ThankYou Points / Citi Miles / Cash Back / SMRT$ / Citi M1 Rebate / Reward Points / Cash Rebate

Issuance Exclusion Terms and Conditions

1. All Principal and Supplementary Cardmembers of Visa, Mastercard, American Express® Credit
and/or Charge Cards issued by Citibank Singapore Ltd ("Citibank") as listed below (which may be
amended by Citibank from time to time at any time at its discretion) will be excluded from
ThankYou Points / Citi Miles / Cash Back / SMRT$ / Citi M1 Rebate / Reward Points / Cash Rebate
Issuance Exclusion for transactions listed in Paragraph 2 below:
a. Citi PremierMiles Visa / Amex Card
b. Citi ULTIMA Visa Card
c. Citi Prestige World Elite Mastercard
d. Citi Clear Classic / Platinum Visa Card
e. Citi Clear Card
f. Citi Cash Back+ Card
g. Citi Cash Back Card
h. Citi Rewards Card
i. Citi Classic / Gold / Platinum Visa Card
j. Citi M1 Blue / Gold / Platinum Visa Card
k. Citibank SMRT Platinum Visa Card
l. Citi Lazada Visa Signature Card
m. Citi Business Visa Card
n. Citi Corporate Card (Personal Liability / Joint & Several / Cardmember Liability / Sole
Corporate Liability)
o. Citi Purchasing Card
p. Citi Travel Account Card
Such Cards as Citibank may exclude from time to time at any time at its sole and absolute
discretion without prior notice.

2. ThankYou Points / Citi Miles / Cash Back / SMRT$ / Citi M1 Rebate / Reward Points / Cash Rebate
will not be awarded to the above Cards with transactions made in the following Merchant
Category Codes (“MCC”):

Quasi Cash / MCC 6529 Quasi Cash – Remote Stored Value Load – Financial
Financial Services Institute
(MCC 6529-6540), MCC 6530 Quasi Cash – Remote Stored Value Load – Merchant
such as but not MCC 6534 Quasi Cash – Money Transfer – Member Financial
limited to: Institution
MCC 6540 Non-Financial Institutions – Stored Value Card
Purchase/Load
MCC 7349 Cleaning and Maintenance, Janitorial Services
MCC 7511 Quasi Cash – Truck Stop Transactions
MCC 7523 Parking Lots, Parking Meters and Garages
MCC 7800 Government-Owned Lotteries (US Region only)
MCC 7995 Betting, including Lottery Tickets, Casino Gaming Chips, Off-
Track Betting, and Wagers at Race Tracks
MCC 4829 Wire Transfer Money Orders (WTMOs)
 MCC 4900* Utilities – Electric, Gas, Water, and Sanitary
MCC 5199 Nondurable Goods (Not Elsewhere Classified)
MCC 5960 Direct Marketing – Insurance Services
MCC 6012 Financial Institutions – Merchandise, Services, and Debt
Repayment
MCC 6050 Quasi Cash – Financial institutions, Merchandise, Services
MCC 6051 Non-Financial Institutions – Foreign Currency, Money
Orders (Not Wire Transfer), Stored Value Card/Load,
Travelers Cheques, and Debt Repayment
MCC 6211 Securities – Brokers and Dealers
MCC 6300 Insurance Sales, Underwriting and Premiums
MCC 6513 Real Estate Agents and Managers – Rentals
Education MCC 8211 Elementary and Secondary Schools
Institutions (MCC MCC 8220 Colleges, Junior Colleges, Universities, and Professional
8211-8299), such as Schools
but not limited to: MCC 8241 Correspondence Schools
MCC 8244 Business and Secretarial Schools
MCC 8249 Vocational and Trade Schools
MCC 8299 Schools and Educational Services (Not Elsewhere Classified)
MCC 8398 Charitable and Social Service Organizations
Professional MCC 8651 Political Organizations
Services and
Membership
Organizations (MCC MCC 8661 Religious Organizations
8651-8661), such as
but not limited to:
Government MCC 9211 Court Costs Including Alimony and Child Support
Services (MCC MCC 9222 Fines
9000-9999), such as MCC 9223 Bail and Bond Payments
but not limited to: MCC 9311 Tax Payments
MCC 9399 Government Services (Not Elsewhere Classified)
MCC 9402 Postal Services – Government Only
MCC 9405 U.S. Federal Government Agencies or Departments
MCC 9754 Quasi Cash – Gambling – Horse Racing, Dog Racing, State
Lotteries
Other MCC 5993 Cigar Stores and Stands
Miscellaneous,
such as but not
limited to:

*Not applicable for Citi Business Visa Card / Citi Corporate Visa Card, Citi Purchasing Visa Card,
Citi Travel Account Visa Card
 3. In addition, transactions with the following merchants# will not earn ThankYou Points / Citi Miles
/ Cash Back / SMRT$ / Citi M1 Rebate / Reward Points / Cash Rebate, including but not limited
to:
i. AXS;
ii. BANC DE BINARY;
iii. BUS/MRT;
iv. EZ-link^;
v. MB * MONEYBOOKERS.COM;
vi. OANDA ASIA PAC;
vii. PAYPAL * PLUS500;
viii. PAYPAL * OANDAASIAPA;
ix. PAYPAL * BIZCONSULTA;
x. PAYPAL * CAPITALROYA;
xi. SAM;
xii. Saxo Cap Mkts Pte Ltd;
xiii. SKR*SKRILL.COM;
xiv. SKR*xglobalmarkets.com;
xv. SKYFX.COM;
xvi. TL-ABT
xvii. TRANSIT;
xviii. Transit Link;
xix. Youtrip Singapore SG;

#
Transactions made at these merchants will be excluded from rewards earn, regardless of how
the merchant is described in your credit card statement(s)
^
Not applicable for EZ-reload auto top-up with Citibank SMRT Platinum Visa Card

4. Please note that the above excluded Merchant Category Codes (“MCC”) and the above excluded
merchant list is not exhaustive and may be updated from time to time at any time at our
discretion. Cardmembers are advised to check this list regularly for updates.

5. A Merchant Category Code (“MCC”) is a four-digit number assigned to a merchant/business by

6. Citibank may at any time vary, modify or amend these terms and conditions as it may, in its
reasonable discretion, think fit, and the Cardmember shall be bound by such variations and
amendments provided such variations and amendments are communicated to the Cardmember.

Last Updated 02/2020