Corona Kavach Policy-Oriental Insurance - Rate Chart - RR

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THE ORIENTAL INSURANCE COMPANY LIMITED

Regd.Office: Oriental House,P.B.No.7037,A-25/27,Asaf Ali Road, New Delhi-110 002


CIN No. U66010DL1947GOI007158

GROUP CORONA KAVACH POLICY- ORIENTAL INSURANCE


PREMIUM CHART
INDIVIDUAL PLAN : BASE COVER
S.No. Sum Insured For 9,1/2 Months For 6,1/2 Months For 3,1/2 Months
(INR) Age in completed
years* Age in completed years* Age in completed years*
0-40 41-60 61-80 0-40 41-60 61-80 0-40 41-60 61-80
1 50,000 404 538 807 344 459 689 222 296 444
2 1,00,000 680 907 1361 581 775 1163 375 500 750
3 1,50,000 932 1243 1865 797 1062 1593 514 685 1028
4 2,00,000 1164 1552 2328 995 1326 1989 642 856 1284
5 2,50,000 1373 1831 2747 1174 1565 2348 757 1009 1514
6 3,00,000 1462 1949 2924 1249 1665 2498 806 1074 1611
7 3,50,000 1664 2218 3327 1421 1895 2843 917 1222 1833
8 4,00,000 1764 2352 3528 1508 2010 3015 973 1297 1946
9 4,50,000 1953 2604 3906 1669 2225 3338 1076 1435 2153
10 5,00,000 2016 2688 4032 1723 2297 3446 1112 1482 2223
INDIVIDUAL PLAN : DAILY HOSPITAL CASH-OPTIONAL COVER
S.No. Sum Insured For 9,1/2 Months For 6,1/2 Months For 3,1/2 Months
(INR) Age in completed years* Age in completed years* Age in completed years*
0-40 41-60 61-80 0-40 41-60 61-80 0-40 41-60 61-80
1 50,000 2 2 3 2 2 3 2 2 3
2 1,00,000 26 34 51 22 29 44 14 19 29
3 1,50,000 55 73 110 47 62 93 30 40 60
4 2,00,000 73 97 146 62 83 125 41 54 81
5 2,50,000 92 122 183 78 104 156 50 67 101
6 3,00,000 110 146 219 94 125 188 61 81 122
7 3,50,000 128 171 257 110 146 219 71 94 141
8 4,00,000 146 195 293 125 167 251 80 107 161
9 4,50,000 164 219 329 140 187 281 91 121 182
10 5,00,000 183 244 366 156 208 312 101 134 201
Premium in INR and Taxes as applicable shall be extra.
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*Means the age completed as on the date of the policy inception/renewal. So,for a person aged 40 years and 364
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days , premium would be charged on the age of 40 years,not that of 41 years.


The Oriental Insurance Company Ltd. Group Corona Kavach Policy-Oriental Insurance
UIN: OICHLGP21231V012021
Premium Chart
FAMILY FLOATER PLAN:

Base Rate will be as per premium chart for Individual Plan. Following methodology to be
adopted/applied on Base Rates (Individual Plan) to arrive at final family floater Premium:

Sr. No. Insured Member’s age Premium to be charged


1 Member with the highest age 100% of Base/Individual premium as
applicable for that age and sum insured.
2 All other members with lower ages(i.e. All Discount to be applied as per Table A on
members other than the Primary Member) Base/Individual Premium of every member
3 FINAL FLOATER PREMIUM ADD Sr. No. 1 & 2
Table A: Sum Insured wise applicable floater discount:
Sum 50,000 1,00,000 1,50,000 2,00,000 2,50,000 3,00,000 3,50,000 4,00,000 4,50,000 5,00,000
Insured
Applicable 90% 90% 85% 80% 75% 75% 75% 60% 60% 60%
Discount
Discounts
 5% Group Health Care Worker Discount: Applicable in case the Group consists entirely of
doctors, nurses or health care workers.
Definition: Health care worker for the purpose of this policy shall mean doctors, nurses,
midwives, dental practitioners and other health professionals including laboratory
assistants, pharmacists, physiotherapists, technicians and people working in hospitals.
 5.5% in premium if TPA services not opted for.
 Group Volume Discount:
S.No. Group Size Percentage of Group Discount
1. Upto 500 0%
2. 501 to 1000 2.5%
3. 1001 to 2000 5%
4. 2000 to 3500 7.5%
5. More than 3500 10%
Premium: Single premium payment with no installment facility.
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The Oriental Insurance Company Ltd. Group Corona Kavach Policy-Oriental Insurance
UIN: OICHLGP21231V012021
Premium Chart

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