Basavaraju S C

ACCOUNT STATEMENT HOME
Generated Electronically as on 27 April, 2023
BASAVARAJU S C
No 20 1st Main Road
Kattigenahalli Yelahanka Bangalore North
Bangalore - 560064
991-679-5666
basavarajusc1964@gmail.com
Relationship Summary Relationship Number : CC5054794027
Total Outstanding Total Principal Outstanding Total EMI(s) Overdue Total Charges Overdue
` 1,76,379 * ` 11,001 * ` 78,176 * ` 87,202 *

PAY
Summary of all Active Loan Accounts

A/C No Products EMI Amount Remaining EMI(s) Principal Outstanding EMI(s) Overdue Charges Overdue
29677144 Consumer Durable Loan (CLEI) 1,743 1 702 13,927 18,172
29677167 Consumer Durable Loan (CLEI) 3,599 3 10,299 28,690 27,376
* To know principal outstanding for loan against property / home loans please get in touch with our customer service please call 1860-258-2000
Please note that a charge of Rs 400 will be levied against your account in case of EMI bouncing due to insufficient balance. Please maintain sufficient
balance in your account by 1st of every month to avoid EMI Bounce charges. A second attempt to recover EMI will be made 2-3 working days after the first
presentation of every month. If sufficient balance is not maintained by this second attempt, a further bounce charge of Rs 400 will be levied. Please also
note that non-payment of EMI within the calendar month will result in a penal charge of 2% of the unpaid EMI or Rs 300 whichever is higher. For any
clarifications of charges applicable to your account, consult our schedule of charges.
All charges mentioned in the statement are exclusive of GST. GST will be charged as per the applicable rules and regulations.
DISCLAIMER: This is a system generated Account Statement and does not require signature. In case of any discrepancy in this Account Statement, please
call 1860-258-2000 or visit nearest IDFC FIRST Bank branch within 10 (TEN) days from the date of last entry made in this statement, failing which, this
Account Statement will be deemed to be accepted by you (the borrower).
Visit us at Call us on Download our app

www.idfcfirstbank.com 1860-258-2000
CONSUMER DURABLE LOAN HOME
(CLEI)
LOAN EMI PAYMENTS & CHARGES
A/C No 29677144 EMI Amount ` 1,743.00 Last Payment Date 07 April 2021
ROI 9.66 % Advance EMI 0 Last Payment Amount ` 1,742.00
Loan Amount
(Opening POS) ` 14,107.00 EMI Start Month March 2020 Payment Mode Others
Net Tenure 15 Months EMI End Month May 2021 EMI Overdue ` 13,926.57
Gross Tenure 15 Months EMI Due On 02 of every month Bounce Charges Overdue ` 7,552.00
Product NEODF278PRMARCTICSTEEL2S Remaining EMI(s) 1 Penalty Charges Overdue ` 10,620.00
Model Whirlpool Current Principal Outstanding ` 702.00 Other charges ` 0.00
Disbursed Date 18 Jan, 2020 Unadjusted Payments ` 0.00
STATUS Active
Pai International Electronics Ltd

PAY
Dealer Name
Yelahanka 2 Bangalore
Transaction Details
September 2020
Date Particular Remark Debit Credit
02-09-2020 Due For Instalment 7 - 1,742.00 0.00
02-09-2020 Cheque Bouncing Charges- Due NOT ARRANGED FOR. NOT ARRANGED FOR. 472.00 0.00
02-09-2020 Payment Received NACH No.:Z29677144/7-5 Receipt No.---- ( N.A.) 0.00 1,742.00
02-09-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00
October 2020
02-10-2020 Cheque Bouncing Charges- Due REFER TO DRAWER. REFER TO DRAWER. 472.00 0.00

(CLEI)
Transaction Details
November 2020
05-11-2020 Payment Received Cheque No.:EXGRATIA_29677144 Receipt No.---- Moratoirum period ex-gratia refund 0.00 13.43
December 2020

(CLEI)
Transaction Details
January 2021
February 2021
March 2021

(CLEI)
Transaction Details
April 2021
02-04-2021 Cheque Bouncing Charges- Due NOT ARRANGED FOR 472.00 0.00
07-04-2021 Payment Received Cheque No.:Z29677144/14-3. Receipt No.---- Z29677144/14-3SP 0.00 1,742.00
07-04-2021 Cheque Bouncing Charges- Due NOT ARRANGED FOR. 472.00 0.00
Summary of Charges
Month Charge Remark Amount STATUS
September 2020 Cheque Bouncing Charges - 472.00 Unpaid
September 2020 Overdue Charges - 354.00 Unpaid
October 2020 Cheque Bouncing Charges - 472.00 Unpaid
October 2020 Overdue Charges - 354.00 Unpaid
November 2020 Cheque Bouncing Charges - 472.00 Unpaid
November 2020 Overdue Charges - 354.00 Unpaid
December 2020 Cheque Bouncing Charges - 472.00 Unpaid
December 2020 Overdue Charges - 354.00 Unpaid
January 2021 Cheque Bouncing Charges - 472.00 Unpaid

(CLEI)
January 2021 Overdue Charges - 354.00 Unpaid
February 2021 Cheque Bouncing Charges - 472.00 Unpaid
February 2021 Overdue Charges - 354.00 Unpaid
March 2021 Cheque Bouncing Charges - 472.00 Unpaid
March 2021 Overdue Charges - 354.00 Unpaid
April 2021 Cheque Bouncing Charges - 472.00 Unpaid
April 2021 Overdue Charges - 354.00 Unpaid
May 2021 Overdue Charges - 354.00 Unpaid
June 2021 Overdue Charges - 354.00 Unpaid
July 2021 Overdue Charges - 354.00 Unpaid
August 2021 Overdue Charges - 354.00 Unpaid

(CLEI)
Missed EMI
EMI Date Loan No Product Name EMI Amount
September 2020 29677144 1,742.00
October 2020 29677144 1,743.00
November 2020 29677144 1,743.00
December 2020 29677144 1,743.00
January 2021 29677144 1,743.00
February 2021 29677144 1,742.00
March 2021 29677144 1,742.00
April 2021 29677144 1,742.00
TOTAL ` 13,940.00 PAY

(CLEI)
Loan Amount
(Opening POS) ` 36,270.00 EMI Start Month March 2020 Payment Mode Others
Net Tenure 17 Months EMI End Month July 2021 EMI Overdue ` 28,690.04
Product FHT1208SNL Remaining EMI(s) 3 Penalty Charges Overdue ` 19,824.00
Model Lg Current Principal Outstanding ` 10,299.00 Other charges ` 0.00
Disbursed Date 18 Jan, 2020 Unadjusted Payments ` 0.00
STATUS Active
Pai International Electronics

PAY
Dealer Name
Ltd Yelahanka 2 Bangalore
Transaction Details
September 2020

(CLEI)
Transaction Details
October 2020
November 2020

(CLEI)
Transaction Details
05-11-2020 Payment Received Cheque No.:EXGRATIA_29677167 Receipt No.---- Moratoirum period ex-gratia refund 0.00 101.96
December 2020
January 2021

(CLEI)
Transaction Details
February 2021
March 2021
April 2021

(CLEI)
Transaction Details
April 2023
27-04-2023 Current Month Overdue- Due - 708.00 0.00
Summary of Charges

(CLEI)

(CLEI)

(CLEI)
Missed EMI
September 2020 29677167 3,599.00
October 2020 29677167 3,599.00
November 2020 29677167 3,599.00
December 2020 29677167 3,599.00
January 2021 29677167 3,599.00
February 2021 29677167 3,599.00
March 2021 29677167 3,599.00
April 2021 29677167 3,599.00
TOTAL ` 28,792.00 PAY

(CLEI)
A/C No 25949114 EMI Amount ` 1,281.00 Last Payment Date 02 February 2021
ROI 15.28 % Advance EMI 0 Last Payment Amount ` 518.50
Loan Amount
(Opening POS) ` 10,162.00 EMI Start Month December 2019 Payment Mode Others
Net Tenure 15 Months EMI End Month February 2021 EMI Overdue ` 8,184.78
Product MC2146BRT Remaining EMI(s) 0 Penalty Charges Overdue ` 7,080.00
Model Lg Current Principal Outstanding ` 0.00 Other charges ` 0.00
Disbursed Date 15 Oct, 2019 Unadjusted Payments ` 0.00
STATUS Active

PAY
Dealer Name
Transaction Details
December 2019
02-12-2019 Payment Received NACH No.:Z25949114/1 Receipt No.---- ( N.A.) 0.00 1,280.00
January 2020
February 2020
N OT ARRANGED
FOR.
N OT ARRANGED
FOR.

(CLEI)
Transaction Details
March 2020
April 2020
EMI Bounced Due to Technical

02-04-2020 NOT ARRANGED FOR._EP 0.00 0.00
Reasons
03-04-2020 Payment Received Cheque No.:Z25949114/5. Receipt No.---- Z259491145SP 0.00 1,280.00

Reasons
June 2020
04-06-2020 Payment Received Cheque No.:Z25949114B Receipt No.---- Z25949114BTP 0.00 640.00
04-06-2020 Payment Received Cheque No.:Z25949114C Receipt No.---- Z25949114CTP 0.00 640.00
September 2020
N OT ARRANGED
FOR.
N OT ARRANGED
FOR.

(CLEI)
Transaction Details
October 2020
N OT ARRANGED
FOR.
N OT ARRANGED
FOR.
November 2020
N OT ARRANGED
FOR.
N OT ARRANGED
FOR.
Cheque No.:EXGRATIA_25949114 Receipt No.---- Moratoirum period ex-gratia

05-11-2020 Payment Received 0.00 18.72
refund
December 2020
N OT ARRANGED
FOR.

(CLEI)
Transaction Details
N OT ARRANGED
FOR.
January 2021
February 2021
02-02-2021 Due For Instalment 15 - 518.50 0.00
N OT ARRANGED
FOR.
N OT ARRANGED
FOR.
02-02-2021 Payment Received NACH No.:Z25949114/15-1 Receipt No.---- ( N.A.) 0.00 518.50
02-02-2021 Payment Received NACH No.:Z25949114/15-1 Receipt No.---- ( N.A.) 0.00 518.50
Summary of Charges

(CLEI)

(CLEI)
Missed EMI
February 2020 25949114 1,280.00
September 2020 25949114 1,281.00
October 2020 25949114 1,281.00
November 2020 25949114 1,281.00
December 2020 25949114 1,281.00
January 2021 25949114 1,281.00
February 2021 25949114 518.50
TOTAL ` 8,203.50 PAY

(CLEI)
Loan Amount
(Opening POS) ` 35,352.00 EMI Start Month December 2019 Payment Mode Others
Net Tenure 17 Months EMI End Month April 2021 EMI Overdue ` 27,374.69
Product FHT1208SNL Remaining EMI(s) 0 Penalty Charges Overdue ` 19,470.00
Model Lg Current Principal Outstanding ` 0.00 Other charges ` 0.00
Disbursed Date 15 Oct, 2019 Unadjusted Payments ` 0.00
STATUS Active

PAY
Dealer Name
Transaction Details
December 2019
January 2020
February 2020
NOT ARRANGED
FOR.
NOT ARRANGED
FOR.

(CLEI)
Transaction Details
29-02-2020 Cash Received Receipt No.3011879001 INR 3,590.00 0.00 3,590.00
March 2020
April 2020

Reasons
June 2020
July 2020
August 2020
September 2020
NOT ARRANGED
FOR.
NOT ARRANGED
FOR.

(CLEI)
Transaction Details
October 2020
November 2020
NOT ARRANGED
FOR.

(CLEI)
Transaction Details
NOT ARRANGED
FOR.
Cheque No.:EXGRATIA_25949128 Receipt No.---- Moratoirum period ex-gratia

05-11-2020 Payment Received 0.00 72.67
refund
December 2020
NOT ARRANGED
FOR.
NOT ARRANGED
FOR.
January 2021

(CLEI)
Transaction Details
NOT ARRANGED
FOR.
NOT ARRANGED
FOR.
February 2021
NOT ARRANGED
FOR.
NOT ARRANGED
FOR.
March 2021

(CLEI)
Transaction Details
NOT ARRANGED
FOR.
NOT ARRANGED
FOR.
April 2021
April 2023
27-04-2023 Current Month Overdue- Due - 708.00 0.00
Summary of Charges

(CLEI)

(CLEI)

(CLEI)
Missed EMI
September 2020 25949128 3,591.00
October 2020 25949128 3,591.00
November 2020 25949128 3,591.00
December 2020 25949128 3,591.00
January 2021 25949128 3,590.00
February 2021 25949128 3,590.00
March 2021 25949128 3,590.00
April 2021 25949128 2,313.36
TOTAL ` 27,447.36 PAY

AS PER NEW SCHEDULE (Amount in `) HOME
Quick Pay
Loan A/c No. Products TOTAL
29677144 Consumer Durable Loan (CLEI) ` 32,098.57 PAY
` 1,65,378.08 PAY
Products/Type of charges Consumer Durable Loan
EMI Bounce charges per presentation* 400
2% per month of the unpaid EMI or Rs 300 whichever is

Late payment/Penal charges/ Default interest/Overdue (per month)
higher
Cheque Swap charges (per swap)* 500
Cancellation & Rebooking charges 1000 or 5% of loan amount - whichever is higher
Foreclosure / Prepayment charges* 5% of principle outstanding amount
Loan re scheduling charges (per re scheduling) NA
Duplicate No Objection Certificate Issuance Charges* 500
Physical Repayment Schedule * 500
Physical Statement of Account* 500
Document retrieval charges (per retrieval)* 500
Stamping Charges As per actuals
Processing fees
List of Documents NA
Part Payment charges Part Payment is not allowed
Initial Money Deposit/ Application Fees (Non-refundable) NA
EBC Replacement Fee (if EBC Applicable) 100
Easy Buy Card Replacement Fee (If Easy Buy Card Applicable) NA
EBC & Push Card fee(if applicable) 99

AS PER NEW SCHEDULE (Amount in `) HOME
Products/Type of charges Consumer Durable Loan
EMI Pickup/ Collection Charges* 350
Admin Charges (If Applicable)
Pre EMI
Security Post Dated Cheque Waiver
Legal/Collections/ Repossession & Incidental Charges
PDD charges
Valuation Charges (If applicable)
Admin Fee (if applicable)
Other Charges (if applicable)
Valuation Charges (Used Tractor)
*Charges above are exclusive of GST

Please note
1) First Presentation will be done on the 2nd or 5th each month. Kindly ensure your account is funded with sufficient funds by 1st or 4th each month to
avoid levy of charges
2) If the EMI for the month bounces and payment against the same is not received in the same month, late payment charges will be applicable. These will
be charged every month on a recurring basis till the payment is received
3) Above charges are exclusive of GST
4) Non-payment of any of the charges levied will be reported to the Credit information company (including CIBIL) and will affect the credit score.
5) * incase a company, firm, etc. is a part of the loan structure; foreclosure charges/ penalty/levy can be levied as stated in the sanction conditions will be
Applicable.
6) Schedule of charges are subject to change as per company's discretion from time to time. The company reserves the right to introduce any new charges
or fees, as it may deem appropriate. Please visit "www.idfcfirstbank.com" to view the updated loan charges.


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ACCOUNT STATEMENT HOME

Generated Electronically as on 27 April, 2023

Relationship Summary Relationship Number : CC5054794027

` 1,76,379 * ` 11,001 * ` 78,176 * ` 87,202 *

Summary of all Active Loan Accounts

29677144 Consumer Durable Loan (CLEI) 1,743 1 702 13,927 18,172

29677167 Consumer Durable Loan (CLEI) 3,599 3 10,299 28,690 27,376

25949114 Consumer Durable Loan (CLEI) 1,281 0 0 8,185 13,688

25949128 Consumer Durable Loan (CLEI) 3,591 0 0 27,375 27,966

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LOAN EMI PAYMENTS & CHARGES

ROI 9.66 % Advance EMI 0 Last Payment Amount ` 1,742.00

Product NEODF278PRMARCTICSTEEL2S Remaining EMI(s) 1 Penalty Charges Overdue ` 10,620.00

Model Whirlpool Current Principal Outstanding ` 702.00 Other charges ` 0.00

Disbursed Date 18 Jan, 2020 Unadjusted Payments ` 0.00

Pai International Electronics Ltd

Date Particular Remark Debit Credit

02-09-2020 Due For Instalment 7 - 1,742.00 0.00

02-09-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-09-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-09-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-09-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

Date Particular Remark Debit Credit

02-10-2020 Due For Instalment 8 - 1,743.00 0.00

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02-10-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-10-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-10-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-10-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

Date Particular Remark Debit Credit

02-11-2020 Due For Instalment 9 - 1,743.00 0.00

02-11-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-11-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-11-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-11-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

Date Particular Remark Debit Credit

02-12-2020 Due For Instalment 10 - 1,743.00 0.00

02-12-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-12-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-12-2020 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

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Date Particular Remark Debit Credit

02-01-2021 Due For Instalment 11 - 1,743.00 0.00

02-01-2021 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-01-2021 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-01-2021 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-01-2021 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

Date Particular Remark Debit Credit

02-02-2021 Due For Instalment 12 - 1,742.00 0.00

02-02-2021 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-02-2021 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-02-2021 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-02-2021 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

Date Particular Remark Debit Credit

02-03-2021 Due For Instalment 13 - 1,742.00 0.00

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02-03-2021 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-03-2021 Overdue Charges- Due (Incl. Tax) - 354.00 0.00

02-03-2021 Overdue Charges- Due (Incl. Tax) - 354.00 0.00