R18AMR ReleaseHighlights Client

What's New in R18 AMR!
©2018 Temenos Headquarters SA - All rights reserved.

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Table of Contents
Release Information 5
Document Overview 6
Application Framework 7
Core 7
Banking Framework 8
Limit 8
IFRS 8
Delivery 8
Payment Services Directive 9
Payment Order 9
Enterprise Customer Management 11
Customer Data Protection 11
Collateral 12
Interest and Charges 12
System Tables 12
Generic Accounting Interface 13
Business Intelligence 14
Asset Liability Management 14
Data Warehousing 14
Credit Risk 14
Market Risk 15
Channels 16
Browser (T24) 16
Internet Banking 16
User Administration 17
Corporate 18
Letters of Credit 18
Syndicated Lending 18
Cash Management 18
Country / Regional Solutions 20
China Model Bank 20
What's New in R18 AMR! - Page 2 of 51

Finland Model Bank 20
Generic Regional Solutions 20
Hong Kong Model Bank 20
Indonesia Model Bank 21
Luxembourg Model Bank 21
Singapore Model Bank 21
United Kingdom Model Bank 22
United States Model Bank 23
Database 24
Direct Connect Drivers 24
Enterprise Frameworks 25
Data Framework 25
Design Studio 25
Integration Framework 26
Interaction Framework 29
Platform Framework 29
UXP Browser 30
Payments 31
Direct Debit 31
Local Clearing 31
Payments Hub 31
SEPA 37
Private Wealth 38
Derivatives 38
Securities Trading 38
Structured Products 41
Process Orchestration 42
Process Workflow 42
Rules Engine 42
Regulation and Compliance 43
IFRS 43

Payment Services Directive 43
Customer Data Protection 43
Retail Banking 45
Arrangement Architecture - Core 45
Retail Accounts 47
Retail Bundle 48
Retail Pricing 48
Treasury 49
Forex 49
Interest Rate Swaps 49
Treasury Front Office 50
Order and Deal Capture Management 50
Trade Blotters 50
Dashboards 50
Position Management & Profitability 50
Treasury Foundation 50
Treasury Trader 51
Forex 51

Release Information
Version Release Date
1.0 R18 AMR 2018 - 04 - 26

Document Overview
The Release Highlights list the new functionality that has been introduced into Temenos Core Banking product and
other Temenos products. It is broken down by Product Stream.
The enhancements listed in this document are also present in the R18 AMR documentation pack (available with Dis-
tribution Team). Readers can access the What's New in R18 AMR section of the documentation pack to read the
detailed release highlights. The image below shows the homepage of the documentation.
For documentation support, contact Knowledge Team

Application Framework
Core
Company Local Content
Available from: Release 201709
In core banking, CUSTOMER application is enhanced such that it is now possible to switch to local content field accord-
ing to Company details, move the local content data into real fields and move real field into local content
Connection Management for Oracle Database

Temenos Core Banking when connected to Oracle Database, now allows to capture the key features of the established
connections.
The features are:
l The Company (Entity) for which the connection is established.
l The Operation mode of Temenos Core Banking on the connection - Online/COB/Service
l The actual Temenos Core Banking service routine that has established the connection or is acting on the con-
nection. This is applicable only when operating mode is COB or Service.
Multi Entity Schema and Data Management

Enabled the creation of Temenos Core Banking tables in a schema, based on company or file classification. Also, the
migration of files from one schema to another is also facilitated with help of a new migration template.
Bypassing OFS processing in file upload

A new field INTERFACE.ROUTINE is introduced in the EB.FILE.UPLOAD.TYPE, to bypass OFS processing during file
upload.
AA Alternate reference
Alternate key support is now enabled for non-financial AA Arrangements. Enquiry framework changed to support the
alternate reference as a selection criteria.

Banking Framework
Limit
Time Band Limit processing for Account based products
The Limit application is improved to allow the definition and usage of time bands with Account -based applications like
AA. It is now possible to define TB limits for Accounts or AA products.
Intraday Limit
The ‘Intraday Limit’ is a development to the existing LIMIT module which allows the User to set up a limit amount
which increases for a limited period of time during the day the amount of funds available under a specific LIMIT.
Tenor - Single Time Band Limit

The Limit application is improved to allow the definition and usage of time bands with Account -based applications like
AA. It is now possible to define TB limits for Accounts or AA products.
IFRS
IFRS9 Impairment Model
The International Accounting Standards Board (IASB) has published the International Financial Reporting Standard 9
(IFRS 9) to address the limitations of the existing International Accounting Standard 39 (IAS39) by mandating a method
for applying risk metrics to accounting relating to the Financial Instruments.
Delivery
SWIFT 2017 Rulebook Changes
The SWIFT 2017 changes are impacted on the existing Delivery and Funds Transfer modules of Temenos Core Bank-
ing.
SWIFT MT940/950 Performance Improvement

The SWIFT MT940/950 statement performance enhancement is aimed at improving the performance of the SWIFT
statement generation process and has no functional impact to SWIFT processing.

Payment Services Directive
PSD2 and Payment Service Directive Regulation
A module named ‘PX’ is introduced to handle the regulatory compliance of Payment Service Directive 2 (PSD2). Target
of the PSD is to make cross-border payments as easy, efficient and secure as ‘national’ payments.
PSD2 - Account Information API

A module named ‘PZ’ is introduced to handle the Compliance with the account information provisions of the European
Union Revised Payments Services Directive.
PSD2 - Payment Initiation Service Related API

A module named PX is introduced to handle the regulatory compliance of Payment Service Directive 2 (PSD2) and Pay-
ment Initiation Service Related API’s.
PSD2 - Payment Transfer Service Related API

ment Transfer Service Related API’s.
Payment Order
Provision for Future Execution Date
This enhancement will allow the banks to indicate at the product level a maximum number of days allowed for exe-
cution.
Fraud Check Call

This enhancement is to link the Payment Order Product with a Fraud Check system.
Submitter Id in Payment Order

As part of this enhancement, attributes such as ‘Other Identifier’ and ‘Other Identifier Type’ for the Initiator Party, are
introduced in Payment Order to indicate if the Identifier is for an organization or private entity.
Payment Order to TPH Integration


Before initiating a payment a payer is provided with mandatory reference information including details of charges,
exchange rate and execution time.
Support of Charges in Payment Order

Payment Order has the functionality to calculate the payment charges (if any) that are applicable and informs the cus-
tomer of the same.
IBAN Only in Payment Order

This functionality enables the IBAN Only functionality in Payment Order and restrictions of countries eligible for the
IBAN Only functionality.
Standing Order through Payment Order

Payment Order must be able to do a funds check and If the funds check fails, there must be a provision to create a
funds authorisation request which should be automatically retried using the Core Banking Transaction Recycler.
Support to generate pain.001 from Payment Order

Features are added under the Payment Initiation Module:
l The ability to generate a pain.001 MX message from Payment Order using MX Framework/DE
XML Framework.
l The ability to accept pain.002 as a reply from the External Payment System or ESB for the
pain.002 messages are correlated with the previous pain.001 messages and the Payment Order
status and payment related details are updated based on the pain.002 details.
Funds Reservation from Payment Order

The Funds Reservation functionality is introduced in the Payment Initiation module.
Value Date and Cut-off Time

One of the major European regulations which applies to payments is PSD, recently revised under PSD2. Under this reg-
ulation one of the main provisions applies to the credit value date, as banks are required to advise their customers
while initiating the payment the maximum execution time.
Payment Order Initiation and Beneficiary BIC

This functionality enables the user to provide the Beneficiary Bank BIC details while initiating the Payment Order
instead of deriving it based on the IBAN at the Beneficiary level.
Channel Protection Limit


This functionality extends the scope of a Daily Protection Limit check to Payments initiated through Digital Channels
using the Temenos Payment Initiation module.
Enterprise Customer Management

Customer Field Enhancement
‘Customer Field Enhancement’ is an amendment to the existing CUSTOMER application to allow capturing information
like the deceased date of a customer, date the death is notified to the bank, date of probate and customer vulnerability
type.
Together with the above changes, the application named PREV.CUST.ADDRESS was created with the
addition of fields to store all the previous addresses of a customer.
Customer Data Protection

Metadata Store - Personal Data Definition
The Metadata Store is the basis of the processing behind the module. The metadata store is an application that holds a
client’s definition of personal data. The Personal Data Definition (PDD) defined by the bank holds all the fields the client
deems as personal data applicable to regulatory / data protection processing.
Rights Management
Customers referred to as data subjects have various data protection and privacy rights which are exercised under pro-
tection regulations such as the General Data Protection Regulation (GDPR) in Europe.
Parameter Set-up for Customer Data

The Customer Data Protection (CDP) Parameter Set-Up enables for definition of rules towards GDPR compliance. It
enables to check whether a customer is subjected to CDP processing or not.
Right to Erasure - Customer Activity

Customer Activity is the core application in the CDP Module, which maintains the record for each of the customers on
the list of active and completed contracts. It also enables to update the customer activity record for the existing con-
tract.
Search Utility

Search utility provides a method for a user to search for field names matching specific criteria. The utility may be used
to identify fields that are likely to contain personal data, which allows users to identify data that is likely in scope of data
protection regulatory processing.
Collateral
Allow Company Specific Rates
Allow rates to be defined specific to Companies. Define Rates in MANAGED.ACCOUNT and SC.SECURITY.MARGIN.
Excluding Advance Ratio and Concentration Cap for Specific Collateral Types
Excluding specific collateral types from advance ratio and concentration cap calculations. The assets are allocated to
limits instead of contracts and the deficit is calculated accordingly.
LTV Expiry Date and Effective Date for Margin Rate

For revaluing instruments, the system captures various types of margin which are a recorded set in the parameter
tables in the Securities module.
The functionality is enriched and now:

a. Facilitates the automatic expiry of customer specific margin rate when the rate reaches the
expiry date.
b. Provides the ability to capture margin rates today but with an effective date in the future.
Interest and Charges

Negative Margin Interest Calculation
‘Negative Margin Interest Calculation’ is an amendment to the existing applications such as GROUP.CREDIT.INT,
GROUP.DEBIT.INT, ACCOUNT.CREDIT.INT and ACCOUNT.DEBIT.INT to allow capturing and calculating of the
interest negative margin rate when the chosen method of calculation is ‘Multiply’.
System Tables
Travel Notification Setup

The enhancement is referred to as ‘Travel Notification’ where a facility is enabled to record and maintain the travel pro-
file of the bank’s customers. Internally this data may also be referred by the bank to decide their marketing strategies
and for relevant product offerings and services to its customers based on their place of travel.
VAT Consideration wholly in Money

This functionality is related to recalculation of the Base Service Charge Amount when it is inclusive of Value Added Tax
(VAT), that is, Base Amount is Net of Tax.
Industry Code Length

The INDUSTRY application in Temenos Core Banking accepts 4 integers as industry code. To accommodate for a wider
industry classification being adapted by various countries, the length is extended to accept up to 10 integers.
Generic Accounting Interface

Support for Bulk Processing and ability to Store Extended Transaction Details
New capabilities have been introduced in the Generic Accounting Interface (OFS Clearing) to accept booking entries in
the request and process them as ‘bulk’ and to accept extended transaction details as part of each entry and store them
in the Extended SEPA Details table which is part of the IX module.

Business Intelligence
Asset Liability Management

LCR / NSFR Items Classification
As part of the new Basel III Liquidity Reporting requirements, the balance sheet items are now classified as Level 1, 2
or 3 items as per the Net Stable Funding and Liquidity Contingency Ratios.
Improvements in Cash Flow Generation

The Cash Flow Generation improvements include generation / simulation at Instruments Page for Fixed Interest Bond,
Floating Interest Bond; cross reference the instrument details from simulation menu and more.
Data Warehousing
Enhanced Control over HASH TOTAL file Generation
In DW Export batch, user can now skip hash_total file generation if required.
Credit Risk
Cubes
Measure Data can now be analysed by slicing and dicing to get eventful and insight view of regulatory capital para-
meters.
Granularity - Retail and SME Exposures

The Regulatory Retail Portfolio criterion is now extended for qualified exposures based on the granularity conditions to
SME exposures.
Enhancements in PD Functionality
The Probability of Default (PD) feature is now enhanced with Point-in-time, Adjusted PD and Auto PD functions.

LGD method in IRB Approach
LGD functionality under IRB Approach now includes LGD Method along with LGD Approach.
Market Risk
Improved Cash Flow Generation
In Market Risk, user can now generate cash flow, simulate it at instrument level and at the scenario level in Simulation
Menu.

Channels
Browser (T24)
Context based Helptext
Helptext can now display the contents specific to versions. Also, toggle-view feature is available to switch between ver-
sion and application specific helptext.
Internet Banking
Quick Pay
The new Quick Pay feature that enables users to pay bills, instantly, is now available.
Upload Document via Secure Message

TCxB users can now upload the documents via secure message facility.
Debit Card Management

Users can now view and manage the debit cards attached to their user accounts.
Account Level Statements

Account level statements feature is now introduced in TCXB, which allows the users to download / view statements
online.
Improvements in Authentication Solution

Internet Banking solution now supports improved login method / status functions in Authentication Solution.
PFM now integrated with Retail Internet Banking

Personal Finance Management (PFM) is now integrated with Retail Internet Banking solution.
Improvements in Standing Orders Feature


User can now create Standing Orders, set recurring transfers / payments through the Standing Orders tab.
Email the Terms and Conditions

User can send the Terms and Conditions page to their registered email address for their future reference.
Temenos Internet Banking for Corporate

Temenos Internet Banking (TCIB) for Corporate is now available with the componentized solutions and a revamped
architecture. The features are now re-designed using IRIS interaction layer and other componentisation techniques.
User Experience Improvements

For Internet Banking solutions, user preference settings (favourites) and other user experience improvements are now
available.
User Administration
Temenos Channels User Administration
With TCUA, banks can create an arrangement and the external user with certain privileges. Temenos Channels' User
Administration process is now made simpler.
Sub-arrangements
User can now change the data validation for sub-arrangements to be based upon the values defined in the master, as
opposed to the product. As opposed to Negotiation Rules this data validation ensures that a sub-arrangement is more
restrictive than its master.
Authentication Improvements
UXP Browser filter design insures authentication for User Administration product by calling the Authenticator services
and passing the signed token to IRIS layer. Therefore, there is no explicit passage of user credentials from front-end
(User Administration) to interaction layer (IRIS). This provides the security layer to IRIS interaction services.

Corporate
Letters of Credit
Customer Float
Banks can set a ‘float’ for a specific customer or a group that defines the span between the ‘value date’ applied to the
Customer’s Account and the ‘value date’ applicable to the Bank while making payment under a letter of credit.
Syndicated Lending
Removal of SWIFT Messages MT643, MT644, MT646 and MT649
As per SWIFT 2017 Rule Book Changes, system is enhanced to prevent the swift messages MT 643, MT 644, MT 646
and MT 649 being sent to SWIFT network.
Bilateral Lending
Syndicated Lending module supports Bilateral Lending process so any loan can now be converted from Syndicated
Lending to Bilateral Lending and vice-versa.
Cash Management
Balance Netting Pool Structure
Balance Netting Pool Basic Structure provides support for all the different types of accounts in a BN Pool and the Hier-
archical Structure itself.
Balance Netting Pool is one of the Cash Management solutions that Banks / Financial Institutions offer to their corporate
customers, the others being Cash Pool sweeps and Notional Pooling. It is a hybrid cash pool, which provides all of the
advantages of cash concentration but maintains records of individual account transaction and balances.
The corporate or Bank user can elect to perform administration tasks on the BN Pool.
The Interest processing can now be defined for the accounts that are part of Balance Netting - Cash Pool.
Transactions in Balance Netting Pool


The applications such as FUNDS.TRANSFER, STANDING.ORDER and AC.CASH.POOL are enhanced to allow intra-cash
pool single currency transactions to be performed between two transaction accounts (TR) which are part of the same
Balance Netting Structure.
Together with the above changes, the TRANSACTIONS, AC.SWEEP.TYPE and FT.TXN.TYPE.CONDITION applications
are improved with the addition of fields to support intra-cash pool funds movements.
Balance Netting Internal FX

The applications such as FUNDS.TRANSFER and AC.CASH.POOL are enhanced to allow intra-cash transactions to be
performed between transaction accounts (TR) in different currencies, which are part of the same Balance Netting Struc-
ture.
This an improvement to the existing functionality named ‘Transactions in Balance Netting Pool’.
Together with the above changes, the AC.SWEEP.TYPE and FT.TXN.TYPE.CONDITION applications were enhanced
with the addition of new fields to support intra-cash pool funds movements in different currencies.
Balance Netting Pool Emergency Block

The CUSTOMER.MASS.BLOCK application is enhanced to allow the blocking and unblocking of accounts which are part
of a Bundle Arrangement termed as 'BN Pool Emergency Block’. In the case of Balance Netting Pools, the system offers
the possibility to block all Currency Top Accounts which are part of the same Structure by giving the Master Account
Bundle Arrangement Id.

Country / Regional Solutions
China Model Bank

QDII Transaction Limits Compliance
In China Model Bank, the QDII transaction limits functionality is now enhanced to adhere to the regulation prescribed
by State Administration of Foreign Exchange (SAFE).
Finland Model Bank

Withholding Tax calculation now includes Redemption Fee
In Finland Model Bank, Withholding Tax calculation now includes Redemption Fee.
Generic Regional Solutions

Goods and Services Tax (GST)
A new functionality, to calculate Goods and Services tax, is now available in Singapore Model Bank.
Enhancements in MIFID II
A new framework to capture responses to MiFID Questionnaire and assess client risk profile is now available. The new
functionality also addresses the MiFID II transparency requirements by providing a framework for TER (Total Expense
Ratio) and Ten Percent Drop in Valuation.
Hong Kong Model Bank

Enhanced Holiday Handling
In Hong Kong Model Bank, it is now possible to mark adhoc holiday in response to Emergency/crisis arising out of nat-
ural disaster and political unrest hampering the banking operations.

RTGS
It is now possible to handle swift payment through RTGS in Hong Kong Model Bank.
Inward Remittance
Model Bank is now enhanced to adhere to Hong Kong specific guidelines on inward remittance like Chinese characters
conversion for swift messages.
Outward Remittance
Model Bank is now enhanced to adhere to Hong Kong specific guidelines on outward remittance like Chinese characters
conversion for swift messages.
Enhanced Asset Transfer Function

In Hong Kong Model Bank, it is now possible to request for a physical scrip for any security that is held electronically.
Similarly, it is also possible to convert a physical scrip into an electronic security (scrip to scripless).
Indonesia Model Bank

Forex Limit Check now Improved
Indonesia Model Bank users can now set up limits to a specific currency and track customer-level limits utilization.
Luxembourg Model Bank

Certificate of Interest Paid
In Luxembourg Model Bank, this feature is related to the generation of Certificate of Interest Paid by Customer for
loans and overdrafts and Certificate of Interest received by Customer for deposits and accounts.
Singapore Model Bank

Product Risk Rating Changes
A user can now track changes to product risk rating within the Core Banking instrument tables such as Security Master
and Derivatives Contract Master.

United Kingdom Model Bank
Supported Investment Products
UKMB supports the Individual Savings Accounts(ISA) and Junior Individual Savings Accounts(JISA). These products
can be created using AA and the functionality supported includes the definition of eligibility rules for products, sub-
scription control – over-subscription and under-subscription, and reporting to HMRC.
Financial Services Compensation Scheme Reporting 2016

The Financial Services Compensation Scheme (FSCS) ensures the speedy payout of funds for depositors within a set
time frame, when a Financial Institution becomes insolvent.
Static Data – Reporting Codes

UK Model bank, this feature captures the UK specific static data that are required for UK customers.
FSCS - Continuity of Access

Continuity of Access (COA) process is now available in UKMB.
Outward CHAPS now Improved

The CHAPS feature is now enhanced with a mechanism to format validation for outgoing CHAPS messages and to
format the outward SWIFT MT 202/103 messages to include the CHAPS specific identifier in the message.
Support for ISA/JISA Electronic Transfer Messages

UK Model Bank now supports the electronic transfer messages and message status transition for Individual Savings
Account(ISA)/Junior Individual Savings Account(JISA) account transfers between financial institution using the BACS
ISA Transfer Service.
Faster Payments - FPS supported in UK Model Bank

UK Model Bank now supports Faster Payment Service (FPS), using Temenos' Payments Solution.
Bankers Automated Clearing Service - BACS supported in UK Model Bank

UK Model Bank now supports BACS payments, using the BACS proprietary Standard 18 messaging format, using
Temenos Payments.

United States Model Bank
Fedwire
Fedwire Funds Service (FFS) sends and receives messages to and from Depository Institutions (T24) (DIs) in Fedwire
Funds Transfer Message formats. Many messages sent to DIs from FFS are in Fedwire Display/Print Format (FED
PDF). All messages sent/received are logged for tracking purposes.
History Inquiries
History Inquiries is a new enhancement that provides the bank the ability to:
l Provide inquiries to display historical changes to all customer data with a query based on an
optional date range.
l Provide inquiries to display historical changes to account/deposit ownership, both owners and
other parties.
l Provide inquiries to display historical changes to the customer-to-customer hierarchy or rela-
tionship on non-personal customer records.
Customer Status
A user can now restrict or prevent certain transactions or activities based on various customer statuses in Temenos
core banking.
Doc and Image Capture

Temenos core banking is integrated with external image / document capture hardware / software.
Beneficial Owners
This feature enables the bank’s personnel to capture pertinent information and store the names of customers or
involved parties that have an account along with their percentage of ownership in accordance with the beneficial own-
ership rule from FinCEN.
Holds
The system can now define hold types. These hold types are now available for selection with a description of the hold,
defaulting the values setup and updating the available balance on the transaction or account level.
GL Reporting of CD Balances
The General Ledger (GL) is enhanced to report on Certificate of Deposits (CDs).
Reg CC Settings
Reg CC Settings is a new enhancement on top of existing functionality which provides the bank with new control con-
ditions for repeated and consecutive overdraft, as well as excessive returned items.
Federally Protected Funds

Federally Protected Funds is a new enhancement which provides the bank the ability to automatically identify protected
benefits that are not subject to garnishment.

Database
Direct Connect Drivers

External Password Support for DCD
Now, password can be provided by the customer using their own library.

Enterprise Frameworks
Data Framework
DLM Improvement
DLM is enhanced with Aggressive Archival concept such that users can now move the data from LIVE
T24 Database to NVDB without any functionality check and new applications are introduced to con-
sider RO movement.
Schema Separation
T24 system is to store t24 tables with respect to the company and/or to categorize the T24 tables
based on the functional nature. This will help the users to have better control over the T24 tables from
database level. The schema separation feature enables the same mechanism for NVDB tables in Read
Only database, both company level and nature of table level schema for any T24 table that is being
moved from T24 to NVDB.
Relational Replication
The Relational Replication DB is the functional solution for T24 data replication in relational database.
Selected list of T24 applications will be configured to trigger transactional data out of T24 to replicate
selectable database, which is near real-time to T24 Live database, this database can be used for all
reporting and enquiry purposes.
Dimensional Reporting Model

This feature enable banks to retain huge amount of data for longer periods, the ability to access and
interrogate these data into meaningful information that will enable rapid and efficient operational
decision making.
Design Studio
Package Installer ESON Support

A new mandatory field named USER.NAME is introduced in the DS.PARAMETER application to allow the configuration of
the Inputter and Authoriser to be used during the RP calls for data deployment.
SYSDEF Import
Design Studio is enhanced such that users can now introspect System Definition using the import
option “Import T24 System Definition”.
Data ESON improvements

Design Studio is enhanced such that users can use data eson records with naming conventions where
the users can follow either COCODE.TABLENAME!RECORDID.data.eson or
TABLENAME!RECORDID.data.eson naming convention.
Import models and data ESON from CSV file

Design Studio now provides option to introspect multiple T24 Objects with Bulk Import Option.
Data ESON Validations

Validation check has been introduced on Data ESON records to notify users if there are any errors with
respect to application attributes to which records belong.
L3 API
The new feature enables Design Studio to generate Java API for Local Application.
Integration Framework
AA Exit Point
This feature helps to inform at which stage the event will be triggered.

Package uninstall utility
This feature explains users about how to delete the flows and events from T24 using the event unin-
staller utility.
Delete Flow Option in Event Designer

The Uninstall utility concept allows the users to delete the flows and events from T24.
Priorities in IF Events
Integration Framework is enhanced such that users can now prioritize the events and also add fine
tune to the polling frequency.
Polling for multiple companies in T24 Custom Adapter for OSB

The polling of events from T24 allows T24 to be integrated with external systems and the data is sent
to external system in a standard XML format.
Polling for multiple event types in T24 Custom Adapter for OSB
The polling of events from T24 allows T24 to be integrated with external systems and the data is sent
to external system in a standard XML format.
Health Check in T24 Custom Adapter for OSB

Health Check in OSB is a way by which the connectivity from OSB to T24 is being verified. This health
check can be used by monitoring systems.
Conditional Event Generation


Integration Framework trigger events for each transaction for which an exit point is defined. There are
business cases that do not require all the transaction to generate event. Conditional Event Generation
allows users to define condition whether to generate an event or not.
Adapter Development Kit

Adapter development kit is a java based API’s that allows the user to develop components that can con-
nect to T24 and perform various inbound and outbound operation. This development kit supports both
runtime, namely TAFJ or TAFC.
Remove MQ Dependencies from IIB Adapter

T24 Inbound Custom Adapter for IIB requires MQ Queue to be configured to ensure that that events
are not getting delivered once. This mandates MQ to be used when using inbound adapter.
Implement Retry Policy

The Outbound adapter, in case of a technical error for the connection to T24 will abort and the mes-
sage sent to the error port.
Allow usage of Configurable services in the T24 nodes

This feature is intended to set up IBM Integration Bus in integrating T24 with external system and to
emit messages from T24 to an external system.
Honour the LocalEnvironment values within the T24Outbound node

This feature is intended to those who need to set up IBM Integration Bus in integrating T24 with
external system and to emit messages from T24 to an external system.
Populate the LocalEnvironment folder with the T24Inbound node properties


Make all T24 node properties promotable
Implementing SSL between IIB Adapter and EJB

This feature helps users to understand the SSL configuration used in application servers.
OSB
The following properties are added in the OSB adapters:

weblogicProtocol – to support t3/t3s/http/https protocols, tunnelling and secure communication.
activeConnectionTimeout – to expire the inbound connection once the configured time has elapsed.
Interaction Framework
OpenID Connect Authentication
OpenID Connect is a protocol that authenticates and identifies an end user from an authorisation server.
IRIS - Health Check

This solution now enables the user to retrieve the Core Banking health check details from TAFJ and constructs its cor-
responding IRIS response.
Zero Authorizer
An application/version can now dynamically update number of authorisers without any change in the
model.
Platform Framework

TAFC Commit Capture
User can now enable the Commit Capture feature through VOC record.
UXP Browser
Enquiry results from third party / legacy system
UXP Browser is now capable of populating the enquiry results from the data obtained from third party / legacy system.
Last Login Timestamp

UXP browser users can now extract the last login time stamp data.
UXP Browser Session Replication

UXP Browser application handles session replication so that users can failover to different servers during ad-hoc server
restarts/failures, thus mimicking stateless behaviour.
DEP Support
UXP Browser is enhanced with a front Office module for managing communication with Customers
through digital channels. The module is collectively known as Digital Engagement Platform (DEP).
Auto roll
A new feature is introduced in the UXP Browser such that the users can now rotate the logs auto-
matically based on the maximum file size and limit specified.

Payments
Direct Debit
Direct Debit Integration with ISO20022
As part of this enhancement the Direct Debit module provides support to initiate Direct Debit Collections according to
the SEPA C2B ISO 20022 formats.
DD Mandate Management - Support SEPA and TPH DD Mandate API

A Direct Debit mandate is an authorisation given to a Creditor by the Debtor. This mandate allows the Creditor to ini-
tiate DD collections to debit the Debtor’s account and in the same time allows the Debtor Bank to accept and process
these instructions.
Local Clearing
External API's for Booking Process
The AA module now supports the capabilities listed below through OFS requests:
l Invoke account information including balance when inquired
l Funds checking made on an account
l Perform actual booking
l Fund Reservation
l Delete Reservation
Processing Batches through API's

The primary scope of this enhancement is to:

l Provide generic batch functionality in OFS clearing
l Exception handling at Batch and transaction level
l Provide support for responses
Payments Hub

MT 210 - Notice to Receive
MT210 (Notice to Receive) can now be generated and also configured based on bank conditions of account with Insti-
tution whether account will be ultimately credited. RMA check can be performed when MT210 is required to be gen-
erated.
Balance Reservation - Order Entry / Repair

Transaction amount and charge amount can now be reserved when a payment is submitted from Order Entry/Repair.
Balance Reservation - Future Due Date

Bank user is now allowed to control (via configuration) whether balance reservation need to be reversed or retained.
Reject/Return/Refund an Inward DD
A direct debit collection that could not be successfully processed can be either rejected or returned from the repair
screen and a direct debit collection that was successfully processed can be returned or refunded.
RPSSCL Clearing Directory

Payments Hub now supports the routing of payments in SEPA for RPSSCL clearings.
Inward Framework
Inward Framework replaces Message Acceptance in Payments Hub and simplify Message Mapping, such that any new
format is easily integrated, without changing the core functionality, or even Inward Framework component itself.
Prefunding and Memopost

US ACH payments can now be processed with prefund and hold options.
SWIFT Changes 2017

The GPI fields which can be received by SWIFT are mapped into TP and TPH.
Return Processing Changes

Payments Hub can now process incoming debit and credit transfers as STP payments and can also originate outgoing
return payments.
Fedwire Support

Payments Hub now supports Fedwire payments.
Standalone Payment Processing

TPH is enhanced to act as a Standalone Payment Hub with ability to process payments by connecting to an external
DDA and General Ledger, and also cater to requirements where bank’s some customer accounts are held in T24 and
some in external DDA( Hybrid - mix of external and embedded).
Performance Improvement in Payment Hub

The peeling off logic for PP.CLIENT.CONDITIONRECORD and PP.CLIENT.CHARGES are enhanced to improve per-
formance, no functionality is changed.
Inward Framework
Message Acceptance is replaced with Inward Framework in Payments Hub. So, Message Mapping can now be sim-
plified so that any new format can be easily integrated, without changing the core functionality, or even Inward Frame-
work component itself.
Support PSD2 Regulation

TP/TPH now supports PSD2 regulations related to value dating (execution time) and charges.
Payment Processing through CHAPS UK Clearing

TPH can now process inward UK CHAPS payments and outward CHAPS payments initiated through TPH Order entry
screen or Payment Order Application.
Payment Processing - Local Clearing

Clearing related framework is enhanced in order to cater the local clearing payments processing with localisation
changes (if any) by the respective country model bank team-L2 layer (i.e. BACS Indirect participant processing by
UKMB).
Payment Processing through FPS UK Clearing

TPH can now process inward UK FPS payments and outward FPS payments initiated through TPH Order entry screen
or Payment Order Application. TPH acts as an indirect participant for this feature.
33B Instructed Amount

Payments of Customer Credit Transfer initiations with Instructed Amount and currency are present, should undergo
33B processing.

Flexible Functional Duplicate
Duplicate check in TPH is made flexible. Bank can configure the fields on which duplicate check is required and attach
the same at Payment product level.
Remittance Information and Bank-to-Bank Information

Remittance information and bank-to-bank information is now available in MT900 and MT910.
SEPA 2017 Rulebook Changes

SEPA rule book of 2017 compatibility is now available and support of FATF recommendation of the PMPG is also avail-
able.
Simulation of Payment Orders

TP/TPH now supports PSD2 regulations related to transparency of execution time, charges and FX rate (if there is cur-
rency conversion on the debit side) during payment initiation.
Clearing Accessibility
A new module Clearing Accessibility is added in Payments Hub which provides a centralised clearing directory that can
be used by all Temenos products.
Linking Tax Calculation

Tax calculation for Payments is enhanced to use TAX engine in Core Banking to calculate tax on principal as well as
charges.
SWIFT Messages Preview

SWIFT messages, in the Order Entry transaction screens, can now be viewed before committing/authorising.
Name Comparison
An API that is capable of performing the name comparison on the debit or credit side is introduced in TPH. TPH then
acts on the responses returned by API hook.
Outward Cheque Collection

Temenos Payments Hub is enhanced to process Outward Cheque Collection requests received in embedded mode
(from T24 CHEQUE.COLLECTION) or in standalone mode by external system using XML (pain.008) format / Non-XML

(as a string) by mapping the payment to generic format available in Temenos Payments Hub. In addition, TPH now sup-
ports both direct and indirect method of Cheque clearing.
Inward Cheque Collection

Temenos Payment Hub is enhanced to support inward Cheque collection, where inward Cheque collection requests are
received from clearing and processed in TPH.
Client Language Preferences

The language related parameter fields can now be linked to the core LANGUAGE table in T24 and to change the ref-
erence in the PP and PH routines from PPT.LANGUAGE to the core T24 LANGUAGE table.
Check Posting and Product Restrictions in Payment Order

Banks are now enabled to parameterise the restrictions check which should apply to the ordering and/or beneficiary
accounts in Payment Order.
Inward Cheque Collection - Return Payment Generation

The generation of return payment can now be configured i.e., the values which get populated in the return payment
can be overwritten/added based the configuration.
Instant Payments
Temenos Payment Hub (TPH) now supports processing of "Instant Payments" using an Instant Payments Framework
and supports SEPA Instant Credit Transfer Instant Payments (SCTINST).
Instant Payments – Reports,Clearing Directory and Reachability

As part of instant payments, the clearing house generates reports and sends them to its participants so that they can
use the information for reconciliation.
Multi-Book Support
Temenos Payment Hub (TPH) now supports Multi-Book functionality and it is now possible to install TPH in a multi-
book setup where payments can be initiated in a branch belonging to a lead company as well as transactions can be ini-
tiated between two companies/ books. Also, TPH supports the definition of Multi-company to allow the transfer
between different company accounts using the intercompany accounting available in T24.
Settlement Instructions Beneficiary

For Credit Transfer initiated by customer, the enrichment of settlement details from Beneficiary application is now avail-
able in TPH.

POR Merge
30 POR tables are merged into 6 new POR tables.
Holiday Checks
TPH and PP modules now support 24/7 (Non Stop) transaction input functionality even when the COB is being run in the
system.
Clearing Framework – Non-ESB solution

Inward Framework, new TPH functionality, aims to replace Message Acceptance in TPH and simplify Message Mapping
such that any new format is easily integrated without changing the core functionality or even Inward Framework com-
ponent itself.
This functionality provides an alternative to the existing ESB based framework solution. This allows pushing of any
incoming message and get the generated output message using T24 service without using any external ESB software.
Order Entry Changes

In approver screen, the accepted overrides at the input stage are now visible.
When a payment stored in internal POR tables re archived, the related records in PP.ORDER.ENTRY are also archived.
Records keyed in using PP.ORDER.ENTRY can be deleted based on their status.
TPH Licensing
There are certain functionality which are made available only for Temenos Payments Hub clients. Also, Clearings can
be separately licensed which can be installed on top of TP or TPH.
Debit Party Determination

The following features are now available to determine the debit main account for payments processed through TPH
Clearing Framework:
l Single Payments (credits and Returns of credits) from Indirect Participant (IP)
l Single payments from a Clearing or Direct Participant (DP)
l Clearing files from Clearing & Direct Participant
l Returns or Refunds of incoming debit payments from clearing or Direct participant
l Single & Bulk Customer Direct Debit Initiation & Outward Cheque Collection
SWIFT Ack/Nack Processing


SWIFT AckNack Processing handles exceptions when the acknowledgement is received or yet to be received for mes-
sages such as MT103, MT202C and MT202C Redirect.
Credit Party Determination

The following are the new functionality to determine the credit main account for payments processed through TPH
Clearing Framework:
l Outgoing or Redirected Credits
l Outgoing or Redirected Debits
l Single Incoming Debits from a Clearing or Direct Participant
l Incoming Debit Files from a Clearing or Direct Participant
l Returns of incoming credits
SEPA
Deriving BIC from IBAN
Regulatory has it that providing BIC as part of the SEPA payment initiations is non-mandatory and as long as IBAN is
part of these message initiations, BIC can be derived from the IBAN itself.
SEPA 2017 Rulebook Changes

Temenos ensures that Core Banking is updated so that after November 2017 the system continues to generate valid
SEPA ISO20022 messages and processes SEPA Credit Transfers and Direct Debits.

Private Wealth
Derivatives
Basket Options
Basket options are derivatives that have multiple underlying assets that are grouped together to form a basket. The
underlying assets are usually equities or currencies. Temenos Core Banking is enhanced to support both Equity and Cur-
rency baskets.
Corporate Actions - Amendment of Entitlements

The Derivatives Corporate Action functionality is enhanced to allow manual amendment of entitlements, before updat-
ing the new terms in the underlying Trades.
Packaged Options
A Packaged Option is the mixed buying or selling of one or more options that differ in one or more of the options' vari-
ables. Thus a Packaged Option has multiple option components. Examples of Packaged Options are synthetic forwards,
straddles, protective collars and so on.
A typical example is a synthetic forward, which has two component options- a Buy Call and a Sell Put with the same
underlying, strike price and maturity.
Temenos Core Banking now supports the full life cycle of Packaged Options.
Securities Trading
Instrument master-Additional Attributes and Non-stop processing of Security Master
The Instrument master files, that is, SECURITY.MASTER, DX.CONTRACT.MASTER and SUB.ASSET.TYPE files are
enhanced to hold additional attributes which enable several pre-trade validations for different regulations.
The system is now enhanced to make SECURITY.MASTER fully Non-stop enabled.
Sinking Funds
Certain Securities are redeemed in part before their scheduled final maturity date without reduction of the nominal
value of the Securities. This is commonly done by pool factor reduction.
Temenos Core Banking handles instruments with factors and processing of redemption based on pool factor reduction.
The system is now enhanced to handle Partial Redemption (PRED) based on pool factor reduction received through
incoming Corporate Action notification (MT564).
Channel based Fees


The Channel Fees enables the user to set up the fee charging structure based on the channel from which transaction ori-
ginated.
Multiple Charges on Trades and Transfers

Temenos Core Banking is now enhanced to provide a flexible framework for levying additional fees/charges, taxes and
cesses on Securities Trades and Transfers.
Service Tax on Trailer Fees

Trailer Fee is a Commission paid by an Issuer of a Security to the bank for providing the bank’s customers with invest-
ment Advices and other handling services pertaining to that security.
Temenos Core Banking supports calculation and posting of trailer fees. The system is now enhanced to handle service
tax on such fees and to allow recalculation of the fees based on the average price used by the issuer.
Handling sudden Settlement Holidays

Exceptional situations such as typhoons can force Trade and Settlement services to be suspended suddenly. Temenos
Core Banking is enhanced to handle Settlement processing in emergency situations.
Corporate Actions
CA based on record dated positions

Temenos Core Banking is now enhanced to handle the processing of Corporate Actions based on record dated (settled)
positions.
Meeting and other non-financial Corporate Actions

Meeting/change type of events and other non-financial events are now handled by the system. Meeting events like:
l Annual General meeting (AGM)
l Extraordinary or Special General Meeting (XMET).
Events like:
l Change (for example, CHAN – change of name without change of underlying security, change in custodian)
l Class actions
l Disclosures
l Bankruptcy
l Certification requirement (CERT)
Handling different dates per option


A number of Corporate Action Events gives the investor a choice of benefit to receive. Each option has a CA cut-off
date/time. The client are now informed about the respective cut-off date/time for each of the Options. Within the cut-off
date/time, the Corporate Action instruction (MT 565) can now be generated for each of the Options.
Multi-currency Dividend
In Temenos Core Banking, handling of cash dividends with a choice of currency is covered as standard functionality.
Temenos Core Banking now enables the client to receive the dividend in multiple currencies.
Pre-advice/Notification
Event notification is enhanced to notify/inform the customers on the first receipt of MT 564. Further notification updates
are now sent whenever MT 564 messages are amended.
MT567 message
MT567 Corporate Action Status and Processing Advice is now supported by the system. This message is sent by an
Account Servicer (custodian/sub-custodian) to an Account Owner or to its designated Agent.
Handling Fractions
Fractional nominal arising out of Corporate Action Events are handled in the system now.
Mandatory and Voluntary Events

Temenos Core Banking system now supports Mandatory Events, Mandatory Events with choice and voluntary events,
as per SMPG Standards.
Mutual Fund
Switch Orders
The Securities module in Temenos Core Banking now handles inter-fund and intra-fund switch orders. The system sup-
ports one-to-one, one-to-many, many-to-one and many-to-many switches.
Updating order status and handling upfront payment

In the Mutual Fund module, some features are added like grouping cut-off time and Making upfront payments.
Handling Entry and Exit Loads for Funds

The entry/exit loads and switching commission on funds are enhanced. These are defined at the individual fund level.
Any discount applicable on such fees (either during a promotion period or on channel) is also defined at the funds level
and applied at the transaction level.

Structured Products
Equity Accumulator/Decumulators – Agency booking model
Accumulators and Decumulators are handled in Temenos Core Banking through the SY.ACCU.DECU application. The
system is now enhanced to handle direct Client Vs Counterparty trades and to update Limits for Accumulators and Decu-
mulators.
Participating Forwards/TARKO – Agency booking model

FX Accumulator/Decumulator contracts are variants of Participating Forwards/TARKO which are handled through
SY.FX.FORWARDS application. The system is now enhanced to support Client Vs Counterparty Transaction Booking
Model and update of Limits from the SY.FX.FORWARDS application.
DCI – Agency booking model

Dual Currency Investments (DCI) contracts are booked through the SY.DCI application. The system is now enhanced
to handle direct Client Vs Counterparty trades and to withhold tax on interest when the deposit is redeemed in the
deposit currency.

Process Orchestration
Process Workflow
Using Variables in Process
PW now supports the concept of process variables which can be used in different stages of the process to govern the
process flow logic. Also, it has the ability to use process variables to construct PW.ACTIVITY target field and use them
as pre-requisites for an activity.
Task Allocation in Process Workflow

Process Workflow can now use process variable substitution to dynamically allocate users and group to
a task. Internal users can now complete the task assigned to the external users. Also, multiple versions
of the process can now be supported with the help of Process Workflow.
Rules Engine
Name Value Pair for EB.CONTEXT
EB.CONTEXT can now understand multi values that store name value pairs. Applications like
OA.APPLICATION.STATUS use multi values to store name value pairs.

Regulation and Compliance
IFRS
IFRS9 Impairment Model
The International Accounting Standards Board (IASB) has published the International Financial Reporting Standard 9
(IFRS 9) to address the limitations of the existing International Accounting Standard 39 (IAS39) by mandating a method
for applying risk metrics to accounting relating to the Financial Instruments.
Payment Services Directive

PSD2 and Payment Service Directive Regulation
A module named ‘PX’ is introduced to handle the regulatory compliance of Payment Service Directive 2 (PSD2). Target
of the PSD is to make cross-border payments as easy, efficient and secure as ‘national’ payments.
PSD2 - Account Information API

A module named ‘PZ’ is introduced to handle the Compliance with the account information provisions of the European
Union Revised Payments Services Directive.
PSD2 - Payment Initiation Service Related API

ment Initiation Service Related API’s.
PSD2 - Payment Transfer Service Related API

ment Transfer Service Related API’s.
Customer Data Protection

Metadata Store - Personal Data Definition

The Metadata Store is the basis of the processing behind the module. The metadata store is an application that holds a
client’s definition of personal data. The Personal Data Definition (PDD) defined by the bank holds all the fields the client
deems as personal data applicable to regulatory / data protection processing.
Rights Management
Customers referred to as data subjects have various data protection and privacy rights which are exercised under pro-
tection regulations such as the General Data Protection Regulation (GDPR) in Europe.
Parameter Set-up for Customer Data

The Customer Data Protection (CDP) Parameter Set-Up enables for definition of rules towards GDPR compliance. It
enables to check whether a customer is subjected to CDP processing or not.
Right to Erasure - Customer Activity

Customer Activity is the core application in the CDP Module, which maintains the record for each of the customers on
the list of active and completed contracts. It also enables to update the customer activity record for the existing con-
tract.
Search Utility
Search utility provides a method for a user to search for field names matching specific criteria. The utility may be used
to identify fields that are likely to contain personal data, which allows users to identify data that is likely in scope of data
protection regulatory processing.

Retail Banking
Arrangement Architecture - Core

Time Band Limit Processing in AA
Time band processing in Limits is now enabled for the Arrangement Lending and Account product lines. It is now pos-
sible to link a limit with time bands to a loan or account arrangement.
For term products, system is enhanced to check the appropriate limit band for availability based on an arrangement’s
maturity date. For products without a maturity date (such as Accounts), system checks limit availability against the first
defined limit band of the underlying limit record.
High Volume Transaction

Banks process high volumes of transactions on certain types of accounts, including accounts opened with AA-Retail
Accounts (AR).
Deferring Commission Calculation

Banks can now defer the commission calculation for a predefined number of days after the online activity to which the
commission is linked has taken place.
Schedule Commission Base Date

User can choose whether the financial arrangement’s base date or the agent arrangement’s base date will form the
basis of the base date for a scheduled agent commission.
Volume Based Commission

Commission can be calculated based on the sales volume of the Agency.
Commission Clawback
System can calculate commission clawback, i.e. amount of commission previously paid out that needs to be recovered
from the agent in case of early termination of the financial agreement.
Separate P&L Postings for Negative Rates

Banks are now allowed to define separate P&L category codes for negative rates which will then be used for P&L post-
ings when the interest rate is negative.

Flexible Payment Limit and Excess Payment
Flexible Payment Limit can now be defined as a percentage at product level and as an amount at arrangement level.
l The available flexible payment limit will be checked every time a payment holiday/flexible payment is reques-
ted.
l Excess payments replenishes the flexible payments which are to be restricted.
Payment Order
The settlement instruction can be generated in advance of the actual value date by considering the currency specific
lead time defined in the related Currency.
Commitment Tranches
Auto or manual disbursement of tranches can be done partially or fully depending on the tranche dates.
Early Schedule Processing

For AR Accounts, it is now possible to configure early schedule processing, i.e, the scheduled interest and Charges Cap-
italisation/Make Due would be done on the scheduled date but by an online service instead of the Close of Business and
this can be configured as a product condition or at the individual Arrangement level.
Master and Sub Arrangements

AA framework is enhanced to support Master and Sub Arrangement links for the product line ONLINE.SERVICES.
Closed Arrangements
The details of arrangements that are in CLOSE status can now be retrieved.
Amount for External Arrangements

Financial external product can now be displayed with a memo balance, and credits and debits are allowed to the
arrangement as a means of affecting the balance. The financial external arrangement can be attached to a limit and
update the limit accordingly.
Interest Processing on AR Products

Back Dated Interest adjustment can now be defined for AR Retail Accounts and also document the change of process
for online accruals.
Identifier Roles in Arrangement


New field named Remarks is added to arrangement creation / simulation screen where user can add any additional
information.
Alternate ID for AA Arrangements

AA and EB Alternate Key processing now support Alternate ID for AA Arrangements.
Enhancements to Interest Property Class

Custom Rate calculation is now possible.
Enhancements to Settlement Property Class

Default Settlement Account can be used to specify the Settlement Account instead of having to repeat the same account
reference across individual settlement instructions.
Enhancements to Eligibility Property Class

Eligibility check can now be done for Bundles and Variations for Interest Compensation.
Retail Accounts
Netting Interest Processing
The Interest processing capability and tax deduction has been enhanced for AR product line. New fields are added to
the Tax and Payment Schedule property classes allowing configuration to offset any type of credit or debit interest.
Now based on the configuration when interest is posted, a netted bill is produced and any tax payable will be based on
the reduced netted amount.
Cover Control and Credit Facilities

Under ‘Cover Control and Credit Facilities’, multiple enhancements are developed to hold a second limit amount that is
added to an account arrangement:
l Secondary Limit amount: An optional amount field which holds a second limit amount that is added to an
account arrangement.
l Conditional Credit Check: An optional flag which allows to set on the level of the account arrangement
whether or not the credit check takes place for specified transaction type.
l Transaction Type Credit Check: An optional flag which allows to set on the level of the account arrange-
ment for what type of transaction will the credit check be applied or disregarded.
l Net Override App: An optional field which now allows an 'ALL' value on the level of the Account Parameter in
case overrides are suppressed for all applications.
l Balance Conversion Market: An optional amount field which holds the currency market record ID to be spe-
cified for an AA product

Retail Bundle
Pricing and Fees on Non-Financial Arrangements
The Master Bundle Arrangement (Balance Netting) is now enabled to support the collection of charges.
Enhancements to Interest Compensation Property Class

The participants in an Interest Compensation pool can now belong to different currencies.
Enhancements to Product Bundle Property Class

The definition of the Bundle constitution is now simplified along with more controls related to the Currency and Own-
ership of the participants.
Bundle Hierarchy
A new property class named Bundle Hierarchy is introduced.
Retail Pricing
Preferential Pricing FX
A new property class named Preferential Pricing FX is introduced in Relationship Pricing product line that is used to
store the Internal FX Rates used by a Balance Netting Cash pool structure.

Treasury
Forex
SWIFT 2017 Changes
Changes are implemented in ND.DEAL to generate a more structured MT 300 message for ND Deal confirmation and
valuation.
Interest Rate Swaps

Swap Performance
The performance of SWAP has been enhanced by introducing new services which will aid in near real time generation
of schedules, accounting entries and position updates.

Treasury Front Office
Order and Deal Capture Management
Order and Deal Capture Management allows monitoring and booking of trades concluded by dealers across multiple
asset classes.
Trade Blotters
A trade blotter is a highly customisable and an user configurable screen that records trades that have been transacted
over a period of time.
Dashboards
Dashboards provide at-a-glance views of KPIs (key performance indicators) relevant to a particular objective or busi-
ness process.
Position Management & Profitability

Position Management provides overall currency / currency pair position system wide. Profitability provides an over-
view of realised P&L and unrealised P&L specific to a dealer and the overall treasury.
Treasury Foundation
A new module “TY”, which stands for Treasury, has been introduced to support the functioning of the Treasury Front
office.

Treasury Trader
Forex
SWIFT 2017 Changes
User-inputtable Settlement Rate Source code for NDF deals is now available.

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What's New in R18 AMR!

©2018 Temenos Headquarters SA - All rights reserved.

What's New in R18 AMR! - Page 2 of 51

What's New in R18 AMR! - Page 3 of 51

What's New in R18 AMR! - Page 4 of 51

What's New in R18 AMR! - Page 5 of 51

For documentation support, contact Knowledge Team

What's New in R18 AMR! - Page 6 of 51

Connection Management for Oracle Database

Multi Entity Schema and Data Management

Bypassing OFS processing in file upload

What's New in R18 AMR! - Page 7 of 51

Tenor - Single Time Band Limit

SWIFT MT940/950 Performance Improvement

What's New in R18 AMR! - Page 8 of 51

PSD2 - Account Information API

PSD2 - Payment Initiation Service Related API

PSD2 - Payment Transfer Service Related API

Fraud Check Call

Submitter Id in Payment Order

Payment Order to TPH Integration

What's New in R18 AMR! - Page 9 of 51

Support of Charges in Payment Order

IBAN Only in Payment Order

Standing Order through Payment Order

Support to generate pain.001 from Payment Order

Features are added under the Payment Initiation Module:

Funds Reservation from Payment Order

The Funds Reservation functionality is introduced in the Payment Initiation module.

Value Date and Cut-off Time

Payment Order Initiation and Beneficiary BIC

Channel Protection Limit

What's New in R18 AMR! - Page 10 of 51

Enterprise Customer Management

Customer Data Protection

Parameter Set-up for Customer Data

Right to Erasure - Customer Activity

What's New in R18 AMR! - Page 11 of 51

LTV Expiry Date and Effective Date for Margin Rate

The functionality is enriched and now:

Interest and Charges

What's New in R18 AMR! - Page 12 of 51

VAT Consideration wholly in Money

Industry Code Length

Generic Accounting Interface

What's New in R18 AMR! - Page 13 of 51

Asset Liability Management

Improvements in Cash Flow Generation

Granularity - Retail and SME Exposures

What's New in R18 AMR! - Page 14 of 51

What's New in R18 AMR! - Page 15 of 51

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Debit Card Management

Account Level Statements

Improvements in Authentication Solution

PFM now integrated with Retail Internet Banking

Improvements in Standing Orders Feature

What's New in R18 AMR! - Page 16 of 51

Email the Terms and Conditions

Temenos Internet Banking for Corporate