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Wells Fargo Way2Save Savings

July 31, 2022 Page 1 of 5

Questions?
ANDREA HWANG Available by phone 24 hours a day, 7 days a week:
We accept all relay calls, including 711
1636 DECKER RD
MALIBU CA 90265-2421 1-800-TO-WELLS (1-800-869-3557)

En español: 1-877-727-2932

Online: wellsfargo.com

Write: Wells Fargo Bank, N.A. (114)

P.O. Box 6995
Portland, OR 97228-6995

You and Wells Fargo

Thank you for being a loyal Wells Fargo customer. We value your trust in our company and look forward to continuing to serve you with
your financial needs.

Other Wells Fargo Benefits

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Statement period activity summary Account number: 3773867654

Beginning balance on 7/1 $3.00 ANDREA HWANG

Deposits/Additions 4.00 California account terms and conditions apply
Withdrawals/Subtractions - 3.00
For Direct Deposit use
Ending balance on 7/31 $4.00
Routing Number (RTN): 121042882

(114)
Sheet Seq = 0341844
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Interest summary
Interest paid this statement $0.00
Average collected balance $1.67
Annual percentage yield earned 0.00%
Interest earned this statement period $0.00
Interest paid this year $0.01

Transaction history

Deposits/ Withdrawals/ Ending daily

Date Description Additions Subtractions balance
7/6 Overdraft Protection to 7500541953 3.00 0.00
7/21 Save As You Go Transfer Credit From Xxxxxxxxxxx1953 1.00 1.00
7/22 Save As You Go Transfer Credit From Xxxxxxxxxxx1953 1.00 2.00
7/25 Save As You Go Transfer Credit From Xxxxxxxxxxx1953 1.00 3.00
7/26 Save As You Go Transfer Credit From Xxxxxxxxxxx1953 1.00 4.00

Ending balance on 7/31 4.00

Totals $4.00 $3.00

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.

Monthly service fee summary

For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to wellsfargo.com/feefaq for
a link to these documents, and answers to common monthly service fee questions.

Fee period 07/01/2022 - 07/31/2022 Standard monthly service fee $5.00 You paid $0.00

How to avoid the monthly service fee Minimum required This fee period
Have any ONE of the following account requirements
· Minimum daily balance $300.00 $0.00
· A daily automatic transfer from a Wells Fargo checking account $1.00 $0.00
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· Save As You Go transfer from a Wells Fargo checking account $1.00 $4.00 ✓
· A monthly automatic transfer from a Wells Fargo checking account $25.00 $0.00
· Age of primary account owner 0 - 24
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The Monthly service fee summary fee period ending date shown above includes a Saturday, Sunday, or holiday which are non-business days.
Transactions occurring after the last business day of the month will be included in your next fee period.
AM/AM

IMPORTANT ACCOUNT INFORMATION

Effective September 15, 2022, we are replacing the following paragraph in the "Special rules for new accounts" section of the
Availability of Funds Policy in our Deposit Account Agreement:
July 31, 2022 Page 3 of 5

The first $5,525 of a day's total deposits of cashier's, certified, teller's, traveler's, and federal, state, and local government checks, and
U.S. Postal Service money orders made payable to you will be available on the first business day after the day of your deposit.

The new paragraph is as follows:

The first $5,525 of a day's total deposits of cashier's, certified, teller's, traveler's, and federal, state, and local government checks, and
U.S. Postal Service money orders made payable to you will be available on the first business day after the day of your deposit, if your
deposit meets certain conditions. For example, the checks must be payable to you. If your deposit of these checks (other than U.S.
Treasury checks) is not made in person to one of our employees, the first $5,525 may not be available until the second business day
after the day of your deposit.

Starting on August 7th, if your account is overdrawn, Extra Day Grace Period will give you more time to make deposits and
avoid overdraft fees.

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Effective August 7, 2022, the section of the Deposit Account Agreement titled "Overdraft Rewind Feature" is deleted and replaced
with the following.

Extra Day Grace Period (Consumer accounts only)

With Extra Day Grace Period, if your account is overdrawn, you have an additional business day (extra day) to make covering deposits
and/or transfers to avoid overdraft fees. If your available balance as of midnight Eastern Time on any business day is enough to cover
the prior business day's overdraft items, the pending overdraft fees for those items will be waived. If your available balance as of
midnight Eastern Time is enough to cover some, but not all, of the prior business day's overdraft items, the available balance will be
applied to the transactions in the order they posted to your account (based on our posting order practices described in this
Agreement). Any overdraft items that are not fully covered by midnight Eastern Time on your extra day will be subject to an overdraft
fee that will be assessed during our nightly processing. You will not be charged more than three overdraft fees per business day. Note:
deposits and transfers received by 9 a.m. local time on your extra day (based on where your account is located, as noted on your
account statement) may also result in us reversing the prior business day's returned item decisions and paying the transaction(s).

Keep in mind that your available balance includes your deposits and transfers, less any pending withdrawals and debits. Deposits and
transfers of funds are also subject to the Bank's Availability of Funds policy described in this Agreement, including any applicable
deposit holds or cutoff times that may impact your available balance. If you're enrolled in Online Banking we will generally alert you on
the morning of your extra day to any overdraft items that must be covered to avoid pending overdraft fees, so long as you have not
opted out of receiving such alerts. Alerts are sent as a courtesy and may be delayed or prevented by factors affecting your
internet/phone provider or other circumstances beyond the control of the Bank. The Bank has no liability arising from non-delivery,
delayed delivery, or erroneous delivery of any alert. It is important for you to keep and rely on a personal record of your transactions to
know when your account is overdrawn for purposes of making covering deposits or transfers during your extra day.

NEW YORK CITY CUSTOMERS ONLY -- Pursuant to New York City regulations, we request that you contact us at 1-800-TO WELLS
(1-800-869-3557) to share your language preference.

Can we reach you when it's really important?

Don't miss suspicious-activity alerts and critical account information. Please make sure your contact information is current by:
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- Signing on to wellsfargo.com or the Wells Fargo Mobile app and navigating to the Update Contact Information page via My Profile
- Contacting the phone number at the top of your statement
- Visiting a branch

Other Wells Fargo Benefits

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July 31, 2022 Page 4 of 5

Help take control of your finances with a Wells Fargo personal loan.
Whether it's managing debt, making a large purchase, improving your home, or paying for unexpected expenses, a personal loan may
be able to help. See personalized rates and payments in minutes with no impact to your credit score.
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Other Wells Fargo Benefits

Celebrate your love for the jersey with the new Wells Fargo Debit Card designs!

Visit wellsfargo.com/carddesignstudio today to choose a new design for your debit card, inspired by the Mexican National Team.

©2022 Mexican National Team™

July 31, 2022 Page 5 of 5

Worksheet to balance your account Important Information You Should Know

Follow the steps below to reconcile your statement balance with your To dispute or report inaccuracies in information we have furnished to a
account register balance. Be sure that your register shows any interest Consumer Reporting Agency about your accounts:
paid into your account and any service charges, automatic payments or Wells Fargo Bank, N.A. may furnish information about deposit accounts to
ATM transactions withdrawn from your account during this statement consumer reporting agencies. You have the right to dispute the accuracy of
period. information that we have furnished to a consumer reporting agency by
A Enter the ending balance on this statement. $ writing to us at Overdraft Collection and Recovery, P.O. Box 5058, Portland,
OR 97208-5058. Please describe the specific information that is inaccurate
B List outstanding deposits and other or in dispute and the basis for the dispute along with supporting
credits to your account that do not appear on documentation. If you believe the information furnished is the result of
this statement. Enter the total in the column identity theft, please provide us with an identity theft report.
to the right. If your account has a negative balance:
Please note that an account overdraft that is not resolved 60 days from the
Description Amount
date the account first became overdrawn will result in closure and charge
off of your account. In this event, it is important that you make
arrangements to redirect recurring deposits and payments to another
account. The closure will be reported to Early Warning Services. We reserve
the right to close and/or charge-off your account at an earlier date, as
permitted by law. The laws of some states require us to inform you that this
communication is an attempt to collect a debt and that any information
Total $ + $ obtained will be used for that purpose.
In case of errors or questions about your electronic transfers:
C Add A and B to calculate the subtotal. = $ Telephone us at the number printed on the front of this statement or write
us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as
D List outstanding checks, withdrawals, and
you can, if you think your statement or receipt is wrong or if you need more
other debits to your account that do not appear
information about a transfer on the statement or receipt. We must hear
on this statement. Enter the total in the column
from you no later than 60 days after we sent you the FIRST statement on
to the right. which the error or problem appeared.

Number/Description Amount 1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain as
clearly as you can why you believe it is an error or why you need more
information.
3. Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If
we take more than 10 business days to do this, we will credit your account
for the amount you think is in error, so that you will have the use of the
money during the time it takes us to complete our investigation.
In case of errors or questions about other transactions (that are not
electronic transfers):
Promptly review your account statement within 30 days after we made it
available to you, and notify us of any errors.

Total $ - $

E Subtract D from C to calculate the

adjusted ending balance. This amount should be
the same as the current balance shown in your
register. = $ ©2021 Wells Fargo Bank, N.A. All rights reserved.Member FDIC. NMLSR ID 399801

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