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    Question Paper Dec.2012

    Uploaded by

    Ranjan Baradur

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    Question Paper Dec.2012

    Uploaded by

    Ranjan Baradur
    52 views4 pages

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    question paper dec.2012

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    52 views4 pages

    Question Paper Dec.2012

    Uploaded by

    Ranjan Baradur

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    © All Rights Reserved
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    *0403* 0403

    Fourth Semester of Three Year LL.B. Examination, December 2012


    Opt-I : INSURANCE LAW

    Duration : 3 Hours Max. Marks : 100

    Instructions : 1. Answer all 5 questions.


    2. One essay type and one short note question or problem
    from each Unit have to be attempted, which is referred as
    Part (a) and Part (b) in all the Units.
    3. Figures to the right indicates marks.
    4. Answers should be written completely either in English or
    in Kannada.

    UNIT – I

    Q. No. 1. (a) Explain briefly the provisions of Insurance Act 1938. Marks : 15
    ËÊÜÞ A—¯¿áÊÜá 1938 ÃÜ E±ÜŸí«ÜWÜÙÜ®Üá° ÓÜíQұܤÊÝX ËÊÜÄÔÄ.
    OR/A¥ÜÊÝ

    Explain the procedure for the registration of Insurance


    Companies.
    ËÊÜÞ PÜí±Ü¯WÜÙÜ ®æãàí¨Ü~WÝXÃÜáÊÜ ±ÜÅQÅÁáWÜÙÜ®Üá° ËÊÜÄÔÄ.
    (b) Write note on : Marks : 5
    q±Ü³~ ŸÃæÀáÄ :
    History of Life Insurance.

    iàÊÜ ËÊæá¿á C£ÖÝÓÜ.


    OR/A¥ÜÊÝ

    Composition of Insurance Regulatory and Development


    Authority.
    ËÊÜÞ ¯¿áíñÜÅ| ÊÜáñÜᤠA¼ÊÜ꩜ ±ÝŗPÝÃÜ¨Ü ÃÜaÜ®æ.

    P.T.O.
    0403 -2- *0403*
    UNIT – II

    Q. No. 2. (a) Explain the principle of “Causa - proxima”. Marks : 15


    ""ÓÜËáà±Ü PÝÃÜ|'' ñÜñÜÌÊÜ®Üá° ËÊÜÄÔÄ.
    OR/A¥ÜÊÝ

    “A Contract of Insurance is a contract of utmost good faith”.


    Comment.
    ""ËÊÜÞ J±Ü³í¨ÜÊÜâ AñÜÂíñÜ ÓܨݽÊÜ®æ¿á J±Ü³í¨ÜÊÝX¨æ'' qàQÔ.
    (b) Decide the following case : Marks : 5
    PæÙÜX®Ü ±ÜÅPÜÃÜ|ÊÜ®Üá° ¯|ìÀáÔÄ :
    Mr. Abhishek takes out a policy on the life of his wife and
    subsequently divorces her. Does the policy continue to be
    valid ?
    A¼Ðæ à PÜ ñÜ ® Ü ° Öæ í vÜ £ ¿á iàÊÜ ¨ Ü Êæ á àÇæ Jí¨Ü á ±ÝÈÔ¿á®Ü á °
    ñæWæ¨ÜáPæãÙÜáÛñݤ®æ A®ÜíñÜÃÜ AÊÜ®Üá AÊÜÚWæ Ëaæfà¨Ü®æ ¯àvÜáñݤ®æ. B
    ±ÝÈÔ¿áá PÝ®Üã®Üá Ÿ¨ÜœÊÝX ÊÜááí¨ÜáÊÜÄ¿ááÊÜâ¨æà ?
    OR/A¥ÜÊÝ

    Write a note on “policy”.


    "±ÝÈÔ' ¿á ÊæáàÇæ q±Ü³~¿á®Üá° ŸÃæÀáÄ.
    UNIT – III

    Q. No. 3. (a) Compare life insurance with other types of insurance. Marks : 15
    iàÊÜ ËÊæá¿á®Üá° EÚ¨Ü ËÊæáWÜÙæãí©Wæ ÖæãàÈÔÄ.
    OR/A¥ÜÊÝ

    Define life insurance. Explain various kinds of life insurance


    policies.
    iàÊÜ ËÊæá¿á ÊÝÂTæÂPæãw. iàÊÜ ËÊæá¿á ËË«Ü ±ÜÅPÝÃÜ¨Ü ±ÝÈÔWÜÙÜ®Üá°
    ËÊÜÄÔÄ.
    *0403* -3- 0403
    (b) Write short note on : Marks : 5
    ÆZá q±Ü³~ ŸÃæÀáÄ :
    ‘Claims Tribunal’ under Motor Vehicles Act.
    ÊæãàpÝÃÜá ÊÝÖÜ®Ü PÝ®Ü㯮Üw¿áÈÉ®Ü "PæÉàÊÜáá ®Ý¿ޗàPÜÃÜ|'.
    OR/A¥ÜÊÝ
    Public liability Insurance.
    ÓÝÊÜìg¯PÜ ÖæãOæWÝÄPæ ËÊæá.
    UNIT – IV

    Q. No. 4. (a) Define fire Insurance. Explain “Insurable interest in fire


    insurance”. Marks : 15
    AX° ËÊæá¿á®Üá° ÊÝÂTݯÔ. AX° ËÊæá¿áÈÉ®Ü ËÊÜÞ ×ñÝÓÜQ¤¿á®Üá°
    ËÊÜÄÔÄ.
    OR/A¥ÜÊÝ
    Discuss the essential elements of fire insurance.
    AX° ËÊæá¿á AñÝÂÊÜÍÜÂPÜ AíÍÜWÜÙÜ®Üá° aÜbìÔÄ.
    (b) Decide the following case : Marks : 5
    PæÙÜX®Ü ±ÜÅPÜÃÜ|ÊÜ®Üá° ¯|ìÀáÔÄ :
    A has insured his house against fire. Afterwards he only
    assigned the fire policy to “B” without transferring any interest
    in the house. If that house is damaged by fire after this
    assignment of policy. Can “B” recover the amount under the
    policy.
    "A' ®Üá ñܮܰ ÊÜá®æWæ AX° ËÊæá¿á®Üá° CÚԨݪ®æ. ®ÜíñÜÃÜ AÊÜ®Üá "Ÿ' Wæ B
    ÊÜá®æ¿á ¿ÞÊÜâ¨æà ×ñÝÓÜQ¤¿á®Üá° ÖÜÓݤíñÜÃÜ ÊÜÞvܨæà PæàÊÜÆ AX° ËÊÜÞ
    ±ÝÈÔ¿á®Üá° ÊÜWÝìÀáÓÜáñݤ®æ. D ±ÝÈÔ¿á ÊÜWÝìÊÜOæ ®ÜíñÜÃÜ B
    ÊÜá®æWæ AX°Àáí¨Ü Öݯ¿Þ¨ÜÃæ "Ÿ' ®Üá B AX°ËÊÜÞ ±ÝÈÔ¿áw¿áÈÉ
    ÖÜ|ÊÜ®Üá° ±Üvæ¿áŸÖÜá¨æ ?
    OR/A¥ÜÊÝ
    During the course of fire accident a mob looted the insured goods.
    Is Insurer liable ?
    ¸æíQ A®ÝÖÜáñÜ¨Ü ÓÜí¨Ü»Üì¨ÜÈÉ Jí¨Üá WÜáí±Üâ ËÊæá CÚst ÓÜÃÜPÜáWÜÙÜ®Üá°
    Æãq ÊÜÞvÜáñݤÃæ. D ®ÜÐÜrPæR ËÊÜÞPÜñÜì ÖæãOæWÝÃÜ®ÝWÜáñݤ®æÁá ?
    0403 -4- *0403*
    UNIT – V
    Q. No. 5. (a) What is “Deviation” ? Under what circumstances it is excused ? Marks : 15
    "ÊÜÞWÜ쟨ÜÇÝÊÜOæ ' Gí¨ÜÃæà®Üá ? A¨Ü®Üá° ¿ÞÊÜ ÓÜí¨Ü»ÜìWÜÙÜÈÉ
    PÜÒËáÓÜÇÝWÜáñܤ¨æ ?
    OR/A¥ÜÊÝ

    Explain the types of Marine Insurance Policies.


    PÜvÜÆ ËÊæá¿á ËË«Ü ±ÝÈÔWÜÙÜ®Üá° ËÊÜÄÔÄ.
    (b) Decide the following case : Marks : 5
    PæÙÜX®Ü ±ÜÅPÜÃÜ|WÜÙÜ®Üá° ¯|ìÀáÔÄ :
    The Crew of the ship forced the master to take back the ship
    to home port due to the fear of attack by sea pirates. Can the
    master be excused for deviation ?
    Jí¨Üá ÖÜvÜX®Ü PæÆÓÜWÝÃÜÃÜá PÜvÜÆáWÜÙÜÛÃÜ Öæ¨ÜÄPæÀáí¨ÝX ÖÜvÜWÜ®Üá°
    ÓÜÌ Ÿí¨ÜÄWæ ÊÜáÃÜÚÓÜáÊÜíñæ ÖÜvXÜ ®Ü ÊÜÞÓÜÃr ®Ü ®Ü áÜ ° JñݤÀáÓÜáñݤÃ.æ D ÊÜÞWÜì
    ¹oár ÖæãàWÜáËPæ PÜÒÊÜÞÖÜìÊæ ?
    OR/A¥ÜÊÝ

    A ship is arrested in England for the smuggling operations


    by the master of the ship. Is insurer liable ?
    Jí¨Üá ÖÜvÜWÜ®Üá° ÓÜÃÜPÜáWÜÙÜ PÜÙÜÛÓÝWÝ~PæWÝX B ÖÜvÜX®Ü ÊÜÞÓÜrÃÜ
    E±ÜÁãàXԨܪÄí¨Ü A¨Ü®Üá° CíWæÉíw®ÜÈÉ Ÿí©ÓÜÇÝÀáñÜá. D ÖݯWæ
    ËÊÜÞPÜñÜì®Üá gÊݸݪÃÜ®æ ?
    ________________

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