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SERVICE AGREEMENT
Effective Date of the
Service Agreement: 03/09 /2020

Parties to the Agreement: “MFM” MF MANAGEMENT Ltd

Registered under the laws of the Republic of Cyprus
Registration Number HE325492
Registered office at Parni 10, 3117, Limassol, Cyprus
Represented by Evdokia Georgiou
Director

“ISV” PT. BARISTA MOBILE UNITED

Registered under the laws of Republic Indonesia
Registration Number ___________
Registered office at _____________
Represented by
Executive Officer (CEO)

THE PARTIES HEREBY AGREE ON THE FOLLOWING

Purpose of the MFM will provide communication services (the “Services”).

Service Agreement The Services shall be provided subject to the provisions of this Service Agreement.
Service provider Facebook Ireland Limited/Facebook Inc. (WhatsApp Ireland Limited/WhatsApp Inc.)
Use of the Message ISV shall use Services for operational and transactional communication.
Services
Price change Prices are subject to changes by written notice from MFM to ISV, communicated via email to
notification the following email address ______________.
Currency USD
For pricing/Coverage Update
MFM’s
Outage/Fault/Maintenance
Notifications(s) to ISV
lnvoices
Monthly uptime report
Agreement notice

ISV ACKNOWLEDGES AND AGREES TO BE BOUND BY THE TERMS AND CONDITIONS AS SET OUT
BELOW.
IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date first above written.

MF MANAGEMENT Ltd PT. BARISTA MOBILE UNITED

___________________ Evdokia Georgiou ___________________

1. OWNERSHIP AND LICENSING

1.1. Nothing in this Agreement (including, if any, any Amendments/Appendices) is intended to effect an assignment by or to either Party of any right to
intellectual property, including but not limited to any logo, mark, trademark, whether registered or unregistered (“Intellectual Property”) or any applications
for registration of such rights.

1.2. Nothing in this Agreement shall entitle one Party to use the other Party’s Intellectual Property, except as specifically set forth herein or with the prior
express, written consent of said other Party.

1.3. ISV agrees that all Intellectual Property rights of the Service provider including, without limitation, all property rights in the Services, trademarks,
logos, slogans and other proprietary materials shall be and remain the absolute property of and shall vest and remain vested in the Service provider and,
if licensed, its licensors, and except as expressly provided in this Agreement, no rights or licenses, express or implied, are hereby granted to ISV in respect
of the same. MFM agrees that all Intellectual Property rights in the ISV Site and the ISV brand, the ISV Content and the web interface associated with the
Services (together, the “ISV Elements”) shall remain with the ISV and its licensors and except as expressly provided in this Agreement, no rights or
licenses, express or implied, are hereby granted to MFM in respect of the same. For the purposes of this Agreement, “ISV Content’ shall refer to any
messages, numbers, email addresses or similar material of such nature provided by the ISV to MFM for the purposes of the Services.
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2. CONFIDENTIAL INFORMATION

2.1. All Confidential Information disclosed by either Party to the other Party, during the Term of the Agreement and for a period of three (3) years
thereafter, shall not be used by the receiving Party except in connection with the activities contemplated by this Agreement, shall be maintained in
confidence by the receiving Party and shall not otherwise be disclosed by the receiving Party to any other person, firm or agency, governmental or
private, without the prior written consent of the disclosing Party. The obligation of confidentiality and non-disclosure shall not apply to such portion of
the Confidential Information which (a) is or becomes generally available to the public other than as a result of disclosure by the receiving Party or its
employees, representatives or agents; or (b) becomes available to the receiving Party on a non-confidential basis from a third party (unrelated to the
receiving Party) which is entitled to disclose it; or (c) was known to the receiving Party on a non-confidential basis prior to its disclosure to the
receiving Party by the disclosing Party; or (d) is independently developed or generated by the receiving Party without use of Confidential Information
of the disclosing Party; (e) is required to be disclosed by law or court order; provided that the Party required to disclose Confidential Information
under this clause (e) shall provide reasonable advanced notice to the other Party and shall permit such Party to oppose or limit the scope of such
disclosure. "Confidential Information" means information which the disclosing Party desires to protect against unrestricted disclosure or competitive
use by the receiving Party and which is clearly identified as confidential to the receiving Party. Confidential Information includes, but is not limited to,
information concerning other party business methods and rates, business plans, ISV information and information concerning the technology and
know-how of a Party. Confidential Information may include proprietary or confidential information of third parties that have granted licenses to the
disclosing Party.

2.2. None of the terms in this Agreement shall be understood or construed as granting to the receiving Party a license or any other right to use or exploit
the Confidential Information other than for the Services. The receiving Party shall not claim any patent or proprietary right based upon the provision
of Confidential Information and shall defend and indemnify the disclosing Party from any such claims from the receiving Party, and any of its
affiliates, consultants, representatives, agents or employees or others who may receive the Confidential Information from or through the disclosing
Party.

3. REPRESENTATIONS AND WARRANTIES

3.1. WARRANTIES OF ISV. ISV warrants that, (a) to the best of its knowledge, the ISV Content do not and will not infringe or violate the Intellectual
Property rights of any third party; (b) ISV Content will not (i) violate ISV Terms according to Exhibit A which must be signed by ISV or any law or
regulation; (ii) be defamatory, obscene, harmful to minors or child pornography; or (iii) contain, at the date of the Agreement, any commonly known
viruses, Trojan horses, worms, time bombs, cancel bots or other computer programming routines that are intended to damage, detrimentally interfere
with, surreptitiously intercept or expropriate any system, data or personal information (collectively “Prohibited Messages”); and (c) it shall make no
representation or warranty on behalf of MFM to any ISV user (“ISV User”, which, for the avoidance of doubt, shall mean a customer of the ISV)
concerning the MFM Services. ISV agrees that ISV Content shall be free from obscene materials when ISV uses the services for marketing
purposes. MFM’s sole remedy and ISV's sole liability for breach by ISV of the foregoing warranties shall be as set forth in Sections 4 and 5 below; (d)
ISV has satisfied any Compliance Checks Service provider may require (in his sole discretion) and has executed the ISV Terms according to Exhibit
A.

3.2. DISCLAIMER. Except as expressly set forth in this Agreement, neither Party makes any representation or warranties to any person or entity with
respect to its Services, brands, content or otherwise, and each Party hereby disclaims all implied warranties, including without limitation warranties of
merchantability, fitness for a particular purpose, accuracy of data or information provided through its Services and non-infringement and implied
warranties arising from course of dealing or course of performance. Except as expressly set forth in this Agreement, Services are provided "as is"
and MFM expressly disclaims any representation or warranty regarding the performance, availability, functionality or any other aspect of its Services.
MFM and its suppliers make no warranty that the use of the Services will be uninterrupted, timely, secure, or error-free; nor do MFM or its suppliers
make any warranty as to the results that may be obtained from use of the Services. The disclaimers on liability shall not apply to the extent that
liability was due to the negligence, act or omission of MFM or a third Party.

3.3. LEGAL WARRANTIES. ISV warrants that:

a. All elements provided by ISV for the use of the Services, including but not limited to the ISV Content and Personal Data of End Users, will not be in
violation of and is in full compliance with any law, regulation, or codes of practice, including but not limited to the General Data Protection
Regulations (EU) 2016/679, the Personal Data Protection Act 2012 (Chapter 26 of Singapore), the Spam Control Act (Chapter 311A of Singapore),
the Undesirable Publications Act (Chapter 338 of Singapore) and the Singapore Code of Advertising Practice (3rd edition, February 2008); and

a. none of the ISV Content has been generated or obtained through the use of a dictionary attack or address harvesting software.

3.4. ISV undertakes that it shall do all things necessary within its control to ensure that MFM, in providing the Services, remains compliant with all
applicable laws, regulations or codes of practice.

4. INDEMNIFICATION

4.1. INDEMNIFICATION. ISV shall fully indemnify MFM for any claim or loss raised by a third party, or any fines or penalties by any governmental
authority, caused by any non-compliance with any provisions of this Agreement. The Parties acknowledge and agree that ISV’s indemnification
obligation will be limited to the amount of limitation of liability that MFM may have contractually with any such third party.

4.2. INDEMNIFICATION PROCEDURE. As a condition of ISV's obligations under this Section 4, MFM agrees to (a) promptly notify ISV in writing of any
indemnifiable claim, and all threats, claims and proceedings related thereto, (b) give ISV the opportunity to defend or negotiate a settlement of any
such claim at its expense, except that ISV shall not enter into any settlement that imposes any executory obligation on MFM (beyond the payment of
money in settlement of the claim) and does not unconditionally release MFM without MFM's prior written approval, and (c) use best efforts to
facilitate ISV in defending or settling such claim at the ISV's expense.

5. LIMITATION OF LIABILITY

5.1. The total liability of MFM under or in connection with this Agreement shall be limited as follows:

(i) All aggregate claims under this Agreement (whether arising from breach of contract or warranty or from negligence or strict liability or
otherwise) relating to the unavailability or nonconformity of a MFM Service shall not exceed fifty thousand Euros (EUR 50,000).

(i) MFM shall not be liable for any claim due to the negligence or failure of MFMs responsible telecommunication service provider; for the
avoidance of doubt such negligence or failure shall be determined where the MFM Service could be provided by an alternative telecommunications service

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provider.

5.2. Nothing in this Agreement excludes or limits the liability of either Party for death or personal injury caused by either Party’s negligence or fraudulent
misrepresentation.

5.3. In no event shall either Party be liable for any indirect, incidental, special or consequential damages (including but not limited to such damages
arising from breach of contract or warranty or from negligence or strict liability or otherwise), including loss of profits, revenue, data or use, or for
interrupted communications, incurred by either Party in connection with this Agreement, even if the other Party or any other person has been advised
of the possibility of such damages.

6. SERVICE USAGE

6.1. SPAM, ABUSIVE OR INAPPROPRIATE CONTENT

6.1.1.ISV shall not under any circumstances, knowingly and willfully, transmit any message via MFM which is (a) unsolicited, for example where the
recipient has not explicitly requested the message or where the message or originator is as such that the sender cannot be easily identified; or (b)
contains content that includes spyware, viruses, worms, Trojan horses, adware or other malware, or exposes the recipient to such programs in an
indirect way; or (c) contains content deemed illegal by Cyprus law and/or the law of the recipient's country; or (d) is offensive, abusive, defamatory,
threatening, indecent, menacing, misleading or discriminatory, or otherwise intended to cause distress, annoyance, inconvenience, worry or upset to
the recipient; or (e) contains copyright works, trademarks or other Intellectual Property without the written permission of the rights holder; or (f) may
bring the name of MFM into disrepute.

6.1.1.If ISV discovers that Prohibited Messages, as described above, have been submitted to MFM then ISV shall, to the best of its abilities, notify MFM at
the earliest possible opportunity and no later than 24 hours after discovery of the incident. If MFM discovers that ISV has transmitted Prohibited
Messages, then MFM shall, to the best of its abilities, notify ISV at the earliest possible opportunity and no later than 24 hours after the discovery of
the incident.

6.1.2.As a result of Prohibited Messages (as may be reasonably determined by MFM) being transmitted by ISV to MFM, MFM shall first notify ISV of the
purported Prohibited Message and ISV must rectify the event to comply with this Service Agreement. MFM shall be entitled, without any liability, to
suspend or modify the Services as may be reasonably necessary to ensure that it is in compliance with such applicable laws, regulations or codes of
practice. Where the event is capable of being remedied and ISV fails to remedy the said event, MFM shall provide to ISV notice prior to the
suspension. In the event the Parties are unable to further resolve the matter, MFM may suspend ISV’s account or in extreme cases, terminate ISV’s
account and Agreement. In the instance of fines being levied against MFM as a result of Prohibited Messages being sent by ISV, provided that ISV
has failed to notify MFM prior to transmission, ISV shall be liable to pay each fine in its entirety.

6.2. SECURITY AND PRIVACY. ISV shall be responsible for keeping account and connection credentials secure and private, for choosing passwords of
strong enough complexity, and for implementing IP address based access controls where applicable. MFM shall not be liable for any indirect,
incidental, special or consequential damages arising from any intrusion of ISV's online customer account or the unauthorized use of ISV's
credentials, including (without limitation) loss of profits, loss of revenue, or interrupted communications, provided that such intrusion was not due to
the negligence, act or omission of MFM. ISV will transmit messages over MFM platform using HTTPS protocol. MFM may disclose any messages
transmitted over the MFM platform to the extent permitted by law to protect MFM rights or property, including (without limitation) to protect the
operation of the MFM platform, or to comply with the law or regulatory enquiries or requirements.

6.3. ABUSE

6.3.1.MFM shall make available Services to ISV as defined in Amendment: Services and Pricing. MFM shall notify ISV if it believes abuse (as defined in
section 6.1) of a Service is taking, or has taken place. An abused Service shall be deactivated until ISV resolves the incident to the commercially
reasonable satisfaction of MFM.

6.3.2.Any attempt by ISV to influence their account in order to achieve gain to which they are not entitled, including but not limited to exploiting
undocumented features of an account or service, shall result in the immediate suspension of ISV's account in accordance with Clause 6.1. ISV is
liable to repay MFM for the full amount of the value of any improper gain.

6.4. SUSPENSION OF MFM SERVICES. ISV acknowledges that MFM has the right to cease the MFM Services in respect of any individual who has
given notification that such individual does not, or is withdrawing, consent to receive messages (a "Withdrawal Consent Notification"), whether such
Withdrawal Consent Notification was received indirectly or directly by MFM. MFM shall inform ISV where it has received such Withdrawal Consent
Notification directly.

7. CHARGES AND PAYMENT

7.1. CHARGES. ISV shall pay MFM at the applicable rate (without limitation):
a. service fee as provided for in the Amendment.
b. any applicable Value Added Tax.

PRICING. Price per delivered message is detailed in the Amendment. Any message sent to a destination not detailed in such Pricing Section will be
charged as per the Standard Routing Price if it is specified in the Amendment.

7.2. POSTPAYMENT CONDITIONS. Unless otherwise specified in the Amendment ISV shall pay for the services as following:

a. MFM will issue invoices to the ISV on a monthly basis;

b. The invoices shall be paid by the ISV within 20 calendar days from the date of the invoice sent to ISV;

c. Each invoice will itemise the Services delivered within the relevant month or other period

Failure to pay any amount due as per this Agreement conditions shall constitute a breach of these terms.

7.3. PREPAYMENT CONDITIONS. If specified in the Amendment ISV shall pay for the services of further periods no later than the 10th day of the
reporting period.
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7.4. SECURITY DEPOSIT. ISV shall pay to MFM the Deposit amount if it is specified in Amendment of this Agreement within five (5) calendar days after
the date of this Agreement. The Deposit shall be held as security for the payment obligations of the ISV. MFM shall have the right to apply the
Deposit towards making good any default of the ISV, and the ISV shall pay MFM any such applied amount within seven (7) days to maintain the
Deposit amount. Security Deposit will be refunded upon termination of this Agreement to ISV once all defaults of the ISV have been cleared.

7.5. RECEIVED PAYMENTS. In the case of payment by bank transfer, payment shall be deemed to have been received as soon as MFM has confirmed
that the correct amount has been deposited in the agreed currency in the agreed MFM bank account. ISV must allow reasonable time for payments
to be received and any antifraud checks to be carried out. MFM shall notify ISV by email once a payment has been received.

7.6. PAYMENT TRANSACTION FEES. ISV shall pay any applicable transaction or currency exchange fees levied by the ISV's bank, ISV's payment
partner, or any intermediate banks or financial institutions, that are incurred when making a payment to MFM.

7.8. PAYMENT BY BANK TRANSFER. Payment by bank transfer must be initiated by the creation of an invoice. An invoice may be created by MFM or
ISV. A payment reference shall be included in the invoice that must be quoted in the payment transfer details when payment is made. MFM bank
account details are included on every invoice and it is the responsibility of ISV to pay to the correct bank account matching the agreed currency.
MFM shall communicate any changes in MFM’s bank account details to ISV, which change shall be effective upon acknowledgment by ISV.

7.9. FREE TRIALS AND TESTING CREDITS. At the discretion of MFM, free trial periods or testing credit may be issued for which no charges shall
apply. Such free trial periods and any testing credit is intended for ISV to test the capabilities of the MFM Service. During such periods, all these
terms apply.

7.10. TAXES. Unless otherwise stated, all charges exclude taxes, including (without limitation) sales, value-added, excise, or other taxes and duties
including penalties and interest. Each party shall pay their own taxes. If any withholding tax is levied on the payments, then the ISV shall increase
the sums paid to MFM so that the amount received by MFM after the withholding tax is deducted is the full amount MFM would have received if no
withholding or deduction had been made.

7.11. PRICING AND COVERAGE CHANGES. From time to time MFM shall issue changes to ISV's message pricing and coverage, where changes can
include:

Such changes shall be communicated by email to ISV's billing contact(s), or primary contact(s) no later than 10 days prior to the changes taking
effect. If no billing contact(s) is/are available the changes are considered to be communcatied to ISV. Pricing and coverage changes shall be
considered as communicated to ISV at the time the email is recorded as sent by MFM. MFM shall not be liable for any indirect, incidental, special or
consequential damages arising from pricing and coverage changes, including (without limitation) loss of profits, revenue, or interrupted
communications.

7.12. CREDIT LIMITS. At its sole discretion, MFM may extend to ISV a credit limit, allowing the currency balance of ISV's account to fall below zero and
therefore become negative. Credit limits are provided under the following terms, unless explicitly agreed otherwise:
a. Every payment made by ISV shall return ISV’s account to a positive currency balance,
b. ISV is not permitted to operate ISV's account with a negative currency balance for more than 7 consecutive days after invoice has been sent,
c. ISV must return ISV's currency balance to zero or a positive amount upon request from MFM within 7 days after invoice has been sent.

7.13. OVERDUE PAYMENTS. MFM shall charge monthly interest at a rate of 3.5% on all overdue invoices relating in whole or part to a negative currency
balance on ISV's account, starting on the date the invoice became overdue and ending on the date that the overdue payment is received. Where the
overdue invoice only consists in part of a negative currency balance on ISV's account, MFM shall only charge interest on the total negative amount
and not on any prepayment part. MFM shall clearly state the payment terms on all invoices issued to ISV. Where the payment term is "Immediate",

the invoice shall be considered overdue if payment has not been received by MFM within 7 days. Details of invoices for which payment has not yet
been received shall be made available by MFM to ISV in the Billing section of ISV's online ISV account.

7.14. MESSAGE STATISTICS DISPUTES. In the event of an imbalance between message statistics recorded by ISV and messages statistics recorded by
MFM, ISV shall notify MFM within 7 days from the invoicing date that the imbalance refers to and provide MFM with a detailed report for each
disputed period and message (including MSISDN, Message ID, timestamp, country, operator, message or DLR status, look-up results if applicable).
MFM shall investigate each reported imbalance and shall notify ISV as to whether an adjustment to ISV's currency balance is necessary. MFM
reserves the right to decline to investigate a message statistics imbalance reported after 7 days of the date that the imbalance refers to.

7.15. RIGHT TO COLLECT AGAINST FUNDS ON DEPOSIT. If full payment of undisputed amounts is not received by MFM when due, MFM shall have
the right to make payment out of funds on deposit.

8. TERMS AND TERMINATION

8.1. This Agreement shall commence as of the date of execution (either electronic or in writing) and, unless earlier terminated pursuant to Section
8.2 below, it shall continue for a period of one (1) year (the “Initial Term”). At the expiration of the Initial Term, the Agreement shall be renewed for
successive one year periods (each such period referred to as the “Renewal Term”), unless or until (i) either Party terminates the Agreement at any time
after the Initial Term upon thirty (30) days advance written notice, or (ii) the Agreement is otherwise terminated in accordance with the provisions Section
8.2. The Initial Term and, if applicable, Renewal Term(s) are referred to as the Term.

8.2. TERMINATION

8.2.1. Termination for cause. The Agreement may be terminated (as of right and without judicial intervention) by either Party in the event that:
a. The other Party has breached any material obligation under this Agreement (unless that breach arises from any of the special circumstances set out in
Section 9.7 of this Agreement), and such breach is not remedied within ninety (30) days for nonmonetary breaches or within thirty (20) days for monetary
breaches of the breaching Party's receipt of the non-breaching Party's written notice specifying the breach in reasonable detail and demanding its cure;

b. The other Party is unable to pay its debts when due or otherwise becomes insolvent, is the subject of any order made, or a resolution is passed, for its
administration, winding-up or dissolution (otherwise than for the purposes of an amalgamation or reconstruction), has an administrative receiver, manager,
trustee, liquidator, administrator, or similar officer appointed over all or any substantial part of its assets, enters into or proposes any composition or

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arrangement with its creditors generally; or is the subject of any event or circumstances analogous to the foregoing in any applicable jurisdiction.

c. MFM cannot provide a workable resolution not compliant with Services defined in Amendment. ISV shall notify MFM as per the section 9.5 “Notices” if
ISV records non compliancy of Services.

8.2.2. Except as explicitly set forth elsewhere in this Agreement, the foregoing rights of termination shall be in addition to and not in lieu of any other legal
or equitable remedies that the terminating Party may have.

8.3. EFFECT OF TERMINATION

8.3.1. Return of Confidential Information. Within thirty (30) days following any expiration or termination of the Agreement, each Party shall return the
Confidential Information of the other Party and shall delete all copies of such Confidential Information from any computer storage; provided that neither
Party will be required to delete copies of Confidential Information that are included within a backup or archival copy of such Party's computer systems
made in the ordinary course of business.

8.3.1. Survival. The provisions of the Sections of the Agreement entitled Ownership of Technology, Confidential Information, Representations and
Warranties, Indemnification, Limitation of Liability, Effect of Termination and Miscellaneous, shall survive any termination or expiration of this Agreement.

9. MISCELLANEOUS

9.1. RELATIONSHIP OF THE PARTIES. Notwithstanding any provision hereof, for all purposes of the Agreement each Party shall be and act as an
independent contractor and not as an employee, employer, partner, joint venturer or agent of the other and shall not bind nor attempt to bind the
other to any contract, liability or obligation of any kind.

9.1. NON-SOLICITATION. Both Parties agree that, during the Term of this Agreement and for two (2) years after its termination, they will not directly or
indirectly employ or offer employment to any person who was employed by the other Party unless such person shall have ceased to be employed by
the respective Party for at least six (6) months.

9.2. ASSIGNMENT. Neither Party may assign this Agreement in whole or in part without the prior written consent of the other Party, which consent shall
not be unreasonably withheld; provided, however, that either Party may assign this Agreement upon notice to the other Party in connection with a
merger, reorganization, consolidation, re-incorporation, or sale of all or substantially all assets or all the capital stock of the Party. This Agreement
shall be binding upon and inure to the benefit of any successors and assigns.

9.3. AMENDMENT OR MODIFICATIONS. Any amendments or modification of any provision hereof must be in writing, dated, and communicated to both
Parties and be accepted by both Parties for application.

9.4. BUSINESS DAY. A Business Day means a day which is not a Saturday or Sunday or a public holiday in Cyprus.

9.5. NOTICES. Any notice or communication under or in connection with this Agreement shall be in writing and shall be delivered personally, or by post,
email, telex cable or facsimile to the addresses or telefax numbers given in this Agreement or at such address or telefax numbers as the recipient
may have notified to the other Party hereto in writing or by advertising or by advertisements in the newspapers. Proof of posting or despatch or
transmittal of any notice or communication to the other Party shall be deemed to be proof of receipt:
(i) in the case of a letter, on the fifth (5th) Business Day after posting; and
(i) in the case of an email, on the Business Day immediately after successful transmission;
(ii) in the case of a telex or cable, on the Business Day immediately after successful transmission; and
(iii) in the case of a facsimile, on the Business Day immediately after successful transmission.

MFM shall ensure the relevant ISV departments are informed of the following: fires, floods, labour disturbances, riots or wars (“Force Majeure Event”).
Notwithstanding the foregoing, Force Majeure Event and termination of this Agreement due to Force Majeure shall not affect ISV’s payment obligations
arising out of this Agreement.

9.7. FORCE MAJEURE. Neither Party will be liable for any failure to fulfill its obligations hereunder due to causes beyond its reasonable control, including
acts or omissions of government or military authority, acts of God, shortages of materials, telecommunication failures (including any systemic Internet
failures and any interruptions in services of Internet or mobile service providers or operators), transportation delays, earthquakes,
9.8. COMPLIANCE WITH LAWS
9.8.1.In its performance under this Agreement, the Parties shall strictly comply with all applicable laws, codes and regulations, and specifically with
any personal data protection, health, safety and environmental laws, ordinances, codes and regulations of any jurisdiction where this Agreement may
be performed. For avoidance of doubt, the Parties shall comply, and shall ensure that each of its principals, owners, shareholders, officers, directors,
employees and agents complies with all applicable antibribery and corruption laws in any business dealings and activities undertaken in connection
with this Agreement. MFM further warrants that in providing the Services under this Agreement, MFM shall strictly comply with all applicable data
protection laws relating to the processing of data.

9.8.1.ISV shall comply with all applicable laws or regulations in any country where message services are sent, marketed or provided.

9.9. WAIVER. No failure by either Party to insist upon the strict performance of any covenant, duty, agreement or condition hereof or to exercise any right
or remedy consequent upon a breach hereof shall constitute waiver of any such breach or any other covenant, duty, agreement or condition.

9.10. COUNTERPARTS. This Agreement may be executed in counterparts, each of which counterparts, when so executed and delivered, shall be
deemed to be an original, and all of which counterparts, taken together, shall constitute one and the same instrument.

9.11. EXCLUSION OF THIRD PARTY RIGHTS. A person who is not a party to this Agreement has no rights to enforce any term of this Agreement.

9.12. GOVERNING LAW AND JURISDICTION. Each Party irrevocably agrees to submit to the law and non-exclusive jurisdiction of the courts of the
Republic of Cyprus over any claim or matter arising under or in connection with the Agreement or the legal relationships established by the
Agreement.

9.13. CUSTOMER REFERENCE. MFM may refer to ISV as a customer in sales presentations, marketing vehicles and activities. But ISV must not use
Faceebook or WhatsApp trademarks, logos, slogans, or other proprietary materials to promote its business or for any other use. Additionally ISV
must not represent itself as an official provider of Services.
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9.14. SEVERABILITY. If any provision hereof should be held invalid, illegal or unenforceable in any respect in any jurisdiction, then, to the fullest extent
permitted by law, (a) all other provisions hereof shall remain in full force and effect in such jurisdiction and shall be liberally construed in order to
carry out the intentions of the Parties as nearly as may be possible and (b) such invalidity illegality or un-enforceability shall not affect the validity,
legality or enforceability of such provision in any other jurisdiction.

9.15. PRECEDENCE ORDER. Unless otherwise expressly stated in the Amendment/ Appendix, in the event of any inconsistencies between the
provisions of the main part of this Agreement and the content of any of the Amendments/Appendices, the main part of this Agreement shall take
precedence over the Amendments/Appendices.

• Pricing/Coverage Update
• Outage/Fault/Maintenance
• Invoices
• Agreement notice

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