"Financial Statement Analysis": A Project Report On
"Financial Statement Analysis": A Project Report On
"Financial Statement Analysis": A Project Report On
PROJECT REPORT
On
SUBMITTED TO
IN PARTIAL FULFILLMETNT OF
(B.B.A)FINANCE
PROF. TAMBOLI
I take this opportunity to extend my heartfelt gratitude to all those people, Without whose
support and co-operation it would not have been possible to make this project successful.
I would specially like to thank and express my cordial gratitude to the Board of Directors
and to Mr. Amit Pandit, (Chairman) and Mr. Laxman Wagh (General Manager), and staff
members of bank. Who responded promptly and enthusiastically to my requests for frank
comments despite their congested schedule.
I the undersigned, MISS. HANDE SNEHAL LAXMAN hereby declare that the project report
entitled “TO STUDAY ON ANALYASIS OF FIXED DIPOSITE” Is a research work
made for “SHREE BHAUSAHEBTHORAT AMRUTWAHINI SHA.BANK.LTD benefited
Work presented by me under the guidance of
Prof. A.S.TAMBOLI” The empirical findings in this project report are based on the data collected
by me the matter presented in this project is not copied from any sources.
I understand that any such copy is liable to the punishment in way the university authority deems
fit.
The work is not submitted for award of any degree or diploma earlier to the SAVIYRIBAI
PHULE PUNE UNIVERSITY.
Place: Akole
A) OBJECTIVE :
1) To study various ratios to determine the relationship of different factors which have
impaction the financial position of the bank.
2) To determine the relative performance of the bank on the basis of ratio analysis.
3) To draw the correct picture of the financial operations of the bank in terms of liquidity,
solvency, turnover, profitability etc.
B) SCOPE :
The research would be helpful in the following respect.
1. This will help the bank to know its performance vis-à-vis its competitors encompassing
the diverse parameters of evaluation .
2. It will help the bank to streamline its banking operations so as to synchronize its
corporate strategy to achieve the objective of an organization by identifying the
drawbacks of prevailing system.
C) LIMITATION :
1. Generally banks do not allow the outsider to have any study or research work in bank.
Therefore getting a project work in bank itself was very difficult.
2. Maximum secondary data is used.
D) FINDING :
1) The return on Equity ratio of Amrutvahini Bank is continuously improving which
implies that the investment of stockholders is effectively used.
2) The Earning per Share of Amrutvahini Bank is continuously increasing year by year.
3) Fixed Assets Turnover Ratio is decrease which indicates the bank is not capable to
achieve Maximum sales with the minimum investment in fixed assets.
E) CONCLUSION :
The following are the conclusion of the study:-
1) The profit making ability of Amrutvahini bank is sound as the N.P ratio and return on net worth
is in favors.
2) Bank is paying enough dividends to share holders.
SERIAL NO. TITLE PAGE NO
I COLLEGE CERTIFICATE
II ACKNOWLEDGEMENT
III DECLARATION
IV EXICUTIVE SUMMERY
1 INTRODUCTION
1.1 Introduction
1.2 Objective Of The Study
1.3 Scope Of The Study
1.4 Limitation Of The Study
1.5 Industry Profile (Banking)
1.6 Company Profile (Banking)
1.7 Product Profile
1.8 Theoretical Background
2 RESEARCH METHODOLOGY
4 FINDING
5 CONCLUSION
7 BIBLIOGRAPHY
INDEX