Single Premium VUL Product Variants

Single Premium VUL Product Variants (Peso)
KEY FEATURES SUN FLEXILINK1 SUN MAXILINK ONE
0 to 80
ISSUE AGE 0 to 70
-
for ages 71-80, available only for non-smoker
PRODUCT TYPE Single Premium
COVERAGE PERIOD Up to age 88
Non-Smoker Ages: 0 to 70: Ps. 250,000

MINIMUM SINGLE Ps. 150,000 Non-Smoker Ages: 71 to 80: Ps. 800,000
PREMIUM
Smoker Ages: 16 to 60: Ps. 250,000; 61 to 70:
Ps. 500,000
TYPE OF 0-70: Regular Underwriting or Guaranteed Insurability Offer

APPLICATION Regular Underwriting ONLY 71-80: Regular Underwriting ONLY
REG UNDERWRITING: Higher of the fund value or the face

amount plus the entire single premium less 125% of each
partial withdrawal, if any.
Higher of the fund value or the face amount GIO: During the first 2 years of the policy, if the insured dies due
plus the entire single premium plus 125% of to accident, death benefit is higher of the fund value or the face
each paid excess premium, if any, less 125% of amount plus the entire single premium less 125% of each
DEATH BENEFIT
each partial withdrawal, if any. partial withdrawal, if any. Otherwise, death benefit is fund value
plus charges paid. The death benefit after 2 years is higher of
the fund value or the face amount plus the entire single
premium less 125% of each partial withdrawal, if any.
Single Premium VUL Product Variants (Peso)
KEY FEATURES SUN FLEXILINK1 SUN MAXILINK ONE
Bond, Balanced, Equity, MyFuture, Growth PLUS, Index, Growth, Income, Opportunity, MyFuture, Growth PLUS, Captains,
Captains, Opportunity Tracker, Money Market* Index, Opportunity Tracker, Money Market*
AVAILABLE FUNDS
*Money Market is only available when doing fund *Money Market is only available when doing fund switching
switching
ADB, CIB, HIB, FCI, FCIM,

OPTIONAL RIDERS Additional Death Benefit Option NONE
PREMIUM CHARGE 5% of the Single Premium (one-time) NONE
COST OF
Based on Net Amount at Risk and Tabular Insurance Rate
INSURANCE
EXCESS PREMIUM Allowed Not allowed
FUND SWITCHING 1% charge in excess of the 4 free switches per policy year
FUND ALLOCATION A charge of Ps. 750 (USD 15) in excess of the 4 free changes per policy year
1 free partial withdrawal w/n a policy year.

FUND A charge of 1% of the amount withdrawn in excess of Back-end charge: 5%|4%|3%|2%|1%
WITHDRAWAL 1 free partial withdrawal
w/n a policy year
LOYALTY BONUS 2% of average monthly fund balance for the past 5 years payable starting at the end of
(not guaranteed) the 10th policy year and every 5 years thereafter
Single Premium VUL Product Variants (Dollar)
KEY FEATURES SUN FLEXIDOLLAR1
ISSUE AGE 0 to 70
MINIMUM SINGLE
USD 2,000
PREMIUM
TYPE OF
Regular Underwriting ONLY
APPLICATION
Higher of the fund value or the face amount plus the entire single premium plus 125% of each paid excess
DEATH BENEFIT
premium, if any, less 125% of each partial withdrawal, if any.
AVAILABLE FUNDS Dollar Bond Fund, Global Income Fund, Global Opportunity Fund, Global Growth Fund, Dollar Money Market Fund
OPTIONAL RIDERS ADB, Additional Death Benefit Option
PREMIUM CHARGE 5% of the Single Premium (one-time)
COST OF
INSURANCE
KEY FEATURES SUN FLEXIDOLLAR1
EXCESS PREMIUM Allowed
FUND 1 free partial withdrawal w/n a policy year.

WITHDRAWAL A charge of 1% of the amount withdrawn in excess of 1 free partial withdrawal w/n a policy year
LOYALTY BONUS 2% of average monthly fund balance for the past 5 years payable starting at the end of the 10th policy year
(not guaranteed) and every 5 years thereafter
KEY FEATURES SUN MAXILINK DOLLAR ONE
0 to 80
ISSUE AGE for ages 71-80, available only for non-smoker
MINIMUM SINGLE Band 1: USD 10,000; Band 2: USD 20,000

PREMIUM
TYPE OF 0-70: Regular Underwriting or Guaranteed Insurability Offer

APPLICATION 71-80: Regular Underwriting ONLY
REG UNDERWRITING: Higher of the fund value or the face amount plus the entire single premium less 125%
of each partial withdrawal, if any.
DEATH BENEFIT GIO: During the first 2 years of the policy, if the insured dies due to accident, death benefit is higher of the fund value
or the face amount plus the entire single premium less 125% of each partial withdrawal, if any. Otherwise, death
benefit is fund value plus charges paid. The death benefit after 2 years is higher of the fund value or the face amount
plus the entire single premium less 125% of each partial withdrawal, if any.
AVAILABLE FUNDS Global Income Fund, Global Opportunity Fund, Global Growth Fund, Dollar Money Market Fund
OPTIONAL RIDERS NONE

KEY FEATURES SUN MAXILINK DOLLAR ONE
PREMIUM CHARGE NONE
COST OF
INSURANCE
EXCESS PREMIUM Not Allowed
FUND
Back-end charge: 5% |4% |3% |2% |1%
WITHDRAWAL
LOYALTY BONUS 2% of average monthly fund balance for the past 5 years payable starting at the end of the 10th policy year
(not guaranteed) and every 5 years thereafter

Single Premium VUL Product Variants

Uploaded by

Copyright:

Available Formats

Single Premium VUL Product Variants

Uploaded by

Document Information

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Single Premium VUL Product Variants

Uploaded by

Copyright:

Available Formats

Single Premium VUL Product Variants (Peso)

KEY FEATURES SUN FLEXILINK1 SUN MAXILINK ONE

PRODUCT TYPE Single Premium

COVERAGE PERIOD Up to age 88

Non-Smoker Ages: 0 to 70: Ps. 250,000

TYPE OF 0-70: Regular Underwriting or Guaranteed Insurability Offer

REG UNDERWRITING: Higher of the fund value or the face

KEY FEATURES SUN FLEXILINK1 SUN MAXILINK ONE

ADB, CIB, HIB, FCI, FCIM,

PREMIUM CHARGE 5% of the Single Premium (one-time) NONE

EXCESS PREMIUM Allowed Not allowed

1 free partial withdrawal w/n a policy year.

KEY FEATURES SUN FLEXIDOLLAR1

PRODUCT TYPE Single Premium

COVERAGE PERIOD Up to age 88

OPTIONAL RIDERS ADB, Additional Death Beneﬁt Option

PREMIUM CHARGE 5% of the Single Premium (one-time)

KEY FEATURES SUN FLEXIDOLLAR1

EXCESS PREMIUM Allowed

FUND 1 free partial withdrawal w/n a policy year.

KEY FEATURES SUN MAXILINK DOLLAR ONE

PRODUCT TYPE Single Premium

COVERAGE PERIOD Up to age 88

MINIMUM SINGLE Band 1: USD 10,000; Band 2: USD 20,000

TYPE OF 0-70: Regular Underwriting or Guaranteed Insurability Offer

OPTIONAL RIDERS NONE

KEY FEATURES SUN MAXILINK DOLLAR ONE

PREMIUM CHARGE NONE

EXCESS PREMIUM Not Allowed

You might also like