SCHOOL TUACA HIGH SCHOOL GRADE LEVEL 11

GENERAL
TEACHER FRANCES P. DOLLERO LEARNING AREA MATHEMATIC
S
DATE & DECEMBER 2, 2022 10:00 - 11:00 AM QUARTER SECOND
TIME

I. OBJECTIVES
A. Content Standards The learner demonstrates understanding of basic concepts of stocks and bonds.

B. Performance The learner is able to use appropriate financial instruments involving stocks and bonds in formulating conclusions
Standards and making decisions.
C.Most Essential The learner illustrates and distinguish between stocks and bonds;
Learning (M11GM-IIe-1-2)
Competencies/
Objectives
Write the LC code
for each
II. CONTENT
A. Lesson STOCKS AND BONDS
1. Define terms related to stocks and bonds;
B. Specific Objectives 2. Illustrate stocks and bonds; and
3. Distinguish between stocks and bonds correctly.

 Accessing and analyzing information

C. Skills in Focus  Collaboration
 Critical thinking
III. LEARNING
RESOURCES
A. References
1. Teacher’s Guide
General Mathematics, pages 237 – 244
pages
2. Learner’s Materials
General Mathematics, pages 208 – 216
pages
3. Textbook pages
4. Additional Materials
from Learning Resource
(LR) portal
THOMAS KENNY (2018)
https://www.thebalance.com/the-difference-betweenstocks-and-bonds-417069
Stock Basics Tutorial
http://www.investopedia.com/university/stocks/13
5. Other Learning Bonds Basics Tutorial
Materials http://www.investopedia.com/university/bonds/
https://www.google.com/url?sa=i&url=https%3A%2F%2Fwww.educba.com%2Fstocks-vs-bonds
%2F&psig=AOvVaw0D60lCUvjlEb7xs6EYCjz0&ust=1669982354204000&source=images&cd=vfe&ved=0CA0QjRxqFwoTCOj
84Kev2PsCFQAAAAAdAAAAABAD

IV. PROCEDURES TEACHER’S ACTIVITY STUDENT’S ACTIVITY

A. Reviewing Elicit: PRELIMINARY ACTIVITIES:

(The activities in
previous this section will
lesson or evoke or draw
presenting the out prior CHECKING OF ATTENDANCE
concepts or (Calls the secretary of the class and Enumerate the absent students.
new lesson prior
asked “who is absent today?”)
experiences
from the
students) SETTING OF RULES
1. Follow health protocols
2. Always show RESPECT to
teachers, others, the classroom
and yourself.
3. Stay on-task and in your seat.
4. Raise your hand to speak.
5. Actively Say “YES”, every time
the teacher says “Class!”
6. Wear a Smile.
7. Throw your trash properly.
IDENTIFY ME!

The teacher will call 10 students that

will participate in the game. In every
correct answer, they will get a reward.

Direction: Identify each logo and name

them.

Expected answer:

 Jollibee

 McDonalds

 SM Super Malls

 Robinsons Mall

 Starbucks

 Nestle

 ABS-CBN

 Shopee

 Chow king

 Globe

“Good Job.”

“What did you observe from those sets

of Logos or images?”

“What is your idea about the secret

behind the success of those  The listed logos are list of successful and known
companies?” companies.

“Who among you would like to be part

owners of the above companies?  Answer may vary
Why?”

The teacher will post the objectives on  Answer may vary

the board and ask students read it.

At the end of the 60-minute lesson, the students will:

1. Define terms related to stocks and bonds;

2. Illustrate stocks and bonds; and
3. Distinguish between stocks and bonds correctly.
B. Establishing a
purpose for ARRANGE ME!
the lesson
Direction: Arrange the given rumbled
letters to make a certain word and
match it to its proper definition. Expected answer:
Engage:
(The activities in SCTKOS
this section will
stimulate their  STOCKS
C. Presenting thinking and help
them access and BDNOS “A form of equity financing or raising money by allowing
examples/inst connect prior
investors to be part owners of the company.”
knowledge as a
ances of the jumpstart to the “A form of equity financing or raising
new lesson present lesson money by allowing investors to be part  BONDS
owners of the company.”
“A form of debt financing, or raising money by borrowing
“A form of debt financing, or raising from investors”
money by borrowing from investors”

“Very Good.”
D. Discussing Explore:
(In this section, GROUP ACTIVITY
new concepts students will be
and practicing given time to think,
plan, investigate,
new skills #1 and organize
The class will be divided into 3 groups.
collected Each group will be given a marker, a (The class will be grouped.)
information; or the manila paper, and a reading material
performance of the
planned/prepared about stocks and bonds
activities from the
students’ manual
with data Direction: Read the given material and
gathering with supply the needed data and answer the
Guide Questions)
given questions.

*See Attachment no. 1*

Define the following:

For Stocks
a. Dividend
b. Dividend per share
c. Stock market
d. Market value
E. Discussing e. Par value
new concepts f. Stock yield ratio
and practicing For Bonds
new skills #2 a. Coupon
b. Coupon rate
c. Price of a bond (The groups will do the activities and each member will
actively participate.)
d. Par value or face value

RUBRIC for this activity.

Criteria 5 4 3
Collaboration All Not all Only 1
members of members of the member of
the group group are the group is
are helping helping in the doing the
in the tasks. tasks. tasks.

Accurateness All items in Not all items in No item in

each task are each task are each task is
correct. correct. correct.

Neatness The work is The work is The work is

very neat. somehow neat. not neat.

(The teacher will check and justify the

presentation presented by each group.) (The groups will present their prepared output.)

F. Developing Explain: VENN DIAGRAM

(In this section,
mastery (leads students will be
to Formative involved in an With the same groupmates, the
analysis of their students’ task is to analyze the
Assessment 3) exploration. Their
understanding is similarities and differences of Stocks
clarified and and Bonds.
modified because
of reflective
activities)/Analysis Direction: Based from what you have
of the gathered
data and results learned about stocks and bonds, list the
and be able to similarities and differences by
answer the Guide
Questions leading completing the Venn Diagram. On the
to the focus left circle, labeled as STOCKS, list the
concept or topic
for the day. unique data or difference of it to the
bonds while on the right circle, labeled
as Bonds, list the unique data or
difference of it to the stocks. On the
intersection of the two circles, you are
 going to put the similarities of Stocks
and Bonds.

Expected answer:

Stocks Bonds Answer may vary

RUBRIC for this activity.

Criteria 5 4 3
Collaboration All Not all Only 1
members of members of the member of
the group group are the group is
are helping helping in the doing the
in the tasks. tasks. tasks.

Accurateness All items in Not all items in No item in

each task are each task are each task is
correct. correct. correct.

Neatness The work is The work is The work is

very neat. somehow neat. not neat.

(The teacher will check and justify the

presentation presented by each group.)

G. Finding Elaborate:
(This section will
practical give students the CROSSWORD PUZZLE
applications of opportunity to The teacher will post the crossword and
expand and
concepts and solidify/concretize students task is to complete it using the Expected answer:
their clue below.
skills in daily understanding of
the concept and/or
living apply it to a real-
H. Making world situation)

generalization
s and
abstractions
about the
lesson

Down
1. share in the company’s profit. 2. the
current price of a stock at which it can
be sold
3. interest-bearing security which
promises to pay
5. a place where stocks can be bought
or sold.
6. the per share amount as stated on the
company
certificate.
8. periodic interest payment that the
bondholder
receives during the period of time.
9. the amount payable on the maturity
date

Across
4. the rate per coupon payment period.
7. the price of the bond at purchase
time
10. share in ownership of the company

WORD PROBLEM
A certain corporation declared to give
P100,000,000 dividend to the common
stockholders. If there are 1,000,000
shares, then there will be P100 dividend
per
share.

Guided Questions:
1. What is the problem about?
2. What common terms were mentioned
in the example? Expected answer:
3. If you are one of the common
 stockholders who owned 1,000 shares, 1. Dividend
how much dividend will you get from 2. stockholders, dividend, shares
the company? 3. 1,000 x 100 = 100, 000
Evaluation:
(This section will
provide QUIZ:
opportunities for
concept check test
items and answer The teacher will distribute the papers
key which are that contains the quiz/questions.
aligned to the
learning objectives
– content and Direction: Choose the best answer.
performance
standards and
address 1. A term referring to a share in
misconceptions- if
any) ownership of the company.
a. Stocks c. Coupon
b. Bonds d. Dividend

2. A term referring to s place we can

buy or sell stocks.
a. SM c. Stock Market
b. Talipapa d. Daet market

3. It is the share of earnings by the

stockholders.
a. Stocks c. Coupon
b. Bonds d. Dividend

4. It is a ratio of the annual dividend per

share and the market value per share.
a. Coupon Rate
b. Stock Yield Ratio
c. Dividend per Share
d. Par Value or Face Value

I. Evaluating 5. It is the current price of a stock at

learning which it can be sold.
a. Amount c. Face Value
b. Par Value d. Market Value

6. It is a form of debt financing, or

raising money by borrowing from
investors
a. Stocks c. Coupon
b. Bonds d. Dividend

For Items 7-10, Tell whether the

following is a characteristic of stocks
and bonds. Write DIVIDEND if the
given describes stocks and write
COUPON if the given describes bonds.

7. It can be appropriate for retirees

(because of the guaranteed fixed
income) or for those who need the Expected answer:
money soon.
8. A form of equity financing, or 1. A
raising money by allowing investors to 2. C
be part of the company. 3. D
9. Higher risk but with possibility of 4. B
higher returns. 5. D
10. Lower risk but lower yield. 6. B
7. COUPON
8. DIVIDEND
9. DIVIDEND
10. COUPON

Extend: ASSIGNMENT:
(This section gives
situation that
J. Additional explains the topic A certain financial institution declared
activities for in a new context, a P30,000,000 dividend for the
or integrate it to
application or another common stocks. If there are a total of
remediation discipline/societal 700,000 shares of common stock, how
concern)
much is the
dividend per share?
V. REMARKS

VI. REFLECTION
A. No. of learners who earned 80% in the evaluation

B. No. of learners who require additional activities for

remediation

C. Did the remedial lessons work? No. of learners

who have caught up with the lesson

D. No. of learners who continue to require

remediation

E. Which of my teaching strategies worked well?

Why did these work?

F. What difficulties did I encounter which my

principal or supervisor can help me solve?
G. What innovation or localized materials did I
use/discover which I wish to share with other
teachers?

Prepared by:

FRANCES P. DOLLERO
SHS TEACHER

Observed by:

ARLENE O. ABANES, Ed.D.

Principal I
 Republic of the Philippines
Department of Education
Region V – Bicol
SCHOOLS DIVISION OFFICE OF CAMARINES NORTE
Tuaca High School
Tuaca, Basud, Camarines Norte

Attachment no. 1

Stocks and Bonds

Stocks
Stock is a share of ownership in a business or company.

Some corporations may raise money for their expansion by issuing stocks. Stocks are shares in the
ownership of the company. Owners of stocks may be considered as part owners of the company.
There are two types of stocks: Common stock and preferred stocks. Both will receive dividends or share
of earnings of the company. Dividends are paid first to preferred shareholders. Dividend per share is ration of
the dividends to the number of shares.

Stocks can be bought or sold at its current price called the market value. When a person buys some
shares, the person receives a certificate with the corporations’ name, owners name, number of shares and par
value per share. Par Value is the per share amount as stated on the company certificate. Unlike market value, it
is determined by the company and remains stable over time. Stock Market is a place where stocks can be bought
or sold. The stock market in the Philippines is governed by the Philippine Stock Exchange (PSE).

The stakeholders are the owners of the firm.

Stock valuation is important in order to compare the price of the stock with respect to the market. Stock
Yield Ratio is a ratio of the annual dividend per share and the market value per share. Also called current stock
yield.

Bonds
Bond is a debt of the firm.
A bond is a certificate which proves that a company or corporation borrowed money from a certain
group of individuals or investors for a definite period of time at a fixed rate. Bond is an interest-bearing security
which promises to pay a stated amount of money on the maturity date, and regular interest payments called
coupons. Coupon is a periodic interest payment that the bondholder receives during the time between purchase
date and maturity date; usually received semi-annually. Coupon Rate is the rate per coupon payment period;
denoted by r. Owning a bond is just like saving money from a bank in which you will earn interest from the
amount borrowed.

A bond can be bought from a company or other people. The bond is said to have a high value if it earns
high interest payment compared to the market interest rate. Otherwise, the bond is valued low.
Bonds are interest bearing security which promises to pay amount of money on a certain maturity date
as stated in the bond certificate. Unlike stockholders, bondholders are lenders to the institution which may be a
government or private company. Some bond issues are the national government, government agencies,
government owned and controlled corporations, non-bank corporations, banks and multilateral agencies. Term
(or Tenor) of a Bond is fixed period of time (in years) at which the bond is redeemable as stated in the bond
certificate; number of years from time of purchase to maturity date. Fair Price of a Bond is the present value of
all cash inflows to the bondholder. Price of a Bond is the price of the bond at a purchase time; denoted by P. Par
Value or Face Value is the amount payable on the maturity date; denoted by F. If P = F, the bond is purchased
at par. If P < F, the bond is purchased at a discount. If P > F, the bond is purchased at premium.
According STOCKS BONDS
to:
A form of equity financing or A form of debt financing, or raising money
raising money by allowing by borrowing from investors
Equity investors to be part owners of the
Financing company.
An equity instrument carrying A debt instrument with a promise to
ownership interest. payback the money with interest.
Stock prices vary every day. These Investors are guarantee interest payments
Prices prices are reported in various and a return of their money the maturity
or media (newspaper, TV, internet, date.
Payments etc.

Investing in stock involves some Uncertainty comes from the ability of the
uncertainty. Investors can earn if bond issuer to pay the bondholders. Bonds
the stock prices increase, but they issued by the government pose less risk
Earnings can lose money if the stock prices than whose by companies because the
decrease or worse, if the company government has guaranteed funding (taxes)
goes bankrupt. from which it can pay its loans.
Dividends Coupons
Higher risk but with possibility of Lower risk but lower yield.
Risk
higher returns
Can be appropriate if the Can be appropriate for retirees (because of
investment is for the long term the guaranteed fixed income) or for those
Time
(10years or more). This can allow who need the money soon (because they
Frame
investors to wait for stock prices cannot afford to take a chance at the stock
to increase if ever they go low. market)
Additional Voting rights in the company Preferential treatment when bond matures.
Benefits
Group No. __________
1.

2. Republic of the Philippines

3.
Department of Education
Region V – Bicol
SCHOOLS DIVISION OFFICE OF CAMARINES NORTE
4. Tuaca High School
Tuaca, Basud, Camarines Norte
5.
Group Activity
6. Direction: Read the given material and supply the
7. needed data and answer the given questions.

Define the following:

For Stocks
1. Dividend
2. Dividend per share
3. Stock market
4. Market value
5. Par value
6. Stock yield ratio
7. What are the two types of stocks?
For Bonds
1. Coupon
2. Coupon rate
3. Price of a bond
4. Fair price of a bond
5. Par value or face value
6. Term of a bond

RUBRIC for this activity.

Criteria 5 4 3
Collaboration All members of the Not all members of the Only 1 member of the
group are helping in group are helping in the group is doing the
the tasks. tasks. tasks.
Accurateness All items in each task Not all items in each task No item in each task is
are correct. are correct. correct.
Neatness The work is very neat. The work is somehow The work is not neat.
neat.
Group No. __________
1.

2. Republic of the Philippines

3.
Department of Education
Region V – Bicol
SCHOOLS DIVISION OFFICE OF CAMARINES NORTE
4. Tuaca High School
Tuaca, Basud, Camarines Norte
5.
Group Activity
6. Direction: Based from what you have learned about
7. stocks and bonds, list the similarities and differences
by completing the Venn Diagram. On the left circle,
labeled as STOCKS, list the unique data or difference
of it to the bonds while on the right circle, labeled as Bonds, list the unique data or difference of
it to the stocks. On the intersection of the two circles, you are going to put the similarities of
Stocks and Bonds.

Stocks Bonds

RUBRIC for this activity.

Criteria 5 4 3
Collaboration All members of the Not all members of the Only 1 member of the
group are helping in group are helping in the group is doing the
the tasks. tasks. tasks.
Accurateness All items in each task Not all items in each task No item in each task is
are correct. are correct. correct.
Neatness The work is very neat. The work is somehow The work is not neat.
neat.