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    A Guide For Navigating An E-Commerce Business Acquiring-2

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    Darmawan Susilo
    This document provides an overview of navigating an e-commerce acquiring business. It discusses the fundamentals of acquiring including the roles of acquirers and processors in the payment ecosystem. It also outlines the key areas of an acquiring business strategy, including infrastructure, operations, risk management, and best practices. The document aims to guide participants on the various aspects of operating an e-commerce acquiring business.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    A Guide For Navigating An E-Commerce Business Acquiring-2

    Uploaded by

    Darmawan Susilo
    45 views43 pages
    This document provides an overview of navigating an e-commerce acquiring business. It discusses the fundamentals of acquiring including the roles of acquirers and processors in the payment ecosystem. It also outlines the key areas of an acquiring business strategy, including infrastructure, operations, risk management, and best practices. The document aims to guide participants on the various aspects of operating an e-commerce acquiring business.

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    E-Commerce Acquiring Business

    Original Title

    A guide for navigating an E-Commerce Business Acquiring-2

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    This document provides an overview of navigating an e-commerce acquiring business. It discusses the fundamentals of acquiring including the roles of acquirers and processors in the payment ecosystem. It also outlines the key areas of an acquiring business strategy, including infrastructure, operations, risk management, and best practices. The document aims to guide participants on the various aspects of operating an e-commerce acquiring business.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    45 views43 pages

    A Guide For Navigating An E-Commerce Business Acquiring-2

    Uploaded by

    Darmawan Susilo
    This document provides an overview of navigating an e-commerce acquiring business. It discusses the fundamentals of acquiring including the roles of acquirers and processors in the payment ecosystem. It also outlines the key areas of an acquiring business strategy, including infrastructure, operations, risk management, and best practices. The document aims to guide participants on the various aspects of operating an e-commerce acquiring business.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 43

    A guide for navigating an

    E-Commerce Acquiring Business

    Thank You
    RISKA RIANY GUSANTHY - 27 OCT 2022
    Participant Introductory

    N ame

    C ompany

    P osition, year of service

    E xperience in Acquiring Busines,


    year of service

    Agenda
    •🟠 🟡

    •🟢 🔵

    🟠 Acquiring Business Fundamental


    Role of Acquirer
    Acquirer Acquirer Processor
    • Signs contract with merchant • Drive Cards Acceptance volume through various
    channels (i.e. E-Commerce, M-Commerce, POS, etc.)
    • Responsible for merchant fraud and risk
    • Manages relationships with Visa/MasterCard • Authorize and capture transactions
    and issuers • Route to schemes
    • Settlement and merchant support • Clear and settle
    • Exception process handling
    • Manage merchant files, provide merchant
    accounting, ease merchants’ operational processes
    for payments acceptance, support in acceptance
    enhancements

    🟠 Acquiring Business Fundamentals


    Payment Ecosystem : The four-operating model
    In closed loop payment systems – e.g. American Express, BCA Card – The issuer, acquirer, and
    network are one and the same

    Acquirer

    Card
    🟠 Acquiring Business Fundamental
    Extending the payment ecosystem
    Payment Facilitators (Payment Service Providers) provide enabling services to both acquirers and merchants

    card
    🟠 Acquiring Business Fundamentals
    Transaction Flow
    How electronic payment works
    🟠 Acquiring Business Fundamentals
    IRF and MDR

    MDR = Merchant Discount Rate


    (also known as MSF/Merchant
    Service Fee)

    IRF = Interchange

    Exploring Interchange
    Agenda
    •🟠 🟡

    •🟢 🔵

    🟡 Acquirer Framework
    Global Framework for Acquirers
    Agenda
    •🟠 🟡

    •🟢 🔵

    🟢 E-Commerce Acquiring Business Strategy


    Five Focused Areas of an Acquiring Business
    🟢 E-Commerce Acquiring Business Strategy
    Strategy and Pro tability

    fi
    🟢 E-Commerce Acquiring Business Strategy
    Sales and Marketing
    Building an Acquiring Strategy Acquirer Propositions
    🟢 E-Commerce Acquiring Business Strategy
    E-Commerce infrastructure
    Building a Digital Payments Network
    Evolution of Commerce
    🟢 E-Commerce
    E-Commerce Acquiring
    Acquiring Business
    Business StrategyStrategy
    PRINCIPALS NE

    E-Commerce infrastructure
    Authentication CNP
    🟢 E-Commerce Acquiring Business Strategy
    Acquirer Operations

    network card schemes


    🟢 E-Commerce Acquiring Business Strategy
    Customer Service
    Merchant Acquiring Training
    🟢 E-Commerce Acquiring Business Strategy
    Merchant Services
    🟢 E-Commerce Acquiring Business Strategy
    Merchant Portal - Typical Functions
    🟢 E-Commerce Acquiring Business Strategy
    Risk and Compliance
    🟢 E-Commerce Acquiring Business Strategy
    Balancing Risk versus Reward
    🟢 E-Commerce Acquiring Business Strategy
    Fraud Risk Management
    Introduction Acquiring Risk Management
    🟢 E-Commerce Acquiring Business Strategy
    Fraud Risk Management
    🟢 E-Commerce Acquiring Business Strategy
    🟢 E-Commerce Acquiring Business Strategy
    Agenda
    •🟠 🟡

    •🟢 🔵

    🔵 E-Commerce Acquiring Best Practices


    Acquirer Value Chain

    Integration
    🔵 E-Commerce Acquiring Best Practices
    Acquirer Operating Structure

    Integration
    3D-Secure 2.0
    A Day In The Life of VisaNet
    Thank You

    Thank You

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