HDFC Life Insurance Co. LTD
HDFC Life Insurance Co. LTD
HDFC Life Insurance Co. LTD
Ltd
ASP Scheme - HDFC Life (Annuity Purchase per Rs. 10,000)
ASP Scheme
Name/Subscriber Age 30 35 40 45 50 55 60 61 62 63
Life Annuity 48 51 54 58 62 66 71 72 74 75
Life Annuity with ROP 44 47 49 51 53 55 56 56 56 57
Life Annuity with Special
ROP 35 38 40 42 44 45 47 47 47 48
Life Annuity with ROP on
CI 44 47 49 51 53 55 56 56 56 56
Joint Life Annuity with
ROP 42 45 48 50 52 54 55 55 56 56
Disclaimers
1 Values mentioned in the table is the monthly Annuity Payout on Purchase Price of Rs 10,000
2 Annuity rates are assumed at within Rs 2,00,000 Purchase Price i.e. lowest band. Higher Bands with
3 For the Single Life options (first 4 options), Male life rates have been taken into consideration
4 For Joint Life option (5th option) annuity rates same age is taken into consideration for both the live
5 Service Tax or
either now & Swacch
in futureBharat
by theCess wouldand
Company be applicable
such amountoverso&charged
above the purchase
shall becomeamount
due payable and
6 conditions as applicable to payment of premium
The Annuity or Premium provided above is a provisional amount based on the annuity rates availab
7 will be calculated based on the Annuity Rates applicable as on the date of purchase of annuity
8 This plan doesn't have any Maturity/vesting benefit
9 All benefits under this Product are guaranteed
10 For more details of the above benefits, please read the sales literature provided
11 Insurance is a subject
Some benefits matter ofand
are guaranteed solicitation
some benefits are variable with returns based on the future perf
12 assumed
company.rates
If yourof policy
returnsoffers guaranteed
are not guaranteed returns then are
and they these
notwill be clearly
upper to lowermarked
limits "guaranteed" in
of what you mig
13 is dependent on a number of factors including future investment performance
14 UIN for HDFC Life New Immediate Annuity Plan - 101N084V02
15 The annuity payments
a) Life Annuitywill
withbeROP
paidon
asCI:
long
Onas the annuitant
diagnosis of anyisofalive,
the 6except
CriticalinIllnesses
the following options:
(as mentioned
of age the purchase price net of statutory levies is paid back to the Annuitant and annuity p
b) Joint Life Annuity with ROP: Annuity payments will be paid so long as either of the two li
Life & Last Survivor - NA NA 54.64 55.14 55.76 56.26 56.78 56.88 56.98 57.08
100% with Capital Refund
Lifetime Income with NA NA 45.46 46.06 46.78 47.60 48.52 48.62 48.82 49.02
Capital refund in parts
Lifetime Income with NA NA 59.54 61.88 64.64 68.10 72.70 73.82 74.94 76.16
Balance Capital Refund
Life & Last Survivor - 50% NA NA 56.26 57.08 58.10 59.22 60.46 60.66 60.86 61.16
with Capital Refund
Lifetime Income NA NA 60.14 62.80 66.16 70.66 76.48 77.80 79.32 80.86
Life & Last Survivor - 50% NA NA 58.30 60.46 63.20 66.88 71.58 72.70 73.82 75.14
Lifetime income with NA NA 46.36 49.12 52.60 57.18 63.20 64.54 66.06 67.70
Annual Increase of 3%
Lifetime income with NA NA 40.34 43.00 46.36 50.86 56.68 58.10 59.54 61.16
Annual Increase of 5%
Life & Last Survivor - NA NA 56.58 58.30 60.56 63.40 67.18 68.10 69.12 70.14
100%
Lifetime income with NA NA 60.14 62.70 65.96 70.24 75.86 77.08 78.52 80.04
certain period of 5 years
Lifetime income with NA NA 59.94 62.38 65.46 69.44 74.32 75.46 76.68 77.90
certain period of 10 years
Lifetime income with NA NA 59.74 61.98 64.74 68.10 72.18 73.10 73.92 74.84
certain period of 15 years
Lifetime income with NA NA 59.32 61.48 63.82 66.68 69.54 70.14 70.66 71.26
certain period of 20 years
Note:
1. The annuity amount shown herein is provisional and based on the assumptions as detailed below. The actual annuity amount will be calculated based on
frequency chosen at the time of purchase of annuity.
2. The above payouts have been calculated for a pension corpus of Rs. 500,000/- (excluding taxes) and values shown above have been proportionately deriv
3. The annuity payouts shown above are monthly payouts.
4. For joint life annuity options, it has been assumed that both the annuitants are of the same age.
Rs. 10,000)
64 65 66 67 68 69 70
76 78 80 82 84 86 88
57 57 57 57 57 57 58
48 48 48 49 49 49 49
56 57 57 57 57 57 57
56 56 57 57 57 57 57
rice of Rs 10,000
and. Higher Bands with higher purchase price would have higher Annuity rates
nto consideration
eration for both the lives
chase amount
become due payable and shall be subject to the same terms and
he annuity rates available currently. The Annuity or Premium
urchase of annuity
nIllnesses
the following options: in the sales literature) before 85 years
(as mentioned
Annuitant and annuity payments cease
ng as either of the two lives is alive
nt will be calculated based on the annuity rates, age of the annuitants and payout
v2/012016