May 13, 2023

YOUR ACCOUNT PAYOFF INFORMATION

Capital One Auto Finance
7933 Preston Road
Plano, TX 75024
1-800-946-0332

MARIA FLANAGAN
235 5TH AVE APT 1 Account Number: 6204141844160
REDWOOD CITY CA 940633757 Vehicle: 16 CHEVROLE TRAVERSE
VIN: 1GNKRHKD7GJ129717
10-Day Payoff: $509.83
Good-Through Date: 5/23/2023

Dear MARIA FLANAGAN,

Thank you for contacting us about paying off your Capital One Auto Finance account for your 16 CHEVROLE
TRAVERSE. As of 5/13/2023, the 10-day payoff amount for your account is $509.83 with a Per Diem of
$0.13. Your payoff quote is good until 5/23/2023, unless the financial status of your account changes. Below
is additional important information about paying off your account.

CALIFORNIA PURCHASERS: If you purchased a GAP product in the state of California, we are required to inform
you of the following: You may be entitled to a refund of the unearned portion of the GAP product. You should
contact the Dealership where you purchased the vehicle for identification of the amount.

Making Your Payoff

We offer several options for you to pay off your account. The third page contains details for these payment
options. You can also make your payoff online; just log into your account online at www.capitalone.com.
Please note, the method by which you pay off your account affects the timing of your title/lien release (see the
second page).

If you are mailing your payoff, please be sure to send your payoff to the correct address (see the third page).
Payoffs submitted to the incorrect address could result in processing delays, which may result in additional
charges to your account. Capital One Auto Finance is not responsible for delays caused by payoffs submitted
to the incorrect address.

Cancelling Your Automatic Recurring Payments

If you are enrolled in Capital One Auto Finance's automatic recurring DirectPay payment program or another
automatic bill payment service through your financial institution, please take a moment to cancel these
payments prior to submitting your payoff. Failure to cancel these payments may result in your account being
overpaid.

Please note, you must cancel your DirectPay payments with us at least 3 business days before they are
scheduled to draft. We will automatically cancel your DirectPay program once your account is paid off if you
have not already done so.

Refunding Your Credit Balance

If your account is overpaid, we will refund the credit balance on your account back to you. A refund check will
be mailed to you within 15 business days of receiving your account payoff.

This communication is from a debt collector and is an attempt to collect a debt; any information obtained will
be used for that purpose.

Capital One Auto Finance is a division of Capital One, National Association; successor to Onyx Acceptance Corporation and NFB Funding,
Inc.

10 Day Payoff_10001 Page 1 of 4

 May 13, 2023

Capital One Auto Finance

7933 Preston Road
Plano, TX 75024
1-800-946-0332
YOUR ACCOUNT PAYOFF INFORMATION

Releasing the Lien/Title

We will release the lien and/or vehicle title according to the applicable laws in the state where your vehicle is
titled. The following processing guidelines will apply based on whether the payoff was made with certified or
non-certified funds:
· Certified Funds Payoff - If you pay by dealer or cashier's check, Money Gram, Western Union, or cash
at a Capital One Bank; Capital One will begin the lien release process the next business day after receipt
of certified funds.
· Non-Certified Funds Payoff - If you pay by personal or business check, online, phone, or check paid at
a Capital One Bank; to ensure the funds clear, it may take up to five business days after the receipt of
the uncertified funds before Capital One begins the lien release process.

Receiving Your Lien Release and/or Title

Please allow for applicable mailing time after the lien and/or title has been released. Some states may hold
your title electronically, and their mailing times may vary (see the following).

· If your vehicle is titled in the following states: AZ, CA, CO, FL, GA, IA, ID, LA, MA, NC, NE, NV, OH, PA,
SC, SD, TX, VA, and WA, the State may hold your title electronically. The State will mail your title once
Capital One Auto Finance sends its release. Please contact your state for its mailing time.

· If your vehicle is titled in FL or OH, the state may hold your title electronically. You will need to visit a
local title issuing office or contact your state's website to obtain your title.

· If your paper title is held by Capital One Auto Finance, or you are requesting a release of lien, we will
mail the document to the address we have on file. To expedite this request, you may provide your
FedEx account number to have the document sent at your own expense. You can sign up for a FedEx
account by visiting their website at http://www.fedex.com/us/oadr.

We appreciate the opportunity to provide you with the information you need. If you have any questions about
paying off your account, feel free to call us at 1-800-946-0332, Monday through Friday, from 9:00 a.m. to
8:00 p.m. Eastern Time, and we'll be happy to help you.

Sincerely,

Capital One Auto Finance

This communication is from a debt collector and is an attempt to collect a debt; any information obtained will
be used for that purpose.

Capital One Auto Finance is a division of Capital One, National Association; successor to Onyx Acceptance Corporation and NFB Funding,
Inc.

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 May 13, 2023

PAYMENT OPTIONS
Capital One Auto Finance
7933 Preston Road
Plano, TX 75024
1-800-946-0332

Visit us online at www.capitalone.com and make a payment using your online

Online Payment
account. You can also view other account details.

Download the Capital One app today, available for both Apple and Android
Capital One
devices, for mobile access to your account to make a payment on the go. Let
Mobile App
your fingers do the walking anytime, anywhere!

Call us at 1-800-946-0332 to make an electronic payment using your checking

Pay By Phone account or debit card through our automated phone service or with a live agent
who will be happy to assist you!

Make your check out to "Capital One Auto Finance," include your account
number, 6204141844160, on the check, and mail it to:

Pay By Mail Capital One Auto Finance

PO Box 60511
City of Industry, CA 91716-0511

For faster receipt of your payment, make your check out to "Capital One Auto
Finance," include your account number, 6204141844160, on the check, and
overnight mail it to:

Overnight ATTN: PAYOFF

Pay By Mail Capital One Auto Finance
2525 Corporate Place
2nd Floor, Suite #250
Monterey Park, CA 91754

This communication is from a debt collector and is an attempt to collect a debt; any information obtained will
be used for that purpose.

Capital One Auto Finance is a division of Capital One, National Association; successor to Onyx Acceptance Corporation and NFB Funding,
Inc.

10 Day Payoff_10001 Page 3 of 4

 May 13, 2023

PAYMENT OPTIONS
Capital One Auto Finance
7933 Preston Road
Plano, TX 75024
1-800-946-0332

MoneyGram* allows you to send certified funds directly to Capital One Auto
Finance. Simply provide the following information when making your
MoneyGram Payment:

Receive Code: 1776

Company Name: Capital One Auto Finance
City: Plano
State: TX
Account Number: 6204141844160

Western Union* allows you to send certified funds directly to Capital One Auto
Finance. Simply provide the following information when making your Western
Union Payment:

Code City: CAPAUTO

State: TX
Account Number: 6204141844160 + the two letter state
abbreviation for your state of residence

Transfer funds directly from your bank account to ours. You will have to provide
your bank the following information for a successful wire transfer. Keep in
mind, while bank transfers are certified funds, they may take a minimum of 72
business hours to post to your account.

Bank Name: Bank of America

Bank Address: Global Client Services
CA4-701-10-57
Bank Wire/ 1655 Grant St.
Wire Transfer Concord, CA 94520
ABA Routing Number: 026009593
Account Name: Capital One Auto Finance Account
Account Number: 3751606006
Address: 7933 Preston Road
Plano, TX 75024
Reference: Your last name and account number,
6204141844160

*Capital One does not provide, endorse, or guarantee any third-party product, service, information, or recommendation
listed above. The third parties listed are not affiliated with Capital One and are solely responsible for their products and
services. All trademarks are the property of their respective owners.

This communication is from a debt collector and is an attempt to collect a debt; any information obtained will
be used for that purpose.

Capital One Auto Finance is a division of Capital One, National Association; successor to Onyx Acceptance Corporation and NFB Funding,
Inc.

10 Day Payoff_10001 Page 4 of 4