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    High Credit Rating

    Uploaded by

    Rajesh Kumar
    The document provides tips for maintaining a high credit score to qualify for better personal loan rates. It advises regularly repaying all debts on time to keep a good score above 750. Comparing interest rates across multiple lenders can help find the best rate, and reputable companies may offer favorable deals if you have stable income. A table lists sample personal loan interest rates, fees, amounts, and maximum tenures from various Indian banks. It concludes by providing contact information for RD Finance Services, which assists with various loan types.

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    High Credit Rating

    Uploaded by

    Rajesh Kumar
    62 views2 pages
    The document provides tips for maintaining a high credit score to qualify for better personal loan rates. It advises regularly repaying all debts on time to keep a good score above 750. Comparing interest rates across multiple lenders can help find the best rate, and reputable companies may offer favorable deals if you have stable income. A table lists sample personal loan interest rates, fees, amounts, and maximum tenures from various Indian banks. It concludes by providing contact information for RD Finance Services, which assists with various loan types.

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    High Credit rating

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    The document provides tips for maintaining a high credit score to qualify for better personal loan rates. It advises regularly repaying all debts on time to keep a good score above 750. Comparing interest rates across multiple lenders can help find the best rate, and reputable companies may offer favorable deals if you have stable income. A table lists sample personal loan interest rates, fees, amounts, and maximum tenures from various Indian banks. It concludes by providing contact information for RD Finance Services, which assists with various loan types.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    62 views2 pages

    High Credit Rating

    Uploaded by

    Rajesh Kumar
    The document provides tips for maintaining a high credit score to qualify for better personal loan rates. It advises regularly repaying all debts on time to keep a good score above 750. Comparing interest rates across multiple lenders can help find the best rate, and reputable companies may offer favorable deals if you have stable income. A table lists sample personal loan interest rates, fees, amounts, and maximum tenures from various Indian banks. It concludes by providing contact information for RD Finance Services, which assists with various loan types.

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    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
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    Maintain High Credit Score

    Those having a scorer of above 750 are offered better rates on personal loans.

     The interest rate on a personal loan is usually higher than on a home or an auto loan.
     Maintain a good credit score by repaying all debt obligations regularly and on time. A score
    of 750 plus will help the borrower to get a better rate on a personal loan.
     The borrower should not just approach their own bank. Go loan shopping by comparing
    interest rates. Also look out for seasonal offers.
     Check interest calculation method. Always go for a loan with a reducing interest rate
    calculation, interest of the costlier, flat-rate type.
     If the borrower work with a reputable company, the lender may offer you a favourable deal,
    as your income is likely to be more.

    Lender Interest Processing Loan Amount Maximum


    Rate (%) Fee(%) (INR) Tenure(Yrs)
    Citi Bank 10.5 – 18.99 Up to 3 50,000 – 30 Lakh 5
    HDFC Bank 10.75 – 21.3 Up to 2.5 50,000 – 40 Lakh 5
    State Bank of India 10.5 – 14.9 Up to 1.5 Up to 20 Lakh 7
    Bank of Baroda 11.35 – 16.35 2 50,000 – 10 Lakh 5
    Axis Bank 10.85 – 24 Up to 2 50,000 – 15 Lakh 5
    ICICI Bank 11.25 – 22 Up to 2.25 50,000 – 20 Lakh 5
    Union Bank of India 10.1 – 14.2 Up to 0.5 Up to 15 Lakh 5
    South Indian Bank 11.1 -14.2 2 1 Lakh – 25 Lakh 5
    Federal Bank 11.49 onwards Up to 3 Up to 25 Lakh 4
    IDBI Bank 12- 14 1 25,000 – 10 Lakh 5
    Kotak Mahindra Bank 11.50 – 24.00 Up to 2.5 50,000 – 15 Lakh 5
    Oriental Bank of Commerce 9.95 – 11.80 Up to 1 Up to 10 Lakh 5
    Bank of Maharashtra 10.85 -11.85 1 Up to 10 Lakh 5

    For further query you can connect with RD Finance Services.

    Greetings from "RD Finance Services" 

    RD Finance Services Deal in all type of loans:

     Loan against property (LAP),


     Project Funding
     Business Loan,
     Overdraft- Cash Credit,
     Loan against Rental Discounting,
     Home Loan,
     Personal Loan,
     Un-secured Loan.

    For more information, you can reach to me via @ or call


    @https://rdfinanceservices.wordpress.com/9891235790 or connect via email 
    @delhireal009@gmail.com.

    Now getting a loan is very quick and simple, just fill this 4 step application form fill it and revert
    back and RD Finance Team is there to help you out.

    https://docs.google.com/forms/d/1P9IRAYnWipVaq6rT0wDkw923Hrlv9U6KYSnHiIGuXbo/
    viewform?edit_requested=true#responses

    Thank you for continued patronage!

    Best regards,

    Rajesh Kumar

    Mob.no. 9891235790

    Email Id: delhireal009@gmail.com

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