OWO WEALTH ADVISING LLC

4003 9020 1826 3521

August 19, 2021 - September 18, 2021 Company Statement
Account Information: Payment Information Account Summary
www.bankofamerica.com
New Balance Total .................................... $4,887.64 Previous Balance ..................................... $2,199.32
Mail Billing Inquiries to:
Minimum Payment Due .............................. $48.88 Payments and Other Credits .................. -$2,467.34
BANK OF AMERICA
PO BOX 660441 Payment Due Date .................................... 10/14/21 Balance Transfer Activity ................................ $0.00
DALLAS, TX 75266-0441 Late Payment Warning: If we do not receive your Cash Advance Activity .................................... $0.00
Mail Payments to:
minimum payment by the date listed above. You may Purchases and Other Charges ................ $5,155.66
BUSINESS CARD have to pay a fee based on the outstanding balance
PO BOX 15796 on the fee assessment date: Fees Charged ................................................ $0.00

WILMINGTON, DE 19886-5796 $19.00 for balance less than $100.01 Finance Charge ............................................. $0.00
$29.00 for balance less than $1,000.01
$39.00 for balance less than $5,000.01 New Balance Total ................................... $4,887.64
Customer Service:
1.800.673.1044, 24 Hours $49.00 for balance equal to or greater than $5,000.01
Credit Limit .................................................... $4,500
Outside the U.S.:
Minimum Payment Warning: If you make only the
Credit Available ............................................... $0.00
1.509.353.6656, 24 Hours
minimum payment each period, you will pay more in Statement Closing Date ............................. 09/18/21
For Lost or Stolen Card: interest and it will take you longer to pay off your Days in Billing Cycle ............................................ 31
1.800.673.1044, 24 Hours balance.
Business Offers:
www.bankofamerica.com/mybusinesscenter
Cardholder Activity Summary
Account Number Payments and Other Balance Transfer Cash Advance Purchases and Other
Credit Limit Total Activity Credits Activity Activity Charges Fees Charged
OWO, YVETTE BUKY
4003 9020 1932 9339
4,500 5,155.66 0.00 0.00 0.00 5,155.66 0.00
Transactions
Posting Transaction
Date Date Description Reference Number Amount
OWO WEALTH ADVISING LLC
Account Number: 3521
Payments and Other Credits

0039797 0004888 0488764 4003902018263521 Account Number: 4003 9020 1826 3521
August 19, 2021 - September 18, 2021
New Balance Total ...................................................... $4,887.64
Minimum Payment Due ................................................ $48.88
Payment Due Date ...................................................... 10/14/21
BUSINESS CARD
PO BOX 15796
WILMINGTON, DE 19886-5796 Enter payment amount

$
OWO WEALTH ADVISING LLC
175 W 60TH ST For change of address/phone number, see reverse side.
NEW YORK, NY 10023-7505
Mail this coupon along with your check payable to:
BUSINESS CARD,
or make your payment online at
www.bankofamerica.com
 CUSTOMER STATEMENT OF DISPUTED ITEM (You must use a separate form for each dispute. Please print.)
If you believe a transaction on your statement is an error, complete and sign a copy of this form using blue or black ink, or write a detailed letter on a separate sheet
of paper. Then return it to: PO BOX 53101, PHOENIX, AZ 85072-3101 no later than 60 days after we sent you the first bill on which the transaction or error
appeared. If you prefer to speak with a representative about your dispute, please call 1.866.601.4410, 8am-8pm Est. You do not have to pay any amount in
question while we are investigating, but you are obligated to pay the parts of your bill that are not in question.

PLEASE DO NOT ALTER WORDING ON THIS FORM OR MAIL YOUR LETTER WITH YOUR PAYMENT. Provide copies of all documentation that will help
us investigate your dispute (e.g. contracts, invoices, detailed letter, sales slips, return receipts, or second opinions).

Your Name: Account Number:

Posting Date: Transaction Date: Reference Number:
Amount: Disputed Amount: Merchant Name:
Below tell us why you think the item noted above is in error. Check one box only.
1. I certify that I do not recognize the transaction. I have attempted to contact the merchant to verify this transaction.
2. I certify that the charge listed above was not made by me or a person authorized by me to use my card, nor were the goods or services represented by
the transaction received by me or authorized by me.
3. Although I did engage in a transaction with this merchant, I was billed for ___________ transaction(s) totaling $ _______________________________
that I did not engage in. I have my card in my possession. If available, enclose a copy of the sales slip for the valid charge.
4. I have not received the merchandise that was to be shipped to me on ____/____/____ (MM/DD/YY). I have asked the merchant to credit my account.
5. Merchandise shipped to me was not as described. Please explain in detail and if applicable provide proof of return.
_________________________________________________________________________________________________________________________
_________________________________________________________________________________________________________________________
_________________________________________________________________________________________________________________________
_________________________________________________________________________________________________________________________
6. Merchandise shipped to me arrived damaged and/or defective.
I returned it on ___/____/____(MM/DD/YY) and asked the merchant to credit my account. Please provide proof of return and describe how the
merchandise was damaged and/or defective.
_________________________________________________________________________________________________________________________
_________________________________________________________________________________________________________________________
7. Although I did engage in the above transaction, I dispute the entire charge or a portion in the amount of $_________________. I have contacted the
merchant, returned the merchandise on ___/___/___ (MM/DD/YY) and requested a credit adjustment. I am disputing this charge because
_________________________________________________________________________________________________________________________
Please supply proof of return or if unable to return merchandise please explain.
_________________________________________________________________________________________________________________________
8. I notified the merchant on ___/___/___ (MM/DD/YY) to cancel the preauthorized order or reservation. Please note cancellation # and if available,
enclose a copy of your telephone bill showing date and time of cancellation. Reason for cancellation: _______________________________________
_________________________________________________________________________________________________________________________
_________________________________________________________________________________________________________________________
9. Although I did engage in the above transaction, I have contacted the merchant for credit. The services to be provided on ___/___/___ (MM/DD/YY)
were not received. Please describe the services to be received and explain the merchants failure to provide the services.
_________________________________________________________________________________________________________________________
10. I was issued a credit slip that was not shown on my statement. A copy of my credit slip is enclosed. If the merchant has agreed to issue a credit,
be advised the merchant has up to 30 days to supply this credit to your account.
11. The amount of the charge was increased from $ _____________ to $____________________ or my sales slip was added incorrectly.
Enclosed is a copy of the sales slip that shows the correct amount.
12. Other: Please explain ____________________________________________________________________________________________________
_________________________________________________________________________________________________________________________

Merchants often provide telephone numbers with their names on your billing statement. If you do not recognize a transaction, attempt first to contact the
merchant for transaction information.
Cardholder Signature (required): ____________________________________________ Date: ______________________________________________
Home Telephone: (____)______________________________ Business Telephone: (____)_________________________________________________

PLEASE KEEP A COPY OF BOTH SIDES OF THIS STATEMENT FOR YOUR RECORDS
PAYMENTS
We credit a payment as of the date we receive it if the payment is: 1) received by 5:00 p.m. (Eastern Time) Monday through Friday (except legal holidays).
2) received at the payment address indicated on the front of this statement. 3) paid with a check drawn in U.S. dollars on a U.S. financial Institution or a U.S.
dollar money order, and 4) sent in the return envelope with only the bottom portion of your statement accompanying it. Payments received after 5:00 p.m.
(Eastern Time) Friday, but that otherwise meet the above requirements, will be processed on the next business day, which is usually the following Monday.
Saturdays, Sundays, and holidays are not business days. Credit for payments received in any other manner may be delayed up to five business days, during
which time finance charges, if applicable will continue to accrue. We will reject any payments that are not drawn in U.S. dollars and those drawn on a
financial institution located outside of the United States. Please do not send cash, credit cards, correspondence, staples or paper clips with your payment.
Mail your payment at least 7 days in advance of the payment due date to ensure timely delivery.

CUSTOMER CORRESPONDENCE
If you prefer to send a written inquiry regarding your account, please send the request to: BANK OF AMERICA, PO BOX 660441, DALLAS, TX, 75266-0441, USA.
This address should not be utilized to dispute merchant transactions appearing on your billing statement. Please see the paragraph above for instructions regarding
dispute procedures.

For address/phone number changes on all accounts in your program, have the authorized contact make
a request at WWW.BANKOFAMERICA.COM
AB © 2021 Bank of America Corporation
 OWO WEALTH ADVISING LLC
4003 9020 1826 3521
August 19, 2021 - September 18, 2021
Page 3 of 4
Transactions
Posting Transaction
Date Date Description Reference Number Amount
08/20 08/19 PAY BY PHONE PAYMENT 23186200000000000065056 - 2,000.00
08/26 08/12 PAYMENT ADJUSTMENT 109453994 74002751238043991126124 - 397.97
08/26 08/26 LATE PAYMENT FEE ADJUSTMENT - 39.00
08/26 08/26 FINANCE CHARGE ADJUSTMENT - 30.37
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$2,467.34
OWO, YVETTE BUKY
Account Number: 9339
Purchases and Other Charges
08/23 08/22 AMAZON.COM*2D96B8MX2 AMZNAMZN.COM/BILLWA 24431061234083714878589 25.97
08/23 08/22 XERO US INV-3330832 HTTPSWWW.XEROCO 24011341234000049804118 11.00
08/24 08/23 LEVERAGE ENTERPRISES HTTPSWWW.QUALIN 24492161235000022163739 4,000.00
08/30 08/27 SPRINT *WIRELESS 800-639-6111 KS 24692161239100578510392 68.00
08/30 08/29 AMAZON.COM*2D9ZW0WQ2 AMZNAMZN.COM/BILLWA 24431061241083723681116 14.43
08/30 08/28 WORKING LIVE 954-6837755 FL 24130991241900010850389 9.99
08/30 08/30 Amazon.com*250JP6XY1 Amzn.com/billWA 24692161242100730756763 20.56
09/02 09/02 Google LLC GSUITE_yvetteo650-2530000 CA 24204291245001898224946 72.89
09/06 09/03 LOOM SUBSCRIPTION HTTPSWWW.LOOMCA 24492151246637851972041 10.00
09/06 09/05 AMAZON.COM*252EU0US1 AMZNAMZN.COM/BILLWA 24431061248083718346389 12.98
09/06 09/04 WORKING LIVE 954-6837755 FL 24130991248900011674641 12.99
09/07 09/07 COMCAST OF HOUSTON 713-341-1000 TX 24692161250100806432785 20.09
09/08 09/06 UNITED 0162366506719800-932-2732 TX 24692161250100036730305 236.80
OWO/YVETTE
0162366506719
Departure Date: 09/21/21 Airport Code: IAH
UA L MSP
Departure Date: 09/21/21 Airport Code: MSP
UA L IAH
09/09 09/08 AMAZON.COM*2G5YY1ZO1 AMZNAMZN.COM/BILLWA 24431061251083320440954 15.90
09/10 09/09 CKO*Dashlane 212-5967547 NY 24906411252129858945252 6.49
09/13 09/10 ADOBE ACROPRO SUBS 408-536-6000 CA 24943001253700540235444 16.32
09/13 09/10 ZAPIER.COM/CHARGE ZAPIER.COM CA 24011341254000002671541 111.25
09/13 09/10 ONCEHUB INC. 650-206-5585 DE 24269791254500655417113 490.00
TOTAL PURCHASES AND OTHER CHARGES FOR THIS PERIOD $5,155.66
Finance Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Annual Balance Subject Finance Charges by
Percentage Rate to Interest Rate Transaction Type
PURCHASES 19.24% V $0.00 $0.00
CASH 24.24% V $0.00 $0.00
V = Variable Rate (rate may vary), Promotional Balance = APR for limited time on specified transactions.

Important Messages
Your account balance is over the credit limit. Please contact us at the number on this statement to make a payment and bring the account balance below the
credit limit.

Returned Payment Fee

Effective August 20, 2021, you will no longer be assessed a fee for any payment on your Account that is returned to us
unpaid.
 OWO WEALTH ADVISING LLC
4003 9020 1826 3521
August 19, 2021 - September 18, 2021
Page 4 of 4
Reward Summary
.

Beginning Balance 35,088.98 Other Bonuses .00

Earned 7,733.53
Redeemed .00
Adjustments .00 Ending Balance 42,822.51

Redeem your points for cash, gift cards and travel

by calling 1.800.673.1044, or visit bankofamerica.com/business
.