A B C

1 Personal Cashflow Planner Annual

2 Friday Amount
3 Beginning Cash ###
5 Income
6 Deb:
7 Net Salary - NFC 1st & 15th $67,419
8 Veterans Administration 1st $2,616
9 ###
10 Oil & Gas monthly - varies $1,200
11 Tax Refund annual ###
12
13 Sub-total $71,235
14
15
16
17
18
19
20
21 Sub-total ###
22
23 Total Income $71,235
24 Expenses
25
26 Household:
27
28
29
30 Mortgage - House Payment 1st ###
31 2nd Mortgage - Payment
32 Bank Fees** monthly - 12th $0
33 Cal AAA annual - Dec 125
34 Cable - Internet monthly - 30th $0
35 Cleaners $480
36 Costco Membership annual (Aug) $150
37 Dining Out $4,800
38 Donation Goal = 10% ###
(Argus =
$31.50 each yr.
39 Sep) (Pollstar =
$10.00 each yr.
Dues & Subscriptions Feb) $42
40 Fun ###
41 Gifts $1,200
42 Groceries weekly
annual - $99 $11,250
43 Gym dues (Jul) $99
44 Health
Legal/Accounting/Professio
45 nal $400
46 Miscellaneous ###
47 Pet Expenses/Supplies
Timeshare (Shell $600
48 Vacations) $215.24 Qtrly $864
49 Travel
50 Vitamins/Supplements $600
51 Workshops $1,500
52 Sub-total $22,110
53 ###
54 Deb: ###
55 401K Contribution* ###
56 Car Payment - Prius** n/a $0
57 DMV - Pruis annual
monthly- April
(10 $128
58 Insurance - Car (Deb)** mos.) $500
59 Auto Repairs $600
60 Clothing $1,800
61 Dues/Licenses/Subscription $35
62 Gasoline
Dental (every 6 mos.) - Co- weekly $1,750
63 Pay $100
64 Hair every 4 weeks $660
65 Insurance - Life** monthly - 25th $1,200
LAND - tax payments
(Navarro & Freestone annual - $60 ea
66 Counties) yr Dec $60
67 Waxing $960
68 Timeshare (Red Wolf) Qrtly - $110 $110
69 Massage $300

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 A B C
1 Personal Cashflow Planner Annual
2 Friday Amount
3 Beginning Cash ###
70 Medical Co-Pay $150
71 Miscellaneous $1,800
72 Savings** 30th $1,200
73 Telephone - Cell (Deb) monthly $0
74 Women's Group every 3 mos $460
75 ###
76 Sub-total $11,813
77
78
79
80 Nicci: ###
81 Allowance - Nicci $1,200
82 DMV - Honda annual - April $85
83 Toiletries & Supplies $3,600
84 Hair every 6 weeks
monthly (10 $495
85 Insurance - Car (Nicci)** mos.)
Secure $1,100
86 Miscellaneous (monthly) $600
87 School Expenses $12,000
88 Telephone - Cell (Nicci) monthly - 8th $960
89 Laundry $240
90 Clothing $1,200
91 Gasoline $600
92 Auto Maintenance $360
93 Entertainment $1,200
94 Credit Card Payment $1,200
95
96 ###
97 ###
98 Sub-total $24,840
99
100
101
102
103
104
105
106 ###
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122 Sub-total
123
124 Investments (FUTURE):
125 Home Repair
126
127 Investments - Misc
128
129 Dream Land Purchase
130 ###
131
132
133
134 Sub-total
135
136 Total Expenses $58,763
137
138 Cash Balance $0 $12,472
139

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 A B C
1 Personal Cashflow Planner Annual
2 Friday Amount
3 Beginning Cash ###
140 Paycheck
141 ** Autopay set-up
142 ###

Page 3 of 7
Workshops 4 per yr 8,000
Travel 4 times per yr 8,000
Spending Plan Worksheet Spending Plan Worksheet

Income Pay Days How Often Total Week 1 Week 2 Week 3 Week 4 Income Pay DaysHow Often Total Week 1 Week 2 Week 3 Week 4
Spectrum 1st & 15th 5,600.00 2,800.00 2,800.00
Beyond Balance annual
Royalties/Dividends varies 50.00 50.00
VA 1st 210.00 205.00
Child Support 2 times 290.76 145.38 145.38
TOTAL INCOME 6,150.76 3,005.00 145.38 2,800.00 195.38 TOTAL INCOME - - - - -

Monthly Monthly
Expense Due DateACCOUNTHow Often Total Amount Week 1 Week 2 Week 3 Week 4 Expense Due DateHow Often Total Amount Week 1 Week 2 Week 3 Week 4
Mortgage 1st O monthly 1,891.00 ### 1,983.69
2nd Mortgage O monthly 375.00 375.00 372.52
Red Wolf O monthly 150.12 150.12 150.12
-
-
Gas/Electric 18th O monthly 100.00 100.00 222.34
Water/Sewer O 2 months 175.00 87.50
Garbage 10th O 3 months 45.99 15.33 45.99
Internet 30th O monthly 59.95 59.95 5.93
Dish TV 7th O monthly 63.00 62.34 124.68
Telephone - basic 8th O monthly 68.12 68.12 122.24
Telephone - Long Distance O monthly 30.00 30.00
Cell - Deb 10th M monthly 45.00 45.00 45.00
Cell - Nicci 10th M monthly 45.00 45.00 34.21
Debt Payments M monthly - - -
Car Payment 10th M monthly 443.62 443.62 443.62
Auto Insurance 28th M 10 mos. 150.60 150.60 150.60
Life Insurance 25th M monthly 100.00 100.00 100.00
Housecleaning O Biweekly 150.00 150.00 75.00 75.00
Bank Fees 29th O monthly 5.95 5.95 5.95
Tutor - Nicci M weekly 17.00 68.00 17.00 17.00 17.00 17.00
Hair M monthly 70.00 70.00 70.00 70.00
Groceries O weekly
Dining Out O weekly
Gasoline M weekly 20.00 80.00 20.00 20.00 20.00 20.00
Gifts/Holiday O
Clothing M
Laundry/Dry Cleaning M
Healthcare M
Personal Care M
Household Supplies O
Auto Maintenance & Repairs M
Emergency Savings 30th M monthly 100.00 100.00 100.00 100.00

TOTAL MONTHLY ### 1,038.11 625.62 2,393.21 387.95

REMAINING ###

QUARTERLY
Shell Vacations - Quarterly quarterly 250.00
Red Wolf - Quarterly quarterly 110.00

ANNUAL
Gym July annual 198.00
Costco annual 150.00
AAA annual 125.00
IMA June annual 175.00
Argus Courier Sept annual 31.50
DMV Registration/Smog May/April annual 157.00
Navarro County January annual 30.00
Credit & Debt Obligations
Regular CURRENT
Lines of Credit DUE DATEAmount OwedMonthly PaymentMonthly Payment
Capital One - Business Plat - - -
Capital One - Personal Plat - - -
Capital One - Basic (Nicci) - - -
Macy's - -
Victoria's Secret - - -
Express - - -
Good Guys - -
Best Buy - -
Other Loan - From Chick 25,000.00 -
Mervyn's - -
Staples - -

TOTAL OWED 25,000.00 - -

Expenses
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Gym 99
Costco 150
AAA 125
IMA 175
Argus Courier 31.5
DMV Registration/Smog Deb Nicci
Navarro County 30