Mortgage Application Form

Instructions: Please complete and tick the applicable checkbox. DBS Staff Home Loan Application (under HR Terms) Yes No
Access to credit report: You may obtain a free credit report within 30 calendar days from the date of approval or rejection of this application. There are two ways to obtain a free
credit report. You can go to the credit bureau website listed below or bring your approval or rejection letter and your original NRIC to the credit bureau’s registered office. Credit
Bureau (Singapore) Pte Ltd is located at 2 Shenton Way #20-02 SGX Centre 1 Singapore 068804 Tel: (65) 6565 6363 Website: www.creditbureau.com.sg
1. Personal Particulars
Main Applicant Joint Applicant
Salutation Date of Birth Salutation Date of Birth
Dr Mr Mdm Mrs Ms Dr Mr Mdm Mrs Ms
Full Name as in NRIC/Passport NRIC/Passport No. Full Name as in NRIC/Passport NRIC/Passport No.
(underline surname) (underline surname)

Nationality/Citizenship Marital Status Nationality/Citizenship Marital Status

Singaporean Single Singaporean Single
Singapore PR/Foreigner*, Married Singapore PR/Foreigner*, Married
Nationality Others Nationality Others
Relationship with Main Applicant
Spouse Fiancé/ Fiancée Parent Sibling Child Others
Residential Address (P.O. Box, V-Box & C/O addresses are not allowed) Residential Address (P.O. Box, V-Box & C/O addresses are not allowed)

Same as Main Applicant

Mailing Address (complete if different from Residential Address) Mailing Address (complete if different from Residential Address)

Same as Main Applicant

Residential Status Residential Status

Self-owned and fully paid Live with family Self-owned and fully paid Live with family
Self-owned with outstanding loan Rented Self-owned with outstanding loan Rented

Others Others
Contact Details (please provide at least one contact no.) Contact Details (please provide at least one contact no.)

H: O: HP: H: O: HP:
Email: Email:

2. Employment
Employment Status Length of Service Employment Status Length of Service
Employee Self-Employed Others years months Employee Self-Employed Others years months
Name of Company Occupation Name of Company Occupation

Company Address Company Address

Monthly Fixed Other Monthly Income Source of Other Income Monthly Fixed Income Other Monthly Income Source of Other Income
Income
S$ S$ S$ S$
Previous Previous Company Length of Service with Previous Occupation Previous Company Length of Service with
Occupation (if current is < 1 year) Previous Company (if current is < 1 year) Previous Company

years months years months

3. Property Information
Address of Property to be Financed
Approval In Usage of Property Main Applicant Joint Applicant
Principle Request? Owner’s Occupation Property Owner Property Owner & Borrower
Yes No Investment & Borrower Property Owner only
Guarantor only
Postal code:
Type of Residential Property Type of Commercial Property
HDB Non-Landed Landed Office
Exec. Condo Condo HUDC Bungalow Corner/Inter.Terrace* Shop
Flat Type: Apartment Cluster/Townhouse Semi-d Shop cum Resi.
Others Others No. of storeys: Others
Tenure Property Size Property/Land Status

Freehold Others Built-in Area sq ft/ sq m

Completed, estimated age is year(s). Under construction, TOP date is
Conservation Status Pre-War Vacant Land
999 / 199 / 99 / 60* years from Land Area sq ft/ sq m

DBS Bank Ltd Page 1 of 3 Apr 2016

Co. Reg. No. 196800306E
 4. Source of Funds for Downpayment
I/We hereby declare the following information on my/our source of funds for downpayment on the property to be financed:
Directorship Fees/Dividends Inherited Wealth Rental Income Salary/Business Income Sale of Investment(s) Savings Others
5. Financial Request(s)
Purchase of Completed/Uncompleted Properties
Loan Amount Loan Period Do you want to use CPF for Monthly Installment? CPF for Stamp/ CPF Initial Lumpsum
Legal Fees Withdrawal
S$ years months Yes No S$ S$

Benefits Received

Did you receive any benefits or does your property come with any complimentary items from the developer, vendor or any party? Examples of benefits include discounts,
rebates, gifts, reward points from any merchant, interest payment arrangements, furniture or any form of movable household appliances.

No, I/we did not receive any benefit(s). Item Received Discount/Rebates/Points Lucky Draw
Yes, the amount/value of item that I/we receive is S$ . Household Appliances Furniture Others

Bridging Loan
Mode of Bridging Loan Payment Bridging Loan Amount Type of Property to be Sold
Private Property
CPF S$ Cash S$ S$ Exec. Apartment/Maisonette HDB Room
Address of Property to be sold Selling Price Outstanding Loan
(incl. undisbursed)

S$ S$ as at
Refinancing of Facility
Outstanding Loan What is the amount of the existing Overdraft to be converted
Existing Financier
(incl. undisbursed) to Term Loan?

S$ as at S$
Was the loan used towards the purchase of this Type of facility Outstanding Loan Period
property?
Yes No Housing/ Term Loan Overdraft years
Additional Facilities
Term Loan: Loan Period : Others :
S$ years S$

I/We hereby declare that the funds obtained from my/our additional facility(ies) will not be used for the purchase of residential property(ies) in Singapore. These
funds will be used for:

Business Investment Repay Facilities with other Bank(s) Investment in Financial Instruments Renovation Education Others:

Construction Loan
Loan Amount : Loan Period: Construction Type
S$ years Additions & Alterations Reconstruction

Cost of Construction Built-in Area : Proposed No. of Expected TOP Date Expected CSC Date
Storey(s)
S$ sq ft/ sq m
6. Mortgage Insurance / Home Contents Insurance
Yes! I/We would like to find out more about Mortgage Insurance available at the Bank.
Yes! I/We would like to find out more about Home Contents Insurance available at the Bank.

7. Referral Details
I was/we were referred to the Bank for this loan application by the following person. I am/we are aware that a reward may be paid to the person who introduced me/us, and
for the purposes thereof, I/we consent to you disclosing to such person that this application was made, whether it was successful and any other information relating to this
application and the loan as you deem fit.

Member-Get-Member Agent / Agency / Intermediary

Full Name of Introducer Full Name of Agent Name of Agency

NRIC/Passport no. of Introducer NRIC/Passport No. of Agent Name of Intermediary

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Co. Reg. No. 196800306E
 8. Applicant(s) Confirmation & Declaration
1. Any references herein to “you” or “DBS Bank” shall mean DBS Bank Ltd. 10. For Refinancing of facility:
2. You are authorised to accept, rely and act in accordance with this application received via i. Where I am/we are applying for a refinancing facility in respect of any balance outstanding
email, facsimile transmission or any other form of electronic communication without waiting under a loan for the purchase of a residential property or the balance outstanding under a
for the original application. In consideration of DBS Bank agreeing to act in the manner set out refinancing facility in respect of that residential property, I/we acknowledge that you will
in this Clause, I/we agree to indemnify DBS Bank against all liabilities, claims, losses, damages, not be able to grant to me/us a loan tenure in respect of the refinancing facility that exceeds
costs (including legal costs), which DBS Bank may incur or suffer directly or indirectly as a result 35 years (“Refinancing Tenure”). The Refinancing Tenure is arrived at by taking the sum of
of or arising from DBS Bank agreeing to so act. the tenure of the refinancing facility and the number of years since the first disbursement
3. I/We declare that the information provided herein is true, complete and accurate. I/We shall of that residential property loan first granted to me/us for the purchase of that residential
immediately inform you if any of the information changes. property.
4. I/We declare that the Property is not or will not be acquired by me/us by way of gift or unfair ii. Where I am/we are applying for a refinancing facility in respect of a residential property that
preference, or at an undervalue. can qualify for the exceptions under paragraph 23A or 24A of MAS Notice 632 dated 27
5. I am/We are the borrower(s) of the facility and shall only use the facility for legal purposes. August 2013 (and as may be replaced, supplemented or amended from time to time), I/we
6. I/We confirm that at the time of this application, I am not/neither of us is an undischarged declare and confirm that the residential property is for the occupation of one or more
bankrupt and no statutory demand or legal proceedings has been served on or commenced persons which includes me/us.
against me/us. iii. I/We agree to provide you with copies of all such documents that you may require for the
7. I/We agree to be bound by the Standard Terms and Conditions Applicable to Banking Facilities above.
Granted by DBS Bank Ltd Secured by Mortgage of Residential Property and/or Commercial 11. I/We have provided to you all sources of Gross Monthly Income (as defined in MAS Notice 645
Property, a copy of which is available on www.dbs.com.sg. dated 28 June 2013 and as may be replaced, supplemented or amended from time to time) earned
in the preceding 12 month period from the date herein, and all sources of Eligible Financial Assets (as
8. I/We agree to be bound by the terms of the DBS Bank Privacy Policy, a copy of which can be
defined in MAS Notice 645 dated 28 June 2013 and as may be replaced, supplemented or amended
found on www.dbs.com/privacy. from time to time).
9. For the purpose of this application I/We hereby authorise you to obtain and verify any 12. I/We have provided to you information on all Relevant Credit Facility(ies) including Credit
information about me/us and consent to your disclosure of this information to any third party. Facilities that I am/we are applying for or have applied for in the last six months but have not yet
This includes you conducting checks on me/us with credit bureau, financial institutions and been approved as at the date herein, that are in my name or held jointly with any person(s) or
credit/charge card issuers, government bodies and my/our employer(s). entity(ies).
13. Where any facility or refinancing of facility is to be secured by a residential property in Singapore
for which the facility or refinancing facility (as the case may be) is to be granted, I/we declare
that all person(s) applying for the facility or refinancing of facility (as the case may be) herein
is/are mortgagor(s) of that residential property in Singapore to be used to secure the facility.

Signature of Main Applicant Signature of Joint Applicant

Name: Name:
NRIC/Passport No.: Date: NRIC/Passport No.: Date:

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Co. Reg. No. 196800306E