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    Beauty Parlourr Project

    Uploaded by

    Abdur Rahman Choudhury
    The applicant is seeking a loan of Rs. 50,000 under the MUDRA scheme to start a beauty parlour business in their village. They estimate the total project cost to be Rs. 61,600. They will contribute Rs. 3080 of own funds and receive Rs. 8520 from family support. The beauty parlour will offer services like facials, haircuts, and waxing. They estimate earning a net monthly income of Rs. 22,610 which they will use to repay the loan over 5 years at 9.85% interest in monthly installments of Rs. 1000. The business will generate self-employment and provide beauty services locally that are currently unavailable.

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    Beauty Parlourr Project

    Uploaded by

    Abdur Rahman Choudhury
    232 views5 pages
    The applicant is seeking a loan of Rs. 50,000 under the MUDRA scheme to start a beauty parlour business in their village. They estimate the total project cost to be Rs. 61,600. They will contribute Rs. 3080 of own funds and receive Rs. 8520 from family support. The beauty parlour will offer services like facials, haircuts, and waxing. They estimate earning a net monthly income of Rs. 22,610 which they will use to repay the loan over 5 years at 9.85% interest in monthly installments of Rs. 1000. The business will generate self-employment and provide beauty services locally that are currently unavailable.

    Original Description:

    Beauty parlour project for 1st generation Entrepreneurs

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    The applicant is seeking a loan of Rs. 50,000 under the MUDRA scheme to start a beauty parlour business in their village. They estimate the total project cost to be Rs. 61,600. They will contribute Rs. 3080 of own funds and receive Rs. 8520 from family support. The beauty parlour will offer services like facials, haircuts, and waxing. They estimate earning a net monthly income of Rs. 22,610 which they will use to repay the loan over 5 years at 9.85% interest in monthly installments of Rs. 1000. The business will generate self-employment and provide beauty services locally that are currently unavailable.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    232 views5 pages

    Beauty Parlourr Project

    Uploaded by

    Abdur Rahman Choudhury
    The applicant is seeking a loan of Rs. 50,000 under the MUDRA scheme to start a beauty parlour business in their village. They estimate the total project cost to be Rs. 61,600. They will contribute Rs. 3080 of own funds and receive Rs. 8520 from family support. The beauty parlour will offer services like facials, haircuts, and waxing. They estimate earning a net monthly income of Rs. 22,610 which they will use to repay the loan over 5 years at 9.85% interest in monthly installments of Rs. 1000. The business will generate self-employment and provide beauty services locally that are currently unavailable.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
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    Under MUDRA Scheme

    Submitted by: -

    Name:-

    Address:- Village- PO- PS-

    Pin –

    Dist -

    Submitted to

    .................................................................Bank

    ..................................................................Branch

    For kind sanction.


    The Proposal in Brief:

     Introduction: - Beauty Parlour Business is a demand oriented


    business in present day life. Women are passionate to go for
    parlour at least once in a month to beautify them. This is very
    tough for rural women to connect with high profile Beauty
    Parlour in the city. So there is a scope for Beautician to access
    their service in rural area by opening up small beauty parlour
    unit in villages. It will create self employment opportunity in
    rural areas and thus rural Beauticians can spot the opportunity
    for upgrading their life styles too.
     Objective of the Proposal: - After getting financial support
    from Bank, the Beautician will be able to-
    1) Start small scale Parlour in his locality.
    2) Build up self confidence to become self reliant by working at
    local level.
    3) Gradually can upgrade the business standard
    A) Total Project cost: Rs. 61600/-
    I) Fixed Cost :- Rs. 49500
    II) Variable Cost :- Rs. 12100/-
    --------------------------------------------------

    Total- Rs. 61600/-

    III) Details of Fixed Expenditure :-

    Item Quantity Rate Total


    Spa Machine 1 nos. 10,000 10,000
    Straight Machine 1 no. 4000 4000
    Vibration Machine 1 nos. 400 400
    Scissor Big) 2 nos 400 800
    Tel Comb 6 nos. 25 150
    Water Spray 2 nos. 125 250
    Apron 2 nos. 150 300
    Wall Mirror 2 nos. 2000 4000
    Fan 2 nos. 3000 6000
    Chair 1 nos. 8000 8000
    Manicure & pedicure kit 1 nos. 400 400
    Threading scissor 2 nos 100 200
    Hair rebonding kit- 1 nos. 7000 7000
    Bridal Make up kit 1 nos 8000 8000
    Total Rs. 49500/-

    IV) Running Expenditure

    Items Quantity Rate Total


    Facial kit normal 02 450 900
    Gold bleach 01 700 700
    Message cream for 01 350 350
    manicure & pedicure
    Thread 1Piece 50 50
    Powder 2 nos. 150 150
    Straight cream kit 1 no. 7500 7500

    Sudal 1 nos 100 100


    Hair Brash 2 nos. 100 200
    Antiseptic cream 1 nos. 150 150
    Small Towel 2 nos 100 200
    Plastic Bucket 1 no. 150 150
    Plastic Bowl 1 nos 200 200
    Electric Bill Monthly -- -- 500
    Wax paper 1 Peck. 200 200
    Wax lotion 1 mos. 250 250
    Misc. 500
    Total Running Expenditure 12100

    Monthly Proposed Outcome :

    Works Details Proposed Estimated Total


    rate customer
    Facial 350 15 nos. 5250
    Bleach 250 15 nos. 3750
    Manicure 200 15 nos. 3000
    Pedicure 250 15 nos. 3750
    Threading 20 15 nos. 300
    Hair Cutting 150 10 nos. 1500
    Oil Message 60 06 nos. 360
    Waxing ( Both Hands) 400 02 nos. 800
    Hair Colour 500 02 nos `1000
    Hair Straight 4000 01 no. 4000
    Hair rebonding and 6000 01 no. 6000
    smoothening
    Bridal Make up (Seasonal) 3000 02 nos. 6000
    Estimated Gross income per month Rs. 35710

    (Rs. Thirty Five thousand Seven Hundred ten )only

    B) Infrastructure:-

    I) Land- Own
    II) Building – Own
    C) Source of Fund
    I) Own fund (5%) = Rs. 3080
    II) Family support = Rs. 8520/-
    III) Bank Loan = Rs. 50,000/-
    Rs.61600/- (Sixty one thousand six
    Hundred) only
    D) Loan Recovery Period =5 years
    E) Interest Rate = approx 9.85
    F) Monthly Instalment to Bank approx @ Rs.1000/- per month.
    G) Net Monthly income :- Rs.(35,710-12,100+1000) =22610/-

    Signature of the candidate

    Forwarded to ...........................................................Bank for kind


    verification & sanction .

    Director

    RRUDSET Institute

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