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    Mse Ann Bib 1 - Brandon Gaston-2

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    The document summarizes an article that discusses a survey finding many incoming college students lack basic financial literacy. It analyzes how the article's author, Allie Bidwell, establishes credibility through her role at the publishing organization NASFAA and by citing data from surveys of over 100,000 college students. Bidwell finds the data shows students' financial shortcomings and that additional financial education in high school could improve knowledge and reduce stress.

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    Mse Ann Bib 1 - Brandon Gaston-2

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    The document summarizes an article that discusses a survey finding many incoming college students lack basic financial literacy. It analyzes how the article's author, Allie Bidwell, establishes credibility through her role at the publishing organization NASFAA and by citing data from surveys of over 100,000 college students. Bidwell finds the data shows students' financial shortcomings and that additional financial education in high school could improve knowledge and reduce stress.

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    The document summarizes an article that discusses a survey finding many incoming college students lack basic financial literacy. It analyzes how the article's author, Allie Bidwell, establishes credibility through her role at the publishing organization NASFAA and by citing data from surveys of over 100,000 college students. Bidwell finds the data shows students' financial shortcomings and that additional financial education in high school could improve knowledge and reduce stress.

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    The document summarizes an article that discusses a survey finding many incoming college students lack basic financial literacy. It analyzes how the article's author, Allie Bidwell, establishes credibility through her role at the publishing organization NASFAA and by citing data from surveys of over 100,000 college students. Bidwell finds the data shows students' financial shortcomings and that additional financial education in high school could improve knowledge and reduce stress.

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    Gaston 1

    Brandon Gaston

    Professor Sarah Prasad

    ENG 2 - Section 14

    21 October 2020

    MSE Annotated Bibliography #1

    Bidwell, Allie. “Survey: Incoming College Students Struggle With Basic Financial Literacy.”

    NASFAA, 9 Apr. 2018, www.nasfaa.org/news-

    item/14855/Survey_Incoming_College_Students_Struggle_With_Basic_Financial_

    Literacy.

    In the article, “Survey: Incoming College Students Struggle With Basic Financial Literacy”

    written by Allie Bidwell engages readers in the idea that many incoming college students aren’t

    educated with the tools to help them be financially responsible. The author builds credibility with

    her audience throughout the article with her use of ethos. For readers, under the title of the article

    is the author's name, Allie Bidwell, who happens to be the senior reporter for the articles’

    publishing company, National Association of Financial Aid Administrators(NASFAA), which

    also stated for readers. By explicitly stating her role for NASFAA, Bidwell is ensuring readers

    can trust her findings and suggestions on college students becoming more financially literate.

    The publishing outlet speaks for itself as an advocate for student financial aid support, their

    services, “provides professional development and services for financial aid

    administrators[...]serves as a forum on student financial aid issues; and is committed to diversity

    throughout all activities” (Bidwell). Furthermore the author uses logos to logically convince

    readers that financial literacy is vital to becoming a financially responsible being.


    Gaston 2

    For the majority of the article Bidwell discusses the downfalls of students as it pertains to

    their financial literacy entering college. To solidify these shortcomings, Bidwell presents the data

    from a survey from EverFi that collected data from a nationally representative sample of more

    than 100,000 incoming college students. By providing readers with the data for her claims,

    Bidwell has provided readers with logic and reasoning for the issues she discusses. In closing,

    Bidwell presents the results of another survey testing students who were financially educated

    prior to college, where results found that additional education may have accounted for improved

    knowledge and lower stress. All in all, Bidwells use of data and research aid in the reader's

    understanding of her claim and potentially persuade them that financial literacy should be a

    curriculum requirement at some point in education, K-12.

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