duration, be rolled over to begin from the immediately following
Gold Exchange Traded Fund entry load, exit load, etc. under MSIP and QSIP are given month (provided the roll over date does not exceed the
The above list is subject to change from time to time. below: maximum time gap of 90 days between the SIP
Please contact the nearest Investor Service Centre (ISC) of Schemes other than HDFC HDFC TaxSaver* and submission date and first installment of SIP through
HDFC Mutual Fund for updated list. TaxSaver* and HDFC Long HDFC Long Term ECS (Debit Clearing) or Direct Debit/ Standing
2. Enrolment Form should be completed in English and in Block Term Advantage Fund* Advantage Fund* Instruction) and the end date shall accordingly get
Letters only. Please tick (✓ ) in the appropriate box (£ ), i) Minimum Amount per Installments extended.
where boxes have been provided. Enrolment Form complete MSIP Rs. 500/- and in Rs. 500/- and in c. Payment may be made by cheque drawn on any bank
in all respects, should be submitted at any of the Official multiples of Rs. 100/- multiples of Rs. 500/- which is situated at and is a member of the Bankers’
Points of Acceptance of HDFC Mutual Fund. Clearing House located at the place where the SIP
QSIP Rs. 1,500/- and in Rs. 1,500/- and in application is submitted. No cash, money orders or
In case SIP/ Micro SIP investments are made through multiples of Rs. 100/- multiples of Rs. 500/-
‘Third Party Payments’ i.e. payment made through an postal orders will be accepted.
ii) Total Minimum Number of Installments d. In case, the name is not pre-printed on the cheque or
instrument issued from a bank account other than that of
the first named applicant/ investor mentioned in the MSIP • In respect of each SIP 6 Installments signature on the cheque does not match, then the first
application form, Investors are required to additionally fill Installment less than named applicant/investor should submit any one of the
up & submit the ‘Third Party Payment Declaration Form’ Rs. 1,000/- in value: following documents i.e. a copy of the bank passbook
(available at any of our ISCs or on our website 12 Cheques or a statement of bank account or a letter from the bank
www.hdfcfund.com) along with the SIP Enrolment Form. • In respect of each SIP on its letterhead certifying the investors bank account
3. a. Investment through Distributors Installment equal to or details (Account Number, Type, Branch, MICR Code).
greater than Rs. 1,000/ - For other mode of payment and further details, please
Distributors / Agents are not entitled to distribute units in value: 6 Cheques refer to the section ‘Third Party Payments’ under the
of mutual funds unless they are registered with Instructions in the Key Information Memorandum and
Association of Mutual Funds in India (AMFI). Every QSIP • In respect of each SIP 2 Installments
Installment less than section ‘How to Apply’ under Statement of Additional
employee/ relationship manager/ sales person of the Information available on our website
distributor of mutual fund products to quote the Rs. 3,000/ - in value:
4 Cheques www.hdfcfund.com
Employee Unique Identification Number (EUIN)
obtained by him/her from AMFI in the Application Form.. • In respect of each SIP e. SIP Top-up Facility:
Individual ARN holders including senior citizens Installment equal to or SIP Top-up Facility is not available under Micro SIPs
distributing mutual fund products are also required to greater than Rs. 3,000/ - 1. SIP Top-up is a facility wherein an investor who
obtain and quote EUIN in the Application Form. Hence, if in value: 2 Cheques wishes to enrol for SIP, has an option to increase
your investments are routed through a distributor, *open-ended equity linked savings scheme with a lock-in the amount of the SIP installment by a fixed
please ensure that the EUIN is correctly filled up in the period of 3 years amount at pre-defined intervals. The SIP Top-up
Application Form However, in case of any exceptional (ii) There is no maximum duration for enrolment. amount should be filled in the SIP Enrolment Form
cases where there is no interaction by the employee/ An investor has an option to choose the ‘End Date’ of the itself.
sales person/relationship manager of the SIP by filling the date or by selecting the Default Date 2. The SIP Top-up amount should be in multiples of
distributor/sub broker with respect to the transaction i.e. December 2032. Rs. 500/- only.
and EUIN box is left blank, you are required to provide 3. Monthly SIP offers top-up frequency at half yearly
the duly signed declaration to the effect as given in the However, SIPs will be registered in a folio held by a
minor only till the date of the minor attaining majority, and yearly intervals. Quarterly SIP offers top-up
form. For further details on EUIN you may kindly refer to frequency at yearly intervals only. In case the top-
the instructions of the Scheme Application Form or even though the instructions may be for a period
beyond that date. The facility will automatically stand up frequency is not indicated under Monthly SIP, it
Statement of Additional Information. will be considered as yearly interval.
terminated upon the Unit Holder attaining 18 years of
These requirements do not apply to Overseas age. f. (i) Payment through Electronic Clearing Service
Distributors. (ECS) (Debit Clearing) of the Reserve Bank of
(iii) In respect of enrollments, the Load Structure prevalent
New cadre distributors: New cadre distributors are at the time of enrollment shall govern the investors India (RBI) - Investors/ Unit holders may also
permitted to sell eligible schemes of the Fund during the tenure. enroll for Auto Debit facility through ECS (Debit
(details of eligible scheme is available on Clearing) of the RBI.
www.hdfcfund.com)They also hold an EUIN which The Load Structure for investments through SIP is as
follows: List of Cities for Auto Debit Facility via ECS (Debit
must be quoted in the application form. In case your Clearing) should conform to the ECS Debit
application through such distributor is not for an eligible (a) Entry Load: Not Applicable. The upfront
commission on investment made by the investor, locations approved by RBI. The same is available
scheme, it is liable to be rejected. on www.rbi.org.in and on our website
Direct Investments if any, shall be paid to the ARN Holder (AMFI
registered Distributor) directly by the investor, www.hdfcfund.com
Investors applying under Direct Plan must mention based on the investor’s assessment of various • This facility is offered only to the investors having
“Direct” in ARN column. In case Distributor code is factors including service rendered by the ARN bank accounts in select cities.
mentioned in the application form, but “Direct Plan” is Holder. • The bank account provided for ECS (Debit) should
indicated against the Scheme name, the Distributor participate in local MICR clearing.
code will be ignored and the application will be (b) Exit Load: Applicable Exit Load, if any, in the
processed under Direct Plan. Scheme/ Plan/ Option as on the date of enrollment • Auto debit facility is available only on specific
of the SIP will be levied. dates of the month as under :
b. Existing unitholders in Scheme(s) of HDFC Mutual Fund
are required to submit only the Enrolment Form. Existing For Scheme load structure please refer to Key Cities SIP Dates
unitholders should provide their Folio Number. Information Memorandum or contact the nearest Pondicherry 5th / 10th / 15th / 25th
Unitholders’ details and mode of holding (single, joint, Investor Service Centre (ISC) of HDFC Mutual Fund or (ii) Payment through Direct Debit Facility
anyone or survivor) will be as per the existing folio visit our website www.hdfcfund.com
Investors / Unit holders may enroll for Direct Debit
number and would prevail over any conflicting (iv) In case the frequency of debit/installment (Monthly/ Facility available with the following banks /
information furnished in this form. Unitholders name Quarterly) and date is not indicated, Monthly frequency branches:
should match with the details in the existing folio shall be treated as the Default Frequency and 10th shall
number, failing which the application form is liable to be be treated as the Default date.
SIP/ MICRO SIP TERMS & CONDITIONS FOR ECS (DIRECT CLEARING) / DIRECT DEBIT FACILITY / STANDING INSTRUCTION
Banks Branches effecting any subsequent changes to such information, (KYC) Compliance under Statement of Additional Information
Allahabad Bank, Axis All Branches Investors should approach their DP. Redemption requests for available on our website www.hdfcfund.com
Bank Limited, IDBI Bank units held in demat mode must be submitted to DP or through 17. Transaction Charges
Limited, Kotak Mahindra Stock Exchange Platform, as applicable. In accordance with SEBI circular No. Cir/ IMD/ DF/13/
Bank Limited, IndusInd Bank Holding / transacting of units held in demat mode shall be in 2011 dated August 22, 2011, as amended from time to
Limited, State Bank of India, accordance with the procedures / requirements laid down by time HDFC Asset Management Company Limited (“the
and Union Bank of India the Depositories, viz. NSDL/ CDSL in accordance with the AMC”)/ HDFC Mutual Fund will deduct Transaction
Banks Branches provisions under the Depositories Act, 1996 and the Charges from the purchase/ subscription amount received
regulations thereunder. from the investors investing through a valid ARN Holder
Bank of India, Bank of Select Branches
Baroda and Punjab 11. You can choose to change your bank account or discontinue i.e. AMFI registered Distributor (provided the Distributor
National Bank the facility by giving thirty days written notice to any of our has opted-in to receive the Transaction Charges). The
Investor Service Centres. For cancellation request, please Distributor may opt to receive Transaction Charges based
• This facility is offered only to the investors mention the start date as mentioned at the time of on the type of product.
having bank accounts in select banks/ registration.
branches eligible for this facility. Transaction Charge of Rs. 150/- (for a first time investor
12. The enrollment will be discontinued in cases where three across mutual funds) or Rs. 100/- (for investor other than
• This facility is available on all SIP dates of a consecutive installments are not honored or the Bank first time mutual fund investor) per purchase / subscription
month / quarter. Account [for ECS (Debit clearing)/ Direct Debit / Standing of Rs. 10,000/- and above will be deducted from the
(iii) Payment through Standing Instruction Instruction] is closed and request for change in bank account purchase / subscription amount and paid to the Distributor.
Payment may also be accepted by direct debits to [for ECS (Debit clearing) / Direct Debit / Standing Instruction] The balance amount shall be invested.
unit holders’ bank accounts. For this purpose, unit is not submitted at least 30 days before the next SIP Auto Transaction Charges in case of investments through SIP/
holders are required to give standing instructions Debit. Micro SIP:
to their bankers (with whom HDFC Mutual Fund 13. Units of HDFC Long Term Advantage Fund and HDFC Transaction Charges are deductible only if the total
may have an arrangement from time to time) to TaxSaver cannot be transferred / pledged / redeemed / commitment of investment (i.e. amount per SIP/Micro SIP
debit their bank accounts at periodic intervals and switched - out until completion of 3 years from the date of installment x No. of installments) amounts to Rs. 10,000/-
credit the subscription proceeds to the HDFC allotment of the respective units. Units of HDFC Children’s or more. In such cases, Transaction Charges shall be
Mutual Fund designated bank account. Currently, Gift Fund (subject to lock-in period) cannot be redeemed / deducted in 3-4 installments.
the arrangement for direct debit facility is with: switched - out until the Unitholder (being the beneficiary Transaction Charges shall not be deducted for:
Axis Bank • Dhanlaxmi Bank Ltd. • HDFC Bank child) attains 18 years of age or till completion of 3 years from
• ICICI Bank • ING Vysya Bank • Royal Bank of (a) where the Distributor of the investor has not opted to
the date of allotment, whichever is later.
Scotland NV • South Indian Bank receive any Transaction Charges for your Scheme type
14. In case the first SIP installment is processed (as the cheque
• This facility is offered only to the investors (b) for purchases / subscriptions / total commitment
may be banked) and the application is found to be defective,
having bank accounts in the above amount in case of SIP of an amount less than Rs.
the SIP registration will be ceased for future installments.
mentioned Banks. 10,000/-;
Investor will be sent a communication to this effect. No
• This facility is available on all dates of a refunds shall be made for the units already allotted. However, (c) for transactions other than purchases / subscriptions
month / quarter. redemptions/ switch-outs shall be allowed. relating to new inflows i.e. through Switches /
Systematic Transfers / Dividend Transfers/ Dividend
The cities / banks / branches in the list may be 15. Permanent Account Number (PAN)
Reinvestment, etc.;
modified/updated/changed/removed at any time (a) SEBI has made it mandatory for all applicants (in the case of
in future entirely at the discretion of HDFC Mutual (d) for purchases / subscriptions made directly with the
application in joint names, each of the applicants) to mention
Fund / HDFC Asset Management Company Fund (i.e. not through any Distributor); and
his/her permanent account number (PAN) except as
Limited without assigning any reasons or prior mentioned in point (b) below. Where the applicant is a minor, (e) for purchases / subscriptions routed through Stock
notice. If any city / bank / branch is removed, SIP and does not possess his / her own PAN, he / she shall quote Exchange(s).
instructions for investors in such city / bank / the PAN of his/ her father or mother or the legal guardian, as First / Sole Applicant / Guardian should indicate whether he is
branch via (ECS) (Debit Clearing) / Direct Debit / the case may be. Applications not complying with the above a first time investor across Mutual Funds or an existing
Standing Instruction route will be discontinued requirement may not be accepted/ processed. PAN card copy investor in the appropriate box provided for this purpose in
without prior notice. Please contact the nearest is not required separately if KYC acknowledgement letter is the application form. HDFC AMC/ Fund will endeavor to
Investor Service Centre of HDFC Mutual Fund for made available. identify the investor as “first time” or “existing” based on the
updated list. For further details, please refer Section ‘Permanent Account Permanent Account Number (PAN)/ PEKRN at the First/ Sole
8. Units will be allotted on the applicable dates subject to Number’ under Statement of Additional Information available Applicant/ Guardian level. If the PAN/ PEKRN details are
realization of funds where total SIP investments on a date on our website www.hdfcfund.com available, then the First / Sole Applicant / Guardian will be
amount to Rs. 2 lakh or more. In case the date falls on a Non- treated as existing investor (i.e. Rs. 100/- will be deducted as
(b) PAN Exempt Investments
Business Day or falls during a book closure period, the Transaction Charge) else the declaration in the application
SEBI vide its circular dated July 24, 2012 has clarified that form will be considered (i.e. Rs. 150/- for first time investors
immediate next Business Day will be considered for the investments in mutual funds schemes (including
purpose of determining the applicability of NAV subject to the or Rs. 100/- for other than first time investors will be
investments in SIPs) of upto Rs.50,000 per investor per year deducted as Transaction Charge, as applicable). However, if
realization of proceeds. Further, in case of first SIP across all schemes of the Fund shall be exempt from the
investment accepted through cheque drawn on a location an investor has not provided any declaration, he will be
requirement of PAN. Accordingly, individuals (including Joint considered as an “existing” investor.
where ISCs of HDFC Mutual Fund does not have a presence Holders who are individuals, NRIs but not PIOs, Minors) and
but HDFC Bank has a presence, units will be allotted on the 18. a. Investors will not hold HDFC Mutual Fund / HDFC Asset
Sole proprietary firms who do not possess a PAN ("Eligible
date on which subscription proceeds are realized. Management Company Limited (HDFC AMC)/HDFC
Investors")* are exempt from submission of PAN for
9. The first cheque should be drawn in favour of ‘the Specific Trustee Company Limited (HDFC Trustee) / its
investments upto Rs.50,000 in a rolling 12 month period or in
Scheme A/c Permanent Account Number’ or ‘the Specific registrars and other service providers responsible
a financial year i.e. April to March. However, Eligible Investors
Scheme A/c First Investor Name’ (e.g. In case of HGF the and/or liable, if the transaction is delayed or not effected
are required to undergo Know Your Customer (KYC)
cheque should be drawn in favour of “HDFC Growth Fund A/c or the investor bank account is debited in advance or
procedure with any of the SEBI registered KYC Registration
ABCDE1234F” OR “HDFC Growth Fund A/c Bhavesh Shah”; after the specific SIP date due to local holidays or any
Authorities (KRA). Eligible Investors must quote PAN Exempt
in case of HDFC Index Fund, HDFC MF Monthly Income Plan other reason/fault not attributable to HDFC Mutual
KYC Reference Number (PEKRN) issued by the KRA under
the name of the respective Plan should also be mentioned) Fund/HDFC AMC.
the KYC acknowledgement letter in the application form and
and crossed “Account Payee only”. Unit holders must write submit a copy thereof along with the application form. In case b. HDFC Mutual Fund / HDFC AMC, HDFC Trustee, its
the SIP Enrolment Form number, if any, on the reverse of the the applicant is a minor, PAN /PEKRN details of the Guardian registrars and other service providers shall not be
cheque. shall be submitted, as applicable. Eligible Investors (i.e. the responsible and liable for any damages/compensation
10. Investors have an option to hold the Units in dematerialized First Holder) must not possess a PAN at the time of for any loss, damage etc. that may be suffered and/or
form (except units of HDFC Children’s Gift Fund). However, submission of application form. Eligible investors must hold incurred by the investor while availing this facility. The
this facility is not available in case of units offered under the only one PEKRN issued by any one of the KRAs. investor is solely responsible for all the risks
Daily/Weekly/Fortnightly Dividend Option(s). attendantwith using this facility.
If an application for investment together within investments
The units will be allotted in demat form based on the made in a rolling 12 month period or in a financial year c. HDFC Mutual Fund / HDFC AMC reserves the right to
applicable NAV as per the terms of the respective Scheme exceeds Rs.50,000, such an application will be rejected. reject any application without assigning any reason
Information Document(s) and will be credited to investor’s thereof.
Fresh / Additional Purchase and Systematic Investment Plans
Demat Account on weekly basis on realisation of funds. For will be covered in the limit of Rs.50,000. Investors may d. Auto Debit facility is subject to the terms and conditions
e.g. Units will be credited to investor’s Demat account every switch their investments to other Schemes. However, if the of the Banks offering the said facility and the Investors
Monday on the basis of realization status received during the amount per switch transaction is Rs.50,000 or more, in will not hold HDFC Mutual Fund / HDFC AMC
last week (Monday to Friday). accordance with the extant Income Tax rules, investors will responsible for any rejection.
Investors desiring to get allotment of units in demat mode be required to furnish a copy of PAN to the Mutual Fund. 19. HDFC Mutual Fund / HDFC AMC reserves the right to
must have a beneficiary account with a Depository The detailed procedures / requirements for accepting change/modify the terms and conditions of the SIP. For the
Participant (DP) of the Depositories i.e. National Securities applications shall be as specified by the AMC/Trustee from updated terms and conditions of SIP, contact the nearest ISC
Depositories Limited (NSDL) / Central Depository Services time to time and their decision in this behalf will be final and or visit our website www.hdfcfund.com
Limited (CDSL). If PAN is not mentioned by applicants, the binding. 20. Financial Goals
application may be rejected. Investors may attach a copy of * HUFs and other categories are not eligible for such We help you to record the financial goal you are investing for.
the Client Master Form / DP statement showing active demat investments. Investors can now record the specific financial goal the
account details for verification. Names, mode of holding, PAN investor is endeavoring to achieve using the investment in
16. Know Your Customer (KYC) Compliance
details, etc. of the Investor will be verified against the specific scheme/plan.
Depository data. The units will be credited to the beneficiary Units held in account statement (non-demat) form
Unit holders are requested to note that:
(demat) account only after successful verification with the Investors should note that it is mandatory for all registrations
depository records and realization of payment. In case the to quote the KYC Compliance Status of each applicant i.) Only one financial goal can be indicated per
details mentioned in the application do not match with the (guardian in case of minor) in the application and attach proof scheme/plan.
depository data, the application shall be treated as invalid for of KYC Compliance viz. KYC Acknowledgement Letter. ii.) Incase a different financial goal is indicated for a
processing under demat mode and therefore will be Units held in electronic (demat) form subsequent investment in the same scheme/Plan within
considered for processing in non-demat form i.e. in physical the same folio, the earlier financial goal would be over
For units held in demat form, the KYC performed by the
mode if the application is otherwise valid in all respects. written.
Depository Participant of the applicants will be considered as
All details such as address, bank details, nomination etc. will KYC verification done by the Trustee / AMC. Investors should consult their financial advisers if in doubt
be applicable as available in the depositories’ records. For about whether the Scheme is suitable to meet their
For further details, please refer Section ‘Know Your Customer
Financial Goals.
S SYSTEMATIC Enrolment Form
T TRANSFER (Please refer Product labeling available on cover page of the
KIM and terms and conditions overleaf)
P PLAN Enrolment Form No.
Employee (EUIN)
ARN-
Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ Date: D D M M Y Y Y Y
assessment of various factors including the service rendered by the ARN Holder.
EUIN Declaration (only where EUIN box is left blank) (Refer Instruction No. 18)

First / Sole Unit Holder / Guardian Second Unit Holder Third Unit Holder
I/ We hereby declare and confirm that I/we have read and agree to abide by the terms and conditions of the scheme related documents and the terms & conditions mentioned overleaf of Systematic
Transfer Plan (STP) and the relevant Scheme(s) and hereby apply for enrolment under the Systematic Withdrawal Advantage Plan of the following Scheme(s)/Plan(s)/Options(s). The ARN holder (AMFI
registered Distributor) has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for the different competing Schemes of various Mutual
Funds from amongst which the Scheme is being recommended to me/us.
Please (P
) any one. NEW REGISTRATION CANCELLATION
Folio No. of ‘Transferor’ Scheme (for existing Unit holder) / Application No. (for new investor)
KYC is mandatory#
Name of the Applicant
Please (P)
PAN# Proof Attached
Name of First/Sole Applicant or
PEKRN#
PAN# Proof Attached

Name of Guardian in case First/Sole Applicant is a minor or
PEKRN#
PAN# Proof Attached
Name of Second Applicant or
PEKRN#
PAN# Proof Attached
Name of Third Applicant or
PEKRN#
# Please attach Proof. If PAN/PEKRN/KYC is already validated, please don’t attach any proof. Refer Instruction No. 15 and 16
Name of ‘Transferor’ Scheme/Plan/Option (Investors applying under Direct Plan must mention “Direct” against the Scheme name).
Name of ‘Transferee’ Scheme/Plan/Option (Investors applying under Direct Plan must mention “Direct” against the Scheme name).
For Fixed Systematic Transfer Plan Amount of Transfer per Installment: Rs. _____________________________
(FSIP) Daily# No. of Installments:* _________________
(Please P any one)
Weekly$ [Day of Transfer (Please P
any one)] No. of Installments:* _________________
(Refer Instruction No. 7) Monday Tuesday Wednesday Thursday Friday
+
+
Monthly Quarterly Enrolment Period*:
Date of Transfer (Please P
any one) From: M M Y Y Y Y
+
1st 5th 10th 15th 20th 25th
To: M M Y Y Y Y
+
For Capital Appreciation Systematic Monthly Quarterly Enrolment Period*:
Transfer Plan (CASTP) Date of Transfer (Please P
any one) From: M M Y Y Y Y
(Please P any one) 1st 5th 10th
+
15th 20th 25th
(Refer Instruction No. 8) To: M M Y Y Y Y
In case of multiple registrations, please fill up separate Enrolment Forms.

+
#Refer Instruction No. 7 (a) $Refer Instruction No. 7 (b) *Refer Instruction No. 9 Default Frequency/Date/Day [Refer Instruction 9(a)(v)&(vi)]
SIGNATURE(S)
First / Sole Unit Holder / Guardian Second Unit Holder Third Unit Holder
Please note : Signature(s) should be as it appears on the Application Form and in the same order.
In case the mode of holding is joint, all Unit holders are required to sign.

HDFC MUTUAL FUND
Enrolment
Date: Head Office : HUL House, 2nd Floor, H.T. Parekh Marg,
165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020. Form No./Folio No.
Received from Mr./Ms./M/s. ___________________________________________ ‘STP’ application for transfer of Units;

from Scheme / Plan / Option _______________________________________________________________________________
to Scheme / Plan / Option __________________________________________________________________________________
TERMS & CONDITIONS / INSTRUCTIONS FOR STP
1. STP is a facility wherein unit holder(s) of designated open- In case there is no minimum amount (as specified above For Scheme load structure, please refer to Key Information
ended scheme(s) of HDFC Mutual Fund (Transferor Scheme) under each Option) available in the unit holder’s account, the Memorandum or contact the nearest Investor Service Centre
can opt to transfer a fixed amount or capital appreciation residual amount will be transferred to the Transferee Scheme (ISC) of HDFC Mutual Fund or visit our website
amount at regular intervals to designated open-ended and account will be closed. www.hdfcfund.com
schemes) of HDFC Mutual Fund (Transferee Scheme). The If STP date/day is a non-Business Day, then the next Business 11. STP will be automatically terminated if all units are liquidated
STP Facility is available only for units held / to be held in Non - Day shall be the STP Date/ Day and the same will be or withdrawn from the Transferor Scheme or pledged or upon
demat Mode in the Transferor and the Transferee Scheme. considered for the purpose of determining the applicability of receipt of intimation of death of the unit holder.
Currently, the schemes (including Direct Plan thereunder) NAV. 12. The provision of ‘Minimum Redemption Amount’ as specified
eligible for this facility are as follows: Unit holders should be aware that if they decide to take up this in the Scheme Information Document(s) of the respective
HDFC Growth Fund, HDFC Equity Fund, HDFC Top 200 Fund, facility, there is possibility of erosion of capital e.g. If the unit designated Transferor Schemes and ‘Minimum Application
HDFC Capital Builder Fund, HDFC Index Fund, HDFC Balanced holder decides to transfer Rs. 3,000 every quarter and the Amount’ specified in the Scheme Information Document(s)
Fund, HDFC Prudence Fund, HDFC Long Term Advantage appreciation is Rs. 2,500, then such transfer proceeds will of the respective designated Transferee Schemes will not be
Fund*, HDFC TaxSaver*, HDFC MF Monthly Income Plan (an comprise of Rs. 2,500 from the capital appreciation and applicable for STP.
open - ended income scheme, Monthly income is not Rs. 500 from the unit holder’s capital amount. 13. Unit holders will have the right to discontinue the STP facility
assured and is subject to availability of distributable surplus), 8. Under the CASTP- Monthly Interval, unit holders will be at any time by sending a written request to the ISC. Notice of
HDFC Core & Satellite Fund, HDFC Multiple Yield Fund, HDFC eligible to transfer the entire capital appreciation amount such discontinuance should be received at least 10 days
Multiple Yield Fund - Plan 2005, HDFC Arbitrage Fund, HDFC (minimum Rs. 300) by way of capital appreciation on the 1st, prior to the due date of the next transfer date. On receipt of
Premier Multi-Cap Fund, HDFC Mid-Cap Opportunities Fund, 5th, 10th, 15th, 20th or 25th of each month. Under the such request, the STP facility will be terminated.
HDFC Infrastructure Fund, HDFC Gold Fund**, HDFC Income CASTP-Quarterly Interval, unit holders will be eligible to 14. Units of HDFC Long Term Advantage Fund and HDFC
Fund, HDFC High Interest Fund, HDFC Short Term Plan, HDFC transfer the entire capital appreciation amount (minimum Rs. TaxSaver (open-ended equity linked savings schemes with a
Short Term Opportunities Fund, HDFC Medium Term 1,000) by way of capital appreciation on the 1st, 5th, 10th, lock-in period of 3 years) cannot be assigned / transferred /
Opportunities Fund, HDFC Cash Management Fund, HDFC 15th, 20th or 25th of the first month of each quarter. The pledged/ redeemed / switched - out until completion of 3
Gilt Fund, HDFC Floating Rate Income Fund, HDFC Liquid beginning of the quarter could be of any month e.g. April, years from the date of allotment of the respective units.
Fund. August, October, November, etc. Please note that no transfers 15. Permanent Account Number
* open-ended equity linked savings schemes with a lock-in will take place if there is no minimum capital appreciation SEBI has made it mandatory for all applicants (in the case of
period of 3 years. These schemes shall not be eligible for amount (except for last transfer leading to closure of application in joint names, each of the applicants) to mention
Captial Appreciation Systematic Transfer Plan (CASTP). account). The capital appreciation, if any, will be calculated his/her permanent account number (PAN) {Except as
** an open-ended fund of funds scheme investing in HDFC from the enrolment date of the CASTP under the folio, till the mentioned below} irrespective of the amount of investment.
Gold Exchange Traded Fund first transfer date. Subsequent capital appreciation, if any, will Where the applicant is a minor, and does not possess his / her
The above list is subject to change from time to time. Please be the capital appreciation between the previous CASTP date own PAN, he / she shall quote the PAN of his/ her father or
contact the nearest Investor Service Centre (ISC) of HDFC (where CASTP has been processed and paid) and the next mother or the guardian, as the case may be. Applications not
Mutual Fund for updated list. CASTP date e.g. if the appreciation is Rs. 3,500 in the first complying with the above requirement may not be accepted/
2. The STP Enrolment Form should be completed in English and quarter and Rs. 3,000 in the second quarter, the unit holder processed. PAN card copy is not required separately if KYC
in Block Letters only. Please tick (✓ ) in the appropriate box will receive only the appreciation i.e. Rs. 3,500 in the first acknowledgement letter is made available.
(¨ ), where boxes have been provided. The STP Enrolment quarter and Rs. 3,000 in the second quarter. For further details, please refer Section ‘Permanent Account
Form complete in all respects, should be submitted at any of 9. a. i) The minimum number of installments under Daily Number’ under Statement of Additional Information available
the Official Points of Acceptance of HDFC Mutual Fund. FSTP is as follows: on our website www.hdfcfund.com
3. One STP Enrolment Form can be filled for one Scheme/Plan/ • For schemes other than HDFC TaxSaver* PAN Exempt Investments
Option only. and HDFC Long Term Advantage Fund*: PAN Exempt KYC Reference Number (PEKRN) holders may
4. Investors are advised to read the Key Information - where installment amount is less than enroll for this facility. For further details on PAN exempt
Memorandum(s) (KIMs) and Scheme Information Rs. 1,000/- : 12 Investments, refer Instructions of Scheme Application Form
Document(s) (SIDs) of the Transferee Scheme(s) and - where installment amount is equal to or Statement of Additional Information. However, if the
Statement of Additional Information (SAI) carefully before or greater than Rs. 1,000/- : 6 amount per installment is Rs.50,000 or more, in accordance
investing. The SIDs / KIMs of the respective Scheme(s) and • For HDFC TaxSaver* and HDFC Long with the extant Income Tax rules, investors will be required to
SAI are available with the ISCs of HDFC Mutual Fund, Term Advantage Fund*: 6 furnish a copy of PAN to the Mutual Fund.
brokers/distributors and also displayed at the HDFC Mutual * an open-ended equity linked savings scheme 16. Know Your Customer (KYC) Compliance: Investors should
Fund website i.e. www.hdfdund.com with a lock-in period of 3 years. note that it is mandatory for all registrations for Systematic
5. Unit holders should note that unit holders’ details and mode of (ii) There should be a minimum of 6 Installments for Transfer Plan (STP) to quote the KYC Compliance Status of
holding (single, joint, anyone or survivor) in the Transferee enrolment under Weekly FSTP, Monthly FSTP and each applicant (guardian in case of minor) in the application
Scheme will be as per the existing folio number of the CASTP and 2 installments for Quarterly FSTP and and attach proof of KYC Compliance viz. KYC
Transferor Scheme, Units will be allotted under the same folio CASTP. Acknowledgement Letter. For more details, please refer to the
number. Unitholders’ names should match with the details in (iii) Also, the minimum unit holder’s account balance Statement of Additional Information available on our website
the existing folio number, failing which, the application is or a minimum amount of application at the time of www.hdfcfund.com
liable to be rejected. STP enrolment in the Transferor Scheme should 17. Investors with existing STP enrolment, who wish to invest
6. STP offers unit holders the following two Plans: be Rs. 12,000. under the Direct Plan of the Transferee Scheme must cancel
i. Fixed Systematic Transfer Plan (FSTP) (iv) In case of FSTP Daily / Weekly Interval and their existing enrollment and register afresh for the facility.
ii Capital Appreciation Systematic Transfer Plan (CASTP) Monthly/ Quarterly Interval, Unitholders are 18. Investment through Distributors
FSTP offers transfer facility at daily, weekly, monthly and required to fill in the number of installments and Distributors / Agents are not entitled to distribute units of
quarterly intervals and CASTP offers transfer facility at the enrolment period respectively in the mutual funds unless they are registered with Association of
monthly and quarterly intervals. Unit holder is free to opt for Enrollment Form, failing which the Form is liable to Mutual Funds in India (AMFI). Every employee/ relationship
any of the Plans and also choose the frequency of such be rejected. manager/ sales person of the distributor of mutual fund
transfers. If no frequency is chosen, Monthly frequency shall (v) In case Day of Transfer has not been indicated products to quote the Employee Unique Identification
be treated as the Default Frequency. under FSTP- Weekly frequency, Friday shall be Number (EUIN) obtained by him/her from AMFI in the
7. a. Under the FSTP -Daily Interval, unit holders will be treated as Default day of transfer. Application Form. Individual ARN holders including senior
eligible to transfer a fixed amount (minimum Rs. 500 (vi) In case, the Enrolment Period has been filled, but citizens distributing mutual fund products are also required to
and in multiples of Rs. 100 thereafter for schemes other the STP Date and/or Frequency (Monthly/ obtain and quote EUIN in the Application Form. Hence, if your
than HDFC Long Term Advantage Fund* and HDFC Quarterly) has not been indicated, Monthly investments are routed through a distributor, please ensure
TaxSaver* and minimum Rs. 500 and in multiples of Rs. frequency shall be treated as Default frequency that the EUIN is correctly filled up in the Application Form
500 thereafter for HDFC TaxSaver* and HDFC Long and 10th shall be treated as Default Date. However, in case of any exceptional cases where there is no
Term Advantage Fund*) on every Business Day. b. In case of FSTP - Daily and Weekly Interval, the interaction by the employee/ sales person/relationship
b. Under the FSTP - Weekly Interval, unit holders will be commencement date shall be within 15 days from the manager of the distributor/sub broker with respect to the
eligible to transfer a fixed amount (minimum Rs. 1,000 date of receipt of a valid request. transaction and EUIN box is left blank, you are required to
and in multiples of Rs. 100 thereafter for schemes other c. The application for enrollment for FSTP - Monthly & provide the duly signed declaration to the effect as given in
than HDFC Long Term Advantage Fund* and HDFC Quarterly Interval and CASTP - Monthly & Quarterly the form. For further details on EUIN you may kindly refer to
TaxSaver* and minimum Rs. 500 and in multiples of Rs. Interval should be submitted at least 10 Days and not the instructions of the Scheme Application Form or
500 thereafter for HDFC TaxSaver* and HDFC Long more than 90 days before the desired commencement Statement of Additional Information.
Term Advantage Fund*) on any Business Day of the date. These requirements do not apply to Overseas Distributors.
week i.e. Monday, Tuesday, Wednesday, Thursday or In case the Start Date is mentioned but End Date is not New cadre distributors: New cadre distributors are
Friday. mentioned, the application will be registered for the permitted to sell eligible schemes of the Fund (details of
c. Under the FSTP - Monthly Interval, unit holders will be minimum number of installments. eligible scheme is available on www.hdfcfund.com)They
eligible to transfer a fixed amount (minimum Rs. 1,000 In case the End Date is mentioned but Start Date is not also hold an EUIN which must be quoted in the application
and in multiples of Rs. 100 thereafter for schemes other mentioned, the application will be registered after form. In case your application through such distributor is not
than HDFC TaxSaver* and HDFC Long Term Advantage expiry of 10 days from submission of the application for an eligible scheme, it is liable to be rejected.
Fund* and minimum Rs. 500 and in multiples of Rs. from the default date i.e. 10th of each month / quar ter Direct Investments
500 thereafter for HDFC TaxSaver* and HDFC Long (or the immediately succeeding Business Day), Investors applying under Direct Plan must mention “Direct” in
Term Advantage Fund*) on the 1st, 5th, 10th, 15th, provided the minimum number of installments are met. ARN column. In case Distributor code is mentioned in the
20th or 25th of each month. d. There will be no maximum duration for STP enrolment. application form, but “Direct Plan” is indicated against the
d. Under the FSTP - Quarterly Interval, unit holders will be However, STPs will be registered in a folio held by a Transferee Scheme name, the Distributor code will be
eligible to transfer a fixed amount (minimum Rs. 3,000 minor, only till the date of the minor attaining majority, ignored and the application will be processed under Direct
and in multiples of Rs. 100 thereafter for schemes other even though the instructions may be for a period Plan.
than HDFC TaxSaver* and HDFC Long Term Advantage beyond that date. The STP facility will automatically 19. HDFC Mutual Fund / HDFC Asset Management Company
Fund* and minimum Rs. 500 and in multiples of Rs. stand terminated upon the Unit Holder attaining 18 Limited reserves the right to change/modify the terms and
500 thereafter for HDFC TaxSaver* and HDFC Long years of age. conditions of the STP. For the updated terms and conditions of
Term Advantage Fund*) on the 1st, 5th, 10th, 15th, 10. In respect of STP enrollments made in the above-mentioned STP, contact the nearest ISC or visit our website
20th or 25th of the first month of each quarter. The Scheme(s), the Load Structure prevalent at the time of www.hdfcfund.com
beginning of the quarter could be of any month e.g. enrollment shall govern the investors during the tenure of the
April, August, October, November, etc. STP.
*an open-ended equity linked savings scheme with a lock-in
period of 3 years.
F FLEX HDFC FLEX SYSTEMATIC TRANSFER PLAN
(Please refer Product labeling available on cover page of the
T TRANSFER KIM and terms and conditions / Instructions overleaf)
Enrolmen Form No.
P PLAN
Employee (EUIN)
ARN-
Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the
investors’ assessment of various factors including the service rendered by the ARN Holder. Date: D D M M Y Y Y Y

First/Sole Unit holder / Guardian Second Unit holder Third Unit holder
conditions of the scheme related documents and the terms & conditions mentioned overleaf of Flex Systematic Transfer Plan of the relevant Scheme(s) and hereby apply for enrolment under the
Systematic Withdrawal Advantage Plan of the following Scheme(s)/Plan(s)/Options(s). The ARN holder (AMFI registered Distributor) has disclosed to me/us all the commissions (in the form of trail
commission or any other mode), payable to him/them for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us.
Please (P
) any one NEW REGISTRATION CANCELLATION
Name of the Applicant KYC is Mandatory #

Please (P )
First / Sole Applicant PAN # Proof Attached
or
PEKRN #
Guardian (in case the First / Sole Applicant is a minor) PAN # Proof Attached
or
PEKRN #
Second Applicant PAN # Proof Attached

or
PEKRN #
Third Applicant PAN # Proof Attached

or
PEKRN #
# Please attach Proof. If PAN/PEKRN/KYC is already validated, please don’t attach any proof. Refer Instruction 15 and 16.
1. Folio No. of 'Transferor' Scheme (for existing Unit holder) /
Application No. (for new investor)
2. Name of 'Transferor' Scheme/Plan/Option (Investors applying under Direct Plan must mention “Direct” against the Scheme name).
3. Name of 'Transferee' Scheme/Plan (Investors applying under Direct Plan must mention “Direct” against the Scheme name). (ONLY GROWTH OPTION)
4. Amount and Frequency of Flex STP Amount of Transfer per Installment: Rs._____________________ (The transfer amount shall be determined by formula in Instruction 8(a))
(please Pany one)
Daily No. of Installments:* ___________________
Weekly [Day of Transfer (Please P
any one)]
+ No. of Installments:* ___________________
Monday Tuesday Wednesday Thursday Friday
+
Monthly Quarterly Enrolment Period*:
Date of Transfer (Please P

any one) From : M M Y Y Y Y
+
1st 5th 10th 15th 20th 25th To : M M Y Y Y Y
In case of multiple registrations, please fill up separate Enrolment Forms.

+
* Refer Instruction 9(b) and 9(c) Default Frequency/Date/Day [Refer Instruction 7, 9(h) and 9(i)]
SIGNATURE (S)
Please note: Signature(s) should be as it appears on the Application Form and in the same order.
ACKNOWLEDGEMENT SLIP ( To be filled in by the Unit holder)
HDFC MUTUAL FUND
Head Office : HUL House, 2nd Floor, H.T. Parekh Marg, Enrolment
Date : 165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020. Form No.
Received from Mr./Ms.M/s ‘Flex STP’ application for transfer of Units;
From Scheme / Plan / Option
To Scheme / Plan - Growth Option

TERMS & CONDITIONS / INSTRUCTIONS FOR FLEX STP
1. HDFC Flex Systematic Transfer Plan (“Flex STP”) is a facility Amount of Transfer per Installment : Rs. 5,000/- j. There is no maximum duration for Flex STP enrollment. Flex
wherein Unit holder(s) of designated open-ended Scheme(s) of Number of Installments : 12 STPs will be registered in a folio held by a minor only till the
HDFC Mutual Fund can opt to transfer variable amount(s) linked to date of the minor attaining majority, even though the
value of investments under Flex STP on the date of transfer at pre- Enrollment Period : January - December instructions may be for a period beyond that date. The Flex
determined intervals from designated open-ended Scheme(s) of Calculation of Flex STP installment amount on the date of the STP facility will automatically stand terminated upon the
HDFC Mutual Fund [hereinafter referred to as “Transferor fourth installment i.e. April 15: Unit Holder attaining 18 years of age.
Scheme”] to the Growth Option of designated open-ended • Total units allotted upto the date of last installment i.e. March 10. In respect of Flex STP enrollments made in the above-mentioned
Scheme(s) of HDFC Mutual Fund [hereinafter referred to as 15 is assumed as 1,371.22; Scheme(s), the Load Structure prevalent at the time of enrollment
“Transferee Scheme”]. The Flex STP Facility is available only for shall govern the investors during the tenure of the Flex STP.
units held / to be held in Non - demat Mode in the Transferor and • The NAV of HDFC Equity Fund - Growth Option on April 15 is
the Transferee Scheme. assumed as Rs. 9/- per unit; Load structure for investments through Flex STP to the Schemes
• Hence the market value of the investment in the Transferee eligible for this facility:
Currently, the Scheme(s) (including Direct Plan thereunder)
eligible for this facility are as follows: Scheme on the date of transfer is Rs.12,340.91 [1,371.22 • Exit Load of the Transferor Scheme(s)
X 9]. The amount transferred under the Flex STP from the Transferor
HDFC Growth Fund, HDFC Equity Fund, HDFC Top 200 Fund,
HDFC Capital Builder Fund, HDFC Index Fund, HDFC Balanced The installment amount will be calculated as follows: Scheme to the Transferee Scheme shall be effected by redeeming
Fund, HDFC Prudence Fund, HDFC MF Monthly Income Plan (an Fixed amount specified : Rs. 5,000/- units of Transferor Scheme at applicable NAV, after payment of
open - ended income scheme. Monthly income is not assured at the time of enrollment any Exit Load, if any, and subscribing to the units of the Transferee
and is subject to availability of distributable surplus), HDFC Core & Scheme at Applicable NAV.
or
Satellite Fund, HDFC Premier Multi-Cap Fund, HDFC Mid-Cap • Exit Load of the Transferee Scheme(s)
Opportunities Fund, HDFC Infrastructure Fund, HDFC Gold As determined by the formula : [(5,000 X 4) –
12,340.91] Applicable Exit Load, if any, in the Transferee Scheme / Plan /
Fund**, HDFC Income Fund, HDFC High Interest Fund, HDFC Option as on the date of enrollment will also be levied.
Short Term Plan, HDFC Short Term Opportunities Fund, HDFC = Rs. 7,659.09
Medium Term Opportunities Fund, HDFC Cash Management whichever is higher For Scheme load structure please refer to KIM or contact the
Fund, HDFC Gilt Fund, HDFC Floating Rate Income Fund and nearest Investor Service Centre (ISC) of HDFC Mutual Fund or visit
Hence, on April 15, the installment amount transferred to the our website www.hdfcfund.com
HDFC Liquid Fund. Transferee Scheme will be Rs. 7,659.09
** an open-ended fund of funds scheme investing in HDFC Gold 11. Flex STP will be automatically terminated if all units are liquidated
Illustration 2: How to calculate the transfer amount? or withdrawn from the Transferor Scheme or pledged or upon
Exchange Traded Fund
FLEX STP Enrollment Details : receipt of intimation of death of the unit holder.
The above list is subject to change from time to time. Please
contact the nearest Investor Service Centre (ISC) of HDFC Transferor Scheme : HDFC Floating Rate Income 12. The provision of ‘Minimum Redemption Amount’ as specified in
Mutual Fund for updated list. Fund - Short Term Plan the SIDs of the respective designated Transferor Scheme(s) and
Transferee Scheme : HDFC MF Monthly Income ‘Minimum Application Amount’ specified in the Scheme
2. Flex STP Enrollment Form should be completed in English and in Information Document(s) of the respective designated Transferee
Block Letters only. Please tick (✓ ) in the appropriate box (¨ ), Plan - Long Term Plan
- Growth Option Scheme(s) will not be applicable for Flex STP.
where boxes have been provided. The Flex STP Enrollment Form
complete in all respects, should be submitted at any of the Official Date & Frequency of Flex STP : 1st - Monthly Interval 13. Unit holders will have the right to discontinue the Flex STP facility
Points of Acceptance of HDFC Mutual Fund. at any time by sending a written request to the ISC. Notice of such
Amount of Transfer : Rs. 5,000/- discontinuance should be received at least 7 days prior to the due
3. One Flex STP Enrollment Form can be filled for transfer into one per Installment date of the next transfer date. On receipt of such request, the Flex
Scheme/Plan only. Number of Installments : 12 STP facility will be terminated. In case of Flex STP - Daily Interval,
4. In case of valid enrollment forms received, indicating choice of Enrollment Period : January - December termination of Flex STP will be effective not later than the 7th
option other than the Growth Option in the Transferee Scheme, it Business Day from the date of receipt of written request.
will be deemed as the Growth Option in the Transferee Scheme Calculation of Flex STP installment amount on the date of the
seventh installment i.e. July 1: 14. HDFC Flex STP in any manner whatsoever is not an assurance
and processed accordingly. or promise or guarantee on part of HDFC Mutual Fund/ HDFC
5. Investors are advised to read the Key Information • Total units allotted upto the date of last installment i.e. June 1 Asset Management Company Limited to the Unit holders in
Memorandum(s) (KIMs) and Scheme Information Document(s) is assumed as 4,196.43; terms of returns or capital appreciation or minimization of loss
(SIDs) of the Transferee Scheme(s) and Statement of Additional • NAV of HDFC MF Monthly Income Plan - Long Term Plan - of capital or otherwise.
Information (SAI) carefully before investing. The SIDs / KIMs of Growth Option on July 1 is assumed as Rs.10/- per unit; 15. Permanent Account Number
the respective Scheme(s) and SAI are available with the ISCs of • Hence the market value of the investment in the Transferee
HDFC Mutual Fund / distributors and also displayed at the HDFC SEBI has made it mandatory for all applicants (in the case of
Scheme on the date of transfer is Rs. 41,964.29 [4,196.43 application in joint names, each of the applicants) to mention
Mutual Fund website i.e. www.hdfdund.com X 10]. his/her permanent account number (PAN) {Except as mentioned
6. Unit holders should note that unit holders’ details and mode of The installment amount will be calculated as follows : below} irrespective of the amount of investment. Where the
holding (single, joint, anyone or survivor) in the Transferee applicant is a minor, and does not possess his / her own PAN, he /
Scheme will be as per the existing folio number of the Transferor Fixed amount specified at : Rs. 5,000/-
the time of enrollment she shall quote the PAN of his/ her father or mother or the
Scheme. Units will be allotted under the same folio number. guardian, as the case may be. Applications not complying with the
Unitholders’ name should match with the details in the existing or above requirement may not be accepted/ processed. PAN card
folio number, failing which the enrollment form is liable to be As determined by the : [(5,000 X 7) - copy is not required separately if KYC acknowledgement letter is
rejected. formula 41,964.29] made available.
7. Flex STP offers transfer facility at daily, weekly, monthly and = Rs. - 6,964.29 For further details, please refer Section ‘Permanent Account
quarterly intervals. Unit holder is free to choose the frequency of whichever is higher. Number’ under Statement of Additional Information available on
such transfers. If no frequency is chosen, Monthly frequency shall our website www.hdfcfund.com
be treated as the Default Frequency. Hence, on July 1, the installment amount transferred to the
Transferee Scheme will be Rs. 5,000/-. PAN Exempt Investments
8. a. Under Flex STP, the amount to be transferred in the
Transferee Scheme on the date of transfer shall be higher Note : The Flex STP installment dates in the illustrations above are PAN Exempt KYC Reference Number (PEKRN) holders may enroll
of: assumed to be Business Days. for this facility. For further details on PAN exempt Investments,
9. a. The minimum amount per Flex STP installment is as refer Instructions of Scheme Application Form or Statement of
• Fixed amount to be transferred per installment; or Additional Information. However, if the amount per installment is
follows:
• The amount determined by the formula: (fixed amount to Rs.50,000 or more, in accordance with the extant Income Tax
be transferred per installment X number of installments • Flex STP - Daily Interval : Rs. 500/- and any amount rules, investors will be required to furnish a copy of PAN to the
including the current installment) – market value of the thereafter. Mutual Fund.
investments through Flex STP. • Flex STP - Weekly & Monthly Interval: Rs. 1,000/- and any 16. Know Your Customer (KYC) Compliance: Investors should note
In case the amount (as specified above) to be transferred amount thereafter. that it is mandatory for all registrations for Flex STP to quote the
is not available in the Transferor Scheme in the unit • Flex STP - Quarterly Interval: Rs. 3,000/- and any amount KYC Compliance Status of each applicant (guardian in case of
holder’s account, the residual amount will be transferred thereafter. minor) in the application and attach proof of KYC Compliance viz.
to the Transferee Scheme and Flex STP will be closed. b. The minimum number of installments for enrollment under KYC Acknowledgement Letter. For more details, please refer to the
b. The Dates of transfers shall be as under: Daily Flex STP: SAI available on our website www.hdfcfund.com
Daily Interval Every Business Day • minimum of 12 installments where installment amount is 17. Investors with existing Flex STP enrolment, who wish to invest
less than Rs. 1,000/-. under the Direct Plan of the Transferee Scheme must cancel their
Weekly Interval Monday, Tuesday, Wednesday, existing enrollment and register afresh for the facility.
Thursday or Friday • minimum of 6 installments where installment amount is
equal to or greater than Rs. 1,000/-. 18. Investment through Distributors
Monthly Interval On the 1st, 5th, 10th, 15th, 20th or
25th of each month c. There should be a minimum of 6 installments for enrollment Distributors / Agents are not entitled to distribute units of mutual
under Weekly and Monthly Flex STP and 2 installments for funds unless they are registered with Association of Mutual Funds
Quarterly Interval On the 1st, 5th, 10th 15th, 20th or in India (AMFI). Every employee/ relationship manager/ sales
25th of the first month of each Quarterly Flex STP.
person of the distributor of mutual fund products to quote the
quarter. The beginning of the d. The minimum Unit holder’s account balance or a minimum Employee Unique Identification Number (EUIN) obtained by
quarter could be any month e.g. amount of application at the time of Flex STP enrollment in him/her from AMFI in the Application Form. Individual ARN holders
April, August, October, the Transferor Scheme should be Rs. 12,000. including senior citizens distributing mutual fund products are also
November, etc. e. In case of Flex STP - Daily and Weekly Interval, the required to obtain and quote EUIN in the Application Form. Hence,
In case the day/date of transfer falls on a Non-Business commencement date shall be within 15 days from the date if your investments are routed through a distributor, please ensure
Day or falls during a book closure period, the immediate of receipt of a valid request. that the EUIN is correctly filled up in the Application Form.
next Business Day will be considered for the purpose of f. The application for enrollment for Flex STP - Monthly & However, in case of any exceptional cases where there is no
determining the applicability of NAV. Quarterly Interval should be submitted at least 10 Days and interaction by the employee/ sales person/relationship manager of
c. The first Flex STP installment will be processed for the fixed not more than 90 days before the desired commencement the distributor/sub broker with respect to the transaction and EUIN
installment amount specified by the Unitholder in the date. box is left blank, you are required to provide the duly signed
enrollment form. From the second Flex STP installment declaration to the effect as given in the form. For further details on
In case the Start Date is mentioned but End Date is not EUIN you may kindly refer to the instructions of the Scheme
onwards, the transfer amount shall be computed as per mentioned, the application will be registered for the
formula stated above. Application Form or Statement of Additional Information..
minimum number of installments.
d. The total Flex STP amount invested in the Transferee These requirements do not apply to Overseas Distributors.
In case the End Date is mentioned but Start Date is not
Scheme shall not exceed the total enrollment amount i.e. mentioned, the application will be registered after expiry of New cadre distributors: New cadre distributors are permitted to
amount per installment X number of installments. 10 days from submission of the application from the default sell eligible schemes of the Fund (details of eligible schemes is
e. The redemption/ switch-out of units allotted in the date i.e. 10th of each month / quarter (or the immediately available on www.hdfcfund.com).They also hold an EUIN which
Transferee Scheme shall be processed on First In First Out succeeding Business Day),provided the minimum number must be quoted in the application form. In case your application
(FIFO) basis. In case there is a redemption/ switch-out of of installments are met. through such distributor is not for an eligible scheme, it is liable to
any units allotted under Flex STP, the balance installments be rejected.
g. In case of Daily / Weekly Interval and Monthly/ Quarterly
under Flex STP will be processed for the fixed installment Interval, Unitholders are required to fill in the number of Direct Investments
amount specified by the unitholder at the time of enrollment installments and the enrollment period respectively in the Investors applying under Direct Plan must mention “Direct” in
subject to clause 8(d) above. Enrollment Form, failing which the form is liable to be ARN column. In case Distributor code is mentioned in the
f. Illustration 1: How to calculate the transfer amount? rejected. application form, but “Direct Plan” is indicated against the
Flex STP Enrollment Details : h. In case Day of Transfer has not been indicated under the Transferee Scheme name, the Distributor code will be ignored and
Weekly frequency, Friday shall be treated as Default day of the application will be processed under Direct Plan.
Transferor Scheme : HDFC Income Fund
transfer. 19. HDFC Mutual Fund / HDFC Asset Management Company Limited
Transferee Scheme : HDFC Equity Fund reserve the right to change/modify the terms and conditions of the
- Growth Option i. In case, the Enrolment Period has been filled, but the Flex
STP Date and/or Frequency (Monthly/Quarterly) has not Flex STP. The Trustee reserves the right to withdraw the Flex STP.
Date & Frequency of Flex STP : 15th been indicated, Monthly frequency shall be treated as For the updated terms and conditions of Flex STP, contact the
- Monthly Interval Default frequency and 10th shall be treated as Default Date. nearest ISC or visit our website www.hdfcfund.com
S SWING HDFC SWING SYSTEMATIC TRANSFER PLAN
T TRANSFER KIM and terms and conditions overleaf)
Employee (EUIN)
ARN-
Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’
assessment of various factors including the service rendered by the ARN Holder. Date: D D M M Y Y Y Y
EUIN Declaration (only where EUIN box is left blank) (Refer item no. 2)

I / We hereby declare and confirm that I/we have read and agree to abide by the terms and conditions of the scheme related documents and the terms & conditions mentioned overleaf of Swing Systematic
Transfer Plan and of the relevant Scheme(s) and hereby apply for enrolment under the Systematic Withdrawal Advantage Plan of the following Scheme(s)/Plan(s)/Options(s). The ARN holder (AMFI
registered Distributor) has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for the different competing Schemes of various Mutual
Funds from amongst which the Scheme is being recommended to me/us.
Please (✓
) any one KYC is Mandatory #
NEW ENROLMENT CANCELLATION Please (✓)
Name of the First / Sole Applicant PAN # Proof Attached
or
PEKRN #
Name of the Guardian PAN # Proof Attached

(in case of First / Sole Applicant is a minor) or
PEKRN #
Name of the Second Applicant PAN # Proof Attached

or
PEKRN #
Name of the Third Applicant PAN # Proof Attached

or
PEKRN #
# Please attach Proof. If PAN/PEKRN/KYC is already validated, please don’t attach any proof. Refer item no. 21 and 22.
1. Folio No. of 'Transferor' Scheme (for existing Unit holder) /
2. Name of 'Transferor' Scheme/Plan/Option (Investors applying under Direct Plan must mention “Direct” against the Scheme name).
3. Name of 'Transferee' Scheme/Plan (Investors applying under Direct Plan must mention “Direct” against the Scheme name). (ONLY GROWTH OPTION)
4. Frequency of Swing STP @ Weekly Monthly* Quarterly

(please ✓
any one Plan/Frequency only) Monday Tuesday Wednesday Thursday Friday*
5. No. of Installments (for Weekly interval
only) [please refer item no. 14(b)]
6. Date of Transfer for (for Monthly & 1st 5th 10th* 15th 20th 25th
Quarterly Interval only) (please ✓
any one only)
7. Enrolment Period From : M M Y Y Y Y To : M M Y Y Y Y

[please refer item no. 14(b) & (g)]
(Not applicable for Weekly Interval)
There should be a minimum time gap of 10 days and maximum time gap of 90 days between the date of submission of
SWING STP enrolment form and the commencement of the SWING STP facility.
8. First Installment Amount From the 2nd installment onwards, the transfer amount shall
[please refer item no. 14(a)] Rs.
be determined by formula in item no. 9 overleaf.
* Default Frequency / Date / Day @ Or immediate next Business Day, if the indicated day is a non Business Day.
SIGNATURE (S)
Please note: Signature(s) should be as it appears on the Application Form and in the same order. In case the mode of holding is joint, all Unit holders are required to sign.

HDFC MUTUAL FUND
Received from Mr./Ms.M/s ‘Swing STP’ application for transfer of Units;
From Scheme / Plan / Option
To Scheme / Plan / Option

TERMS AND CONDITIONS FOR SWING STP
1. Swing STP is a facility wherein unit holder(s) can opt to transfer an amount at regular intervals 5. Investors are advised to read the relevant Key Information Memorandum(s) (KIMs), Scheme
from designated open-ended Scheme(s) of HDFC Mutual Fund (“Transferor Scheme”) to the Information Document(s) (SIDs) and Statement of Additional Information (SAI) carefully before
Growth Option of designated open-ended Scheme(s) of HDFC Mutual Fund (“Transferee investing. The SIDs / KIMs of the respective Scheme(s) and SAI are available with the ISCs of
Scheme”) including a feature of Reverse Transfer from Transferee Scheme into the Transferor HDFC Mutual Fund, brokers/distributors and also displayed at the HDFC Mutual Fund website i.e.
Scheme, in order to achieve the Target Market Value on each transfer date in the Transferee www.hdfcfund.com
Scheme, subject to the terms and conditions of Swing STP. The Swing STP Facility is available
6. Unit holders should note that unit holders’ details and mode of holding (single, joint, anyone or
only for units held / to be held in Non - demat Mode in the Transferor and the Transferee Scheme.
survivor) in the Transferee Scheme will be as per the existing folio number of the Transferor
Currently the Schemes (including Direct Plan thereunder) eligible for this facility are as follows: Scheme. Units will be allotted under the same folio number. Unitholders’ name(s) should match
with the details in the existing folio number, failing which the Enrolment Form is liable to be
HDFC Liquid Fund, HDFC Cash Management Fund, HDFC Income Fund, HDFC High Interest Fund,
rejected.
HDFC Short Term Plan, HDFC Floating Rate Income Fund, HDFC Short Term Opportunities Fund,
HDFC Medium Term Opportunities Fund, HDFC Gilt Fund, HDFC MF Monthly Income Plan (an 7. Swing STP offers transfer facility at weekly, monthly and quarterly intervals. In case the
open - ended income scheme. Monthly income is not assured and is subject to availability of Frequency (Weekly/ Monthly/Quarterly) and Swing STP date is not indicated, Monthly frequency
distributable surplus), HDFC Growth Fund, HDFC Equity Fund, HDFC Top 200 Fund, HDFC Capital shall be treated as the Default Frequency. Unit holder is free to choose the frequency of such
Builder Fund, HDFC Core & Satellite Fund, HDFC Premier Multi-Cap Fund, HDFC Index Fund, transfers. The dates of transfers/ default dates shall be as under:
HDFC Balanced Fund, HDFC Prudence Fund, HDFC Mid-Cap Opportunities Fund, HDFC
Frequency Dates of Tranfers Default Date
Infrastructure Fund and HDFC Gold Fund (an open-ended fund of fund scheme investing in HDFC
Gold Exchange Traded Fund).
Weekly Interval Monday, Tuesday, Wednesday, Thursday, or Friday Friday
The above list is subject to change from time to time. Please contact the nearest Investor Service
Monthly Interval On the 1st, 5th, 10th, 15th, 20th or 25th of each month 10th of each month
Centre (ISC) of HDFC Mutual Fund for an updated list.
Quarterly On the 1st, 5th, 10th, 15th, 20th or 25th of the first 10th of the first
2. Swing STP Enrolment Form should be completed in English and in Block Letters only. Please tick
Interval month of each quarter. The beginning of the quarter month of each
(✓
) in the appropriate box (¨
), where boxes have been provided. The Swing STP Enrolment
could be any month e.g. April, August, October, quarter
Form complete in all respects, should be submitted at any of the Official Points of Acceptance of
November, etc.
HDFC Mutual Fund.
In case the day/date of transfer falls on a non-Business Day or falls during a book closure
Investment through Distributors
period, the immediate next Business day will be considered for the purpose of determining the
applicability of NAV and processing the Application.
Distributors / Agents are not entitled to distribute units of mutual funds unless they are registered
with Association of Mutual Funds in India (AMFI). Every employee/ relationship manager/ sales
8. In Swing STP, transfers in Transferee Scheme from the Transferor Scheme are made to achieve
person of the distributor of mutual fund products to quote the Employee Unique Identification
the Total Target Market Value in the Transferee Scheme by transferring an amount at regular
Number (EUIN) obtained by him/her from AMFI in the Application Form. Individual ARN holders
intervals in such a way so as to increase the Target Market Value of units in the Transferee
including senior citizens distributing mutual fund products are also required to obtain and quote
Scheme systematically by a fixed amount (i.e. the first installment amount specified by the
EUIN in the Application Form. Hence, if your investments are routed through a distributor, please
Unitholder) on the date of each transfer till the tenure of the Swing STP. The amount to be
ensure that the EUIN is correctly filled up in the Application Form. However, in case of any
transferred will be arrived at on the basis of the difference between the Target Market Value and
exceptional cases where there is no interaction by the employee/ sales person/relationship
the actual Market Value of the holdings in the Transferee Scheme on the date of transfer.
manager of the distributor/sub broker with respect to the transaction and EUIN box is left blank,
you are required to provide the duly signed declaration to the effect as given in the form. For 9. The first Swing STP installment will be processed for the first installment amount specified by the
further details on EUIN you may kindly refer to the instructions of the Scheme Application Form or Unit holder at the time of enrollment. From the second Swing STP installment onwards, the
Statement of Additional Information.. transfer amount may be higher/lower than the first installment amount, as derived by the formula
stated below:
These requirements do not apply to Overseas Distributors.
(First installment amount X Number of installments including the current installment) – Market
New cadre distributors: New cadre distributors are permitted to sell eligible schemes of the Fund
Value of the investments through Swing STP in the Transferee Scheme on the date of transfer
(details of eligible schemes is available on www.hdfcfund.com).They also hold an EUIN which
must be quoted in the application form. In case your application through such distributor is not for In case the amounts (as specified above) to be transferred are not available in the Transferor
an eligible scheme, it is liable to be rejected. Scheme in the unit holder’s account, the residual amount will be transferred to the Transferee
Scheme and Swing STP will be closed.
Direct Investments
10. Reverse Transfer: On the date of transfer, if the market value of the investments in the Transferee
Investors applying under Direct Plan must mention “Direct” in ARN column. In case Distributor
Scheme through Swing STP is higher than the first installment amount X number of installments
code is mentioned in the application form, but “Direct Plan” is indicated against the Transferee
(including the current installment), then a reverse transfer will be effected from the Transferee
Scheme name, the Distributor code will be ignored and the application will be processed under
Scheme to the Transferor Scheme to the extent of the difference in the amount, in order to arrive at
Direct Plan.
the Target Market Value.
3. A single Swing STP Enrolment Form can be submitted for transfer into one Scheme/Plan/Option
11. The total amount invested through Swing STP over its tenure in the Transferee Scheme, may be
only.
higher or lower than the Total Target Market Value of the investment (i.e. the first installment
amount X total number of installments specified by the Unitholder). This may be on account of
4. In case of valid enrolment forms received, indicating choice of option other than the Growth
fluctuations in the market value of the Transferee Scheme. If you decide to take up this facility,
Option in the Transferee Scheme, it will be deemed as the Growth Option in the Transferee
you should be aware of the possibility, that the total amount invested through Swing STP
Scheme and processed accordingly.
could be higher or lower than the Total Target Market Value of the investment.
TERMS AND CONDITIONS FOR SWING STP (Contd.)
12. The redemption/switch-out of units allotted in the Transferee Scheme shall be processed on First March Swing STP should be Rs. 3,000, the transfer amount will be Rs. 1,167. This will give
In First Out (FIFO) basis. In case there is a redemption/switch-out of any units allotted under an additional 106 units @ Rs. 11 to the Transferee Scheme, raising the total number of units
Swing STP in the Transferee Scheme by the unit holder, the balance installments under to 272.73 units.
Swing STP will be processed as a normal STP for the remaining installments by investing the
ii. Reverse Transfer: When the Market Value of the Transferee Scheme exceeds the Target
amount indicated as first installment amount, on the date of each transfer over the balance tenure
Market Value (For eg. Market Value is Rs. 7,500 in July prior to the transfer) then a Reverse
of the Swing STP, subject to availability of unit balance in the Transferor Scheme
Transfer will be effected to transfer units from Transferee Scheme to Transferor Scheme for
13. How does the Swing STP work? the excess value rather than a transfer from Transferor Scheme to Transferee Scheme. Thus,
when the NAV of the Transferee Scheme increased in July, units were taken out (as indicated
The following example illustrates how Swing STP – Monthly Interval will work in the Transferee
by the negative sign) worth Rs. 500 (i.e. in excess of Rs. 7,000) thereby reducing the
Scheme, if the Target Market Value is to be increased by an amount of Rs. 1,000 every month by
number of units held in the Transferee Scheme.
way of 12 installments from January to December:
However, it may be noted that the Total Amount invested through Swing STP could be more
Transfer NAV Target Market Amount Units Total Total
than the Total Target Market Value as illustrated below:
Date per Market Value of Transferred Purchased/ Units Amount
unit Value of holdings (Rs.) Redeemed* held Invested Transfer NAV Target Market Amount Units Total Total
(Rs.) holdings before (Rs.) Date per Market Value of Transferred Purchased/ Units Amount
(Rs.) investment unit Value of holdings (Rs.) Redeemed* held Invested
(Rs.)# (Rs.) holdings before (Rs.)
(Rs.) investment
(1) (2) (3) (4) (5)=(3)-(4) (6)=(5) / (2) (7)=(3)/(2) (8)
(Rs.)#
1-Jan 10 1,000 0 1,000 100.00 100.00 1,000

(1) (2) (3) (4) (5)=(3)-(4) (6)=(5) / (2) (7)=(3)/(2) (8)
1-Feb 12 2,000 1,200 800 66.67 166.67 1,800

1-Jan 21 1,000 0 1,000 47.62 47.62 1,000
1-Mar 11 3,000 1,833 1,167 106.06 272.73 2,967

1-Feb 18 2,000 857 1,143 63.49 111.11 2,143
1-Apr 9 4,000 2,455 1,545 171.72 444.44 4,512

1-Mar 20 3,000 2,222 778 38.89 150.00 2,921
1-May 7 5,000 3,111 1,889 269.84 714.29 6,401

1-Apr 19 4,000 2,850 1,150 60.53 210.53 4,071
1-Jun 8 6,000 5,714 286 35.71 750.00 6,687

1-May 16 5,000 3,368 1,632 101.97 312.50 5,702
1-Jul 10 7,000 7,500 -500 -50.00 700.00 6,187

1-Jun 17 6,000 5,313 688 40.44 352.94 6,390
1-Aug 12 8,000 8,400 -400 -33.33 666.67 5,787

1-Jul 15 7,000 5,294 1,706 113.73 466.67 8,096
1-Sep 13 9,000 8,667 333 25.64 692.31 6,120

1-Aug 14 8,000 6,533 1,467 104.76 571.43 9,562
1-Oct 14 10,000 9,692 308 21.98 714.29 6,428

1-Sep 16 9,000 9,143 -143 -8.93 562.50 9,419
1-Nov 15 11,000 10,714 286 19.05 733.33 6,713

1-Oct 15 10,000 8,438 1,563 104.17 666.67 10,982
1-Dec 16 12,000 11,733 267 16.67 750.00 6,980

1-Nov 13 11,000 8,667 2,333 179.49 846.15 13,315
* Reverse Transfer. (-ve) units indicate Reverse Transfer

1-Dec 11 12,000 9,308 2,692 244.76 1,090.91 16,008
# Total units before current investment X current NAV

* Reverse Transfer. (-ve) units indicate Reverse Transfer
Swing STP consists of two parts (the same is explained in the above table):
# Total units before current investment X current NAV
i. Transfer: The transfers are made in a way to increase the market value systematically by
Disclaimer: The above are only illustrations explaining the concept of Swing STP using assumed
Rs. 1,000 every month. Therefore, in January, there is a transfer worth Rs. 1,000(100 units
figures. The illustrations are merely indicative in nature and should not be construed as
@ NAV Rs. 10).
investment advice. They do not in any manner imply or suggest performance of any HDFC Mutual
Fund Schemes(s). Swing STP neither assures a profit nor guarantees protection against a loss in
• Case 1: If NAV Increases
declining market.
In the month of February, the NAV of Transferee Scheme rises to Rs. 12. As a result, the
14. a. The minimum amount per Swing STP installment shall be as follows:
market value of the existing 100 units rises to Rs. 1,200. As the target market value after
February Swing STP should not exceed Rs. 2,000 the transfer amount will be Rs. 800, this
• Swing STP - Weekly & Monthly Interval: Rs. 1,000 and any amount thereafter.
will give an additional 66.67 units @ Rs. 12 to the Transferee Scheme, raising total number
of units to 166.67 units. • Swing STP - Quarterly Interval: Rs. 3,000 and any amount thereafter.
• Case 2: If NAV Decreases The provision of ‘Minimum Redemption Amount’ as specified in the Scheme Information
Document(s) of the respective designated Transferor Scheme(s) (Transferee Scheme(s)
In the month of March, the NAV of Transferee Scheme falls to Rs. 11. As a result the market
in case of Reverse Transfer) and ‘Minimum Application Amount’ specified in the Scheme
value for the 166.67 units falls to Rs.1833 (166.67 X 11). Since the Target Market Value after
Information Document(s) of the respective designated Transferee Scheme(s) (Transferor
TERMS AND CONDITIONS FOR SWING STP (Contd.)
Scheme(s) in case of Reverse Transfer) will not be applicable for Swing STP. 18. HDFC Swing STP in any manner whatsoever is not an assurance or promise or guarantee on
part of HDFC Mutual Fund/HDFC Asset Management Company Limited to the Unit holders in
b. There should be a minimum of 6 installments for enrolment under Weekly and Monthly
terms of returns or capital appreciation or minimization of loss of capital or otherwise.
Swing STP and 2 installments for Quarterly Swing STP.
19. Taxation:
c. There is no maximum duration for Swing STP enrollment. However, Swing STP will be
registered in a folio held by a minor only till the date of the minor attaining majority, even The redemption of units under Swing STP by way of Transfer/ Reverse transfer would be subject
though the instructions may be for a period beyond that date. The Swing STP facility will to applicable taxes, if any. For details on taxation, please refer to the Section on ‘Taxation on
automatically stand terminated upon the Unit Holder attaining 18 years of age. investing in Mutual Funds’ in ‘Statement of Additional Information (‘SAI’)’.
d. The minimum unit holder’s account balance or a minimum amount of application at the In view of individual nature of tax consequences, each client is advised to consult their
time of Swing STP enrolment should be Rs. 12,000. professional tax advisor in regard to tax treatment for their investments / redemption.
e. Unitholders are required to fill in the number of installments in case of Weekly Interval and 20. HDFC Mutual Fund / HDFC Asset Management Company Limited reserves the right to
the enrollment period in case of Monthly/ Quarterly Interval in the Enrollment Form, failing change/modify the terms and conditions of Swing STP or withdraw the Swing STP at a later date.
which the Form is liable to be rejected.
For the updated terms and conditions of Swing STP, contact the nearest ISC or visit our website
f. In case of Swing STP - Weekly Interval, the commencement date shall be within 15 days www.hdfcfund.com
from the date of receipt of a valid request.
21 Permanent Account Number
g. The application for enrollment for Swing STP - Monthly and Quarterly Intervals should be
SEBI has made it mandatory for all applicants (in the case of application in joint names, each of
submitted at least 10 days and not more than 90 days before the desired commencement
the applicants) to mention his/her permanent account number (PAN) {Except as mentioned
date.
below} irrespective of the amount of investment. Where the applicant is a minor, and does not
In case the Start Date is not mentioned, the application will be registered after expiry of 10 possess his / her own PAN, he / she shall quote the PAN of his/ her father or mother or the
days from submission of the application from the default date i.e. 10th of each month / guardian, as the case may be. Applications not complying with the above requirement may not be
quarter (or the immediately succeeding Business Day). accepted/ processed. PAN card copy is not required separately if KYC acknowledgement letter is
made available.
In case the End Date is not mentioned, the application will be registered for the minimum
number of instalments applicable. For further details, please refer Section ‘Permanent Account Number’ under Statement of
Additional Information available on our website www.hdfcfund.com
15. In respect of units created under Swing STP enrollments made in the above-mentioned
Transferor and Transferee Scheme(s) (and in Transferor Scheme for instances of Reverse PAN Exempt Investments
Transfer), the Load Structure prevalent at the time of enrolment shall govern the investors during
PAN Exempt KYC Reference Number (PEKRN) holders may enroll for this facility. For further
the tenure of the Swing STP.
details on PAN exempt Investments, refer Instructions of Scheme Application Form or Statement
For Scheme load structure, please refer to Key Information Memorandum or contact the nearest of Additional Information. However, if the amount per installment is Rs.50,000 or more, in
Investor Service Centre (ISC) of HDFC Mutual Fund or visit our website www.hdfcfund.com accordance with the extant Income Tax rules, investors will be required to furnish a copy of PAN to
the Mutual Fund.
16. Swing STP will be automatically terminated if all units are liquidated or withdrawn from the
Transferor Scheme or pledged or upon receipt of intimation of death of the unit holder. 22. Know Your Customer (KYC) Compliance: Investors should note that it is mandatory for all
registrations for Swing STP to quote the KYC Compliance Status of each applicant (guardian in
17. Unitholders have a right to discontinue the Swing STP facility at any time by sending a written
case of minor) in the application and attach proof of KYC Compliance viz. KYC Acknowledgement
request to the ISC. On receipt of such request, the Swing STP facility will be terminated within 15
Letter. For more details, please refer to the Statement of Additional Information (‘SAI’) available on
days.
our website www.hdfcfund.com
Investors with existing Swing STP enrolment, who wish to invest under the Direct Plan of the
Transferee Scheme must cancel their existing enrollment and register afresh for the facility.
S SYSTEMATIC
W WITHDRAWAL Enrolment Form
A ADVANTAGE (Please refer Product labeling available on cover page of the
KIM and terms and conditions overleaf)
P PLAN
Date : D D M M Y Y Y Y
I / We hereby declare and confirm that I/we have read and agree to abide by the terms and conditions of the scheme related documents and the terms and conditions mentioned
overleaf of Systematic Withdrawal Advantage Pan and of the relevant Scheme(s) and hereby apply for enrolment under the Systematic Withdrawal Advantage Pan of the following
Scheme(s)/Plan(s)/Options(s). The ARN holder (AMFI registered Distributor) has disclosed to me/us all the commissions (in the form of trail commission or any other
mode), payable to him/them for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us.
Please (P
New Registration: Change in withdrawal amount: Cancellation:
For enrolment under SWAP facility For Change in withdrawal amount under SWAP facility For cancellation of SWAP facility
FOLIO NO. OF EXISTING UNIT HOLDER /

APPLICATION NO. (New Investor)
1) UNIT HOLDER INFORMATION
Name
First / Sole Unit holder
PAN or PEKRN
Name
Guardian
(in case of First / Sole Unit holder is a minor)
PAN or PEKRN
2) SCHEME DETAILS (If the SWAP is to be registered from Direct Plan of the Scheme, please mention so clearly.)
SCHEME NAME #
PLAN
OPTION
# Please note that one SWAP Form must be used for one Scheme / Plan / Option only. Unit holder(s) need to fill in Separate SWAP Form for each Scheme / Plan / Option.
3) WITHDRAWAL DETAILS (Please P
choice of Plan)
Fixed Plan (Refer item 8(ii) & (iii) overleaf) Variable Plan (Capital Appreciation, if any)
(Refer item 9(ii) overleaf)
MONTHLY@ QUARTERLY
QUARTERLY@
HALF-YEARLY YEARLY (@ Default Frequency)
Rs. (in figures)

HALF-YEARLY
Rs. (in words)

YEARLY
(@ Default Frequency)
4) ENROLMENT DETAILS (refer item 7, 8, 9 & 10 overleaf)
Commencement Date : M M Y Y Y Y Withdrawal Date 1st 5th 10th @
(Refer Item 8(v), 9(iii) & 10 overleaf) 15th 20th 25th
Last Withdrawal Date : M M Y Y Y Y (@ Default Date)
5) PAYMENT OF SWAP PROCEEDS (refer item 14)
Redemption proceeds through SWAP will be credited to the default bank account registered in the Scheme/Folio. If you wish to receive the redemption proceeds into
any other bank account registered in the Scheme/Folio, please mention the Bank Account No. and Name below:
ACCOUNT NO.
BANK NAME
(If the above mentioned bank details do not match with the registered bank account in your the Scheme/Folio, proceeds will be credited to the default bank account registered in the the Scheme/Folio.)
6) SIGNATURES ^
First / Sole Unit holder / Guardian Second Unit holder Third Unit holder
^ Please note: Signature(s) should be as it appears on the Application Form and in the same order. In case the mode of holding is joint, all Unit holders are required to sign.

HDFC MUTUAL FUND
Head Office : HUL House, 2nd Floor, H.T. Parekh Marg, ISC Stamp & Signature
Date : 165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020.
Received from Mr. / Ms. / M/s.
a 'SWAP' application for redemption of Units of Scheme / Plan / Option

TERMS AND CONDITIONS FOR SWAP
1. Systematic Withdrawal Advantage Plan (SWAP) is available mentioned Monthly Frequency will be considered as the Example: If the appreciation is Rs. 3,500 in the first
to investors in the following Scheme(s) of HDFC Mutual Fund. default frequency. quarter and Rs. 3,000 in the second quarter, the
The SWAP Facility is available only for units held / to be held in Unitholder will receive only the appreciation i.e.
iii. Unitholders under the Fixed Plan can redeem (subject to
Non - demat Mode in the Transferor and the Transferee Rs. 3,500 in the first quarter and Rs. 3,000 in the
completion of lock-in/ pledge period, if any), under each
Scheme. second quarter.
Scheme / Plan / Option a minimum of Rs. 500 and in
Currently, the Scheme(s) (including Direct Plan thereunder) multiples of Rs. 100 thereafter. v. If there is nil balance on the SWAP date, the system will
eligible for this facility are as follows: automatically cease the SWAP and there will not be any
iv. The provision for 'Minimum Redemption Amount'
further trigger.
HDFC Growth Fund, HDFC Equity Fund, HDFC Top 200 Fund, specified in the respective Scheme Information
HDFC Capital Builder Fund, HDFC Core & Satellite Fund, HDFC Document will not be applicable for SWAP. e.g. the 10. The Unitholder should submit the duly filled in SWAP
Premier Multi-Cap Fund, HDFC Index Fund, HDFC Arbitrage minimum redemption amount for HDFC MF Monthly Enrolment Form atleast 10 days & maximum 30 days before
Fund, HDFC Mid-Cap Oppor tunities Fund, HDFC Income Plan is Rs. 1,000. However, in case of SWAP, an the first withdrawal date^.
Infrastructure Fund, HDFC Children's Gift Fund, HDFC investor may redeem his investments with the Scheme
^ In case the SWAP start date as mentioned in the SWAP
Balanced Fund, HDFC Prudence Fund, HDFC Long Term with minimum amount of Rs. 500.
Enrolment Form above does not satisfy this condition, the
Advantage Fund#, HDFC TaxSaver#, HDFC MF Monthly
v. Commencement date for Fixed Plan under SWAP is first SWAP date shall be rolled over to begin from the
Income Plan (an open - ended income scheme. Monthly
the date from which the first withdrawal will immediately following Month /Quarter / Half Year / Year, as
income is not assured and is subject to availability of
commence. applicable.
distributable surplus), HDFC Multiple Yield Fund, HDFC
Multiple Yield Fund - Plan 2005, HDFC Income Fund, HDFC vi. The amount withdrawn under SWAP by Redemption 11. Unitholders may change the amount of withdrawal, at any
High Interest Fund, HDFC Short Term Plan, HDFC Liquid shall be converted into the specific Scheme/Plan Units time by giving the ISC a written notice at least 10 days prior to
Fund, HDFC Cash Management Fund, HDFC Floating Rate at the NAV based prices as on the SWAP withdrawal the next withdrawal date. All details except the amount should
Income Fund, HDFC Gilt Fund and HDFC Gold Fund.** date and such Units will be subtracted from the Unit match with existing registration.
Balance of the Unitholders. In case these dates fall on a
# an open-ended equity linked savings scheme with a lock-in 12. SWAP facility may be terminated on receipt of a written notice
holiday or fall during a Book Closure period, the next
period of 3 years. from the Unitholder. Notice of such discontinuation should be
Business Day will be considered for this purpose. If
received at least 10 days prior to the due date of the next
** An open-ended fund of fund scheme investing in HDFC there is inadequate balance on the SWAP date, the
withdrawal. SWAP will terminate automatically if all Units are
Gold Exchange Traded Fund SWAP will be processed for the balance units and
liquidated or withdrawn from the folio or pledged or upon
SWAP will continue. If there is nil balance on the SWAP
The above list is subject to change from time to time. receipt of notification of death of the first named Unitholder.
date, the SWAP will be automatically terminated and
Please contact the nearest Investor Service Centre (ISC)
there will not be any further trigger. 13. The AMC at its sole discretion retains the right to close a folio
of HDFC Mutual Fund for updated list.
if the outstanding balance, based on the Net Asset Value
If you decide to opt for this facility, you should be aware
2. This enrolment form should be completed in ENGLISH and in (NAV), falls below Rs. 500 due to Redemption or use of
of the possibility that you could erode your capital.
BLOCK LETTERS only. Please tick in the appropriate box for SWAP and the investor fails to invest sufficient funds to bring
relevant options wherever applicable. Please do not Example: If the Unitholder decides to withdraw the value of the account upto Rs. 500 within 30 days after a
overwrite. For any correction / changes (if any) made on the Rs. 3,000 every quarter and the appreciation is written intimation in this regard is sent to the Unitholder.
application form, the sole/all applicants are requested to Rs. 2,500, then such redemption proceeds will
14. Bank Account for Payout:
authenticate the same by canceling and re-writing the correct comprise of Rs. 2,500 from the capital appreciation and
details and counter-signing the same. This enrolment form, Rs. 500 from the Unitholder's capital amount. In order to protect the interest of Unitholders from fraudulent
complete in all respects, should be submitted at any of the encashment of redemption / dividend cheques, SEBI has
9. Variable Plan:
Official Points of Acceptance of HDFC Mutual Fund. made it mandatory for investors to provide their bank details
Incomplete enrolment form is liable to be rejected. i. Variable Plan is available for Growth Option only. viz. name of bank, branch, address, account type and
number, etc. to the Mutual Fund. Unitholders should note
3. Unitholders are advised to read the Scheme information ii. Variable Plan is available for Quarterly/ Half Yearly /
that redemption / withdrawal proceeds under the SWAP
Document of the respective Scheme(s) and Statement of Yearly intervals only. If frequency of Plan is not indicated
will be paid by forwarding a cheque or by directly crediting
Additional Information carefully. Quarterly will be the Default Frequency.
the Bank Account registered in the Scheme or as indicated
4. New Investors who wish to enroll for SWAP are required to fill iii. Commencement date for variable Plan under SWAP in Section 5 of this form (depending on the mode of receipt
the SWAP enrolment form along with the Scheme Application is the date from which capital appreciation, if any, of redemption/ dividend proceeds chosen by the
Form. Existing unit holders should provide their Folio Number. will be calculated till the first SWAP withdrawal date. unitholders & registered in the Scheme) on the date of
Unitholders’ details and mode of holding (single, jointly, The capital appreciation, if any, will be calculated each withdrawal. In case the Unitholder wishes to receive
anyone or survivor) will be as per the existing folio number (subject to completion of lock-in/ pledge period, if any), the redemption amount in a bank account which is not
details and would prevail over any conflicting information from the commencement date of SWAP under the folio, registered in the folio, then it is mandatory to first register the
furnished in this form. Unitholders name should match with till the first SWAP withdrawal date. Subsequent capital bank account by filling in the Multiple Bank Account
the details in the existing folio, failing which this application appreciation, if any, will be the capital appreciation* Registration Form. Upon receipt of confirmation of
form is liable to be rejected. between the previous SWAP date** (where redemption registration of bank details in the Scheme / folio, the investor
has been processed and paid) and the next SWAP needs to submit the SWAP enrolment form with the required
5. Unitholders must use separate 'SWAP' enrolment forms
withdrawal date. Provided such capital appreciation is bank details mentioned under Section 5. For further details,
for different Schemes/Plans/Options.
at least Rs. 300, on each withdrawal date. In case these please contact any of the Investor Service Centres or visit our
6. Exit Load: In respect of amount withdrawn under SWAP, the dates fall on a holiday or fall during a Book Closure website www.hdfcfund.com
Exit Load, if any, applicable to the Scheme/Plan as on the date period, the next Business Day will be deemed as the
15. Units of HDFC Long Term Advantage Fund and HDFC
of allotment of units shall be levied. SWAP withdrawal date. Capital appreciation, if any, in
TaxSaver cannot be redeemed / switched - out until
such cases will be calculated upto such deemed
7. Unitholder has an option to select any one of the following completion of 3 years from the date of allotment of the
withdrawal date.
SWAP withdrawal date i e 1st, 5th, 10th, 15th, 20th, 25th. If respective units. Units of HDFC Children's Gift Fund (subject
no date is mentioned 10th will be considered as the Default * In case of redemption, capital appreciation will be to lock-in period) cannot be redeemed / switched - out until
Date. computed on the balance units post redemption. the Unitholder (being the beneficiary child) attains 18 years of
8. Fixed Plan: ** Date of additional purchase to calculate capital age or till completion of 3 years from the date of allotment,
appreciation of units additionally purchased between whichever is later.
i. Fixed Plan is available for Growth and Dividend Option.
two SWAP dates. 16. HDFC Mutual Fund / HDFC Asset Management Company
ii. Fixed Plan is available for Monthly/ Quarterly /Half
iv. Unitholders should note that in the event of there being Limited reserves the right to change / modify the terms and
yearly / Yearly intervals. If the frequency is not
no capital appreciation, no withdrawal / payment will be conditions of SWAP.
effected.
D DIVIDEND Enrolment Form
T TRANSFER KIM and terms and conditions overleaf)
The Application Form should be completed in ENGLISH and in BLOCK LETTERS only. Please tick in the appropriate box wherever applicable and strike off the section(s) not in use.
KEY PARTNER / AGENT INFORMATION (Investors applying under Direct Plan must mention “Direct” in ARN column.) FOR OFFICE USE ONLY
ARN ARN Name Sub-Agent’s ARN/ Internal Code Employee Unique Date of Receipt Folio No. of Source ISC Name & Stamp
Bank Branch Code for Sub-Agent/ Identification Number Scheme
Employee (EUIN)
ARN-
Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors including the service rendered
by the ARN Holder
EUIN Declaration (only where EUIN box is left blank) (Refer Item No. 16)

Date
I / We hereby declare and confirm that I/we have read and agree to abide by the terms and conditions of the scheme related documents and the terms & conditions mentioned overleaf of
Dividend Transfer Plan and of the relevant Scheme(s) and hereby apply for enrolment under the DTP of the following Scheme(s) / Plan(s) / Option(s) (New Registration).
Please fill up items appearing under (A) and (B) below. Please (P
) any one only
I / We hereby apply for enrolment under the DTP of the following Scheme(s) / Plan(s) / Option(s) and agree to abide by the terms and conditions of the respective Scheme(s) / Plan(s) /
Option(s). (New Registration). I / We hereby agree that if the dividend in the Source Scheme is less than Rs. 500/- the dividend will be automatically reinvested in the Source Scheme.
I / We hereby apply for cancellation of Enrolment of DTP under the following Scheme(s) / Plan(s) / Option(s). (Cancellation). Please fill up items appearing under (A) [Except PAN details]
and (C) below.
KYC is Mandatory #
(A) Name of the Applicant Please (P)
First / Sole Applicant PAN # Proof Attached

or
PEKRN #
Guardian (in case First / Sole Applicant is a minor) PAN # Proof Attached
or
PEKRN #
Second Applicant PAN # Proof Attached

or
PEKRN #
Third Applicant PAN # Proof Attached

or
PEKRN #
# Please attach proof. If PAN / PEKRN / KYC is already validated, please don't attach any proof. Refer Item No. 14 and 15.
(B) Particulars (If your investment is to or from Direct Plan of the Scheme(s), please mention so clearly.)
1. Folio No. of ‘Source’ Scheme / Plan / Option (for existing Unit holder) /
2. Name of ‘Source’ Scheme/Plan/Option
3. Name of ‘Target’ Scheme/Plan/Option
(C) CANCELLATION OF DTP

Folio No. of ‘Source’ Scheme / Plan / Option
Name of ‘Source’ Scheme/Plan/Option
Dividend Payment Details (Refer Item No. 13 overleaf) Dividend Payout Dividend Re-investment
In case of insufficient space, please fill up separate Enrolment Forms.
SIGNATURE(S)
Please note : Signature(s) should be as it appears on the Application Form and in the same order
% %
HDFC MUTUAL FUND

Received from Mr./Ms./M/s. ‘DTP’ application for transfer and investment
of Dividend; from Scheme / Plan / Option
to Scheme / Plan / Option

TERMS & CONDITIONS FOR DIVIDEND TRANSFER PLAN
1. Dividend Transfer Plan (DTP) is a facility wherein unit 6. Under DTP, dividend declared (as reduced by the amount of his/her permanent account number (PAN) {Except as
holder(s) of eligible scheme(s) [hereinafter referred to as applicable statutory levy) in the Source scheme (subject to mentioned below} irrespective of the amount of investment.
"Source Scheme(s)"] of HDFC Mutual Fund can opt to minimum of Rs. 500/-) will be automatically invested into the Where the applicant is a minor, and does not possess his / her
automatically invest the dividend (as reduced by the amount Target Scheme, as opted by the unit holder, on the immediate own PAN, he / she shall quote the PAN of his/ her father or
of applicable statutory levy) declared by the eligible Source next Business Day after the Record Date at the applicable mother or the guardian, as the case may be. Applications not
Scheme(s) into other eligible Scheme(s) [hereinafter referred NAV of the Target Scheme, subject to applicable load as complying with the above requirement may not be accepted/
to as "Target Scheme(s)"] of HDFC Mutual Fund. The DTP specified under point 9 below and accordingly equivalent processed. PAN card copy is not required separately if KYC
Facility is available only for units held / to be held in Non - units will be allotted in the Target Scheme, subject to the acknowledgement letter is made available.
demat Mode in the source and the target Scheme. terms and conditions of the respective Target Scheme.
For further details, please refer Section 'Permanent Account
2. The following is the list of eligible Source Schemes and Target For example: If the Dividend Record Date of the Source Number' under Statement of Additional Information available
Schemes of HDFC Mutual Fund for DTP facility: Scheme is December 21 (Friday) and the next Business Day on our website www.hdfcfund.com
of the Target Scheme (non-Liquid scheme) is December 24
Source Scheme(s) and Target Scheme(s) includes Direct PAN Exempt Investments
(Monday), the unit holder will be allotted units in the Target
Plan offered under the respective Scheme(s).
Scheme at the closing NAV of December 24 (Monday). PAN Exempt KYC Reference Number (PEKRN) holders may
Source Schemes: enroll for this facility. For further details on PAN exempt
7. The provision for 'Minimum Application Amount' specified in
Investments, refer Instructions of Scheme Application Form
HDFC Growth Fund, HDFC Equity Fund, HDFC Top 200 Fund, the respective Target Scheme's Scheme Information
or Statement of Additional Information. However, if the
HDFC Capital Builder Fund, HDFC Index Fund, HDFC Balanced Document will not be applicable under DTP. e.g. the minimum
amount per transfer is Rs.50,000 or more, in accordance
Fund, HDFC Prudence Fund, HDFC Long Term Advantage application amount for new investors in HDFC Equity Fund -
with the extant Income Tax rules, investors will be required to
Fund*, HDFC TaxSaver*, HDFC MF Monthly Income Plan (an Growth Plan is Rs.5,000/-. However in case of DTP, an Unit
furnish a copy of PAN to the Mutual Fund.
open-ended income scheme. Monthly income is not assured Holder can avail of the facility irrespective of the amount of
and is subject to availability of distributable surplus), HDFC dividend (subject to a minimum of Rs. 500/-). 15. Know Your Customer (KYC) Compliance:
Core & Satellite Fund, HDFC Premier Multi-Cap Fund, HDFC
8. The Minimum amount of dividend eligible for transfer under Investors should note that it is mandatory for all registrations
Mid-Cap Opportunities Fund, HDFC Infrastructure Fund,
Dividend Transfer Plan is Rs. 500/- (Rupees Five Hundred for Swing STP to quote the KYC Compliance Status of each
HDFC Multiple Yield Fund, HDFC Arbitrage Fund, HDFC
Only). If the dividend in the Source Scheme is less than applicant (guardian in case of minor) in the application and
Income Fund, HDFC High Interest Fund, HDFC Short Term
Rs. 500/- the dividend will be automatically reinvested in the attach proof of KYC Compliance viz. KYC Acknowledgement
Plan, HDFC Short Term Opportunities Fund, HDFC Medium
Source Scheme. Letter. For more details, please refer to the Statement of
Term Opportunities Fund, HDFC Cash Management Fund-
Additional Information (‘SAI’) available on our website
Treasury Advantage Plan, HDFC Liquid Fund, HDFC Cash 9. Load Structure (Target Scheme):
www.hdfcfund.com
Management Fund-Savings Plan, HDFC Cash Management
The dividend amount to be invested under the DTP from the
Fund-Call Plan, HDFC Quarterly Interval Fund, HDFC Gilt 16. Investment through Distributors
Source Scheme to the Target Scheme shall be invested by
Fund, HDFC Floating Rate Income Fund and HDFC Multiple
subscribing to the units of the Target Scheme at applicable Distributors / Agents are not entitled to distribute units of
Yield Fund-Plan 2005.
NAV, subject to payment of Entry/Exit Load: For Scheme load mutual funds unless they are registered with Association of
Target Schemes: structure, please refer to Key Information Memorandum or Mutual Funds in India (AMFI). Every employee/ relationship
contact the nearest Investor Service Centre (ISC) of HDFC manager/ sales person of the distributor of mutual fund
HDFC Growth Fund, HDFC Equity Fund, HDFC Top 200 Fund,
Mutual Fund or visit our website www.hdfcfund.com products to quote the Employee Unique Identification
HDFC Capital Builder Fund, HDFC Index Fund, HDFC Balanced
Number (EUIN) obtained by him/her from AMFI in the
Fund, HDFC Prudence Fund, HDFC Long Term Advantage 10. Unitholders who wish to enroll for DTP facility are required to
Application Form. Individual ARN holders including senior
Fund*, HDFC TaxSaver*, HDFC MF Monthly Income Plan (an fill DTP Enrolment Form available with the ISCs,
citizens distributing mutual fund products are also required to
open-ended income scheme. Monthly income is not assured distributors/agents and also displayed on the website
obtain and quote EUIN in the Application Form. Hence, if your
and is subject to availability of distributable surplus), HDFC www.hdfcfund.com. The DTP Enrolment Form should be
investments are routed through a distributor, please ensure
Core & Satellite Fund, HDFC Premier Multi-Cap Fund, HDFC completed in English in Block Letters only. Please tick (✓ ) in
that the EUIN is correctly filled up in the Application Form.
Mid-Cap Opportunities Fund, HDFC Infrastructure Fund, the appropriate box (¨ ), where boxes have been provided.
However, in case of any exceptional cases where there is no
HDFC Multiple Yield Fund, HDFC Arbitrage Fund, HDFC The DTP Enrolment Form complete in all respects should be
interaction by the employee/ sales person/relationship
Income Fund, HDFC High Interest Fund, HDFC Short Term submitted at any of the Official Points of Acceptance of HDFC
manager of the distributor/sub broker with respect to the
Plan, HDFC Short Term Opportunities Fund, HDFC Medium Mutual Fund.
transaction and EUIN box is left blank, you are required to
Term Opportunities Fund, HDFC Cash Management Fund-
11. The request for enrolment for DTP must be submitted at least provide the duly signed declaration to the effect as given in the
Treasury Advantage Plan, HDFC Gilt Fund, HDFC Floating
10 days prior to the Record Date for the dividend. In case of form. For further details on EUIN you may kindly refer to the
Rate Income Fund, HDFC Multiple Yield Fund- Plan 2005 and
the condition not being met, the enrolment would be instructions of the Scheme Application Form or Statement of
HDFC Gold Fund**.
considered valid from the immediately succeeding Record Additional Information..
* an open-ended equity linked savings scheme with lock in Date of the dividend, provided the difference between the date
These requirements do not apply to Overseas Distributors.
period of 3 years of receipt of a valid application for enrolment under DTP and
the next Record Date for dividend is not less than 10 days. New cadre distributors: New cadre distributors are
** An open-ended fund of fund scheme investing in units of
permitted to sell eligible schemes of the Fund (details of
HDFC Gold Exchange Traded Fund. 12. Unitholder(s) are advised to read the Scheme Information
eligible schemes is available on www.hdfcfund.com).They
Documents of Target Scheme(s) carefully before investing.
The above list is subject to change from time to time. Please also hold an EUIN which must be quoted in the application
The Scheme Information Documents / Key Information
contact the nearest Investor Service Centre (ISC) of HDFC form. In case your application through such distributor is not
Memorandum(s) of the respective Scheme(s) are available
Mutual Fund for updated list of the Source Scheme and the for an eligible scheme, it is liable to be rejected.
with the ISCs of HDFC Mutual Fund, brokers / distributors and
Target Scheme.
also displayed on the HDFC Mutual Fund website i.e. - Direct Investments
3. DTP facility is available to unit holder(s) only under the www.hdfcfund.com
Investors applying under Direct Plan must mention “Direct” in
Dividend Plan / Option of the Source Scheme(s). However,
13. Unit holders will have the right to discontinue the DTP facility ARN column. In case Distributor code is mentioned in the
the DTP facility will not be available to unit holder(s) under the
at any time by sending a written request to the ISC. Notice of application form, but “Direct Plan” is indicated against the
Daily Dividend Option in the Source Scheme(s). Unit
such discontinuance should be received at least 10 days Scheme name, the Distributor code will be ignored and the
holder(s)' enrolment under the DTP facility will automatically
prior to the Dividend Record Date. On receipt of such request, application will be processed under Direct Plan.
override any previous instructions for 'Dividend Payout' or
the DTP facility will be terminated. At the time of
'Dividend Reinvestment' facility in the Source Scheme. 17. HDFC Mutual Fund / HDFC Asset Management Company
discontinuation of DTP facility, the Unit holders should
indicate their choice of option i.e. dividend reinvestment or Limited reserves the right to change/modify the terms and
4. The enrolment for DTP facility should be for all units under the
dividend payout. In the event the Unitholder does not indicate conditions of the DTP. For the updated terms and conditions
respective Dividend Plan / Option of the Source Scheme.
his choice of dividend option, the dividend, if any, will be of DTP, contact the nearest ISC or visit our website
Instructions for part Dividend Transfer and part Dividend
reinvested (compulsory payout if dividend reinvestment www.hdfcfund.com
Payout / Reinvestment will not be accepted. The dividend
amount will be invested in the Target Scheme under the same option is not available) in the Source Scheme. Once the
folio. Accordingly, the unit holder(s) details and mode of request for DTP is registered, then it shall remain in force
holding in the Target Scheme will be same as in the Source unless it is terminated as aforesaid.
Scheme.
14. Permanent Account Number (PAN)
5. The enrolment to avail of DTP facility has to be specified for
SEBI has made it mandatory for all applicants (in the case of
each Scheme/Plan/Option separately and not at the folio
application in joint names, each of the applicants) to mention
level.
Application cum Flex STP Form
HDFC CASH MANAGEMENT FUND – TREASURY ADVANTAGE PLAN
Offer of Units At Applicable NAV
CIG
(Please refer Product labeling available on cover page of the KIM)
Investors must read the KIM and the instructions (for Instructions refer page 31-36) before completing this Form. This Form should be completed in English and in BLOCK LETTERS only.
ARN-



3. UNIT HOLDER INFORMATION (Refer instruction 4a) DATE OF BIRTH@ Proof of date of birth@ Please (P)
Mr. Ms. M/s.
)] Proof Attached
KYC#
(Mandatory)
Mr. Ms.
KYC#
(Mandatory)
CITY STATE PIN CODE

CONTACT DETAILS OF FIRST / SOLE APPLICANT STD Code

)] Individual Non - Individual [Please attach mandatory Ultimate Beneficial Ownership (UBO) Declaration Form] (Refer Instruction 19)
Others _________________________


OR
DD MM YYYY
ACKNOWLEDGEMENT SLIP (To be flled in by the Investor) [F or any queries please contact our nearest Investor Ser vice Centre or call us at our Customer Ser vice Number 180030106767 (Toll Free)]
HDFC MUTUAL FUND Head office : HUL House, 2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020.
Date : CIG
Received from Mr. / Ms. / M/s. ___________________________________________________________________________________________________
HDFC CASH MANAGEMENT FUND – TREASURY ADVANTAGE PLAN ISC Stamp & Signature
an application for Purchase of Units of Scheme / Plan Name ______________________________________________________________________________
Option / Sub-option: _______________________________________________________________ Payout Option: _________________________________
alongwith Cheque / DD / Payment Instrument as detailed overleaf. Please Note: All Purchases are subject to realisation of Cheques / Demand Drafts / Payment Instrument.

Mr. Ms. M/s.
)] Proof Attached
KYC#
(Mandatory)

Mr. Ms. M/s.
KYC#
(Mandatory)

Bank Name
Account Number
9. INVESTMENT DETAILS (This Scheme shall be the Transferor Scheme for Flex STP – Please (P
) Choice of Scheme / Plan / Option)
(Please refer Product labeling available on cover page of the KIM.)
HDFC Cash Management Fund - Treasury Advantage Plan - Retail Option HDFC Cash Management Fund - Treasury Advantage Plan - Retail Option - Direct Plan
Growth Dividend
Daily (Reinvestment only) Weekly Monthly
Payout Reinvestment Payout Reinvestment
10. Payment Details (Cheque / DD / Payment Instrument should be drawn in favour of “HDFC Cash Management Fund - Treasury Advantage Plan A/c PAN" or "HDFC Cash Management Fund -
Treasury Advantage Plan A/c Investor Name” (refer instruction 8 & 9) – The name of the first/ sole applicant must be pre-printed on the cheque. Please write Application Form No. / Folio No. on the
reverse of the
Cheque / Demand Draft / Payment Instrument.
(i) Payment for [Please (P
)] Lump sum Investment Systematic Investment Plan (SIP) [Please attach duly fillled and signed SIP Enrolment Form
(For Investments through Auto Debit/ECS/ Standing Instruction)]
(ii) Payment Type [Please (P

) Non-Third Party Payment Third Party Payment
(Please attach ‘Third Party Payment Declaration Form’)
Cheque / DD / Payment
Cheque / DD / Payment Instrument / UTR No.
Instrument / UTR Date
Amount of Cheque / DD / Payment Instrument / RTGS Drawn on (Bank /
in fgures (Rs.) (i)
Branch Name)
DD charges, if any, in fgures (Rs.) (ii)
Total Amount (i)+(ii) in fgures (Rs.) Pay-in Bank Account No.

(For Cheque only)
in words
Account Type [Please (P

)] SAVINGS CURRENT NRE NRO FCNR OTHERS______________ (please specify)
Particulars
HDFC CASH MANAGEMENT FUND - TREASURY HDFC CASH MANAGEMENT FUND - TREASURY
Scheme Name / Plan / Option / Sub-option /
Payout Option ADVANTAGE PLAN - Retail Option ADVANTAGE PLAN - Direct Plan - Retail Option
Cheque / DD / Payment Instrument / UTR No. / Date

Drawn on (Name of Bank and Branch)
Amount in figures (Rs.)
11. FLEX SYSTEMATIC TRANSFER PLAN DETAILS - (Refer Terms & Conditions for Flex STP on page 46)
Name of ‘Transferee’ (Investors applying under Direct Plan must mention “Direct” against the Scheme name). (ONLY G ROWTH OPTION)
Scheme/Plan/Option
Amount and Frequency of Flex Amount of Transfer per installment: Rs.______________ (The transfer amount shall be determined by formula in instruction 8(a) on page 46)
STP [Please (P
) any one]
Daily No. of installments:* ________________________________
Weekly [Date of Transfer [Please (P

) any one]
Monday Tuesday Wednesday Thursday Friday+ No. of installments:* ________________________________
Monthly+ Quarterly Enrolment Period*:
[Date of Transfer [Please (P

) any one] From : M M Y Y Y Y
+
1st 5th 10th 15th 20th 25th To : M M Y Y Y Y
+
Refer instruction No.9(b) and 9(c)+ Default Frequency/Date/Day [Refer instruction 7, 9(h) and 9(i)] on page 46.
12. NOMINATION (refer instruction 15) (Mandatory for new folios of Individuals where mode of holding is single)
[Please (P

Date of Birth Name and Address of Guardian Signature of Nominee Proportion (%) in which the
Name and Address of Nominee(s) (Optional)/ Guardian of units will be shared by each
(to be furnished in case the Nominee is a minor) Nominee (Mandatoryl) Nominee (should aggregate to 100%)
Nominee 1
Nominee 2
Nominee 3

SIGN HERE
(Please write Application Form No. / Folio No. on the
(1) I / We have read, understood and hereby agree to comply with the terms and conditions of the scheme related
reverse of the Cheque / Demand Draft / Payment Instrument.)
documents and apply for allotment of Units of the Scheme(s) of HDFC Mutual Fund (‘Fund’) indicated above.
(2) I/We am/are eligible Investor(s) as per the scheme related documents. and am/are authorised to make this
investment as per the Constitutive documents/ authorization(s). The amount invested in the Scheme(s) is through
legitimate sources only and is not for the purpose of contravention and/or evasion of any act, rules, regulations,
notifications or directions issued by any regulatory authority in India. First / Sole
(3) The information given in / with this application form is true and correct and further agree to furnish such other Applicant /
information as may be required by the HDFC Asset Management Company Limited (AMC)/ Fund and undertake to Guardian
inform the AMC / Fund/Registrars and Transfer Agent (RTA) in writing about any change in the information furnished
from time to time.
(4) I/We will indemnify the Fund, AMC, Trustee, RTA and other intermediaries in case of any dispute regarding the
eligibility, validity and authorization of my/our transactions.
SIGNATURE(S)
(5) The ARN holder (AMFI registered Distributor) has disclosed to me/us all the commissions (in the form of trail
commission or any other mode), payable to him/them for the different competing Schemes of various Mutual Funds
from amongst which the Scheme is being recommended to me/us. Second
Applicant
(6) I/WE HEREBY CONFIRM THAT I/WE HAVE NOT BEEN OFFERED/ COMMUNICATED ANY INDICATIVE PORTFOLIO
AND/ OR ANY INDICATIVE YIELD BY THE FUND/AMC/ITS DISTRIBUTOR FOR THIS INVESTMENT.
I/We undertake to redeem my/our entire investment before I/We change my/our residency status. I/We shall be fully liable
for all consequences (including taxation) arising out of the failure to redeem on account of change in residential status.
I/We am/are not prohibited from accessing capital markets under any order/ruling/judgment etc., of any regulation,
including SEBI. I/We confirm that my application is in compliance with applicable Indian and foreign laws. Third
Applicant
Please (P ) Yes No
If Yes, (P
) Repatriation basis DD MM YYYY
Non-repatriation basis
N K
L A
T B
EF
L
ALLY
IO N
NT
I NTE
IS
G E
PA
I S
TH
HDFC ASSET MANAGEMENT COMPANY LIMITED (HDFC AMC LTD.) -
INVESTOR SERVICE CENTRES / OFFICIAL POINTS OF ACCEPTANCE FOR HDFC MUTUAL FUND
(For Ongoing Transactions)
ANDHRA PRADESH: HDFC AMC Ltd6-3-885/7, IInd Floor, Saphire Square, Somajiguda, Hyderabad - 500 282. Tel.: (040) 23417401 / 02 / 03 / 04 / 05, Fax: (040) 23417407. HDFC AMC Ltd., 18-2-299/B, 1st
Floor, Leela Mahal Circle, Tirumala Bypass Road, Tirupati - 517 507. Tel: (0877) 2222 871 / 872 / 873 / 874, Fax: (0877) 2222689. HDFC AMC Ltd., 2nd Floor, HDFC Bank Complex, Near Benz Circle, M. G. Road,
Vijayawada- 520 010. TeleFax: (0866) 3988029. HDFC AMC Ltd., First Floor, Saigopal Arcade, Waltair Main Road, Siripuram, Visakhapatnam - 530 003. Tel: (0891) 3263457/, 6634001, Fax. No.: (0891)
6634004. HDFC AMC Ltd., 2-5-83/84, 1st Floor, Mitralaxmi Narayana Arcade, Nakkala Gutta, Hanmakonda, Warangal - 506 002. Tel: (0870) 2566 005 / 006/ 007 / 008/ 009, Fax: (0870) 2566010. ASSAM:
HDFC AMC Ltd., Premises- 1C, 1st Floor, Ganpati Enclave, G.S.Road, Guwahati- 781 007. Tel: (0361) 2464759/60. Fax: (0361) 2464758. BIHAR: HDFC AMC Ltd., Ishwari Complex, 1st Floor, Dr. Rajendra
Prasad Road, Bhagalpur - 812 002. Tel: (0641) 2300 390, Fax: (0641) 2300391. HDFC AMC Ltd., Ravi Market, 1st Floor, Jawaharlal Road, Muzaffarpur – 842001.Tel: (0621) 2245036/37, Fax: (0621)
2245037. HDFC AMC Ltd., C/o Hera Enclave (Above TATA Docomo Office), 1st Floor, New Dak Bunglow Road, Patna - 800 001. Tel: (0612) 6457554/6457557/3201439, Telefax: (0612) 2200747.
CHHATTISGARH: HDFC AMC Ltd., Shop No 1, Ground Floor, Old Sada Office Block, Nehru Nagar East, Bhilai–492020. Tel: (0788) 4092948, 4092846, Fax: (0788) 4092901. HDFC AMC Ltd., 2nd Floor, Rama
Trade Centre, Opposite Rajiv Plaza, Near Bus stand, Bilaspur – 495 001. Tel: (07752) 400305/ 06. Fax: (07752) 400307. HDFC AMC Ltd., Ground Floor, Chawla Complex, Devendra Nagar, Sai Nagar Road, Near
Vanijya Bhawan, Near Indhira Gandhi Square, Raipur - 492 001. Tel: (0771) 4020 167 / 168. DELHI: HDFC AMC Ltd., Ground Floor - 2 & 3 and First Floor, Prakashdeep Building, 7, Tolstoy Marg, Connaught
Place, New Delhi - 110 001. Tel: (011) 6632 4082, Fax: (011) 23351317 /18. HDFC AMC Ltd; 402, 4th Floor, Mahatta Tower, 54 B1 Block, Community Centre, Janakpuri, New Delhi -110058. Tel: 011-
41082129/30, Fax: 011-41082131. HDFC AMC Ltd; 134/4, Bhandari House, Lala Lajpat Rai Marg, Kailash Colony - Main Road, Near Kailash Colony Metro Station, South Delhi, New Delhi – 110 048. Tel: 011-
29244801/02 Fax: 011-29244805 GOA: HDFC AMC Ltd., Ground Floor, G3 & G4, Jivottam, Minguel Miranda Road, Off. Abade Faria Road, Margao - 403 601. Salcete. Tel: (0832) 2737410 / 11. Fax: (0832)
2736477. HDFC AMC Ltd., S1, Second Floor, Above Axis Bank, Edcon Centre, Angod, Mapusa - 403 507, Bardez, Goa. Tel: (0832) 2253 460 / 461, Fax: (0832) 2253465. HDFC AMC Ltd., A-3, First Floor,
Krishna Building, Opp. Education Department, Behind Susheela Building, G. P. Road, Panaji - 403 001. Tel: 0832 - 2425609, 2425610, Fax: 0832 - 2425614. HDFC AMC Ltd., 6, Ground Floor, Pereira Chambers,
Padre Jose Vaz Road, Vasco - 403 802, Mormugao. Tel: (0832) 2513 402 / 406, Fax: (0832) 2513448. GUJARAT: HDFC AMC Ltd., 2nd Floor, Megha House, Besides GRUH House, Mithakhali Six Roads,
Ahmedabad - 380 009. Tel.: 079 – 40220099/00, Fax: 079 - 40050506. HDFC AMC Ltd., Maruti Sharanam, No.117, 1st Floor, Anand-Vidhyanagar Road, Opposite Nandbhumi Party Plot, Anand - 388 001. Tel:
(02692) - 398200, Fax: (02692) - 398222. HDFC AMC Ltd., 3rd Floor, Shreemangalam Complex, Above IDBI Bank, Patel Society Road, Ward No. 1, Kasak Circle, Bharuch - 392 012. Tel: (0264) 2227205, Fax:
(0264) 2227206. HDFC AMC Ltd., 2nd Floor, Gangotri Plaza, Opposite Daxinamurty School, Waghawadi Road, Bhavnagar - 364 001. Tel: (0278) - 3988029, Fax: (0278) - 3984039. HDFC AMC Ltd., 1st Floor, B
Wing, Katira Complex, RTO Circle, Bhuj - 370 001. Tel: (02832) 223 223, Fax: (02832) 251. 946 HDFC AMC Ltd., 2nd Floor, Keshav Complex, P N Marg, Opposite Dhanvantry, Jamnagar - 361 001. Tel: (0288) -
3988029, Fax: (0288) - 3982426. HDFC AMC Ltd., 1st Floor, Nos. 104 – 105, MaryGold-2 Complex, Opp. Bahhaudin College, College Road, Junagadh- 362001. Tel: (0285) 2670622/23, Fax: (0285) 2670624.
HDFC AMC Ltd., 2nd Floor, Rajendra Estate, State Highway, Mehsana - 384 002. Tel: (02762) 302000. Fax: (02762) 302020. HDFC AMC Ltd., 1st Floor, Nandini Complex, Above HDFC Bank, Opp. Daboo
Hospital, Station Road, Navsari- 396445. Tel: (02637) 252681/82/83, Fax: (02637) 252684. HDFC AMC Ltd., 2nd Floor, Shiv Darshan, Dr. Radha Krishnan Road, 5, Jagnath, Plot Corner, Rajkot - 360 001. Tel:
0281- 6624881 / 82, Fax: 0281 - 6624883. HDFC AMC Ltd., U1 - U3, Jolly Plaza, Opp. Athwa Gate Police Station, Athwa Gate, Surat - 395 001. Tel: 0261 – 2460082 / 83, Fax: 0261 - 2460091. HDFC AMC Ltd.,
Upper Ground Floor, Gokulesh, R. C. Dutt Road, Vadodara - 390 007. Tel: 0265 - 6621110 / 20, Fax: 0265 - 6621150. HDFC AMC Ltd., 5-B, 2nd Floor, Sapphire Building, Daulatnagar, Chala-Vapi Road, Vapi -
396 191. Tel: (0260) 3983900, Fax: (0260) 3983908. HARYANA: HDFC AMC Ltd., 1st Floor, Sudarshan Tower, Cross Road # 1, Nicholson Road, Ambala Cantt -133 001. Tel: (0171) 2631993/5, Fax: (0171)
2631994. HDFC AMC Ltd., TA - 12A, 15-18, Third Floor, Crown Plaza, Sector 15A, Mathura Road, Faridabad - 121 001. Tel: (0124) 2221 338 / 339 / 341 / 342 / 343, Fax: (0129) 2221340. HDFC AMC Ltd.,
Premises 105, 106 & 107, 1st Floor, Vipul Agora Building, MG Road, Gurgaon - 122 002. Tel: (0124) 2560 450/ 51, Fax: (0124) 2560455. HDFC AMC Ltd., 1175 B Royal 1, 1st Floor, Adjoining Gurudawara, G.T
Road, Panipat - 132 103. Tel: (0180) 3985400/ 01, Fax: (0180) 3985403. HIMACHAL PRADESH: HDFC AMC Ltd, 2nd Floor, Opposite Town Hall, 30, The Mall, Shimla – 171 001. Tel: (0177) 2816860. Fax:
(0177) 2816861. JAMMU & KASHMIR: HDFC AMC Ltd., Hall No-102 A/2, South Block, Bahu Plaza, Gandhi Nagar, Jammu - 180 012. Tel: (0191) 2477911/13 / (0191) 2474298/99. JHARKHAND: HDFC AMC
Ltd., Vardhan Complex, 1st Floor, Opp. Woodland Showroom, Bank More, Dhanbad- 826 001. Tel: (0326) 3205352, 2300552, Fax: (0326) 2301756. HDFC AMC Ltd., Gayatri Enclave, 2nd Floor, "K Road",
Bistupur, Jamshedpur - 831 001. Tel: (0657) 2249691, Telefax: (0657) 2249730. HDFC AMC Ltd., Pradhan Towers, 1st Floor, 5, Main Road, Ranchi- 834 001. Tel: (0651) 6003358, 3242077. Fax: (0651)
3988029. KARNATAKA: HDFC AMC Ltd., Nitesh Broadway, No. 9/3, 1-A, Ground Floor, M. G. Road, Opposite Trinity Metro Station, Bangalore – 560001. Tel: 080-66205300, Tel: (080) 66205300 Fax: (080)-
41125255. HDFC AMC Ltd., # 493, 1st Floor, 4th Cross, 2nd Main, Sampige Road, Malleswaram, Bangalore - 560 003. HDFC AMC Ltd., Garla Garnet No. 119/A/36, 9th Main, 4th Block, Jayanagar, Bangalore
– 560011. Tel: (080) 30922750, Fax: (080) 30922753. HDFC AMC Ltd., # 145, 1st Floor, 60 ft Road, 5th Block, Koramangala, Bangalore - 560 034. Tel: (080) 30922726, Fax: (080) 30922728. HDFC AMC
Ltd., Premises No. 4830 / B, First Floor, Dr. Ambedkar Road, Opp. Civil Medical College, Belgaum - 590 002. Tel: (0831) 4206 915 / 916 / 918, Fax: (0831) 4206919.HDFC AMC Ltd, Office No. 39 (Old No - 41),
Ground Floor, Behind Maremma Temple, Opposite HDFC Bank, Kappagal Road, Bellary – 583103 Ph: 08392-256577 Fax: 08392-256575. HDFC AMC Ltd., 190/3, 1st Floor, S.V.C. Plaza, Opposite Mothi
Talkies, Gandhi Circle, Davangere - 577 002. Tel: (08192) 250 240 / 241 / 242, Fax: (08192) 250243. HDFC AMC Ltd., No. 1, First Floor, Revankar Comforts, Vivekanand Road, Court Circle, Hubli - 580 029. Tel:
(0836) 4252 294 / 95. Fax: (0836) 4252 290 HDFC AMC Ltd., UG-II, 6 & 7, Upper Ground Floor, Maximus Commercial Complex, Light House Hill Road, Opp. KMC, Mangalore - 575 001. Tel. 0824 –
6620667/668, Fax: 0824 – 6620666. HDFC AMC Ltd., No. 2918, CH 51 / 1 B, 1st Floor, Patel Mansion, Kantharaj Urs Road, Saraswathipuram, Mysore - 570 009. Tel: (0821) 4000 530, Fax: (0821) 4000 535.
KERALA: HDFC AMC Ltd., 3rd Floor, City Mall, Opposite YMCA, Kannur Road, Calicut - 673 001. Tel: (0495) - 4099222 / 333, 3982310, Fax: (0495) - 3982330. HDFC AMC Ltd., Ground Floor, Cinema cum
Commercial Complex, Behind Ravipuram Bus Stop, M. G. Road, Kochi - 682 016. Tel: 0484 - 2357707 / 8, 3243058 / 59, Fax: 0484 - 2358462. HDFC AMC Ltd., 14/868, Ground Floor, Sri Krishna Complex,
Coimbatore Road, Palghat - 678 001. Tel: (0491) 2548300/302, 6452188, Fax: (0491) 2548303. HDFC AMC Ltd., 2nd Floor, E-Town Shopping, College Road, East Fort, Thrissur - 680 005. Tel: (0487)
2422925. Telefax: (0487) 2441976.. HDFC AMC Ltd., 1st Floor, Kaniamparambil Arcade, G S Junction, Shastri Road, Kottayam - 686 001. Tel: (0481) 3018392/93. Fax: (0481) 3018397. HDFC AMC Ltd.,
Ground Floor, Bhadra Tower, Cotton Hill Road, Vazhuthacaud, Thycaud P.O., Trivandrum – 695 014. Tel: (0471) 3983 730 / 731 / 732 Fax: (0471) 3983738. MADHYA PRADESH: HDFC AMC Ltd., 1st Floor,
Ranjeet Tower, 8, Zone-II, M. P. Nagar, Bhopal - 462 011. Tel: 0755 - 4285385, 4246995, Fax: 0755 - 4058890. HDFC AMC Ltd., M1, M2 & M3, Mezzanine Floor, Sterling Arcade,15 / 3, Race Course Road,
Indore - 452 001. Tel: 0731 - 4022241 / 42. Fax: 0731 - 4245436. HDFC AMC Ltd., First Floor, Muthye Udyog Bhawan,1039, Wright Town, Opp. Telephone Exchange, Jabalpur - 482 002. Tel: (0761) - 4049800,
3988029 Fax: (0761) - 4068814 HDFC AMC Ltd., First Floor, Alakhnanda Towers, Shrimant Madhav Rao Scindia Marg, City Centre, Gwalior - 474 001. Tel: (0751) - 4066060, 3988029 Fax: (0751) – 3982803.
MAHARASHTRA: HDFC AMC Ltd., 1st Floor, Amar Arcade - 2, Opp. Rajapeth Police Station, Raja Peth, Amravati - 444 601. Tel: (0721) 2562 112 / 113 Fax: (0721) 2564115. HDFC AMC Ltd., 2nd Floor, Renuka
Commercial Complex, Samarth Nagar, Nirala Bazar, Nageshwar Wadi Road, Aurangabad - 431 001. Tel: (0240) 3988029, Fax: (0240) 3982068. HDFC AMC Ltd., 138, Ground Floor, Kavya Ratnavali Chowk,
Omkareshwar Road, Jalgaon – 425 002. Tel: (0257) 3982100/ 01. Fax: (0257) 3982114. HDFC AMC Ltd., Royal Prestige, C1/C9, 1st Floor, E - Ward, Sykes Extension, Rajarampuri Road, Kolhapur - 416 008.
Tel: (0231) - 3988029, Fax: (0231) - 3982060. HDFC AMC Ltd., Premises Nos.. F1, 2, 3 & 4, 1st Floor, “Center Square”, S.V. Road, Andheri (W), Mumbai – 400 058. Tel: (022) 26708239/26285389. Fax: (022)
26241131. HDFC AMC Ltd. Shop # 7, Abhilasha Building, Punjabi Lane, Borivali (W), Mumbai - 400 092 Tel: (022) 28952702/ 28901497, Fax: (022) 28949392. HDFC AMC Ltd.,# “HUL House”, 2nd Floor,
H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020. Tel: (022) 66316333, Fax: (022) 66580200. HDFC AMC Ltd., Mistry Bhavan, 2nd Floor, 122, Backbay Reclamation, Dinsha
Vachha Road, Churchgate, Mumbai - 400 020. Tel: (022) 60006767, Fax: (022) 66580211. HDFC AMC Ltd., Shop No. 1 & 2, Ground Floor, Atlantic Tower, R B Mehta Road, Near Railway Station, Ghatkopar
(East), Mumbai - 400 077. Tel: (022) 65253409/08/06/21, Fax: (022) 25116805. HDFC AMC Ltd., Unit No. 101, 1st Floor, Landmark Building, 136 Hill Road,Opp. St. Peters Church, Bandra (West), Mumbai -
400 050. Tel: (022) 26434 760 / 762 / 763 / 764, Fax: (022) 26434768. HDFC AMC Ltd., Shop no. 1 & 2, Ground floor, Gurangi Chambers, Opp. Damani Chambers, Near Teen Haath Naka, LBS Marg, Thane
(West) - 400 602. Tel: (022) 25391125, Fax: (022)67124177. HDFC AMC Ltd., 106-110, 2nd Floor, Shriram Shyam Towers, Near NIT Building, Kingsway, Sadar, Nagpur - 440 001. Tel: (0712) 6630301/02/04,
Fax: (0712) 6630206. HDFC AMC Ltd., G- 1 & G-2, "Suyojit Heights", Opp. Rajiv Gandhi Bhavan, Sharanpur Road, Nashik - 422 002. Tel: (0253) 6611831 / 32. Fax: (0253) 6611836. HDFC AMC Ltd., Shop
no.127, Bahirwade Chambers, Opp. Hotel Hilton(erstwhile Panchsil), Telco road, Chinchwad, Pune-411019. Tel: 020-27477772/3, Fax: 020-27477774. HDFC AMC Ltd., 6, Chetana Apartment, 2423, East
Street, Pune Camp, Pune - 411 001. Tel.: (020) 41223301/02, Fax: (020) 41223310. HDFC AMC Ltd., Ground Floor, City Mall, University Circle, Ganeshkhind Road, Pune - 411 007. Tel: (020) 66073301, Fax:
(020) 66073310. HDFC AMC Ltd., Office No.13, Shanti Center Premises, Plot No. 8, Sector 17, Vashi, Navi Mumbai - 400 703. Tel: (022) 39880299; Fax: (022) 39855612.. HDFC AMC Ltd., 1st Floor, Anant Kuti
(Bibikar Bldg.), Manpada Road, Opp. Muncipal Corporation Bldg., Dombivli (East), Mumbai - 421 201. Tel: (0251) 2860 648 / 649 / 645 / 656, Fax: (0251) 2863953. ORISSA: HDFC AMC Ltd., Sri Jagannath
Complex, 1st Floor, Opposite Hari - Omm Bhawan, Barbil - 758 035. Tel: 09238106515 / 09238106525, Fax: (06767) 275565. HDFC AMC Ltd., Vinayak, 2nd Floor, 96, Janpath, Bhubaneswar - 751 001. Tel:
(0674) 6450502/1502, Fax: 0674 - 2531483. HDFC AMC Ltd., 1st Floor, Plot No. 2690 (P), Bajrakabati Road, Ranihat, Cuttack – 753 001. Tel: (0671) 2323724/ 725, Fax: (0671) 2324741. HDFC AMC Ltd.,
Praful Tower, 1st Floor, Panposh Road, Rourkela - 769 004. Tel: (0661) 3988029, 3982060/70, Fax: (0661) 3982068. HDFC AMC Ltd., Kadambari Complex, 1st Floor, Unit - 4, Nayapara, Golbazar, Sambalpur -
768 001. Tel: (0663) 2400 323 / 339, Fax: (0663) 2400324. PONDICHERRY: HDFC AMC Ltd., No.17, I Floor, Sree Velayudham Complex, Near Indhira Gandhi Square, Natesan Nagar, Pondicherry - 605 005. Tel:
(0413) 3043 293 / 500 / 600. Fax: (0413) 2206776. PUNJAB: HDFC AMC Ltd., SCO-28, 1st Floor, Taneja Towers, District Shopping Complex, Ranjit Avenue, Amritsar-143 001. Tel: (0183) 3988028 /29/ 2570,
Fax: (0183) 3982599. HDFC AMC Ltd Municipal No. 83 - B, 3A, Ground Floor, Corner Building, Liberty Chowk, Bhatinda - 151 001. Tel.: (0164) 5001982 / 83, 5011980 Fax: (0164) 5011981. HDFC AMC Ltd., 1st
Floor, SCO- 2909- 2910, Sector - 22-C, Opp. Hotel J W Marriot, Chandigarh - 160 022. Tel: (0172) 5050888, Fax: (0172) 2771219. HDFC AMC Ltd., 2nd Floor, Above ING Vysya Bank, Adjacent to Sekhon Grand
Hotel, Namdev Chowk, G T Road, Ground Floor, Eminent Mall, Sutheri Road, Near Indusind Bank, Hoshiarpur – 146 001. Tel: 01882- 502029. Fax: 01882- 502078 Jalandhar City - 144 001. Tel: (0181)
3988029 / 970, Fax: (0181) 3982966. HDFC AMC Ltd., SCO 122, Feroze Gandhi Market, Ludhiana - 141 001. Tel.: (0161) 2774321 / 5014321. Fax: (0161) 3013838. SCO no - 70, Ground Floor, New Leela
Bhawan Market, Patiala -147 001. Tel: 0175 – 5010082. Fax: 0175 – 5010084.RAJASTHAN: HDFC AMC Ltd., 4th Floor, K.C. Complex, Opp. Daulat Bagh, Ajmer - 305 001. Tel: (0145) 3099000. Fax: (0145)
3099001. HDFC AMC Ltd., “Moondhra Bhavan”, 3-Ajmer Road, Jaipur - 302 001. Tel: (0141) 5116681/ 82, 2374968, Fax: (0141) 5111126. Gulab Singh Bhavan, 11, Chopasni Road, Jodhpur - 342 003. Tel:
(0291) 5101927, 5101937, Fax: (0291) 5105919. HDFC AMC Ltd., 1st Floor, Gowardhan Plaza, 25, Trench Colony, Opposite Lok Kalamandal, Udaipur - 313 001. Tel: (0294) 3988029, Fax: (0294) 3982000.
TAMIL NADU: HDFC AMC Ltd., ITC Centre, 1st Floor, 760, Anna Salai, Chennai - 600 002. Tel: (044) 43979797 / 43979719, Fax: (044) 43979740. HDFC AMC Ltd., 1371A, Ground Floor, Nadar Building, Trichy
Road, Coimbatore - 641 018. Tel: (0422) 4391861/62/63. Fax: (0422) 4391714. HDFC AMC Ltd., 127 C/3 East Veli Street, Madurai - 625 001. TeleFax: (0452) 3988029. HDFC AMC Ltd., 1st Floor, No1
Bhimsena Garden Street, Royapettah High Road, Mylapore, Chennai – 600 004. Tel: (044) 30913060, Fax: (044) 30913082. HDFC AMC Ltd., 1st floor, Ram Complex, No. 454/3, Meyanoor Main Road, Salem -
636 009. Tel: (0427) 3982680/700. Fax: (0427) 2333617 HDFC AMC Ltd., 1st floor, No. 142/7, Sri Balaji Arcade, Opp. Alagar Jewellery, Trivandrum Road, Palayamkottai, Tirunelveli - 627 002. Tel.: (0462)
2576174, Fax: (0462) 2576173.. HDFC AMC Ltd., No. 60, Sri Krishna Arcade, First Floor, Tennur High Road, Tennur, Trichy - 620 017. Tel: (0431) 3982830, Fax: (0431) 3982835. HDFC AMC Ltd., Premises
No.73, 1st Floor Door No. 73/19,Thiyagarjapuram Officer's Line Officer's Line, Vellore - 632 001, Tel: (0416) 2214670/2. Fax: (0416) 2214671. UTTARAKHAND: HDFC AMC Ltd., 76, Rajpur Road, Near RTO,
Dehradun - 248 001. Tel: (0135) 3988029/ 7434, Fax: (0135) 3987444. HDFC AMC Ltd., Plot No. 1, 1st Floor, Durga City Centre, Bhotia Parao, Nainital Road, Haldwani - 263 139. Tel: (05946) 285286 Fax:
(05946) 285290.HDFC AMC Ltd., 1st Floor, Kumar Complex, Chandracharya Chowk, Haridwar - 249407 Tel: (01334) 222406/7 Fax: (01334) 222410. UTTAR PRADESH: HDFC AMC Ltd., B2, 1st Floor, 9/4,
Shankar Point, Sanjay Place, Agra- 282 002. Tel: (0562) 3984761-73, Fax: (0562) 3984777. HDFC AMC Ltd., 3/260-A, Arena Complex, Laxmibai Marg, Marris Road, Aligarh - 202 001. Tel: (0571) 2740 770 /
HDFC ASSET MANAGEMENT COMPANY LIMITED (HDFC AMC LTD.) -
INVESTOR SERVICE CENTRES / OFFICIAL POINTS OF ACCEPTANCE FOR HDFC MUTUAL FUND
(For Ongoing Transactions) Contd.
771 / 772, Fax: (0571) 2740772. HDFC AMC Ltd., 3rd Floor, Agarwal Arcade, Hyundai Motors Showroom, 4 Sardar Patel Marg, Civil Lines, Allahabad - 211 001. Tel: (0532) 2561 035/036/038, Fax: (0532)
2561035. HDFC AMC Ltd., 146 Civil Lines, 1st Floor, Gupta Complex, Near Circuit House Chouraha, Bareilly - 243 001. Tel: (0581) 2510 749 / 759, Fax: (0581) 2510709. HDFC AMC Ltd., D-2, 1st Floor, Raj
Nagar District Centre, Raj Nagar, Gaziabad - 201 010. Tel: (0120) 301 0635 Fax: (0120) 3010636. HDFC AMC Ltd., 4th Floor, A.D. Tower Compound, Bank Road, Gorakhpur -273 001, Tel. No: (0551)
6060011/2/3. HDFC AMC Ltd., 101 & 201, Sai Arcade, 16/34 Bhargava Estate, Civil Lines, Kanpur - 208 001. Tel: (0512) 3935592/93/94, Fax: (0512) 3935596. HDFC AMC Ltd., 1st Floor, Narain Ford Building,
4 Shah Najaf Road, Hazratganj, Lucknow - 226 001. Tel: (0522) 4155500/ 01, Fax: (0522) 4155555. HDFC AMC Ltd., 143/145/1, Ganpati Plaza, Ground Floor, Magal Pandey Nagar, Meerut - 250 005. Tel:
(0121) 2602 380 / 2601 965, Fax: (0121) 2602380. HDFC AMC Ltd., Parsvnath Plaza-II, UGF Hall No.4, Delhi Road, Moradabad - 244 001. Tel: (0591) 3988029 / 3982131. Fax: (0591) 3982137. HDFC AMC
Ltd., K-24/25, First Floor, Pearl Plaza Building, Sector-18, Noida - 204 301. Tel: (0120) 432 5757/ 5959. Fax: (0120) 423 4349. HDFC AMC Ltd., D-64/127, 4th Floor, Arihant Complex, Sigra, Varanasi - 221 010.
Tel: (0542) 6450711/ 6450712. WEST BENGAL: HDFC AMC Ltd., 2nd Floor, Chatterjee Plaza, 69/101, GT Road, Rambandhutala, Asansol - 713 303. Tel: (0341) 2221220, Fax: (0341) 2221219. HDFC AMC
Ltd., City Plaza, City Centre, 1st Floor, Durgapur - 713 216. Tel: (0343) 3982150, Fax: (0343) 3982153. HDFC AMC Ltd., Krishna Enclave, 2nd Floor, 2/1, Bhajanlal Lohia Lane, Opposite Howrah A.C. Market,
Howrah - 711 101, Phone: (033) 33546150/163, Fax: (033) 33546157. HDFC AMC Ltd., Menaka Estate, 1st Floor, 3 Red Cross Place, Kolkata - 700 001. Tel: (033) 22312875, 22312876, Fax: (033)
22439582. HDFC AMC Ltd., 2nd Floor, 209A, Sarat Bose Road, Besides Sarat Bose Road post office, Kolkata-700 029. Tel: 033-33541166/67/68/69/70/71. Fax: 033-33541172, Gitanjali Complex, 2nd Floor,
Above Corporation Bank, Sevoke Road, Siliguri - 734 001. Tel: (0353) 6453474. Fax: (0353) 2545270.
#This is not an Investor Service Centre for HDFC Mutual Fund. However, this is an official point of acceptance for acceptance of all on-going transactions from Institutional Investors only, i.e. broadly covering all
entities other than resident / non resident individuals. Institutional Investors are free to lodge their applications at any other official points of acceptance also.
CAMS – OFFICIAL POINTS OF ACCEPTANCE OF TRANSACTIONS

(For Ongoing Transactions)
A. List of Investor Service Centres (ISCs) of Computer Age Management Services Pvt. Ltd. (CAMS), Registrar & Transfer Agents of HDFC Mutual Fund. These ISCs will be in addition to the existing
points of acceptance at the offices of HDFC Asset Management Company Ltd. (Investor Service Centres for HDFC Mutual Fund). These ISCs of CAMS will be the official points of acceptance of
transactions for schemes of HDFC Mutual Fund except Liquid Schemes/ Plans viz. HDFC Liquid Fund, HDFC Liquid Fund - Premium Plan and HDFC Cash Management Fund - Savings Plan & Call
Plan.
ANDHRA PRADESH: 208, 2nd Floor, Jade Arcade, Paradise Circle, Secunderabad - 500 003. 47/ 9 / 17, 1st Floor, 3rd Lane, Dwaraka Nagar, Visakhapatnam – 530 016. ASSAM: Dhawal Complex,Ground Floor,
Durgabari, Rangagora Road, Near Dena Bank, Tinsukia - 786 125. BIHAR: G-3, Ground Floor, Om Vihar Complex, SP Verma Road Patna - 800 001. GOA: No.108, 1st Floor, Gurudutta Bldg, Above Weekender,
M.G. Road, Panaji, Goa - 403 001. GUJARAT: 111- 113, 1st Floor - Devpath, Building, Off C G Road,, Behind Lal Bungalow,, Ellis Bridge, Ahmedabad – 380 006. Office 207 - 210, Everest Building, Opp. Shastri
Maidan, Limda Chowk, Rajkot - 360 001. Plot No-629, 2nd Floor, Office No. 2-C / 2-D, Mansukhlal Tower, Beside Seventh Day Hospital, Opp. Dhiraj Sons, Athwalines, Surat - 395 001. 103, Aries Complex, BPC
Road, Off R.C. Dutt Road, Alkapuri, Vadodara - 390 007. JHARKAND: Millennium Tower, Room No:15, First Floor, R- Road, Bistupur, Jamshedpur - 831 001. KARNATAKA: Trade Centre, 1st Floor, 45, Dikensen
Road (Next to Manipal Centre), Bangalore – 560 042. G 4 & 5, Inland Monarch, Opp. Karnataka Bank, Kadri Main Road, Kadri, Mangalore - 575 003. KERALA: 1st Floor, K C Centre, Door No. 42/227-B, Chittoor
Road, Opp. North Town Police Station, Kacheripady, Cochin - 682 018. MAHARASHTRA: Ground Floor, Rajabahadur Compound, Opp. Allahabad Bank, Behind ICICI Bank, 30, Mumbai Samachar Marg, Fort,
Mumbai – 400 023. 145 Lendra Park, New Ramdaspeth, Behind IndusInd Bank, Nagpur – 440 010. Nirmiti Eminence, Off No. 6, 1st Floor, Opp. Abhishek Hotel, Mehandale Garage Road, Erandawane, Pune –
411 004. MADHYA PRADESH: Plot No. 10, 2nd Floor, Alankar Complex, Near ICICI Bank, M. P. Nagar, Zone II, Bhopal - 462 011. 101, Shalimar Corporate Centre, 8-B, South Tukoganj, Opp. Green Park, Indore –
452 001. NEW DELHI: 7-E, 4th Floor, Deen Dayaal Research Institute Building, Swami Ram Tirath Nagar, Near Videocon Tower, Jhandewalan Extension, New Delhi – 110 055. Ground floor, Unit no. 5/6/8, Pearls
Best Heights I, Plot no. A-5, Nr. Max Hospital, Netaji Subhash Place, Pitampura North Delhi. New Delhi - 110 034. ORISSA: Plot No. - 111, Varaha Complex Building, 3rd Floor, Station Square, Kharvel Nagar, Unit
3, Bhubaneswar - 751 001. PUNJAB: Deepak Towers, SCO 154-155, 1st Floor, Sector 17-C, Chandigarh -160 017. U/GF, Prince Market, Green Field, Near Traffic Lights, Sarabha Nagar Pulli, Pakhowal Road,
Ludhiana - 141 002. RAJASTHAN: G-III, Park Saroj, R-7, Yudhisthir Marg, C-Scheme, Behind Ashok Nagar Police Station, Jaipur – 302 001. 1/5, Nirmal Tower, 1st Chopasani Road, Jodhpur – 342 003. TAMIL
NADU: Old#66 New#86, Lokamanya Street (West), Ground Floor, R. S. Puram, Coimbatore – 641 002. 178/10, Kodambakkam High Road, Opp. Hotel Palm Grove, Nungambakkam, Chennai - 600 034. UTTAR
PRADESH: 106 - 107 - 108, 1st Floor, IInd Phase,City Centre, 63/2, The Mall, Kanpur - 208 001. C-81, 1st floor, Sector – 2, Noida – 201 301. Off# 4, 1st Floor, Centre Court Building, 3/c, 5-Park Road,
Hazratganj, Lucknow - 226 001. WEST BENGAL: 2nd Floor, Saket Building, 44 Park Street, Kolkata - 700 016
B. List of Transaction Points of Computer Age Management Services Pvt. Ltd. (CAMS), Registrar & Transfer Agents of HDFC Mutual Fund. These Transaction Points will be in addition to the existing
points of acceptance at the offices of HDFC Asset Management Company Ltd. (Investor Service Centres for HDFC Mutual Fund) except Liquid Schemes/ Plans viz. HDFC Liquid Fund, HDFC Liquid
Fund - Premium Plan and HDFC Cash Management Fund - Savings Plan & Call Plan.
ANDHRA PRADESH: 15-570-33, I Floor, Pallavi Towers, Ananthapur - 515 001.. D. No. 5-38-44, 5/1, Brodipet, Near Ravi Sankar Hotel, Guntur* - 522 002. Bandi Subbaramaiah Complex, Door No: 3/1718,
Shop No: 8, Raja Reddy Street, Kadapa - 516 001. No.33-1, 44 Sri Sathya Complex, Main Road, Kakinada – 533 001. H. No.7-1-257, Upstairs S.B.H, Mankammathota, Karimnagar – 505 001. H. No. 43/8,
Upstairs, Uppini Arcade, N R Peta, Kurnool - 518 004. 9/756, 1st Floor, Immadisetty Towers, Ranganayakulapet Road, Santhapet, Nellore - 524 001. D No 34-1-76, Old Govt Hospital Road, Opp. Konigeti Guptha
Apartments, Ongole - 523 001. Door No: 6-2-12, 1st Floor,Rajeswari Nilayam, Near Vamsikrishna Hospital, Nyapathi Vari Street, T Nagar, Rajahmundry – 533 101. Shop No 6, Door No 19-10-8, (Opp to
Passport Office), AIR Bypass Road, Tirupathi - 517 501. 40-1-68, Rao & Ratnam Complex, Near Chennupati Petrol Pump, M. G. Road, Labbipet, Vijayawada – 520 010. A.B.K. Mall, Near Old Bus Depot Road, F-
7, 1st Floor, Ramnagar, Hanamkonda, Warangal - 506 001. ASSAM: A.K. Azad Road, Rehabari, Tinali, Guwahati - 781 008. BIHAR: Krishna, 1st Floor, Near Mahadev Cinema, Dr. R. P. Road, Bhagalpur - 812
002. Brahman Toil, Durga Asthan, Gola Road, Muzaffarpur - 842 001. CHHATTISGARH: Shop No. 117,Ground Floor, Khicharia Complex, Opposite IDBI Bank, Nehru Nagar Square, Bhilai - 490 020. 2nd Floor,
Gwalani Chambers, St Xavier School Road, In Front of CIT (Income Tax) Office, Vyapar Vihar, Bilaspur - 495 001. C-23, Sector 1, Devendra Nagar, Raipur - 492 004. Delhi: Flat no.512, Narian Manzil, 23,
Barakhamba Road, Connaught Place, New Delhi - 110 001. GOA: Virginkar Chambers, 1st floor, Near Kamat Milan Hotel, New Market, Near Lily Garments, Old. Station Road, Margao - 403 601. GUJARAT: No.
101, A P Towers, B/H Sardar Gunj, Next to Nathwani Chambers, Anand - 388 001. Shop No - F -56, 1st Floor, Omkar Complex, Opp. Old Colony, Near Valia Char Rasta, GIDC, Ankleshwar - 393002. 305-306,
Sterling Point, Waghawadi, Opp. HDFC Bank, Bhavnagar - 364 002. Office No. 17, 1st Floor, Municipal Bldg, Opp. Hotel Prince Station Road, Bhuj – 370 001. A/177, Kailash Complex, Opp. Khedut Decor, Gondal
– 360 311.207, Manek Centre, P N Marg,, Jamnagar - 361 001. Aastha Plus, 202-A, 2nd Floor, Sardarbag Road, Near. Alkapuri, Opp. Zansi Rani Statue, Junagadh - 362 001. 1st Floor, Subhadra Complex, Urban
Bank Road, Mehsana - 384 002.16, 1st Floor, Shivani Park, Opp. Shankheswar Complex, Kaliawadi, Navsari - 396 445. Gita Nivas, 3rd Floor, Opp. Head Post Office, Halar Cross Lane, Valsad - 396 001. 215-
216, Heena Arcade, Opp. Tirupati Tower, Near G.I.D.C. Char Rasta, Vapi - 396 195. HARYANA: Opposite PEER, Bal Bhawan Road, Ambala City - 134 003. B-49, 1st Floor, Nehru Ground, Behind Anupam Sweet
House, NIT, Faridabad - 121 001. SCO - 16, First Floor, Sector - 14, Gurgaon - 122 001. 12, Opp. Bank of Baroda, Red Square Market, Hisar - 125 001. 83, Devi Lal Shopping Complex, Opp ABN AMRO Bank, G.
T. Road, Panipat – 132 103. 205, 2nd Floor, Bldg No. 2, Munjal Complex, Delhi Road, Rohtak – 124 001. 124 - B / R, Model Town, Yamuna Nagar – 135 001. HIMACHAL PRADESH: 1st Floor, Opp. Panchayat
Bhawan Main Gate, Bus Stand, Shimla – 171 001. JAMMU & KASHIMIR: JRDS Heights, Lane Opp. S&S Computers,Near RBI Building, Sector 14, Nanak Nagar,, Jammu - 180 004. JHARKHAND: Mazzanine
Floor, F-4, City Centre Sector 4, Bokaro Steel City, Bokaro - 827 004. S. S. M. Jalan Road, Ground Floor, Opp. Hotel Ashoke, Caster Town, Deoghar - 814 112. Urmila Towers, Room No. 111, 1st Floor, Bank More,
Dhanbad - 826 001. Municipal Market, Annanda Chowk, Hazaribagh - 825 301. 4, HB Road No. 206, 2nd Floor, Shri Lok Complex, Ranchi - 834 001. KARNATAKA: No. 45, 1st floor, E Block, Melligeri Towers,
Station Road, Bagalkot - 587 101. 1st Floor, 221/2A/1B, Vaccine Depot Road, Near 2nd Railway gate, Tilakwadi, Belgaum - 590 006. # 60/5, Mullangi Compound, Gandhinagar Main Road, (Old Gopalswamy
Road), Bellary - 583 101. No. 9, 1st floor, Gajanan Complex, Azad Road, Bijapur - 586 101. #13, 1st Floor, Akkamahadevi Samaj Complex, Church Road, P J Extension, Davangere - 577 002. No. 204 - 205,
1st Floor, 'B' Block, Kundagol Complex, Opp. Court, Club Road, Hubli - 580 029. No. 1, 1st Floor, CH.26, 7th Main, 5th Cross (Above Trishakthi Medicals) Saraswati Puram, Mysore – 570 009. Nethravathi, Near
Gutti Nursing Home, Kuvempu Road, Shimoga - 577 201. KERALA: Doctor's Tower Building, 1st Floor, Door No. 14/2562, North of Iorn Bridge, Near Hotel Arcadia Regency, Alleppey - 688 001. Room No.
14/435, Casa Marina Shopping Centre, Talap, Kannur - 670 004. Kochupilamoodu Junction, Near VLC, Beach Road, Kollam - 691 001. Building No.: KMC IX / 1331 A, Opp. Malayala Manorama, Railway Station
Road, Thekkummoottil, Kottayam - 686 001. 29/97G, 2nd Floor, Gulf Air Building, Mavoor Road, Arayidathupalam, Kozhikode - 673 016. 10 / 688, Sreedevi Residency, Mettupalayam Street, Palakkad - 678
001. Room No. 26 & 27, Dee Pee Plaza, Kokkalai, Thrissur – 680 001. R. S. Complex, Opp. LIC Building, Pattom, P.O., Trivandrum – 695 004. Central Tower, Above Indian Bank, Cross Junction, Thiruvalla -
689 101. MADHYA PRADESH: G-6, Global Apartment, Phase-II, Opposite Income Tax Office, Kailash Vihar City Centre, Gwalior - 474 011. 8, Ground Floor, Datt Towers, Behind Commercial Automobiles, Napier
Town, Jabalpur - 482 001. MAHARASHTRA: Opp. RLT Science College, Civil Lines, Akola* – 444 001. 81, Gulsham Tower, Near Panchsheel, Amaravati – 444 601. Office No. 1, 1st Floor, Amodi Complex, Juna
Bazar, Aurangabad - 431 001. 70, Navipeth, Opp. Old Bus Stand, Jalgaon – 425 001. Shop No. 6, Ground Floor, Anand Plaza Complex, Bharat Nagar, Shivaji Putla Road, Jalna - 431 203. 2 B, 3rd Floor, Ayodhya
Towers, Station Road, Kolhapur - 416 001. Ruturang Bungalow, 2, Godavari Colony, Behind Big Bazar, Near Boys Town School, Off College Road, Nasik - 422 005. Jiveshwar Krupa Bldg, Shop. No.2, Ground
Floor, Tilak Chowk, Harbhat Road Sangli - 416 416. 117 / A / 3 / 22, Shukrawar Peth, Sargam Apartment, Satara – 415 002. Flat No 109, 1st Floor, A Wing, Kalyani Tower, 126 Siddheshwar Peth, Near Pangal
High School, Solapur* - 413 001. 3rd Floor, Nalanda Chambers, "B" Wing, Gokhale Road, Near Hanuman Temple, Naupada, Thane (W) - 400 602. MEGHALAYA: 3rd Floor, RPG Complex, Keating Road, Shillong
– 793 001. ORISSA: B. C. Sen Road, Balasore - 756 001. Gandhi Nagar Main Road, 1st Floor, Upstairs of Aroon Printers, Berhampur - 760 001. Near Indian Overseas Bank, Cantonment Road, Mala Math,
Cuttack - 753 001. 1st Floor, Mangal Bhawan, Phase II, Power House Road, Rourkela – 769 001. Opp.Town High School, Sansarak, Sambalpur - 768 001. PONDICHERRY: S-8, 100, Jawaharlal Nehru Street,
(New Complex, Opp. Indian Coffee House), Pondicherry – 605 001. PUNJAB: SCO - 18J, 'C' Block Ranjit Avenue Amritsar – 143 001. 2907 GH, GT Road, Near Zilla Parishad, Bhatinda - 151 001. 367/8, Central
Town, Opp. Gurudwara Diwan Asthan, Jalandhar – 144 001. 35, New Lal Bagh Colony, Patiala – 147 001. RAJASTHAN: AMC No. 423/30, Near Church, Brahampuri, Opposite T B Hospital, Jaipur Road, Ajmer
– 305 001. 256 - A, Scheme No. 1, Arya Nagar, Alwar - 301 001. Indraparshta Tower, Shop Nos. 209 - 213, Second Floor, Shyam Ki Sabji Mandi, Near Mukharji Garden, Bhilwara - 311 001. F 4, 5, Bothra
CAMS – OFFICIAL POINTS OF ACCEPTANCE OF TRANSACTIONS
(For Ongoing Transactions) Contd.
Complex, Modern Market, Bikaner – 334 001.. B-33 'Kalyan Bhawan', Triangle Part, Vallabh Nagar, Kota – 324 007. 18 L Block, Sri Ganganagar - 335 001. 32, Ahinsapuri, Fatehpura Circle, Udaipur – 313 004.
TAMILNADU: Ground Floor, 148, Old Mahabalipuram Road, Okkiyam, Thuraipakkam, Chennai - 600 097. Shop No 1& 2, Saradaram Complex, Door No. 6-7, Theradi Kadai Street, Chidambaram - 608 001. 171-
E, Sheshaiyer Complex, First Floor, Agraharam Street, Erode - 638 001. 126 GVP Towers, Kovai Road, Basement of Axis Bank, Karur - 639 002. Jailani Complex, 47, Mutt Street, Kumbakonam - 612 001. 1st
Floor, 278, North Perumal Maistry Street (Nadar Lane), Madurai - 625 001. No. 2, 1st Floor, Vivekanand Street, New Fairland, Salem - 636 016. 1st Floor, Mano Prema Complex, 182/6, S.N. High Road,
Tirunelveli - 627 001. No. 1 (1), Binny Compound, 2nd Street, Kumaran Road, Tiruppur - 641 601. No. 8, 1st Floor, 8th Cross West Extn., Thillainagar, Trichy - 620 018. No.1, Officer's Line, 2nd Floor, MNR
Arcade, Opp. ICICI Bank, Krishna Nagar, Vellore 632 001. TRIPURA: Krishnanagar, Advisor Chowmuhani (Ground Floor), Agartala - 799 001. UTTAR PRADESH: No. 8, II Floor, Maruti Tower, Sanjay Place, Agra
- 282 002. City Enclave, Opp. Kumar Nursing Home, Ramghat Road, Aligarh - 202 001. 30/2, A&B, Civil Lines Station, Besides Vishal Mega Mart, Strachey Road, Allahabad - 211 001. F-62, 63, IInd Floor, Butler
Plaza Commercial Complex, Civil Lines, Bareilly – 243 001. 113/6 I Floor, Navyug Market, Ghaziabad - 201 002. Shop No. 3, 2nd Floor, Cross Road, A. D. Chowk Bank Road, Gorakhpur - 273001. Opp. SBI
Credit Branch, Babu Lal Karkhana Compound, Gwalior Road, Jhansi – 284 001. 1st Floor, Canara Bank Building, Dhundhi Katra, Mirzapur – 231 001. B-612 'Sudhakar', Lajpat Nagar, Moradabad - 244 001.
108, Ist Floor, Shivam Plaza, Opposite Eves Cinema, Hapur Road, Meerut – 250 002. I Floor, Krishna Complex, Opp. Hathi Gate, Court Road, Saharanpur - 247 001. Office no 1, Second floor, Bhawani Market,
Building No. D-58/2-A1, Rathyatra, Beside Kuber Complex, Varanasi – 221 010. UTTARANCHAL: 204/121, Nari Shilp Mandir Marg, Old Connaught Place, Dehradun - 248 001. WEST BENGAL: Block - G, 1st
Floor, P C Chatterjee Market Complex, Rambandhu Talab, P. O. Ushagram, Asansol - 713 303. 399, G T Road, Opposite of Talk of the Town, Burdwan - 713 101. City Plaza Building, 3rd Floor, City Centre,
Durgapur - 713 216 A - 1/50, Block - A, Kalyani - 741 235. Shivhare Niketan, H. No. 29/11, Ward No. 15, Malancha Main Road, Opposite UCO Bank, Kharagpur - 721 301. 102, Alokalaya, Ground Floor, N.S.
Avenue, Sreerampur – 712 201. 17B Swamiji Sarani, Siliguri – 734 001.
* accepts transactions of Liquid Schemes / Plans viz. HDFC Liquid Fund, HDFC Liquid Fund - Premium Plan and HDFC Cash Management Fund - Savings Plan & Call Plan.
C. List of Limited Transaction Points (LTPs) of Computer Age Management Services Pvt. Ltd. (CAMS), Registrar & Transfer Agents of HDFC Mutual Fund. These LTPs of CAMS will be the official points of
acceptance of transactions for schemes of HDFC Mutual Fund except transactions of Liquid Schemes / Plans viz. HDFC Liquid Fund, HDFC Liquid Fund - Premium Plan and HDFC Cash Management
Fund - Savings Plan & Call Plan. These LTPs will accept transaction / service requests from Monday to Friday between 12 p.m. and 3 p.m. only.
ANDHRA PRADESH: Shop No: 11 - 2 - 31/3, 1st Floor, Philips Complex, Balajinagar, Wyra Road, Near Baburao Petrol Bunk, Khammam - 507 001. Door No 4-4-96, 1st Floor, Vijaya Ganapathi Temple Back Side,
Nanubala Street, Srikakulam - 532 001. ASSAM: Shyamaprasad Road, Shillongpatty, 2nd Floor, Opp. Hindi School, Silchar – 788 001.BIHAR: Shahi Complex, 1st Floor, Near RB Memorial hospital, V.I. P. Road,
Benta, Laheriasarai, Darbhanga - 846 001. GOA: Office No. CF-8, 1st Floor, Business Point, Above Bicholim Urban Co-op Bank Ltd, Angod, Mapusa - 403 507. No. DU 8, Upper Ground Floor, Behind Techoclean
Clinic, Suvidha Complex, Near ICICI Bank, Vasco da Gama – 403 802 GUJARAT: F-108, Rangoli Complex, Station Road, Bharuch - 392 001.S-7, Ratnakala Arcade, Plot No. 231, Ward – 12/B, Gandhidham -
370 201. D-78, First Floor, New Durga Bazar, Near Railway Crossing, Himmatnagar - 383 001. F 142, First Floor, , Ghantakarana Complex, Gunj Bazar, Nadiad- 387 001. Tirupati Plaza, 3rd Floor, T – 11, Opp.
Government Quarter, College Road, Palanpur - 385 001. 2 M I Park, Near Commerce College, Wadhwan City, Surendranagar – 363 035.10/11, Maruti Complex, Opp. B R Marbles, Highway Road, Unjha - 384
170. HARYANA: 7, 1st Floor, Kunjapura Road, Opp Bata Showroom, Karnal - 132 001.,Bansal Cinema Market, Hissar Road, Besides Overbridge, Next to Nissan car showroom, Sirsa -125 055. HIMACHAL
PRADESH: 1st Floor, Above Sharma General Store,Near Sanki Rest house,The Mall, Solan - 173 212. JAMMU AND KASHMIR: Anil Nirmal & Associates, Near New Era Public School, Rajbagh, Srinagar - 190
008. Seven Square Shopping Plaza, 2nd Floor, Near New Airport Road Crossing, Hyderpora Byepass, Srinagar-190014. KARNATAKA: Pal Complex, Ist Floor, Opp. City Bus Stop, Super Market, Gulbarga - 585
101. Basement floor, Academy Tower, Opposite Corporation Bank, Manipal - 576 104. Guru Nanak institute, NH-1A, Udhampur - 182 101. MADHYA PRADESH: Office No. 1, Parasia Road, Near Mehta Colony,
Chhindwara - 480 001. Tarani Colony, Near Pushp Tent House, Dewas - 455 001. 1st' Floor, Gurunanak Dharmakanta, Jabalpur Road,Bargawan, Katni – 483 501. 18, Ram Bagh, Near Scholar's School, Ratlam
- 457 001. Opp. Somani Automoblies, Bhagwanganj, Sagar – 470 002. 123, 1st Floor, Siddhi Vinanyaka Trade Centre, Saheed Park, Ujjain - 456 010. MAHARASHTRA: B, 1+3, Krishna Enclave Complex, Near
Hotel Natraj, Nagar-Aurangabad Road, Ahmednagar* – 414 001. 3, Adelade Apartment, Christian Mohala, Behind Gulshan-E-Iran Hotel, Amardeep Talkies Road, Bhusawal - 425 201. Hakimi Manson, Behind
Bangalore Bakery, Kasturba Road, Chandrapur - 442 402. H. No. 1793 / A, J.B. Road, Near Tower Garden, Dhule* – 424 001. CTS No 411, Citipoint,Gundivali, Teli Gali, Above C.T. Chatwani Hall, Andheri (E),
Mumbai - 400 069. Shop No.303, 1st floor, Raj Mohd. Complex, Mani Road, Srinagar, Nanded - 431 605. Kohinoor Complex, Near Natya Theatre, Nachane Road, Ratnagiri - 415 639. Opp. Raman Cycle
Industries, Krishna Nagar, Wardha - 442 001. Pushpam, Tilakwadi, Opp. Dr. Shrotri Hospital, Yavatmal - 445 001. PUNJAB: Near Archies Gallery, Shimla Pahari Chowk, Hoshiarpur - 146 001. Gandhi Road,
Opp. Union Bank of India, Moga - 142 001. 13 - A, 1st Floor, Gurjeet Market, Dhangu Road, Pathankot – 145001. Opposite BSNL Telephone Exchange, Model Town, District Kapurthala, Phagwara – 144401.
RAJASTHAN: 3 Ashok Nagar, Near Heera Vatika, Chittorgarh-312 001. TAMIL NADU: 16A/63A, Pidamaneri Road, Near Indoor Stadium, Dharmapuri - 636 701. 104/6, Pensioner Street, Opp. Gomath Towers,
Dindugal - 624 001. No.9/2, 1st Floor, Attibele Road, HCF Post, Behind RTO office, Mathigiri, Hosur - 635 110. 4th Floor, Kalluveettil Shyras Center, 47, Court Road, Nagercoil - 629 001. 156A / 1, First Floor,
Lakshmi Vilas Building, Opp. to District Registrar Office, Trichy Road, Namakkal - 637 001. D. No. 59A/1, Railway Feeder Road, (Near Railway Station), Rajapalayam - 626 117. 4B / A-16 Mangal Mall Complex,
Ground Floor, Mani Nagar, Tuticorin - 628 003. UTTARAKHAND: No 7, Kanya Gurukul Road, Krishna Nagar, Haridwar - 249 404. Durga City Centre, Nainital Road, Haldwani - 263 139. 22 Civil Lines, Ground
Floor, Hotel Krish Residency, Roorkee - 247 667. UTTAR PRADESH: Office No. 3, 1st Floor, Jamia Shopping Complex, Opposite Pandey School, Station Road, Basti - 272 002. 64, Cantonment, Near GPO,
Faizabad - 224 001. 53,1st Floor, Shastri Market, Sadar Bazar, Firozabad – 283203. 248, Fort Road, Near Amber Hotel, Jaunpur - 222 001. 159 / 160, Vikas Bazar, Mathura - 281 001. F26/27-Kamadhenu
Market, Opp. LIC Building, Ansari Road, Muzaffarnagar - 251 001. Opposite Dutta Traders, Near Durga Mandir Balipur, Pratapgarh - 230 001.17, Anand Nagar Complex, Rae Bareli - 229 001. Mohd.
Bijlipura, Old Distt Hospital, Jail Road, Shahjahanpur - 242 001. Arya Nagar, Near Arya Kanya School, Sitapur - 261 001. 967, Civil Lines, Near Pant Stadium, Sultanpur - 228 001. WEST BENGAL: 2nd Floor,
New Market Complex, Durgachak Post Office, Purba Medinipur District, Haldia - 721 602. 148, Jessore Road, Block –B, 2nd Floor, Kestopur, Kolkata -700 074. 2A, Ganesh Chandra Avenue, Room No.3A 4th
Floor, "Commerce House" Kolkata - 700 013.Daxhinapan Abasan, Opp Lane of Hotel Kalinga, SM Pally, Malda - 732 101.
* accepts transactions of Liquid Schemes / Plans viz. HDFC Liquid Fund, HDFC Liquid Fund - Premium Plan and HDFC Cash Management Fund - Savings Plan & Call Plan.
OFFICIAL POINT OF ACCEPTANCE FOR TRANSACTIONS IN ELECTRONIC FORM

Investors can undertake any transaction, including purchase / redemption / switch and avail of any services as may be provided by AMC from time to time through the online/electronic modes/ sources like its
official website - www.hdfcfund.com, mobile handsets, etc. Additionally, this will also cover transactions submitted in electronic mode including through secured internet sites operated by CAMS by specified
banks, financial institutions, distributors etc., on behalf of investors, with whom AMC has entered or may enter into specific arrangements. The servers (maintained at various locations) of HDFC Asset
Management Company Limited (AMC) and CAMS will be the official point of acceptance for all such online / electronic transaction facilities offered by the AMC.
AMFI CERTIFIED STOCK EXCHANGE BROKERS/ CLEARING MEMBERS /DEPOSITORY PARTICIPANTS# AS OFFICIAL POINTS OF
ACCEPTANCE FOR TRANSACTIONS (PURCHASE/ REDEMPTION) OF UNITS OF HDFC MUTUAL FUND SCHEMES THROUGH THE STOCK
EXCHANGE(S) INFRASTRUCTURE
# For Processing only Redemption Request of Units Held in Demat Form.
The eligible AMFI certified stock exchange Brokers/ Clearing Members/ Depository Participants who have complied with the conditions stipulated in SEBI Circular No. SEBI /IMD / CIR No.11/183204/2009
dated November 13, 2009 for stock brokers viz. AMFI/ NISM certification, code of conduct prescribed by SEBI for Intermediaries of Mutual Fund will be considered as Official Points of Acceptance (OPA) of
the Mutual Fund.
State Bank of Travencore, Syndicate Bank, Tamilnad Mercantile Bank Ltd., The Ahmedabad Mercantile Co-Op. Bank Ltd., The Federal Bank, The Kalupur Commercial Co-operative Bank Ltd., The Lakshmi
Vilas Bank Ltd., The Saraswat Co-Opearative Bank Ltd, The Surat Peoples Co-op Bank Ltd, UCO Bank, Union Bank of India, United Bank of India, Vijaya Bank, YES Bank Ltd.
Investor may approach any of the above banks for submitting their ASBA Application forms during this NFO. The above list is subject to change from time to time. For the updated list of Self Certified
Syndicate Banks (SCSBs) and their Designated Branches (DBs) and their details, please refer to the website of SEBI, BSE, NSE or HDFC Mutual Fund.
HDFC ASSET MANAGEMENT COMPANY LIMITED
A Joint Venture with Standard Life Investments
Registered Office :
HUL House, 2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020.
Tel.: 022-66316333 l Toll Free no. 1800 3010 6767/ 1800 419 7676 l Fax : 022-22821144
e-mail for Investors: cliser@hdfcfund.com I e-mail for Distributors: broser@hdfcfund.com
website : www.hdfcfund.com

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Build your family a bright future with wise investments.

Sponsors : Asset Management Company : Trustee :

HDFC High Interest Fund (HHIF) ...................................................................................................................................................................2

HDFC Short Term Plan (HSTP).....................................................................................................................................................................3

HDFC Short Term Opportunities Fund (HSTOF).............................................................................................................................................4

HDFC Medium Term Opportunities Fund (HMTOF) ........................................................................................................................................5

HDFC Gilt Fund (HGILT)................................................................................................................................................................................6

HDFC Floating Rate Income Fund (HFRIF).....................................................................................................................................................8

HDFC Liquid Fund (HLF) ..............................................................................................................................................................................9

HDFC Cash Management Fund (HCMF) ......................................................................................................................................................10

HDFC Quarterly Interval Fund (HQIF) ..........................................................................................................................................................12

HDFC Annual Interval Fund - Series I (HAIF) ...............................................................................................................................................15

HDFC Inflation Indexed Bond Fund (HIIBF) .................................................................................................................................................17

Information Common to Schemes..............................................................................................................................................................18

Application Form .......................................................................................................................................................................................27

Instructions to Application Form.................................................................................................................................................................39

Declaration for Ultimate Beneficial Ownership [UBO] ..................................................................................................................................45

FATCA/ Foreign Tax Laws Information - Non Individual Form ......................................................................................................................47

Third Party Payment Declaration Form .......................................................................................................................................................49

Systematic Transfer Plan (STP) Form .........................................................................................................................................................59

Flex Systematic Transfer Plan (Flex STP) Form ...........................................................................................................................................61

Swing Systematic Transfer Plan (Swing STP) Form ....................................................................................................................................63

Systematic Withdrawal Advantage Plan Form (SWAP Form) .......................................................................................................................67

Dividend Transfer Plan (DTP) Form.............................................................................................................................................................69

Official Points of Acceptance......................................................................................................................................................................75

Since Inception* (637 days) 6.55 7.18 3.00%

^ Past performance may or may not be sustained in the future 2.00%

Since Inception* (637 days) 8.57 7.18 4.00%

Since Inception* (4619 days) 7.88 N.A 6.00% 5.88%

Expenses of the Scheme Continuous Offer Period

NAME OF SCHEME HDFC Short Term Plan (HSTP)

Expenses of the Scheme Continuous Offer Period

NAME OF SCHEME HDFC Short Term Opportunities Fund (HSTOF)

Asset Allocation Types of Instruments Normal Allocation (% of Net Assets)

Applicable NAV Please refer to point 3 on page 24 for details.

Expenses of the Scheme Continuous Offer Period

NAME OF SCHEME HDFC Medium Term Opportunities Fund (HMTOF)

Expenses of the Scheme Continuous Offer Period

NAME OF SCHEME HDFC Gilt Fund (HGILT)

Last 5 Years (1826 days) 6.67 7.71 10.00%

* Inception Date: July 25, ’01 Financial Year

Last 1 Year (365 days) 12.34 12.85 1.20%

Since Inception* (637 days) 6.03 6.63 0.80%

^ Past performance may or may not be sustained in the future 0.40%

Since Inception* (637 days) 9.19 6.89 6.00%

Asset Under Management (Rs. in Crore) Long Term Plan: 1,980.28

NAME OF SCHEME HDFC Liquid Fund (HLF)

Applicable NAV a) For Purchases :

Asset Under Management (Rs. in Crore) 12,389.99

# CRISIL Liquid Fund Index 2.00%

* Inception Date: November 18, ’99 2.00%

Since Inception* (637 days) 9.05 9.19 6.00%

Expenses of the Scheme Continuous Offer Period

Applicable NAV Please refer to point 3 on page 24 for details.

^ Past performance may or may not be sustained in the future

Last 1 Year (365 days) 9.38 9.49 16.00%

^ Past performance may or may not be sustained in the future 9.54%

* Inception Date: April 18, ’07 6.21%