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UID1372MW3

The document contains questions for a banking exam. It has two sections with a total of 13 questions. Section A has 5 questions worth 22.5 marks total. Section B has 3 questions worth 37.5 marks total. The questions cover topics like types of bank advances, set off, lending against documents of title to goods, life insurance as security, district industry centers, schemes by KVIC, small borrowers, differences between pledge and hypothecation, precautions in granting loans against guarantees, functions of SIDBI, and role of IDBI in financing small enterprises.

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Narasimma Pallava Dudesim
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© © All Rights Reserved
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16 views

UID1372MW3

The document contains questions for a banking exam. It has two sections with a total of 13 questions. Section A has 5 questions worth 22.5 marks total. Section B has 3 questions worth 37.5 marks total. The questions cover topics like types of bank advances, set off, lending against documents of title to goods, life insurance as security, district industry centers, schemes by KVIC, small borrowers, differences between pledge and hypothecation, precautions in granting loans against guarantees, functions of SIDBI, and role of IDBI in financing small enterprises.

Uploaded by

Narasimma Pallava Dudesim
Copyright
© © All Rights Reserved
Available Formats
Download as PDF, TXT or read online on Scribd
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OCTOBER 2013 U/ID 1372/MW3

Time : Three hours Maximum : 60 marks

SECTION A — (5 × 4½ = 22½ marks)

Answer any FIVE questions.


1. What are the different forms of banker’s advances?
Á[Q •ß PhÛß £À÷ÁÖ •øÓPÒ ¯õøÁ?
2. What do you mean by the term “Set off”? Under
what circumstances can a banker exercise it?
uÒУi GßÓõÀ GßÚ? CuøÚ Á[Q¯º G¢öu¢u
÷|µ[PÎÀ ö\¾zu •i²®.
3. What precautions should a banker take while
lending against document of title to goods?
ö£õ¸Ò E›ø© SÔzu BÁn[PÎß «x Á[Q¯º
PhÚÎUS® ÷£õx ÷©ØöPõÒÍUTi¯
•ßöÚa\›UøPPÒ ¯õøÁ?
4. Discuss the suitability of life insurance policy as
security for a bank advances.
B²Ò Põ¨¥mk öPõÒøP ¤øn¯zvß «x Á[Q
PhøÚ ö£Ö® •øÓø¯ ÂÁ›.
5. Write a short note on Financial Viability.
{v°¯À ö£õ¸zu® Gߣx £ØÔ ]Ö SÔ¨¦ ÁøµP.
6. Describe the functions of District Industries
Centre.

©õÁmh öuõÈÀ ø©¯zvß £oPøÍ ÂÁ›.

7. What are the schemes provided by KVIC?

Põv Qµõ© öuõÈÀ ø©¯zvß £À÷ÁÖ vmh[PÒ


¯õøÁ?

8. Who is a small borrower? Give the names of


advances to small borrowers.

]Ö AÍÄ Phß Áõ[S£Áº GߣÁº ¯õº? ]Ö AÍÄ


PhÛß ö£¯ºPøÍ u¸P.

SECTION B — (3 × 12½ = 37½ marks)

Answer any THREE questions.

9. Explain the main differences between pledge and


hypothecation.

Ah©õÚ® ©ØÖ® ö£¢uP® CÁØÔØS Cøh÷¯ EÒÍ


•UQ¯ ÷ÁÖ£õmiøÚ ÂÍUSP.

10. Write the precautions a banker should take in


granting loans and advances against gurantee.

EzvµÁõuzvß ö£¯›À Phß ©ØÖ® •ß£n®


ö\¾zx® ÷£õx Á[Q¯º ÷©ØöPõÒÍU Ti¯
•ßöÚa\›UøPPÒ ¯õøÁ?

2 U/ID 1372/MW3
11. Describe the functions and services rendered by
SIDBI.
C¢v¯ ]Ö öuõÈÀ Áͺa] Á[Q°ß £oPÒ ©ØÖ®
öuõsiøÚ ÂÁ›.

12. Discuss the role of IDBI in financing small


enterprises.
]Ö öuõÈÀPÐUS C¢v¯ Áͺa] Á[Q AÎzvk®
{v°ß £[QøÚ ÂÁ›.

13. Distinction between cash flow statement and fund


flow statement.
öµõUP Jmh AÔUøPUS® ©ØÖ® {v Jmh
AÔUøPUS® Cøh÷¯ ÷ÁÖ£kzxP.

———————

3 U/ID 1372/MW3

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