Limited Earner
Limited Earner
This fact sheet provides information about Supplemental Security Income, Social Security
benefits, and other programs and resources that may be useful to you and your family.
Medicare is the federal health insurance program for people age 65 or older, certain people
under age 65 with disabilities, and people of any age with End-Stage Renal Disease (permanent
kidney failure requiring dialysis or a kidney transplant). Even if you do not plan to retire by age 65,
consider applying for Medicare to avoid a lifelong monthly Medicare penalty later. Learn more
at ssa.gov/myaccount/assets/materials/medicare-ready.pdf.
Medicare Savings Programs
Medicare Savings Programs are available in some states for people with limited income and
resources. If you qualify, your state may pay your Medicare Part A (Hospital Insurance) and Part
B (Medical Insurance) premiums and, in some cases, other out-of-pocket medical expenses, such
as deductibles, copayments, and coinsurance. For more information, contact your state medical
assistance (Medicaid) office or State Health Insurance Assistance Program. You can look up the
telephone numbers of your state’s offices online at Medicare.gov/talk-to-someone.
Extra Help with Medicare prescription drug costs
You may be able to receive Extra Help that can help pay Medicare prescription drug coverage
(Part D) deductibles, premiums, and copayments. This Extra Help is available to people who
have Medicare prescription drug coverage and have limited income and resources. Learn more
at ssa.gov/extrahelp.
Medicaid
Medicaid is a jointly funded, federal-state health insurance program that provides health
coverage to eligible low-income adults, children, pregnant women, elderly adults, and people with
disabilities. If you receive SSI, you may be eligible for Medicaid. Learn more about qualifying for
Medicaid at ssa.gov/disabilityresearch/wi/medicaid.htm. For general information on Medicaid,
visit Medicaid.gov.