Current Account

Statement
Building Society

0521

Mr. Klaidas Saviciunas

Stoke Ferry, 42 Buckenham Dr
King's Lynn PE33 9SG

Your FlexAccount Statement date:01 Dec 2022 Sort code 06-03-35

transactions Statement no: 79 1 of 1 Account no 782947362

Start balance £35,218.54

Date Description £ Out £ In £ Balance End balance £31,459.51

Average credit £31,711.89
2022 Balance from statement 79 dated 01/12/2022 35,218.54 balance
01 Dec Contactless Payment 34.72 Average debit
GB Vaterstetten Ost Feldkirchen balance £0.00
1D AUTOROUlES 4779844 67ECK ATSWI 99.25
APPLE .COM/BILL APPLE.COM/BIL 42.11 35,042.46
03 Dec Contactless Payment 28.45
LOIRETAL SNC ESSIGNY LE GR
GOOGLE Google Play Apps London 12.99
Direct debit DVLA-DN09ZTG 30.00 34,971.02
06 Dec Contactless Payment 27.18 34,943.84

07 Dec
lESCO STORE 2544 FINCHLEY
Transfer from 071660 60408617 1485.99
Stop and
10 Dec
ATM Cash withdrawal BARCLAYS
Transfer to 070436 45929999
2,000.00
650.00
34,429.83 think
We want to do everything we
KETOCUSTOMPLAN.COM VANCOUVER 27.00 33,752.83 can to alert ,educate and protect
12 Dec PAYPAL *UBER UK 33212269001 14,71 33,738.12 you from fraud. That's why,when
you set up a new payee you'll
13 Dec NETFLIX.COM 866-716-0414 11.99 33,726.13 soon be given some guidance to
14 Dec Transfer from 071660 60408617 1444.79 help you decide whether to
make that payment before it
ATM Cash withdrawal BARCLAYS 2,000.00 33,170.92 goes through.
16 Dec Contactless Payment For more informat ion about
42.77
SAINSBURYS S/MKTS FINCHLEY REGE fraud and scams, go to
Direct debit TALKTALK LIMITED 31.00 33,097.15 nationwlde.co.uk/fraudaware
18 Dec APPLE.COM/BILL APPLE.COM/BIL 7.99 33,089.16
21 Dec Transfer from 071660 60408617 1385.00 34,474.16 Please help us to
24 Dec Contactless Payment 78.21 keep your details up
SAINSBURYS S/MKTS FINCHLEY REGE to date and let us
ATM Cash withdrawal BARCLAYS 1,000.00 know if your name,
APPLE .COM/BILL APPLE.COM/BIL 0.79 33,395.16 telephone numbers
28 Dec Transfer from 071660 60408617 1385.00 34,780.16 or address changes.
• Log in to the Internet Bank
29 Dec ATM Cash withdrawal BARCLAYS 1,500.00
• Visit your local branch
1D AUTOROUlES 4779844 67ECK ATSWI 99.10 • Visit nationwide.co.uk/update-
Transfer to 070436 45929999 500.00 32,681.06 details for more information
30 Dec AUCKLANDS PHARMACY LONDON 21.55
02 ONLINE ORDER 02.CO.UK 50.00 32,609.51
31 Dec ATM Cash withdrawal BARCLAYS 500.00
Transfer to 070436 45929999 650.00 31,459.51

Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number
106078. Head Office Nationwide Building Society, Nationwide House, Pipers Way, Swindon, SN38 lNW
Your FlexAccount
Please check your statement to make sure everything's correct.
If there's anything you're unsure about please get in touch or if
you've changed any of your contact details, you need to let us know.
Interest, Rates and Fees
We work out overdraft interest each day and take it from your account each month. FlexAccount doesn't currently pay any credit interest
Unless stated otherwise, all rates and fees are variable and we can change them at any time.
If we have to give you notice of a fee or interest we'll let you know by including a 'Notice of Charges' page with your next regular statemen and we'll take the
amount from your account 28 days after the statement date.

Have you lost your card or cheque book or had them stolen? Let us know
Summary box for your straight away, either via the Banking app (if you have it) or by calling us on
03457 30 20 11. You can report lost or stolen cards and cheque books 24/7.
FlexAccount
This information doesn't replace your Terms and Conditions

AER Gross p.a. AER stands for Annual Equivalent Rate and shows
Credit interest All balances what the interest rate would be if interest was paid
0.00% 0.00%
and compounded once a year.
Arranged overdraft interest 39.9% per year compounded(variable)

As an example, if you borrow£500 for an £3.26 for 7 days

arranged overdraft it will cost you: Gross p.a. is the interest rate without tax deducted.
£13.99 for 30 days
Overdraft *For the 60 day example, we've applied the charges for
the first 30 days, on day31. This means that the charge in
interest and the second month is higher as we charge interest on the
charges £28.37 for 60 days*
interest you've incurred up to that point. Our per year compounded interest rate shows the
Unarranged overdraft interest 0% per year compounded
rate of interest that you'll pay on your overdraft over a
year and takes account of the fact we charge interest
Monthly maximum charge (unarranged overdraft) £0 per month each month on your balance and this will include any
interest which has already been added to your
Sending money within the UK account previously.
Chaps £20 transaction fee each time

SEPA (euros) £0 transaction fee Receiving money within the UK

Charges for To receive sterling payments into your account the
specialist
SWIFT (foreign currency excluding euros) £20 transaction fee each time person making the payment will need to quote your
services sort code and your 8 digit account number, which
Sending money outside the UK
you'll find on the front of your statement Entering
SEPA (euros within the SEPA region) £0 transaction fee account numbers incorrectly can mean payments
being misdirected, so please be sure to provide the
SWIFT (except euros within the SEPA
£20 transaction fee each time correct details.
region)
Receiving money from outside the UK and
For Visa exchange rates, visitvisa.co.uk/support/consumer/travel -support/exchange- receiving money from within the UK in a
rate-calculator
currency other than sterling
Foreign usage Cash withdrawal in foreign currency outside the UK SWIFT - someone making a payment to you must
2.75% of the transaction amount
quote your Bank Identifier Code (BIC) and
4fyou make a Non-Sterling Transaction Fee
(2.99% from 3 June 2020) International Bank Account Number (IBAN). The BIC
withdrawal in a and IBAN are the international equivalents of your
foreign currency Non-Sterling Cash Fee £0 per withdrawal UK sort code and account number.
from a LINK
Cash withdrawal in foreign currency within the UK An international payment will also need to quote the
ATh1 or over the
counter SWIFT Intermediary Bank number as we're using the
your transaction Non-Sterling Transaction Fee*
2.75% of the transaction amount routing services of an Agent Bank. You'll find this
will normally (2.99% from 3 June 2020) number along with your BIC and IBAN on the front of
reach us
Nori-Sterling Cash Fee* £0 per withdrawal your statement.
as a sterling
cash transaction SEPA Credit Transfer - someone making a
Debit card payment in foreign currency payment to you must quote your International Bank
so non-sterling
fees wont apply. 2.75% of the transaction amount Account Number (IBAN). Your IBAN is found on the
Non-Sterling Transaction Fee
(2.99% from 3 June 2020) front of your statement

Banking of cheques - You can pay money into or out of your account by cheque. To find out more information about cheque interest clearing
times, withdrawals and certainty, please visit nationwide.co.uk/cheque
If you have a problem with your account and wish to complain, please try to settle it with us first If you're not happy with the way in which we
handled your complaint or the outcome you may be able to complain to the Financial Ombudsman Service. We'll give you details of how to
contact the Ombudsman.

Important information about compensation arrangements

The deposits in this account are eligible for protection under the Financial Services Compensation Scheme (FSCS). An Information Sheet and Exclusion
List which provides information about the FSCS and the protection that it provides can be found at nationwide.co.uk/fscs-info
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk
Alternatively, please visit your local branch or call 03457 30 20 11 to request a copy or to chat to us about your account Our contact centers are open from
Sam to 8pm, 7 days a week.