THE JUSTICE PROCESS IN RERA SECTION 31, 43(5), 58

AND ARTICLE 32,136 226 OF THE CONSTITUTION OF INDIA

&
COMPARISON OF RERA VS CONSUMER PROTECTION ACT 2019 VS
IBC, and WHAT PERSON SHOULD KNOW BEFORE INITIATING A
LITIGATION?

By

CA. (Dr.) Rajkumar Adukia

Author of more than 300 books,
Business Growth and Motivational Coach,
Member IFRS SMEIG London 2018-2020
Ex director - SBI mutual fund, BOI mutual fund
Ph. D , LL.B, LLM (Constitution), FCA,FCS, MBA, MBF , FCMA, Dip Criminology, Dip in
IFR(UK) Justice (Harvard) , CSR, Dip IPR, Dip Criminology ,dip in CG , Dip Cyber, dip
data privacy B. Com , M. Com., Dip LL & LW
Student of – MA (psychology), MA (Economics), IGNOU PGDCR, PGCAP etc
Chairman western region ICAI 1997, Council Member ICAI 1998-2016

INTRODUCTION:

The object of enactment of every legislation is concentrated at “JUSTICE” and the

same can be achieved by providing a set of remedies that may be effectuated the
person aggrieved under it.

The Real Estate (Regulation and Development) Act, 2016 (hereinafter referred to as
“Act”) in commencment since 1st May 2017, is one such few legislation that have
achieved effective implementation and make its enacting objective a reality in a span
of just four years.

In exercise of the power granted under section 20 of the act, so far there are twenty-
one out of twenty-eight states and three Union Territories such as Delhi, Chandigarh,
Pondecherry have set up fully functioning Real Estate Regulatory Authority (RERA)
to govern their respective territories.

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ART OF JUSTICE IS “SPEEDY JUSTICE”:

The Article 21 of the constiution is considered to provision of paramount importance

titled as “Protection of life and personal liberty”. The provision of the same reiterated
below:

“No person shall be deprived of his life or personal liberty except according to
procedure established by law”

This one-line article provision certainly has a wider meaning recognized by the
judiciary from time to time. It also includes Access to speedy justice and trial. The
enactment of RERA is motivated by fast track dispute resolution mechanism.

In Tamilnad Mercantile Bank Shareholders Welfare Assn. 2 Vs. S. C. Sekar, 2009 2

SCC 784 it was emphasized that the aggrieved person cannot be left without a
remedy, further such access to justice is a human right.

The apex court in the matter of Anita Kushwaha v Pushap Sudan (2016) 8 SCC 509,
recognized four main aspects of access to justice that are certainly considered as the
essence of Justice:

a. the State must provide an effective adjudicatory mechanism;

b. the mechanism so provided must be reasonably accessible in terms of distance;
c. the process of adjudication must be speedy;
d. the litigant's access to the adjudicatory process must be affordable

in the detailed discussion of access to justice and essential elements constituting the
same, the judiciary even asserted that in the absence of speedy justice, the access to
Justice as a constitutional value will be merely an illusion.

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OPTING FOR LITIGATION TO ENFORCE LEGAL REMEDY:

It is a general perception that the litigation process is often viewed as rigid, lengthy,
time-consuming, well this occurs because many from the non-law background lack
even the basic procedural knowledge. Opting for litigation is a very crucial decision
that the affected parties should make and this requires sound knowledge of litigation
right from filing of cases in the court to the conduct of the hearing. It is a settled
position of law, that a Natural person may appear in person and argue in his case as a
matter of right. Ofcourse, the person may always engage a legal professional or take
their assistance. Section 32 of the Advocates Act, 1961 permits a person who is not
enrolled as an advocate under the act to appear before any court, authority, etc.
certainly the wider interpretation of freedoms guaranteed under article 19 of the
constitution particularly Article 19 (1) (g) stating the freedom to practice any
profession, or to carry on any occupation, trade or business naturally follows a right
practice law.

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COST OF LITIGATION:

The process of starting litigation is certainly not a matter of one day and in this, the
crucial stage is calculating the probable cost of litigation. Well, this need not
necessarily should only involve the cost of hiring a lawyer, but the person also
requires necessary platforms to find supporting evidence, collecting material which
would help in strengthening the claims, filing cost, procedural cost, etc. Although it is
as much true not everyone can afford top-level of excellent professionals, one must be
very certain should go for quality in service.

What a person should know before initiating litigation?

Since it is absolutely clear that appearing in person before the court of law is a matter
of right and freedom, sufficient procedural knowledge is beneficial for the long run,
however, due diligence in prior proceeding litigation and throughout the process even
if you hire a legal professional is certainly essential.

The first step first is of collecting evidence, relevant documents and preparing a
checklist that essentially required to be attached with complaint/petition/plaint as
supporting evidence, supporting your claim. The supposed complaint/petition must
include the name of the court, authority, etc, nature of complaint/suit/petition, the
detailed address of all the involved parties, brief statements of facts, relief,
prayer/claim, etc and should include verification stating that the content in the
complaint/petition/suit/plaint is true and correct.

The vakalatnama is to be prepared in case the person engages a lawyer. On General

Terms, a Vakalatnama may contain the below terms:

 The client will not hold the Advocate responsible for any decision
 The client will bear all the costs and/expenses incurred during the proceedings
 The advocate will have the right to retain the documents unless complete fees
are paid
 The client is free to disengage the Advocate at any stage of the Proceedings
 The Advocate shall have all the right to make decisions on his own in the court
of law, during the hearing, in the best interest of the client
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The next step is filling with the case, generally, it is filed before the shirestedar- court
officer and the person required to pay appropriate court fees, different amount is to be
a charge depending upon the forum and nature of the case. Once the case is registered
in the respective, an official acknowledgment is sent from the court containing the
case no. and hearing date. The person may either deliver the copies of complaint to the
opponent wait for court to send summons. It is advisable to opt for self serving of
complaint since, uneccessary time can be avoided.

On the date of hearing the court may think whether the case contains merits, and
accordingly send a notice to the opposite party ordering their presence in the next
hearing and submitting their arguments/submission.

Generally, the opponent in the written submission denies the allegation, well the catch
here is that the allegation requires to deny point-wise, and any allegation not denied
specifically is deemed to be admitted. The complainant must be vigilant in filling
reply to the written statement/submission and specifically counter the submissions.
This is followed by framing of issues which the court prepares after examining the
arguments and evidence, it may also allow witnesses if any. At the stage final hearing,
final arguments may take place, it is to be noted that the party cannot make changes in
the pleadings, at the stage of the final hearing. Finally, the court will pass an
appropriate order either on the day of hearing or it may reserve the order.

The person right to appeal is a matter of general importance, therefore if any person
aggrieved with the order passed by the concerned court may certainly file an appeal to
the superior court.

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MAIN PLAYERS UNDER RERA:

The main players under the act being the Allottees, Promoters, and Real Estate Agents
have benefitted in terms of transparency of real estate transactions, smooth
functioning, and recourse to their disputes/complaints. The crucial component of the
act which is the complaint mechanism and the remedy under it,allows these players to
have a fair and effective redressal of their queries, complaint, and difficulties. Any
aggrieved person may file a complaint before the concerned StateRERA against the
violation/ contravention of the provision of the act, rules, or regulations made
thereunder against the Allottee, Promoter, or Real Estate Agent as the case may be.

In this article, we attempt to provide a thorough process and due diligence when
filinga complaint before RERA.

Since the Act recognized various functions, duties, and rights of real estate agents,
promoters and allottees it cast an obligation upon them to perform and follow the
same. In the event when non-performance of function duties, violates the right of
others under the act the concerned person always approaches RERA by following
certain complaint procedural rules. However, before filing a formal complaint with
RERA, it is wise to seek other options to settled conflict amicably since it can save
time, money, and stress of the legal procedure.

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IMPRESS UPON AN AMICABLE SOLUTION:

In the context of allottees right been violated for instance if compensation is to be

asked for the delay in handing of over possession on the part of the promoter, the
aggrieved person first may approach the concerned opposite party, with a
comprehensive letter including all the facts and the kind of solution they expect. The
person should know the detailed procedure of real estate projects such as

a. the obtainment of necessary approval from the local authority. For instance,
Commencement certificate prior starting construct, IOD, occupancy
certificate (whether in part or full), completion certificate
b. Local authorities granting respective approvals
c. Verifying the title, registration details of the property
d. Project registration details, details displayed by the promoter on websites
e. significance of allotment letter, etc.

knowing the procedure in detail makes it possible what the other party violated and
what they were obligated to do. Certainly helps to frame claims and reliefs.

Since the construction of a real estate project involves a stage-wise process numerous
mandatory permission that certainly not possible through a single-window clearance
mechanism, the aggrieved person for want of details of the respective project may
approach such multiple authorities and gather information.

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The aggrieved for a want of knowing the thorough detailsconcerningthe project
may make individual inquiry either by addressing a letter or by filing RTI
before the below-listed government authorities:

List of documents List of Authorities

1. ownership certificate/Extract a. The Revenue Department
2. Non-agriculture permission https://rfd.maharashtra.gov.in/en

3. Building layout approval document (the b. The Development Authority/ or

person may seek information regarding the local Municipal Authority (in
the site inspection from the Building case of Mumbai district this may
Proposal Office of Municipal be obtained from Bombay
Corporation) Municipal Corporation
4. structural engineer approved structural https://portal.mcgm.gov.in/irj/po
plans submitted by the promoter rtal/anonymous )
5. Occupancy certificate/ Building
Completion Certificate
c. intimation of disapproval" (building e. The Building Proposal Office
permit)- the IOD requires NOCs from https://autodcr.mcgm.gov.in/bpamsc
various government authorities and the lient2/Login.aspx
Final clearance to build
(Commencement Certificate) will only
be given once the company obtains all
NOCs and meet all IOD conditions.
d. Commencement certificate

6. NOC from Tree Authority f. Tree Authority Committee/

Water and Drain Department/
Sewage Department/ Electrical
Department/ Traffic and Co-
ordination department/ Chief

8
 Fire Officer under Municipal
Corporation
https://portal.mcgm.gov.in/irj/po
rtal/anonymous

7. The Environmental clearance g. The Ministry of Environment,

Forest and Climate Change / the
State Environment Impact
Assessment Authority (SEIAA)/
State level expert Appraisal
Committeehttp://environmentcle
arance.nic.in/

8. The Ancient Monument Approval h. The Archeological survey of

Indiahttp://asiegov.gov.in/
9. The Establishment consent i. The Pollution control board
https://mpcb.gov.in/node
10. NOC by Airport Authority of India j. The Civil Aviation
Departmenthttps://www.civilaviatio
n.gov.in/
11. Borewell registration certificate k. The Central Ground Water
Authorityhttp://cgwa-
noc.gov.in/LandingPage/index.ht
m
12. NOC if project near the costal area l. The Coastal Zone Management
Authorityhttps://mczma.gov.in/
13. The Lift Escalator Installation Approval 14. The Public Work
Departmenthttps://pwd.maharashtra.
gov.in/

9
Further in case if allottee does not fulfill their obligation under the act and registered
sale agreement for instance,

failure to take physical possession of the apartment even after the OC is obtained, or
not paying the full consideration of apartment, the aggrieved promoter prior initiating
formal complaint before RERA, may approach for a peaceful talk by addressing letter
containing all the facts, statements, and solutions.

If theconcerned party doesn’t respond favorably one can always go for mediation, a
legal professional can be assisted in this process.

The whole intent of this process is to try out every possible way of peaceful settlement
of the conflict.

Even the act recognizes the significance of resolving conflict amicably. There are
Conciliation and Dispute Resolution Forums set up by respective state RERA where
the disputes/ conflicts between allottees and promoters can be resolved. To have a fair
resolution the panel of conciliatorsincludes members from the Consumer
Organisations, Developers Associations. The party may also have a choice of
representing through certain professionals such as chartered accountants, company
secretaries, cost accountants or legal professionals, etc.

In the event of unsuccessful conciliation, there is always a recourse of complaint

before RERA. In certain conciliation cases, the authority after considering an issue of
general importance treats the matter as a sou moto complaint.

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THE PROCESS OF CONCILIATION:

a. A conciliation request can be made by either party

b. An online portal of state RERA contain a separate icon for Conciliation where
an application can be made after registering for the same
c. A concise statement of facts and grounds for a case should be given
d. Subsequently respective reliefs, claims can be made

Benefits of conciliation before going for complaint:

 The facility of platforms where concerned parties- allottees, promoters talk

openly and honestly, express their concerns, doubts, and desires to each other
 Since sessions are held in private and details of grievances and mutually agreed
on terms for settlement are confidential
 far lower cost in terms of time and money that required before formal
complaint under RERA

Making a formal complaint:

When Complaint is made by Allottees:

An allottee may file a complaint against the Promoter for any of the following
matters:
 contravention on part of promoter affecting the rights of an allottee
 for Refund of amount paid by them towards consideration of apartment/s in the
real estate project
 Illegal termination of sale agreement
 Compensatory relief for the delay in handing over possession
 Defective service by the promoter
 Non-execution of registered sale agreement on part of the promoter
 Irregular cancellation of allotment
 Legal enforcement of rights contained under section 19 of the act
 Promoter selling or mortgaging the apartment executive agreement with
allottee, or allottee making the booking payment

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  Promoter failure to obtain necessary approvals required for the real estate
project
 Promoter making the change in sanctioned plan and layout plans, and not
providing allottee the information of the same
 One-sided sale agreement
 Structural defects
 Advance payment more than the limit prescribed under the act i.e. 10% of the
total consideration
 No details of the project
 Transfer of ownership
 Misleading information, cheating, misrepresentation cause to act on such
misrepresentation
 Unfair practice by the promoter
An allottee may file a complaint against real estate agents for any of the
following reasons:
 Contravention on part of the Real estate agent certainly affecting the right of
the allottee
 Real estate agents facilitating the sale of an apartment without registering
themselves under the act
 Real Estate Agents facilitating sale although his registration expires
 Real estate agent persuading to purchase of apartment of the unregistered real
estate project
 Real estate agents indulge in unethical practice making false statements
regarding quality, grade, registration, approval status, advertisements, and other
misleading information or service and making allottee act upon it
 Other violations of obligation on part of Real estate agent under section 10 of
the act

When a complaint is made by the Promoter against Allottee

 Failure of Allottee for paying the full consideration

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  Allottee not obligating the terms and conditions of registered sale agreement
 Contravention on part of the allottee certainly affecting the rights of the
promoter
 Allottee refusing to take possession after 2 months of the grant of OC [section
19(10) of the act]

When a complaint is made by Real Estate Agent

 Non-performance of function and duty levied upon promoter or allottee that

substantially affect the rights of real estate agent

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ONLINE PROCEDURE TO MAKE COMPLAINT BEFORE RERA:

since the outbreak of covid-19, the gathering of people has been certainly impossible,
however, the legal system has made full use of technology to cope up with the new
normal. Consequently, RERA also provides online filing of a complaint, appeal, and
other applications, etc.

The prescribed method of filing/standard of procedure may be provided by the state

RERA through the circulars and orders published from time to time and can be
accessed at the online website maintained by such state authorities. The general
procedure and necessary information that required while filing the complaint, which is
common to all state RERA is as below:

a. The complainant is required to visit the online portal of the concerned RERA
where they could see the icon of the online complaint/ application. For instance
https://maharerait.mahaonline.gov.in/
b. The complaint then required to make new registration by putting user name and
password and shall provide the E-mail and Mobile No. (creating a new email
only for complaint may be useful as certain important notice may not miss out)
c. After successful registration, the complainant need to login by putting
username and password
d. Afterward, certain information needs to fill in “My profile”. Information such
as Full Name, detailed address for official communication, contact details, etc.
e. this is followed by filling in complaint details, for this complainant should keep
information such as the division where the project is situated, project
registration no. etc
f. later the complainant may fill in the information in the “Add Complaint” icon
such as the name of complainant, type- whether by Promoter/Real Estate
Agent/Allottee, etc, describe the nature of interest in the project, residence of
the complainant, contact number, etc.
g. next, the respondent details may be added such as name, types,
office/residential address
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 h. the further step is of uploading documents- the complainant needs to fill in Fact
of the case column- wherein the ground of complaint be given in not more than
250 words, the relief sought in view of the fact should write not more than 100
words, and interim order if prayed for be explained in not more than 100
words.
i. Later the complainant may upload the necessary documents
j. subsequently a declaration is to be made stating that information is true and is
not pending before any court of law or any other Authority or any other
Tribunal(s).
k. this is followed by the payment of fees, in the case of MahaRERA Rs. 5000/-
have to be paid as a Registration fee and then the complainant may successfully
submit the complaint

Once the complaint has registered an acknowledgment will be received by RERA, and
the complainant may serve the copies of the complaint to the respondents.

There is no prescribed timeframe to file a complaint before RERA however the sooner
the complaint is filed, the better. A complaint before RERA can be filed under section
31 of the act, the rules by the respective State government provide a complaint should
be made in the prescribed form before the authority for seeking relief and refund and
before the adjudicating authority to seek compensation.

In case the complaint application is coupled with refund, interest, and compensation,
the authority may first adjudge the claim of refund & interest, later on when the
complainant succeeds the entitlement of the same, the authority refers the matter to
Adjudicating officer for adjudging compensation.

The complainant should possess relevant knowledge of the act, rules, and regulations
made thereunder, further they should understand the relevant circulars, an order made
by respective State RERA and Housing Department. This will helps in understanding
the deficiency on part of the other party, which can certainly assist in pressing upon

15
the relief. The complainant will attentive throughout the proceedings, so the crucial
point won't miss out.

PREPARE A LIST OF RELEVANT DOCUMENTS:

A complete list of documents that are to be enclosed with the complaint be made. List
of documents should include such relevant information supporting the facts and
statements, although such may differ from case to case certain documents as given
below may be attached:

a. Advertisement of the Real estate project

b. Booking form Allottement letter bearing possession date of apartment

c. Relevant details of Real estate project such as registration no. date of

completion, registration certificate and its validity,
d. Registered Agreement of sale
e. All correspondence between parties
f. Home loans sanctions (if any)
g. Receipt of all payments related to real estate project including registration fee,
booking/token amount, etc and other transactions related to the subject matter
h. Commencement certificate for construction of building/project
i. Completion certificate by an architect
j. Occupancy certificate by the relevant authority
k. Letter intimating grant of occupancy certificate (OC)
l. Letter address to the promoter in case of incomplete construction and his
response to the same
m. Compensation demand letter (in case of delayed possession) if made by allottee
n. Notice of non-payment of consideration (if any)
o. Notice of termination of sale agreement (if any)
p. Possession letter (if any)
q. Other correspondence between parties that supports the facts

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LEGAL REPRESENTATION BEFORE RERA:

The act under section 56 empowers the complaint to appear before the authority either
in person or authorized one or more professionals such as

a. Chartered Accountant
b. Company Secretary
c. Cost Accountant
d. Legal Professional

This is perhaps the best part of RERA where the complaint need not compulsorily
engaged lawyers and are permitted to seek professional assistance from other
mentioned professionals. It certainly helps in bringing about a straightforward
solution.

Role of Legal Representative:

The professionals engaged as legal representatives by the parties to the complaint

should make aware of all their rights and duties throughout the proceedings. To
expedite the proceedings, an urgent precipe may be moved, also producing all the
relevant documentation may avoid the unnecessary postponing of the hearing for
reason want of production of same.

The representative should responsibly serve necessary documents upon the other and
take acknowledgment without fail so the practice of seeking additional time for
serving the necessary copies be prevented, which can certainly fasten the hearing
process.

The legal representative along with the complainant should take an active role in
convincing the presiding members of facts and claim completely, certain landmark
judgments may be taken as support to strengthen the relief ask for.

This appointed legal representative is permitted to appear before all of the below-
listed forums as consented by the concerned party:

a. before the Adjudicating Authorities under RERA in the process of complaint

b. before the Real Estate Appellate Tribunal
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 c. before the Conciliation and Dispute Resolution Forum
d. before any other competent authority for any other purpose under the Real
Estate (Regulation and Development) Act, 2016.

When representative the party in court or any quasi judicial forum every person
whether or not from a legal professional background must pledge to their client the
following:

a. that he shall protect client’s confidentiality

b. that he will conduct proper study of law and provide expert advice
c. protecting the best interest of their clinet and not conduct or do any act that will
certainly jeopardize his client interest
d. follow the procedural rules, maitain discipline and adhere to the law, ethics etc.
e. to approach appropriate method that will help in deciding their client matter on
merits

Since the process of seeking relief may involve a lot of stages and approaching
different forums, it advisable to keep the constant representatives like the person who
has witnessed the matter from the very start is well familiar with the in and out of the
matter, therefore it certainly helps in better representation before further forums.

The representative should always seek the best interest of the party they are appearing
for. Since the act permits several non-legal professionals to appear in proceedings,
such a legal representative can inculcate the art of advocacy. There is always a chance
of improvisation. The legal representative must be polite, non-insultive and most
importantly they should be prepared with facts, active in filing replies, submission,
should possess the knowledge of relevant decisions favoring their clients' case, and
lastly, they should focus on how the proceeding be concluded without seeking less
adjournment at the same time they should be attentive that the opponent or their
representative may not seek unnecessary adjournments.

The complainant has a right to ask for interim relief pending the final adjudication of
the matter for instance if the complaint involves the compensation for delay in
delivery of possession on part of the promoter, then the allottee may seek an interim

18
relief of immediate possession of concerning apartments. The power of issuing interim
orders is given under section 36 of the act.

Further, the rules enacted by the respective state RERA contained the whole
procedure of deciding the complaint by the authority. For instance MahaRERA under
rule 6 of the Maharashtra Real Estate (Regulation and Development) (Recovery of
Interest, Penalty, Compensation, Fine payable, Forms of Complaints and Appeal, etc.)
Rules, 2017 provides a detailed procedure and manner to be effectuated when
deciding a complaint by authority.

A detailed description of such a procedure is provided below:

a. RERA upon receipt of complaint application issues notices to the concerned

opposite party (respondent) along with the detailed particulars of the alleged
contravention and documents. Such notice has contained the details of the
time and date of hearing fixed by the authority.
b. On the day of hearing the authority introduced the respondent with the
alleged contravention made under the act, rules, and regulations made
thereunder.
Certain possibilities may occure
1. Either the respondent plead guilty – in such case the authority passed the
necessary order after recording the plea and imposed relevant penalty
2. Or the repsondent does not plead guilty- in such case the authority
demand explaination from the respondent and hearing may continued
for the purpose adjudication
c. Upon the justification by the respondent the authority is of the view that no
inquiry into the facts required it altogether dismiss the complaint
d. However if in view of authority inquiry is to be made, the next hearing is to
arrange wherein demand of production of documents and necessary
evidence be made
e. After a thorough analysis of facts, submissions, rejoinders, supporting
evidence, the authority come to conclusion and either find the respondent

19
 guilty or not guilty under the alleged contravention, and pass the final order
accordingly
f. The authority even have the power to make ex parte order in the event when
respondent absent in the proceedings
g. The same procedure is to follow by the Adjudicating officer in deciding the
application for claim of compensation
h. Since the act under section 29 cast an obligation on part of the authority to
dispose of the question come up before it in an expeditious manner that is
within sixty days of the complaint, it certainly motivates for the fast track
redressal of dispute.

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PROCESS OF APPEAL:

The Real Estate Appellate Tribunal established Chapter VII of RERA particularly
section 43(1) are conferred with power decide an appeal against the order passed by
RERA or an Adjudicating Authority. Sub section 5 of section 43 mandate that such
appeal must be made within 60 days from the reciept of impugned order, however in
the event when the appeal is moved by the promoter, it is an obligation upon him to
deposite atleast 30% of the penalty including compensation that were imposed upon
him. The process of filling an appeal is almost same to the filling of original
complaint, since by that time the concerned is well knowledged with the practical
conduct of the forum, he may make best possible use of it. The aggrived party must
enclosed the imugned order which is to be challenged in the appeal with a precise
point contesting the order/decision of the authority and stating why it is not justified.

However if the person is not satisfied with the order of appellate tribunal he may
proceed with another appeal in next higher authority which is the High Court under
section 58 of RERA. Such appeal has to be made within 60 days.

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EXECUTION OF RERA ORDER:

Even though the RERA Authority and Adjudicating Authorities have been proactive
in deciding matters in fast track manner since inception, the actual enforcement of the
concerned order is the major issue. Therefore even after getting favorable order,
Justice is merely on paper. For the effective implementation of the decision passed by
the authority, and execution procedure may be applied, the provision concerningthe
execution of the authority's decision is given under section 40, the rules of the
execution process differ from state to state.

Normally the opposite party has a period of sixty days to comply with the order, but
the execution application may be filed even during this period, the person need not
wait for the completion of sixty days.

It is advisable to send legal notice before proceeding with the execution application as
this can certainly be used as proof of the opponent party not complying with the order.
While knowledge on the matter helps to fight a situation, it is necessary to consult an
expert for matters requiring legal intervention.

In the context of MahaRERA, the person in receipt of favoring order may file an
execution application before the MahaRERA Secretary, under section 40 of the act.
The power of execution of an order to the secretary is delegated via Resolution No.
17/L dated 23-11-2020 and order dated 24-11-2020.

Cases under which execution application may be filed before MahaRERA:

a. When the sale agreement or the sale deed not getting executed by the promoter
b. When the order direct the possession of the subject matter and levy interest or
compensation upon it, and the promoter failed to comply with the same
c. Refund order favoring the allottee and the promoter not complying with it

Once the execution application under section 40 is made, the Authority then issues a
recovery certificate to the jurisdictional district or revenue collector or magistrate (the
manner of recovery by revenue collector is provided under the Maharashtra Land
Revenue Code, 1966, same explained in next chapter).This certificate is further

22
forwarded to the jurisdictional tehsildar or relatedofficer. If defaulting party fails to
pay the dues his assets can be attached bythe authority to recover the money and pay
the aggrieved homebuyers. Later if both the Rera and the magistrate fail to recover the
money,an aggrieved person can approach the high courts or Supreme Court to get
relief.

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MANNER OF RECOVERY

Since the provision of the Maharashtra Real Estate (Regulation and Development)
(Recovery of Interest, Penalty, Compensation, Fine payable, Forms of Complaints and
Appeal, etc.) Rules, 2017 under Rule 3 provides that the recovery under section 40 of
the RERA shall be done in respect of land revenue as provided in the Maharashtra
Land Revenue Code, 1966. The procedure laid down under code is explained below:

Section 176 of the Maharashtra Land Revenue Code, 1966 provides the process of
recovery of arrears as:

(a) by serving a written notice of demand on the defaulter under section 178 (the
commissioner appointed under code has the power to do so)
(b) by forfeiture of the occupancy or alienated holding in respect of which the
arrear is due under section 179 ;
(c) by distraint and sale of the defaulter’s movable property under section 180 ;-
(the collector has the power under code to do so)
(d) by attachment and sale of the defaulter’s immovable property under section
181 ;
(e) by attachment of the defaulter’s immovable property under section 18
(f) by arrest and imprisonment of the defaulter under sections 183 and 184; -
detained in custody for ten days in the office of the Collector or of a Tahsildar

Penalty for non-execution of order: section 63 of RERA provides a Penalty for failure
to comply with orders of Authority by the promoter. It maintained that the promoter
failing compliance or is a contravention of the orders/direction passed by the
authority, is liable to the penalty of every day during the default continues and such
may extend up to five percent of the cost of the real estate project.

24
BEST EXECUTION PRACTICE IMPLEMENTED BY UP RERA:

The rules formed by Uttar Pradesh(UP) RERA mandated that the order of refund,
interest, and compensation by the promoter is to be complied with within forty-five
days (Rule 16 under the Uttar Pradesh Real Estate (Regulation and Development)
Rules, 2016)

The promoter’s failure to comply with such order within prescribed forty-five days the
aggrieved party may make an execution request that can be found on UP RERA online
portal https://www.up-rera.in/frm_OrderExecution.aspx. upon receiving such request
the UP RERA issues a notice to the concerned promoter to comply with the order
within thirty days or else a recovery order is issued against it. Either the promoter
deposits the amount within thirty days or the authority will issue a Recovery
Certificate against the promoter that is to be executed by the collector where the
property of the promoter is situated.

The collector then proceeds with issuing the recovery citation and he even has the
power to seize the bank accounts of the promoter further auction the properties of the
promoter by issuing a public notice. The process of recovery is conducted as the U.P.
Revenue Code 2006 and rules made thereunder. In case the Collector is not exercising
its powers and is delay dallying the process of recovery then the aggrieved person has
the remedy to approach the Hon’ble High Court for a writ of mandamus against the
Collector praying for order within a limited period.

25
CONCURRENT REMEDIES IN ADDITION TO RERA:

Although RERA provides a full set of remedies, one must experiment and explore
other options simultaneously. In certain cases involving a serious crime, for instance,
cheating, defrauding, etc the aggrieved may take recourse of the other remedies such
as a complaint to the police station, approaching sessions court. In criminal cases filed
before the sessions court, the aggrieved person who is considered as the victim may be
called upon as witnesses, and the responsibility to prove the crime would lie with the
state prosecutor.

Further, a remedy under civil court may be approached for instance in the event of a
breach of contract, many RERA disputes involve the non-execution/non-performance
of the registered sale agreement between allottee and promoters. Section 2(h) of the
Indian Contract Act, 1872 defines a contract as “An agreement which is enforceable
by law”. The aggrieved person due to the breach of agreement/contract on part of
defaulter may approach the civil court to enforce their right.

If in case the decision of the lower court is not satisfying the aggrieved may always
approach the higher courts such as High Court and Supreme court.

26
RERA VS. CONSUMER COURT:

The Consumer Protection Act, 2019 effective from 20th July 2020 that repealed the
earlier legislation namely the Consumer Protection Act, 1986, provides a redress
mechanism to the consumer-defined under section 2(7) of the act before the
District/State/National Consumer Dispute Redressal Commission as the case may be.
The defined “Consumer” is a person who buys any goods or hires/avails any service
for consideration that may be paid, partly paid, or promised to pay.

The term goods as provided under section 2(7) of the Sale of Goods Act, 1930
certainly implies that any kind of moveable property other than actionable claims and
money shall mean goods.

From the above, it is clear that Real Estate by its very nature of immovable property
could not be categorized as goods however it can certainly find a place in the
categories of service, since construction is also a service. Applying this interpretation
the real estate buyer/home buyers/ allottees as defined under RERA can approach the
remedy provided under consumer act, this has also been confirmed by various
landmark decision of apex court and certainly a well settled positition of law.

The supreme court in the matter of M/s Imperia Structures Pvt. Ltd. Vs Anil Patani &
Anr (Civil Appeal No. 3590 of 2020) which was finalized on 2ndNovember 2020 in
detail discusses whether the remedy available to allotter as a consumer under
consumer are in addition to recourse provided under RERA. Answering in affirmative
the apex court held that remedy available under RERA is without prejudice to other
remedies available by interpreting section 18 of RERA.

The right of allottees to approach consumer court instead of RERA is also saved by
section 88 of the act which declared that the remedy/provision under RERA are in
addition and not in derogation to the provision of any other law in force. The proviso
of Section 71 of the RERA provides that the complainant who proceeded complaint in
the matter covered under sections 12, 14, 18, and 19 which is pending before the
District/State/National Consumer Dispute Redressal Forum to withdraw the same and
file an application before adjudicating authority under RERA. However, the plain

27
reading of proviso would imply that there is no statutory obligation forcing to
compulsorily file a fresh application before authority under RERA. This certainly adds
to the favoring interpretation that the remedy of RERA is completely at discretion.

As observed by the supreme court in M/s Imperia Structures Pvt. Ltd. Vs Anil Patani
& Anr supra “the parliamentary intent is clear that a choice or discretion is given to
the allottee whether he wishes to initiate appropriate proceedings under the CP Act or
file an application under the RERA Act”.

Additionally in the judgment passed by the High Court of Punjab and Harayana in
CWP No. 38144 of 2018 in the matter of Experion Developers Pvt. Ltd. Vs. The state
of Haryana and others ruled that the home buyers/allottee can pursue remedies under
RERA and Consumer forum simultaneously.

However, it should be noted that one cannot approach both the forums for the same
relief this is because Article 20(2) of the Constitution provides that a can be
prosecuted and punished for the same offense twice or more times. The provision of
the article enshrined the principle rule against double jeopardy according to a person
cannot be put in peril twice for the same offense. This is further supported giventhe
principle of res judicata which prohibits pursuing matter already adjudicated by the
competent court by the same parties involving the same relief. However, when
different reliefs are sought from both RERA and Consumer Court filling of different
complaints in both institutions is maintainable. Therefore the complainant may
simultaneously complain to RERA Authority to blacklist a developer and get other
reliefs.

Under what circumstance Consumer Forum is better than RERA:

While most of the cases filed before RERA involve the matter of refund/compensation
for the delayed possession, defect in the structure, etc. Section 39 of the consumer
protection act 2019 empowers the district commission to issue direction/order in the
complaint/matter to remove deficiencies in the services [section 39(1) (f)]. Although
the consumer act put pecuniary restrictions on the respected forums that are to say:

Sr. Consumer Pecuniary Provision under Webiste

28
no. forum limit the consumer act
1 The District Not exceeding Section 34(1) https://confonet.nic.in/
Consumer Rs. One crore
Dispute
Redressal
Forum
2 The State Exceeding one Section https://grahak.maharash
consumer crore but not 47(1)(a)(i) tra.gov.in/
Dispute exceeding Ten
Redressal Crore
Forum
3 The National Exceeding Ten Section http://ncdrc.nic.in/defau
Consumer crore 58(1)(a)(i) lt.html
dispute
Redressal
Forum
(NCDRC)

So on the off chance that ifthe estimation of the property exceeds 10 core the
aggrieved allottee may approach NCDRC, whereas there are no pecuniary limits under
RERA. However, the one benefit of filing a complaint before NCDRC is that the next
court for filing an appeal is the supreme court under section 67 of the consumer
protection act, 2019. Unlike RERA where the aggrieved person to reach the supreme
court for the final say, have to pass through not one but two- two forums such as the
first appeal under section 43 (5) before the Real Estate Appellate Tribunal (REAT)
within sixty days and the appeal against the order of REAT may be filed before the
high court under section 58 within sixty days.

Since the complaint before consumer court, mainly involves the compensation claims,
the matter involving under sections 12, 14, 18 and 19 under RERA can be filed before

29
such court. The claim of compensation has a better chance of succeeding and
executing when the promoter is financially sound.

In the context of imposition of penalties for contravention of provisions and non-

compliance of order passed underact, the Authorities may award fine and
imprisonment both, however the consumer court which even though has the power to
impose penalty in terms of fine and jail term it certainly less than the one imposed by
RERA.

Sr. Consumer court RERA

no.
1 A person within the meaning definition Any Aggrieved person may file a
of Complainant under section 2(5) of the complaint under section 31(1) of
consumer protection act 2019 can the RERA 2016
approach consumer court. The explanation provided under
For instance: section provides that the term:
(i) a consumer; or "person" shall include
(ii) any voluntary consumer (i) the association of
association registered under allottees or
any law for the time being in (ii) any voluntary consumer
force; or association registered
(iii) the Central Government or any under any law for the
State Government; or time being in force.
(iv) the Central Authority; or
(v) one or more consumers, where
numerous consumers are
having the same interest; or
(vi) in case of death of a consumer,
his legal heir or legal
representative; or
(vii) in case of a consumer being a

30
 minor, his parent or legal
guardian;
2 Pecuniary limit is provided to the There no such pecuniary limit
consumer commission/forum
3 The central consumer protection Section 35(1) of the RERA 2016
authority may take suo moto actions, can take suo moto actions or on
cancel license and file class suits if complaint initiate inquiry and
complaint affect more than one investigation into allegation into a
individual promoter.

4 An Appeal under district commission An appeal against the order of

may file before the state commission Authority and Adjudicating
under section 41 within 45 days Authority may be filed before the
An appeal against the order state Real Estate Appellate Tribunal
commission may be filed before the within 60 days under section 43(5)
national commission under section 51 of the act
within 30 days
An appeal against an order of national Further, an appeal under section 58
commission may be filed before the may be filed against the order of the
supreme court under section 67 within 30 Real Estate Appellate Tribunal
days before the High Court within 60
days
5 A complaint before consumer court may A complaint under RERA may be
be filed online the portal named E- filed through an online portal
daakhilhttps://edaakhil.nic.in/edaakhil/fa maintained by State RERA
ces/index.xhtml https://maharera.mahaonline.gov.in/
6 An allottee within the meaning of Any aggrieved person like allottee,
consumer may file a case before the promoter or real estate agent, other
consumer court person having an interest in the
project may file a complaint before
RERA

31
7 All the orders passed by Execution applications may be filed
district/state/national consumer dispute under section 40.
redressal commission shall be enforced In the context of MahaRERA, the
as a decree of civil court by virtue of person in receipt of favoring order
section 71 of the act and the provisions may file an execution application
of order XXI of the First schedule of before the MahaRERA Secretary
CPC 1908 be applied.

WHEN CONSUMER FORUMS ARE BETTER OPTION THAN RERA:

a. when the complainant is the consumer who have purchase an apartment from
promtoer therefore is within the meaning of allottee, and if promoter is
financially sound then approaching consumer forum is benefitted
b. the complainant may simultanously complain for blacklisting the promoter to
RERA and get other reliefs before consumer forum provided the provision of
section 71 (1) are complied with which states that person can have only one of
two remedies and one cannot pursue both platforms for the same relief. Since
c. construction is one of the services within the meaning of the consumer
protection act 2019, the consumer forum may certainly issue such direction to
remove defects or deficiencies in the services
d. however RERA though it is an “Administrative Authority” established to
perform- quasi Judicial and quasi legislation function it certainly can only
impose monetary penalty and relief like monetary interest

The Order/judgments by NCDRC favoring home buyers:

1. Parsvnath Exotica Ghaziabad Residents Association Vs Parsvnath

Buildwell Pvt. Ltd. And Anr in consumer case no. 45/2015

The consumer complaint was filed against the two projects of the developer namely
the Parsvnath Privilege, Greater Noida for the delay in possession and Parsvanth
Exotica, Ghaziabad for delay completion of construction. Rejecting the contention of

32
promoter justifying the delay in the possession the commission directed to repay to the
home buyers Rs. 47.5 lakhs along with interest at 18% per annum where the flat was
booked by buyers in the year 2007. Whereas in the context of delay in completion of
construction the commission directed refund entire amount to the buyers with the
interest at 12% per annum.

Later when the aggrieved promoter filed an appeal before the supreme court vides
civil appeal no. 5335/ 2016 the court confirm the order of the commission.

2. Dr. Naren P. Sheth & Anr. vs M/S. Lodha Group & Anr. In the consumer
case. No. 198/2011

The prime issue involved in the complaint were the non-execution of the sale
agreement, failure to deliver the apartment, sell to a third party. The commission
directed to pay the interest at the rate of 18% per annum on Rs.2,67,750/- from the
date of its respective deposit till the date of realization with further direction to refund
the amount of Rs.3,937/- in addition to this the respondent was directed to pay a
further sum of Rs.50,000/- as compensation for deficiency in service on their part and
sum of Rs.20,000/- towards the cost of the litigation incurred by the complainant.

3. Amal Ganguli & Anr. v. M/s. Unitech Limited consumer case no.
2712/2017

Wherein the flat was booked by complainants in promoter project namely the
“Exquisite”, which was supposed to deliver in 2017 within 36 months since the sale
agreement was executed in 2014, after examining the fact the commission order the
refund of the principal consideration along with compensation with simple interest @
10% per annum, it also awards to pay rs. 25, 000/- to the defaulting builder to the
complainant as a cost of litigation.

RERA Vs. IBC:

The landmark decision of the apex court in the matter of Pioneer Urban Land and
Infrastructure Ltd & Anr vs. Union of India & Ors passed on 9th August 2019 upheld

33
status of Allottees as a financial creditors under the code. It held that saving provision
of section 88 of RERA implies that remedies under it to allottees are additional and
not exclusive remedies. Therefore the allottees of flats/apartments have concurrent
remedies under the Consumer Protection Act, 2019, RERA as well as the triggering of
the Insolvency and Bankruptcy Code, 2016.

the code was enacted on 28thMay 2016 providing uniform provision of corporate
insolvency. With the amendment introduced in August 2018, the allottees of housing
projects were certainly brought under the ambit of financial creditors, hence
empowering them to maintain the insolvency application against the defaulting
builder/promoter and can certainly participate in a meeting of the committee of
creditors that is usually conducted under the code.

However, the amendment introduced in December 2019 imposed a threshold of a

minimum of 100 allottees or 10% total homebuyers in a project that is required to
initiate the insolvency proceedings. This limit was to reduce unnecessary insolvency
cases to insolvency court.

The insolvency proceeding under IBC may be initiated when the aggrieved person is
only seeking a refund of money and especially the financial position of the promoter is
deteriorating. However it is true that to initiate remedies under IBC the criteria have to
be passed, it certainly beneficial for the large no. of allottees or association of allottees
who being united may seek justice under the code.

Sr. Remedy under IBC Remedy Under RERA

no.
1 The concerned person may approach NCLT The complaint may be
under code filed under section 31 of
the act
2 It is beneficial when the real estate project is It is beneficial to claim a
delayed or abandoned by a promoter refund, compensation
when the promoter is

34
 financially sound since it is
certainly possible to
recover the money.
3 Minimum 100 home buyers, 10% of allottees in A single allottee aggrieved
real estate project required to initiate insolvency under the act may initiate a
proceedings complaint
4 An appeal being preferred by the promoter under An appeal be preferred
section 61 of the code within 30 days before the before the appellate
NCLAT tribunal by the aggrieved
person under section 43(5)
of the act within 60 days
5 Appeal from the order of NCLAT maybe prefer Appeal from the order of
before the SC within 45 days under section 62 of appellate tribunal be
the code preferred under section 58
of the act before the high
court within 60 days
6 The code under section has an overriding effect The act under section 88
under section 238. implies that the provision
are in addition and not in
derogation to the other law
in force

Nevertheless, the home buyers/allottees may always approach the criminal court and
filed criminal complaints against the developer.

RECOURSE UNDER CONSTITUTION:

The provision of special leave petition is enumerated under Article 136 of the
Consitution, under the provision a special power is bestowed upon the Supreme Court

35
to entertain an appeal against the decision of any court/ tribunal, wherein substantial
constitutional question law has been raised. In another word, the special leave petition
grants special permission to the aggrieved person that their case may be heard before
the highest court of appeal.

It is granted in two circumstances:

 against the judgment, decree, or order passed by the high court within 90 days
 against the order of the high court refusing to grant a certificate of fitness for
appeal before the supreme court, within 60 days of the order

Despite the bunch of recourse available under respective forums the right to recourse
under articles 32 and 226 of the constitution before the Supreme court and High court
is perhaps the golden and crucial weapon of an aggrieved person. The articles give
them the right to move these courts by filing/moving petitions depending upon the
matter. The Supreme court is the highest court of appeal of the country remedy
provided by them is final.

CONCLUSION:

Since its enactment, the act has ensured robust and trustworthy mechanisms that have
certainly enhance the confidence of stakeholders. Although the act is silent on certain
aspects brings only the sale component of a real estate project under its jurisdiction it
is certainly expected to evolve with the passage of time.

Few websites to refer:

1. The Revenue Department https://rfd.maharashtra.gov.in/en

2. The Development Authority/ or the local Municipal Authority (in case of
Mumbai district this may be obtained from Bombay Municipal Corporation
https://portal.mcgm.gov.in/irj/portal/anonymous )
3. The Building Proposal Office
https://autodcr.mcgm.gov.in/bpamsclient2/Login.aspx
4. Tree Authority Committee/ Water and Drain Department/ Sewage Department/
Electrical Department/ Traffic and Co-ordination department/ Chief Fire
Officer under Municipal Corporation
https://portal.mcgm.gov.in/irj/portal/anonymous

36
5. The Ministry of Environment, Forest and Climate Change / the State
Environment Impact Assessment Authority (SEIAA)/ State level expert
Appraisal Committeehttp://environmentclearance.nic.in/
6. The Archeological survey of Indiahttp://asiegov.gov.in/
7. The Pollution control board https://mpcb.gov.in/node
8. The Civil Aviation Departmenthttps://www.civilaviation.gov.in/
9. The Central Ground Water Authorityhttp://cgwa-
noc.gov.in/LandingPage/index.htm
10. The Coastal Zone Management Authorityhttps://mczma.gov.in/
11. The Public Work Departmenthttps://pwd.maharashtra.gov.in/
12.https://rera.ap.gov.in/RERA/Views/Home.aspx
13.https://rera.ap.gov.in/
14.http://123.63.38.197/
15.https://rera.cgstate.gov.in/
16.https://rera.goa.gov.in/reraApp/home
17.https://gujrera.gujarat.gov.in/
18.www.harayanarera.gov.in
19.www.harayanarera.gov.in
20.http://www.hprera.in/WebSite/Home
21.https://jharera.jharkhand.gov.in/
22.https://rera.karnataka.gov.in/home?language=en
23.https://rera.kerala.gov.in/
24.http://www.reat.mp.gov.in/contact-us
25.https://maharera.mahaonline.gov.in/
26.http://udpamizoram.nic.in/RERA.html
27.https://rera.odisha.gov.in/
28.https://www.rera.punjab.gov.in/index.html
29.https://rera.rajasthan.gov.in/
30.https://rera.rajasthan.gov.in/Tribunal
31.https://www.rera.tn.gov.in/

37
 32.http://rera.telangana.gov.in/
33.https://rera.tripura.gov.in/
34.http://www.uhuda.org.in/
35.https://www.up-rera.in/index.aspx
36.http://rera.chbonline.in/
37.https://rera.delhi.gov.in/
38.http://prera.py.gov.in/

Other

Ministry of
Housing and
http://mohua.gov.in/
UrbanAffair
s
Atal Mission
for
Rejuvenatio
n and Urban
Transformati http://amrut.gov.in/content/
on
(AMRUT),
Govt. of
India
Building
Materials
and
Technology https://www.bmtpc.org/
Promotion
Council
(BMTPC)
CPWD
Sewa -
Central
Public https://cpwdsewa.gov.in/
Works
Department
(CPWD)
Central
Government
Employees
Welfare
https://www.cgewho.in/
Housing

38
Organisation
(CGEWHO)

Central
Public
Health and
Environment
http://cpheeo.gov.in/
al
Engineering
Organisation
(CPHEEO)
Central
Public
Works https://cpwd.gov.in/
Department
(CPWD)
Complaint
Registration
and
https://cpwdsewa.gov.in/
Monitoring
System,
CPWD
Environment
Protection in
Government
http://epgc.gov.in/
Colonies,
Directorate
of Estates
Geo Portal
for Urban
Mission,
Ministry of http://geourbanmissions.gov.in/
Housing and
Urban
Affairs
Global
Housing
Technology
Challenge - https://ghtc-india.gov.in/
India
(GHTC -
India)
Ministry of
Micro,
Small & https://msme.gov.in/
Medium

39
Enterprises
Housing and
Urban
Developmen
t https://www.hudco.org/
Corporation
Limited
(HUDCO)
Land and
Developmen
t Office,
Ministry of https://ldo.gov.in/
Urban
Developmen
t
National
Capital
Region
http://ncrpb.nic.in/
Planning
Board
(NCRPB)
National
Cooperative
Housing
https://www.nchfindia.net/
Federation
of India
(NCHFI)
National
Institute of
Urban http://www.niua.org/
Affairs
(NIUA)
National
Projects
Construction
http://npcc.gov.in/
Corporation
Limited
(NPCC)
National
Real Estate
http://naredco.in/
Developmen
t Council
National
Building
http://nbo.nic.in/
Organisation
(NBO)

40
National
Buildings
Organisation
(NBO),
Building
http://briks.gov.in/
Related
Information
and
Knowledge
System
National
Rural
Infrastructur
e https://pmgsy.nic.in/
Developmen
t Agency
(NRIDA)
National,
Urban,
Livelihoods, http://nulm.gov.in/
Mission,
NULM
North
Eastern
Region
Urban
https://nerudp.nic.in/
Developmen
t Programme
(NERUDP)
Phase-I
Pradhan
Mantri
Awas
Yojana-
https://pmayuclap.gov.in/
Urban :
CLSS Awas
Portal
(CLAP)
State
Institute for
Urban http://www.siudmysore.gov.in/
Developmen
t (SIUD)
Swachh
Bharat
http://swachhbharaturban.gov.in/
Mission -

41
Urban
Povertiy
Eradication
Mission https://www.kudumbashree.org/
(Kudumbash
ree)
Pradhan
Mantri
Awas
Yojana https://pmay-urban.gov.in/
(Urban) -
Housing for
All
Pradhan
Mantri
Awas
http://pmaymis.gov.in/
Yojana
(Urban) -
MIS Portal
Smart Cities
Mission,
https://smartcities.gov.in/
Govt. of
India
Unified
Traffic and
Transportati
on http://uttipec.nic.in/
Infrastructur
e Centre
(UTTIPEC)
Urban
Developmen
t https://udd.uk.gov.in/
Directorate,
Uttarakhand
Web Based
Project
Monitoring
System -
Central https://cpwdpms.gov.in/
Public
Works
Department
(CPWD)
Commission
er and

42
Director of
Municipal
Administrati https://cdma.ap.gov.in/
on (C &
DMA),
Andhra
Pradesh
Amaravati
Metropolitan
Region
Developmen https://crda.ap.gov.in/APCRDAV2/views/Home.aspx
t Authority,
Andhra
Pradesh
Directorate
of Town and
Country
Planning, http://dtcp.ap.gov.in/dtcpweb/DtcpHome.html
Government
of Andhra
Pradesh
National
Academy of
Constuction,
http://nac.edu.in/
Hyderabad,
Andhra
pradesh
PHMED -
Public
Health and
Municipal http://www.appublichealth.gov.in/home.do;jsessionid=C31F1DFF
Engineering D0EBABBFD4849E4F27FBBE2B
Department ,
Andhra
pradesh
Portal of
Tribal
Welfare
https://aptribes.gov.in/
Department,
Andhra
Pradesh
Assam
Urban
Infrastructur
http://auiip.nic.in/
e Investment
Program

43
(AUIIP)
Directorate
of Municipal
Administrati https://dma.assam.gov.in/
on, Govt. of
Assam
Bangalore
Metropolitan
http://bmtf.gov.in/
Task Force
(BMTF)
Karnataka
Urban
Infrastructur
e
Developmen http://www.kuidfc.com/
t and
Finance
Corporation
(KUIDFC)
Bathinda
Developmen
t Authority
http://bdabathinda.in/en
(BDA),
Bathinda,
Punjab
CIDCO
New Towns
- City and
Industrial
Developmen
http://cidconewtowns.gov.in/
t
Corporation
of
Maharashtra
Limited
Maharashtra
Urban
Infrastructur
http://www.muidcl.com/
e Fund
(MUIF),
Mumbai
Maharashtra
Housing and
Area https://www.mhada.gov.in/en
Developmen
t Authority

44
Nagar Vikas
Vibag,
https://urban.maharashtra.gov.in/
Maharashtra

Commission
er and
Director of
Municipal
http://cdma.telangana.gov.in/
Administrati
on
(C&DMA),
Telangana
Mission for
Elimination
of Poverty in
Municipal
https://tmepma.cgg.gov.in/home.do;jsessionid=F2F27458EE88DA
Areas
B1E46748EB79586BCB
(MEPMA),
Government
of
Telangana
Public
Health &
Municipal
https://publichealth.telangana.gov.in/home.do;jsessionid=5C57287
Engineering
B6FBF0A3C674FB7DF9BEEF61F
Department
(PHMED),
Telangana
Telangana
Municipal
Developmen http://mdp.telangana.gov.in/SocialSafeguards.html
t Project
(TGMDP)
Delhi Urban
Art
https://www.duac.org/
Commission
(DUAC)
Hindustan
Prefab
http://hindprefab.in/Home.aspx
Limited,
New Delhi
Department
of
https://architecturehry.gov.in/
Architecture
, Haryana
Online

45
Building
Plan
Approval
https://haryanabpas.gov.in/OBPASPORTAL/
System
(HOBPAS),
Government
of Haryana
Devbhoomi
-
Uttarakhand https://bhulekh.uk.gov.in/public/public_ror/Public_ROR.jsp
Land
Records
Directorate
Of
https://communi.gujarat.gov.in/
Municipaliti
es, Gujarat
Gujarat
Social
Infrastructur
e https://gujhd.gujarat.gov.in/
Developmen
t Society
(GSIDS)
Open
Government
Data Portal
https://smartcities.data.gov.in/
of Surat
Municipal
Corporation
Settlement
Commission
er and
https://www.landrecords.gujarat.gov.in/
Director of
Land
Records
Directorate
of Boilers, http://www.boilers.tn.gov.in/
Tamil Nadu
Online
Repository
of Urban
http://www.tniusnews.org/cgi-sys/suspendedpage.cgi
News -
TNIUS,
Coimbatore
Tamil Nadu
Institute of

46
 http://www.tnius.org/cgi-sys/suspendedpage.cgi
Urban
Studies
Tamil Nadu
Institute of
Urban
http://www.tniuscbe.org/cgi-sys/suspendedpage.cgi
Studies
(TNIUS),
Coimbatore
Tamil Nadu
Regulation
of Rights
and
Responsibili https://www.tenancy.tn.gov.in/
ties of
Landlords
and Tenants
Act 2017
Tamil Nadu
Urban
Infrastructur
http://www.tnudf.com/
e Financial
Services
Ltd.
Directorate
of Estates,
Government https://sampada.mp.gov.in/
of Madhya
Pradesh
Directorate
of Town and
Country
Planning
(MPTOWN
http://mptownplan.gov.in/
PLAN),
Government
of Madhya
Pradesh,
Bhopal.
e-Nagar
Palika,
Government https://www.mpenagarpalika.gov.in/irj/portal/anonymous
of Madhya
Pradesh
Directorate
of Housing,
Government http://meghousing.gov.in/

47
of
Meghalaya
Meghalaya
Urban
Developmen http://mudashillong.gov.in/
t Agency
(MUDA)
State
Investment
and Project
Management
and https://sipmiu.nic.in/
Implementat
ion Unit,
Shillong,
Megalaya
EMS
Housing
Scheme
Monitoring http://emshousingkerala.gov.in/
System,
Idukki,
Kerala
Housing
Commission http://www.hsgcomr.kerala.gov.in/
erate
Town
planning http://townplanning.kerala.gov.in/
Department
Government
of India
Stationery http://giso.gov.in/
Office,
Kolkata
Haldia
Developmen https://www.hda.gov.in/
t Authority
Haldia
Developmen
t Authority
https://www.hda.gov.in/
(HDA),
West
Bengal
Kolkata
Metropolitan
http://www.kmdaonline.org/
Developmen

48
t Authority
New Town
Kolkata
https://www.nkdamar.org/Pages/index.aspx
Developmen
t Authority
Jaipur
https://jda.urban.rajasthan.gov.in/content/raj/udh/jda---
Developmen
jaipur/en/home.html
t Authority
Town
Planning
Department, http://ctp.rajasthan.gov.in/
Govt. of
Rajasthan
Moradabad
Developmen
t Authority, https://mdamoradabad.org/
Uttar
Pradesh
Urban
Transport
Directorate, http://uputd.gov.in/
Uttar
Pradesh
Uttar
Pradesh
Housing and https://www.upavp.in/
Developmen
t Board
Town and
Country
Planning
http://uptownplanning.gov.in/
Department,
Uttar
Pradesh
e-
Municipaliti
es -
eServices to
citizens and
Employees http://e-nagarsewaup.gov.in/ulbapps/
of Urban
Local
Bodies of
Uttar
Pradesh
Official

49
Portal of
Rural
https://rhodisha.gov.in/
Housing
Schemes of
Odisha
Smart City
Bhubaneswa http://www.smartcitybhubaneswar.gov.in/
r, Odisha
Special Area
Developmen
t Project for
Kalahandi,
http://kbk.nic.in/
Bolangir and
Koraput
Districts of
Odisha.
odisha
eMunicipalit
y, Housing
and Urban
https://www.ulbodisha.gov.in/or/emun/home
Developmen
t
Department,
Odisha
Public
Health
Engineering
https://www.pheoodisha.gov.in/
Organisation
(PHEO),
Odisha
Online
Application
for
Individual
http://oasys.bih.nic.in/
Household
Latrine
(IHHL),
Bihar
Official
website of
Land
https://landrevenue.mizoram.gov.in/
Revenue and
Settlement
Department
Regional
Centre for

50
 Urban and
Environment
al Studies http://rcueshyd.gov.in/
(RCUES),
Osmania
University,
Hyderabad
e-Awas :
Accommoda
tions
Management
and
https://eawas.chd.gov.in/
Allotment
System of
Chandigarh
Administrati
on

EASE OF DOING INITIATIVES OF MAHARASHTRA

1. All land titles or deed records have been digitized at the Sub-Registrar’s Office
(SRO) http://igrmaharashtra.gov.in/
A. iSarita 2.0 IGR Application
https://appl1igr.maharashtra.gov.in/NGDRS_MH/Citizenentry/genernalinfoentry/7067
2950673628
B. Property valuation (general information about all the space rates)
http://igrmaharashtra.gov.in/eASR/frmMap.aspx
C. Land records maharashtra https://mahabhumi.gov.in/mahabhumilink
D. Download facility for digital 7/12; 8A and property card etc
https://digitalsatbara.mahabhumi.gov.in/DSLR digitized document
downloaded at 15 rs.
E. PR Card application status
https://digitalsatbara.mahabhumi.gov.in//pc_status Application incoming
number is to put
F. Integrated property registration portal
https://registeringproperty.mahabhumi.gov.in/

51
 G. E mojani check mojani application status
https://emojni.mahabhumi.gov.in/emojni/mojani/pgLogin.aspx
H. Public data entry for property registration and mutation (update) land
records https://pdeigr.maharashtra.gov.in/frmLogin facilities such as 1.
Marriage registration 2. E registration 3. E filing 4 7/12 mutations 5 e
property card
I. Village digital notice boards
https://digitalsatbara.mahabhumi.gov.in/aaplichawdi
J. mutation dashboard
K. bhu nakasha https://bhunaksha.nic.in/bhunaksha/index.jsp available for
12 states
I. andhra pradesh
II. chattisgarh
III. kerala
IV. orissa
V. assam
VI. himachal pradesh
VII. lakshdweep
VIII. bihar
IX. jharkhand
X. rajasthan
XI. maharashtra
https://mahabhunakasha.mahabhumi.gov.in/bhunaksha/27/index.jsp
XII. uttarpradesh

2. To check the encumbrances http://igrmaharashtra.gov.in/

3. Service delivery standards have been introduced to provide maps within a
specific time frame though an online portal
https://aaplesarkar.maharashtra.gov.in/en/

52
4. Disputes related to land have been mandated to be adjudicated within 1 year
as per amendment of Maharashtra Act No XI of 2016
http://eqjcourts.gov.in/startup/default.php
5. The grievances related to land can be reported through "Aaple Sarkar" portal
https://aaplesarkar.maharashtra.gov.in/en/
6. Land dispute information has been made available online through e-
DISNIC software https://services.ecourts.gov.in/ecourtindia_v6/
7. Registration Act has been amended with insertion of Section 89 A, according
to which, every court shall send copies of order affecting any immovable
property and every recovery officer shall send copies of order or interim order
attaching or releasing any immovable property to the concerned Sub-Registrar
https://bombayhighcourt.nic.in/libweb/acts/Stateact/2012acts/2012.10.pdf
8. Title search can be conducted online without requirement of any physical visit
(for Paid search)
https://esearchigr.maharashtra.gov.in/portal/esearchlogin.aspx
L. Central Registry of Securitisation Asset Reconstruction and Security
Interest (CERSAI) section 8 company located in new delhi
https://cersai.org.in/CERSAI/home.prg created to check frauds in lending
against equitable mortgages, in which people would take multiple loans on
the same asset from different banks. Searches such as
a. asset based search
b. debtor based search
c. AOR based search available with payment of 10 rs.
9. Tax dues on property can be checked online on MCGM’s website
https://ptaxportal.mcgm.gov.in/CitizenPortal/#/login
10. eStepIn for online registration slot booking at SROs launched
http://igrmaharashtra.gov.in/
11. eRegistration system launched for online registration of leave and license
rent agreements http://igrmaharashtra.gov.in/

53
12. eSecure Bank Treasury Receipt (eSBTR) for payment of Stamp Duty )
http://igrmaharashtra.gov.in/ Dept of registration and stamps duty online
payment https://gras.mahakosh.gov.in/echallan/igr/
13. eASR for online statement of rates launched in Aug 2014
http://igrmaharashtra.gov.in/
14. E records https://aapleabhilekh.mahabhumi.gov.in//erecords/ -
M. Below records availbale
I. Old mutation (Tahsil Office)
II. Satbara (tahsil office)
III. 8A (tahsil office)
IV. K.D.E. Patrak (Tahsil Office)
V. Ka. Da. E. Patrak-Hakk Nondni Register (Tahsil office)
VI. Inam patrak (Tahsil office)
VII. Bot khat (Tahsil Office)
VIII. Sud register (Tahsil Office)
IX. Khasra patrak (Tahsil Office)
X. Khasra phalni patrak (Tahsil Office)
XI. Jod takta A (Tahsil Office)
XII. Kul register(Tahsil Office)
XIII. Old phalni (Tahsil Office)
XIV. Pere patrak (Tahsil Office)
XV. Record of rights panji (1954-55) (Tahsil Office)
XVI. Bandobasti misal (Tahsil Office)
XVII. Wajab-ul arj (Tahsil Office)
XVIII.Nista patrak (Tahsil Office)
XIX. Hakk nondinin register (Tahsil Office)
XX. Tippan (deputy SLR officer)
XXI. Gunakar book (Deputy SLR officer)
XXII. Akarphod patrak (Deputy SLR officer)
XXIII.JKP (Deputy SLR Officer)
XXIV.Akkarband (Vadivibhajan) (deputy SLR officer)

54
XXV. Akkarband (Gut Consolidiation) (Deputy SLR Officer)
XXVI.Akkarband (Acer Guntha) Deputy Slr Officer
XXVII. Yogna Patrak – consolidation scheme- durusti scheme- shudhi
patrak (Deputy SLR officer)
XXVIII. Consolidiation jawab (Deputy SLR Officer)
XXIX.Fiel book original (Deputy SLR Officer)
XXX. Vaslevar book (Deputy SLR Officer)
XXXI.Table pavti (Deputy SLR Officer)
XXXII. Consolidation scheme 9(1) and 9(2) maps (Deputy SLR Officer)
XXXIII. Kacch sud (Deputy SLR Officer)
XXXIV. Shetwar patrak (Deputy SLR Officer)
XXXV. Revision book (Deputy SLR Officer)
XXXVI. Fodi tippan book (Deputy SLR Officer)
XXXVII. Pot hissa tippan book (Deputy SLR Officer)
XXXVIII.Wajib – ul arj (Deputy SLR Officer)
XXXIX. Resurvey akarband (Deputy SLR Officer)
XL. Resurvey gunakar book (Deputy SLR Officer)
XLI. Pot hissa patrak (Deputy SLR Officer)
XLII. Bandobast misal (Deputy SLR Officer)
XLIII. Bandobast akarband (Deputy SLR Officer)
XLIV. Nistar patrak (Deputy SLR Officer)
XLV. CSO Enquiry register (Deputy SLR Officer)
XLVI. CSO Property Card (Deputy SLR Officer)
XLVII. CSO Property register (Deputy SLR Officer)
XLVIII. CSO field book (Deputy SLR Officer)
XLIX. CSO city survey (Deputy SLR Officer)
L. CSO town planning scheme (Deputy SLR Officer)
LI. Enquiry Register (city survey office)
LII. Property card (city survey office)
LIII. Property register (city survey office)
LIV. Field book (city survey office)

55
 LV. Vaslevar book (city survey office)
LVI. Town planning scheme (city survey office)
- currently available for below districts:
a. akola
b. amravati
c. dhule
d. gondiya
e. Mumbai suburban
f. Nandurbar
g. Nashik
h. Palghar
i. Thane
j. Washim

Hoping you find this article informative and useful, to find out more of such
information stay tuned to my next article.

Thank you!

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