Low Cost Housing Finance Application Form: 2 Lakh

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Date:

Application No:

LOW COST HOUSING FINANCE


APPLICATION FORM
PURPOSE OF FACILITY
Financing application (Please tick):

ü Purchase Plot+ Construction Construction

Amount Applied for: 2 Millions Tenor: 20 Years

Applicant’s own contribution through Equity Rs.: 2 Lakh

BANKING RELATIONSHIP

Are you an existing Bank customer?

Yes ü No Your Account Number:

PERSONAL DETAILS

Name Mr./Mrs./Ms. (In block letters): MAHMOOD KHAN


(As is appearing in your CNIC)

Date of Birth (dd/mm/yyyy) 1 6 0 9 1 9 8 2 Gender (Please tick): ü Male Female

CNIC No.: 3 5 4 0 4 9 4 3 4 7 8 9 3

CNIC Issue Date: 0 8 0 5 1 7 CNIC Expiry Date: 0 8 0 5 2 7

Marital Status (Please tick): Single Married Divorced Widow/Widower

No. of Dependents: 2

Residential Status (Please tick):

ü Resident Pakistani Non-Resident (Specify)

Passport No.: Father’s / Spouse Name: MAQBOOL KHAN

CNIC No.: 3 5 4 0 4 9 4 3 4 7 8 9 3 Mother’s Maiden Name: Jameela Bibi

Educational Qualification (tick the highest):

Matric Intermediate Bachelors ü Other M.Phil


Institute Name: The University of Lahore

Current Residential Address: House No. 22, Street No. 12, Canal Park Gulberg II, Lahore

Current Residence Status (House/Flat) (Please tick):

Owned ü Rented Parents’/Joint Family


Others (Please specify):

Monthly Rent: 18,000 Residing Since (Year): 10


Phone No./Cell No.: 0321- 4191371 e-mail address: az4khan@gmail.com
Permanent Residential Address (if different from above): House No. 74, Street No. 2

Mohalla Hussainpura, Sheikhupura

Preferred mailing address: Resident ü Office


Applicant’s Signature:
EMPLOYMENT DETAILS

For Salaried Individuals only


Occupation/Profession: Job holder

Type of Employment (Please tick):

Contract ü Permanent Adhoc Deputation Other

Employer/Company Name/Address: Hyundai Nishat Motors Pvt. Ltd.

Employer is (Please tick): Government Semi Government ü Private Ltd.


Others (Please specify):
Designation & Department: Assistant Manager IT (IT Dept.) Date of Joining: 07 April 2020

Gross Monthly Income: 110,000/- Office Contact No.: UAN # 042-111-111-466

Previous Employment (if applicable):

Company Name: UOL Designation: Manager From 04/2014 to 03/2020

For Business Person/Self-Employed Professionals only


Occupation/Profession:
Type of Business/Profession/Industry:

Company/Business Name and Address:

Share in Business (%): Establishment Date:

Business NTN No.: Duration of Business:


Type of Legal Entity (Please tick):

Partnership Proprietorship Others (Please specify):

Office Premises:
(Please tick): Owned Rented

MONTHLY INCOME & EXPENDITURE


MONTHLY INCOME (Amount in Rs.) EXPENDITURE (Amount in Rs.)
Rent 18,000
Gross Income 1,320,000
Utilities 7,000
Tax 30,000 Education -
Transport 10,000
Loan Deducted by Employer
- Kitchen
10,000
Card / Loan Payments -
Other Deductions 120,000
Financing Repayments -
- Insurance/Takaful
Other Income (If any) 5,000
Other Expenses 10,000
Total Net Monthly Income 99,870 -
Total Monthly Expenditure 60,000

Applicant’s Signature: 2
BANKING LIABILITIES
Bank Name Branch Facility Type Outstanding Amount of Loan

PERSONAL ASSETS
Details and Type of Assets (Land, House, Car & other assets, if any) Value

DETAILS OF PROPERTY TO BE FINANCED

Kindly provide details of the Property for which you require financing.
Existing Owner’s Name: CNIC No:
Property Address: Shershah Colony Lahore

(Please fill if identified):

Property Type (Please tick): Open Plot ü House Apartment

Covered Area: 817 (Sq.Ft) Total Plot Area: 817 (Sq.Ft)

UNDERTAKING
I/We the undersigned do hereby declare that I/we am/are Pakistani
National(s) and undertake to maintain this status, in addition to dual
nationality (if any) at least until full & final settlement of the financing
from the Bank.
(a) I/We understand that in the event the Bank agrees to finance any
amount in the aforesaid property as admissible under its rules,
regulations and procedures, I/we the undersigned do hereby
declare and undertake that decision of the Bank in respect of the
following shall be binding on me/us and I/we shall not be absolved
from this undertaking any time during the period of the financing:
(i) The assessed cost of land and cost of construction thereon;
(ii) The fixation of additional amounts be paid in case of default in
making payments of dues by the due date.
(b) I/We undertake to open an account with the Bank as may be
designated by it if this application is accepted and hereby
undertake to furnish all required postdated cheques/Irrevocable
Direct Debit Advice/standing instructions to the Bank, as per the
details provided by the Bank from time to time in order to pay off
charges related to the facility as may be applicable.
(c) That I/we do hereby authorize the Bank to obtain information/data
regarding my/our financial and personal details from any credit
bureau, agent, financial institution companies for purposes of
processing my/our application and monitoring my/our
facilities/account. Further I/we authorize the Bank to disclose/share
information/data about my/our account/facilities to/with any other
credit bureau, agent, banks, financial institutions or companies as the
Bank considers appropriate from time to time. I/We also understand
that external agency charges and all other charges are
non-refundable even if my/our application is rejected.

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(d) That I/ we do hereby declare that there is no default against me/us
as a borrower/customer or as guarantor at any bank/financial
institution. I/We also indemnify that subsequently if any default
appears in any credit bureau after registration and processing of
any investment case at the Bank, the application fee so deposited
by me/us with the Bank/financial institution for obtaining housing
finance facility will be forfeited and not refunded to me/us.
(e) I/We declare that all the information presented above is correct
and complete to the best of my/our knowledge. I/We also hereby
authorize the Bank, or it’s duly appointed agents, to contact my
place of residence, work, and/or references to verify any of the
information provided by me in this application.
That I/we further declare that this application form and
undertaking shall form part of and be deemed to have been
incorporated in the Finance Agreement to be executed by me/us.
(f) I/We will inform ______________ Bank in case there is change
in any of my/our telephone number/address.

Applicant’s Signature: Date:

Primary Applicant:
Name: AZHAR KHAN

CNIC No.: 3 5 4 0 4 9 4 3 4 7 8 9 3

Signature: Signature (As per CNIC):

Thumb Impression:

Co-applicant (if applicable):


Name:

CNIC No.:

Signature: Signature (As per CNIC):

Thumb Impression:

For Bank Use Only

Case Referred by: Direct Sales Branch Other

Name of Referring Relationship/Branch Officer:


Designation: Emp. No.: Phone Extn.:
Branch/Sales Hub: City: Branch Code:
Official e-mail:

Relationship Manager Hub/Sales Manager/Branch Manager


Name: Name:

Signature/Stamp: Signature/Stamp:
Date: Date:

Note: Case processing time will be approximately 30 days


from the date of completion of all required documents.

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Form-B (Co-applicant Section)
CO-APPLICANT PERSONAL DETAILS

Name Mr./Mrs./Ms. (In block letters):


(As is appearing in your CNIC)

Date of Birth (dd/mm/yyyy)

CNIC No.: CNIC Issue Date:

Gender (Please tick): Male Female CNIC Expiry Date:

Marital Status (Please tick): Single Married Divorced Widow/Widower

No. of Dependents:

Residential Status (Please tick):

Resident Pakistani Non-Resident (Specify)

Passport No.: Father’s / Husband’s Name:

CNIC No.: Mother’s Maiden Name:

Relationship with the Primary Applicant

Educational Qualification (tick the highest):

Matric Intermediate Bachelors Other

Current Residential Address:

Current Residence Status (House/Flat) (Please tick):

Owned Rented Parents’/Joint Family

Others (Please specify):

Phone No/Cell No.: e-mail address:

Permanent Residential Address (if different from above):

Preferred mailing address: Resident Office

Co-Applicant Employment Details

Income Clubbing: Yes No


For Salaried Individuals only
Occupation/Profession:
Type of Employment (Please tick):
Contract Permanent Adhoc Deputation Other

Employer/Company Name/Address:
Employer is (Please tick): Government Semi Government Private Ltd.
Others (Please specify):

Designation & Department: Date of Joining:


Gross Monthly Income: Office Contact No.:

Co-Applicant’s Signature:

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Previous Employment (if applicable):

Company Name: Designation: From to

For Business Person/Self-Employed Professionals only


Occupation/Profession:

Type of Business/Profession/Industry:

Company/Business Name and Address:

Share in Business (%): Establishment Date:

Business NTN No.: Duration of Business:

Type of Legal Entity (Please tick):

Partnership Proprietorship Others (Please specify):

Office Premises:
(Please tick): Owned Rented

MONTHLY INCOME & EXPENDITURE


MONTHLY INCOME (Amount in Rs.) EXPENDITURE (Amount in Rs.)
Rent
Gross Income
Utilities
Tax Education
Transport
Loan Deducted by Employer
Kitchen
Card / Loan Payments
Other Deductions
Financing Repayments
Other Income (If any) Insurance/Takaful
Other Expenses
Total Net Monthly Income Total Monthly Expenditure

BANKING LIABILITIES
Bank Name Branch Facility Type Outstanding Amount of Loam

PERSONAL ASSETS
Details and Type of Assets (Land, House, Car & other assets, if any) Value

Co-Applicant’s Signature: Date:

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ANNEXURES

1. ID Card Copy
2. Salary Slip
3. Employment Letter
4. Property Confirmation Letter
5. Property Possesion Letter

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References
Kindly provide two references, one of an office colleague and
another of an immediate relative
Office Colleague
Name: Des- Arslan Ahmed

ignation: Executive

CNIC No.: Residen- 35202-6524902-9

tial Address: Street No. 1, House No. 8, Sleem Park, Last Mint Stop, Bhagbanpura, Lahore

City: Lahore Country: Pakistan

Office Name: Hyundai Nishat Motors Pvt. Ltd.

UAN # 042-111-111-466 Res. Tel.: 0333-4522409


Office Tel.:
? Less than a year years
How long do you know the reference?
Immediate Relative (not residing with you)

Name: Des- Shahid Naeem Niazi

ignation: Asstant Manager Admin

CNIC No.: 36303-1330036-3

Residential Address: Sojaanpur, Daak Khana Bohar, District Multan


City: Multan Pakistan
Country:
Office Name: Shujabad Weaving Mills Ltd. Multan
061-6525234, 6525249 Res. Tel.: 0301-7510974
Office Tel.:
Relation with applicant: Brother in Law

How long do you know the reference? ? 30 years

Legal Heirs
Name Age CNIC No. Relationship

Shakeela Ahsan 42yrs 35404-2123093-2 Sister

Existing Banking Details

A/C Type Bank Branch Operating Since

Current MCB Mozang Road 2010


Current Bank Alhabib Thokar Niazbaig 2014

Undertaking Option for Financing to a Related Party

I hereby undertake that I do not have any family member(s) employed with Meezan Bank Limited.
I hereby undertake that I have family member(s) employed with Meezan Bank Limited. (Particulars of the same are attached
on a separate sheet).

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UNDERTAKING
Azhar Khan
I __________________________ Maqbool Khan
S/O, D/O, W/O ________________________ holder of CNIC
__________________________,
35404-9434789-3 undertake that the detail of my existing exposure from the ‘entire Banking
20 Oct 2020
Sector’ as on ___________________ is as under:

Details of Credit Cards (Clean) limits being availed from other banks/DFIs
S. No. Name of Bank/DFI Approved Limit
1 MCB 150,000
2
3
4

Details of Credit Cards (Secured) limits being availed from other banks/DFIs
S. No. Name of Bank/DFI Approved Limit
1
2

Details of Personal financing (Clean) limits being availed from other banks/DFIs
S. No. Name of Bank/DFI Approved Limit Amount Outstanding
on Application Date
1
2
3
4

Details of Personal financing (Secured) limits being availed from other banks/DFIs
S. No. Name of Bank/DFI Approved Limit Amount Outstanding
on Application Date
1
2

Details of other facilities if any (Clean & Secured) being availed from other banks/DFIs
S. No. Name of Bank/DFI Approved Limit Nature
(Clean/Secured) Current Outstanding

1
2
3
4

Applied Limits (Including the application in process)


S. No. Name of Bank/DFI Facility under Process Nature (Clean/Secured)

1
2
3

Applicant’s Signature

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UNDERTAKING
I __________________________ S/O, D/O, W/O ________________________ holder of CNIC
__________________________, undertake that the detail of my existing exposure from the ‘entire Banking
Sector’ as on ___________________ is as under:

Details of Credit Cards (Clean) limits being availed from other banks/DFIs
S. No. Name of Bank/DFI Approved Limit
1
2
3
4

Details of Credit Cards (Secured) limits being availed from other banks/DFIs
S. No. Name of Bank/DFI Approved Limit
1
2

Details of Personal financing (Clean) limits being availed from other banks/DFIs
S. No. Name of Bank/DFI Approved Limit Amount Outstanding
on Application Date
1
2
3
4

Details of Personal financing (Secured) limits being availed from other banks/DFIs
S. No. Name of Bank/DFI Approved Limit Amount Outstanding
on Application Date
1
2

Details of other facilities if any (Clean & Secured) being availed from other banks/DFIs
S. No. Name of Bank/DFI Approved Limit Nature
(Clean/Secured) Current Outstanding

1
2
3
4

Applied Limits (Including the application in process)


S. No. Name of Bank/DFI Facility under Process Nature (Clean/Secured)

1
2
3

Co-Applicant’s Signature

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