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    Kamal - JeevanUmang - 3-2-2024 7.26.51

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    marblewalaa
    This document summarizes a proposed 945-Jeevan Umang life insurance plan for a 24-year old proposer named Kamal. The plan offers a sum assured of Rs. 750,000 with a policy term of 76 years. Premiums must be paid annually for 15 years, starting at Rs. 62,029 for the first year. At age 100, the nominee would receive Rs. 7,060,500. The plan provides natural death and accidental death coverage, as well as cash values and loan options. Medical reports are required depending on the proposer's criteria. Actual benefits may vary depending on company performance.

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    Kamal - JeevanUmang - 3-2-2024 7.26.51

    Uploaded by

    marblewalaa
    21 views8 pages
    This document summarizes a proposed 945-Jeevan Umang life insurance plan for a 24-year old proposer named Kamal. The plan offers a sum assured of Rs. 750,000 with a policy term of 76 years. Premiums must be paid annually for 15 years, starting at Rs. 62,029 for the first year. At age 100, the nominee would receive Rs. 7,060,500. The plan provides natural death and accidental death coverage, as well as cash values and loan options. Medical reports are required depending on the proposer's criteria. Actual benefits may vary depending on company performance.

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    Jeevan labh

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    kamal _JeevanUmang_3-2-2024 7.26.51

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    This document summarizes a proposed 945-Jeevan Umang life insurance plan for a 24-year old proposer named Kamal. The plan offers a sum assured of Rs. 750,000 with a policy term of 76 years. Premiums must be paid annually for 15 years, starting at Rs. 62,029 for the first year. At age 100, the nominee would receive Rs. 7,060,500. The plan provides natural death and accidental death coverage, as well as cash values and loan options. Medical reports are required depending on the proposer's criteria. Actual benefits may vary depending on company performance.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    21 views8 pages

    Kamal - JeevanUmang - 3-2-2024 7.26.51

    Uploaded by

    marblewalaa
    This document summarizes a proposed 945-Jeevan Umang life insurance plan for a 24-year old proposer named Kamal. The plan offers a sum assured of Rs. 750,000 with a policy term of 76 years. Premiums must be paid annually for 15 years, starting at Rs. 62,029 for the first year. At age 100, the nominee would receive Rs. 7,060,500. The plan provides natural death and accidental death coverage, as well as cash values and loan options. Medical reports are required depending on the proposer's criteria. Actual benefits may vary depending on company performance.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    945-Jeevan Umang

    .
    .

    Prepared By

    Ph:
    This is proposed to

    Proposer Details
    Name kamal
    Age 24
    Plan Name 945-Jeevan Umang
    Sum Assured 750000
    Policy Term 76
    PPT 15
    DAB Rider 0
    AD & DB Rider 750000
    Term Rider 0
    CIR SA 0
    PWB Rider -

    First Year Premium


    YLY HLY QLY MLY
    62029 31329 15822 5274
    59358+2671 29980+1349 15141+681 5047+227

    2nd year onwards


    YLY HLY QLY MLY
    60694 30655 15482 5161
    59358+1336 29980+675 15141+341 5047+114

    Save Rs.166 per day for 15 yrs, and get a


    bulk amount of Rs.7060500 at Age:100
    Year Age Premium Natural Accidental Returns CashValue Loan

    2024 24 62029 798000 1548000 0 0 0

    2025 25 60694 846000 1596000 0 19600 17640

    2026 26 60694 894000 1644000 0 29400 26460

    2027 27 60694 942000 1692000 0 58800 52920

    2028 28 60694 990000 1740000 0 98000 88200

    2029 29 60694 1038000 1788000 0 147000 132300

    2030 30 60694 1086000 1836000 0 205800 185220

    2031 31 60694 1134000 1884000 0 274400 246960

    2032 32 60694 1182000 1932000 0 352800 317520

    2033 33 60694 1230000 1980000 0 441000 396900

    2034 34 60694 1278000 2028000 0 539000 485100

    2035 35 60694 1326000 2076000 0 646800 582120

    2036 36 60694 1374000 2124000 0 764400 687960

    2037 37 60694 1422000 2172000 0 891800 802620

    2038 38 60694 1470000 2220000 0 1028999 926099

    2039 39 0 1533000 2283000 60000 1244580 315000

    2040 40 0 1584750 2334750 60000 1428150 315000

    2041 41 0 1636500 2386500 60000 1475100 315000

    2042 42 0 1688250 2438250 60000 1522050 315000

    2043 43 0 1747500 2497500 60000 1576500 315000

    2044 44 0 1810500 2560500 60000 1634700 315000

    2045 45 0 1881000 2631000 60000 1700400 315000

    2046 46 0 1966500 2716500 60000 1781100 315000

    2047 47 0 2089500 2839500 60000 1899300 315000

    2048 48 0 2212500 2962500 60000 2017500 315000

    2049 49 0 2335500 3085500 60000 2135700 315000


    2050 50 0 2458500 3208500 60000 2253900 315000

    2051 51 0 2596500 3346500 60000 2387100 315000

    2052 52 0 2734500 3484500 60000 2520300 315000

    2053 53 0 2872500 3622500 60000 2653500 315000

    2054 54 0 3063000 3813000 60000 2839200 315000

    2055 55 0 3261000 4011000 60000 3032400 315000

    2056 56 0 3496500 4246500 60000 3263100 315000

    2057 57 0 3732000 4482000 60000 3493800 315000

    2058 58 0 3967500 4717500 60000 3724500 315000

    2059 59 0 4203000 4953000 60000 3955200 315000

    2060 60 0 4438500 5188500 60000 4185900 315000

    2061 61 0 4674000 5424000 60000 4416600 315000

    2062 62 0 4909500 5659500 60000 4647300 315000

    2063 63 0 5145000 5895000 60000 4878000 315000

    2064 64 0 5380500 6130500 60000 5108700 315000

    2065 65 0 5428500 6178500 60000 5151900 315000

    2066 66 0 5476500 6226500 60000 5195100 315000

    2067 67 0 5524500 6274500 60000 5238300 315000

    2068 68 0 5572500 6322500 60000 5281500 315000

    2069 69 0 5620500 6370500 60000 5324700 315000

    2070 70 0 5668500 6418500 60000 5367900 315000

    2071 71 0 5716500 5716500 60000 5411100 315000

    2072 72 0 5764500 5764500 60000 5454300 315000

    2073 73 0 5812500 5812500 60000 5497500 315000

    2074 74 0 5860500 5860500 60000 5540700 315000

    2075 75 0 5908500 5908500 60000 5583900 315000

    2076 76 0 5956500 5956500 60000 5627100 315000


    2077 77 0 6004500 6004500 60000 5670300 315000

    2078 78 0 6052500 6052500 60000 5713500 315000

    2079 79 0 6100500 6100500 60000 5756700 315000

    2080 80 0 6148500 6148500 60000 5799900 315000

    2081 81 0 6196500 6196500 60000 5843100 315000

    2082 82 0 6244500 6244500 60000 5886300 315000

    2083 83 0 6292500 6292500 60000 5929500 315000

    2084 84 0 6340500 6340500 60000 5972700 315000

    2085 85 0 6388500 6388500 60000 6015900 315000

    2086 86 0 6436500 6436500 60000 6059100 315000

    2087 87 0 6484500 6484500 60000 6102300 315000

    2088 88 0 6532500 6532500 60000 6145500 315000

    2089 89 0 6580500 6580500 60000 6188700 315000

    2090 90 0 6628500 6628500 60000 6231900 315000

    2091 91 0 6676500 6676500 60000 6275100 315000

    2092 92 0 6724500 6724500 60000 6318300 315000

    2093 93 0 6772500 6772500 60000 6361500 315000

    2094 94 0 6820500 6820500 60000 6404700 315000

    2095 95 0 6868500 6868500 60000 6447900 315000

    2096 96 0 6916500 6916500 60000 6491100 315000

    2097 97 0 6964500 6964500 60000 6534300 315000

    2098 98 0 7012500 7012500 60000 6577500 315000

    2099 99 0 7060500 7060500 60000 6620700 315000

    2100 100 0 0 0 7060500 0 0

    0 0 911745 0 0 10720500 0 0
    You have to pay the premium for 15 yrs
    (from Age:24 - Age:38)

    If you take the payment mode as yly then you have to pay Rs.62029 for the first
    year,from 2nd year onwards Rs.60694

    Totally you will pay Rs.911745

    From Age:39-99 you will receive Rs.60000

    Natural Risk Cover is as shown in the above table under Natural column.....For
    example In case of Natural Death at Age-29, Nominee will receive Rs.1038000

    Accidental Risk cover is as shown in the above table under Accidental


    column.....For example In case of Accidental Death at Age-29, Nominee will
    receive Rs.1788000

    At age 100 you will receive Rs.7060500

    If you close the policy you will receive the amount as shown in the above table
    under CashValue Column.....For example
    if you close at Age-80, you will receive Rs.5799900

    You can take the loan as shown in the above table under Loan Column.....For
    example
    at Age-59, you can take a loan of Rs.315000
    Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
    countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
    60 LBD
    ----NMS & NMG(Professional)----

    For Proposers under NMG(SAP) and NMG(NSAP) for others


    ----NMG----

    Disclaimer : The Benefits shown in this presentation are calculated based on the
    current bonus rates, Actual values may vary depends on the corporation profits and
    experience

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