Banking Nothing Else) : State Bank of India (Pure

STATE BANK OF INDIA (pure banking nothing else)
The Bank is actively involved since 1973 in non-profit activity called Community Services
Banking. All our branches and administrative offices throughout the country sponsor and
participate in large number of welfare activities and social causes. Our business is more than
banking because we touch the lives of people anywhere in many ways.
NEW PRODUCT AND SERVICES
PERSONALBANKING RURAL BANKING SME
PERSONAL BANKING
 eZ-trade@sbi *
 SBI VISHWA YATRA FOREIGN TRAVEL CARD *
 PAY ROLL CARDS *
 ATM SERVICES
 GIFT CARDS *
 GIFT CHEQUES
 LOCKER
*eZ-trade@sbi :- State Bank of India in alliance with SBICap Securities Limited and Motilal Oswal Securities
Limited now offers you an online trading account which will let you trade from the comfort of your home or office
either through the internet. This service provides you with a 3-in1 account which is an integrated platform of
savings bank a/c; Demat a/c and an online trading a/c to give you a convenient and paper free trading experience
under one roof.
*SBI VISHWA YATRA FOREIGN TRAVEL CARD:- SBI Vishwa Yatra foreign Travel Card
(FTC), a prepaid plastic card issued in association with VISA International, is presently available in three different
currencies - US Dollars, Euro and GBP. It is a safer method of carrying funds in a safe, convenient and cost
effective way on your visit abroad. It takes away the hassles of going around Money changers and loosing valuable
foreign currency by way of high exchange margins. It also relieves the customer of the Annual fees, joining fees,
credit limits, Mark-ups, unusual transaction charges etc., usually associated with International Debit / Credit Cards.
Features
 Minimum amount of issue: US Dollars 500 /400 Euros / 250 GBP

 Maximum amount of issue: US Dollars 10,000 or equivalent / or any higher amount as prescribed
RBI/FEMA 1999 depending on the purpose of overseas visit
 Reloadable any number of times from any branch authorized to issue FTC.
 SMS message on your Mobile phone for each transaction
 Operatable by 4 digit PIN at ATMs and by PIN/Signature at Merchant Establishments.
 Free balance enquiry at SBI / VISA ATMs(at a charge)
*PAY ROLL CARDS
The SBI eZ-Pay card, a prepaid plastic card issued in Indian Rupees in association with VISA international, is an
ideal product for making periodical payments. Payment of salaries to employees, who are required to work at
different locations, is generally a difficult proposition for Employers. Cards can be loaded from a single point and
the funds are available to the employees immediately. It is suitable for
i. disbursement of wages to blue collar workers,

ii. bonus to employees/ reimbursement of expenses to staff,
iii. periodical payment of incentives to agents/ commission to distributors
*GIFT CARDS:- Presenting Gifts to Employees is an integral and unique culture in India. Traditionally, gifts
have been given to employees in the form of cash or kind. With the advancement of Banking, Gift Cheques were
introduced, allowing the employees to use the money according to their wishes. These cheques, however, are
accepted at the issuing bank branches only. The SBI Gift Card, issued in association with VISA International, is one
such product which gives the comfort of convenience and wide acceptability.
Gift Card is a Pre-paid Plastic Card supported by Magnetic-strip based technology. It is usable at all VISA enabled
Merchant Establishments and POS by signature/ PIN. It is a perfect substitute for Gift Vouchers sold by many retail
houses as its use is not restricted to any particular Merchant Establishment/ Point of Sale.
Currency of Issue
Indian Rupees
RURAL BANKING
 LAND PURCHASE SCHEME

 FINANCING FOR COMBINE HARVESTERS
 KISAN CREDIT CARD (KCC)
 PRODUCE MARKETING LOAN
 SBI KRISHAK UTHAAN YOJNA *
SBI KRISHAK UTHAAN YOJNA *
This scheme is to provide short term production and consumption credit to meet Genuine requirements of tenant
farmers, share croppers and oral lessees who do not have recorded land records and where there is no written
undertaking/ document available to substantiate raising of crops by the tenant farmer/ share cropper/oral lessee. It
will help increase their income from agriculture production activities.
Who are eligible?

Landless labourers, share croppers, tenant farmers, oral lessees, (also covering oral tenants & small farmers) having
no recorded land records are eligible .They should have a permanent residential address proof & have been residing
at the lace for at least past 2 years.
Loan amount
Maximum of Rs 50000/ .out of which maximum consumption credit will be Rs 10000.
SME SEVICES
SME
State Bank of India has been playing a vital role in the development of small scale industries since 1956.The Bank
has financed over 8 lakhs SSI units in the country. It has 55 specialized SSI branches, 99 branches in industrial
estates and more than 400 branches with SIB divisons.
 Commodity backed ware house receipt financing :- To finance traders/owners of goods
against warehouse receipts of warehouses managed by Central Warehousing Corporations/
State Warehousing Corporation and warehouse accredited by MCX by way of Demand
Loan/CashCredit
 Surabhi deposit scheme :- SBI- SURABHI DEPOSIT -A new Savings Bank / Current Account
product,introduced by L&TP Department of SMEBU, launched at all the Core Banking Branches of the
Bank to cover non-individual customers like Corporates, Institutions, Trusts, PF Funds etc who have
surplus funds for investments, but at the same time need the convenience of liquidity. This is a value added
savings Bank account (for those who are permitted to open SB account)/current account with sweep and
reverse sweep option.
 Code of banks commitment to micro and small enterprise: - This is a voluntary code, reflecting
the bank’s positive commitment to its Micro and Small Enterprise (MSE) customers to provide easy,
speedy and transparent access to banking services in their day-to-day operations and in times of financial
difficulty. This Code is not only a Charter of Rights of the MSE but also enshrines his obligations vis-à-vis
his bank.
 SBI shoppe :-
Purchase of new/old shops/establishments/offices.
Modernization/expansion of establishments/shops, etc.
All furniture/fixtures, electrical fittings and other accessories required for shops/showrooms/offices.
NEW ADVERTISEMENTS
http://www.youtube.com/watch?v=T09q0LTqNrk
Marketing Communication Mix of SBI
Customer service
 Personal communication Training
Word of mouth
Broadcast
Print *
 Advertisement Internet * customers
Outdoor *
Direct mail
 Sales promotion Price promotion
Website
 Instructional material
Manual
Press conference
 Publicity and public relations Special event
Sponsorship
*Print ad -
*Internet ad -
Outdoor ads

Banking Nothing Else) : State Bank of India (Pure

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STATE BANK OF INDIA (pure banking nothing else)

NEW PRODUCT AND SERVICES

PERSONALBANKING RURAL BANKING SME

 SBI VISHWA YATRA FOREIGN TRAVEL CARD *

 PAY ROLL CARDS *

 Minimum amount of issue: US Dollars 500 /400 Euros / 250 GBP

*PAY ROLL CARDS

i. disbursement of wages to blue collar workers,

 LAND PURCHASE SCHEME

SBI KRISHAK UTHAAN YOJNA *

Who are eligible?

Purchase of new/old shops/establishments/offices.

Modernization/expansion of establishments/shops, etc.

 Personal communication Training

 Advertisement Internet * customers

 Sales promotion Price promotion

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