Alice Carter: BSC (Hons)

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Alice Carter BSc (Hons)

HOME: Tordoff Chambers UNIVERSITY: School of Management


84 Sunbridge Road University of Bradford
Bradford, BD1 2AQ Bradford BD7 1DP
07884 123456 01274 232222
alicecarter@hotmail.com alicecarter@bradford.ac.uk

RESEARCH INTERESTS:

My current research is centred around the extent to which accessibility to credit facilities from Microfinance
Institutions influence the growth of youth owned small and micro enterprises.

EDUCATION:

2015 – date PhD in Finance


University of Bradford
Supervised by Professor P Ennies
Due for submission June 2020

Thesis title: The Relationship between Micro Finance Strategies and the Growth of Youth
Enterprises.

Projects: Assessing the effect of credit access strategies of microfinance institution influence the
growth of youth owned small and micro enterprises. Examining the effect of micro savings strategies
from microfinance institutions on growth of youth owned small and micro enterprises. Establishing
the influence of capacity building strategies of microfinance institutions on growth of youth owned
small and micro enterprises. Establishing the effect of Entrepreneurial Intensity (E.I) on the SMEs
growth of youth enterprises. Establishing the moderating effect of entrepreneurial intensity on the
relationship between; a) Credit access strategies and growth of youth enterprises, b) Micro savings
strategies and growth of Youth Enterprises, c) Capacity access strategy and growth of Youth
Enterprises.

2012 – 2015 BSc (Hons) in Accounting and Finance (First Class Honours)
University of Bradford

Modules studied included Capital Markets, Investment and Finance, Auditing, Corporate Reporting,
Taxation and Company Law and Administration

2010 – 2012 A Level Maths (A), Physics (A) and English Literature (A)
Bradford College

RESEARCH EXPERIENCE:

Aug 2016 - Amhara Credit and Savings Institution, Ethiopia


Sep 2016
I completed this placement at Amhara, a leading international Microfinance organisation in Ethiopia.
This gave me an insight into the latest techniques used by international microfinance institutions,
provided by practitioners from the NGO partners ADA, BRS, CERISE and SOS Faim; together with
knowledge of daily realities of micro-finance on the field.
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RESEARCH EXPERIENCE (CONT.):

Sep 2015 – ASA Research and Development, Bangladesh


Oct 2015
I was involved in a placement by the world’s leading Microfinance organisation ASA at their London
office. Together with the management team I was exploring issues of microfinance theory and
practice, ethics, governance, project management and social business.

WORK HISTORY:

2015 – date Post Graduate Demonstrator, Business and Microfinance


University of Bradford

 Attending during classes to assist the Session Leader in instructing the students (i.e. acting as a
“teaching assistant” or “demonstrator”) and in addition, some marking of student work.

 Assisting/giving guidance to students who are carrying out practical exercises.

 Having an awareness of health and safety implications of procedures, and ensuring students
maintain a safe environment.

 Providing some limited factual feedback to students and feeding back to the Session Leader.

 Ensuring rooms and equipment are ready for demonstrations prior to the start of sessions.

ADDITIONAL SKILLS:

 Solid subject knowledge of microfinance, industry experience through placements and teaching assistant
work, and relevant qualifications and accreditations to match.

 Proven ability to engage learners actively during sessions and to support learner attainment which my
references will confirm. https://www.cvtemplatemaster.com

 Confident in applying a range of teaching techniques and technologies for learner success.

PROFESSIONAL MEMBERSHIPS:

The Microfinance Association – student member

REFERENCES:

Professor P Ennies Jeff Jones


School of Management Amhara Credit and Savings,
University of Bradford P.O.Box:417
Bradford BD7 1DP Bahir Dar, Ethiopia
Tel. 0121 123456 Telephone:+251 582263541
Email: ppe@bradford.ac.uk E-mail: acsi@Ethionet.et

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PHD SYNOPSIS:

Lack of access to adequate credit for working capital and long-term investment purpose has been cited as one of the
major constraints that SMEs face in their operations in Kenya and other developing countries. Access to finance is
essential to the survival and performance of any business enterprise. Nondi and Achoki, (2006), in a survey of
financial management problems in small hotels and restaurants in Kenya, found that 26 percent of these
establishments reported lack of working capital as the most serious problem they face in their operations.

In this study, the moderating effect of entrepreneurial intensity on the relationship between micro finance strategies
and the growth of youth enterprises will be undertaken. However, there is a paucity of studies in Kenya that have
assessed the moderating effect of entrepreneurial intensity on the relationship between microfinance strategies and the
growth of youth enterprises, thus proposal of this study in to undercover this by using Taita Taveta county as area of
the study.

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