PROFILE

ROHIT GUPTA • Astute professional with 17 years of total experience, of which last
+91 9040823260 11 years are in Forex Accounting, Risk & Compliance, and Credit
Operation in Retail Banking, and rest in IT – Support & Project
rohit26.gupta@gmail.com
Management & Branch Operations
• Presently associated with State Bank of India. Last assignment was
Senior Leadership Role – Risk & Compliance | as Chief Risk Officer, SBI-Johannesburg and currently posted as
Forex Accounting | Foreign Operations |Credit Head of Branch Operations in SBI
Functions | Branch Operations-Retail • Hands on experience in implementation of Risk Data Aggregation and
Risk Reporting framework (RDARR) and improving the overall Risk
Preferred Industry: Banking & Consulting environment and regulatory reporting standards particularly in the
Liquidity management areas such as LCR/NSFR.
• Comprehensive expertise in Forex Back-office operations; worked
across various functions such as Regulatory Compliance,
KEY SKILLS Reconciliation, Accounting.
• In-depth exposure to Credit functions, excel at dealing and processing
variety of credit proposals (personal, high value SME segment).
• Immense experience in NPA management and follow-up mechanism to
avoid slippages well in time.
Compliance & Risk Mgmt.
• Experienced in providing robust data management, analysis, and
Forex Accounting reporting to facilitate executive-level decision making. Proven ability in
supporting business operations through analysis of key performance
Back Office Operations indicators and trends.
Credit Operations • Outstanding communication, interpersonal and organizational skills,
highly effective working in high-paced environments and collaborating
Data Management with various levels of personnel.

Corporate Reporting

Credit Appraisal EMPLOYMENT DETAILS

Branch Ops. & Retail Banking State Bank of India, India | 2022 - present

Liaison & Coordination Key Assignments Handled:

Executive Leadership Head-Branch Operations: 2022 – present

State Bank of India, PBB Salt Lake Branch, Kolkata
▪ Managing HNI clients and their portfolio with providing customer delight
▪ Oversee the processing, sanction and documentation of Automobile
loans (more than 50/month), its compliance and successful migration to
EMPLOYMENT HISTORY the processing and documentation cell
▪ Sourcing, mobilization, appraisal and sanction of Real Estate Proposal
State Bank of India | 2011 - present and portfolio
▪ Direct all operational aspects including distribution operations, customer
• 2022: Kolkata: Head-Branch Operations, service, human resources, administration and sales
SBI PBB Salt lake, Kolkata ▪ Assess local market conditions and identify current and prospective sales
opportunities
• 2018 – 2021: Chief Risk Officer, SBI, ▪ Bring out the best of branch’s personnel by providing training, coaching,
Johannesburg development and motivation
▪ Locate areas of improvement and propose corrective actions that meet
• 2015- 2018: Manager - SBI Global Market, challenges and leverage growth opportunities in P-Segment
Kolkata portfolio(Both Assets & Liabilities)
▪ Adhere to high ethical standards, and comply with all
• 2013 – 2015: Deputy Manager (Loan regulations/applicable laws
Processing Cell), SBI Regional Office, ▪ Networking with Automobile dealers and Real Estate developers to
Odisha improve the presence and reputation of the branch and bank
▪ Stay abreast of competing markets and provide reports on market
• 2011-2013: Probationary Officer
movement and penetration

TATA Consultancy Services | 2006 -2010

• IT Analyst
EDUCATION Chief Risk Officer, 2018-2021
State Bank of India, Johannesburg
• Bachelor of Engineering, 2002-2006
Computer Science & Engineering – Orissa ▪ Drive a risk culture and enhanced the risk management framework of
Engineering College, Bhubaneswar, India the bank that made possible early detection of adverse risk trends in
both liquidity and operational risks.
▪ Oversaw and improved reporting of various South African Bank Act
CERTIFICATIONS returns like pertaining to liquidity and other prudential ratios1 (LCR and
NSFR).
• Certified Associate of IIB & F (CAIIB), 2012 ▪ Successfully implemented 11 principles of BCBS 239 (Risk Data
Risk Management, Indian Institute of Banking & Aggregation and Risk Reporting) (BASEL) at SBI South Africa by
Finance, Mumbai effectively liaising with various stakeholders to present accurate data
driven risk picture to senior management to aid in key decision making.
• Certified Treasury Professional (IIB & F), 2018
▪ Assayed key role in implementing comprehensive RDARR framework
Forex Dealing, Money Market Operations & Financial
Markets & Role of Treasury, Indian Institute of Banking document along with new developments in risk reports and
& Finance, Mumbai modifications in existing reports and processes to meet the BCBS 239
standards.
• RE1 & RE5, 2019 ▪ Responsible for reviewing, maintaining and conducting Annual Risk and
Market Conduct Regulations, Financial Sector Control Self-Assessment (RCSA) exercise and relevant registers.
Conduct Authority, South Africa (FSCA) ▪ Led and ensured implementation of strategies that conform to the risk
appetite and levels of exposure as approved by the Board
• Certified Financial Crime Specialist, 2018
▪ Inculcated a risk management culture in the organization through risk
Association of Certified Financial Crime Specialist
(ACFCS) awareness campaigns, and training.
▪ Monitored, assessed and reported enterprise-wide risk events and
• Certified Treasury Professional, 2018 losses.
Forex Dealing, Money Market Operations & Financial ▪ Monitored the performance of the loan portfolio including large
Markets & Role of Treasury, Indian Institute of Banking exposures.
& Finance, Mumbai (IIB &F) • Facilitated the implementation of the Internal Capital Adequacy
Assessment Process (ICAAP) and submission to the Prudential Authority
• Certificate in Back Office Operations, 2017 • Designed and implemented the anti-fraud and corruption strategy for the
Forex Back office, mid-office and dealing room functions, organization.
National Institute of Bank Management, (NIBM) Pune • Led the implementation of the BCP and DR plan for the bank and its
periodic review.
• Served as an active member of the Executive Management Committee
(EXCO), Assets and Liabilities Committee, Information Technology
KEY ATTRIBUTES
Committee and Branch Management Committee

Manager Balance Sheet Management/System & Procedure

SBI, Global Market, Kolkata (2015-2018)
Collaborator
• Engaged in the preparation and publishing of various reports and
presentations such as Daily Forex Profit and Loss, Bank Quarterly
Communicator results, Various Return reports along with analysis and validation for use
by Top management, Stakeholders and Corporate Headquarters.
• Developed and reviewed various standard operating procedures (SOP)
Planner for different processes in the department
• Coordinated and conducted statutory audit at quarterly intervals.
• Monitored and reported Liquidity Risk parameters like Net overnight
Open position (NOOP), Individual Gap Limits (IGL) and Aggregate Gap
Facilitator Limits (AGL) of both Domestic and Foreign offices of IBG, MRMD and
RBI.
• Reported trigger level / breaches to MRMD and Bank’s board as per laid
down Market Risk policy
• Responsible for submission of GAP POSITION & BALANCES (GPB)
return to Reserve Bank of India on a Daily (T +1) basis
• Consolidation of Bank level AGL, IGL, NOOP and Value at Risk (VaR)
limits.
• Handled the preparation and submission of
- Foreign contribution regulation Act return to the Ministry of Home
Affairs, Government of India.
- International Banking Statistics return consolidating the position of
NOSTRO and Derivative balances to the RBI on a quarterly basis
• Key role in setting up of new accounting for products and processes with
 • Key role in setting up of new accounting for products and processes with
approvals form OP & SP, FRT and Weekly departments of corporate
center as and when required.

Deputy Manager (Loan Processing Cell), 2013 – 2015

SBI, Regional Office, Odisha
• Engaged in processing high value proposals above Rs. 1 cr. and up to
Rs. 5 cr. to Regional Credit committee
• Followed up of Non-Performing Assets (NPA) of 42 branches under the
region to avoid Credit Risk arising out of non-payment of dues in SME,
Car, Housing and other Personal loan portfolio.
• Renewal of Credit proposals in 42 branches under the region
• Provided support and coordination for seamless completion of audits -
Risk Focused Internal audit (RFIA)

TATA Consultancy Services | 2006 -2010

IT Analyst (Chennai, Kolkata, Bhubaneswar)

• Development of modules in COBOL for an Insurance major of UK
• Supported EDI operations of an Aluminum major of the US using
Gentran and Tibco integration tools as project lead
• Successful implementation of the EDI project in a 24*7 model covering
various geographies from Australia to the North America.
• Proof of Concept (POC) and development of the IT system of a large
university at Riyadh using SOA 11g BPM suite (Middleware)