ICICI

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Introduction

ICICI Bank is India's second-largest bank with total assets of Rs. 4,062.34 billion (US$ 91 billion) at March 31, 2011 and profit after tax Rs. 51.51 billion (US$ 1,155 million) for the year ended March 31, 2011. The Bank has a network of 2,533 branches and 6,700 ATMs in India, and has a presence in 19 countries, including India. ICICI Bank offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialised subsidiaries in the areas of investment banking, life and non-life insurance, venture capital and asset management. The Bank currently has subsidiaries in the United Kingdom, Russia and Canada, branches in United States, Singapore, Bahrain, Hong Kong, Sri Lanka, Qatar and Dubai International Finance Centre and representative offices in United Arab Emirates, China, South Africa, Bangladesh, Thailand, Malaysia and Indonesia. Our UK subsidiary has established branches in Belgium and Germany. ICICI Bank's equity shares are listed in India on Bombay Stock Exchange and the National Stock Exchange of India Limited and its American Depositary Receipts (ADRs) are listed on the New York Stock Exchange (NYSE).

Accounts & Deposits


ICICI Bank has designed a gamut of accounts and deposits to cater to your unique banking needs. Add this to our extensive branch & ATM network and facilities like mobile, phone, internet and doorstep banking, and experience banking at its best. Dream Deposits A unique offering of four term deposit plans that enable you realise your dreams at every stage of your life. Fixed Deposit Earn attractive returns on your savings. Recurring Deposit Watch the smallest of your savings mature into a large sum. Savings Account Experience banking like never before via ATM, branch, internet, mobile and phone. Privilege Banking Enjoy exclusive benefits across products & services. Salary Account Take advantage of an efficient payroll account. Silver Savings Account Why settle for less when you have Silver Savings Account. Young Stars Savings Account Introducing ICICI Bank Young Stars Account, a bank account designed exclusively for kids. So that your child can have his money along with loads of fun!

Loans
ICICI Bank offers wide variety of Loans Products in India to suit your requirements with convenience of networked branches/ ATMs and facility of E-channels like Internet and Mobile Banking, ICICI Bank brings banking at your doorstep. Select any of our loan product and provide your details online and our representative will contact you for getting loans.

Home Loans
The No. 1 Home Loan Finance provider in the country, ICICI Bank Home Loans offers some unbeatable benefits to its customers - Doorstep Service, Simplified Documentation and Guidance throughout the Process. It's really easy!

Personal Loans
If you're looking for a personal loan that's easy to get, your search ends here. ICICI Bank Personal Loans are easy to get and absolutely hassle free. With minimum documentation you can now secure a loan for an amount upto Rs. 10 lakhs.

Commercial Vehicle Loans


We have extended products like funding of new vehicles, finance on used vehicles, top up on existing loans, working capital loans & other banking products.

Car Loans
The most preferred financier for car loans in the country. Network of more than 604 channel partners in over 1000 locations. Tie-ups with all leading automobile manufacturers to ensure the best deals. Flexible schemes & quick processing. Hassle-free application process on the click of a mouse.

Loans against Securities


You dont have to sell your securities. All you have to do is pledge your securities in favour of ICICI Bank. We will then grant you an overdraft facility up to a value determined on the basis of the securities pledged by you.

Cards
ICICI Bank offers a range of Credit Cards, Debit Cards, Prepaid Cards & Corporate Cards to suit your needs.

Investments
At ICICI Bank, we care about all your needs. Along with Deposit products and Loan offerings, ICICI Bank assists you to manage your finances by providing various investment options ranging from ICICI Bank Tax Saving Bonds to Equity Investments through Initial Public Offers and Investment in Pure Gold. ICICI Bank facilitates following investment Plans and Products: ICICI Bank Bonds Invest safe with ICICI Bank Bonds. GOI Bonds Enjoy the security of a low risk investment.

Mutual Funds Design a portfolio that meets your investment goals. Initial Public Offerings (IPO) Minimize paperwork and invest online. Application Supported by Blocked Amount (ASBA) Application Supported by Blocked Amount ICICI Bank Pure Gold Buy gold of assured purity and international standards. Forex Services Get the best rates and unmatched service. Senior Citizens Savings Scheme Earn high interest for your life savings. Home Finance Fixed Deposits If you are looking for a safe investment option with attractive returns, then ICICI Home Finance Fixed Deposit is the best for you.

Insurance Policy
At ICICI Bank, we understand your financial needs. Along with deposit and loan products, we offer you the facility to invest in Life Insurance, General Insurance. Our "Buy Online" feature provides you the ease and convenience of completing your transactions entirely online without having to move out of your desk. General Insurance Secure your family's health, insure yourself against medical emergencies when travelling abroad, insure your vehicle and your home with our General Insurance policies.Buy them online in a matter of minutes - Save your time and your money ! Life Insurance Life Insurance Policies gives your family the promise of protection; secure their future even when you are not around to take care of them. Life insurance is a unique investment tool that helps you to meet your dual needs saving for life's important goals, and protecting your assets. Now buy life insurance at the click of a button. Card Protection Plan ICICI Bank introduces the CPP Card Protection, India's first comprehensive card protection service. It can be used in the event of card loss, theft, any related fraud and emergencies. You can safeguard all financial and nonfinancial cards including credit, debit, loyalty and membership Cards with CPP Card Protection.

Demat
Overview ICICI Bank Demat Services boasts of an ever-growing customer base of over 16.83 lacs customer base as on 10.02.11 account holders. In our continuous endeavor to offer best of the class services to our customers we offer the following features: e-Instructions: You can transfer securities 24 hours a day, 7 days a week through Internet & Interactive Voice Response (IVR) at a lower cost. Now with "Speak to transfer", you can also transfer or pledge instructions through our customer care officer. Digitally Signed Statement: Receive your account statement and bill by email. Corporate Benefit Tracking: Track your dividend, interest, bonus through your account statement. Mobile Request: Access your demat account by sending SMS to enquire about Holdings, Transactions, Bill & ISIN details. Mobile Alerts: Receive SMS alerts for all debits/credits as well as for any request which cannot be processed.

Dedicated customer care executives specially trained at our call centre, to handle all your queries. Countrywide network of over 970 branches, you are never far from an ICICI Bank Demat Services outlet

You will find our service charges very competitive - offering the best value for your money.

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