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    Revised Alfalah Solar Financing - Mr. Jahanzaib

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    Chaudhary Muhammad Suban Tasir
    The document provides details of a solar financing plan for a 10 kW solar PV system with 10 kWh battery backup. It outlines the total system price, grid tariffs, financing terms for a Rs. 1,800,000 loan over 4 years at 4% annual interest, and insurance costs. An analysis shows the loan repayment amounts, insurance premiums, estimated annual bill savings from using solar, and the resulting net savings or payments for each year over the lifetime of the system.

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    Revised Alfalah Solar Financing - Mr. Jahanzaib

    Uploaded by

    Chaudhary Muhammad Suban Tasir
    224 views3 pages
    The document provides details of a solar financing plan for a 10 kW solar PV system with 10 kWh battery backup. It outlines the total system price, grid tariffs, financing terms for a Rs. 1,800,000 loan over 4 years at 4% annual interest, and insurance costs. An analysis shows the loan repayment amounts, insurance premiums, estimated annual bill savings from using solar, and the resulting net savings or payments for each year over the lifetime of the system.

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    Revised Alfalah Solar Financing- Mr. Jahanzaib

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    The document provides details of a solar financing plan for a 10 kW solar PV system with 10 kWh battery backup. It outlines the total system price, grid tariffs, financing terms for a Rs. 1,800,000 loan over 4 years at 4% annual interest, and insurance costs. An analysis shows the loan repayment amounts, insurance premiums, estimated annual bill savings from using solar, and the resulting net savings or payments for each year over the lifetime of the system.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    224 views3 pages

    Revised Alfalah Solar Financing - Mr. Jahanzaib

    Uploaded by

    Chaudhary Muhammad Suban Tasir
    The document provides details of a solar financing plan for a 10 kW solar PV system with 10 kWh battery backup. It outlines the total system price, grid tariffs, financing terms for a Rs. 1,800,000 loan over 4 years at 4% annual interest, and insurance costs. An analysis shows the loan repayment amounts, insurance premiums, estimated annual bill savings from using solar, and the resulting net savings or payments for each year over the lifetime of the system.

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    ALFALAH GREEN ENERGY FINANCING

    System size (PV) kWp 10.0


    Battery backup kWh 10.0
    Total system price Rs 1,800,000
    Grid offpeak tariff (loaded) Rs/kWh 18.0
    Grid peak tariff (loaded) Rs/kWh 24.0
    Grid tariff hike per annum 20.0%

    Financing tenure yrs 4


    Downpayment 0.0%
    Downpayment Rs -
    Financing amount Rs 1,800,000
    Financing cost per annum 4.00%
    Insurance premium per annum 0.52%
    Annual insurance premium advance Rs 9,360
    Loan Processing Fee + FED Rs 5,800

    Initial Cash Outflow Rs 15,160

    Annual Analysis
    Bill Saving + Net
    Year Bank Installment Insurance Premium Net Saving/(Payment)
    Metering
    Rs Rs Rs Rs
    1 (487,708) (9,360) 331,812 (165,255)
    2 (487,708) (9,360) 395,388 (101,680)
    3 (487,708) (9,360) 471,144 (25,924)
    4 (487,708) - 561,415 73,707
    5 - - 668,982 668,982
    6 - - 797,159 797,159
    7 - - 949,895 949,895
    8 - - 1,131,895 1,131,895
    9 - - 1,348,766 1,348,766
    10 - - 1,607,189 1,607,189

    Average Monthly Analysis


    Bill Saving + Net
    Average Month of Year Bank Installment Insurance Premium Net Saving/(Payment)
    Metering
    Rs Rs Rs Rs
    1 (40,642) (780) 27,651 (13,771)
    2 (40,642) (780) 32,949 (8,473)
    3 (40,642) (780) 39,262 (2,160)
    4 (40,642) - 46,785 6,142
    5 - - 55,749 55,749
    6 - - 66,430 66,430
    7 - - 79,158 79,158
    8 - - 94,325 94,325
    9 - - 112,397 112,397
    10 - - 133,932 133,932
    SOLAR FINANCING - RESIDENTIAL

    Quotation Amount PKR 1,800,000


    Equity Share PKR 0
    Loan Amount (PV) PKR 1,800,000
    Annual Interest Rate 4.00%
    Years to Repay 4
    Period Type Monthly
    Number of Periods 48

    LOAN AMMORTIZATION SCHEDULE


    Period Principal Repayment Interest Total Payment Balance
    0 1,800,000
    1 34,724 5,918 40,642 1,765,276
    2 34,839 5,804 40,642 1,730,437
    3 34,953 5,689 40,642 1,695,484
    4 35,068 5,574 40,642 1,660,416
    5 35,183 5,459 40,642 1,625,232
    6 35,299 5,343 40,642 1,589,933
    7 35,415 5,227 40,642 1,554,518
    8 35,532 5,111 40,642 1,518,986
    9 35,648 4,994 40,642 1,483,338
    10 35,766 4,877 40,642 1,447,572
    11 35,883 4,759 40,642 1,411,689
    12 36,001 4,641 40,642 1,375,688
    13 36,119 4,523 40,642 1,339,569
    14 36,238 4,404 40,642 1,303,330
    15 36,357 4,285 40,642 1,266,973
    16 36,477 4,165 40,642 1,230,496
    17 36,597 4,045 40,642 1,193,899
    18 36,717 3,925 40,642 1,157,182
    19 36,838 3,804 40,642 1,120,344
    20 36,959 3,683 40,642 1,083,385
    21 37,080 3,562 40,642 1,046,305
    22 37,202 3,440 40,642 1,009,102
    23 37,325 3,318 40,642 971,778
    24 37,447 3,195 40,642 934,330
    25 37,571 3,072 40,642 896,760
    26 37,694 2,948 40,642 859,066
    27 37,818 2,824 40,642 821,248
    28 37,942 2,700 40,642 783,306
    29 38,067 2,575 40,642 745,238
    30 38,192 2,450 40,642 707,046
    31 38,318 2,325 40,642 668,729
    32 38,444 2,199 40,642 630,285
    33 38,570 2,072 40,642 591,715
    34 38,697 1,945 40,642 553,018
    35 38,824 1,818 40,642 514,194
    36 38,952 1,690 40,642 475,242
    37 39,080 1,562 40,642 436,162
    38 39,208 1,434 40,642 396,954
    39 39,337 1,305 40,642 357,616
    40 39,467 1,176 40,642 318,150
    41 39,596 1,046 40,642 278,553
    42 39,727 916 40,642 238,827
    43 39,857 785 40,642 198,970
    44 39,988 654 40,642 158,982
    45 40,120 523 40,642 118,862
    46 40,252 391 40,642 78,610
    47 40,384 258 40,642 38,227
    48 40,517 126 40,642 -2,290
    49 8 -8 0 -2,298
    50 8 -8 0 -2,305
    51 8 -8 0 -2,313
    52 8 -8 0 -2,320
    53 8 -8 0 -2,328
    54 8 -8 0 -2,336
    55 8 -8 0 -2,343
    56 8 -8 0 -2,351
    57 8 -8 0 -2,359
    58 8 -8 0 -2,366
    59 8 -8 0 -2,374
    60 8 -8 0 -2,382
    61 8 -8 0 -2,390
    62 8 -8 0 -2,398
    63 8 -8 0 -2,406
    64 8 -8 0 -2,413
    65 8 -8 0 -2,421

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